Summary：February 4, 2011

Financial Results for the Third Quarter of Fiscal 2010
Hokuhoku Financial Group, Inc.

Company Name:
Stock Code Number (Japan):
Stock Exchanges (Japan):
URL:
Address:
Representative:

8377
Tokyo Stock Exchange (First Section), Sapporo Securities Exchange
http://www.hokuhoku-fg.co.jp/
1-2-26 Tsutsumicho-dori, Toyama-city, Toyama Pref., 930-8637, Japan
Name:
Shigeo Takagi
Title:
President & CEO
Amounts less than one million yen and one decimal place are rounded down.

1. Financial Highlights for the Third Quarter of Fiscal 2010 (for the nine months ended Dec. 31, 2010)(1) Consolidated Results of Operations (Accumulated Period)(%: Changes from corresponding period of previous fiscal year)

Ordinary Income¥

3Q F2010
3Q F2009

¥

%
(5.4)
(5.6)

million161,629
170,809

Net Income

¥

%
25.1
52.3

million27,55722,027Net Income

Diluted Net Income

per Share of Common Stockper Share of Common Stockmillion
14,773
10,491%
40.8(66.3)

¥

¥
10.05
6.96

3Q F2010
3Q F2009
Note:

Ordinary Profits－
6.59

Diluted Net Income per Share of Common Stock for the 9 months of fiscal 2010 is not applicable due to no potential dilution.

(2) Consolidated Financial Conditions
Total Assets

Total Net Assets¥ million
10,614,180
10,107,208

3Q F2010
Fiscal 2009¥

Total Net Assets

Own Capital Ratio

million425,506
412,324

per Share of Common Stock

%
4.0
4.1

¥
266.92
256.94

Reference: Own Capital: as of December 31, 2010: ¥424,591million; as of March 31, 2010: ¥411,543million
Note:
Own Capital Ratio was calculated as follows: (Total Net Assets-Minority Interests)/ Total Assets×100

2. Cash Dividends for Shareholders of Common Stock
Cash Dividends for Share
(Record Date)

The end of 1st Qtr¥－－

Fiscal 2009
Fiscal 2010
Fiscal 2010
(Forecast)
Note:

The end of 2ndQtr

The end of 3rdQtr

¥
0.00
0.00

AnnualFiscal year-end

¥
－
－

¥
3.50

¥
3.50

3.50

3.50

Revision of forecast for cash dividends for shareholders of common stock during this quarter: No

3. Earnings Forecast for Fiscal 2010 (for the fiscal year ending March 31, 2011)(%: Changes from corresponding period of previous fiscal year)
Ordinary Income¥
Fiscal 2010
Note:

million
215,000

Ordinary Profits

%
(5.2)

¥

million32,000

Revision of the earnings forecast during this quarter: No

Net Income

Net Income

%
(9.6)

¥

million17,500per Share of Common Stock

%
(8.9)

¥
11.43

4. Others(1) Changes in Significant Subsidiaries during the Third Quarter(changes in specified subsidiaries accompanying changes in scope of consolidation): No(2) Adoption of simplified accounting methods or accounting methods used specifically for quarterly consolidated financial
statements: Adopted(3) Changes in Accounting Methods and Presentation of Consolidated Financial Statements(a) Changes due to revisions of accounting standards etc.: Yes(b) Changes other than (a) above: No(4) Issued Shares（Common Stock）(a) Number of Common Stock outstanding at the end of
fiscal year and the Third Quarter (including Treasury
Stock)(b) Number of Treasury Stock at the end of fiscal year andthe Third Quarter(c) Average outstanding shares for the nine months ended

as ofDecember31, 2010
as ofDecember31, 2010
as ofDecember31, 2010

1,391,630,146
2,179,640
1,389,476,842

as ofMarch 31,
2010
as of
March 31,
2010
as of
December31, 2009

1,391,630,146
2,125,128
1,390,058,773

Notes for using forecasts information etc.
1. This quarterly earnings report is out of the scope of the external auditors’ review procedure which is required by“Financial Instruments and Exchange Act”. Therefore, the audit process of quarterly consolidated financial statement has
not been completed as of the disclosure of this quarterly earnings report.
2. The above estimates are based on information that is available at this moment and assumptions of factors that have an
influence on future results of operations. Actual results may differ materially from these estimates, depending on future
events.

