ＤＤNEWSRELEASE

April 15, 2016
Daisuke Iwase, President & COO
LIFENET INSURANCE COMPANY(Securities Code: 7157, TSE Mothers)

FY2015 4Q: INSURANCE PAYMENTS REPORT
5,042 payments for FY2015
TOKYO, April 15, 2016 - LIFENET INSURANCE COMPANY (TSE Mothers 7157, President &COO Daisuke Iwase, URL: http://ir.lifenet-seimei.co.jp/en/) announces the report on the numberof insurance payments for the fourth quarter of fiscal 2015, ended March 31, 2016.
The number of insurance payments made in the fourth quarter of fiscal 2015 resulted in 1,294cases, 16 of which were insurance claims and the remaining 1,278 benefit claims. There were 54
incidents which were assessed to be inapplicable during the same quarter. As a result, thenumber of insurance payments made in fiscal 2015 (April 2015 through March 2016) resulted in
5,042 cases, 52 of which were insurance claims and 4,990 benefits, and there were 168
incidents which were assessed to be inapplicable during the same period.
Lifenet believes the most important responsibility for an insurance company is to make claim
payments accurately and without delay, and we thrive to continue to accomplish this. Lifenet
makes every effort to ensure payment of insurance claims and benefits are made to the*1designated account within 5 business days of receiving all necessary documents. In fiscal 2015,*1

the average insurance payment was made in 2.56 business days.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

1

ＤＤNEWS
RELEASE

Number of insurance payments and those which assessed inapplicable*2

FY2015 (April 2015 – March 2016)“Kazoku”“Jibun”

DeathbenefitInvalidcare
benefit

Waiver ofpremiumTotalHospitalizationbenefit

Surgery
benefit

Waiver ofpremium

Total

Insurance payments

502－

52

2,364

769

13,134Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure
duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy

9－
－

1－
－

1－
－

11－
－

27
1－

11－
－

－－－

38
1－

2－

－

23－

－

3－

－－－－－－－

7－

－

7－

－

－－

－

1

1

2

23

11－

34

New “Jibun” and New “Jibun” for Women
Hospitaliz
ation
benefitHospitaliz
ation
benefit forwomen

Surgerybenefit

Cancertreatment
benefit

Advanced
medicalcarebenefit

Waiver ofpremium

Total

Insurance payments

506

165

298

141－

984

Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy

44－
－
23－

11－
－
6－

33－
－
19－

2－－－－－－－－－－－－－－

90－
－
48
－

－－－－

－

－

－

21

5

142－

－

42

“Jibun Plus”“Hataraku Hito”

Total

In-patientcarebenefit

Out-pati
ent
benefitCancertreatment
benefit

Advancedmedicalcare
benefitInsurance payments

431

346

171－

795

77

5,042

Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure
duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy

8－
－

7－
－

2－
－－－
－

－－
－

17－
－

12－
－

168
1－

1－

－－

－

1

256－

－

－

－－－－－－－－－－

－

－

77

72－

－

16

10104

*1
*2
*3

Waiverofpremium

Total

Disability benefit*3

Number of days is business day, with the day Lifenet receives all necessary documents counted as the first day. Does
not include the number of days required to obtain lacking documents. Cases which required fact confirmation before
insurance payments were made are not included when calculating the average number of days required for payment.
The number of payments made may differ from the number of policies as there may be multiple claims made from one
policy.
The number of benefit payments for long-term disability is a total of all monthly individual claim applications during thespecified period, and may differ from the number of payments and/or number of claimants. During fiscal 2015, the number ofclaimants who were paid disability benefits was 24.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

2

ＤＤ
NEWSRELEASE

Quarterly trend of the number of insurance payments

FY2015FY2014FY2013

FY2012FY2011FY2010Insurance payments

Inapplicable cases

4Q(Jan.-Mar. 2016)

1,294

54

3Q

(Oct.-Dec. 2015)

1,28633

2Q(Jul.-Sep. 2015)

1,273

23

1Q

(Apr.-Jun. 2015)

1,189

58

4Q

(Jan.-Mar. 2015)

1,166

39

3Q

(Oct.-Dec. 2014)

1,224

38

2Q

(Jul.-Sep. 2014)

1,20373

1Q(Apr.-Jun. 2014)

1,240

564Q

(Jan.-Mar. 2014)

1,284

343Q

(Oct.-Dec. 2013)

1,348

532Q

(Jul.-Sep. 2013)

1,079

301Q

(Apr.-Jun. 2013)

911

414Q

(Jan.-Mar. 2013)

661

263Q

(Oct.-Dec. 2012)

678

432Q

(Jul.-Sep. 2012)

537

81Q

(Apr.-Jun. 2012)

480

194Q

(Jan.-Mar. 2012)

432

203Q

(Oct.-Dec. 2011)

347

122Q

(Jul.-Sep. 2011)

262

91Q

(Apr.-Jun. 2011)

243

154Q

(Jan.-Mar. 2011)

193

103Q

(Oct.-Dec. 2010)

150

52Q

(Jul.-Sep. 2010)

95

41Q

(Apr.-Jun. 2010)

6710About LIFENET URL： http://ir.lifenet-seimei.co.jp/en/
Returning to the original purpose of life insurance - mutual support - LIFENET INSURANCE
was founded with the goal of offering simple, convenient and competitively priced products andservices based on the highest levels of business integrity. We sell these products and services
directly to customers over the Internet. By using the Internet, we are able to offer highly
cost-competitive products and accept applications from customers at any given time.
Contact:
Investor Relations, Corporate Planning Department
Tel:+81-3-5216-7900
e-mail: ir@lifenet-seimei.co.jp
Disclaimer: This is a summarized translation/version of the original Japanese document, prepared and provided
solely for readers' convenience. In case of any discrepancy or dispute, the Japanese document prevails.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

3