Access to this website and/or use of Services is granted by UOB, its subsidiaries andassociated companies represented on this website and/or Services (hereinafter known
collectively with UOB as the 'UOB Group') subject to the following terms and conditions.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING
THIS WEBSITE AND ANY WEB PAGE HEREOF AND/OR USING THE SERVICES,YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO
NOT ACCEPT ANY OF THESE TERMS AND CONDITIONS, PLEASE DISCONTINUE
YOUR ACCESS IMMEDIATELY TO THIS WEBSITE OR ANY WEB PAGE HEREOF
AND/OR USE OF THE SERVICES PROVIDED HEREIN IMMEDIATELY.
By using or accessing this website and/or the Services, you are deemed to have given
permission to the UOB Group to disclose to anyone information relating to yourself,
including customer information, in connection with any of your accounts with any memberof the UOB Group as UOB shall deem fit for any purpose without incurring any liability ofwhatsoever nature.
The contents of this website and/or made available through the Services are provided forgeneral information only and should not be used as a basis for making any specificinvestment, business or commercial decision. You should at all times consult yourprofessional advisers and obtain independent verification of such information and data
before making any decision based thereon.
The contents of this website and/or made available through the Services, including theseterms and conditions, are subject to change and may be modified, deleted or replaced
from time to time and at any time at the sole and absolute discretion of the UOB Group.
Nothing in this website and/or made available through the Services shall be consideredor construed on the part of any member of the UOB Group as an offer or solicitation tobuy, sell, give, take, issue, allot or transfer, or as giving any advice in respect of shares,stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments,loans, advances, credits, insurance or deposits in any jurisdiction.
Notwithstanding the generality of the foregoing, the information and materials containedon this website and/or made available through the Services shall in all cases be construed
as an invitation to treat made only in the Republic of Singapore. Any such invitation totreat shall be void where prohibited by law, whether by the law of the Republic ofSingapore or by the law of the jurisdiction in which you are located. By making an offer tothe UOB Group, which offer shall be deemed unsolicited, you warrant that such offer andany contract resulting from the acceptance thereof by the UOB Group will not be in conflictwith the laws of your jurisdiction and will be made pursuant to the provisions with regards
to Jurisdiction below. The UOB Group shall not be under any obligation whatsoever,express or implied, to reply to unsolicited correspondence, communications or email orto acknowledge receipt of the same.
UOB may provide links to websites, software applications or mobile applications ('ThirdParty Links') owned, controlled or offered by third parties. Access to and the use of such
Third Party Links is at your own risk and subject to the terms and conditions applicable tosuch access and/or use. For the avoidance of doubt, by creating a link to a Third PartyLinks, the UOB Group shall not be construed as endorsing or recommending any productor service offered or as verifying any information contained in any such Third Party Links.
Accordingly, the UOB Group will not be responsible for any and all information, materials,products or services (or any failure thereof) contained in or offered at any such Third Party
Links linked to this website and/or Services.
Any and all information submitted to the UOB Group through this website and/or theServices shall be deemed to be and shall remain the sole and exclusive property of theUOB Group. The UOB Group shall be entitled to use, for any purpose and without any
payment or compensation, any information including but not limited to ideas, concepts,
know-how or techniques in whatsoever form provided to the UOB Group through thiswebsite and/or the Services.
The UOB Group does not guarantee that (a) email messages sent to the UOB Group overthe Internet; and/or (b) short message service (SMS) sent to the UOB Group via yourmobile phone, will be completely secure. Under no circumstances will the UOB Group beliable for any damages incurred or sustained by you in connection with or arising fromany (a) message transmitted via the Internet by you to the UOB Group; and/or (b) SMS
sent to the UOB Group via your mobile phone, or by the UOB Group to you at your request.
You acknowledge and accept that the inherent nature of the Internet and/or
telecommunications services is such that transmissions may be subject to interruption,interception, hacking, fluctuation, inaccuracy, defect, corruption, loss, connection error,transmission blackout, delayed or failed transmission and/or incorrect, garbled orincomplete data transmission. The UOB Group will not be liable for breakdown,interruption, failure, closure or malfunctions in communications facilities not under its
control that may affect the accuracy, authenticity or timeliness of messages andtransactions that may be sent and does not warrant that any identified defect will becorrected.
This website and/or the Services are not intended for distribution to, or use by, any personor entity in any jurisdiction or country where such distribution or use would be contrary to
local law or regulation.
Notwithstanding anything in this website and/or Mobile Banking the Services, youreligibility for all products and services on this website and/or Mobile Banking the Services
is subject to acceptance by the UOB Group.
Except as otherwise expressly stated in this website and/or through the Services, thecopyright and all other intellectual property in and to the contents of this website and/or
the Services is owned by the UOB Group. No part or parts hereof may be used,reproduced, distributed, published, modified, displayed, broadcasted, hyperlinked ortransmitted in any manner or by any means or stored in an information retrieval system
without the UOB Group's prior written permission. Further, you may not, without the UOBGroup's prior written permission, (a) insert a hyperlink to this website or on any part
thereof on any other websites or 'mirror' any material contained on this website on any
other server, website or web page; and/or (b) insert a link to the Services.

