TIMOR-LESTE COUNTRY SCHEDULE

1.

APPLICATION

1.1 This document constitutes a Country Schedule asreferred to in the ANZ General Banking Conditions
and sets out country-specific terms on which the Bank
provides its Customer with one or more Accounts orServices in Timor-Leste.
1.2 This Country Schedule supplements the ANZ General
Banking Conditions. Unless otherwise defined herein,
capitalised terms used in this Country Schedule
have the meanings given to them in the Definitions
Schedule which supplements the ANZ General
Banking Conditions.
2. DEFINITIONS SCHEDULE
2.1 Electronic Record means a record created, stored,generated, received or communicated by electronicmeans, including but not limited to an Electronic
Signature.
2.2 Electronic Signature means a signature in electronic
form in, attached to, or logically associated with,
Instructions, that is used by a signatory to indicate hisor her adoption of the content of those Instructions.
3. ANZ GENERAL BANKING CONDITIONS
3.1 Fair Dealing. The Customer acknowledges and agrees
that the terms and conditions of the Agreement
are fair and reasonable and that it has a clear
understanding of the Customer’s and Bank’s rights
and obligations set forth in the Agreement.
3.2 Authorised Persons. The Customer acknowledges
and agrees that the Authorised Person may berequired to submit on the Customer’s behalf all
information reasonably required by the Bank to
identify the Customer as required by Law.
3.3 Electronic Records. The Customer agrees thatany Instructions are not to be denied legal effect,validity, admissibility or enforceability on the groundthat the Instructions are in the form of an ElectronicRecord. The Customer acknowledges and agrees thatif Instructions are required by Law to be in writingor are required by Law to be delivered, dispatched,given or sent to, or to be served on a person, thatby signing this Agreement, that requirement is metby doing so in the form of an electronic record. TheCustomer further acknowledges and agrees that if
the Customer’s signature is required by Law (whetherto give Instructions or otherwise), that requirement issatisfied by an Electronic Signature.

anz.com/timor-leste
Australia and New Zealand Banking Group Limited,
Representação Permanente (Timor-Leste Branch) 07/22

22482

3.4 Transfer by Bank. The Customer acknowledges andagrees that clause 11.2 of the ANZ General Bankingand Conditions is deleted and replaced by thefollowing clause 11.2:“Transfer by Bank. The Customer consents andagrees that the Bank may at any time and in its
absolute discretion assign, novate, transfer orotherwise deal with all or any of its rights and/orobligations under the Agreement. The Customer
agrees to comply with any reasonable request thatthe Bank may have to give effect to such assignment,
novation or transfer, including executing any
documents or performing any action as the Bank
may require in this regard.”
3.5 Business Day. The Customer acknowledges andagrees that for the purposes of the definition of“Business Day” as set forth in the Definitions Schedulethat the home jurisdiction is the Democratic Republicof Timor-Leste and the relevant currency is UnitedStates Dollars.
3.6 Notices. The Customer acknowledges and agrees
that clause 13.1(c) of the ANZ General Banking andConditions is deleted in its entirety.
3.7 Australia and New Zealand Banking Group
Limited, Timor-Leste Branch. Australia and New
Zealand Banking Group Limited ABN 11 005 357 522,
incorporated in Australia, is licensed in Timor-Leste asa branch of ANZ.