The Hachijuni Bank, Ltd.

１【CONSOLIDATED FINANCIAL STATEMENTS】(1)【Consolidated Balance Sheets】（Millions of yen）
As of March 31,2019
AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading assets
Money held in trust
Securities
Loans and bills discounted
Foreign exchanges
Lease receivables and investment assets
Other assets
Tangible fixed assets
Buildings, net
Land
Leased assets, net
Construction in progress
Other tangible fixed assets
Intangible fixed assets
Software
Other intangible fixed assets
Net defined benefit asset
Deferred tax assetsCustomers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets
Liabilities
Deposits
Negotiable certificates of deposit
Call money and bills soldPayables under repurchase agreements
Payables under securities lending transactions
Trading liabilities
Borrowed money
Foreign exchanges
Other liabilities
Net defined benefit liability
Provision for reimbursement of deposits
Provision for contingent loss
Reserves under special laws
Deferred tax liabilities
Acceptances and guarantees
Total liabilities
Net assets
Capital stock
Capital surplus
Retained earnings
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans
Total accumulated other comprehensive income
Share acquisition rights
Non-controlling interests
Total net assets
Total liabilities and net assets

1

As of March 31,2020

1,970,730
33,53559,414
13,37376,4052,766,017
5,261,946
20,972
66,442
122,435
34,632
10,971
12,1261573
10,958
5,444
4,826
618
23,0401,953
36,413(41,225)
10,451,533

1,650,752
22,821
78,86929,559
79,3012,911,132
5,395,246
20,01969,549155,098
34,343
11,10911,652―606
10,974
5,041
4,427
613
20,8562,287
33,229(37,560)
10,470,547

6,734,847
512,915
990,000
63,740521,091
4,356
637,891
2,033
97,792
12,368901
927
970,73636,413
9,686,024

6,975,504
257,674
845,982
79,770537,3693,444
785,947544
128,242
12,494894
984
960,02233,2299,722,115

52,243
34,484462,187(8,845)
540,069
205,593(11,386)
2,107
196,313359
28,767765,509
10,451,533

52,24354,173477,336(11,789)
571,964
185,821(17,414)(382)
168,023365
8,078
748,432
10,470,547

The Hachijuni Bank, Ltd.

(2)【Consolidated Statements of Income and Consolidated Statements of Comprehensive Income】【Consolidated Statements of Income】（Millions of yen）
FY ended March31,2019 FY ended March31,2020
Ordinary income
Interest income
Interest on loans and discounts
Interest and dividends on securities
Interest on call loans and bills boughtInterest on deposits with banks
Other interest income
Trust fees
Fees and commissions
Trading income
Other ordinary income
Other income
Recoveries of written off claims
Other
Ordinary expenses
Interest expenses
Interest on deposits
Interest on negotiable certificates of deposit
Interest on call money and bills soldInterest on payables under repurchase agreements
Interest on payables under securities lending transactions
Interest on borrowings and rediscounts
Other interest expenses
Fees and commissions payments
Trading expenses
Other ordinary expenses
General and administrative expenses
Other expenses
Provision of allowance for loan losses
Other
Ordinary profit
Extraordinary income
Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets
Impairment loss
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
ProfitProfit attributable to non-controlling interests
Profit attributable to owners of parent

2

161,184
80,72447,51030,398
412
415
1,987
2
20,723
2,099
48,950
8,683
35
8,648
126,830
11,740
3,265
62
229
1,203
1,188
1,601
4,188
7,253
―
35,13560,94011,7601,799
9,960
34,354
17
17503
70
433
33,868
8,944
1,113
10,05823,8101,317
22,492

165,077
81,763
46,99531,727
272
422
2,346
2
21,7132,329
50,814
8,453
20
8,432
131,630
12,762
3,502
58
374
1,506
1,309
1,416
4,593
7,367
14
37,42659,455
14,603
1,195
13,40733,447
37
37
776
355
421
32,707
8,177
1,306
9,483
23,224
1,146
22,077

The Hachijuni Bank, Ltd.

