資金決済に関する法律施行令
Order for Enforcement of the Payment Services Act（平成二十二年三月一日政令第十九号）(Cabinet Order No. 19 of March 1, 2010)
第一章

総則（第一条・第二条）

Chapter I General Provisions (Article 1and 2)
第二章 前払式支払手段（第三条―第十二条）
Chapter II Prepaid Payment Instruments (Article 3 to 12)
第三章 資金移動（第十二条の二―第二十条）
Chapter III Funds Transfer (Article 12-2 to 20)
第三章の二 暗号資産（第二十条の二・第二十条の三）
Chapter III-2 Crypto-Assets (Article 20-2 and 20-3)
第四章 資金清算（第二十一条・第二十二条）
Chapter IV Clearing for Fund Transfer Transactions (Article 21 and 22)
第五章 認定資金決済事業者協会（第二十三条）
Chapter V Certified Association for Payment Service Providers (Article 23)
第六章 指定紛争解決機関（第二十四条―第二十七条）
Chapter VI Designated Dispute Resolution Organization (Article 24 to 27)
第七章 雑則（第二十八条―第三十一条）
Chapter VII Miscellaneous Provisions (Article 28 to 31)
附 則
Supplementary Provisions
第一章

総則

Chapter I General Provisions（定義）(Definitions)
第一条 この政令において、「前払式支払手段発行者」、「資金移動業」、「資金移動業者」、「暗号資産」、「暗号資産交換業」、「暗号資産交換業者」、「資金清算業」、「認定資金決済事業者協会」、「指定紛争解決機関」、「紛争解決等業務」、「信託会社等」又は「銀行等」とは、それぞれ資金決済に関する法律（以下「法」という。）第二条に規定する前払式支払手段発行者、資金移動業、資金移動業者、暗号
資産、暗号資産交換業、暗号資産交換業者、資金清算業、認定資金決済事業者協会、
指定紛争解決機関、紛争解決等業務、信託会社等又は銀行等をいう。
Article 1 The terms "issuer of prepaid payment instruments", "funds transfer
services", "funds transfer service provider", "crypto-assets", "crypto-asset
exchange services", "crypto-asset exchange service provider", "clearing services

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for interbank funds transfer", "certified association for payment service
providers", "designated dispute resolution organization", "dispute resolution
services", "trust company", and "deposit-taking institutions" as used in thisCabinet Order mean an issuer of prepaid payment instruments, funds transfer
services, funds transfer service provider, crypto-assets, crypto-asset exchange
services, crypto-asset exchange service provider, clearing services for interbank
funds transfer, certified association for payment service providers, designateddispute resolution organization, dispute resolution services, trust company,and deposit-taking institutions as prescribed in Article 2 of the Payment
Services Act (hereinafter referred to as the "Act"), respectively.
第二条

削除

Article 2 Deleted
第二章

前払式支払手段

Chapter II Prepaid Payment Instruments（発行者との密接な関係）(Close Relationship with an Issuer)
第三条 法第三条第四項に規定する政令で定める密接な関係は、次に掲げる関係とする。
Article 3 (1) The close relationship specified by Cabinet Order as prescribed in
Article 3, paragraph (4) of the Act is any of the following relationships:
一 前払式支払手段（法第三条第一項に規定する前払式支払手段をいう。以下この章において同じ。）を発行する者（以下この項において「発行者」という。）が個人である場合におけるその者の親族である関係(i) the relationship of being a relative of the person issuing prepaid payment
instruments (meaning the prepaid payment instruments prescribed in Article
3, paragraph (1) of the Act; the same applies hereinafter in this Chapter) (therelevant person is hereinafter referred to as an "issuer" in this paragraph), if
the relevant person is an individual;
二 法人が他の法人の総株主等の議決権（総株主、総社員又は総出資者の議決権（株式会社にあっては、株主総会において決議をすることができる事項の全部につき議決権を行使することができない株式についての議決権を除き、会社法（平成十七年
法律第八十六号）第八百七十九条第三項の規定により議決権を有するものとみなされる株式についての議決権を含む。以下この条において同じ。）をいう。以下この条において同じ。）の百分の五十を超える議決権を直接又は間接に保有する関係(ii) the relationship in which a corporation directly or indirectly holds voting
rights exceeding fifty percent of the voting rights held by all shareholders inanother corporation (the voting rights held by all shareholders mean voting
rights held by all shareholders, all members, or all equity investors; thesame applies hereinafter in this Article (in the case of a stock company, those2

voting rights exclude those attached to shares which may not be exercised forall particulars that are subject to a resolution of a general meeting ofshareholders; and include voting rights attached to shares in respect ofwhich the shareholder is deemed to have voting rights under Article 879,
paragraph (3) of the Companies Act (Act No. 86 of 2005); the same applies
hereinafter in this Article));
三 個人及びその親族が法人の総株主等の議決権の百分の五十を超える議決権を直接又は間接に保有する場合における当該個人と当該法人との関係(iii) the relationship between an individual and a corporation in which theindividual and their relatives directly or indirectly hold voting rights
exceeding fifty percent of the voting rights held by all shareholders in thecorporation;
四 同一の者（その者が個人である場合には、その親族を含む。）によってその総株
主等の議決権の百分の五十を超える議決権を直接又は間接に保有される法人相互の関係（第二号に掲げる関係に該当するものを除く。）(iv) the relationship between corporations in which the same person (including
their relatives, if the person is an individual) directly or indirectly holds
voting rights exceeding fifty percent of the voting rights held by all
shareholders in the company (the relationship in question excludes therelationship that falls under item (ii)); or
五 発行者が行う物品の給付又は役務の提供と密接不可分な物品の給付又は役務の提供を同時に又は連続して行う者がある場合における当該者と当該発行者との関係（前各号に掲げる関係に該当するものを除く。）(v) the relationship between an issuer and the person that simultaneously or
continuously delivers goods or provides services that are closely related withand inseparable from the issuer's delivering of goods or providing of services,
if the relevant person exists (the relationship in question excludes therelationship that falls under each of the preceding items).
２ 前項第二号の場合において、法人が他の法人の総株主等の議決権の百分の五十を超える議決権を直接又は間接に保有するかどうかの判定は、次に掲げる割合を合計した割合により行うものとする。
(2) In the case of item (ii) of the preceding paragraph, whether a corporation
directly or indirectly holds voting rights exceeding fifty percent of the voting
rights held by all shareholders in another corporation is determined by the
total of the following proportions:
一 法人が自己の名義をもって所有する他の法人の株式又は出資（以下この項において「株式等」という。）に係る議決権（社債、株式等の振替に関する法律（平成十三年法律第七十五号）第百四十七条第一項又は第百四十八条第一項（これらの規定を同法第二百二十八条第一項、第二百三十五条第一項、第二百三十九条第一項及び第二百七十六条（第二号に係る部分に限る。）において準用する場合を含む。）の規定により発行者に対抗することができない株式等に係る議決権を含む。次号にお3

いて「対象議決権」という。）が当該他の法人の総株主等の議決権のうちに占める割合(i) the proportion of the voting rights attached to shares or equity held by acorporation under its own name in that other corporation (hereinafterreferred to as "shares or equity" in this paragraph) (the voting rights i nquestion include those attached to shares or equity that cannot be asserted
against the issuer pursuant to the provisions of Article 147, paragraph (1) or
Article 148, paragraph (1) of the Act on Book-Entry Transfer of Corporate
Bonds and Shares (Act No. 75 of 2001) (including as applied mutatis
mutandis pursuant to the provisions of Article 228, paragraph (1), Article
235, paragraph (1), Article 239, paragraph (1), and Article 276 (limited to the
portion relating to item (ii)) of that Act)); and are referred to as "subject
voting rights" in the following item) to the voting rights held by all
shareholders in that other corporation; and二 法人の子法人（当該法人がその総株主等の議決権の百分の五十を超える対象議決権に係る株式等を自己の名義をもって所有している法人をいう。以下この号において同じ。）が自己の名義をもって所有する前号に規定する他の法人の株式等に係る対象議決権が当該他の法人の総株主等の議決権のうちに占める割合（当該子法人が二以上ある場合には、それぞれにつき計算した割合の合計割合）(ii) the proportion of the subject voting rights attached to the shares or eq uitythat a corporation's subsidiary (meaning a corporation in which the relevant
corporation holds shares or equity with the subject voting rights under its
own name that exceed fifty percent of the voting rights held by all
shareholders; the same applies hereinafter in this item) holds in that othercorporation as prescribed in the preceding item under its own name to thevoting rights held by all shareholders of that other corporation (or if there
are two or more such subsidiaries, the total of proportions calculated for eachof them).
３ 前項の規定は、第一項第三号及び第四号の関係の判定について準用する。
(3) The provisions of the preceding paragraph apply mutatis mutandis to thedetermination of the relationship referred to in paragraph (1), items (iii) and(iv).
（適用除外となる前払式支払手段）(Prepaid Payment Instruments Excluded from Application)
第四条 法第四条第一号に規定する政令で定めるものは、第一号から第三号までに掲げる証票その他の物（以下この条において「証票等」という。）又は第四号に掲げる番号、記号その他の符号とする。
Article 4 (1) The tickets and similar articles specified by Cabinet Order asprescribed in Article 4, item (i) of the Act are the certificates and other articles(hereinafter referred to as "certificates and articles" in this Article) listed in4items (i) through (iii) or, the numbers, marks, or other signs specified in item
(iv):
一 乗車券、乗船券及び航空券(i) passenger tickets for ground, water, and air transportation vehicles;
二 次に掲げる施設又は場所に係る入場券（通常入場券と併せて発行される遊園地その他これに類する施設の利用券を含む。）(ii) admission tickets for the following facilities or places (including attraction
tickets for amusement parks and other similar facilities that are issued in
combination with ordinary admission tickets):
イ 映画、演劇、演芸、音楽、スポーツ又は見せ物を不特定かつ多数の者に見せ、又は聴かせる場所(a) a place where movies, theater, entertainment or music performances,
sports events, or other shows are presented for a large number ofunspecified persons to watch or listen to them;
ロ 競馬場、競輪場、小型自動車競走場又はモーターボート競走場(b) horse, bicycle, compact automobile, or motorboat racing tracks; andハ 美術館、遊園地、動物園、博覧会の会場その他不特定かつ多数の者が入場する
施設又は場所でこれらに類するもの(c) art museums, amusement parks, zoos, exhibitions and other si milar
facilities or places which a large number of unspecified persons enter;
三 前二号に掲げるもののほか、特定の施設又は場所の利用に際し発行される食券その他の証票等で、当該施設又は場所の利用者が通常使用することとされているもの(iii) beyond what is listed in the preceding two items, meal tickets and othercertificates and articles issued in conjunction with the use of a specified
facility or place that are designed to be used normally by the users of therelevant facility or place; and四 前三号に掲げる証票等と同等の機能を有する番号、記号その他の符号（その発行する者又は当該発行する者が指定する者による利用者に対する物品の給付又は役務の提供が、発行する者又は当該発行する者が指定する者の使用に係る電子計算機と利用者の使用に係る電子計算機とを接続する電気通信回線を通じて行われる場合に利用されるものを除く。）(iv) numbers, marks, or other signs that have a function equivalent to thecertificates and articles listed in the preceding three items (excluding thoseused in the case in which the issuer or the person designated by the issuerdelivers goods or provides services to the users through electric
telecommunication lines connecting a computer used by the issuer or the
person designated by the issuer with a computer used by the users).
２ 法第四条第二号に規定する政令で定める一定の期間は、六月とする。
(2) A certain period from the date of issuance specified by Cabinet Order asprescribed in Article 4, item (ii) of the Act is six months.
３ 法第四条第四号に規定する政令で定める法人は、次に掲げる法人とする。
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(3) Corporations specified by Cabinet Order as prescribed in Article 4, item (iv) of
the Act are the following corporations:
一 独立行政法人自動車技術総合機構(i) the National Agency for Automobile and Land Transport Technology;
二 日本中央競馬会及び日本放送協会(ii) the Japan Racing Association and the Japan Broadcasting Corporation; and
三 港務局及び地方道路公社(iii) port authorities and local road public corporations.
４ 法第四条第五号に規定する政令で定める前払式支払手段は、次に掲げる前払式支払手段とする。
(4) Prepaid payment instruments specified by Cabinet Order as prescribed in
Article 4, item (v) of the Act are the following prepaid payment instruments:
一 専ら発行者の従業員（当該従業員と同一の世帯に属する者を含む。以下この号において同じ。）に対して発行される第三者型前払式支払手段（法第三条第五項に規定する第三者型前払式支払手段をいう。）であって、専ら当該従業員が使用することとされているもの(i) prepaid payment instruments for third-party business (meaning the prepaid
payment instruments for third-party business prescribed in Article 3,
paragraph (5) of the Act) issued only to the employees of the issuer (including
persons belonging to the same household as the relevant employees;
hereinafter the same applies in this item) that are designed to be used onlyby the relevant employees;
二 次に掲げる者が発行する保健施設、福祉施設又は福祉事業に係る前払式支払手段(ii) prepaid payment instruments for health care facilities, welfare facilities, or
welfare services that are issued by the following persons:イ 健康保険組合又は健康保険組合連合会(a) health insurance societies or the National Federation of Health InsuranceSocieties;
ロ 国家公務員共済組合、国家公務員共済組合連合会、地方公務員共済組合、全国市町村職員共済組合連合会又は日本私立学校振興・共済事業団(b) national public service personnel mutual aid associations, the Federationof National Public Service Personnel Mutual Aid Associations, local public
service personnel mutual aid associations, the National Federation of
Mutual Aid Associations for Municipal Personnel, or the Promotion and
Mutual Aid Corporation for Private Schools of Japan;
ハ 企業年金基金又は企業年金連合会(c) corporate pension funds or the Pension Fund Association; andニ イからハまでに掲げる者に類するものとして内閣府令で定める者(d) persons specified by Cabinet Office Order as similar to the persons listedin (a) through (c);三 学校教育法（昭和二十二年法律第二十六号）第一条に規定する学校を設置する者
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（国及び地方公共団体を除く。）が専らその学生、生徒若しくは児童又は職員（以下この号において「学生等」という。）に対して発行する前払式支払手段（専ら当該学生等が使用することとされているものに限る。）その他これに準ずるものとして内閣府令で定める前払式支払手段(iii) prepaid payment instruments issued by a person that establishes a schoolprescribed in Article 1 of the School Education Act (Act No. 26 of 1947)(excluding the State or a local public entity) only to its students, school
children or elementary school children, or employees (hereinafter referred toas "students or employees" in this item) (limited to those that are designed to
be used only by the relevant students or employees) and other prepaid
payment instruments that are specified by Cabinet Office Order as thoseequivalent to the relevant prepaid payment instruments; and四 前三号に掲げる前払式支払手段のほか、一定の職域内に勤務する従業員又は当該従業員であった者（これらの者と同一の世帯に属する者を含む。以下この号において「従業員等」という。）の福利厚生のための売店その他の施設（以下この号において「福利厚生施設」という。）に係る事業を営むものが専ら当該従業員等に対して発行する前払式支払手段（当該従業員等の福利厚生施設においてのみ使用することとされているものに限る。）その他これに類するものとして内閣府令で定める前
払式支払手段(iv) beyond the prepaid payment instruments listed in the preceding three
items, prepaid payment instruments issued by a person engaging in thebusiness of a kiosk and other facilities for the welfare of employees who workwithin a certain work area or persons who were the relevant employees(including persons belonging to the same household as these employees or
persons; hereinafter referred to as "employees" in this item) (hereinafterreferred to as "welfare facilities" in this item) only to its employees (limited
to the prepaid payment instruments that are designed to be used only in thewelfare facilities for the relevant employees) and other prepaid payment
instruments that are specified by Cabinet Office Order as those similar tothem.
５ 法第四条第六号に規定する政令で定める前払式支払手段は、次に掲げる前払式支払手段とする。
(5) Prepaid payment instruments specified by Cabinet Order as prescribed in
Article 4, item (vi) of the Act are the following prepaid payment instruments:
一 割賦販売法（昭和三十六年法律第百五十九号）第二条第六項に規定する前払式特定取引に係る商品の引渡し若しくは役務の提供又は同法第十一条に規定する前払式
割賦販売に係る商品の引渡しにおいて使用することとされている前払式支払手段(i) prepaid payment instruments that are designed to be used for the deliveryof goods or provision of services in the specified advance paymenttransactions prescribed in Article 2, paragraph (6) of the Installment Sales
Act (Act No. 159 of 1961) or the delivery of goods in the advance payment
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installment sales prescribed in Article 11 of that Act; and二 旅行業法（昭和二十七年法律第二百三十九号）第二条第三項に規定する旅行業務（住宅宿泊事業法（平成二十九年法律第六十五号）第二条第八項に規定する住宅宿
泊仲介業務（旅行業法第六条の四第一項に規定する旅行業者が行うものを除く。）
を除く。）に関する取引において発行される前払式支払手段(ii) prepaid payment instruments issued in the transactions of the travel
agency business prescribed in Article 2, paragraph (3) of the Travel Agency
Act (Act No. 239 of 1952) (excluding the private lodging intermediary service
prescribed in Article 2, paragraph (8) of the Private Lodging Business Act(Act No. 65 of 2017) (excluding service conducted by the travel agency
prescribed in Article 6-4, paragraph (1) of the Travel Agency Act)).
（純資産額の下限等）(Minimum Amount of Net Assets)
第五条 法第十条第一項第二号イに規定する政令で定める金額は、次の各号に掲げる場
合の区分に応じ、当該各号に定める額とする。
Article 5 (1) The amount of money specified by Cabinet Order as prescribed in
Article 10, paragraph (1), item (ii), (a) of the Act is the amount specified in thefollowing items for the categories of cases listed in them:
一 法第十条第一項の登録申請者の発行する前払式支払手段の利用が可能な地域の範囲が一の市町村（特別区を含むものとし、地方自治法（昭和二十二年法律第六十七号）第二百五十二条の十九第一項の指定都市にあっては、区又は総合区。次号において同じ。）の区域内である場合 千万円(i) if the geographic area in which the prepaid payment instruments issued by
an applicant for registration referred to in Article 10, paragraph (1) of the
Act can be used is limited to one municipality (including special wards; andfor designated cities referred to in Article 252-19, paragraph (1) of the Local
Autonomy Act (Act No. 67 of 1947), including wards or administratively
consolidated wards of the relevant cities; the same applies in the followin gitem): ten million yen;
二 法第十条第一項の登録申請者が次に掲げる基準のいずれにも該当する場合 零(ii) if an applicant for registration referred to in Article 10, paragraph (1) of the
Act satisfies all of the following criteria: zero:イ 一般社団法人若しくは一般財団法人又は特定非営利活動促進法（平成十年法律第七号）第二条第二項に規定する特定非営利活動法人（以下「一般社団法人等」という。）であること。
(a) the applicant is a general incorporated association, general incorporated
foundation, or corporation engaging in specified non-profit activitiesprescribed in Article 2, paragraph (2) of the Act to Promote Specified Non Profit Activities (Act No. 7 of 1998) (hereinafter referred to as "generalincorporated association or other prescribed foundation or corporation");8

