ＤＤNEWSRELEASE

January 15, 2016
Daisuke Iwase, President & COO
LIFENET INSURANCE COMPANY(Securities Code: 7157, TSE Mothers)

FY2015 3Q: INSURANCE PAYMENTS REPORT
3,748 payments for the first nine months of FY2015
TOKYO, January 15, 2016 - LIFENET INSURANCE COMPANY (TSE Mothers 7157,President & COO Daisuke Iwase, URL: http://ir.lifenet-seimei.co.jp/en/) announces the report on
the number of insurance payments for the third quarter of fiscal 2015, ending March 31, 2016.
The number of insurance payments made in the third quarter of FY2015 resulted in 1,286
cases, 7 of which were insurance claims and the remaining 1,279 benefit claims. There were 33incidents which were assessed to be inapplicable during the same quarter. As a result, thenumber of insurance payments made in the first nine months of FY2015 (April throughDecember) resulted in 3,748 cases, 36 of which were insurance claims and 3,712 benefits, andthere were 114 incidents which were assessed to be inapplicable during the same period.
Lifenet believes the most important responsibility for an insurance company is to make claimpayments accurately and without delay, and we thrive to continue to accomplish this. Lifenet
makes every effort to ensure payment of insurance claims and benefits are made to the*1designated account within 5 business days of receiving all necessary documents. In the first*1

nine months of FY2015, the average insurance payment was made in 2.56 business days.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

1

ＤＤNEWS
RELEASE

Number of insurance payments and those which assessed inapplicable*2

FY2015 (April – December 2015)“Kazoku”“Jibun”

Deathbenefit

Invalidcarebenefit

Waiver ofpremium

Total

Hospitalizationbenefit

Surgery
benefit

Waiver ofpremium

Total

Insurance payments

35

1－

36

1,779

568

1

2,348

Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure
duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy8－－－－－－－
－

8－
－

18
1－

6－
－

－－
－

24
1－

2－

－

22－

－

2－

－－

－－－－

－

6－

－

6－

－－－－－－－

15

6－

21

HospitalizationbenefitHospitalizationbenefit
forwomen

Surgery
benefitCancertreatment
benefit

Advanced medical
carebenefit

Waiver ofpremium

Total

Insurance payments

360

122

206

111－

700

Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure
duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy

29－
－

7－
－

22－
－

1－
－－－－－－
－

59－
－

11

310－

－

－

24－

－－－－－－

－

－－

－

－

－

－

18

4

12

1－

－

35

In-patientcarebenefit

Out-pati
ent
benefitCancertreatment
benefit

Advanced
medicalcarebenefit

Waiverofpremium

Total

Disability benefit*

Insurance payments

324268

161－

609

55

3,748

Inapplicable cases
Fraud
Illegal acquisition
Breach of disclosure
duty
Criminal intent
Exemption from
responsibility
Request not covered bypolicy

5－－

6－
－

2－
－－－－－－
－

13－
－

10－
－

114
1－

1－－－－

1－

29－

－－－－－－－－－－－－－－

64

62－

－

121078

New “Jibun” and New “Jibun” for Women“Jibun Plus”

*1
*2
*3

“Hataraku Hito”
3

Number of days is business day, with the day Lifenet receives all necessary documents counted as the first day. Does
not include the number of days required to obtain lacking documents. Cases which required fact confirmation before
insurance payments were made are not included when calculating the average number of days required for payment.
The number of payments made may differ from the number of policies as there may be multiple claims made from one
policy.
The number of benefit payments for long-term disability is a total of all monthly individual claim applications during thespecified period, and may differ from the number of payments and/or number of claimants. During the first nine months ofFY2015, the number of claimants who were paid disability benefits was 21.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

Total2ＤＤ
NEWS
RELEASE

Quarterly trend of the number of insurance payments

FY2015FY2014FY2013

FY2012FY2011FY2010Insurance payments

Inapplicable cases

3Q(Oct.-Dec. 2015)

1,286

33

2Q

(Jul.-Sep. 2015)

1,273

23

1Q

(Apr.-Jun. 2015)

1,189

58

4Q

(Jan.-Mar. 2015)

1,166

393Q

(Oct.-Dec. 2014)

1,224

38

2Q

(Jul.-Sep. 2014)

1,203731Q(Apr.-Jun. 2014)

1,240

564Q

(Jan.-Mar. 2014)

1,284

343Q

(Oct.-Dec. 2013)

1,348

532Q

(Jul.-Sep. 2013)

1,079

301Q

(Apr.-Jun. 2013)

911

414Q

(Jan.-Mar. 2013)

661

263Q

(Oct.-Dec. 2012)

678

432Q

(Jul.-Sep. 2012)

537

81Q

(Apr.-Jun. 2012)

480

194Q

(Jan.-Mar. 2012)

432

203Q

(Oct.-Dec. 2011)

347

122Q

(Jul.-Sep. 2011)

262

91Q

(Apr.-Jun. 2011)

243

154Q

(Jan.-Mar. 2011)

193

103Q

(Oct.-Dec. 2010)

150

52Q

(Jul.-Sep. 2010)

95

41Q

(Apr.-Jun. 2010)67

10About LIFENET URL： http://ir.lifenet-seimei.co.jp/en/
Returning to the original purpose of life insurance - mutual support - LIFENET INSURANCE
was founded with the goal of offering simple, convenient and competitively priced products andservices based on the highest levels of business integrity. We sell these products and services
directly to customers over the Internet. By using the Internet, we are able to offer highly
cost-competitive products and accept applications from customers at any given time.
Contact:
Investor Relations, Corporate Planning Department
Tel:+81-3-5216-7900
e-mail: ir@lifenet-seimei.co.jp
Disclaimer: This is a summarized translation/version of the original Japanese document, prepared and provided
solely for readers' convenience. In case of any discrepancy or dispute, the Japanese document prevails.

Copyright© LIFENET INSURANCE COMPANY All rights reserved.

3