Consolidated Financial Results Briefing
for the Fiscal Year Ended March 31,2024

RISKMONSTER.COM

Copyright ©2024 Riskmonster.com All rights reserved.

Contents

１．

Financial Highlights （P.2）

２．

Quarterly Performance （P.3）

３．

Performance by Type of Business （P.4）

４．（１）

Cloud Business for Corporate members （P.5）

４．（１）-①

Credit management support Services （P.6）

４．（１）-②Business Portal Sites （P.7）

４．（１）-③Training Services （P.8）

４．（２）

Other Business （P.9）

５．

Quarterly Number of Members （P.10）

６．

Balance Sheets （P.11）

７．

Cash Flows （P.12）

８．

Outlook for FY 3 / 2025 （P.13）

９．

Return to Stockholders （P.14）
Contact （P.15）

1

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１. Financial Highlights（thousands of yen）

ChangeChange(ratio)

3,666,482△78,33197.9 ％

565,083

300,992△264,090

53.3 ％

552,548

290,616△261,932

52.6 ％

360,374

160,935△199,439

44.7 ％

ChangeChange(ratio)

FY3/2023

FY3/2024

3,744,813

Operating Income
Ordinary Income
Profit attributable toowners of parentNet sales

FY3/2023

FY3/2024
FY3/2018

Earnings per share¥47.60¥21.48△¥26.12

45.1 ％

Number of members

13,822 ＩＤ

14,007 ＩＤ

185

ＩＤ

101.3 ％

6.2 ％

2.7 ％

△3.5

point－Return on equity

2

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２. Quarterly Performance（thousands of yen）

FY3/2024

１Ｑ

２Ｑ

３Ｑ

４Ｑ

Net Sales

877,517933,644938,021917,298

Operating Income

51,67899,236

77,13572,942

FY3/2023

１Ｑ

２Ｑ

３Ｑ

４Ｑ

Net Sales

898,424

991,648936,530

918,209

Operating Income

131,133

190,442

132,606

110,901

Operating Income

Net Sales（millions of yen）

（millions of yen）

1,000

2007501505001002505000

１Ｑ

２Ｑ
ＦＹ3/2023

３Q

１Ｑ

４Q

２Ｑ

３Q
FY3/2023

ＦＹ3/2024
3４Q

FY3/2024
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３. Performance by Type of Business
Riskmonster’s Business Model

Riskmonster
Group

Type of BusinessBusiness Unit

Contribution to profit（１） Cloud Business forCorporate members① Credit management
support Services② Business Portal Sites③ Training Services

・ Stable Growth・ Stable Profit（２）Other Business④ Other Services(including BPO Services)

・ Individual projects
・ New Projects, Overseas Projects
・ Consolidating group cost（thousands of yen）

FY3/2023

FY3/2024

ChangeChange(ratio)（１）Cloud Business for
Corporate members

2,958,208

2,821,137△137,071

95.4％（２）Other Business

1,199,285

1,316,024

116,738109.7％

Total Net Sales

4,157,493

4,137,161△20,332

99.5％

667,624542,589△125,034

81.3％

64,114

16,104△48,01025.1％

731,738

558,693△173,045

76.4％（１）Cloud Business for
Corporate members（２）Other BusinessTotal Operating Income（ Note ） Net Sales and Operating Income are calculated based on amounts before the elimination of inter transactions.

4Copyright © 2024 Riskmonster.com All rights reserved.

４.（１） Cloud Business for Corporate members
Riskmonster’s Business ModelRiskmonster
Group

Type of BusinessBusiness Unit

Contribution to profit（１） Cloud Business forCorporate members① Credit management
support Services② Business Portal Sites③ Training Services

・ Stable Growth・ Stable Profit（２） Other Business④ Other Services(including BPO Services)

・ Individual projects
・ New Projects, Overseas Projects
・ Consolidating group cost（thousands of yen）

FY3/2024

FY3/2023①Credit management supportServices

ChangeChange(ratio)

2,102,864

1,983,944△118,920

94.3％②Business Portal Sites

614,901

604,891△10,01098.4％③Training Services

240,442

232,301△8,14096.6％

2,958,208

2,821,137△137,071

95.4％①Credit management support
Services381,364

256,395△124,968

67.2％②Business Portal Sites

241,298

230,489△10,80995.5％③Training Services

44,96055,704

10,743123.9％

667,624542,589△125,034

81.3％

13,377

13,536159

101.2％

Total Business Unit Sales（ 注 ） 売上高につきましてはサービス間取引消去前の売上高で記載しております。
Total
Business Unit Income

Number of members（ＩＤ）

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４. （１） - ①Credit management support Services（thousands of yen）

FY3/2024

FY3/2023

Change(ratio)

Change1,637,183

1,563,165△74,018

95.5％

465,681420,779△44,901

90.4％

2,102,864

1,983,944△118,920

94.3％

381,364

256,395△124,968

67.2％

Profit rate

18.1％

12.9％

△5.2point

Number of members（ＩＤ）*

7,240

7,498

258

Cloud Services
Consulting Services

Net Sales
Business Unit Income－103.6％（ Note ） The number means the sum of members can use our services directly and through alliance company’s service.