ロ その定款に当該登録申請者が前払式支払手段の発行の業務を行う旨及び当該登録申請者が地域経済の活性化又は当該地域の住民相互の交流の促進を図ることを目的とする旨の記載がされていること。
(b) the articles of incorporation of the applicant contain a statement to theeffect that the applicant engages in the business of issuing prepaid
payment instruments and that the purpose of the applicant is to promote
revitalizing the local economy or encourage exchange between residents in
the relevant local area;
ハ その発行する前払式支払手段の利用が可能な範囲が一の市町村及びこれに隣接する市町村の区域内であること。
(c) the geographic area in which the prepaid payment instruments issued by
the applicant can be used is limited to one municipality and its adjacentmunicipalities;
ニ その発行する前払式支払手段の未使用残高（法第三条第一項第一号の前払式支払手段に係る代価の弁済に充てることができる金額及び同項第二号の前払式支払手段に係る給付又は提供を請求することができる物品又は役務の数量を金銭に換算した金額の合計額として内閣府令で定めるところにより算出した額をいう。）
から法第十四条第一項の規定により供託をした発行保証金の金額並びに法第十五条及び第十六条第一項の規定により供託をしないことができる金額を控除した金額に相当する金額以上の金額の預貯金が当該登録申請者を名義人とする口座において保有されることが当該登録申請者の定める規則に記載されていること。
(d) rules prescribed by the applicant contain a provision to the effect that therelevant applicant is to maintain the bank deposits or savings in its bankaccount under its own name in an amount equivalent to or more than theamount arrived at when the amount of the security deposits for issuancemade to an official depository pursuant to the provisions of Article 14,
paragraph (1) of the Act and the amount not required to be deposited
pursuant to the provisions of Article 15 and Article 16, paragraph (1) of the
Act are deducted from the unused balance of the prepaid payment
instruments issued by the applicant (meaning the amount calculated inaccordance with a method specified by Cabinet Office Order as the total
amount of the monies that can be used for the full payment ofconsideration associated with the prepaid payment instruments referred toin Article 3, paragraph (1), item (i) of the Act and the monies converted
from the quantity of goods or services that can be requested to be deliveredor provided in association with the prepaid payment instruments
prescribed in item (ii) of that paragraph); andホ その発行する前払式支払手段に当該一般社団法人等の貸借対照表及び損益計算書又はこれに代わる書面の閲覧の請求ができる旨の記載がされていること。
(e) the prepaid payment instruments issued by the applicant contain astatement to the effect that a person may request to inspect the balance9sheet and profit and loss statement of the relevant general incorporated
association or other prescribed foundation or corporation, or a documentused as their substitute; and三 前二号に掲げる場合以外の場合 一億円(iii) cases other than those prescribed in the preceding two items: one hundred
million yen.
２ 法第十条第一項第二号ロに規定する政令で定めるものは、法律の規定（金融庁長官
が告示をもって定めるものに限る。）により行政庁の認可を受けて設立される営利を目的としない法人であって、その定款に前払式支払手段の発行の業務を行う旨の記載がされているものとする。
(2) A person specified by Cabinet Order as prescribed in Article 10, paragraph (1),item (ii), (b) of the Act is a nonprofit corporation established under theauthorization of an administrative agency pursuant to the provisions of laws
(limited to one specified by the Commissioner of the Financial Services Agency
through public notice) whose articles of incorporation contain a statement to
the effect that the relevant corporation engages in the business of issuing
prepaid payment instruments.
（供託が必要となる基準日未使用残高の最低額）(Minimum Unused Base Date Balance that Causes a Deposit to Be Required)
第六条 法第十四条第一項に規定する政令で定める額は、千万円とする。
Article 6 The amount specified by Cabinet Order as prescribed in Article 14,
paragraph (1) of the Act is ten million yen.
（発行保証金保全契約の内容となるべき事項）(Particulars to be Included in a Guarantee Contract to Secure Security
Deposits for Issuance)
第七条 前払式支払手段発行者が締結する発行保証金保全契約（法第十五条に規定する発行保証金保全契約をいう。以下この条、次条第二項第二号及び第十一条第二項において同じ。）は、当該発行保証金保全契約の相手方が法第十七条の規定による命令を受けたときは当該前払式支払手段発行者のために当該命令に係る額の発行保証金が遅滞なく供託されるものであることその他内閣府令で定める事項をその内容とするもの
でなければならない。
Article 7 A guarantee contract to secure security deposits for issuance (meaning
the guarantee contract to secure security deposits for issuance as prescribed in
Article 15 of the Act; the same applies hereinafter in this Article, paragraph (2),item (ii) of the following Article, and Article 11, paragraph (2)) to be concluded
by an issuer of prepaid payment instruments must contain a provision to theeffect that if the counterparty to the relevant guarantee contract to secure
security deposits for issuance receives an order of the Commissioner of the
Financial Services Agency under Article 17 of the Act, security deposits for10issuance will be made to the official depository without delay on behalf of th e
relevant issuer of prepaid payment instruments in the amount referred to in
the order, and other provisions prescribing the particulars specified by Cabinet
Office Order.
（発行保証金保全契約を締結することができる銀行等が満たすべき要件等）(Requirements to be Satisfied by Deposit-taking Institutions for Conclusion ofa Guarantee Contract to Secure Security Deposits for Issuance)
第八条 法第十五条に規定する政令で定める要件は、銀行法（昭和五十六年法律第五十九号）第十四条の二その他これに類する他の法令の規定に規定する基準を勘案して内閣府令で定める健全な自己資本の状況にある旨の区分に該当することとする。
Article 8 (1) The requirement specified by Cabinet Order as prescribed in Article
15 of the Act is that the deposit-taking institution falls under the category of
having sound equity capital as specified by Cabinet Office Order inconsideration of the criteria prescribed in Article 14-2 of the Banking Act (ActNo. 59 of 1981) and provisions of other laws and regulations similar to this.
２ 法第十五条に規定する政令で定める者は、次の各号に掲げる者とする。
(2) Persons specified by Cabinet Order as prescribed in Article 15 of the Act are
the persons specified in the following items:
一 保険業法（平成七年法律第百五号）第百三十条に規定する基準を勘案して内閣府令で定める健全な保険金等の支払能力の充実の状況にある旨の区分に該当する保険会社その他の内閣府令で定める者(i) an insurance company and any other person specified by Cabinet Office
Order that falls under the category of having a sound level of solvency interms of its ability to pay insurance proceeds as specified by Cabinet Office
Order in consideration of the standard prescribed in Article 130 of the
Insurance Business Act (Act No. 105 of 1995); and二 割賦販売法第三十五条の四第一項に規定する指定を受けた者で、当該発行保証金
保全契約に係る事業につき同法第三十五条の九ただし書の承認を受けた者(ii) a person that has received the designation prescribed in Article 35-4,
paragraph (1) of the Installment Sales Act and has received the approvalreferred to in the proviso to Article 35-9 of that Act for the business of therelevant guarantee contract to secure security deposits for issuance.
（発行保証金の取戻しができる場合の区分及び取戻可能額等）(Categories and Amounts Permitted in the Case in which the Person May
Recover the Security Deposits for Issuance)
第九条 法第十四条第一項若しくは第二項又は第十七条の規定により発行保証金（法第十四条第三項の規定により供託した債券（同項に規定する内閣府令で定める債券をいう。第十一条第八項において同じ。）を含む。以下この条及び第十一条第五項において同じ。）を供託した者又はその承継人（以下この条において「供託者」と総称す11る。）は、次の各号に掲げる場合に該当することとなったときは、金融庁長官の承認を受けて、当該各号に定める額の発行保証金を取り戻すことができる。
Article 9 (1) If a person that has made security deposits for issuance to an
official depository (including bond certificates (meaning bond certificatesspecified by Cabinet Office Order as prescribed in Article 14, paragraph (3) ofthe Act; the same applies in Article 11, paragraph (8)) deposited pursuant to
the provisions of Article 14, paragraph (3) of the Act; hereinafter the same
applies in this Article and Article 11, paragraph (5)) pursuant to the provisionsof Article 14, paragraph (1) or (2) or Article 17 of the Act or their successor(hereinafter collectively referred to as "depositor" in this Article) has come tofall under any of the following items, the depositor may recover the security
deposits for issuance in the amount prescribed in those items, by obtaining theapproval of the Commissioner of the Financial Services Agency:
一 直前の基準日（法第三条第二項に規定する基準日をいう。次号において同じ。）
における基準日未使用残高（同項に規定する基準日未使用残高をいう。）が千万円
以下である場合 供託されている発行保証金の全額(i) if the unused base date balance (meaning the unused base date balanceprescribed in Article 3, paragraph (2) of the Act) as of the immediately
preceding base date (meaning the base date prescribed in that paragraph;the same applies in the following item) is ten million yen or less: the fullamount of the security deposits for issuance that are retained at the official
depository;
二 直前の基準日における要供託額（法第十四条第一項に規定する要供託額をいう。）が当該基準日に係る法第二十三条第一項の報告書の提出の日の翌日における発行保証金等合計額（供託されている発行保証金の額、保全金額（法第十五条に規定する保全金額をいう。）及び信託財産の額（法第十六条第一項に規定する信託財
産の額をいう。）の合計額をいう。第四号及び次項第二号において同じ。）を下回
る場合 供託されている発行保証金の額の範囲内において、その下回る額に達するまでの額(ii) if the amount required for deposit (meaning the amount required fordeposit prescribed in Article 14, paragraph (1) of the Act) as of the precedingbase date falls short of the total of the amount of security deposits forissuance (meaning the total of the amount of the security deposits forissuance that are retained at the official depository, the secured amount(meaning the secured amount prescribed in Article 15 of the Act), and theamount of the trust property (meaning the amount of the trust property
prescribed in Article 16, paragraph (1) of the Act); the same applies in item(iv) and in item (ii) of the following paragraph) as of the day following thedate on which the written report referred to in Article 23, paragraph (1) of
the Act for the base date was submitted: any amount within the limit of t heamount of the security deposits for issuance that are retained at the official
12

depository, up to the amount of such shortage;
三 法第三十一条第一項の権利（以下この号、次号、第三項及び第十一条において「権利」という。）の実行の手続が終了した場合であって、当該権利の実行の手続が終了した日における未使用残高（同日においてなお存する法第三条第一項第一号の前払式支払手段に係る代価の弁済に充てることができる金額及び同項第二号の前
払式支払手段に係る給付又は提供を請求することができる物品又は役務の数量を金銭に換算した金額の合計額として内閣府令で定めるところにより算出した額をいう。
次号において同じ。）が千万円以下であるとき 供託されている発行保証金の額から当該権利の実行の手続に要した費用の額を控除した残額(iii) if the procedure for the fulfillment of the right referred to in Article 31,
paragraph (1) of the Act (hereinafter referred to as the "right" in this item,the following item, paragraph (3), and Article 11) has been completed, andthe unused balance as of the day on which the relevant procedure for thefulfillment of the right has been completed (meaning the amount calculated
in accordance with a method specified by Cabinet Office Order as the total
amount of (x) the monies that can be used for the full payment ofconsideration associated with the prepaid payment instruments referred toin Article 3, paragraph (1), item (i) of the Act, outstanding as of that day, and(y) the monies converted from the quantity of goods or services that can berequested to be delivered or provided in association with the prepaid
payment instruments prescribed in item (ii) of that paragraph, outstanding
as of that day; the same applies in the following item) is ten million yen or
less: the amount remaining after the amount of costs required for the
relevant procedure for the fulfillment of the right is deducted from theamount of security deposits for issuance that are retained at the official
depository; or
四 権利の実行の手続が終了した場合であって、当該権利の実行の手続が終了した日における未使用残高が千万円を超えるとき 供託されている発行保証金の額から当該権利の実行の手続に要した費用の額を控除した額の範囲内において、同日における発行保証金等合計額から同日における未使用残高の二分の一の額を控除した残額に達するまでの額(iv) if the procedure for the fulfillment of the right has been completed, and theunused balance as of the day on which the relevant procedure for thefulfillment of the right has been completed exceeds ten million yen: any
amount within the limit of the amount remaining after the amount of costs
required for the relevant procedure for the fulfillment of the right isdeducted from the amount of security deposits for issuance that are retainedat the official depository, up to the amount remaining after half of theunused balance as of that day is deducted from the total of the amount of
security deposits for issuance as of that day.
２ 法第十八条第四号に規定する政令で定める場合は、法第二十条第一項の規定による
13

払戻しの手続が終了した場合とし、供託者は、次の各号に掲げる場合のいずれかに該当することとなったときは、金融庁長官の承認を受けて、当該各号に定める額の発行
保証金を取り戻すことができる。
(2) The circumstances specified by Cabinet Order as prescribed in Article 18,
item (iv) of the Act are the circumstances in which the refund procedure under
Article 20, paragraph (1) of the Act has been completed; and if the situation
falls under this case and the depositor has come to fall under any of thefollowing items, the depositor may recover the security deposits for issuance inthe amount respectively prescribed in the applicable item, by obtaining theapproval of the Commissioner of the Financial Services Agency:
一 当該払戻しの手続が終了した日における未使用残高（同日においてなお存する法
第三条第一項第一号の前払式支払手段に係る代価の弁済に充てることができる金額
及び同項第二号の前払式支払手段に係る給付又は提供を請求することができる物品
又は役務の数量を金銭に換算した金額の合計額として内閣府令で定めるところにより算出した額をいう。次号において同じ。）が千万円以下である場合 供託されている発行保証金の全額(i) if the unused balance as of the day on which the relevant refund procedure
has been completed (meaning the amount calculated in accordance with amethod specified by Cabinet Office Order as the total amount of (x) themonies that can be used for the full payment of consideration associated wi th
the prepaid payment instruments referred to in Article 3, paragraph (1), item(i) of the Act, outstanding as of that day, and (y) the monies converted fromthe quantity of goods or services that can be requested to be delivered orprovided in association with the prepaid payment instruments referred to initem (ii) of that paragraph, outstanding as of that day; the same applies in
the following item) is ten million yen or less: the full amount of the security
deposits for issuance that are retained at the official depository; or
二 当該払戻しの手続が終了した日における未使用残高が千万円を超える場合 供託されている発行保証金の額の範囲内において、同日における発行保証金等合計額から同日における未使用残高の二分の一の額を控除した残額に達するまでの額(ii) if the unused balance as of the day on which the relevant refund procedure
has been completed exceeds ten million yen: any amount within the limit of
the amount of security deposits for issuance that are retained at the official
depository, up to the amount remaining after half of the unused balance as ofthat day is deducted from the total of the amount of security deposits forissuance as of that day.
３ 供託者は、その発行保証金について法第二十条第一項の規定による払戻しの手続が行われている間及び権利の実行の手続が行われている間は、前二項の規定にかかわらず、当該発行保証金を取り戻すことができない。
(3) Notwithstanding the provisions of the preceding two paragraphs, a depositor
may not recover any security deposits for issuance in respect of which the14refund procedure under Article 20, paragraph (1) of the Act or the procedurefor fulfillment of the right is ongoing.
（前払式支払手段発行者が電子公告により前払式支払手段の払戻しの公告をする場合
について準用する会社法の規定の読替え）(Replacement of Terms of the Provisions of the Companies Act as Applied
Mutatis Mutandis to Cases in which an Issuer of Prepaid Payment
Instruments Gives a Public Notice of Refund of the Prepaid Payment
Instruments by Way of Electronic Public Notice)
第九条の二 法第二十条第二項の規定による公告を電子公告（会社法第二条第三十四号に規定する電子公告をいう。）によりする場合について、法第二十条第三項及び第四項において会社法の規定を準用する場合における同条第三項及び第四項の規定による技術的読替えは、次の表のとおりとする。
Article 9-2 If the public notice under Article 20, paragraph (2) of the Act is given
by way of electronic public notice (meaning the electronic public noticeprescribed in Article 2, item (xxxiv) of the Companies Act), the technicalreplacement of terms under Article 20, paragraphs (3) and (4) of the Act incases in which the provisions of the Companies Act are applied mutatis
mutandis pursuant to Article 20, paragraph (3) and (4) of the Act is as follows:
読み替える会社法の規定
Provisions of theCompanies Act Subject
to Replacement ofTerms
第九百四十条第一項第三号
Article 940, paragraph(1), item (iii)
第九百四十条第三項（各号を除く。）
Article 940, paragraph(3) (excluding the items)

読み替えられる字句
Terms to be replaced

読み替える字句
Terms to replace

異議を述べる
objections may be stated

債権の申出をする
claims may be stated

前二項
the preceding two
paragraphs

第一項
paragraph (1)これらのthese provisions

同項のthe provisions of therelevant paragraph（基準日に係る特例）(Special Provisions for the Base Date)
第九条の三 法第二十九条の二第一項の規定の適用がある場合における法第十四条及び第二十三条の規定の適用については、法第十四条第二項中「基準日における」とあるのは「基準日（第二十九条の二第一項の届出書を提出した日の翌日の直前の基準日が同条第二項に規定する特例基準日である場合には、当該特例基準日を除いた基準日。

15以下この項において同じ。）における」と、法第二十三条第一項第一号中「基準期間」とあるのは「基準期間（第二十九条の二第一項の届出書を提出した日の翌日の属する基準期間が特例基準日（同条第二項に規定する特例基準日をいう。）の翌日から次の通常基準日（同条第二項に規定する通常基準日をいう。以下この号において同じ。）までの期間である場合にあっては、当該通常基準日を含む基準期間及び当該基準期間の直前の基準期間）」とする。
Article 9-3 (1) With regard to the application of the provisions of Article 14 andArticle 23 of the Act if the provisions of Article 29-2, paragraph (1) of the Act
are applied, the phrase "the base date immediately preceding the day on whichsuch fact occurred" in Article 14, paragraph (2) of the Act is deemed to be
replaced with "the base date immediately preceding the day on which that factoccurred (or if the base date immediately preceding the day following the dayof submitting a written notice referred to in Article 29-2, paragraph (1) is the
special base date prescribed in paragraph (2) of that Article, the base dateexcluding the special base date; the same applies in this paragraph)"; and theterm "the record period including the relevant base date" in Article 23,
paragraph (1), item (i) of the Act is deemed to be replaced with "the record
period (if the record period containing the day following the day of submitting awritten notice referred to in Article 29-2, paragraph (1) is the period from the
day following the special base date (meaning the special base date prescribedin paragraph (2) of that Article) to the next ordinary base date (meaning theordinary base date prescribed in paragraph (2) of that Article; hereinafter thesame applies in this item), the record period including the relevant ordinary
base date and the record period immediately preceding the relevant record
period) including the relevant base date".
２ 法第二十九条の二第三項及び第四項に規定する政令で定める期間は、一年とする。
(2) The period specified by Cabinet Order as prescribed in Article 29-2,
paragraphs (3) and (4) of the Act is one year.
（権利実行事務代行者となる資格を有する者）(Persons Qualified to Become Agents for a Local Finance Office in theDistribution Proceedings of Security Deposits to Holders of Prepaid Payment
Instruments)
第十条 法第三十一条第三項に規定する政令で定める者は、次に掲げる者とする。
Article 10 Persons specified by Cabinet Order as prescribed in Article 31,
paragraph (3) of the Act are the following persons:
一 銀行等(i) deposit-taking institutions;
二 信託会社等(ii) trust companies;
三 当該前払式支払手段発行者について破産手続が開始された場合における破産管財
16人(iii) if bankruptcy proceedings have been commenced against the relevant
issuer of prepaid payment instruments, the bankruptcy trustee;
四 当該前払式支払手段発行者について更生手続が開始された場合における管財人(iv) if reorganization proceedings have been commenced against the relevant
issuer of prepaid payment instruments, the trustee; and五 当該前払式支払手段発行者について再生手続が開始された場合における管財人（当該再生手続において管財人が選任されている場合に限る。）(v) if rehabilitation proceedings have been commenced against the relevant
issuer of prepaid payment instruments, the trustee (limited to cases in which
a trustee has been appointed for the relevant rehabilitation proceedings).
（発行保証金に係る権利の実行の手続）(Procedure for the Fulfillment of the Right to Security Deposits for Issuance)
第十一条 前払式支払手段の保有者は、その保有する前払式支払手段（既に法第二十条
第一項の規定による払戻しの手続が終了したもの及び権利の実行の手続が終了したものを除く。）に関し、金融庁長官に対して、その権利の実行の申立てをすることができる。
Article 11 (1) A holder of prepaid payment instruments may file a petition with
the Commissioner of the Financial Services Agency for the fulfillment of theright to the prepaid payment instruments that the holder holds (excluding
those for which the refund procedure under Article 20, paragraph (1) of the Act
has been completed and those for which the procedure for the fulfillment of theright has been completed).
２ 金融庁長官は、法第三十一条第二項の規定による公示をしたときは、その旨を前項の申立てをした者（以下この条において「申立人」という。）及び当該前払式支払手段を発行した前払式支払手段発行者（当該前払式支払手段発行者が発行保証金保全契約又は法第十六条第一項に規定する発行保証金信託契約を締結している場合にあっては、当該前払式支払手段発行者及びこれらの契約の相手方。第四項及び第五項において同じ。）に通知しなければならない。
(2) If the Commissioner of the Financial Services Agency has given a public
notice under Article 31, paragraph (2) of the Act, the Commiss ioner of the
Financial Services Agency must notify the person who filed a petition referred
to in the preceding paragraph (hereinafter referred to as "petitioner" in this
Article) and the issuer of prepaid payment instruments who issued therelevant prepaid payment instruments (if the relevant issuer of prepaid
payment instruments has concluded a guarantee contract to secure security
deposits for issuance or trust agreement for security deposits for issuanceprescribed in Article 16, paragraph (1) of the Act, the relevant issuer of prepaid
payment instruments and the counterparty to these contracts; the same
applies in paragraphs (4) and (5)) to that effect.
17