【Consolidated Statements of Comprehensive Income】
ProfitOther comprehensive income
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans, net of tax
Comprehensive income
Comprehensive income attributable toComprehensive income attributable to owners of parent
Comprehensive income attributable to non-controlling interests

3（Millions of yen）
FY ended March31,2019

FY ended March31,2020

23,810(24,912)(12,206)(8,378)(4,326)(1,101)

23,224(29,358)(20,835)(6,027)(2,495)(6,134)(1,564)462(6,211)
77

The Hachijuni Bank, Ltd.

(3)【Consolidated Cash Flows】（Millions of yen）
FY ended March31,2019 FY ended March31,2020
Cash flows from operating activities
Profit before income taxes
DepreciationImpairment loss
Increase (decrease) in allowance for loan losses
Decrease (increase) in net defined benefit asset
Increase (decrease) in net defined benefit liability
Increase (decrease) in provision for reimbursement of deposits
Increase (decrease) in provision for contingent loss
Gain on fund management
Financing expenses
Loss (gain) related to securities
Loss (gain) on money held in trust
Foreign exchange losses (gains)
Loss (gain) on disposal of non-current assets
Net decrease (increase) in trading assets
Net increase (decrease) in trading liabilities
Net decrease (increase) in loans and bills discounted
Net increase (decrease) in deposit
Net increase (decrease) in negotiable certificates of deposit
Net increase (decrease) in borrowed money (excluding subordinated borrowings)
Net decrease (increase) in deposit (excluding deposit paid to Bank of Japan)

Net decrease (increase) in call loans
Net increase (decrease) in call money
Net increase (decrease) in payables under securities lending transactions

Net decrease (increase) in foreign exchanges - assets
Net increase (decrease) in foreign exchanges - liabilities
Net decrease (increase) in lease receivables and investment assets

Proceeds from fund management
Payments for finance
Other, net
Subtotal
Income taxes paid
Net cash provided by (used in) operating activities
Cash flows from investing activities
Purchase of securities
Proceeds from sales of securities
Proceeds from redemption of securities
Increase in money held in trust
Decrease in money held in trust
Purchase of non-current assets
Proceeds from sales of non-current assets
Net cash provided by (used in) investing activities
Cash flows from financing activities
Purchase of treasury sharesProceeds from sales of treasury shares
Cash dividends paid
Dividends paid to non-controlling interests
Payments from changes in ownership interests in subsidiaries that
do not result in change in scope of consolidation
Net cash provided by (used in) financing activities
Effect of exchange rate change on cash and cash equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period

433,868
5,959
433(3,735)5,509
98
65(73)(80,724)
11,740(10,960)
4,146
107
521,042(603)(221,847)
147,877
9,262
194,407
2,769(23,469)
971,516(160,645)(4,480)1,142(1,431)
82,390(11,459)(27,238)
925,721(13,141)
912,580

32,707
5,842
421(3,664)
2,184
126
(7)
57
(81,763)
12,762(7,213)1,637
3318(16,186)(911)(133,299)
240,657(255,241)
148,056(6,347)(8,741)(127,986)
16,278953(1,489)(3,106)
83,793(12,822)(18,482)(131,464)(7,100)(138,565)(1,350,276)
823,587
274,883(35,459)
15,484(6,964)
1,418(277,325)(1,224,960)
756,079
302,395(30,262)
25,728(7,213)
1,481(176,751)(4,004)0(6,502)(19)(3,000)0(6,928)(19)―(1,057)(10,526)4
624,733
1,330,102
1,954,835(11,005)(3)(326,326)
1,954,835
1,628,509

The Hachijuni Bank, Ltd.