Net Sales

Business Unit Income

Number of members(ID)

Cloud Services
Profit rate △18.1%

5.2 ％＋258ＩＤ

12.9%

Consulting Services

FY3/2023

FY3/2024

FY3/2023

FY3/2024

6FY3/2023

FY3/2024

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４. （１） - ②Business Portal Sites（thousands of yen）

FY3/2024

FY3/2023

ChangeChange(ratio)

579,836

571,337△8,498

98.5％

Others35,06533,554△1,511

95.7％

Net Sales

614,901

604,891△10,010

98.4％

Business Unit Income

241,298

230,489△10,809

95.5％

Profit rate

39.2％

38.1％

△1.1point－Number of Members （ＩＤ）

3,115

3,074

△4198.7％

Number of Users

145,315

144,995

△320

99.8％

Cloud Services

Net Sales

Number of Members(ID)Business Unit Income
Profit rate △ 1.1 ％
39.2%

△

Number of Users

41 ＩＤ

38.1%

△Cloud Services

320Others

FY3/2023

FY3/2024

FY3/2023

FY3/2024

FY3/2023

7

FY3/2024

FY3/2023

FY3/2024

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４. （１） - ③Training Services（thousands of yen）

FY3/2024

FY3/2023

Change(ratio)

ChangeCloud Services / Net Sales

240,442

232,301△8,14096.6％

Business Unit Income

44,96055,70410,743

123.9％

Profit rate

18.7％

24.0％

5.3point－

Number of Members （ＩＤ）

3,022

2,964

△Cloud Services / Net Sales

Business Unit Income+Profit rate

5898.1％

Number of Members(ID)
5.3 ％
24.0%

18.7%
△ 58 ＩＤ

FY3/2023

FY3/2024

FY3/2023

FY3/20248

FY3/2023

FY3/2024

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４. （２） Other Business
Riskmonster’s Business Model

Riskmonster
Group

Contribution to profit

Type of BusinessBusiness Unit

（１） Cloud Business forCorporate members① Credit management
support Services② Business Portal Sites③ Training Services

・ Stable Growth・ Stable Profit（２）Other Business④ Other Services(including BPO Services)

・ Individual projects
・ New Projects, Overseas Projects
・ Consolidating group cost（thousands of yen）

FY3/2023
Total Business Unit Sales
Total Business Unit Income
Profit rate

ChangeFY3/2024

Change(ratio)

1,199,285

1,316,024

116,738109.7％

64,114

16,104△48,010

25.1％

5.3％

1.2％

△4.1point－Net Sales

Business Unit Income

Profit rate

△4.1 ％

5.3%
1.2%

FY3/2023

FY3/2023

FY3/2024

9FY3/2024

Copyright © 2024 Riskmonster.com All rights reserved.５. Quarterly Number of Members（ＩＤ）

14,007 ＩＤ

15,000Creditmanagement
support Services＋258ＩＤ12,500（Year on year ）

6,798

6,534

10,000
6,217

6,377

6,385

6,527

6,587

6,870

7,043

7,101

7,199

7,498
7,060

6,631

7,230

7,272

7,240

7,315
7,290

7,374

Business
Portal Sites△41ＩＤ（Year on year）

7,500

3,179

5,000
3,184

3,216

3,231

3,228

3,174

3,146

3,185

3,175

3,147

3,162

3,154

3,128

3,127

3,119

3,115

3,102

3,096

3,097

3,074

Training services△58ＩＤ（Year on year）

2,500
2,229

2,327

2,496

2,614651

589

622633

FY3/2020
１Q
Total*

２Q

３Q

3,054

642

2020.03
４Q

2,893

3,171

3,385

2,692

544

579

553

547

3,597

3,316

3,327

3,018

3,034

3,022

3,028

393

425

434

437

451

437

445

444

2,988

2,983

2,964

452

464

471

Other Business

FY3/2021
１Q

3,477

２Q

３Q

2021.03
４Q

FY3/2022
１Q

２Q

2022.03

３Q

４Q

FY3/2023
１Q

２Q

３Q

2023.03
４Q

2024.03

FY3/2024
１Q

２Q

３Q

＋26ＩＤ
（Year on year）

４Q

12,281 12,509 12,734 13,002 13,409 12,997 13,249 13,707 13,977 14,060 14,285 14,103 13,952 13,826 13,862 13,822 13,864 13,851 13,918 14,007（ Note ） Figures include overlapped members.