Hokuhoku Financial Group, Inc. (8377)

5.Quarterly Consolidated Financial Statements(1) Consolidated Balance Sheets
Millions of yen

As of Dec. 31, 2010
AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading assets
Money held in trust
Securities
Loans and bills discounted
Foreign exchanges
Other assets
Tangible fixed assets
Intangible fixed assets
Deferred tax assets
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets
Liabilities
Deposits
Negotiable certificates of deposit
Trading liabilities
Borrowed money
Foreign exchanges
Bonds payable
Other liabilities
Reserve for employee retirement benefits
Reserve for directors' retirements benefits
Reserve for contingent loss
Reserve for reimbursement of deposits
Deferred tax liabilities for land revaluation
Acceptances and guarantees
Total liabilities
Net assets
Capital stock
Capital surplus
Retained earnings
Treasury stock
Shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Revaluation reserve for land
Valuation and translation adjustments
Minority interests
Total net assets
Total liabilities and net assets

資産の部
現金預け金
ｺｰﾙﾛｰﾝ及び買入手形
買入金銭債権
特定取引資産
金銭の信託
有価証券
貸出金
外国為替
その他資産
有形固定資産無形固定資産繰延税金資産支払承諾見返貸倒引当金
資産の部合計
負債の部
預金
譲渡性預金
特定取引負債
借用金
外国為替
社債
その他負債
退職給付引当金
役員退職慰労引当金
偶発損失引当金
睡眠預金払戻損失引当金再評価に係る繰延税金負債
支払承諾
負債の部合計
純資産の部
資本金
資本剰余金
利益剰余金
自己株式
株主資本合計その他有価証券評価差額金
繰延ヘッジ損益
土地再評価差額金
評価・換算差額等合計
少数株主持分
純資産の部合計
負債及び純資産の部合計

As of March 31, 2010

371,595
216,289
114,683

390,229
78,423
131,760

9,882
4,478
2,263,409
7,189,770

9,657
4,400
2,013,505
6,981,201

11,589195,540
112,134
37,274

11,178235,069
112,453
38,24664,195
106,948(83,610)
10,614,180

74,906114,235(88,060)
10,107,208

9,234,661
209,538
3,021

9,011,487
71,9052,719

419,900
415
39,500151,639

248,175
142
59,500
164,046

9,261
514
2,411
1,959
8,901
106,948
10,188,674

8,153
1,273
2,152
2,121
8,969
114,235
9,694,883

70,89570,895
153,189
170,100(589)
393,595
9,180
(17)
8,784
17,947781
412,324
10,107,208

153,188
178,500(597)
401,985
13,90418
8,683
22,605914
425,506
10,614,180

Hokuhoku Financial Group, Inc. (8377)(2) Consolidated Statements of Income
For the nine months ended Dec. 31, 2010
Millions of yen

For the nine months ended
Dec. 31, 2009
Ordinary income
Interest income

経常収益
資金運用収益(Interest on loans and discounts)(うち貸出金利息)(Interest and dividends on securities)(うち有価証券利息配当金)

Fees and commissions
Trading income
Other ordinary income
Other income
Ordinary expenses
Interest expenses(Interest on deposits)
Fees and commissions payments
Other ordinary expenses
General and administrative expenses
Other expenses
Ordinary profits
Extraordinary income
Extraordinary loss
Loss on disposal of fixed assets
Impairment loss
Loss on contribution of securities to retirement benefit trust
Loss on adjustments for changes of accounting statement for asset retirement obligations

Other
Income before income taxes and minority interests
Income taxes-current
Income taxes for prior periods
Refund of income taxes for prior periods
Income taxes-deferred
Total income taxes
Income before minority interests
Minority interests in income
Net income

役務取引等収益
特定取引収益その他業務収益その他経常収益
経常費用
資金調達費用(うち預金利息)

役務取引等費用
その他業務費用
営業経費
その他経常費用
経常利益
特別利益
特別損失
固定資産処分損
減損損失
退職給付信託設定損
資産除去債務会計基準の適用に伴う影響額
その他の特別損失
税金等調整前四半期純利益
法人税、住民税及び事業税
過年度法人税等
過年度法人税等戻入額
法人税等調整額
法人税等合計少数株主損益調整前四半期純利益
少数株主利益四半期純利益For the nine months ended
Dec. 31, 2010

