Planet Program
Hotelium white paper
September 2020
version 4

Word from the Founder
Through the history of mankind, our needs have expanded. Now we strive not just to be
fed and healthy, but to be free. Not from tangible shackles and ropes as in the old times,
but from a new, much more sophisticated form of economic and ﬁnancial slavery.
My name is Vladimir Popović, and same as You (or as everybody else) I want to be free
as long as I remember.
Modern slavery is voluntary and it is programmed in our brains from a young age. We
are dependent on money and we sell freedom for money. Time for money! And why isthat so? Because the ruling elite wants masses to be indebted, therefore less conﬁdent
and more bound to the system. That is why the classical school system doesn’t teachus ﬁnancial literacy. Despite our hard work, we may quickly ﬁnd ourselves in a hopelesssituation of debt, struggling for bare survival. Unfortunately, the pensions funds aremostly throwing dust in our eyes.
Planet Program was founded in 2000 with a single mission: to spread awareness ofthese rules, ﬁnancial principles and pitfalls of money. In 2018, we went a step further.
We added a practical solution to theoretical knowledge and launched the Hotelium
Club, a project where an individual has the opportunity to take his ﬁnancial stability into
his own hands. Because everyone deserves ﬁnancial independence.
Planet Academy as an integral part of the Planet Program is a source of theoreticalknowledge that will help you reprogram your beliefs to your advantage. The Hotelium
Club is a training ground where you can directly convert this knowledge into satisfying
results. And the holy grail of these results is the ﬁnancial independence which comes
irrespective of your job, whether you are a top athlete or a pizza delivery guy. For thatyou need to become an investor, there is no other choice.
To create a portfolio with the regular income you must:
1. Create a surplus of money to start investing with,
2. Gain knowledge of how to invest,
3. Develop discipline for the higher goal of ﬁnancial independence.
The Planet Program Hotelium is the system that is tailored for this mission. With
investing in touristic real estate around the world and with the help of blockchain technology, it serves the average person who has little chance to succeed in the investment
world. You can start with €100 and add funds to your basic investment latter.
The vision of the Hotelium Club is to develop a community of one million members
worldwide and to build a global chain of tourist accommodations together.
Welcome on board, on your freedom vehicle,
Vladimir Popović

1. Introduction“The world is at our ﬁngertips and we like to expand
our horizons. That is why we are all tourists!”
Tourism is one of a few constantly growing industries, mainly due to the effects ofglobalization and developing countries opening up. In twenty years the number ofinternational travellers has more than doubled, with last year 1.3 billion people crossing
the borders of their homelands either for business or leisure. It should, therefore, comeas no surprise that the tourism industry represents a tenth of the global turnover – insome countries a whole third! The sector is looking at a ﬁve per cent growth in the
future as well and in 2030 the number of international travellers is expected to reach
1.8 billion.
The same indicators apply to the hotel business. According to the World Tourism Organization (UNWTO), a 4% growth is expected this year, next to a record 170 billion dollars
in gross bookings. Such growth makes the sector more and more interesting in theeyes of general investors since a hotel’s income is considerably higher than real-estate. It is a well-known fact that a hotel’s value rises the moment it opens its doors andit keeps rising all the time, given proper management. The project Hotelium marks theﬁrst time in history that anyone can become the co-owner of a hotel with a measly 100
euros investment.
Hotelium is a branch of Planet Program, a tried-and-true network marketing system.
After 20 years of experience with direct sales, we are ambitiously venturing into the realestate and tourism business. To this end, we are launching the cryptocurrency Hotelium Token. By acquiring it, you get your share in Hotelium. The coin will be backed
directly by the value of our properties. Revolutionary blockchain technology and smart
contracts will give full power to each and every member so that he or she can invest ina real estate and be part of the income.

2. Planet Program Academy
Planet Program was founded in 2000 by a world-class leader, Albert Schermacher. It
was established with the aim of supporting and educating people in the developmentof managerial skills of people all over the world. The basis of leadership is that you can
not lead others if you can not lead yourself - so it is important to focus on personal
development.

“Leadership is a set of principles andskills that can be learned and adopted ineveryday life. Everyone should becomea leader.”Albert Schermacher
Over the years, the Planet Program has cooperated with various companies and helped
them with ﬁnancial plans. Our advice has helped many in the network marketing
industry, as Planet Program is present in 4 continents and counts more than 10
thousand members. After a short illness, Albert Schermacher died and his mission was
taken over by his best student Vladimir Popović from Slovenia. During the rise of
Bitcoin and the evolution of blockchain technology he decided that it was time forPlanet Program to grow from a support company to a carrier - to the best business
opportunity in the world of network marketing and blockchain.
Hotelium is the product of this cooperation and we are proud to present our project andvision for the real estate and tourism industry.