３ 法第三十一条第二項の規定による公示があった後は、申立人がその申立てを取り下げた場合においても、権利の実行の手続の進行は、妨げられない。
(3) Once the public notice under Article 31, paragraph (2) of the Act is given,
even if the petitioner has withdrawn the petition, this does not prevent theprocedures for the fulfillment of the right from proceeding.
４ 金融庁長官は、法第三十一条第二項の期間が経過した後、遅滞なく、権利の調査を行わなければならない。この場合において、金融庁長官は、あらかじめ、期日及び場所を公示し、かつ、当該前払式支払手段発行者に通知して、申立人、当該期間内に債権の申出をした者及び当該前払式支払手段発行者に対し、権利の存否及びその権利によって担保される債権の額について証拠を提示し、及び意見を述べる機会を与えなければならない。
(4) The Commissioner of the Financial Services Agency must investigate theright without delay after the period referred to in Article 31, paragraph (2) ofthe Act has elapsed. In this case, the Commissioner of the Financial Services
Agency must give the petitioner, the persons that stated their claims within
the relevant period, and the relevant issuer of prepaid payment instrum ents anopportunity to produce evidence and state opinions with regard to whether or
not the right exists and with regard to the amount of claims secured by therelevant right in advance, by giving a public notice of the date and the placeand notifying the relevant issuer of them.
５ 金融庁長官は、前項の規定による調査の結果に基づき、法第三十一条第二項の期間の末日までに供託された発行保証金について、遅滞なく、配当表を作成し、これを公示し、かつ、当該前払式支払手段発行者に通知しなければならない。
(5) The Commissioner of the Financial Services Agency, without delay, must
prepare a distribution table regarding the security deposits for issuance thathave been made to an official depository by the last day of the period referred
to in Article 31, paragraph (2) of the Act based on the results of theinvestigation under the preceding paragraph, give a public notice of th e table,
and notify the relevant issuer of prepaid payment instruments of it.
６ 配当は、前項の規定による公示をした日から百十日を経過した後、配当表に従い実施するものとする。
(6) The distribution is to be implemented in accordance with the distributiontable 110 days after the date of the public notice under the preceding
paragraph.
７ 金融庁長官は、前払式支払手段発行者の営業所又は事務所の所在地を確知できない
ときは、第二項、第四項及び第五項の規定による当該前払式支払手段発行者への通知をすることを要しない。
(7) If the locations of business offices or offices of an issuer of prepaid payment
instruments cannot be ascertained, the Commissioner of the Financial Services
Agency is not required to give the notice under paragraph (2), (4), and (5) tothe relevant issuer of prepaid payment instruments.
18

８ 金融庁長官は、債券が供託されている場合において、権利の実行に必要があるときは、これを換価することができる。この場合において、換価の費用は、換価代金から控除する。
(8) If bond certificates have been deposited and the Commissioner of the
Financial Services Agency finds it necessary for the fulfillment of the right, theCommissioner may realize them. In this case, the costs for realization are
deducted from the realized value.
９ 第五項及び第六項の場合において、金融庁長官は、第五項に規定する発行保証金の額から法第三十一条第二項に規定する公示の費用、同条第三項に規定する権利実行事
務代行者の報酬その他の発行保証金の還付の手続に必要な費用（前項の換価の費用を除く。）の額を控除した額について配当表を作成し、当該配当表に従い配当を実施することができる。
(9) In the cases referred to in paragraphs (5) and (6), the Commissioner of the
Financial Services Agency may prepare a distribution table with regard to theamount remaining after the costs for the public notice prescribed in Article 31,
paragraph (2) of the Act, remuneration for the agents for a local finance officein the distribution proceedings of security deposits to holders of prepaid
payment instruments prescribed in paragraph (3) of that Article, and othercosts required for the procedure for return of security deposits for issuance(excluding the costs for realization referred to in the preceding paragraph) are
deducted from the amount of security deposits for issuance prescribed inparagraph (5); and implement distribution in accordance with the relevant
distribution table.
（供託義務の免除される銀行等が満たすべき要件等）(Requirements to be Satisfied by Deposit-taking Institutions for Exemption
from Deposit Obligations)第十二条 法第三十五条に規定する政令で定める要件は、第八条第一項に規定する要件とする。
Article 12 (1) The requirements specified by Cabinet Order as prescribed in
Article 35 of the Act are the requirements specified in Article 8, paragraph (1).
２ 法第三十五条に規定する政令で定める者は、第八条第二項第一号に掲げる者とする。
(2) Persons specified by Cabinet Order as prescribed in Article 35 of the Act are
the persons specified in Article 8, paragraph (2), item (i).
第三章

資金移動

Chapter III Funds Transfer（第二種資金移動業及び第三種資金移動業における資金移動の上限額）(Maximum Amount of Funds Transfer in the Type II Funds Transfer Services
and Type III Funds Transfer Services)19

第十二条の二 法第三十六条の二第二項に規定する少額として政令で定める額は、百万円に相当する額とする。
Article 12-2 (1) The amount specified by Cabinet Order as a small amount asprescribed in Article 36-2, paragraph (2) of the Act is an amount equivalent to
one million yen.
２ 法第三十六条の二第三項に規定する特に少額として政令で定める額は、五万円に相当する額とする。
(2) The amount specified by Cabinet Order as a particularly small amount asprescribed in Article 36-2, paragraph (3) of the Act is an amount equivalent to
50,000 yen.
（資金移動業の登録が取り消された法人の取締役等であった者に準ずる者）(Persons Equivalent to Persons Who Were Directors of a Corporation Whose
Registration for the Funds Transfer Services Has Been Revoked)
第十三条 法第四十条第一項第十号ホに規定する政令で定める者は、次に掲げる者とする。
Article 13 Persons specified by Cabinet Order as prescribed in Article 40,
paragraph (1), item (x), (e) of the Act are the following persons:
一 法人が法第八十二条第一項又は第二項の規定により法第六十四条第一項の免許を取り消された場合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与、監査役、理事又は監事であった者でその取消しの日から五年を経過しない者(i) a person who was a director, executive officer, accounting advisor, company
auditor, board member, or auditor of a corporation within the thirty days
before the date of a revocation, if the relevant corporation has had its licenseunder Article 64, paragraph (1) of the Act revoked pursuant to the provisionsof Article 82, paragraph (1) or (2) of the Act, and five years have not passed
since that date;二 法人が銀行法第二十七条若しくは第二十八条の規定により同法第四条第一項の免許を取り消され、同法第五十二条の十五第一項の規定により同法第五十二条の九第一項若しくは第二項ただし書の認可を取り消され、同法第五十二条の三十四第一項の規定により同法第五十二条の十七第一項若しくは第三項ただし書の認可を取り消され、又は同法第五十二条の五十六第一項の規定により同法第五十二条の三十六第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の取締役（同法第四十七条第二項の規定により取締役とみなされる日本における代表者を含む。）、執行役、会計参与、監査役又はこれらに準ずる者であった者でその取消しの日から五年を経過しない者(ii) a person who was a director (including a representative person in Japan
who is deemed to be an executive under Article 47, paragraph (2) of the
Banking Act), executive officer, accounting advisor, company auditor, or any
other person equivalent to them of a corporation within the thirty days
20

before the date of a revocation, if the relevant corporation has had its licenseunder Article 4, paragraph (1) of the Banking Act revoked p ursuant to theprovisions of Article 27 or 28 of that Act, had its authorization under Article
52-9, paragraph (1) of that Act or the proviso to paragraph (2) of that Article
revoked pursuant to the provisions of Article 52-15, paragraph (1) of that Act,
had its authorization under Article 52-17, paragraph (1) of that Act or theproviso to paragraph (3) of that Article revoked pursuant to the provisions ofArticle 52-34, paragraph (1) of that Act, or had its permission under Article
52-36, paragraph (1) of that Act revoked pursuant to the provisions of Article
52-56, paragraph (1) of that Act; and if five years have not passed since thatdate;
三 法人が長期信用銀行法（昭和二十七年法律第百八十七号）第十七条において準用する銀行法第二十七条若しくは第二十八条の規定により長期信用銀行法第四条第一項の免許を取り消され、同法第十七条において準用する銀行法第五十二条の十五第一項の規定により長期信用銀行法第十六条の二の二第一項若しくは第二項ただし書の認可を取り消され、同法第十七条において準用する銀行法第五十二条の三十四第一項の規定により長期信用銀行法第十六条の二の四第一項若しくは第三項ただし書の認可を取り消され、又は同法第十七条において準用する銀行法第五十二条の五十六第一項の規定により長期信用銀行法第十六条の五第一項の許可を取り消された場
合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与
又は監査役であった者でその取消しの日から五年を経過しない者(iii) a person who was a director, executive officer, accounting advisor, orcompany auditor of a corporation within the thirty days before the date of a
revocation, if the relevant corporation has had its license under Article 4,paragraph (1) of the Long-Term Credit Bank Act (Act No. 187 of 1952)
revoked pursuant to the provisions of Article 27 or 28 of the Banking Act asapplied mutatis mutandis pursuant to Article 17 of the Long-Term Credit
Bank Act, had its authorization under Article 16-2-2, paragraph (1) of theLong-Term Credit Bank Act or the proviso to paragraph (2) of that Article
revoked pursuant to the provisions of Article 52-15, paragraph (1) of the
Banking Act as applied mutatis mutandis pursuant to Article 17 of the Long Term Credit Bank Act, had its authorization under Article 16-2-4, paragraph(1) of the Long-Term Credit Bank Act or the proviso to paragraph (3) of that
Article revoked pursuant to the provisions of Article 52-34, paragraph (1) of
the Banking Act as applied mutatis mutandis pursuant to Article 17 of theLong-Term Credit Bank Act, or had its permission under Article 16-5,
paragraph (1) of the Long-Term Credit Bank Act revoked pursuant to theprovisions of Article 52-56, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 17 of the Long-Term Credit Bank Act;and if five years have not passed since that date;
四 法人が信用金庫法（昭和二十六年法律第二百三十八号）第八十九条第一項におい21

て準用する銀行法第二十七条若しくは第二十八条の規定により信用金庫法第四条の免許を取り消され、又は同法第八十九条第五項において準用する銀行法第五十二条の五十六第一項の規定により信用金庫法第八十五条の二第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(iv) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had its license under Article 4 of the Credit Association Act (Act No. 238 of
1951) revoked pursuant to the provisions of Article 27 or 28 of the Banking
Act as applied mutatis mutandis pursuant to Article 89, paragraph (1) of theCredit Association Act or had its permission under Article 85-2, paragraph(1) of the Credit Association Act revoked pursuant to the provisions of Article
52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 89, paragraph (5) of the Credit Association Act; and if
five years have not passed since that date;
五 法人が労働金庫法（昭和二十八年法律第二百二十七号）第九十五条の規定により同法第六条の免許を取り消され、又は同法第九十四条第三項において準用する銀行
法第五十二条の五十六第一項の規定により労働金庫法第八十九条の三第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(v) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had its license under Article 6 of the Labor Credit Association Act (Act No.
227 of 1953) revoked pursuant to the provisions of Article 95 of that Act or
had its permission under Article 89-3, paragraph (1) of that Act revokedpursuant to the provisions of Article 52-56, paragraph (1) of the Banking Act
as applied mutatis mutandis pursuant to Article 94, paragraph (3) of theLabor Credit Association Act; and if five years have not passed since thatdate;
六 法人が中小企業等協同組合法（昭和二十四年法律第百八十一号）第百六条第二項の規定により解散を命ぜられ、若しくは協同組合による金融事業に関する法律（昭和二十四年法律第百八十三号）第六条第一項において準用する銀行法第二十七条若
しくは第二十八条の規定により協同組合による金融事業に関する法律第三条第一項の認可を取り消され、又は同法第六条の五第一項において準用する銀行法第五十二条の五十六第一項の規定により協同組合による金融事業に関する法律第六条の三第一項の許可を取り消された場合において、その取消しの日（解散命令の場合にあっては、当該解散命令がなされた日。以下この号から第九号までにおいて同じ。）前
三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(vi) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation (or in the case of a dissolution
22

order, before the day on which the relevant dissolution order was issued;
hereinafter the same applies in this item through item (ix)), if the relevant
corporation has received a dissolution order under Article 106, paragraph (2)of the Small and Medium-Sized Enterprise Cooperatives Act (Act No. 181 of
1949), had its authorization under Article 3, paragraph (1) of the Act on
Financial Business by Cooperatives (Act No. 183 of 1949) revoked pursuant
to the provisions of Article 27 or 28 of the Banking Act as applied mutatis
mutandis pursuant to Article 6, paragraph (1) of the Act on Financial
Business by Cooperatives, or had its permission under Article 6-3, paragraph(1) of that Act revoked pursuant to the provisions of Article 52-56, paragraph(1) of the Banking Act as applied mutatis mutandis pursuant to Article 6-5,
paragraph (1) of the Act on Financial Business by Cooperatives; and if five
years have not passed since that date;
七 法人が農業協同組合法（昭和二十二年法律第百三十二号）第九十二条の四第一項
において準用する銀行法第五十二条の五十六第一項の規定により農業協同組合法第九十二条の二第一項の許可を取り消され、又は同法第九十五条の二の規定により農業協同組合若しくは農業協同組合連合会が解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(vii) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had its permission under Article 92-2, paragraph (1) of the Agricultural
Cooperatives Act (Act No. 132 of 1947) revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 92-4, paragraph (1) of the Agricultural Cooperatives Act,or an agricultural cooperative or federation of agricultural cooperative hasreceived a dissolution order under Article 95-2 of that Act; and if five years
have not passed since that date;
八 法人が水産業協同組合法（昭和二十三年法律第二百四十二号）第百八条第一項において準用する銀行法第五十二条の五十六第一項の規定により水産業協同組合法第百六条第一項の許可を取り消され、又は同法第百二十四条の二の規定により漁業協
同組合、漁業協同組合連合会、水産加工業協同組合若しくは水産加工業協同組合連合会が解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(viii) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had its permission under Article 106, paragraph (1) of the Fisheries
Cooperatives Act (Act No. 242 of 1948) revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 108, paragraph (1) of the Fisheries Cooperatives Act, or afisheries cooperative, federation of fisheries cooperatives, fishery processing
23

cooperative, or federation of fishery processing cooperatives received adissolution order under Article 124-2 of that Act; and if five years have notpassed since that date;
九 法人が農林中央金庫法（平成十三年法律第九十三号）第九十五条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農林中央金庫法第九十五条の二第一項の許可を取り消され、又は同法第八十六条の規定により解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事、経営管理委
員又は監事であった者でその取消しの日から五年を経過しない者(ix) a person who was a board member, management committee member, orauditor of a corporation within the thirty days before the date of a revocation,
if the relevant corporation has had its permission under Article 95-2,
paragraph (1) of the Norinchukin Bank Act (Act No. 93 of 2001) revokedpursuant to the provisions of Article 52-56, paragraph (1) of the Banking Act
as applied mutatis mutandis pursuant to Article 95-4, paragraph (1) of theNorinchukin Bank Act or received a dissolution order under Article 86 of that
Act, and five years have not passed since that date;
十 法人が株式会社商工組合中央金庫法（平成十九年法律第七十四号）第十三条第一項の規定により同法第八条第一項又は第二項ただし書の認可を取り消された場合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与又は監査役であった者でその取消しの日から五年を経過しない者(x) a person who was a director, executive officer, accounting advisor, orcompany auditor of a corporation within the thirty days before the date of a
rescission, if the relevant corporation has had its authorization under Artic le8, paragraph (1) of the Shoko Chukin Bank Limited Act (Act No. 74 of 2007)or the proviso to paragraph (2) of that Article revoked pursuant to theprovisions of Article 13, paragraph (1) of that Act and five years have notpassed since that date;
十一 法人が法、銀行法、長期信用銀行法、信用金庫法、労働金庫法、中小企業等協同組合法、協同組合による金融事業に関する法律、農業協同組合法、水産業協同組
合法、農林中央金庫法又は株式会社商工組合中央金庫法に相当する外国の法令の規定により当該外国において受けている第一号から前号までに規定する免許、許可若
しくは認可と同種類の免許、許可若しくは認可（当該免許、許可若しくは認可に類するその他の行政処分を含む。以下この号において同じ。）を取り消され、若しくは当該免許、許可若しくは認可の更新を拒否され、又は解散を命ぜられた場合において、その取消しの日（解散命令の場合にあっては当該解散命令がなされた日とし、更新の拒否の場合にあっては当該更新の拒否の処分がなされた日とする。以下この号において同じ。）前三十日以内にその法人の取締役、執行役、会計参与、監査役
又はこれらに準ずる者であった者でその取消しの日から五年を経過しない者(xi) a person who was a director, executive officer, accounting advisor, company
auditor, or any other person equivalent to them of a corporation within thethirty days before the date of a revocation (or in the case of a dissolution24

order, before the day on which the relevant dissolution order was issued; orin the case of a refusal of renewal, before the day on which the relevant
disposition was made; hereinafter the same applies in this item), if therelevant corporation had received a license, permission, or authorization(including other administrative dispositions similar to the relevant license,
permission, or authorization; the same applies hereinafter in this item) of
the same kind as the license, permission, or authorization prescribed in item(i) through the preceding item in a foreign state, but has had the relevant
license, permission, or authorization of the same kind revoked, had therenewal of the relevant license, permission, or authorization refused, or
received a dissolution order, pursuant to the provisions of laws andregulations of the relevant foreign state equivalent to the Act, the Banking
Act, the Long-Term Credit Bank Act, the Credit Association Act, the Labor
Credit Association Act, the Small and Medium-Sized Enterprise Cooperatives
Act, the Act on Financial Business by Cooperatives, the Agricultural
Cooperatives Act, the Fisheries Cooperatives Act, the Norinchukin Bank Act,or the Shoko Chukin Bank Limited Act; and if five years have not passed
since that date;
十二 銀行法第五十二条の十五第一項の規定により同法第五十二条の九第一項若しくは第二項ただし書の認可を取り消された場合、長期信用銀行法第十七条において準用する銀行法第五十二条の十五第一項の規定により長期信用銀行法第十六条の二の二第一項若しくは第二項ただし書の認可を取り消された場合又は株式会社商工組合
中央金庫法第十三条第一項の規定により同法第八条第一項若しくは第二項ただし書の認可を取り消された場合において、その取消しの日から五年を経過しない者(xii) a person who has had an authorization under Article 52-9, paragraph (1)of the Banking Act or the proviso to paragraph (2) of that Article revokedpursuant to the provisions of Article 52-15, paragraph (1) of that Act, had anauthorization under Article 16-2-2, paragraph (1) of the Long-Term Credit
Bank Act or the proviso to paragraph (2) of that Article revoked pursuant to
the provisions of Article 52-15, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 17 of the Long-Term Credit Bank Act,or had an authorization under Article 8, paragraph (1) of the Shoko Chukin
Bank Limited Act or the proviso to paragraph (2) of that Article revokedpursuant to the provisions of Article 13, paragraph (1) of that Act, if five
years have not passed since the date of the revocation;
十三 銀行法第五十二条の五十六第一項の規定により同法第五十二条の三十六第一項の許可を取り消された場合、長期信用銀行法第十七条において準用する銀行法第五十二条の五十六第一項の規定により長期信用銀行法第十六条の五第一項の許可を取り消された場合、信用金庫法第八十九条第五項において準用する銀行法第五十二条の五十六第一項の規定により信用金庫法第八十五条の二第一項の許可を取り消された場合、労働金庫法第九十四条第三項において準用する銀行法第五十二条の五十六25