170,809
115,800
99,29913,51729,804
1,213
21,314
2,676
148,782
18,09914,473
9,022
11,406
79,67130,582
22,027
67
1,411
631
327
445

161,629
111,116
92,404
16,57929,508880
17,3062,817
134,071
13,512
10,307
9,263
11,323
81,182
18,79027,557
56
692
167
358
-

7
20,683
6,971
749
(104)
2,462
10,078113
10,491153
13
26,921
5,168
(51)
6,894
12,011
14,909136
14,773Financial Highlights For the Third Quarter of Fiscal 2010
１．Income Analysis
FG 【consolidated】(Millions of yen)
3rd Qtr of

Forecasts

FY 2010Full year(9 months)

161,629
27,557
14,773【215,000】【32,000】【17,500】

Ordinary income
Ordinary profits
Net income

3rd Qtr ofChanges(9,180)
5,529
4,282

Fiscal Year 2009

FY 2009

results(9 months)(reference)

170,809
22,027
10,491

226,758
35,413
19,212【Total of two banks】(Millions of yen)
3rd Qtr of

Forecasts

FY 2010Full year(9 months)

Changes

3rd Qtr of

Fiscal Year 2009

FY 2009

results(9 months)(reference)

Ordinary income【197,000】
Core gross business profits【156,500】
Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives
General and administrative expenses【97,000】
Personnel
Non-personnel
Core net business profits【59,500】
Net gains (losses) related to bonds
Net business profits(before reversal （provision) ofgeneral allowance for loan losses)

147,539
115,417
97,434
15,877
819
1,286
1,257
(11)
(73,095)(33,395)(35,676)
42,322
2,218(8,612)(4,926)
(347)
(560)
(302)
(3,715)(1,771)(1,970)(1,979)(866)(930)(6,905)
98

156,152
120,343
97,782
16,437
1,122
5,001
3,029
1,958
(71,115)(32,528)(34,745)
49,2272,119

207,472
160,930
130,386
22,183
1,413
6,946
4,166
2,772
(94,443)(43,288)(46,252)
66,4872,032

44,540(6,807)51,34768,519【22,000】(12,678)(2,039)27,461(650)
26,811(10,985)
15,826

10,605(269)
4,509(4,236)
273
(872)
(599)

(23,284)(1,769)22,952
3,586
26,538(10,112)
16,425(25,508)(1,752)36,874
2,548
39,422(13,381)
26,041

Total credit costs
Net gains (losses) related to stocks
Ordinary profits
Net extraordinary gains (losses)
Income before income taxes
Income taxes
Net income【33,500】【20,000】

Full year / 3rd Quarter≪Core net business profits≫

36,87440,000100,000
80,000≪Ordinary profits≫

76,802
66,487

3Q/Full year
71.1%

Forecast
59,500

Forecast
33,500≪Net income≫
40,00030,00037,90031,86521,30960,00057,997

3Q/Full year
81.9%

20,00026,041

3Q/Full year
79.1%

Forecast
20,00027,461
20,00022,952

49,22740,00042,322
10,00020,0000
FY2009FY201015,826

FY2009FY201000FY200816,425
13,664

FY2008FY2009FY2010FY2008

【Non-Consolidated】 Hokuriku Bank・ Core net business profits for the 3rd quarter of FY 2010 were JPY25,975million, JPY2,737million decrease
relative to the corresponding period of the previous fiscal year, due to the decrease in Net income onderivatives and the increase in G&A expenses caused by investment in IT system.
・ Ordinary profits increased by JPY4,404 million to JPY17,126 million, as the result of the decrease in total
credit costs. Net income was JPY9,789 million.