All trademarks and service marks used and displayed in this website and/or through theServices are the property of the UOB Group and, where applicable, third party proprietors
identified in the website and/or through the Services. You shall have no right or licence todownload, reproduce or use any such trademarks or service marks whether for use as alink to any website and/or the Services or otherwise, except with the prior written approvalof the respective members of the UOB Group or third party proprietors (as the case maybe).
The contents of this website and/or made available through the Services, including but
not limited to services, products, information, data, text, graphics, audio, video, links orother items are provided 'AS IS ', and 'AS AVAILABLE '. The UOB Group does not warrant
the truth, accuracy, adequacy, completeness or reasonableness of such contents andexpressly disclaims liability for any and all errors or omissions whatsoever.
No warranty of any kind, implied, express or statutory, including but not limited to any
warranty of title, non-infringement of third party rights, merchantability, satisfactory quality,
fitness for a particular purpose and freedom from computer virus or other contaminants
or other malicious, destructive or corrupting code, agent programme or macros(collectively, the 'virus'), is given in conjunction with this website and/or Services, or its
contents, including any links to third party websites, software applications and/or mobileapplications.
Without prejudice to anything contained in this website and/or the Services, the UOBGroup shall not be liable in any manner whatsoever for any damage, loss or expense
including without limitation, direct, indirect, special, or consequential damage, oreconomic loss arising from or in connection with:
i.

ii.
iii.
iv.
v.

vi.

any access, use or the inability to access or use this website and/or Services, useof or reliance on the contents of this website and/or made available through theServices;
any transaction performed on any (a) web page in this website; and/or (b) software
applications and/or mobiles applications via the Services;
any loss or abuse or unauthorised disclosure of information, including customer
information;
any system, server or connection failure, error, omission, interruption, interception,
delay in operation or transmission, or computer virus;
any use of or access to (a) any other websites linked to this website; and/or (b)any other software applications and/or mobiles applications linked to the Services;
and/orany service, product, information, data, software or other materials obtained from(a) this website or from any other websites linked to this website; and/or (b) any
other software applications and/or mobiles applications linked to the Services

even if the UOB Group or its agents or employees had been advised of the possibility ofsuch damages, losses and/or expenses. This exclusion clause shall take effect to thefullest extent permitted by law.

By (a) accessing this website and/or using the services offered through this website;
and/or (b) accessing and/or using the Services, you agree that Singapore law (including
without limitation, the provisions of the Evidence Act (Cap. 97) and the ElectronicTransactions Act (No. 16 of 2010) shall govern such access and the provision of suchservices and you agree to submit to the non-exclusive jurisdiction of the courts of theRepublic of Singapore. No person who is not a party to any transaction between yourself
and any member of the UOB Group shall have any right whatsoever under the Contracts(Rights of Third Parties) Act 2001.
In the event that the laws of your jurisdiction either do not permit or impose restrictions
on the access to the contents of this website and/or made available through the Services,
you shall forthwith discontinue access or comply with such restrictions (as the case maybe).
If there are inconsistencies in meaning between the English-language version of theseterms and conditions and the terms and conditions as may be translated into any otherlanguage, the English-language version shall prevail.