第一項の規定により労働金庫法第八十九条の三第一項の許可を取り消された場合、協同組合による金融事業に関する法律第六条の五第一項において準用する銀行法第五十二条の五十六第一項の規定により協同組合による金融事業に関する法律第六条の三第一項の許可を取り消された場合、農業協同組合法第九十二条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農業協同組合法第九十二条の二第一項の許可を取り消された場合、水産業協同組合法第百八条第一項において準用する銀行法第五十二条の五十六第一項の規定により水産業協同組合法第百六条第一項の許可を取り消された場合又は農林中央金庫法第九十五条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農林中央金庫法第九十五条の二第一項の許可を取り消された場合において、その取消しの日から五年を経過しない者(xiii) a person who has had a permission under Article 52-36, paragraph (1) of
the Banking Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of that Act, had a permission under Article 16-5, paragraph (1)of the Long-Term Credit Bank Act revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, had a permission
under Article 85-2, paragraph (1) of the Credit Association Act revokedpursuant to the provisions of Article 52-56, paragraph (1) of the Banking Act
as applied mutatis mutandis pursuant to Article 89, paragraph (5) of theCredit Association Act, had a permission under Article 89-3, paragraph (1) of
the Labor Credit Association Act revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 94, paragraph (3) of the Labor Credit Association Act,
had a permission under Article 6-3, paragraph (1) of the Act on Financial
Business by Cooperatives revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 6-5, paragraph (1) of the Act on Financial Business by Cooperatives,
had a permission under Article 92-2, paragraph (1) of the Agricultural
Cooperatives Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 92-4, paragraph (1) of the Agricultural Cooperatives Act, had apermission under Article 106, paragraph (1) of the Fisheries Cooperatives
Act revoked pursuant to the provisions of Article 52-56, paragraph (1) of the
Banking Act as applied mutatis mutandis pursuant to Article 108, paragraph(1) of the Fisheries Cooperatives Act, or had a permission under Article 95-2,
paragraph (1) of the Norinchukin Bank Act revoked pursuant to theprovisions of Article 52-56, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 95-4, paragraph (1) of the Norinchukin
Bank Act, if five years have not passed since the date of the revocation;
十四 銀行法に相当する外国の法令の規定により当該外国において受けている同法第26五十二条の九第一項若しくは第二項ただし書若しくは同法第五十二条の三十六第一項と同種類の認可若しくは許可を取り消され、又は当該認可若しくは許可の更新を拒否された場合において、その取消しの日（更新の拒否の場合にあっては、当該更新の拒否の処分がなされた日）から五年を経過しない者(xiv) a person who had received an authorization or permission of the samekind as the authorization or permission under Article 52-9, paragraph (1) of
the Banking Act, the proviso to paragraph (2) of that Article, or Article 52 -36,
paragraph (1) of that Act in a foreign state, but has had the authorization or
permission of the same kind revoked or had the renewal of the relevant
authorization or permission refused pursuant to the provisions of laws andregulations of the relevant foreign state corresponding to the Banking Act, if
five years have not passed since the date of the revocation (or in the case of arefusal of renewal, since the day on which the person received the relevant
disposition);
十五 法第六十七条第三項又は第八十二条第二項の規定により解任を命ぜられた取締役、執行役、会計参与若しくは監査役又は理事若しくは監事であって、その処分を受けた日から五年を経過しない者(xv) a director, executive officer, accounting advisor, company auditor, board
member, or auditor whose dismissal was ordered pursuant to the provisionsof Article 67, paragraph (3) or Article 82, paragraph (2) of the Act, if five
years have not passed since the day on which they received the relevant
disposition;
十六 銀行法第二十七条若しくは第五十二条の三十四第一項の規定により解任を命ぜられた取締役（同法第四十七条第二項の規定により取締役とみなされる日本における代表者を含む。）、執行役、会計参与若しくは監査役又は同法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xvi) a director (including a representative person in Japan who is deemed to
be a director pursuant to Article 47, paragraph (2) of the Banking Act),
executive officer, accounting advisor, or company auditor whose dismissal
was ordered pursuant to the provisions of Article 27 or Article 52-34,
paragraph (1) of that Act, if five years have not passed since the day on
which they received the relevant disposition; or an officer whose dismissal
was ordered pursuant to the provisions of Article 52-56, paragraph (2) of that
Act, if five years have not passed since the day on which the officer received
the relevant disposition;
十七 長期信用銀行法第十七条において準用する銀行法第二十七条若しくは第五十二条の三十四第一項の規定により解任を命ぜられた取締役、執行役、会計参与若しくは監査役又は長期信用銀行法第十七条において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者27

(xvii) a director, executive officer, accounting advisor, or company auditor
whose dismissal was ordered pursuant to the provisions of Article 27 or
Article 52-34, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, if five years havenot passed since the day on which they received the relevant disposition; oran officer whose dismissal was ordered pursuant to the provisions of Article
52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, if five years havenot passed since the day on which the officer received the relevant
disposition;
十八 信用金庫法第八十九条第一項において準用する銀行法第二十七条の規定により解任を命ぜられた理事若しくは監事又は信用金庫法第八十九条第三項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xviii) a board member or auditor whose dismissal was ordered pursuant to theprovisions of Article 27 of the Banking Act as applied mutatis mutandis
pursuant to Article 89, paragraph (1) of the Credit Association Act, if five
years have not passed since the day on which they received the relevant
disposition; or an officer whose dismissal was ordered pursuant to theprovisions of Article 52-56, paragraph (2) of the Banking Act as appliedmutatis mutandis pursuant to Article 89, paragraph (3) of the Credit
Association Act, if five years have not passed since the day on which theofficer received the relevant disposition;
十九 労働金庫法第九十五条第一項の規定により改任を命ぜられた理事若しくは監事又は同法第九十四条第三項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xix) a board member or auditor whose replacement was ordered pursuant to
the provisions of Article 95, paragraph (1) of the Labor Credit Association
Act, if five years have not passed since the day on which they received therelevant disposition; or an officer whose dismissal was ordered pursuant to
the provisions of Article 52-56, paragraph (2) of the Banking Act as appliedmutatis mutandis pursuant to Article 94, paragraph (3) of the Labor Credit
Association Act, if five years have not passed since the day on which theofficer received the relevant disposition;
二十 協同組合による金融事業に関する法律第六条第一項において準用する銀行法第二十七条の規定により解任を命ぜられた理事若しくは監事又は協同組合による金融事業に関する法律第六条の五第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xx) a board member or auditor whose dismissal was ordered pursuant to the28

provisions of Article 27 of the Banking Act as applied mutatis mutandis
pursuant to Article 6, paragraph (1) of the Act on Financial Business by
Cooperatives, if five years have not passed since the day on which theyreceived the relevant disposition; or an officer whose dismissal was orderedpursuant to the provisions of Article 52-56, paragraph (2) of the Banking Act
as applied mutatis mutandis pursuant to Article 6-5, paragraph (1) of the Act
on Financial Business by Cooperatives, if five years have not passed since
the day on which the officer received the relevant disposition;
二十一 農業協同組合法第九十二条の四第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は農業協同組合法第九十五条第二項の規定により改選を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xxi) an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 92-4, paragraph (1) of the Agricultural Cooperatives Act,if five years have not passed since the day on which the officer received therelevant disposition; or an officer whose reselection was ordered pursuant to
the provisions of Article 95, paragraph (2) of that Act, if five years have notpassed since the day on which the officer received the relevant disposition;
二十二 水産業協同組合法第百八条第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は水産業協同組合法第百二十四条第二項の規定により改選を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xxii) an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 108, paragraph (1) of the Fisheries Cooperatives Act, if
five years have not passed since the day on which the officer received therelevant disposition; or an officer whose reselection was ordered pursuant to
the provisions of Article 124, paragraph (2) of that Act, if five years have notpassed since the day on which the officer received the relevant disposition;
二十三 農林中央金庫法第九十五条の四第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は農林中央金庫法第八十六条の規定により解任を命ぜられた理事、経営管理委員若しくは監事であって、その処分を受けた日から五年を経過しない者(xxiii) an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 95-4, paragraph (1) of the Norinchukin Bank Act, if five
years have not passed since the day on which the officer received therelevant disposition; or a board member, management committee member, orauditor whose dismissal was ordered pursuant to the provisions of Article 86of that Act, if five years have not passed since the day on which they received
29

the relevant disposition;
二十四 株式会社商工組合中央金庫法第六十条の規定により解任を命ぜられた取締役、
執行役、会計参与又は監査役であって、その処分を受けた日から五年を経過しない者(xxiv) a director, executive officer, accounting advisor, or company auditor
whose dismissal was ordered pursuant to the provisions of Article 60 of the
Shoko Chukin Bank Limited Act, if five years have not passed since the dayon which they received the relevant disposition; and二十五 法、銀行法、長期信用銀行法、信用金庫法、労働金庫法、中小企業等協同組
合法、協同組合による金融事業に関する法律、農業協同組合法、水産業協同組合法、農林中央金庫法又は株式会社商工組合中央金庫法に相当する外国の法令の規定により解任を命ぜられた取締役、執行役、会計参与、監査役又はこれらに準ずる者であって、その処分を受けた日から五年を経過しない者(xxv) a director, executive officer, accounting advisor, company auditor, or any
other person equivalent to them whose dismissal was ordered pursuant to
the provisions of laws and regulations of a foreign state equivalent to the Act,
the Banking Act, the Long-Term Credit Bank Act, the Credit Association Act,
the Labor Credit Association Act, the Small and Medium-Sized Enterprise
Cooperatives Act, the Act on Financial Business by Cooperatives, theAgricultural Cooperatives Act, the Fisheries Cooperatives Act, theNorinchukin Bank Act, or the Shoko Chukin Bank Limited Act, if five years
have not passed since the day on which they received the relevant disposition.
（最低要履行保証額）(Minimum Required Amount as Security for Providing Funds Transfer
Services)
第十四条 法第四十三条第二項ただし書に規定する政令で定める額は、次の各号に掲げる資金移動業の種別（法第三十八条第一項第七号に規定する資金移動業の種別をいう。
以下この章において同じ。）の区分に応じ、当該各号に定める額とする。
Article 14 The amount specified by Cabinet Order as prescribed in the proviso to
Article 43, paragraph (2) of the Act is the amount specified in the following
items for the categories of funds transfer services (meaning the categories offunds transfer services prescribed in Article 38, paragraph (1), item (vii) of theAct; hereinafter the same applies in this Chapter) listed in those items:
一 次号に掲げる資金移動業の種別以外の資金移動業の種別 千万円をその資金移動業者が営む資金移動業の種別（同号に掲げる資金移動業の種別を除く。）の数で除して得た額（その額に一万円未満の端数があるときは、これを切り捨てるものとする。）(i) the categories of funds transfer services other than the category of funds
transfer services set forth in the following item: the amount arrived at whenten million yen is divided by the number of categories of funds transfer
30

services provided by the funds transfer service provider (that number ofcategories excludes the category of funds transfer services set forth in that
item; and if the amount thus arrived at has a number to the right of the ten thousand place, it is rounded down to the nearest 10,000 yen); and二 第三種資金移動業（法第三十六条の二第三項に規定する第三種資金移動業をいう。
以下この号、第十七条第一項第一号及び第十七条の三第二項第二号において同じ。）（その資金移動業者が営む第三種資金移動業の預貯金等管理割合（法第四十五条の二第一項に規定する預貯金等管理割合をいう。第十七条の三第二項第二号において同じ。）が百分の百である場合に限る。） 零円(ii) the type III funds transfer services (meaning the type III funds transfer
services prescribed in Article 36-2, paragraph (3) of the Act; hereinafter thesame applies in this item, Article 17, paragraph (1), item (i), and Article 17 -3,
paragraph (2), item (ii)) (limited to cases in which the rate of management bybank deposits or savings (meaning the rate of management by bank deposits
or savings prescribed in Article 45-2, paragraph (1) of the Act; the same
applies in Article 17-3, paragraph (2), item (ii)) of the type III funds transfer
services provided by the funds transfer service provider is 100 percent): zeroyen.
（履行保証金保全契約の内容となるべき事項）(Particulars to be Included in a Guarantee Contract to Secure Performance
Security Deposits)
第十五条 資金移動業者がその営む資金移動業の種別ごとに締結する履行保証金保全契約（法第四十四条に規定する履行保証金保全契約をいう。以下この条、次条第二項第二号及び第十九条第二項において同じ。）は、次に掲げる事項その他内閣府令で定める事項をその内容とするものでなければならない。
Article 15 A guarantee contract to secure performance security deposits(meaning the guarantee contract to secure performance security deposits asprescribed in Article 44 of the Act; hereinafter the same applies in this Article,
paragraph (2), item (ii) of the following Article, and Article 19, paragraph (2))
that a funds transfer service provider concludes for each category of their funds
transfer services must include the following particulars and other particulars
specified by Cabinet Office Order:
一 当該履行保証金保全契約の対象とする資金移動業の種別(i) the category of funds transfer services subject to the relevant guarantee
contract to secure performance security deposits; and二 当該履行保証金保全契約の相手方が法第四十六条の規定による命令を受けたときは、当該資金移動業者のために当該命令に係る額の履行保証金が遅滞なく供託されるものであること。
(ii) if the counterparty to the relevant guarantee contract to secure
performance security deposits receives an order of the Commissioner of the31

Financial Services Agency under Article 46 of the Act, performance security
deposits will be made to the official depository without delay on behalf of therelevant funds transfer service provider in the amount referred to in theorder.
（履行保証金保全契約を締結することができる銀行等が満たすべき要件等）(Requirements to be Satisfied by Deposit-taking Institutions for Conclusion ofa Guarantee Contract to Secure Performance Security Deposits)
第十六条 法第四十四条に規定する政令で定める要件は、銀行法第十四条の二その他これに類する他の法令の規定に規定する基準を勘案して内閣府令で定める健全な自己資本の状況にある旨の区分に該当することとする。
Article 16 (1) The requirements specified by Cabinet Order as prescribed in
Article 44 of the Act are that the deposit-taking institution falls under the
category of having sound equity capital as specified by Cabinet Office Order inconsideration of the criteria prescribed in Article 14-2 of the Banking Act orother laws and regulations similar to that Act.
２ 法第四十四条に規定する政令で定める者は、次に掲げる者とする。
(2) Persons specified by Cabinet Order as prescribed in Article 44 of the Act are
the following persons:
一 保険業法第百三十条に規定する基準を勘案して内閣府令で定める健全な保険金等の支払能力の充実の状況にある旨の区分に該当する保険会社その他の内閣府令で定める者(i) an insurance company and any other persons specified by Cabinet Office
Order that falls under the category of having a sound level of solvency interms of its ability to pay insurance proceeds as specified by Cabinet Office
Order in consideration of the standard prescribed in Article 130 of the
Insurance Business Act; and二 割賦販売法第三十五条の四第一項に規定する指定を受けた者で、当該履行保証金
保全契約に係る事業につき同法第三十五条の九ただし書の承認を受けた者(ii) a person that has received the designation prescribed in Article 35-4,
paragraph (1) of the Installment Sales Act and has received the approvalreferred to in the proviso to Article 35-9 of that Act for the business of therelevant guarantee contract to secure performance security deposits.
（履行保証金の取戻しができる場合の区分及び取戻可能額等）(Categories and Amounts Permitted in the Case in which the Person May
Recover the Performance Security Deposits)
第十七条 法第四十三条第一項又は第四十六条の規定により一の種別の資金移動業に係る履行保証金（法第四十三条第三項の規定により供託した債券（同項に規定する内閣府令で定める債券をいう。第十九条第八項において同じ。）を含む。以下この条及び第十九条第五項において同じ。）を供託した者又はその承継人（第三項及び第四項に32

おいて「供託者」と総称する。）は、次の各号に掲げる場合に該当することとなった
ときは、金融庁長官の承認を受けて、当該各号に定める額の履行保証金を取り戻すことができる。
Article 17 (1) When a person who has made performance security deposits for
one category of funds transfer services to an official depository (including bondcertificates (meaning bond certificates specified by Cabinet Office Order asprescribed in Article 43, paragraph (3) of the Act; the same applies in Article
19, paragraph (8)) deposited pursuant to the provisions of Article 43,
paragraph (3) of the Act; hereinafter the same applies in this Article andArticle 19, paragraph (5)) pursuant to the provisions of Article 43, paragraph(1) or Article 46 of the Act or their successor (hereinafter collectively referred
to as "depositor" in paragraphs (3) and (4)) has come to fall under any of thefollowing items, the depositor may recover the performance security deposits inthe amount prescribed in those items, by obtaining the approval of theCommissioner of the Financial Services Agency:
一 当該種別の資金移動業に係る直前の算定日（第一種資金移動業（法第三十六条の二第一項に規定する第一種資金移動業をいう。）にあっては各営業日をいい、第二種資金移動業（同条第二項に規定する第二種資金移動業をいう。）及び第三種資金移動業にあっては法第四十三条第一項第二号に規定する基準日をいう。以下この号において同じ。）における要供託額（法第四十七条第一号に規定する要供託額をいう。）が、当該算定日における当該種別の資金移動業に係る履行保証金等合計額（供託されている履行保証金の額、保全金額（法第四十四条に規定する保全金額をいう。）及び信託財産の額（法第四十五条第一項に規定する信託財産の額をいう。）の合計額をいう。第三号及び第三項第二号において同じ。）を下回る場合
当該種別の資金移動業に係る供託されている履行保証金の額の範囲内において、その下回る額に達するまでの額(i) if the amount required for deposit (meaning the amount required for deposit
as prescribed in Article 47, item (i) of the Act) as of the immediately
preceding calculation date in relation to the relevant category of funds
transfer services (meaning each business day for the type I funds transfer
services (meaning the type I funds transfer services prescribed in Article 36 2, paragraph (1) of the Act), and the base date prescribed in Article 43,
paragraph (1), item (ii) of the Act for the Type II funds transfer services(meaning the type II funds transfer services prescribed in Article 36-2,
paragraph (2) of the Act) and the type III funds transfer services; hereinafter
the same applies in this item) falls short of the total of the amount of
performance security deposits (meaning the total of the amount of
performance security deposits that are retained at the official depository, thesecured amount (meaning the secured amount prescribed in Article 44 of theAct), and the amount of the trust property (meaning the amount of the trust
property prescribed in Article 45, paragraph (1) of the Act); the same applies
33

in item (iii) and paragraph (3), item (ii)) in relation to the relevant categoryof funds transfer services as of the calculation date: any amount within thelimit of the amount of the performance security deposits that are retained at
the official depository in relation to the relevant category of funds tr ansfer
services, up to the amount of that shortage;
二 当該種別の資金移動業の全部について法第五十九条第一項の権利（以下この号、次号、第四項及び第十九条において「権利」という。）の実行の手続が終了した場
合 当該種別の資金移動業に係る供託されている履行保証金の額から当該権利の実行の手続に要した費用を控除した残額(ii) if the procedure for the fulfillment of the right referred to in Arti cle 59,
paragraph (1) of the Act (hereinafter referred to as the "right" in this item,the following item, paragraph (4), and Article 19) has been completed withregard to the whole of the relevant category of funds transfer services: theamount remaining after the amount of costs required for the relevant
procedure for the fulfillment of the right is deducted from the amount of
performance security deposits that are retained at the official depository in
relation to the relevant category of funds transfer services; and三 当該種別の資金移動業の一部について権利の実行の手続が終了した場合 当該種別の資金移動業に係る供託されている履行保証金の額から当該権利の実行の手続に要した費用の額を控除した額の範囲内において、当該権利の実行の手続が終了した日における当該種別の資金移動業に係る履行保証金等合計額から同日における当該種別の資金移動業に係る法第四十三条第二項に規定する要履行保証額（同日が営業日でない場合にあっては、直前の営業日における同項に規定する要履行保証額）を控除した残額に達するまでの額(iii) if the procedure for the fulfillment of the right has been completed withregard to a part of the relevant category of funds transfer services: any
amount within the limit of the amount arrived at when the amount of costs
required for the procedure for the fulfillment of the right is deducted fromthe amount of the performance security deposits that are retained at theofficial depository in relation to the relevant category of funds transfer
services, up to the amount remaining after the amount required for
performance security deposits prescribed in Article 43, paragraph (2) of the
Act in relation to the relevant category of funds transfer services as of the
day on which the relevant procedure for the fulfillment of the right has been
completed (or if that day is not a business day, the amount required for
performance security deposits as of the immediately preceding business day)is deducted from the total of the performance security deposits for the
relevant category of funds transfer services as of that day.
２ 法第四十七条第三号に規定する政令で定める場合は、資金移動業者が法第六十一条
第三項の規定による公告（事業譲渡、合併又は会社分割その他の事由による当該業務の承継に係る公告を除く。）をし、かつ、廃止しようとする資金移動業として行う為
34