(Millions of yen)
3rd Qtr of

Forecasts

FY 2010Full year(9 months)

3rd Qtr ofChanges

Fiscal Year 2009

FY 2009

results(9 months)(reference)

Ordinary income【110,000】
Core gross business profits【90,000】
Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives
General and administrative expenses【53,000】
Personnel
Non-personnel
Core net business profits【37,000】
Net gains (losses) related to bonds
Net business profits(before reversal （provision) ofgeneral allowance for loan losses)

81,70065,90554,202
9,806
819
1,077
795
239
(39,930)(19,896)(17,881)
25,975(631)(4,223)(1,705)
(179)
(113)
(302)
(1,111)(181)(972)(1,031)(376)(324)(2,737)
512

85,924
67,611
54,381
9,919
1,122
2,188
976
1,211
(38,898)(19,519)(17,557)
28,713(1,143)

113,767
90,12572,587
13,571
1,413
2,552
1,235
1,316
(51,809)(26,057)(23,388)
38,316(1,033)25,344(2,225)27,57037,283【12,000】(5,909)(1,671)
17,126(471)
16,654(6,865)
9,789

5,756
(241)
4,404
(2,831)
1,572
(975)
597

(11,666)(1,430)12,721
2,360
15,081(5,889)
9,191(13,472)(1,462)
19,935
1,848
21,784(6,127)
15,656

Total credit costs
Net gains (losses) related to stocks
Ordinary profits
Net extraordinary gains (losses)
Income before income taxes
Income taxes
Net income【21,000】【12,500】

Full year / 3rd Quarter≪Core net business profits≫≪Ordinary profits≫
30,00060,0003Q/Full year
70.2%

43,41038,31640,000

Forecast
37,000≪Net income≫
3Q/Full year
81.5%

19,93530,000

Forecast
21,00026,43625,004
15,656

3Q/Full year
78.3%

9,191

9,789

FY2009FY201020,00020,00017,12633,53328,71320,00025,975

10,0008,803

12,721

Forecast
12,50010,0005,130
00FY2008FY2009FY20100
FY2008FY2009FY2010FY2008

【Non-Consolidated】 Hokkaido Bank・Core net business profits for the 3rd quarter of FY 2010 were JPY16,346 million, JPY4,167 million decrease
relative to the corresponding period of the previous fiscal year, due to the decrease in Gains on foreignexchange transactions and Net income on derivatives and the increase in G&A expenses caused by investment
in IT system.
・Ordinary profits increased by JPY105 million to JPY10,335 million, as the result of the decrease in total
credit costs. Net income was JPY6,037million.
(Millions of yen)
3rd Qtr of

Forecasts

FY 2010Full year(9 months)

3rd Qtr ofChanges

Fiscal Year 2009

FY 2009

results(9 months)(reference)

Ordinary income【87,000】
Core gross business profits【66,500】
Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives
General and administrative expenses【44,000】
Personnel
Non-personnel
Core net business profits【22,500】
Net gains (losses) related to bonds
Net business profits(before reversal （provision) ofgeneral allowance for loan losses)

65,83949,511
43,231
6,071
－
208
462
(250)
(33,165)(13,499)(17,794)
16,346
2,849(4,388)(3,220)
(168)
(447)
－
(2,604)(1,590)
(997)
(947)
(490)
(605)
(4,167)(414)

70,22852,732
43,400
6,518
－
2,813
2,052
747
(32,217)(13,008)(17,188)
20,514
3,263

93,70470,804
57,798
8,611
－
4,394
2,931
1,455
(42,634)(17,230)(22,864)
28,1703,065

19,195(4,581)

23,777

31,235【10,000】(6,768)(367)
10,335(178)
10,157(4,119)
6,037

4,848
(28)
105
(1,404)(1,299)102(1,196)(11,617)(339)
10,2301,225
11,456(4,222)
7,233(12,035)(289)
16,938699
17,638(7,253)
10,384

Total credit costs
Net gains (losses) related to stocks
Ordinary profits
Net extraordinary gains (losses)
Income before income taxes
Income taxes
Net income【12,500】【7,500】

Full year / 3rd Quarter≪Core net business profits≫≪Ordinary profits≫

20,00016,93833,392
28,1703Q/Full year
72.6%

24,463

10,00020,514

3Q/Full year
82.6%

Forecast
12,50012,505

Forecast
22,50020,000≪Net income≫

20,00040,000

10,23010,3350
FY2008FY2009FY201010,384

3Q/Full year
80.4%

Forecast
7,500

10,0008,534

16,346

0

11,464

6,861

7,233

FY2008FY20096,037

0FY2008FY2009FY2010FY20102. Loans and Deposits(1) Loans(Millions of yen)