3. Vision
We are using the power of blockchain and the power of network marketing to build areal estate empire.
Blockchain technology enables the storage of large quantities of data without a central
server. This is innovation beyond our imagination! We would like to take this further by
putting a real estate chain on the blockchain and give everyone the opportunity to
become a shareholder of the Hotelium real estate chain. To truly allow anyone tobecome the part of this success, we set the limits low: by investing 100€ you can
become shareholder and part of our real estate chain. 200 million euro value in properties and 1 million members in 15-20 years is our goal and we believe in our plan. Our
vision is to change the tourist accomodation industry and become a major player on a
global scale!

PROPERTIES
gain from the established networkof potential guest.

COMMUNITY NETWORK
gets proﬁt via Hotelium Token.

CRYPTOCURRENCY
is backed by value of the properties.

490 Million Tokens

4. Hotelium Token
Tokens are the foundation of the whole Hotelium ecosystem, as every token in the
Hotelium Club represents ownership of a part of the Hotelium chain. With only 490
million tokens minted, their value will grow with new real estate joining the chain.
Hotelium token is ERC-20 on the Ethereum blockchain. After being minted, the tokens
became available on an exchanges, with the starting ﬁxed price of $0.50. As soon as
you put €100 worth of tokens in the Club you are ofﬁcially a shareholder of the Hotelium
real estate and are entitled to dividends, paid out according to the payment plan provided in this paper.
The price of tokens will rise as they are sold, so the earlier you buy, the cheaper you getthem. A simple demand/supply chart can prove that the price of tokens will be higher
as fewer tokens become available and most of them will be deposited in the backofﬁce. Expected price growth of token is estimated between 60-80% in three to ﬁve
years after going public.
Tokens became available on Latoken public exchange in december 2018.

5. Real Estate
Real estate is the basis of our business. Our children will beneﬁt from these properties,
based on the stability of the Hotelium Token and our continued revenue from renting
the properties to our members and regular guests.
Our business model is comparable with an established, the so-called timesharing
model, where people buy a joint property such as a lodge or a condominium unit andshare its use. However, we take the idea to another level. We use the power of networking and the power of blockchain technology to build a real estate chain where investors
will also earn money, dividends for their real estate investment, which might be called
proﬁtsharing.
Our real estate experts have decided that smaller properties (apartments, villas, boutique hotels) pose less risk. They can be sold easily if necessary, and are cheaper andsimpler to manage and to renovate. The goal is to have villages with multiple standalone facilities at selected locations.
To this end, our project, through members and through blockchain technology, raised
funds for these properties. 50% of each investment is invested in the long term of the
project - the real estate itself. (Includes all costs and taxes associated with thepurchase of the property). We will also resell real estate if it makes a proﬁt - and thisproﬁt will be shared among members.

6. Hotelium Club
Hotelium Club is the backbone of the project and also a stakeholder of Hotelium realestate. You can be a part of Hotelium Club with an investment as low as €100, withwhich you gain beneﬁts and also become a shareholder of all the properties in the
Hotelium chain. Real estate will be located in the cities of club members, so businessgrowth will be faster. As a shareholder you will enjoy many beneﬁts on your vacation
and also receive dividends from the Hotelium network.

6.1 Beneﬁts
You will get different discounts and bonuses depending on your membership. Everyone
with a minimal investment of at least €100 will get a 5% discount in all Hotelium realestate around the world. Successful network members are entitled to even higher
discounts, as shown in the table. Membership levels are explained on the next page.

Member (€100 minimum investment)

Member card

5% discountPlatinum

Platinum card

10% discount

Emerald

Emerald card

15% discountDiamond

Diamond card

20% discountBlue DiamondBlue Diamond card

25% discountRoyal DiamondRoyal Diamond card

25% discount

CROWN AMBASSADORCROWN AMBASSADOR CARD

25% discountHotelium Club will also organise special promotions for all members. Every member
will be notiﬁed about any discounts and promotions via the Hotelium mobile app. Hotelium tokens can also be used as payment for any Hotelium chained real estate, byterms described in this document.
All job offers for the Hotelium real estate network will be published in the mobile app, so
all members will have exclusive options to join the team.

