[Translation]
April 6, 2015

Sumitomo Mitsui Banking Corporation
SMBC Trust Bank Ltd.
Citibank Japan Ltd.

Various measures and expected date of business transfer associated withthe acquisition of Citibank Japan’s Retail Banking Business by SMBC Trust Bank
Sumitomo Mitsui Banking Corporation (President and CEO: Takeshi Kunibe; “SMBC”) andCitibank Japan Ltd. (Representative Director, President & CEO: Peter B. Eliot; “CitibankJapan”) today announced the implementation of various preferential fee schemes inassociation with the agreement on the acquisition of Citibank Japan’s Retail Banking
business by SMBC Trust Bank Ltd. (President and CEO: Masahiro Nakagawa; “SMBCTrust”) which was announced on December 25, 2014. The banks also announced theexpected date of transfer of the retail banking business to SMBC Trust.
1. Implementation of various preferential fee schemes
SMBC Trust will strive to continue to provide products and services, including globalservices, of Citibank Japan’s retail banking business at the same level of service astoday, even after the transfer of the retail banking business.
SMBC will offer preferential fees for Citibank Japan customers using SMBC ATMs evenprior to the transfer, commencing April 13, 2015. In addition, a preferential fee service
will be implemented for SMBC customers wiring money to Citibank Japan. Throughthese measures, customers for both banks will be able to utilize SMBC and Citibank
Japan’s networks as if they were their own banks.

1(1) Preferential ATM usage fees for Citibank Japan customers using SMBC ATMs (onlyfor withdrawal)
Withdrawal Fees
(Including tax, in yen)
BeforeAfter

Weekdays
8:45 - 18:00

108

0Times other than the above(outside the usual hours)

216

108

※1 ATMs at SMBC branches are eligible for this service※2 Customers who meet certain requirements will be eligible for the free withdrawal (reimbursement) service provided by Citibank Japan.
For details, please see the Service Fee List posted on the Citibank Japan website.

(2) Preferential fees for SMBC customers transferring money domestically to Citibank
JapanPrefential ATM transfer fees
Before
432
648
216
432

(Including tax, in yen)
After
216
432
108
108

Domestic yen transfers to Citibank Japan using SMBC Direct

BeforeAfterInternet BankingMobile BankingTelephone Banking (automated）

Less than 30,000 yen

216

30,000 yen or more432Less than 30,000 yen
30,000 yen or more

300
500

Domestic yen transfers to Citibank Japan using SMBC ATMs
Less than 30,000 yen
Cash transfers
30,000 yen or more
Less than 30,000 yen
Bank transfer using SMBC cashcards ※130,000 yen or more
※1：Discount not available for transfers with corporate cash cards

Bank transfers

Global Service（※4）

108※2 ※3200※2：Free of charge for accounts to which SMBC point pack free service is applied※3：Free of charge if the balance of the withdrawing account is 100,000 yen or more at the time of transfer(balance includes time deposits in case of integrated accounts)※4：Service for overseas residents to manage domestic accounts or receive funds from overseas※5：For reserved transactions, the above preferential treatments will be applied to the transactions on or after April 13, 2015.
※6：Discount effective until business transfer date. After transfer, fee will return to its previous level(3) Foreign currency / non-resident yen transfer through SMBC Direct: free of charge
for SMBC customers transferring money to Citibank Japan(In the case of domestic transfer of foreign currency)
Before(Excluding tax, per transfer)After

Foreign Currency Transfer Fee

3,500 yen

FreeLifting Charge（※1）

1/20％ of the transfer fee(Minimum 2,500 yen)Free

※1：Charge required when withdrawing money for remittance from a foreign currency account at SMBC
Accepted currency:USD, AUD, NZD, EUR, GBP, CHF※2：Discount effective until business transfer date. After transfer, the fee will return to its previous level2

(In the case of domestic non-residents transferring yen)
(Excluding tax, per transfer)
BeforeAfter
600 yenLess than 30,000 yen(to other banks)
Transfer fees
Free800 yen
30,000 yen or more(to other banks)※Discount effective until business transfer date. After transfer, the fee will return to its previous level

2. Expected date of transfer of the retail banking business
The transfer of Citibank Japan’s retail banking business is expected to be complete, subject
to necessary regulatory approvals, on November 1, 2015.
The date was announced as, “October (scheduled)” in the announcement made on
December 25, 2014, however, in order to ensure a smooth system transition, November 1,
2015 was chosen as it is the start of the month and a weekend.

###Media Contact:SMBC Public Relations

03-4333-3730

SMBC Trust Public Relations

03-4510-4325

Citi Corporate Affairs

03-6270-9848

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