Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated
document and the Japanese original, the original shall prevail.

Consolidated Financial Results
for the Three Months Ended June 30, 2024
[Japanese GAAP]
August 2, 2024
Company name: Tsukuba Bank, Ltd.
Listing: Tokyo
Securities code: 8338
URL: https://www.tsukubabank.co.jp/
Representative: Masahiko Ikuta
Inquiries: Nobuhiro Okano
Telephone: +81-29-859-8111
Scheduled date to commence dividend payments: Trading accounts: NonePreparation of supplementary material on financial results: Yes
Holding of financial results briefing: NonePresident
Executive Officer,General Manager,General Planning Division(Yen amounts are rounded down to millions, unless otherwise noted.)
1. Consolidated Financial Results for the Three Months Ended June 30, 2024 (April 1, 2024 to June 30, 2024)(1) Consolidated Operating Results(Percentages indicate year-on-year changes.)
Profit attributable toOrdinary revenues
Ordinary profit
owners of parent
Millions of yen%
Millions of yen%
Millions of yen%Three months ended
June 30, 20249,874
1.3
1,723
51.2
1,384
35.5
June 30, 2023
9,741
7.6
1,139(24.9)
1,021
(7.8)
(Note) Comprehensive income:Three months ended June 30, 2024:¥(2,858) million [-%]
Three months ended June 30, 2023:¥3,079 million [-%]
Basic earnings
per share
Three months ended
June 30, 2024
June 30, 2023

Diluted earnings pershare
Yen

Yen

16.82
12.39

6.93
4.06

(2) Consolidated Financial Position
Total assets
As ofJune 30, 2024
March 31, 2024
(Reference) Equity:

As of June 30, 2024:
As of March 31, 2024:

Net assets

Capital adequacy ratio

Millions of yen

Millions of yen%

2,963,665
2,854,094

93,867
97,144
93,867 million
97,144 million

3.1
3.4

¥
¥1

2. Dividends
Annual dividends
1stquarter-end

2ndquarter-end

3rdquarter-end

Yen

Yen

Yen

Yen

Yen

Fiscal year ended March 31, 2024

-

0.00

-

5.00

5.00

Fiscal year ending March 31, 2025

-

5.00

5.00

Fiscal year ending March 31, 2025

0.00
(Forecast)(Note) Revision to the forecast for dividends announced most recently:
None(Note) Breakdown of the 1st quarter dividend for the fiscal year ending March 31, 2025 :Commemorative dividend- yen
Special dividend- yenYear-endTotal

3. Consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2025(April 1, 2024 to March 31, 2025)(Percentages indicate year-on-year changes.)
Profit attributable to owners ofOrdinary profit
Basic earnings per shareparentMillions of yen%

Millions of yen

Six months ending
2,300
8.7
September 30, 2024
Full year
4,400
78.3
(Note) Revision to the financial results forecast announced most recently:* Notes:(1) Significant changes in the scope of consolidation during the period:
Newly included:(Company name:
Excluded:(Company name:%Yen

1,900(1.5)

23.08

3,600
None

63.943.69None))(2) Adoption of accounting treatment specific to the preparation of quarterly consolidated financial statements:(3) Changes in accounting policies, changes in accounting estimates, and restatement
1) Changes in accounting policies due to revisions to accounting standards and other regulations:
2) Changes in accounting policies due to other reasons: None
3) Changes in accounting estimates: None
4) Restatement: NoneNoneYes(4) Number of issued shares (common shares)
1) Total number of issued shares at the end of the period (including treasury shares):
June 30, 2024:
82,553,721 shares
March 31, 2024:
82,553,721 shares
2) Number of treasury shares at the end of the period:
June 30, 2024:
238,156 shares
March 31, 2024:
237,615 shares
3) Average number of shares outstanding during the period:
Three months ended June 30, 2024:
Three months ended June 30, 2023:

82,315,713 shares
82,418,892 shares* Review of the Japanese-language originals of the attached consolidated quarterly financial statements by certified public
accountants or an audit firm: None
* Proper use of earnings forecasts, and other special matters2

株式会社筑波銀行

Quarterly Consolidated Financial Statements
Quarterly Consolidated Balance Sheets(Millions of yen)
As of March 31, 2024
AssetsCash and due from banks
Monetary claims bought
Trading securities
Money held in trust
Securities
Loans and bills discounted
Foreign exchanges
Other assets
Property, plant and equipment
Intangible assets
Retirement benefit asset
Deferred tax assets
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets
Liabilities
Deposits
Cash collateral received for securities lent
Borrowed money
Foreign exchanges
Other liabilities
Provision for bonuses
Retirement benefit liability
Provision for retirement benefits for directors (andother officers)
Provision for executive officers' retirement benefits
Provision for reimbursement of deposits
Provision for point card certificates
Provision for contingent loss
Deferred tax liabilities for land revaluation
Acceptances and guarantees
Total liabilitiesNet assets
Share capital
Capital surplus
Retained earnings
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Revaluation reserve for landRemeasurements of defined benefit plans
Total accumulated other comprehensive income
Total net assets
Total liabilities and net assets

3

As of June 30, 2024

351,605
1,088
177
2,650
418,815
2,037,240
4,714
17,66219,808
3,882
8,890
2,059
1,063
(15,565)
2,854,094

434,640
1,111
176
2,679
424,792
2,058,220
3,872
17,45019,661
3,7728,984
2,100
932
(14,730)
2,963,665

2,576,775
29,521
138,300
381
9,285
738
108

2,700,533
21,259138,300
170
7,541
197
104

3357
42
20
335
315
1,063
2,756,950

41
40
21
337
315
932
2,869,798

48,86830,44738,384(49)
117,650(23,892)
328
3,057(20,506)
97,1442,854,094

48,86830,44739,351(49)
118,617(28,051)
328
2,972(24,749)
93,8672,963,665

株式会社筑波銀行

Quarterly Consolidated Statements of Income and Comprehensive Income
Quarterly Consolidated Statements of Income (For the three months)(Millions of yen)
For the three months
ended June 30, 2023
Ordinary income
Interest income
Interest on loans and discounts
Interest and dividends on securities
Fees and commissions
Other ordinary income
Other income
Ordinary expenses
Interest expenses
Interest on deposits
Fees and commissions payments
Other ordinary expenses
General and administrative expenses
Other expenses
Ordinary profit
Extraordinary income
Gain on disposal of non-current assets
Compensation for forced relocation
Extraordinary losses
Loss on disposal of non-current assets
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
ProfitProfit attributable to owners of parent

For the three months
ended June 30, 2024
9,741
6,330
5,320
966
2,224
199
987
8,601
291
13
1,077
1,021
5,734
476
1,139
61
0
60
5
5
1,196
15
158
174
1,021
1,021

4

9,874
6,762
5,564
1,080
2,238
98
774
8,151
218
100
1,197
664
5,588
482
1,723
9
9
1,713
206
121
328
1,384
1,384

株式会社筑波銀行

Quarterly Consolidated Statements of Comprehensive Income (For the three months)(Millions of yen)
For the three months
ended June 30, 2023
ProfitOther comprehensive income
Valuation difference on available-for-sale securities
Remeasurements of defined benefit plans, net of tax
Comprehensive income
Comprehensive income attributable toComprehensive income attributable to owners ofparent

5

For the three months
ended June 30, 2024
1,021
2,057
2,116
(58)
3,079

1,384
(4,243)(4,158)(84)(2,858)3,079(2,858)