替取引に関し負担する債務に係る債権者のうち知れている者には、各別にこれを通知した場合であって、次の各号のいずれかに該当するときとする。
(2) The cases specified by Cabinet Order as prescribed in Article 47, item (iii) of
the Act are the cases in which a funds transfer service provider has given a
public notice under Article 61, paragraph (3) of the Act (excluding cases inwhich it has given a public notice concerning the succession of the relevantbusiness by way of transfer of business, merger or company split, or for otherreasons) and has given the same notification individually to known creditors
out of all creditors in relation to the obligations that are to be borne by thefunds transfer service provider in relation to fund transfer transactions that it
carries out as the funds transfer services it is intending to discontinue, and it
falls under either of the following items:
一 廃止しようとする資金移動業として行う為替取引に関し負担する債務を履行したとき。
(i) if the funds transfer service provider has performed the obligations to beborne in relation to fund transfer transactions that it carries out as the funds
transfer services it is intending to discontinue; or
二 資金移動業者がその責めに帰することができない事由によって廃止しようとする
資金移動業として行う為替取引に関し負担する債務の履行をすることができない場
合であって、内閣府令で定めるところにより、その事実を公告し、その公告の日から三十日を経過しても当該債務に係る債権者から申出がないとき。
(ii) if the funds transfer service provider is unable to perform its obligations to
be borne in relation to fund transfer transactions that it carries out as thefunds transfer services it is intending to discontinue due to grounds not
attributable thereto and has given a public notice of that fact pursuant to theprovisions of Cabinet Office Order, and no claims have been stated withregard to the relevant obligations from their creditors after thirty days haveelapsed since the date of the relevant public notice.
３ 前項の場合において、供託者は、次の各号に掲げる場合に応じ、金融庁長官の承認を受けて、当該各号に定める額の履行保証金を取り戻すことができる。
(3) In the case referred to in the preceding paragraph, the depositor may recover
the performance security deposits in the amount specified in the following
items for the cases listed in those items, by obtaining the approval of theCommissioner of the Financial Services Agency:
一 その一の種別の資金移動業の全部を廃止しようとする場合 当該種別の資金移動業に係る供託されている履行保証金の全額(i) if the funds transfer service provider intends to discontinue the whole of one
category of funds transfer services: the full amount of the performance
security deposits are retained at the official depository in relation to therelevant category of funds transfer services; and二 その一の種別の資金移動業の一部を廃止しようとする場合 当該種別の資金移動
35

業に係る供託されている履行保証金の額の範囲内において、前項各号のいずれかに該当することとなった日における当該種別の資金移動業に係る履行保証金等合計額
から同日における当該種別の資金移動業に係る法第四十三条第二項に規定する要履
行保証額（同日が営業日でない場合にあっては、直前の営業日における同項に規定する要履行保証額）を控除した残額に達するまでの額(ii) if the funds transfer service provider intends to discontinue a part of one
category of funds transfer services: any amount within the limit of theamount of the performance security deposits that are retained at the offi cialdepository in relation to the relevant category of funds transfer services, up
to the amount remaining after the amount required for performance security
deposits prescribed in Article 43, paragraph (2) of the Act in relation to therelevant category of funds transfer services as of the day on which it came tofall under either of the items of the preceding paragraph (or if that day is nota business day, the amount required for performance security deposits as of
the immediately preceding business day) is deducted from the total of theperformance security deposits for the relevant category of funds transfer
services as of that day.
４ 供託者は、その一の種別の資金移動業に係る履行保証金について権利の実行の手続が行われている間は、第一項及び前項の規定にかかわらず、当該種別の資金移動業に係る履行保証金を取り戻すことができない。
(4) Notwithstanding the provisions of paragraph (1) and the preceding paragraph,a depositor may not recover any performance security deposits for one categoryof funds transfer services while the procedure for the fulfillment of the right isongoing with regard to the performance security deposits for the relevant
category of funds transfer services.
（第三種資金移動業に関し負担する債務の上限額）(Maximum Amount of Obligations to Be Borne in Relation to Type III Funds
Transfer Services)
第十七条の二 法第五十一条の三に規定する政令で定める額は、五万円に相当する額とする。
Article 17-2 The amount specified by Cabinet Order as prescribed in Article 51-3of the Act is an amount equivalent to 50,000 yen.
（履行保証金の供託等に係る特例）(Special Provisions for Performance Security Deposits)
第十七条の三 法第五十八条の二第一項の規定による技術的読替えは、次の表のとおりとする。
Article 17-3 (1) The technical replacement of terms under Article 58-2,
paragraph (1) of the Act is as follows:36読み替える法の規定
Provisions of the Act
Subject to Replacementof Terms
第四十三条第一項
Article 43, paragraph(1)

読み替えられる字句
Terms to be replaced

読み替える字句
Terms to replace

第四十八条
Article 48

第四十三条第二項
Article 43, paragraph
(2)

前項各号
items of the preceding
paragraph

以下この項及び第四十八条
hereinafter...thisparagraph and Article
48
前項
preceding paragraph

２ 法第五十八条の二第一項の規定により読み替えて適用する法第四十三条第一項ただし書に規定する政令で定める額は、次の各号に掲げる資金移動業者の区分に応じ、当該各号に定める額とする。
(2) The amount specified by Cabinet Order as prescribed in the proviso to Article
43, paragraph (1) of the Act as applied pursuant to Article 58-2, paragraph (1)of the Act following the deemed replacement of terms is the amount specif ied in
the following items for the categories of funds transfer service provider listed
in those items:
一 特例対象資金移動業（法第五十八条の二第一項に規定する特例対象資金移動業をいう。次号において同じ。）のみを営む資金移動業者 千万円(i) a funds transfer service provider providing only the funds transfer services
under the special provisions (meaning the funds transfer services under the
special provisions prescribed in Article 58-2, paragraph (1) of the Act; thesame applies in the following item): ten million yen;
二 前号に掲げる者以外の資金移動業者（特例対象資金移動業以外に営む資金移動業の種別が第三種資金移動業（当該資金移動業者が営む第三種資金移動業の預貯金等管理割合が百分の百である場合に限る。）である者に限る。） 千万円(ii) a funds transfer service provider other than the one set forth in thepreceding item (limited to the case in which the category of funds transfer
services that it provides other than the funds transfer services under the
special provisions is the type III funds transfer services (limited to cases inwhich the rate of management by bank deposits or savings of their type III
funds transfer services is 100 percent)): ten million yen; and三 前二号に掲げる者以外の資金移動業者 六百六十六万円(iii) a funds transfer service provider other than those set forth in thepreceding two items: 6,660,000 yen.
３ 法第五十八条の二第一項の規定の適用がある場合における第十五条から第十七条まで及び第十九条の規定の適用については、次の表の上欄に掲げる規定中同表の中欄に掲げる字句は、それぞれ同表の下欄に掲げる字句とする。
(3) With regard to the application of the provisions of Articles 15 through 17 and37

Article 19 in cases where the provisions of Article 58-2, paragraph (1) of the
Act apply, the terms listed in the middle column of the following table in theprovisions listed in the left-hand column of the table are deemed to be replacedwith the terms listed in the right-hand column of the same table.
第十五条
Article 15

その営む資金移動業の種別ごとに締結する
concludes for each category of
their funds transfer services
provided
第四十四条
Article 44 of the Act

第十六条
Article 16

第四十四条
Article 44 of the Act

第十七条
第一項
Article17,
paragraph (1)第四十三条第一項又は第四十六条の規定により一の種別の資金移動
業に係るfor one category of funds
transfer services...pursuant to
the provisions of Article 43,
paragraph (1) or Article 46 of
the Act

38

締結する
concludes

第五十八条の二第一項の規定により読み替えて適用する法第四十四条
Article 44 of the Act as applied
pursuant to Article 58-2,
paragraph (1) of the Act
following the deemed
replacement of terms
第五十八条の二第一項の規定により読み替えて適用する法第四十四条
Article 44 of the Act as applied
pursuant to Article 58-2,
paragraph (1) of the Act
following the deemed
replacement of terms
第五十八条の二第一項の規定により読み替えて適用する法第四十三条第一項又は法第四十六条の規定により...pursuant to the provisions ofArticle 43, paragraph (1) or
Article 46 of the Act as applied
pursuant to Article 58-2,
paragraph (1) of the Act
following the deemed
replacement of terms

第十七条
第一項第
一号
Article17,
paragraph (1),
item (i)

当該種別の資金移動業に係る直前の算定日（第一種資金移動業（法第三十六条の二第一項に規定する
第一種資金移動業をいう。）にあっては各営業日をいい、第二種資金移動業（同条第二項に規定する
第二種資金移動業をいう。）及び第三種資金移動業にあっては法第四十三条第一項第二号に規定する
基準日
immediately preceding
calculation date in relation to
the relevant category of funds
transfer services (meaning eachbusiness day for the type I
funds transfer services(meaning the type I funds
transfer services prescribed in
Article 36-2, paragraph (1) of
the Act), and the base dateprescribed in Article 43,
paragraph (1), item (ii) of the
Act for the type II funds
transfer services (meaning thetype II funds transfer services
prescribed in Article 36-2,
paragraph (2) of the Act) andthe type III funds transfer
services;
法第四十七条第一号
Article 47, item (i) of the Act

算定日における当該種別の資金移動業に係るin relation to the relevant
category of funds transfer
services as of the calculation
date
法第四十四条Article 44 of the Act

39

直前の基準日等（法第五十八条の二第五項第二号に規定する基準日
等
immediately preceding basedate (meaning the base dateprescribed in Article 58-2,
paragraph (5), item (ii) of theAct;

同条第一項の規定により読み替えて適用する法第四十七条第一号
Article 47, item (i) of the Act asapplied pursuant to paragraph(1) of the relevant Article
following the deemed
replacement of terms
基準日等における
as of the base date, etc.

同項の規定により読み替えて適用する法第四十四条
Article 44 of the Act as applied
pursuant to the relevant
paragraph following thedeemed replacement of terms

法第四十五条第一項
Article 45, paragraph (1) of the
Act

第十七条
第一項第
二号
Article17,
paragraph (1),
item (ii)

当該種別の資金移動業に係る供託されているthat are retained at the official
depository in relation to therelevant category of funds
transfer services
当該種別の資金移動業のthe relevant category of funds
transfer services

法第五十九条第一項
Article 59, paragraph (1) of the
Act

第十七条
第一項第
三号
Article17,
paragraph (1),
item (iii)

当該種別の資金移動業に係る供託されているthat are retained at the official
depository in relation to therelevant category of funds
transfer services
当該種別の資金移動業のthe relevant category of funds
transfer services

40

同項の規定により読み替えて適用する法第四十五条第一項
Article 45, paragraph (1) of the
Act as applied pursuant to therelevant paragraph following
the deemed replacement of
terms
供託されているthat are retained at the official
depository

特例対象資金移動業（法第五十八条の二第一項に規定する特例対象
資金移動業をいう。次号及び第三項において同じ。）の
the funds transfer services
under the special provisions(meaning the funds transfer
services under the special
provisions as prescribed in
Article 58-2, paragraph (1) of
the Act; the same applies in thefollowing item and paragraph(3))
同条第一項の規定により読み替えて適用する法第五十九条第一項
Article 59, paragraph (1) of the
Act as applied pursuant toparagraph (1) of the relevant
Article following the deemed
replacement of terms
供託されているthat are retained at the official
depository

特例対象資金移動業のthe funds transfer services
under the special provisions

当該種別の資金移動業に係る供託されているthat are retained at the official
depository in relation to therelevant category of funds
transfer services
当該種別の資金移動業に係る履行保証金等合計額
the total of the performance
security deposits for the
relevant category of funds
transfer services
当該種別の資金移動業に係る法
of the Act in relation to therelevant category of funds
transfer services）を
the amount required for
performance security depositsprescribed in Article 43,
paragraph (2) of the Act inrelation to the relevant
category of funds transfer
services as of the day on which
the relevant procedure for thefulfillment of the right has been
completed (or if that day is nota business day, the amountrequired for performance
security deposits as of theimmediately preceding business
day)

41

供託されているthat are retained at the official
depository

履行保証金等合計額
the total of the performance
security deposits

法第五十八条の二第一項の規定により読み替えて適用する法
of the Act as applied pursuant
to Article 58-2, paragraph (1) of
the Act following the deemed
replacement of terms）の総額（当該総額が第十七条の三第二項各号に掲げる資金移動業者の区分に応じ、当該各号に定める額以下である場合にあっては、
当該額）を
the total amount required for
performance security depositsprescribed in Article 43,
paragraph (2) of the Act inrelation to the relevant
category of funds transfer
services as of the day on which
the relevant procedure for thefulfillment of the right has been
completed (or if that day is nota business day, the total
amount required for
performance security deposits
as of the immediately precedingbusiness day; or if that total
amount is not more than theamount specified in the items of
Article 17-3, paragraph (2) forthe categories of funds transfer
Sservices listed in those items,
the relevant amount specified
in those items)

第十七条
第三項第
一号
Article17,
paragraph (3),
item (i)

第十七条
第三項第
二号
Article17,
paragraph (3),
item (ii)

その一の種別の資金移動業
one category of funds transfer
services

特例対象資金移動業
the funds transfer services
under the special provisions

当該種別の資金移動業に係る供託されているthat are retained at the official
depository in relation to therelevant category of funds
transfer services
その一の種別の資金移動業
one category of funds transfer
services

供託されているthat are retained at the official
depository

当該種別の資金移動業に係る供託されているthat are retained at the official
depository in relation to therelevant category of funds
transfer services
当該種別の資金移動業に係る履行保証金等合計額
the total of the performance
security deposits for the
relevant category of funds
transfer services
当該種別の資金移動業に係る法
of the Act in relation to therelevant category of funds
transfer services

供託されているthat are retained at the official
depository

42

特例対象資金移動業
the funds transfer services
under the special provisions

履行保証金等合計額
the total of the performance
security deposits

法第五十八条の二第一項の規定により読み替えて適用する法
of the Act as applied pursuant
to Article 58-2, paragraph (1) of
the Act following the deemed
replacement of terms

を控除したthe amount required for
performance security depositsprescribed in Article 43,
paragraph (2) of the Act inrelation to the relevant
category of funds transfer
services as of the day on which
it came to fall under either ofthe items of the preceding
paragraph (or if that day is nota business day, the amountrequired for performance
security deposits as of theimmediately preceding business
day)

第十七条
第四項
Article17,
paragrap
h (4)

第十九条
第一項
Article19,
paragraph (1)一の種別の資金移動業に係る履行保証金
performance security deposits
for one category of funds
transfer services
当該種別の資金移動業に係る
the performance security
deposits for the relevant
category of funds transfer
services
営む一の種別の資金移動業に係るfor one category of Ffunds
Ttransfer Sservices that itprovides43の総額（当該総額が第十七条の三
第二項各号に掲げる資金移動業者の区分に応じ、当該各号に定める額以下である場合にあっては、当該額）を控除した
the total amount required for
performance security depositsprescribed in Article 43,
paragraph (2) of the Act inrelation to the relevant
category of funds transfer
services as of the day on which
it came to fall under either ofthe items of the preceding
paragraph (or if that day is nota business day, the amountrequired for performance
security deposits as of theimmediately preceding business
day; or if that total amount is
not more than the amountspecified in the items of Article
17-3, paragraph (2) for the
categories of funds transfer
services listed in those items,
the relevant amount specified
in those items)
履行保証金
performance security deposits

当該
the performance security
deposits

行う
that it provides

第十九条
第二項
Article19,
paragrap
h (2)

第十九条
第五項
Article19,
paragraph (5)第四十五条第一項に規定する履行保証金信託契約（いずれも前項の申立てに係る種別の資金移動業に係るものに限る。）
trust agreement for
performance security depositsprescribed in Article 45,
paragraph (1) of the Act (bothagreements are limited to thosein relation to the category offunds transfer services subject
to the petition referred to in thepreceding paragraph)
履行保証金（第一項の申立てに係る種別の資金移動業に係るものに限る。）
performance security deposits(limited to the performance
security deposits for the
category of funds transfer
services subject to the petitionreferred to in paragraph (1) )第五十八条の二第一項の規定により読み替えて適用する法第四十五条第一項に規定する履行保証金信
託契約
trust agreement for
performance security depositsprescribed in Article 45,
paragraph (1) of the Act asapplied pursuant to Article 582, paragraph (1) of the Act
following the deemed
replacement of terms
履行保証金
performance security deposits（権利実行事務代行者となる資格を有する者）(Persons Qualified to Become Agents for Local Finance Office in theDistribution Proceedings of Security Deposits to Holders of Prepaid Payment
Instruments)
第十八条 法第五十九条第三項に規定する政令で定める者は、次に掲げる者とする。
Article 18 Persons specified by Cabinet Order as prescribed in Article 59,
paragraph (3) of the Act are the following persons:
一 銀行等(i) deposit-taking institutions;
二 信託会社等(ii) trust companies;
三 当該資金移動業者について破産手続が開始された場合における破産管財人(iii) if bankruptcy proceedings have been commenced against the relevant
funds transfer service provider, the bankruptcy trustee;
四 当該資金移動業者について更生手続が開始された場合における管財人(iv) if reorganization proceedings have been commenced against the relevant
funds transfer service provider, the trustee; and五 当該資金移動業者について再生手続が開始された場合における管財人（当該再生手続において管財人が選任されている場合に限る。）(v) if rehabilitation proceedings have been commenced against the relevant
funds transfer service provider, the trustee (limited to cases in which a

