LexisNexis® InstantID®

Accelerate Customer Acquisition
with Instant Identity Verification
Support well-informed customer
decisions with multiple source
identity verification.

LexisNexis® InstantID®

LexisNexis® InstantID® delivers succinct identity insight to drive
smarter decisions and keep customer acquisition in focus.
Increase revenue in an instant
Growing your business while satisfying
Customer Identification Program (CIP) and KYC
regulations demands the ability to make effective
and efficient decisions on prospective customers.
You need access to a product with sophisticated,robust identity coverage and more accurate datathat supports informed decisions and minimizes
risk exposure.
LexisNexis InstantID is a flexible, configurable
solution that allows you to verify consumer
information and seamlessly fit into acceptanceworkflows and scoring policies to help
your business:• Accelerate account acquisition• Strengthen CIP Compliance• Mitigate risk exposure• Minimize exceptions and discrepancies• Reduce operating costs
InstantID delivers an intuitive, easy-to-interpretindex that summarizes the level of verification,highlights potential risk indicators and providesadditional consumer verification information tostrengthen due diligence efforts. By supporting
faster, well-informed customer decisions InstantID
creates an efficient route to increased revenue.

Maximize growth with comprehensive
identity coverage
InstantID has the unparalleled ability to keep up
with today’s consumer population and provide
the highest verification rates. We deliver seamless
access to the industry’s most robust database that
instantly connects you to aggregated informationfrom over 88 billion public and proprietary
records that cover 95% of the U.S. adult
population, including entities with limitedcredit and financial histories.

1LexisNexis® InstantID®

We deliver analytics backed by LexID®, ourproprietary advanced linking technology thatsynthesizes disparate data sets and intelligently
examines data interconnections to provide
meaningful identity insight.
InstantID also provides automated watch list
screening through searching a comprehensive
set of global watch lists, including the Office ofForeign Assets Control (OFAC).
Finding new customers to grow your businessis difficult—InstantID delivers a more complete
picture of your applicant to help maximize
business growth.

Better business decisions startwith InstantID
By harnessing the power of the LexisNexis
Risk Solutions identity repository and ourproven scoring and analytic technologies,
InstantID provides a strong foundation for
Know Your Customer and CIP programs andstreamlines customer acquisition. Leveraging
the LexisNexis Digital Identity Network expands
your view of true customer risk and helps
identify sophisticated cybercrime schemes
before they impact your business. With tools to
help minimize exceptions, support deeper due
diligence and protect against customer risks,
InstantID positively impacts the customer
experience and your overall success.

InstantID enables your business to effectively:
Support Business GrowthComply with Regulations• Speed customer acquisition and provide highverification rates• Simplify compliance with section 326 of theUSA PATRIOT ACT• Minimize verification failures and delays caused by
mis-keys through automatically identifying and returning
corrected data• Get the information you need to fulfill your Know Your
Customer program elements• Reduce costly discrepancy resolution by receiving
alternate data found on the subject, such as name andaddress verifications• Automate watchlist checking and Red Flags Rule reports• Prevent networked cybercrime attempts withcomprehensive digital identity insights built from a global
network of digital identity intelligence

Increase verification rates while defending against risk
InstantID combines LexID advanced linking technology with superior data coverage to speed identity verification and validation.

Reduce manual
reviews
Increase operationalsavings and onboard
more customers byminimizing reviews
caused by incomplete
information or lack ofverification.
• Verify over 40% ofconsumers not foundat a credit bureau
with InstantID

Spot andcorrect mis-keyed
information

Streamline
discrepancy
resolution

Reduce verification
failures and delays frommis-keys with intelligent
tools that automaticallyflag mis-keyed
information and returncorrected data.

Support fasterdiscrepancy resolution
with multiple levelsof detailed information,
including namevariations, such asmarriage, with dates ofchanges, and address
variations with dates
associated.

On average, records
submitted to InstantID
contain:• 2.5% mis-keyedlast names• 2.3% mis-keyed DOBs

On average, records
submitted to InstantID
contain:• 14.6% of SSNs areassociated withmultiple last names• 6.4% of addresses
are potentiallyprevious addresses

Uncover potential
customer risk

Understanddigital identity risk

Speed discrepancy
resolution and identify
data anomalies withmultiple levels ofdetailed information,
including namevariations and dates ofchanges, and address
variations with dates
associated.

Capture a holistic view ofcustomer identity. Increase
your visibility into digital
identity risk by fully
understanding the online
activity associated with theapplicant phone number
and email address. Benefit
from our powerfulLexisNexis Digital Identity
Network and risk insights
leveraged from:On average, records
submitted to InstantID
contain:• 0.4% of SSNs areassociated with adeceased individual• 1.9% of SSNs have3+ identities• Global shared intelligencefrom millions of dailyinteractions acrossaccounts, locations
and times• Digital footprints anddevice markers captured
across the entire
customer lifecycle• Online intelligence on
emerging and hard-todetect synthetic identity
fraud schemes, across afull spectrum of industries
and use cases

LexisNexis® InstantID®

2For more information, call 888.341.9377 or visit
risk.lexisnexis.com/products/instantid

About LexisNexis Risk Solutions
LexisNexis® Risk Solutions includes seven brands that span multiple industries and sectors. We harness the power of data, sophisticatedanalytics platforms and technology solutions to provide insights that help businesses and governmental entities reduce risk and improve
decisions to benefit people around the globe. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and arepart of RELX (LSE: REL/NYSE: RELX), a global provider of information-based analytics and decision tools for professional and businesscustomers. For more information, please visit risk.lexisnexis.com and www.relx.com.

The InstantID services are not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) and do not constitute“consumer reports,” as that term is defined in the FCRA. Accordingly, the InstantID services may not be used in whole or in part as a factor in determining eligibility for credit, insurance,
employment or another eligibility purpose that would qualify it as a consumer report under the FCRA. Due to the nature and origin of public record information, the public records andcommercially available data sources used in reports may contain errors. LexID, LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. InstantID is a registeredtrademark of LexisNexis Risk Solutions FL Inc. © 2023 LexisNexis Risk Solutions. NXR00876-09-0623