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６. Balance Sheets（thousands of yen）

As of March
31, 2023

As of March
31, 2024

ChangeChange(ratio)Current Assets

2,575,945

2,295,893△280,051

89.1％

Non-Current Assets

4,101,158

4,490,111

388,953

109.5％

6,677,103

6,786,005

108,901

101.6％

Current Liabilities

527,343

433,092△94,250

82.1％

Non-Current Liabilities304,226

330,600

26,374108.7％

Total Liabilities

831,569

763,693△67,876

91.8％

Net Assets

5,845,533

6,022,311

176,778

103.0％

6,677,103

6,786,005

108,901

101.6％

86.7％

87.6％

－－

¥774.13¥808.06¥33.93104.4％

Total Assets

Total Liabilities and Net Assets

Equity ratio
Net Assets per share

11

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７. Cash Flows（thousands of yen）

FY3/2024

FY3/2023

ChangeChange(ratio)

Operating CF

916,943

812,431△104,512

88.6％

Investing CF△790,027△713,814

76,213

90.4％

Financial CF△272,900△278,135△5,235101.9％△2,827△1,132

1,694―

Net increase (decrease)in cash and cash equivalents△148,811△180,651△31,839―

Cash and cash equivalents
at end of period

1,903,415

1,722,763△180,651

Effect of exchange rate change on cash
and cash equivalents

Profit before income taxes

301,577

Depreciation

651,487

Income taxes paid

◆Financial CF◆Investing CF◆Operating CF△210,841

90.5％

Purchase of intangible assets△925,817

Dividends paid

△110,318

Payments into time deposits△101,252

Purchase of treasury shares△99,981

Repayments of long-termborrowings△60,160

Payments for acquisition ofbusinesses△44,942

Proceeds from withdrawal oftime deposits

202,503

Proceeds from sales ofinvestment securities

176,762

12

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８. Outlook for FY3/2025
millions of yen

FY3/2025(projected)

FY3/2024(results)

Difference

Progression
rate

3,666

3,850

183

105.0％

Operating Income

300

380

79

126.2％

Ordinary Income

290

370

79

127.3％

Profit attributable to owners ofparent160

180

19111.8％¥21.48¥24.46¥2.98113.9％

Net SalesEarnings per share（ Note ） Disclosed on May 10, 2024.

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９. Return to Stockholders
Profit Distribution Policies

Shareholder benefits（only in Japan)
For shareholder who owns 300 shares or more and more than 6months
at the end of September, we will send goods on the following table.

Riskmonster’s policy on shareholder return is to aim for stable andcontinuous dividends.
FY3/2024, The Company plans that Dividends per Share to be¥15.00, will increase for 13 consecutive fiscal years.



Dividend per share for FY3/2025 forecast would be ¥15.00.
Ordinary dividend ¥6.00
20th anniversary commemorative dividend ¥2.00¥28.00200,000
180,000

Dividends paid
（thousands of yen）

160,000
140,000

2400¥20.00After the stock split

Dividend per share

80,000¥13.00¥8.50¥7.50 ¥8.00¥9.00

Forecast
104,391

1400

Continuous Holding Period

109,336 110,279 110,364

900

¥5.00
74,13158,354
51,11929,226

31,175

FY3/2012

FY3/
2013

39,435-100

35,722

36,618

FY3/2014

FY3/2015¥8.50¥14.50 ¥14.75 ¥15.00 ¥15.00¥9.00 ¥10.00 ¥13.00 ¥15.00 ¥17.00 ¥20.00 ¥28.00****

19,484FY3/2011

Dividend per ¥5.00
share¥7.50

¥8.00

FY3/
2016

FY3/
2017

FY3/2018

FY3/2019

FY3/
2020

Number ofShares held

400

65,37340,0000¥14.50¥10.0060,00020,000¥14.75 ¥15.00 ¥15.00¥15.00120,000
100,000

1900¥17.00

FY3/
2021

FY3/
2022

FY3/
2023

FY3/
2024-600

FY3/
2025
2024

300

2,000
sharesOver
3 Year –less than
5 years

5 years or more

Specified item

600
sharesshares

14Overa Year –less than
3 years

shares1,000（ Note ） On April 1, 2021, the Company conducted a two-for-one stock split of common stock.

Over６ months –less than ayear

Specifieditem

Worth¥1,500

Worth¥2,000

Worth¥2,000

Worth¥2,000

Worth¥3,000

Worth¥4,000

Worth¥3,000

Worth¥4,000

Worth¥5,000

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Contact【Contact : IR only】
Mail： ir@riskmonster.co.jp
IR Inquiry Form ：https://www.riskmonster.co.jp/form/inquire/ir/index【Trade Name】
Riskmonster.com
https://www.riskmonster.co.jp
https://www.cybaxuniv.jp【Group Companies】
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https://www.j-motto.co.jp
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https://www.outsource.co.jp
SHIPS Co.,Ltd.
https://www.ships-it.co.jp【Head Office】
ＲＭＧ Bldg., 2-16-5 Nihonbashi, Chuo-ku,
Tokyo

15

Riskmonster China Inc.
https://www.rismon.com.cn

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