44

trustee has been appointed for the relevant rehabilitation proceedings).
（履行保証金に係る権利の実行の手続）(Procedure for the Fulfillment of the Right to Performance Security Deposits)
第十九条 資金移動業者がその営む一の種別の資金移動業に係る為替取引に関し負担する債務に係る債権者は、当該債務に係る債権（既に権利の実行の手続が終了したもの
及び為替取引に関し負担する債務の履行を完了した場合として第十七条第二項に定める場合における当該債務に係るものを除く。）に関し、金融庁長官に対して、その権利の実行の申立てをすることができる。
Article 19 (1) Creditors of the obligations that are to be borne by a funds
transfer service provider in relation to fund transfer transactions for one
category of funds transfer services that it provides may file a petition with theCommissioner of the Financial Services Agency for the fulfillment of the rightwith regard to the claims associated with the relevant obligations (excluding
those for which the procedure for the fulfillment of the right has already been
completed and those associated with the relevant obligations to be borne in
relation to fund transfer transactions in the case prescribed in Article 17,
paragraph (2) as the case in which the performance of the relevant obligations
has been completed).
２ 金融庁長官は、法第五十九条第二項の規定による公示をしたときは、その旨を前項の申立てをした者（以下この条において「申立人」という。）及び当該資金移動業者（当該資金移動業者が履行保証金保全契約又は法第四十五条第一項に規定する履行保証金信託契約（いずれも前項の申立てに係る種別の資金移動業に係るものに限る。）
を締結している場合にあっては、当該資金移動業者及びこれらの契約の相手方。第四項及び第五項において同じ。）に通知しなければならない。
(2) When having given a public notice under Article 59, paragraph (2) of the Act,
the Commissioner of the Financial Services Agency must notify the person who
filed a petition referred to in the preceding paragraph (hereinafter referred toas "petitioner" in this Article) and the relevant funds transfer service provider(or if the relevant funds transfer service provider has concluded a guarantee
contract to secure performance security deposits or trust agreement for
performance security deposits prescribed in article 45, paragraph (1) of the Act(both agreements are limited to those in relation to the category of funds
transfer services subject to the petition referred to in the preceding paragraph),
the relevant funds transfer service provider and the counterparty to thesecontracts; the same applies in paragraphs (4) and (5)) to that effect.
３ 法第五十九条第二項の規定による公示があった後は、申立人がその申立てを取り下げた場合においても、権利の実行の手続の進行は、妨げられない。
(3) Once the public notice under Article 59, paragraph (2) of the Act is given,
even if the petitioner withdraws a petition, this does not prevent theprocedures for the fulfillment of the right from proceeding.
45

４ 金融庁長官は、法第五十九条第二項の期間が経過した後、遅滞なく、権利の調査を行わなければならない。この場合において、金融庁長官は、あらかじめ、期日及び場所を公示し、かつ、当該資金移動業者に通知して、申立人、当該期間内に債権の申出をした者及び当該資金移動業者に対し、権利の存否及びその権利によって担保される債権の額について証拠を提示し、及び意見を述べる機会を与えなければならない。
(4) The Commissioner of the Financial Services Agency must investigate theright without delay after the period referred to in Article 59, paragraph (2) ofthe Act has elapsed. In this case, the Commissioner of the Financial Services
Agency must give the petitioner, the persons that stated their claims within
the relevant period, and the relevant funds transfer service provider an
opportunity to produce evidence and state opinions with regard to whether or
not the right exists and with regard to the amount of claims secured by therelevant right in advance, by giving public notice of the date and the place andnotifying the relevant funds transfer service provider of them.
５ 金融庁長官は、前項の規定による調査の結果に基づき、法第五十九条第二項の期間の末日までに供託された履行保証金（第一項の申立てに係る種別の資金移動業に係るものに限る。）について、遅滞なく、配当表を作成し、これを公示し、かつ、当該資金移動業者に通知しなければならない。
(5) The Commissioner of the Financial Services Agency, without del ay, must
prepare a distribution table regarding the performance security deposits(limited to the security deposits in relation to the category of funds transfer
services subject to the petition referred to in paragraph (1)) that have been
made to an official depository by the last day of the period referred to in Article
59, paragraph (2) of the Act based on the results of the investigation under thepreceding paragraph, give a public notice of the table, and notify the relevant
funds transfer service provider of it.
６ 配当は、前項の規定による公示をした日から百十日を経過した後、配当表に従い実施するものとする。
(6) The distribution is to be implemented in accordance with the distributiontable after 110 days have elapsed from the date of the public notice under thepreceding paragraph.
７ 金融庁長官は、資金移動業者の営業所の所在地を確知できないときは、第二項、第四項及び第五項の規定による当該資金移動業者への通知をすることを要しない。
(7) If the locations of business offices of a funds transfer service provider cannot
be ascertained, the Commissioner of the Financial Services Agency is not
required to give notice under paragraph (2), (4), and (5) to the relevant funds
transfer service provider.
８ 金融庁長官は、債券が供託されている場合において、権利の実行に必要があるときは、これを換価することができる。この場合において、換価の費用は、換価代金から控除する。
(8) If bond certificates have been deposited and the Commissioner of the46

Financial Services Agency finds it necessary for the fulfillment of the right, theCommissioner may realize them. In this case, the costs of conversion are
deducted from the conversion proceeds.
９ 第五項及び第六項の場合において、金融庁長官は、第五項に規定する履行保証金の額から法第五十九条第二項に規定する公示の費用、同条第三項に規定する権利実行事
務代行者の報酬その他の履行保証金の還付の手続に必要な費用（前項の換価の費用を除く。）の額を控除した額について配当表を作成し、当該配当表に従い配当を実施することができる。
(9) In the cases referred to in paragraphs (5) and (6), the Commissioner of the
Financial Services Agency may prepare a distribution table with regard to theamount remaining after the costs of the public notice prescribed in Article 59,
paragraph (2) of the Act, remuneration for the agents for local finance office inthe distribution proceedings of security deposits to holders of prepaid payment
instruments as prescribed in paragraph (3) of that Article, and other costs
required for the procedure for the return of the performance security deposits(excluding the costs of realization referred to in the preceding paragraph) are
deducted from the amount of performance security deposits prescr ibed inparagraph (5), and implement distribution in accordance with the relevant
distribution table.
１０ 金融庁長官は、権利の実行の手続が開始し、法第五十九条第二項の期間が経過した場合において、第五項に規定する履行保証金の額が同条第二項の規定により申出がされた同項に規定する債権の総額を超えるときは、当該権利の実行の手続に係る債権者に対し、仮配当をすることができる。
(10) If the procedure for the fulfillment of the right has commenced and theperiod referred to in Article 59, paragraph (2) of the Act has elapsed, and theamount of performance security deposits prescribed in paragraph (5) exceeds
the total amount of claims prescribed in paragraph (2) of that Article that havebeen filed pursuant to the provisions of that paragraph, the Commissioner of
the Financial Services Agency may carry out provisional distribution to thecreditors involved in the relevant procedure for the fulfillment of the right.
１１ 金融庁長官は、仮配当をするときは、速やかに、次に掲げる事項を定め、これを公示しなければならない。
(11) If the Commissioner of the Financial Services Agency carries out provisional
distribution, the Commissioner must promptly determine the following
particulars and give a public notice of them:
一 仮配当をする旨(i) the fact that provisional distribution will be carried out;
二 債権者一人当たり又は為替取引一件当たりの仮配当の上限の額(ii) the maximum amount of provisional distribution per creditor or fundtransfer transaction;
三 仮配当の請求期間
47

(iii) the period for requesting provisional distribution;
四 仮配当の方法(iv) the method of provisional distribution;
五 請求者が仮配当を請求する際に金融庁長官に対し提出又は提示をすべき書類その他のもの(v) documents and other articles to be submitted or presented to theCommissioner of the Financial Services Agency when a creditor requests
provisional distribution; and六 その他金融庁長官が必要と認める事項(vi) other particulars determined to be necessary by the Commissioner of the
Financial Services Agency.
１２ 仮配当を求める者は、前項の規定により公示した請求期間内に、内閣府令で定めるところにより、金融庁長官に仮配当を請求しなければならない。ただし、その請求期間内に請求しなかったことにつき災害その他やむを得ない事情があると金融庁長官が認めるときは、この限りでない。
(12) A person who seeks provisional distribution must make a request forprovisional distribution to the Commissioner of the Financial Services Agency
pursuant to the provisions of Cabinet Office Order within the period of request
stated in the public notice given pursuant to the provisions of the preceding
paragraph; provided, however, that this does not apply to the cases of a natural
disaster or cases in which the Commissioner of the Financial Services Agency
finds a compelling reason regarding its failure to make a request within the
period of request.
１３ 権利の実行の手続に係る債権者が当該権利の実行の手続において第十項の仮配当を受けている場合における第六項の配当の額は、当該仮配当の額（次項の規定により国庫に納付すべき額を除く。）を控除した金額に相当する金額とする。
(13) The amount of distribution referred to in paragraph (6) in the case in which
the creditors involved in the procedure for the fulfillment of the right havereceived provisional distribution referred to in paragraph (10) in the course of
the relevant procedure is the amount remaining after the amount of therelevant provisional distribution (excluding the amount to be paid to theTreasury pursuant to the provisions of the following paragraph) is deducted.
１４ 権利の実行の手続に係る債権者が受けた第十項の仮配当の額が、第六項の配当の額を超えるときは、その者は、その超える金額を国庫に納付しなければならない。
(14) If the amount of provisional distribution referred to in paragraph (10)received by a creditor involved in the procedure for the fulfillment of the rightexceeds the amount of distribution referred to in paragraph (6), the creditor
must pay the excess amount to the Treasury.
（資金移動業者が電子公告により資金移動業の廃止等の公告をする場合について準用する会社法の規定の読替え）
48

(Replacement of Terms of the Provisions of the Companies Act as Applied
Mutatis Mutandis to Cases in which a Funds Transfer Service Provider Givesa Public Notice of Discontinuation of the Funds Transfer Services by Way ofElectronic Public Notice)
第二十条 法第六十一条第三項の規定による公告を電子公告（会社法第二条第三十四号に規定する電子公告をいう。）によりする場合について、法第六十一条第六項及び第七項において会社法の規定を準用する場合における同条第六項及び第七項の規定による技術的読替えは、次の表のとおりとする。
Article 20 If the public notice under Article 61, paragraph (3) of the Act is given
by way of electronic public notice (meaning the electronic public noticeprescribed in Article 2, item (xxxiv) of the Companies Act), the technicalreplacement of terms under Article 61, paragraphs (6) and (7) of the Act in thecase in which the provisions of the Companies Act are applied mutatis
mutandis pursuant to Article 61, paragraphs (6) and (7) of the Act is as follows:
読み替える会社法の規定
Provisions of theCompanies Act Subject
to Replacement ofTerms
第九百四十条第三項（各号を除く。）
Article 940, paragarph(3) (excluding the items)

読み替えられる字句
Terms to be replaced

読み替える字句
Terms to replace

前二項
the preceding two
paragraphs

第一項
paragraph (1)これらのthese provisions

同項のthe provisions of therelevant paragraph第三章の二 暗号資産
Chapter III-2 Crypto-Assets（暗号資産交換業の登録が取り消された法人の取締役等であった者に準ずる者）(Persons Equivalent to Persons Who Were Directors of a Corporation Whose
Registration for Crypto-Asset Exchange Services Has Been Revoked)
第二十条の二 法第六十三条の五第一項第十一号ホに規定する政令で定める者は、法に相当する外国の法令の規定により解任を命ぜられた取締役、執行役、会計参与、監査役又はこれらに準ずる者であって、その処分を受けた日から五年を経過しない者とする。
Article 20-2 The person specified by Cabinet Order as prescribed in Article 63-5,
paragraph (1), item (xi), (e) of the Act is a director, executive officer,
accounting advisor, company auditor, or any other person equivalent to themwhose dismissal was ordered pursuant to the provisions of laws and49

regulations of a foreign state equivalent to the Act, if five years have notpassed since the day on which they received the relevant disposition.
（暗号資産交換業者が電子公告により暗号資産交換業の廃止等の公告をする場合について準用する会社法の規定の読替え）(Replacement of Terms of the Provisions of the Companies Act as Applied
Mutatis Mutandis to Cases in which a Crypto-Asset Exchange Service
Provider Gives a Public Notice of Discontinuation of Crypto-Asset Exchange
Services by Way of Electronic Public Notice)
第二十条の三 法第六十三条の二十第三項の規定による公告を電子公告（会社法第二条
第三十四号に規定する電子公告をいう。）によりする場合について、法第六十三条の二十第六項及び第七項において会社法の規定を準用する場合における同条第六項及び第七項の規定による技術的読替えは、次の表のとおりとする。
Article 20-3 If the public notice under Article 63-20, paragraph (3) of the Act isgiven by way of electronic public notice (meaning the electronic public noticeprescribed in Article 2, item (xxxiv) of the Companies Act), the technicalreplacement under Article 63-20, paragraphs (6) and (7) of the Act in cases inwhich the provisions of the Companies Act are applied mutatis mutandis
pursuant to Article 63-20, paragraphs (6) and (7) of the Act is as follows:
読み替える会社法の規定
Provisions of theCompanies Act Subject
to Replacement ofTerms
第九百四十条第三項（各号を除く。）
Article 940(3) (excluding
the items)

第四章

読み替えられる字句
Terms to be replaced

読み替える字句
Terms to replace

前二項
the preceding two
paragraphs

第一項
paragraph (1)これらのthese provisions

同項のthe provisions of therelevant paragraph

資金清算

Chapter IV Clearing for Fund Transfer Transactions（資金清算業の免許が取り消された法人の取締役等であった者に準ずる者）(Persons Equivalent to Persons Who Were Directors of a Corporation Whose
License for Central Counter-party Clearing Services for Interbank Funds
Transfer Has Been Revoked)
第二十一条 法第六十六条第二項第四号ホに規定する政令で定める者は、次に掲げる者

50

とする。
Article 21 Persons specified by Cabinet Order as prescribed in Article 66,
paragraph (2), item (iv), (e) of the Act are the following persons:
一 法人が法第五十六条第一項又は第二項の規定により法第三十七条の登録を取り消された場合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与、監査役若しくはこれらに準ずる者又は国内における代表者であった者でその取消しの日から五年を経過しない者(i) a person who was a director, executive officer, accounting advisor, company
auditor, or any other person equivalent to them, or representative per son in
Japan of a corporation within the thirty days before the date of a revocation,
if the relevant corporation has had a registration under Article 37 of the Act
revoked pursuant to the provisions of Article 56, paragraph (1) or (2) of theAct, and five years have not passed since that date;二 法人が銀行法第二十七条若しくは第二十八条の規定により同法第四条第一項の免許を取り消され、同法第五十二条の十五第一項の規定により同法第五十二条の九第一項若しくは第二項ただし書の認可を取り消され、同法第五十二条の三十四第一項の規定により同法第五十二条の十七第一項若しくは第三項ただし書の認可を取り消され、又は同法第五十二条の五十六第一項の規定により同法第五十二条の三十六第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の取締役（同法第四十七条第二項の規定により取締役とみなされる日本における代表者を含む。）、執行役、会計参与、監査役又はこれらに準ずる者であった者でその取消しの日から五年を経過しない者(ii) a person who was a director (including a representative person in Japan
who is deemed to be a director pursuant to Article 47, paragraph (2) of the
Banking Act), executive officer, accounting advisor, company auditor, or any
other person equivalent to them of a corporation within the thirty days
before the date of a revocation, if the relevant corporation has had a licenseunder Article 4, paragraph (1) of that Act revoked pursuant to the provisionsof Article 27 or 28 of that Act, had an authorization under Article 52 -9,
paragraph (1) of that Act or the proviso to paragraph (2) of that Article
revoked pursuant to the provisions of Article 52-15, paragraph (1) of that Act,
had an authorization under Article 52-17, paragraph (1) of that Act or theproviso to paragraph (3) of that Article revoked pursuant to the provisions ofArticle 52-34, paragraph (1) of that Act, or had a permission under Article
52-36, paragraph (1) of that Act revoked pursuant to the provisions of Article
52-56, paragraph (1) of that Act; and if five years have not passed since thatdate;
三 法人が長期信用銀行法第十七条において準用する銀行法第二十七条若しくは第二十八条の規定により長期信用銀行法第四条第一項の免許を取り消され、同法第十七条において準用する銀行法第五十二条の十五第一項の規定により長期信用銀行法第十六条の二の二第一項若しくは第二項ただし書の認可を取り消され、同法第十七条
51において準用する銀行法第五十二条の三十四第一項の規定により長期信用銀行法第十六条の二の四第一項若しくは第三項ただし書の認可を取り消され、又は同法第十七条において準用する銀行法第五十二条の五十六第一項の規定により長期信用銀行法第十六条の五第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与又は監査役であった者でその取消しの日から五年を経過しない者(iii) a person who was a director, executive officer, accounting advisor, orcompany auditor of a corporation within the thirty days before the date of a
revocation, if the relevant corporation has had a license under Article 4,paragraph (1) of the Long-Term Credit Bank Act revoked pursuant to theprovisions of Article 27 or 28 of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, had anauthorization under Article 16-2-2, paragraph (1) of the Long-Term Credit
Bank Act or the proviso to paragraph (2) of that Article revoked pursuant to
the provisions of Article 52-15, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 17 of the Long-Term Credit Bank Act,
had an authorization under Article 16-2-4, paragraph (1) of the Long-Term
Credit Bank Act or the proviso to paragraph (3) of that Article revokedpursuant to the provisions of Article 52-34, paragraph (1) of the Banking Act
as applied mutatis mutandis pursuant to Article 17 of the Long-Term Credit
Bank Act, or had a permission under Article 16-5, paragraph (1) of the LongTerm Credit Bank Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 17 of the Long-Term Credit Bank Act; and if five years have notpassed since that date;
四 法人が信用金庫法第八十九条第一項において準用する銀行法第二十七条若しくは第二十八条の規定により信用金庫法第四条の免許を取り消され、又は同法第八十九条第五項において準用する銀行法第五十二条の五十六第一項の規定により信用金庫
法第八十五条の二第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(iv) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had a license under Article 4 of the Credit Association Act revoked pursuant
to the provisions of Article 27 or 28 of the Banking Act as applied mutatis
mutandis pursuant to Article 89, paragraph (1) of the Credit Association Act
or had a permission under Article 85-2, paragraph (1) of the Credit
Association Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 89, paragraph (5) of the Credit Association Act; and if five years havenot passed since that date;52

五 法人が労働金庫法第九十五条の規定により同法第六条の免許を取り消され、又は同法第九十四条第三項において準用する銀行法第五十二条の五十六第一項の規定により労働金庫法第八十九条の三第一項の許可を取り消された場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(v) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had a license under Article 6 of the Labor Credit Association Act revokedpursuant to the provisions of Article 95 of that Act or had a permission under
Article 89-3, paragraph (1) of that Act revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 94, paragraph (3) of the Labor Credit Association Act;and if five years have not passed since that date;
六 法人が中小企業等協同組合法第百六条第二項の規定により解散を命ぜられ、若し
くは協同組合による金融事業に関する法律第六条第一項において準用する銀行法第二十七条若しくは第二十八条の規定により協同組合による金融事業に関する法律第三条第一項の認可を取り消され、又は同法第六条の五第一項において準用する銀行
法第五十二条の五十六第一項の規定により協同組合による金融事業に関する法律第六条の三第一項の許可を取り消された場合において、その取消しの日（解散命令の場合にあっては、当該解散命令がなされた日。以下この号から第九号までにおいて同じ。）前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(vi) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation (or in the case of a dissolution
order, before the day on which the relevant dissolution order was issued; thesame applies in this item through item (ix)), if the relevant corporation hasreceived a dissolution order under Article 106, paragraph (2) of the Smalland Medium-Sized Enterprise Cooperatives Act, had an authorization under
Article 3, paragraph (1) of the Act on Financial Business by Cooperatives
revoked pursuant to the provisions of Article 27 or 28 of the Banking Act asapplied mutatis mutandis pursuant to Article 6, paragraph (1) of the Act on
Financial Business by Cooperatives, or had a permission under Article 6-3,
paragraph (1) of that Act revoked pursuant to the provisions of Article 52 -56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 6-5, paragraph (1) of the Act on Financial Business by Cooperatives;and if five years have not passed since that date;
七 法人が農業協同組合法第九十二条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農業協同組合法第九十二条の二第一項の許可を取り消され、又は同法第九十五条の二の規定により農業協同組合若しくは農業協同組合連合会が解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者53

