scti.co.nz

Visiting New ZealandYour travel insurance summary
What is Visiting New Zealand travel insurance?
While New Zealand is generally regarded as a safe place
for travellers, it’s strongly recommended that all visitors
and visa holders have relevant insurance protection.
With Visiting New Zealand travel insurance, you’ll havethe comfort of knowing that you’ll be looked after if theunexpected happens.

About Southern Cross Travel Insurance
Southern Cross Travel Insurance (SCTI) is one of New
Zealand’s most recognised and trusted travel insurancecompanies. We have more than 30 years of experienceand provide a range of specialised insurance products.

How do you buy Visiting New Zealand travel
insurance?
There are two ways to apply for Visiting New Zealand travel
insurance. You can buy a Visiting New Zealand policy online,
or by completing an application form and making payment
through one of our designated agents.

By taking out Visiting New Zealandtravel insurance, you’ll benefit from:•Emergency assistance any time of the day or night•

Cover for hospitalisation, doctor and prescription
expenses•

Cover for medical evacuation back to your home 		country

There are two cover types available:• ‘Individual’: applies to one person, or one adult andany of his or her dependent children, all of whom are
named on the certificate of insurance and are travelling
together on the same itinerary.
• ‘Family’: applies to one adult and his or her spouseand any of their dependent children, all of whom are
named on the certificate of insurance and are travelling
together on the same itinerary.

•

Cover for travel delays and missed connections•

Cover for lost, stolen or damaged passports and 		other important travel documents•

Cover for extra travel and accommodation expenses
if you are hospitalised•

Cover for lost or stolen cash•

Cover for personal accident•

Cover for personal liability

Cover while you’re working•

Cover for rental vehicle

Are you eligible?
To be eligible for this policy, you must hold a current
New Zealand work visa or visitor visa, or be exempt fromthe requirements to hold a visa to visit New Zealand.

Individual or Family cover?

Most types of work can be covered, except for professional
sport and hazardous work. However, all work is excluded
from cover for personal liability claims.

Accidents involving injury
If any claim involves an accident, you must first make aclaim to the New Zealand Accident Compensation
Corporation (ACC).

Medical stand down limit
If you are aged 65 years or over, you should note the three
week stand down which limits claims under Section 1
Medical & Evacuation to $5,000 per person, per policy.

How to contact us
Write to us: Southern Cross Travel Insurance, Private Bag
99925, Newmarket, Auckland 1149, New ZealandCall from New Zealand:

0800 784 691

Call from overseas:+ 64 9 979 6597

Email:

info@scti.co.nz

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1SXT300.5 07/19

Schedule of Benefits

Sub Limits

Some of the sections have sub limits for particular types ofclaims. Where a particular type of claim has no sub limit thesection limit applies.

Section 1

Medical & Evacuation
Ancillary Services$200 per person, per Policy

Emergency Dental Treatment$750 per person, per Policy

Extra Travel & Accommodation			$5,000 per Unexpected 		
Event

Medical & Evacuation			$100,000
Stand Down Limit$5,000 per person, per policy		
3 week stand down applies				if 65 years or older($100 Excess applies per Unexpected Event)Accompanying Person			$10,000 per person,per Policy

Funeral Expenses orReturn of Mortal Remains$25,000 per deceased 		
personSection 2

Search & Rescue			

$10,000 per person, per 		Policy

Terrorism$100,000 per Policy

Section Limits
Section 1

Changes to Your Journey		$50,000($100 Excess applies per Unexpected Event)		

Section 3

Personal Accident		
($100 Excess applies per Unexpected Event)

Section 4

Personal Liability 		($100 Excess applies per Unexpected Event)

Section 5

Rental Vehicle Excess		
($100 Excess applies per Unexpected Event)

Section 6

Cash & Travel Documents		
($100 Excess applies per Unexpected Event)$20,000

Section 2
Changes to Your Journey
Travel Delay						$250 per 12 hour period,
up to $2,000 per 		Unexpected Event

Delayed Journey to aSpecial Event$1,000 per person, up to$5,000 per Policy$2,000Claims due to an Existing
Condition of an Immediate
Family Member$2,500 per person, up to$5,000 per Policy$1,000

Tickets Purchased Using
Frequent Flyer Points$5,000 per Policy$250,000

Pre-existing medical conditions

Southern Cross Emergency AssistancePre-existing medical conditions (PECS) are excluded
under this policy, and medical conditions that develop
during your stay in New Zealand will not be covered under
any future policies you purchase.

With Visiting New Zealand travel insurance, you benefit fromSouthern Cross Emergency Assistance which provides you
with access to emergency assistance 24 hours a day, sevendays a week, wherever you are in the world.

We consider PECS to be any medical or physicalconditions, symptoms or circumstances that you’re awareof (or that a reasonable person ought to have been awareof), prior to your start date of insurance - whether or not adiagnosis has been made. You can find more details about
PECs on our website.

Disclaimer
The information contained in this sales brochure isnecessarily brief and general in nature and is subject tochange without notice. You must refer to the Visiting
New Zealand travel insurance policy wording available atwww.scti.co.nz/visiting-new-zealand/ for details of thecover available and any limits, exclusions or other conditions
that may apply. All premiums and benefits are in NZ$.

Effective from 1 August 2019