CREATE VALUE FOR PEOPLE AND SOCIETIES.

Sustainability Report2023

T&D Insurance Group’s Corporate Philosophy

With our “Try & Discover”
motto for creating value, we aim
to be a group that contributes toall people and societies.
T&D Insurance Group’s Management Vision

Sow happiness,make change with boldness

Contents
Message from the President............................................................ 2
T&D Insurance Group Sustainability Statement............................ 4

Sustainability Report 2023

Published in
Scope of report

Priority Theme 1......................................................................... 32
Promote Healthy and Abundant Lives for All People
Priority Theme 2......................................................................... 54
Provide Workplace Environments that Enable All People toParticipate Actively
Priority Theme 3......................................................................... 68
Help Mitigate and Adapt to Climate Change
Priority Theme 4......................................................................... 79
Invest to Help Build a Sustainable Society
Social Activities.......................................................................... 88
Governance and Internal Control............................................. 92
Management Control............................................................... 102
Third-party Opinion...................................................................... 108
Index.............................................................................................. 109

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November 30, 2023 (Previous Issue: November 30, 2022; Next Issue: Scheduled for November 2024)
All companies and foundations in the T&D Insurance Group* Contents of this report are selected taking into account the importance of each item, and we indicate the scope of eachitem as necessary.
Please refer to “Scope and Calculation Methods of Environmental Performance Data and Group-wide Targets andResults” on P.76 for the scope of environmental performance data and Group-wide targets and results.

Sustainability Management........................................................ 6
Organizational Profile................................................................ 26

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Report Publication Information

Period coveredApril 2022 to March 2023 (annual)* Also includes reports on some significant activities and events having occurred in and after April 2023.

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Contact Information
Sustainability Promotion Department, T&D Holdings, Inc.
7-1, Nihonbashi 2-chome, Chuo-ku, Tokyo 103-6031, Japan

E-mail: csr@td-holdings.co.jp

Regarding Third-party Opinion
As representative director of the Kamakura Sustainability Institute, Ms. Ai Aonuma has extensive knowledge onsustainability. She was asked to offer her opinion and advice on the contents of the Sustainability Report 2023 froma third-party standpoint.

Editorial Policy
The T&D Insurance Group has prepared this report to provide a wide range of stakeholders with a picture of theGroup’s approach to sustainability, in addition to its sustainability initiatives. For fiscal 2023, the Group has created
two different reports in order that a wider range of stakeholders can learn about the Group’s initiatives. In addition to the Sustainability Report 2023, we have released a digest edition of the Sustainability Report 2023. TheSustainability Report 2023 comprehensively covers the management, social, and environmental initiatives being
promoted by the Group in conformity with GRI standards (For details, please refer to the “Index”). Further, in thedigest edition, we present the Group’s approach to sustainability and the main sustainability initiatives taken by theGroup in an easy-to-understand format. The report is written in a more casual, easy-to-read manner with a reduced
number of pages and many photographs and illustrations.

Overview of the Digest Edition of Sustainability Report 2023
T&D Insurance Group’s Corporate Philosophy/T&D Insurance Group’s Management Vision/Group Structure
Message from the President
the T&D Insurance GroupT&D Insurance Group Sustainability Statement/CSR & Sustainability Trajectory ofSustainability Advisory Committee

Priority Theme 1 Promote Healthy and Abundant Lives for All People
Priority Theme 2 Provide Workplace Environments that Enable All People to Participate Actively
Group Employee Dialogue

Priority Theme 3 Help Mitigate and Adapt to Climate Change

Priority Theme 4 Invest to Help Build a Sustainable Society

Social Activities

External evaluation/Principles That the T&D Insurance Group Endorses and Supports