(vii) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had a permission under Article 92-2, paragraph (1) of the Agricultural
Cooperatives Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 92-4, paragraph (1) of the Agricultural Cooperatives Act or anagricultural cooperative or federation of agricultural cooperatives hasreceived a dissolution order under Article 95-2 of that Act; and if five years
have not passed since that date;
八 法人が水産業協同組合法第百八条第一項において準用する銀行法第五十二条の五
十六第一項の規定により水産業協同組合法第百六条第一項の許可を取り消され、又は同法第百二十四条の二の規定により漁業協同組合、漁業協同組合連合会、水産加工業協同組合若しくは水産加工業協同組合連合会が解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事又は監事であった者でその取消しの日から五年を経過しない者(viii) a person who was a board member or auditor of a corporation within thethirty days before the date of a revocation, if the relevant corporation has
had a permission under Article 106, paragraph (1) of the Fisheries
Cooperatives Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 108, paragraph (1) of the Fisheries Cooperatives Act or a fisheries
cooperative, federation of fisheries cooperatives, fishery processing
cooperative, or federation of fishery processing cooperatives has received adissolution order under Article 124-2 of that Act; and if five years have notpassed since that date;
九 法人が農林中央金庫法第九十五条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農林中央金庫法第九十五条の二第一項の許可を取り消され、又は同法第八十六条の規定により解散を命ぜられた場合において、その取消しの日前三十日以内にその法人の理事、経営管理委員又は監事であった者でその取消しの日から五年を経過しない者(ix) a person who was a board member, management committee member, orauditor of a corporation within the thirty days before the date of a revocation,
if the relevant corporation has had a permission under Article 95-2,
paragraph (1) of the Norinchukin Bank Act revoked pursuant to theprovisions of Article 52-56, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 95-4, paragraph (1) of the Norinchukin
Bank Act or received a dissolution order under Article 86 of that Act; and if
five years have not passed since that date;
十 法人が株式会社商工組合中央金庫法第十三条第一項の規定により同法第八条第一
項又は第二項ただし書の認可を取り消された場合において、その取消しの日前三十日以内にその法人の取締役、執行役、会計参与又は監査役であった者でその取消し
54の日から五年を経過しない者(x) a person who was a director, executive officer, accounting advisor, orcompany auditor of a corporation within the thirty days before the date of a
revocation, if the relevant corporation has had an authorization under
Article 8, paragraph (1) of the Shoko Chukin Bank Limited Act or the proviso
to paragraph (2) of that Article revoked pursuant to the provisions of Article
13, paragraph (1) of that Act and five years have not passed since that date;
十一 法人が法、銀行法、長期信用銀行法、信用金庫法、労働金庫法、中小企業等協同組合法、協同組合による金融事業に関する法律、農業協同組合法、水産業協同組
合法、農林中央金庫法又は株式会社商工組合中央金庫法に相当する外国の法令の規定により当該外国において受けている第一号から前号までに規定する免許、許可、
認可若しくは登録と同種類の免許、許可、認可若しくは登録（当該免許、許可、認可若しくは登録に類するその他の行政処分を含む。以下この号において同じ。）を取り消され、若しくは当該免許、許可、認可若しくは登録の更新を拒否され、又は解散を命ぜられた場合において、その取消しの日（解散命令の場合にあっては当該解散命令がなされた日とし、更新の拒否の場合にあっては当該更新の拒否の処分がなされた日とする。以下この号において同じ。）前三十日以内にその法人の取締役、執行役、会計参与、監査役又はこれらに準ずる者であった者でその取消しの日から五年を経過しない者(xi) a person who was a director, executive officer, accounting advisor, company
auditor, or any other person equivalent to them of a corporation within thethirty days before the date of a revocation (or in the case of a dissolution
order, before the day on which the relevant dissolution order was issued; orin the case of a refusal of renewal, before the day on which the relevant
disposition of the refusal of renewal was made; hereinafter the same applies
in this item), if the relevant corporation had received a license, permission,authorization, or registration (including other administrative dispositi ons
similar to the relevant license, permission, authorization, or registration;
hereinafter the same applies in this item) of the same kind as the license,
permission, authorization, or registration prescribed in item (i) through thepreceding item in a foreign state, but that corporation has had the relevant
license, permission, authorization, or registration of the same kind revoked,
had the renewal of the relevant license, permission, authorization, or
registration refused, or received a dissolution order, pursuant to theprovisions of laws and regulations of the relevant foreign state equivalent to
the Act, the Banking Act, the Long-Term Credit Bank Act, the Credit
Association Act, the Labor Credit Association Act, the Small and Medium Sized Enterprise Cooperatives Act, the Act on Financial Business by
Cooperatives, the Agricultural Cooperatives Act, the Fisheries Cooperatives
Act, the Norinchukin Bank Act, or the Shoko Chukin Bank Limited Act; andif five years have not passed since that date;55

十二 銀行法第五十二条の十五第一項の規定により同法第五十二条の九第一項若しくは第二項ただし書の認可を取り消された場合、長期信用銀行法第十七条において準用する銀行法第五十二条の十五第一項の規定により長期信用銀行法第十六条の二の二第一項若しくは第二項ただし書の認可を取り消された場合又は株式会社商工組合
中央金庫法第十三条第一項の規定により同法第八条第一項若しくは第二項ただし書の認可を取り消された場合において、その取消しの日から五年を経過しない者(xii) a person who has had an authorization under Article 52-9, paragraph (1)of the Banking Act or the proviso to paragraph (2) of that Article revokedpursuant to the provisions of Article 52-15, paragraph (1) of that Act, had anauthorization under Article 16-2-2, paragraph (1) of the Long-Term Credit
Bank Act or the proviso to paragraph (2) of that Article revoked pursuant to
the provisions of Article 52-15, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 17 of the Long-Term Credit Bank Act,or had an authorization under Article 8, paragraph (1) of the Shoko Chukin
Bank Limited Act or the proviso to paragraph (2) of that Article revokedpursuant to the provisions of Article 13, paragraph (1) of that Act, if five
years have not passed since the date of the revocation;
十三 銀行法第五十二条の五十六第一項の規定により同法第五十二条の三十六第一項の許可を取り消された場合、長期信用銀行法第十七条において準用する銀行法第五十二条の五十六第一項の規定により長期信用銀行法第十六条の五第一項の許可を取り消された場合、信用金庫法第八十九条第五項において準用する銀行法第五十二条の五十六第一項の規定により信用金庫法第八十五条の二第一項の許可を取り消された場合、労働金庫法第九十四条第三項において準用する銀行法第五十二条の五十六第一項の規定により労働金庫法第八十九条の三第一項の許可を取り消された場合、協同組合による金融事業に関する法律第六条の五第一項において準用する銀行法第五十二条の五十六第一項の規定により協同組合による金融事業に関する法律第六条の三第一項の許可を取り消された場合、農業協同組合法第九十二条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農業協同組合法第九十二条の二第一項の許可を取り消された場合、水産業協同組合法第百八条第一項において準用する銀行法第五十二条の五十六第一項の規定により水産業協同組合法第百六条第一項の許可を取り消された場合又は農林中央金庫法第九十五条の四第一項において準用する銀行法第五十二条の五十六第一項の規定により農林中央金庫法第九十五条の二第一項の許可を取り消された場合において、その取消しの日から五年を経過しない者(xiii) a person who has had a permission under Article 52-36, paragraph (1) of
the Banking Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of that Act, had a permission under Article 16-5, paragraph (1)of the Long-Term Credit Bank Act revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, had a permission
under Article 85-2, paragraph (1) of the Credit Association Act revoked56

pursuant to the provisions of Article 52-56, paragraph (1) of the Banking Act
as applied mutatis mutandis pursuant to Article 89, paragraph (5) of theCredit Association Act, had a permission under Article 89-3, paragraph (1) of
the Labor Credit Association Act revoked pursuant to the provisions ofArticle 52-56, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 94, paragraph (3) of the Labor Credit Association Act,
had a permission under Article 6-3, paragraph (1) of the Act on Financial
Business by Cooperatives revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursu ant to
Article 6-5, paragraph (1) of the Act on Financial Business by Cooperatives,
had a permission under Article 92-2, paragraph (1) of the Agricultural
Cooperatives Act revoked pursuant to the provisions of Article 52-56,
paragraph (1) of the Banking Act as applied mutatis mutandis pursuant to
Article 92-4, paragraph (1) of the Agricultural Cooperatives Act, had apermission under Article 106, paragraph (1) of the Fisheries Cooperatives
Act revoked pursuant to the provisions of Article 52-56, paragraph (1) of the
Banking Act as applied mutatis mutandis pursuant to Article 108, paragraph(1) of the Fisheries Cooperatives Act, or had a permission under Article 95 -2,
paragraph (1) of the Norinchukin Bank Act revoked pursuant to theprovisions of Article 52-56, paragraph (1) of the Banking Act as appliedmutatis mutandis pursuant to Article 95-4, paragraph (1) of the Norinchukin
Bank Act, if five years have not passed since the date of the rescission;
十四 銀行法に相当する外国の法令の規定により当該外国において受けている同法第五十二条の九第一項若しくは第二項ただし書若しくは同法第五十二条の三十六第一項と同種類の認可若しくは許可を取り消され、又は当該認可若しくは許可の更新を拒否された場合において、その取消しの日（更新の拒否の場合にあっては、当該更新の拒否の処分がなされた日）から五年を経過しない者(xiv) a person who had received an authorization or permission of the samekind as the authorization or permission under Article 52-9, paragraph (1) of
the Banking Act, the proviso to paragraph (2) of that Article, or Article 52 -36,
paragraph (1) of that Act in a foreign state, but has had the relevant
authorization or permission of the same kind revoked or had the renewal of
the relevant authorization or permission refused pursuant to the provisionsof laws and regulations of the relevant foreign state equivalent to the
Banking Act, if five years have not passed since the date of the revocation (orin the case of a refusal of renewal, since the day on which the person received
the relevant disposition);
十五 法第六十七条第三項又は第八十二条第二項の規定により解任を命ぜられた取締役、執行役、会計参与若しくは監査役又は理事若しくは監事であって、その処分を受けた日から五年を経過しない者(xv) a director, executive officer, accounting advisor, company auditor, board
57

member, or auditor whose dismissal was ordered pursuant to the provisionsof Article 67, paragraph (3) or Article 82, paragraph (2) of the Act, if five
years have not passed since the day on which they received the relevant
disposition;
十六 銀行法第二十七条若しくは第五十二条の三十四第一項の規定により解任を命ぜられた取締役（同法第四十七条第二項の規定により取締役とみなされる日本における代表者を含む。）、執行役、会計参与若しくは監査役又は同法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xvi) a director (including a representative person in Japan who is deemed to
be a director pursuant to Article 47, paragraph (2) of the Bank ing Act),
executive officer, accounting advisor, or company auditor whose dismissal
was ordered pursuant to the provisions of Article 27 or Article 52 -34,
paragraph (1) of that Act, if five years have not passed since the day on
which they received the relevant disposition; or an officer whose dismissal
was ordered pursuant to the provisions of Article 52-56, paragraph (2) of that
Act, if five years have not passed since the day on which the officer received
the relevant disposition;
十七 長期信用銀行法第十七条において準用する銀行法第二十七条若しくは第五十二条の三十四第一項の規定により解任を命ぜられた取締役、執行役、会計参与若しくは監査役又は長期信用銀行法第十七条において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xvii) a director, executive officer, accounting advisor, or company auditor
whose dismissal was ordered pursuant to the provisions of Article 27 or
Article 52-34, paragraph (1) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, if five years havenot passed since the day on which they received the relevant disposition; oran officer whose dismissal was ordered pursuant to the provisions of Article
52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 17 of the Long-Term Credit Bank Act, if five years havenot passed since the day on which the officer received the relevant
disposition;
十八 信用金庫法第八十九条第一項において準用する銀行法第二十七条の規定により解任を命ぜられた理事若しくは監事又は信用金庫法第八十九条第三項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xviii) a board member or auditor whose dismissal was ordered pursuant to th e
provisions of Article 27 of the Banking Act as applied mutatis mutandis
pursuant to Article 89, paragraph (1) of the Credit Association Act, if five
years have not passed since the day on which they the relevant disposition;58

or an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 89, paragraph (3) of the Credit Association Act, if five
years have not passed since the day on which the officer rec eived therelevant disposition;
十九 労働金庫法第九十五条第一項の規定により改任を命ぜられた理事若しくは監事又は同法第九十四条第三項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xix) a board member or auditor whose replacement was ordered pursuant to
the provisions of Article 95, paragraph (1) of the Labor Credit Association
Act, if five years have not passed since the day on which they received therelevant disposition; or an officer whose dismissal was ordered pursuant to
the provisions of Article 52-56, paragraph (2) of the Banking Act as appliedmutatis mutandis pursuant to Article 94, paragraph (3) of the Labor Credit
Association Act, if five years have not passed since the day on which theofficer received the relevant disposition;
二十 協同組合による金融事業に関する法律第六条第一項において準用する銀行法第二十七条の規定により解任を命ぜられた理事若しくは監事又は協同組合による金融事業に関する法律第六条の五第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xx) a board member or auditor whose dismissal was ordered pursuant to theprovisions of Article 27 of the Banking Act as applied mutatis mutandis
pursuant to Article 6, paragraph (1) of the Act on Financial Business by
Cooperatives, if five years have not passed since the day on which theyreceived the relevant disposition; or an officer whose dismissal was orderedpursuant to the provisions of Article 52-56, paragraph (2) of the Banking Act
as applied mutatis mutandis pursuant to Article 6-5, paragraph (1) of the Act
on Financial Business by Cooperatives, if five years have not passed since
the day on which the officer received the relevant disposition;
二十一 農業協同組合法第九十二条の四第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は農業協同組合法第九十五条第二項の規定により改選を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xxi) an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 92-4, paragraph (1) of the Agricultural Cooperatives Act,or an officer whose reselection was ordered pursuant to the provisions ofArticle 95, paragraph (2) of that Act, if five years have not passed since t he
day on which the officer received the relevant disposition;
59

二十二 水産業協同組合法第百八条第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は水産業協同組合法第百二十四条第二項の規定により改選を命ぜられた役員であって、その処分を受けた日から五年を経過しない者(xxii) an officer whose dismissal was ordered pursuant to the provisions o f
Article 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 108, paragraph (1) of the Fisheries Cooperatives Act, or
an officer whose reselection was ordered pursuant to the provisions of Article
124, paragraph (2) of that Act, if five years have not passed since the day on
which the officer received the relevant disposition;
二十三 農林中央金庫法第九十五条の四第一項において準用する銀行法第五十二条の五十六第二項の規定により解任を命ぜられた役員又は農林中央金庫法第八十六条の規定により解任を命ぜられた理事、経営管理委員若しくは監事であって、その処分を受けた日から五年を経過しない者(xxiii) an officer whose dismissal was ordered pursuant to the provisions ofArticle 52-56, paragraph (2) of the Banking Act as applied mutatis mutandis
pursuant to Article 95-4, paragraph (1) of the Norinchukin Bank Act, if five
years have not passed since the day on which the officer received therelevant disposition; or a board member, management committee member, orauditor whose dismissal was ordered pursuant to the provisions of Article 86of the same Act, if five years have not passed since the day on which theyreceived the relevant disposition;
二十四 株式会社商工組合中央金庫法第六十条の規定により解任を命ぜられた取締役、
執行役、会計参与又は監査役であって、その処分を受けた日から五年を経過しない者(xxiv) a director, executive officer, accounting advisor, or company auditor
whose dismissal was ordered pursuant to the provisions of Article 60 of the
Shoko Chukin Bank Limited Act, if five years have not passed since the dayon which they received the relevant disposition; and二十五 法、銀行法、長期信用銀行法、信用金庫法、労働金庫法、中小企業等協同組
合法、協同組合による金融事業に関する法律、農業協同組合法、水産業協同組合法、農林中央金庫法又は株式会社商工組合中央金庫法に相当する外国の法令の規定により解任を命ぜられた取締役、執行役、会計参与、監査役又はこれらに準ずる者であって、その処分を受けた日から五年を経過しない者(xxv) a director, executive officer, accounting advisor, company auditor, or any
other person equivalent to them whose dismissal was ordered pursuant to
the provisions of laws and regulations of a foreign state equivalent to the Act,
the Banking Act, the Long-Term Credit Bank Act, the Credit Association Act,
the Labor Credit Association Act, the Small and Medium-Sized Enterprise
Cooperatives Act, the Act on Financial Business by Cooperatives, theAgricultural Cooperatives Act, the Fisheries Cooperatives Act, the60Norinchukin Bank Act, or the Shoko Chukin Bank Limited Act, if five years
have not passed since the day on which they received the relevant disposition.
（剰余金の配当に係る最低純資産額）(Minimum Amount of Net Assets Involving Distribution of Surplus)
第二十二条 法第六十八条第二項の規定により読み替えて適用する会社法第四百五十八条に規定する政令で定める金額は、二十億円とする。
Article 22 The amount specified by Cabinet Order as prescribed in Article 458 of
the Companies Act as applied pursuant to Article 68, paragraph (2) of t he Act
following the deemed replacement of terms is two billion yen.
第五章

認定資金決済事業者協会

Chapter V Certified Association for Payment Service Providers
第二十三条 法第八十七条の規定による認定の申請は、次に掲げる事項を記載した申請書を金融庁長官に提出してしなければならない。
Article 23 (1) In order to file an application for certification under Article 87 of
the Act, the relevant person may submit a written application containing thefollowing particulars to the Commissioner of the Financial Services Agency:
一 名称(i) name;
二 事務所の所在の場所(ii) location of the office; and三 役員の氏名及び会員の名称(iii) names of officers and names of members.
２ 前項の申請書には、定款、登記事項証明書その他内閣府令で定める書類を添付しなければならない。
(2) The articles of incorporation, a certificate of registered information, and otherdocuments specified by Cabinet Office Order must be attached to the written
application referred to in the preceding paragraph.
第六章

指定紛争解決機関

Chapter VI Designated Dispute Resolution Organization（紛争解決等業務に相当する業務に係る他の法律の規定による指定）(Designation under the Provisions of Other Acts as a Business Equivalent to
the Business of Dispute Resolution)
第二十四条 法第九十九条第一項第二号及び第四号ニ並びに第百一条第一項の規定において読み替えて準用する銀行法（以下この章において「準用銀行法」という。）第五十二条の六十六及び第五十二条の八十三第三項に規定する政令で定めるものは、次に掲げるものとする。
61

Article 24 Designations specified by Cabinet Order as prescribed in Article 52 -66
and Article 52-83, paragraph (3) of the Banking Act as applied mutatis
mutandis pursuant to Article 99, paragraph (1), items (ii) and (iv), (d) and
Article 101, paragraph (1) of the Act (hereinafter referred to as the "Banking
Act as applied mutatis mutandis" in this Chapter) following the deemed
replacement of terms are those specified in the following items:
一 金融商品取引法（昭和二十三年法律第二十五号）第百五十六条の三十九第一項の規定による指定(i) designation under Article 156-39, paragraph (1) of the Financial
Instruments and Exchange Act (Act No. 25 of 1948); and二 第二十六条各号に掲げる指定(ii) designations listed in the items of Article 26.
（異議を述べた資金移動業等関係業者の数の資金移動業等関係業者の総数に占める割合）(Proportion of the Number of Funds Transfer Service Providers that Stated an
Objection to the Total Number of Funds Transfer Service Provid ers)
第二十五条 法第九十九条第一項第八号に規定する政令で定める割合は、三分の一とする。
Article 25 The proportion specified by Cabinet Order as prescribed in Article 99,
paragraph (1), item (viii) of the Act is one-third.
（名称の使用制限の適用除外）(Exclusion from Application of the Restriction on Use of Names)
第二十六条 準用銀行法第五十二条の七十七に規定する政令で定めるものは、次に掲げる指定のいずれかを受けた者とする。
Article 26 Persons specified by Cabinet Order as prescribed in Article 52 -77 of
the Banking Act as applied mutatis mutandis are those who have received anyof the following designations:
一 無尽業法（昭和六年法律第四十二号）第三十五条の二第一項の規定による指定(i) designation under Article 35-2, paragraph (1) of the Mutual Loan BusinessAct (Act No. 42 of 1931);
二 金融機関の信託業務の兼営等に関する法律（昭和十八年法律第四十三号）第十二条の二第一項の規定による指定(ii) designation under Article 12-2, paragraph (1) of the Act on Concurrent
Operation of Trust Business by a Financial Institution (Act No. 43 of 1943);
三 農業協同組合法第九十二条の六第一項の規定による指定(iii) designation under Article 92-6, paragraph (1) of the Agricultural
Cooperatives Act;
四 水産業協同組合法第百十八条第一項の規定による指定(iv) designation under Article 118, paragraph (1) of the Fisheries Cooperatives
62