6.2 Packages with Loyalty Reward
There are four types of Hotelium tokens:
AVAILABLE HTL: free tokens ready to use at any time.
PACKAGE HTL: tokens locked in a package eligible to ﬁxed loyalty rewards and notdividends.
HELD SHARE HTL: tokens justiﬁed to earn full dividends from the real estate proﬁt,cannot be withdrawn till the referral phase is ﬁnished.
SHARE B HTL: tokens justiﬁed to earn full dividends (365/365) from the real estate
proﬁt, cannot be withdrawn ever.
SHARE A HTL: tokens justiﬁed to earn partial dividends (number of days in year/365),
based on the number of days in a year laid in Club, can be withdrawn by terms
described in this document.
When tokens are transferred to the Hotelium Club members have an option to activate
loyalty packages and earn ﬁxed reward on them for the ﬁrst 12 months. This percentage of tokens is awarded to the members for trust in the project and ﬁnancing new realestate in the chain. All loyalty rewards are paid in HTL tokens, 50% in AVAILABLE and
50% in SHARES A HTL, every month to the member’s Club wallet.
In the ﬁrst phase for every package activated, the company will invest 20% of the package value to the real estate security budget. In this phase, members will gain rewards
on 100% of the investment. After the contract period is ﬁnished, members will be able
to withdraw 100% of their investment. In this promotional phase, loyalty rewards aredoubled. The phase ends on June 9th 2019.
After June 9th 2019 the second phase starts and 20% of each new member’s investment is deducted to the real estate budget (transferred to one’s SHARE HTL account).
In this phase members will gain loyalty rewards on 80% of the investment. After thecontract period is ﬁnished investors will be able to withdraw 80% of their investment.
After December 29.2019 the ﬁnal phase of referral has
started and packages are formed to last until the end of
the referral building period: 100% of each member investment is converted in SHARES A and the ﬁrst 12 months
member will receive a ﬁxed loyalty reward, based on
package. Packages can be upgraded anytime during the
12 months contract. 50% of loyalty will be paid out as
AVAILABLE HTL and 50% as SHARES A HTL. After 12months members will start to receive dividends from realestate proﬁt every year in May for the previous year. The
value of 1 dividend depends on the number of days the
SHARES A HTL are in the club in the previous year.

PackageAnnual LOYALTY
reward

€100

10%

€200

20%

€500

30%

€1.00036%€2.00042%€5.00048%€10.000

54%

Example: If package expires on June 30, SHARES A unlock from the package are 182
days earned dividends (182/365 value). If a dividend is 1 HTL, the payout is 0,5 HTL.

6.3 Hotelium Token Growth
One of major and key beneﬁts of our ecosystem is predictive 60-80% growth of ourtoken in ﬁrst 3-5 years after launch. In order to protect offer/demand ratio, we havestrict mechanism and withdraw rules which are described in terms and conditions.

6.4 Membership Referral Program
Everyone with an investment of €100 or more is treated as a member of Hotelium Cluband will get their own Hotelium member card in their mobile app. They are also entitledto a 10% referral (7% if you own €100 or €200 package) reward from the deposit of new
members that they invited to the Hotelium Club because of contribution to the growthof Hotelium Club. The reward is paid every week on Monday for the previous week, so
you will not be forced to wait for your earnings. Even with the smallest participation you
can be a part of our network.

6.5 Member Ranks
To unleash the full potential and earn more, one must be an active member of ourcommunity. Our career plan allows every member to achieve any rank or goal and toclaim all rewards. Here are listed conditions for every rank:
BRONZEOne personal member with any package on the left side and one personal member
with any package on the right side.

SILVER

Bronze with €500 cummulated volume in weaker leg.

GOLD

Bronze with €2000 cummulated volume in weaker leg.

PLATINUM€10.000 cummulated volume in weaker leg and personal Silver member in stronger leg.

SAPPHIRE

One platinum left and one platinum right.

EMERALDOne sapphire left and one sapphire right.

DIAMOND

One emerald left and one emerald right.

BLUE DIAMOND

One diamond left and one diamond right.

ROYAL DIAMOND

One blue diamond left and one blue diamond right.

CROWN AMBASSADOROne royal diamond left and one royal diamond right.

6.5 Career
To become a Bronze Member of the Hotelium Club, you need 1 personal member withany package on your left and 1 personal member on your right leg. Upon reaching
BRONZE Membership you are entitled to a binary reward of 10% from your weaker leg
each week. together with a 10% direct reward (€100 and €200 packages are a subject
to 7% reward,). As Bronze Member you can build your career up to Crown ambassador
to be entitled to higher discounts and other beneﬁts.
THE FIRST RANK IN THE HOTELIUM PROJECT IS BRONZE.