As of
Dec.31, 2010

Total of two banks
Loans to small and medium-sizedenterprises(“SMEs”) and individuals
Housing and consumer loans

Hokuriku bank
Loans to small and medium-sizedenterprises(“SMEs”) and individuals
Housing and consumer loans

Hokkaido bank
Loans to small and medium-sizedenterprises(“SMEs”) and individuals
Housing and consumer loans

As ofDec.31, 2009

As of
Sep.30, 2010

7,204,103

7,010,833

6,966,702

4,803,651

4,916,039

4,714,261

1,986,162
4,226,353

1,953,174
4,111,796

1,974,326
4,109,229

2,838,656

2,867,236

2,801,828

1,039,305
2,977,749

1,008,727
2,899,036

1,033,586
2,857,473

1,964,995

2,048,803

1,912,433

946,857

944,447

940,740(2) Deposits and Investment products(Millions of yen)

As of
Dec.31, 2010
Total of two banks
Deposits
Individual deposits
Total individual assets
Individual deposits (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts
Hokuriku bank 【Non-consolidated】
Deposits
Individual deposits
Total individual assets
Individual deposits (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts
Hokkaido bank 【Non-consolidated】
Deposits
Individual deposits
Total individual assets
Individual deposits (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts
Deposits include NCD

As ofDec.31, 2009

As of
Sep.30, 2010

9,474,890
6,636,089
7,340,976
6,607,829

9,094,626
6,438,262
7,189,242
6,412,292

9,223,949
6,470,968
7,186,249
6,443,131

733,147

776,950

743,118

28,259285,563
419,325

25,969307,973443,007

27,836
292,061
423,220

5,420,293
3,622,847
4,076,974
3,602,836

5,227,787
3,550,025
4,028,002
3,531,702

5,292,603
3,561,790
4,020,769
3,541,869

474,138

496,300

478,900

20,011
191,339
262,788

18,323
199,786
278,190

19,921
193,406
265,572

4,054,597
3,013,242
3,264,002
3,004,993

3,866,838
2,888,237
3,161,240
2,880,590

3,931,345
2,909,178
3,165,480
2,901,262

259,009

280,650

264,218

8,248
94,224
156,537

7,646
108,187
164,817

7,915
98,655
157,648

3. Non-Performing Loan (“NPL”) based on the Financial Reconstruction Law (the“FRL”)(Millions of yen)
As of Dec. 31,2010

Totalof two banks

Hokuriku bank【Non-consolidated】

Hokkaido bank【Non-consolidated】

Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)
Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)
Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)(Millions of yen)

As of Sep. 30,2010

50,72454,860138,344
28,706
217,775
7,426,399
2.93%

136,671
22,824
214,357
7,187,024
2.98%

38,35940,94392,893
16,493
147,746
4,377,496
3.37%

90,485
14,674
146,1034,258,122
3.43%

12,364

13,91645,451
12,21270,0283,048,903
2.29%

46,1858,150
68,253
2,928,901
2.33%

4. Capital Adequacy Ratio (Domestic Standard)
FG
Capital adequacy ratio(consolidated)
Tier1 ratio
Hokuriku bank
Capital adequacy ratio(non-consolidated)
Tier1 ratio
Hokkaido bank
Capital adequacy ratio(non-consolidated)
Tier1 ratio

As of Dec. 31,2010
11.19%
7.39%
11.15%
7.06%
10.39%
6.89%

As of Sep. 30,2010
11.39%
7.49%
11.27%
7.11%
10.68%
7.07%

5. Valuation Difference on Securities(Millions of yen)

Marketvalue
Available-for-salesecurities
StocksFG(consolidated)
Bonds
Other
Available-for-salesecurities
StocksTotal of two banks
Bonds
Other
Available-for-salesecurities
StocksHokuriku bankBonds
(non-consolidated)
Other
Available-for-salesecurities
StocksHokkaido bankBonds
(non-consolidated)
Other

As of Dec. 31,2010
Valuation difference
Gains

Losses(Millions of yen)