Act;
五 中小企業等協同組合法第六十九条の二第一項の規定による指定(v) designation under Article 69-2, paragraph (1) of the Small and MediumSized Enterprise Cooperatives Act;
六 信用金庫法第八十五条の十二第一項の規定による指定(vi) designation under Article 85-12, paragraph (1) of the Credit Association
Act;
七 長期信用銀行法第十六条の八第一項の規定による指定(vii) designation under Article 16-8, paragraph (1) of the Long-Term Credit
Bank Act;
八 労働金庫法第八十九条の十三第一項の規定による指定(viii) designation under Article 89-13, paragraph (1) of the Labor Credit
Association Act;
九 銀行法第五十二条の六十二第一項の規定による指定(ix) designation under Article 52-62, paragraph (1) of the Banking Act;十 貸金業法（昭和五十八年法律第三十二号）第四十一条の三十九第一項の規定による指定(x) designation under Article 41-39, paragraph (1) of the Money Lending
Business Act (Act No. 32 of 1983);
十一 保険業法第三百八条の二第一項の規定による指定(xi) designation under Article 308-2, paragraph (1) of the Insurance BusinessAct;
十二 農林中央金庫法第九十五条の六第一項の規定による指定(xii) designation under Article 95-6, paragraph (1) of the Norinchukin Bank
Act; and
十三 信託業法（平成十六年法律第百五十四号）第八十五条の二第一項の規定による指定(xiii) designation under Article 85-2, paragraph (1) of the Trust Business Act(Act No. 154 of 2004).
（指定紛争解決機関について準用する銀行法の規定の読替え）(Replacement of Terms in Provisions of the Banking Act as Applied Mutatis
Mutandis to Designated Dispute Resolution Organizations)第二十七条 法第百一条第一項において指定紛争解決機関について銀行法の規定を準用する場合における同条第二項の規定による技術的読替えは、次の表のとおりとする。
Article 27 The technical replacement of terms under Article 101, paragraph (2)of the Banking Act in cases in which the provisions of the Banking Act are
applied mutatis mutandis to designated dispute resolution organizations
pursuant to Article 101, paragraph (1) of the Act is as follows:63読み替える銀行法の規定
Provisions of the
Banking Act
Subject toReplacement ofTerms
第二条第二十二項
Article 2,paragraph (22)

読み替えられる字句
Terms to be
replaced

読み替える字句
Terms to replace

銀行業務
banking services

第二条第二十三項
Article 2,paragraph (23)
第二条第二十五項
Article 2,paragraph (25)

銀行業務
banking services

第五十二条の六十五第一項
Article 52-65,
paragraph (1)
第五十二条の六十五第二項
Article 52-65,
paragraph (2)

この法律
this Act

資金移動業（資金決済に関する法律（平成二十一年法律第五十九号）第二条第二項に規定する資金移動業をいう。次項において同じ。）又は暗号資産交換業（同条第七項に規定する暗号資産交換業をいう。次項において同じ。）
funds transfer services (meaning thefunds transfer services prescribed in
Article 2, paragraph (2) of the
Payment Services Act (Act No. 59 of
2009); the same applies in thefollowing paragraph) or crypto-asset
exchange services (meaning thecrypto-asset exchange services
prescribed in paragraph (7) of therelevant Article; the same applies in
the following paragraph)
資金移動業又は暗号資産交換業
funds transfer services or crypto-asset
exchange services
資金移動業等関係業者（資金決済に関する法律第九十九条第一項第八号に規定する資金移動業等関係業者をいう。第五十
二条の六十五第二項、第五十二条の六十七第三項及び第五十二条の七十九第一号
において同じ。）
funds transfer service provider, etc.
(meaning the funds transfer service
provider, etc. prescribed in Article 99,
paragraph (1), item (viii) of the
Payment Services Act; the same
applies in Article 52-65, paragraph(2), Article 52-67, paragraph (3), andArticle 52-79, item (i))
資金決済に関する法律
the Payment Services Act

銀行を
bank

資金移動業等関係業者を
funds transfer service provider, etc.

銀行
bank

64

第五十二条の六十六Article 52-66
第五十二条の六十七第三項及び第五
十二条の七十九第一号
Article 52-67,
paragraph (3)and Article 5279, item (i)第五十二条の八十三第三項
Article 52-83,
paragraph (3)

第七章

他の法律
other laws
銀行
bank

他の法律
other laws

資金決済に関する法律以外の法律
laws other than the Payment Services
Act
資金移動業等関係業者
funds transfer service provider, etc.

資金決済に関する法律以外の法律
laws other than the Payment Services
Act

雑則

Chapter VII Miscellaneous Provisions（金融庁長官へ委任される権限から除かれる権限）(Authority Excluded from Delegation of Authority to the Commissioner of the
Financial Services Agency)
第二十八条 法第百四条第一項に規定する政令で定めるものは、次に掲げるものとする。
Article 28 Authority specified by Cabinet Order as prescribed in Article 104,
paragraph (1) of the Act means authority over the following particulars:
一 法第六十四条第一項の規定による免許(i) granting of a license under Article 64, paragraph (1) of the Act;
二 法第八十二条第一項又は第二項の規定による法第六十四条第一項の免許の取消し(ii) revocation of the license under Article 64, paragraph (1) of the Act pursuant
to the provisions of Article 82, paragraph (1) or (2) of the Act; and三 法第八十五条第一号及び第二号に掲げる処分についての同条の規定による財務大臣への通知(iii) issuance of notification of the dispositions set forth in Article 85, item (i) or(ii) of the Act to the Minister of Finance pursuant to the provisions of that
Article.
（前払式支払手段に関する財務局長等への権限の委任）(Delegation of Authority over Prepaid Payment Instruments to the Directors General of Local Finance Bureaus)
第二十九条 法第百四条第一項の規定により金融庁長官に委任された権限のうち法第二章の規定による権限及び第二章の規定による金融庁長官の権限（第四項において「長官権限」と総称する。）は、前払式支払手段発行者（法第七条の登録を受けようとす65

る法人を含む。）の主たる営業所又は事務所（以下この条において「主たる営業所等」という。）の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあっては、福岡財務支局長）に委任するものとする。ただし、法第二十四条第一項及び第二項、第二十五条、第二十六条、第二十七条第一項及び第二項並びに第二十九条（これらの規定（法第二十六条を除く。）を法附則第六条、第八条第二項又は第九条第三項の規定により適用する場合を含む。）の規定による権限は、金融庁長官が自ら行うことを妨げない。
Article 29 (1) The authority under the provisions of Chapter II of the Act thathas been delegated to the Commissioner of the Financial Services Agency
pursuant to the provisions of Article 104, paragraph (1) of the Act and theauthority of the Commissioner of the Financial Services Agency under theprovisions of Chapter II (collectively referred to as "Commissioner's authority"
in paragraph (4)) are to be delegated to the Director-General of the Local
Finance Bureau having jurisdiction over the location of the principal businessoffice or office (hereinafter referred to as the "principal business office" in this
Article) of an issuer of prepaid payment instruments (including a corporation
intending to obtain registration referred to in Article 7 of the Act) (or to the
Director General of the Fukuoka Local Finance Branch Bureau if the relevant
location is within the jurisdiction of the Fukuoka Local Finance Branch
Bureau); provided, however, that this does not preclude the Commissioner of
the Financial Services Agency from exercising the authority under Article 24,paragraphs (1) and (2), Article 25, Article 26, Article 27, paragraphs (1) and (2),and Article 29 of the Act (including cases in which these provisions (excluding
Article 26 of the Act) are applied pursuant to Article 6, Article 8, paragraph (2),or Article 9, paragraph (3) of the Supplementary Provisions of the Act)themselves.
２ 法第二十四条第一項及び第二項（これらの規定を法附則第六条、第八条第二項又は第九条第三項の規定により適用する場合を含む。）の規定による報告若しくは資料の徴収又は立入検査若しくは質問（次項において「検査等」という。）で前払式支払手
段発行者の主たる営業所等以外の営業所又は事務所（以下この条において「従たる営業所等」という。）に関するものについては、前項に規定する財務局長又は福岡財務支局長のほか、当該従たる営業所等の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあっては、福岡財務支局長）も行うことができる。
(2) Collection of a report or material, on-site inspection, or inquiries under
Article 24, paragraphs (1) and (2) of the Act (including as applied pursuant to
Article 6, Article 8, paragraph (2), or Article 9, paragraph (3) of the
Supplementary Provisions of the Act) (referred to as "inspection" in thefollowing paragraph) regarding business offices or offices of an issuer ofprepaid payment instruments other than its principal business office(hereinafter referred to as "secondary business offices" in this Article) may also
be conducted by the Directors-General of the Local Finance Bureaus having
66

jurisdiction over the locations of the relevant secondary business offices (or by
the Director General of the Fukuoka Local Finance Branch Bureau in the casein which the relevant location is within the jurisdiction of the Fukuoka Local
Finance Branch Bureau) in addition to the Director-General of the Local
Finance Bureau and the Director-General of the Fukuoka Local FinanceBranch Bureau prescribed in the preceding paragraph.
３ 前項の規定により前払式支払手段発行者の従たる営業所等に対して検査等を行った財務局長又は福岡財務支局長は、当該前払式支払手段発行者の主たる営業所等又は当該従たる営業所等以外の従たる営業所等に対して検査等の必要を認めたときは、当該主たる営業所等又は当該従たる営業所等以外の従たる営業所等に対し、検査等を行う
ことができる。
(3) The Director-General of a Local Finance Bureau or the Director-General of
the Fukuoka Local Finance Branch Bureau who conducted inspection under thepreceding paragraph for certain secondary business offices of an issuer ofprepaid payment instruments may conduct inspection for the principal
business office or other secondary business offices of the relevant issuer ofprepaid payment instruments, if the director-general finds it necessary.
４ 前三項の規定は、長官権限のうち金融庁長官の指定するものについては、適用しない。
(4) The provisions of the preceding three paragraphs do not apply to theCommissioner's authority designated by the Commissioner of the Financial
Services Agency.
５ 金融庁長官は、前項の指定をした場合には、その旨を告示するものとする。これを廃止し、又は変更したときも、同様とする。
(5) If the Commissioner of the Financial Services Agency has made a designation
under the preceding paragraph, the commissioner is to give a public no tice tothat effect. The same applies if the commissioner has repealed or changed therelevant designation.
（資金移動業に関する財務局長等への権限の委任）(Delegation of Authority over the Funds Transfer Services to the Directors General of Local Finance Bureaus)
第三十条 法第百四条第一項の規定により金融庁長官に委任された権限のうち法第三章の規定による権限及び第三章の規定による金融庁長官の権限（第四項において「長官権限」と総称する。）は、資金移動業者（法第三十七条の登録を受けようとする者を含む。）の本店（法第二条第四項に規定する外国資金移動業者である資金移動業者にあっては、国内における主たる営業所。以下この条において同じ。）の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあっては、福岡
財務支局長）に委任するものとする。ただし、法第五十四条第一項及び第二項、第五十五条、第五十六条第一項及び第二項並びに第五十八条の規定による権限は、金融庁長官が自ら行うことを妨げない。
67

Article 30 (1) The authority under the provisions of Chapter III of the Act thathas been delegated to the Commissioner of the Financial Services Agency
pursuant to the provisions of Article 104, paragraph (1) of the Act and theauthority of the Commissioner of the Financial Services Agency under theprovisions of Chapter III (collectively referred to as "Commissioner's authority"
in paragraph (4)) are to be delegated to the Director-General of the Local
Finance Bureau having jurisdiction over the location of the head office of afunds transfer service provider (including a person intending to obtainregistration referred to in Article 37 of the Act) (in the case of a funds transfer
service provider that is a foreign funds transfer service provider prescribed in
Article 2, paragraph (4) of the Act, the principal business office in Japan; thesame applies in this Article) (or to the Director-General of the Fukuoka Local
Finance Branch Bureau if the relevant location is within the jurisdiction of the
Fukuoka Local Finance Branch Bureau); provided, however, that this does notpreclude the Commissioner of the Financial Services Agency from exercising
the authority under Article 54, paragraphs (1) and (2), Article 55, Article 56,
paragraphs (1) and (2), and Article 58 of the Act themselves.
２ 法第五十四条第一項及び第二項の規定による報告若しくは資料の徴収又は立入検査
若しくは質問（次項において「検査等」という。）で資金移動業者の本店以外の営業
所（以下この条において「支店」という。）に関するものについては、前項に規定する財務局長又は福岡財務支局長のほか、当該支店の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあっては、福岡財務支局長）も行う
ことができる。
(2) Collection of a report or material, on-site inspection, or inquiries under
Article 54, paragraphs (1) and (2) of the Act (referred to as "inspection" in thefollowing paragraph) regarding business offices of a funds transfer service
provider other than its head office (hereinafter referred to as "branches" i n this
Article) may also be conducted by the Directors-General of the Local Finance
Bureaus having jurisdiction over the locations of the relevant branches (or by
the Director-General of the Fukuoka Local Finance Branch Bureau if therelevant location is within the jurisdiction of the Fukuoka Local FinanceBranch Bureau) in addition to the Director-General of the Local Finance
Bureau and the Director-General of the Fukuoka Local Finance Branch Bureauprescribed in the preceding paragraph.
３ 前項の規定により資金移動業者の支店に対して検査等を行った財務局長又は福岡財務支局長は、当該資金移動業者の本店又は当該支店以外の支店に対して検査等の必要を認めたときは、当該本店又は当該支店以外の支店に対し、検査等を行うことができる。
(3) The Director-General of a Local Finance Bureau or the Director-General of
the Fukuoka Local Finance Branch Bureau who conducted inspection under thepreceding paragraph for certain branches of a funds transfer service provider
68may conduct inspection for the head office or other branches of the relevant
funds transfer service provider, if the director-general finds it necessary.
４ 前三項の規定は、長官権限のうち金融庁長官の指定するものについては、適用しない。
(4) The provisions of the preceding three paragraphs do not apply to theCommissioner's authority designated by the Commissioner of the Financial
Services Agency.
５ 金融庁長官は、前項の指定をした場合には、その旨を告示するものとする。これを廃止し、又は変更したときも、同様とする。
(5) If the Commissioner of the Financial Services Agency has made a designation
under the preceding paragraph, the Commissioner is to give a public notice tothat effect. The same applies if the Commissioner has abolished or changed therelevant designation.
（暗号資産交換業に関する財務局長等への権限の委任）(Delegation of Authority over the Crypto-Asset Exchange Services to the
Directors-General of Local Finance Bureaus)
第三十一条 法第百四条第一項の規定により金融庁長官に委任された権限のうち法第三章の二の規定による権限（第四項において「長官権限」という。）は、暗号資産交換業者（法第六十三条の二の登録を受けようとする者を含む。）の本店（法第二条第九項に規定する外国暗号資産交換業者である暗号資産交換業者にあっては、国内における主たる営業所。以下この条において同じ。）の所在地を管轄する財務局長（当該所
在地が福岡財務支局の管轄区域内にある場合にあっては、福岡財務支局長）に委任す
るものとする。ただし、法第六十三条の十五第一項及び第二項、第六十三条の十六、第六十三条の十七第一項及び第二項並びに第六十三条の十九（これらの規定を情報通信技術の進展に伴う金融取引の多様化に対応するための資金決済に関する法律等の一部を改正する法律（令和元年法律第二十八号）附則第二条第三項の規定により適用する場合を含む。）の規定による権限は、金融庁長官が自ら行うことを妨げない。
Article 31 (1) The authority under the provisions of Chapter III-2 of the Act thathas been delegated to the Commissioner of the Financial Services Agency
pursuant to the provisions of Article 104, paragraph (1) of the Ac t (referred toas "Commissioner's authority" in paragraph (4)) is to be delegated to the
Director-General of the Local Finance Bureau having jurisdiction over thelocation of the head office of a crypto-asset exchange service provider(including a person intending to obtain registration referred to in Article 63-2of the Act) (in the case of a crypto-asset exchange service provider that is aforeign crypto-asset exchange service provider prescribed in Article 2,paragraph (9) of the Act, the principal business office in Japan; hereinafter thesame applies in this Article) (or to the Director-General of the Fukuoka Local
Finance Branch Bureau if the relevant location is within the jurisdiction of the
Fukuoka Local Finance Branch Bureau); provided, however, that this does not69

preclude the Commissioner of the Financial Services Agency from exercising
the authority under Article 63-15, paragraphs (1) and (2), Article 63-16, Article
63-17, paragraphs (1) and (2), and Article 63-19 of the Act (including as applied
pursuant to the provisions of Article 2, paragraph (3) of the Supplementary
Provisions of the Act for the Partial Revision of the Payment Services Act toAddress the Diversification of Financial Transactions based on Advances inInformation Technology (Act No. 28 of 2019)) themselves.
２ 法第六十三条の十五第一項及び第二項（これらの規定を情報通信技術の進展に伴う金融取引の多様化に対応するための資金決済に関する法律等の一部を改正する法律附
則第二条第三項の規定により適用する場合を含む。）の規定による報告若しくは資料の徴収又は立入検査若しくは質問（次項において「検査等」という。）で暗号資産交
換業者の本店以外の営業所（以下この条において「支店」という。）に関するものについては、前項に規定する財務局長又は福岡財務支局長のほか、当該支店の所在地を管轄する財務局長（当該所在地が福岡財務支局の管轄区域内にある場合にあっては、
福岡財務支局長）も行うことができる。
(2) Collection of reports or materials or on-site inspection or inquiries under
Article 63-15, paragraphs (1) and (2) of the Act (including the cases in whichthese provisions are applied pursuant to the provisions of Article 2, paragraph(3) of the Supplementary Provisions of the Act for the Partial Revision of the
Payment Services Act to Address the Diversification of Financial Transactions
based on Advances in Information Technology) (referred to as "inspection" in
the following paragraph) regarding business offices of a crypto-asset exchange
service provider other than its head office (hereinafter referred to as"branches" in this Article) may also be conducted by the Directors -General of
the Local Finance Bureaus having jurisdiction over the locations of therelevant branches (or by the Director General of the Fukuoka Local FinanceBranch Bureau if the relevant location is within the jurisdiction of the
Fukuoka Local Finance Branch Bureau) in addition to the Director-General of
the Local Finance Bureau and the Director-General of the Fukuoka Local
Finance Branch Bureau prescribed in the preceding paragraph.
３ 前項の規定により暗号資産交換業者の支店に対して検査等を行った財務局長又は福岡財務支局長は、当該暗号資産交換業者の本店又は当該支店以外の支店に対して検査等の必要を認めたときは、当該本店又は当該支店以外の支店に対し、検査等を行うことができる。
(3) The Director-General of a Local Finance Bureau or the Director-General of
the Fukuoka Local Finance Branch Bureau who conducted inspection under thepreceding paragraph for certain branches of a crypto-asset exchange service
provider may conduct inspection for the head office or other branches of therelevant crypto-assets exchange service provider, if the director-general finds it
necessary.
４ 前三項の規定は、長官権限のうち金融庁長官の指定するものについては、適用しな70

い。
(4) The provisions of the preceding three paragraphs do not apply to theCommissioner's authority designated by the Commissioner of the Financial
Services Agency.
５ 金融庁長官は、前項の指定をした場合には、その旨を告示するものとする。これを廃止し、又は変更したときも、同様とする。
(5) If the Commissioner of the Financial Services Agency has made a des ignation
under the preceding paragraph, the commissioner is to give a public notice tothat effect. The same applies if the commissioner has repealed or changed therelevant designation.

71