Matching
rewardWeeklybinary maxout

SHARE HTLREWARDS

Platinum

1×6%

1.500$

1.000 HTL

Sapphire

2×6%

3.000$

2.000 HTL

Emerald

3×6%7.500$

5.000 HTL

Diamond

4×6%

15.000$10.000 HTL

Blue
Diamond

5×6%

30.000$20.000 HTL

Royal
Diamond

6×6%

50.000$50.000 HTL

Crown
Ambassador

6×6%

100.000$

100.000 HTL

On directs binary
rewards

On 2 generations
binary rewards

On 3 generations

On 4 generations

On 5 generations

On 6 generations

On 6 generations

7. Dividends
The dividends are the biggest and most valueble beneﬁt for our members.
Every token holder in the Hotelium Club will receive dividends as part of the proﬁt fromall the real estate in the network. Members will receive 10% of the value of all properties
in the Hotelium club.
Dividends are paid with DIVIDENDS HTL in the ﬁrst half of May for last calendar year
and are divided according to SHARE A HTL, SHARE B HTL and HELD SHARE HTL ownership among Hotelium Club members. The price of tokens, paid in dividends, will be set
as an average sale price during the ﬁrst 120 days (for proﬁt of previous year) on public
exchanges. All tokens received from dividends are automatically sent to the eligible
member account as AVAILABLE HTL.
As the graphic shows dividends are divided between all members (90%) and quialiﬁed
leaders (10%). The constant flow of new proﬁt from the Hotelium real estate chain will
increase demand for HTL tokens on exchange, which will influence the token price.

Token holders

Hotelium value

10%

90%
Hotelium Club
10%

Platinum 3% / Sapphire 4% / Emerald 5% / Diamond 6%
Blue Diamond 7% / Royal Diamond 8% / Crown Ambassador 9%
Crown Override +1%

Leadership reward

8. Referral Rewards€100 and €200 packages are entitled to 7% direct and binary reward.
€500 packages and higher are entitled to 10% direct and binary reward.
With ranks members earns matching rewards as table shows:All referral rewards are distributed by rule 75 / 25. 75% are in AVAILABLE HTL tokens
and 25% in HELD SHARE HTL tokens

75% AVAILABLE HTLAVAILABLE TOKENS CAN BE USEDIn the Hotelium network of properties
and at Hotelium Merchant partners.

Sold on public exchanges.

Used to buy new packages andearn loyalty reward on them.

The distributor can use his available
HTL tokens in Hotelium properties
up to 50% of invoice and other 50%
in FIAT currency.

25% in HELD SHARES HTLTokens justiﬁed to earn dividends fromthe real estate proﬁt and they cannot be
withdrawn till the referral phase isﬁnished.

Active Income Strings
COMMISSIONS ARE WEEKLY ON EVERY MONDAY WITH BALANCE CHECKON SUNDAYACTIVEINCOMESDIRECT
REWARDSBINARYREWARDS

Fast Start Bonus - First 45 Days

MATCHING
REWARDSRANKREWARDS

Direct Bonus Reward

DIRECT REWARD FOR PERIOD OF FIRST
45 DAYS AFTER REGISTRATIONPACKAGESDIRECT REWARDSPACKAGESDIRECT REWARDSNO PACKAGE / 100$ / 200$

11%

NO PACKAGE / 100$ / 200$

7%PACKAGE 500$ / MORE

15%

PACKAGE 500$ / MORE

10%

WITH NO ACTIVATED PACKAGE, YOU GETDIRECT REWARD ONLY

WITH NO ACTIVATED PACKAGE, YOU GETDIRECT REWARD ONLY

Binary Bonus Reward
TEAM BONUS

30.000 HTL
× 10% = 3.000 HTL

50.000 HTL- “Binary model”- Focus only on 2 legs
- Leg with smaller turnover is your paid leg- 10% from total volume in that leg- The binary commission belongs to you
if you have any package activated- The binary commission is released fromthe week when you are a Bronze member,
until then it is comulated into the account9. Blockchain Solution
Blockchain is a public transactions book. It doesn't require any central server andthird-party agent because it is operated and stored by the community. Cryptography
makes this ledger irreversible, thus perfect for all data that might otherwise be
fraudulent. Blockchain also has the ability to execute agreements. These automatedprotocols that involve no middleman are called smart contracts. They validate
conditions and execute the procedure of the contract punctually, cost efﬁciently andrisk-free. No wonder that blockchain is considered the biggest revolution after theinvention of the internet. It is a philosophy and technology which will change the world.
In the Hotelium ecosystem, blockchain serves as a transparent ledger, with smart
contracts effectively taking care of the dividends. With this technology, one can be
100% sure to receive proﬁt and loyalty rewards as they are written into a smart contractand distributed automatically according to schedule.

