LexisNexis® InstantID® BusinessAccelerate Approval Rates, Reduce Costs andMitigate Risk with Superior Business Verification

Profitable decisions depend on truly knowing your customer. To
quickly capitalize on new opportunities, you need an accurate
and amplified view of a business and the people associated withthe entity. How can you cost-effectively speed up onboarding
workflows while reducing risk?
LexisNexis® InstantID® Business delivers instant access to provenbusiness content, stronger entity linking and advanced analytics
to give your business precise decisioning perspective to maximizeapproval rates and minimize risk.

LexisNexis® InstantID® BusinessBook more accounts withextensive business coverage
InstantID® Business gives you the competitive
advantage of next-generation businessverification. By combining the reach of morethan 10,000 data sources with the intelligenceof industry-leading linking capabilities,
InstantID® Business accelerates entity
verification and rapidly connects businesses
with associated representatives to provide a
detailed decisioning viewpoint that helps:
Automate and accelerate theapproval process
Reduce costly delays andmanual reviews
Minimize risk exposure
Support stronger compliance
Facilitate a comprehensive risk review
Expedite beneficial ownershipverification requirements
InstantID® Business expands your perspective
by covering 25 percent more US businesses
than any other provider, including millionsof hard-to-assess small and new businesses.
By combining robust commercial content that
includes business names, locations, FEINs andfirmographics with the renowned reach of
LexisNexis® consumer content, we deliver one of
the most powerful small business-to-authorized
representative verification available inthe market today. With this tool, you havethe power to instantly build a broader
understanding of a business and the people
associated with it so you can seize untappedmarket opportunities, streamline approvals
and sidestep hidden risk.

Automate decisions andeliminate variances
InstantID® Business provides relevant risk
intelligence on businesses and the people
connected to the businesses to help proactively
identify risk and enable more confident
approvals. By delivering concise, easy-tointerpret results in a 0-50 risk verificationindex, InstantID® Business helps streamline
approvals and eliminate variances. Increasedecision clarity and consistency with featuresthat help your business:• Auto-verify more businesses and get
substantially fewer no-hits with thecombination of significantly improved
linking, market leading data quality androbust alternative data assets.
• Simplify beneficial ownership verification
requirements by assessing up to fiveauthorized representatives associated withthe business.
• Identify more in-depth connections
between the business and authorized
representatives with our improved Business
to Executive Link.
• Magnify your perspective into the growingsole proprietorship and Small Office/Home
Office population with our Residential
Business Indicator.
• Access detailed verification indices thatsummarize the source in which the subject
was verified and the source count.
• Accelerate investigations with risk flags
and reason codes that highlight specific areasof concern.
With InstantID® Business you get precise
business decisioning perspective that increases
focus on your core business goals.

Capitalize on powerful performance

Access 25% more
US businesscoverage

Increase
auto-verifications
by 20%

Access the exact information
you need
Tailor information insight to fit youronboarding workflow by selecting the versionof InstantID® Business that best matches yourbusiness needs.
InstantID® Business: Access fundamental
verification functionality including theBusiness Verification Index (BVI), Consumer
Verification Index (CVI), Business to Executive
Link for up to five authorized representatives,
Verification Summaries, Residential BusinessIndicator and Risk Codes.
InstantID® Business Compliance: Simplify
compliance requirements with expanded
visibility that includes all of the InstantID®
Business verification fundamentals plus
industry classifications, statuses, years inbusiness, global watch list searches, parent
company information, title of person linked tothe company and more.
InstantID® Business Compliance withSBFE® Data: Refine your small business risk
perspective with expanded credit insight fromthe Small Business Financial Exchange. Access

Improve the verification of theconnection between a businessand a person by 30%

all of the decisioning intelligence included inInstantID® Business Compliance plus specificsmall business payment insight including: timeon SBFE source, time since last seen on SBFE
source and accounts on SBFE. In this version,
SBFE is included as a source on all businessindices. Please note, this version is restricted
to SBFE contributors at the Member andLOB level.

Extend risk assessment withconfigurable access
InstantID® Business can be accessed via XML,batch, online via LexisNexis® AML Insight™ orLexisNexis Risk Management Solutions,® andin the LexisNexis® Dynamic Decision Platform.
When accessed via the Dynamic Decision
Platform, InstantID® Business can be built
into onboarding workflows that can support
multiple product policies along with
self-service decisioning.

Capture the advantage
of an intelligent
decisioning platform
InstantID® Business is available onthe LexisNexis® Dynamic Decision
Platform. The platform allows
InstantID® Business to be built into
onboarding workflows to incorporate
different levels of verification andfraud mitigation to continually
improve risk decisions.
Platform benefits include:• Easy-to-use, intuitive API

Boost onboarding speed andcapitalize on growth opportunities
InstantID® Business instantly verifies theidentity of a business applicant by leveraging
unmatched business content, sophisticatedentity linking and advanced analytics. Connect
to detailed intelligence on both the businessand the authorized representatives behindthe business to easily evaluate risk, automate
approvals and capture new opportunities toexpand your portfolio. InstantID® Businessdelivers concise business insight to help you
effectively manage operational costs, minimize
risk exposure and maximize market share. Put
the power of superior verification to work foryour business with InstantID® Business.

• Self-service decisioning to enable
customer scoring based onyour business logic and risk
objectives/constraints• Supports multiple product policies• Provides advanced forensics
investigation capability withsophisticated analyst UX

For more information:Call 888.341.9377 or visit risk.lexisnexis.com/SMBRisk

About LexisNexis Risk Solutions
LexisNexis® Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental
entities reduce risk and improve decisions to benefit people around the globe. We provide data and technology solutions for a wide rangeof industries including insurance, financial services, healthcare and government. Headquartered in metro Atlanta, Georgia, we have offices
throughout the world and are part of RELX (LSE: REL/NYSE: RELX), a global provider of information-based analytics and decision tools for
professional and business customers. For more information, please visit www.risk.lexisnexis.com and www.relx.com.

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LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Copyright © 2022 LexisNexis Risk Solutions Group. NXR11582-04-0622-EN-US