Social Media Terms of UseTerms of Use of United Overseas Bank Limited ("UOB") Social Media Channels
Access to UOB's Social Media Channels is subject to the terms of use herein, our Legal
Notices (please access and read the same here); and our Privacy and Security Terms(please access and read the same here) (collectively the “Terms”). Please read theseterms carefully. By accessing these channels, you agree to be bound by theTerms, and of any applicable terms imposed by accessing the respective social
media channel(s). If you do not accept any of the Terms, please discontinue youraccess immediately.
These Terms are subject to change and may be modified, deleted or replaced from time
to time at our sole and absolute discretion. If you do not accept the change or addition
to these Terms, you must stop accessing and/or using these channels. If you continue
to access and/or use them after the change or addition takes effect, you are deemed tohave accepted the change or addition without reservation.
1. You should never disclose any of your account, financial, and/or personal sensitive
information through these channels. UOB will never ask for your account information,
identification card or passport number or any other personal details from you throughthese channels. In the event UOB requests for your contact details, please send it tous using only the private messaging feature(s) (if any) available on these channels.
2. All your activity, submissions, postings or transmissions on these social media
channels will be subject to the respective channel’s own terms of use, disclosures,
data use and privacy. UOB will not be responsible for all actions, omissions, terms ofuse, privacy and security of these channels.
3. All trademarks, registered trademarks, product names and company names or logos
mentioned are the property of their respective owners. Reference to any products,services, processes or other information, by trade name, trademark, manufacturer,
supplier or otherwise does not constitute or imply endorsement, sponsorship orrecommendation thereof by UOB. You shall have no right or licence to download,
reproduce or use any such trademarks or service marks whether as a link to any
website or otherwise, except with the prior written approval of UOB or third party
proprietors (as the case may be).
4. The contents of these channels, including but not limited to services, products,
information, data, text, graphics, audio, video, links or other items are provided 'AS
IS', and 'AS AVAILABLE'. UOB does not warrant the truth, accuracy, adequacy,
completeness or reasonableness of such contents and expressly disclaims liability forany and all errors or omissions whatsoever. No warranty of any kind, implied, expressor statutory, including but not limited to any warranty of title, non-infringement of thirdparty rights, merchantability, satisfactory quality, fitness for a particular purpose andfreedom from computer virus or other contaminants or other malicious, destructive or
corrupting code, agent programme or macros (collectively, the 'Virus'), is given in
conjunction with these channels, or its contents, including any links to third party
websites.
5. Under no circumstances will UOB be liable in any way for any text, images (including
but not limited to all of its contents) (collectively, the "Content") including (withoutlimitation) any errors or omissions in any Content, or for any loss or damage of any
kind incurred as a result of your use of these channels, any Content and any
opinions, statements, and viewpoints expressed by community participants.
6. When you post content to our social media channels, you are giving us a nonexclusive, irrevocable right to reproduce your posts (including any images, soundrecordings or other content you supply with that post), together with your name andprofile picture (if applicable) for attribution purposes, in any medium, anywhere in theworld, for our own business purposes, including for advertising and promotional
purposes.
7. UOB reserves the right to modify the content, features and functionality of thesechannels, to shut them down, and to limit or deny access to all or part of thesechannels at any time, for any reason, without prior notice, and will not be liable in any
way to you, your company or any third party for any possible loss, liability orconsequences of such actions.
8. UOB will be entitled to use, make or reproduce, disclose, distribute, perform publicly,
create derivative works of, and reduce to practice any content submitted to us, forany purposes whatsoever, without restriction and without any compensation to you.
UOB is not and shall not be subject to any obligations or confidentiality regarding thecontent, except where required by law. UOB is under no obligation to use or post any
content submitted and UOB may remove any content at any time in its sole
discretion.
9. UOB collects, uses and discloses personal data that you submit through private
messages for the purposes of customer verification, responding to your feedback,queries and/or requests, complaint and dispute handling, fraud prevention anddetection, meeting legal, regulatory or compliance requirements, data analytics,training, developing and improving our products and services, and other purposes
related to managing our relationship with you. Where you provide information(including personal data) relating to another person, you warrant and represent to us
that you have obtained that person’s consent for the collection, use and disclosure of
his/her information as set out in these Terms.
10. All user content, whether publicly posted or privately transmitted, is the sole
responsibility of the person from whom such content originates from. You will besolely and entirely responsible for any and all content that you upload, post, share orotherwise displayed via these channels. Under no circumstances will UOB be liable inany way for user content including, but not limited to, liability for any errors oromissions in any user content or for any loss or damage of any kind incurred as aresult of the use of any user content posted, emailed or otherwise transmitted via
these channels. You should exercise discretion before relying on information in usercontent as such user content may contain false or otherwise misleading information.
To the extent that you use or rely on information posted within these channels, you
do so solely at your own risk.
11. When posting or submitting content, you represent and warrant that you own orotherwise control any and all of the rights to your submission including, but not limited
to, all the rights necessary for you to post, submit or upload that said content. To theextent that the content submitted contains copyrighted or protected content, youwarrant and represent that (i) you are the owner of such content or the owner has
granted you permission to use such content consistent with the manner and purposeof your use; (b) you have the rights necessary to grant the licenses and sub-licenses
described under these Terms of Use; and (c) each person who has been depicted insuch content, if any, has provided consent to the use of the content as set forth underthese Terms of Use. UOB reserves the right to request proof of ownership orpermission and to refuse to post such content in its sole discretion and determination.
12. You agree that you will not use any part of UOB’s Social Media Channels to:i.
upload or post any content that is unlawful, harmful, threatening, abusive,harassing, tortious, defamatory, vulgar, obscene, libellous, fraudulent, hatefulor racially, ethnically or otherwise objectionable;ii.

upload or post any unsolicited or unauthorised advertising, promotional
materials, 'junk mail', 'spam', 'chain letters' or any other form of solicitation;iii.

upload or post any content that contains computer viruses or any othercomputer code, files or programs designed to interrupt, destroy or limit thefunctionality of any computer software, hardware or telecommunications
equipment;

iv.

distribute, modify, copy, transmit, display, reuse, reproduce, publish, license,
create derivative works from, transfer, sell or otherwise use Content without
the written permission of the Content owner

13. UOB reserves the right to remove any post or content that is not relevant and/or
breaches the aforesaid terms and/or which UOB in its own discretion otherwise
deems inappropriate. UOB shall assume no responsibility or liability arising from any
post or content containing prohibited or objectionable content stated above. Youagree to indemnify, hold harmless and defend UOB in respect of all damages, costs
and expenses, including all legal costs incurred on an indemnity basis, arising out ofor as a result of any breach of these Terms and Conditions or otherwise inconnection with your use of these channels and Content.

14. UOB reserves the right to permanently block or ban individuals or groups fromparticipating on our social media channels for any violation of the Terms or for
posting any content which UOB in its own discretion determines is inappropriate.
15. These Terms and Conditions shall be governed by the laws of the Republic ofSingapore and parties submit to the non-exclusive jurisdiction of the Singapore
Courts.