DISCLAIMERS
INSURURE Tokens (the “Tokens”) are cryptographic utility tokens for use to access the functionalities ofthe InsureDAO decentralized insurance protocol (the “InsureDAO Platform”) and related use cases which
include voting on proposal and community governance such as claim assessment and as mode of paymentof incentives for capital provision to the insurance pool and participation in other community activities.
Before deciding to use the InsureDAO Platform, you should seek independent expert advice. You areresponsible for evaluations and decision-making made during the InsureDAO Platform using process.
To the maximum extent permitted by all applicable laws, regulations, and rules, we expressly disclaim its
liability and shall in no case be liable to you or any person for:a) the use of Tokens for any purpose in connection with money laundering, terrorism financing or any otheracts in breach or contravention of any applicable law, regulation or rule;b) failure, malfunction, or breakdown of, or disruption to, the operation of the Company, the Tokens, or any
technology on which we, the InsureDAO Platform, the Tokens, the Website, the InsureDAO-compatible
Wallet due to occurrences of hacks, mining attacks (including but not limited to double-spend attacks,
majority mining power attacks and “selfish-mining” attacks), cyber-attacks, distributed denials of service,errors, vulnerabilities, defects, flaws in programming or source code or otherwise, regardless of when such
failure, malfunction, breakdown, or disruption occurs;c) any virus, error, bug, flaw, defect, or other issue adversely affecting the operation, functionality, usage,storage, transmission mechanisms, transferability, or tradeability (after Tokens have been made available fortrading on a cryptocurrency or other form of exchange (if applicable)) of any material characteristics ofTokens;d) loss of possession of the credentials for accessing, loss, or destruction of the private keys of any wallet inany manner and to any extent;e) any prohibition, restriction, or regulation by any government or regulatory authority in any jurisdictionthat restricts the operation, functionality, usage, storage, transmission mechanisms, transferability, ortradeability or other material characteristics of the Tokens or InsureDAO Platform;
InsureDAO Tokens and InsureDAO Platform are not intended for sale, distribution and/or use by Excluded
Persons. Accordingly, Excluded Persons should not purchase, acquire and/or use InsureDAO Tokens andInsureDAO Platform. “Excluded Persons” refers to the following person(s):a) a person who is a citizen, domiciled in, resident of, or physically present / located in an Excluded
Jurisdiction;b) a body corporate: (i) which is incorporated in, or operates out of, an Excluded Jurisdiction, or (ii) whichis under the control of one or more individuals who is/are citizen(s) of, domiciled in, residents of, orphysically present / located in, an Excluded Jurisdiction;

c) an individual or body corporate included in United Nations Consolidated List (accessible athttps://www.un.org/securitycouncil/content/un-sc-consolidated-list); and/ord) an individual or body corporate which is otherwise prohibited or ineligible in any way, whether in full orin part, under any laws applicable to such individual or body corporate from purchasing, acquiring and/orusing IusureDAO Tokens and/or the InsureDAO Platform. “Excluded Jurisdiction” means any of thefollowing jurisdictions : (i) the People’s Republic of China; (ii) the United States of America; (iii) Canada,(iv) Democratic People’s Republic of Korea, (v) Cuba, (vi) Syria, (vii) Iran, (viii) Sudan, (ix) Republic ofCrimea, (x) a jurisdiction identified by the Financial Action Task Force (FATF) for strategic AML/CFT
deficiencies and included in FATF’s listing of “Highrisk and Other Monitored Jurisdictions” accessible at
http://www.fatfgafi.org/publications/high-risk-and-other-monitored-jurisdictions; and/or (xi) a jurisdictionin which the sale, distribution and/or use of InsureDAO Tokens and/or InsureDAO Platforme would (i)constitute an offering of securities or capital markets products; and/or (ii) would be subject of regulation
and/or licensing.