Marketvalue

As of Sep. 30,2010
Valuation difference
Gains

Losses2,244,912

22,47741,43818,961

2,197,425

32,131

51,557

19,426105,125
1,964,586
175,199(1,678)26,307(2,151)

11,051
28,558
1,828

12,7302,250
3,979

100,803
1,926,113
170,508(5,009)40,482(3,342)

8,496
41,351
1,709

13,505868
5,051

2,249,631

30,25344,932

14,6792,202,158

39,27954,615

15,335

104,870
1,969,692
175,068

5,613
26,774(2,135)

14,11429,001
1,817

8,500
2,226
3,952

100,562
1,931,230
170,366

1,576
41,030(3,326)

11,20041,811
1,604

9,623
781
4,930

1,244,251

20,241

27,611

7,369

1,160,249

22,41831,277

8,858

73,2191,045,693
125,339

3,742
16,071427

9,193
16,962
1,455

5,451
890
1,027

69,483969,886
120,880(190)
22,350259

6,957
22,905
1,413

7,148
555
1,154

1,005,379

10,011

17,3217,310

1,041,908

16,86023,337

6,477

31,651
923,999
49,728

1,871
10,703(2,563)

4,920
12,038
362

3,049
1,335
2,925

31,078961,344
49,485

1,766
18,679(3,585)

4,242
18,905
190

2,475
225
3,776

6. Net Gains and Losses on Securities(Millions of yen)(reference)
3rd Qtr of F2010

3rd Qtr of F2009

Fiscal Year 2009

Changes(9 months)

FG(consolidated)

Net gains (losses) related
to bonds
Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related
to stocks and others
Gains on sales
Losses on sales
Losses on devaluation(9 months)
2,148

(363)

2,511

2,424

4,825
－
(2,677)－－(91)－(1,289)
74
942

4,916
－
(1,388)
(74)
(942)

5,648
－
(2,419)
(499)
(305)

(1,982)(180)(1,801)(1,784)510(459)(2,032)

(268)
(62)
150

778
(397)
(2,182)888(521)(2,151)(Millions of yen)(reference)

3rd Qtr of F2010

3rd Qtr of F2009

Fiscal Year 2009

Changes(9 months)

Totalof two banks

Net gains (losses) related
to bonds
Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related
to stocks and others
Gains on sales
Losses on sales
Losses on devaluation(9 months)
2,218

98

2,119

2,032

4,825
－
(2,607)－－101－(1,219)
273
942

4,724
－
(1,388)
(273)
(942)

5,456
－
(2,419)
(699)
(305)

(2,039)(269)(1,769)(1,752)536(448)(2,127)

(208)
(92)
32

745
(355)
(2,159)854(479)(2,126)(Millions of yen)(reference)

3rd Qtr of F2010

3rd Qtr of F2009

Fiscal Year 2009

Changes(9 months)
Net gains (losses) related
to bonds
Gains on sales
Gains on redemption
Hokuriku bank
Losses on sales(Non-consolidated)
Losses on redemption
Losses on devaluation
Net gains (losses) related
to stocks and others
Gains on sales
Losses on sales
Losses on devaluation(9 months)
(631)

512

(1,143)(1,033)

14
－
(646)
－
－

(84)
－
(225)
－
821

99
－
(420)
－
(821)

102
－
(880)
－
(255)

(1,671)(241)(1,430)(1,462)496(382)(1,784)

(49)
(47)
(143)

546
(335)
(1,640)639(458)(1,643)(Millions of yen)(reference)

3rd Qtr of F2010

3rd Qtr of F2009

Fiscal Year 2009

Changes(9 months)
Net gains (losses) related
to bonds
Gains on sales
Gains on redemption
Hokkaido bank
Losses on sales(Non-consolidated)
Losses on redemption
Losses on devaluation
Net gains (losses) related
to stocks and others
Gains on sales
Losses on sales
Losses on devaluation(9 months)
2,849

(414)

3,263

3,065

4,810
－
(1,961)
－
－

185
－
(993)
273
120

4,625
－
(967)
(273)
(120)

5,354
－
(1,539)
(699)
(50)

(367)

(28)

(339)

(289)

40
(65)
(342)

(158)
(45)
175

199
(20)
(518)

214
(20)
(483)