10. Roadmap

PRELAUNCH
Backofﬁce, white paper,smart contract

May 2018

LISTINGof HTL token
on public exchange

31.10.2018

November 2018

December 2018

$0,50

MERCHANT PROGRAM
20 countries
10.000 club members

January 2019

June 2019$0,70

January 2020

July 2019

December 2019

$1,00

First real estate

Second real estate

April 2020

January 2021

$1,40 - $1,80

200 MILLION USD VALUE OF
THE REAL ESTATE CHAIN
December 2040

11. Phases of Hotelium Project
1ST PHASE – PRELAUNCH: 15.04. – 17.12.2018- Before HTL published on exchange- PHASE of develop backofﬁce, managment, leadership, support system- Fixed price of HTL - 10% extra HELD SHARE HTL- Members are entitled to loyalty reward on 100% of their participation- Company invests 20% for every activated pack in the security real estate budget
2ND PHASE – LAUNCH: 17.12.2018 – until 09.06.2019- Public exchange/listing HTL (Q4 2018)- Members are entitled to loyalty reward on 100% of their participation–- Company invests 20% for every activated pack in the budget as initial capital
3RD PHASE – 09.06.2019 until 29.12.2019- Members are entitled to loyalty reward on 80% of their participation- 20% of each activated pack value goes into the real estate budget- 20% of member’s investment goes automaticaly to SHARES B HTL
4TH PHASE – December 29. 2019 TILL THE REFERRAL PROGRAM IS FINISHED- 100% of investments are converted to SHARE A- Members receive ﬁrst 12 months ﬁxed loyalty and no dividends- After 12 months no more loyalty rewards but DIVIDENDS from real estate proﬁt.
- Shared by number of days in a year for SHARES A which are unlocked from thepackage.
- Dividends are shared to members in the ﬁrst half of May next year
LAST PHASE – AFTER THE REFERRAL PHASE ENDS
- No more HTL to sell, no more refferal business, no more new properties- All HTL tokens, withdrawn from the Club cannot be deposited back and they don’t
receive any dividends- Only HTL in form of dividends can be deposited on Club from company side.
- All FIAT proﬁt from properties will be changed into the HTL on exchange what will
increase the value of HTLNOTICE:* SHARE A HTL are tokens eligible todividends and can be withdrawn from the Club in parts (20% every 30 days). SHARES A
will be possible to withdrawn 36 months after package expired.
* SHARE B HTL are tokens which have right to receive dividends and can not be sold or withdrawn EVER. There is no loyalty
reward and referal reward on them.
* HELD HTL are tokens which have the right to receive dividends and can not be sold or withdrawn while the referral program
lasts. After that members can choose to convert HELD HTL into AVAILABLE HTL, SHARES A or SHARES B HTL tokens and canbe withdrawn from the club in parts (20% every 30 days). There is no loyalty reward and referral reward on them.
* When a member relocks his HTL for a new period – the only difference in euros investment will be subject of investment inreal estate.

Team
Simon Karakaš
Blockchain AdvisorŽiga Željko
IT & Programming
Matic Mohar
Marketing & Social Media
Vladimir Popović
Co-founder and CEO

UECB
Blockchain Development

Boba Škorić
Customer Service
Biljana Radojević
Aleksandar Radojević
Network Board Members

Planet International Hotelium Group LTD.
Bulgaria, 1000 Soﬁa
Sredec district, 37 William Gladstone Street

Disclaimer
The following White Paper should not and does not amount to or establish a plan, an overview or any sort of request
for the following project, neither does the following document in any manner or capacity amount a business offering
nor a request for an offer of or to acquire or purchase securities regardless of the manner. The following document is
simply an outline of the project’s scope and motives. There are certain assumptions and announcements within thefollowing document, White Paper which amount to money focused data points and items, which should constituteanticipated values for these data points but can only be determined within reasonable accuracy. The following White
Paper is the team’s best attempt to summarize the data regarding the token launch and project scope for the
Hotelium token. The following assumptions, assertions, data points, values, market assumptions, conditions, andmany other extraneous factors may affect the outcome and claims made in this paper. The following white paper has
been written in good faith and with the best of resources available. We look forward to sharing the journey with you.