2【NON-CONSOLIDATED FINANCIAL STATEMENTS】(1)【Non-Consolidated Balance Sheets】（Millions of yen）
As of March 31,2019
AssetsCash and due from banks
CashDue from banks
Call loans
Monetary claims bought
Trading assets
Trading account securities
Derivatives of trading securities
Trading-related financial derivatives
Other trading assets
Money held in trust
Securities
Government bonds
Local government bonds
Corporate bonds
StocksOther securities
Loans and bills discounted
Bills discounted
Loans on bills
Loans on deeds
Overdrafts
Foreign exchanges
Due from foreign banks (our accounts)
Foreign bills bought
Foreign bills receivable
Other assets
Domestic exchange settlement account, debit
Prepaid expenses
Accrued income
Initial margins of futures markets
Variation margins of futures markets
Derivatives other than for trading - assets
Cash collateral paid for financial instruments
OtherProperty, plant and equipment
Buildings, net
Land
Leased assets, net
Construction in progress
Other tangible fixed assets
Intangible assets
SoftwareLeased assets
Other intangible fixed assets
Prepaid pension cost
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets

1,959,728
100,755
1,858,973
33,53559,414
13,373
620
1
4,752
7,999
76,4052,771,528
1,001,092
383,801
416,345
348,992
621,295
5,310,562
19,747
158,190
4,440,085
692,538
20,972
16,737
3,625
609
97,786
143
451
7,306
188
371
4,060
3,919
81,34426,75010,754
11,757
1,013
568
2,655
5,200
4,594
2
603
18,051
36,413(35,101)
10,394,621

5

As of March 31,2020
1,634,873
118,821
1,516,051
22,821
78,86929,559790―
3,788
24,98079,3012,920,426
1,000,867
362,245465,527
341,437
750,349
5,443,996
14,246
146,121
4,569,005
714,62120,01916,191
3,516
311
130,759
26
584
7,396
1,326
―
6,435
14,047
100,943
26,124
10,896
11,283
716
582
2,645
4,819
4,219
1598
19,53333,229(31,126)
10,413,208

The Hachijuni Bank, Ltd.

（Millions of yen）
Liabilities
Deposits
Current deposits
Ordinary deposits
Saving deposits
Deposits at noticeTime deposits
Installment savings
Other deposits
Negotiable certificates of deposit
Call money
Payables under repurchase agreements
Payables under securities lending transactions
Trading liabilities
Trading-related financial derivatives
Borrowed money
Borrowings from other banks
Foreign exchanges
Due to foreign banks (our accounts)
Foreign bills sold
Foreign bills payable
Other liabilities
Domestic exchange settlement account, credit
Income taxes payable
Accrued expenses
Unearned revenue
Reserve for interest on installment savings
Variation margins of futures markets
Derivatives other than for trading - liabilities
Cash collateral received for financial instruments
Lease obligations
Asset retirement obligations
OtherProvision for retirement benefits
Provision for reimbursement of deposits
Provision for contingent loss
Deferred tax liabilities
Acceptances and guarantees
Total liabilities
Net assets
Capital stock
Capital surplus
Legal capital surplus
Other capital surplus
Retained earnings
Legal retained earnings
Other retained earnings
Reserve for advanced depreciation of non-current assets
General reserve
Retained earnings brought forward
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Total valuation and translation adjustments
Share acquisition rights
Total net assets
Total liabilities and net assets

6

As of March 31,2019

As of March 31,2020

6,746,895
306,754
3,865,599
55,8287,045
2,337,114
32,706
141,846531,165
990,000
63,740521,091
4,356
4,356
630,716
630,716
2,033
17
179
1,836
79,366
9
1,098
5,392
1,871
1
―
19,395698
1,097
35
49,766
9,986
901
927
69,19036,413
9,686,784

6,989,187
314,089
4,071,150
55,136
7,307
2,328,716
31,888
180,899
276,724845,982
79,770537,3693,444
3,444
778,972
778,972
544
48
146
349
104,586
11
1,673
5,428
1,841
1
2,267
32,301406
776
182
59,695
10,199894
984
59,72633,2299,721,616

52,24332,56929,6092,960
437,938
47,610390,328894
361,600
27,833(8,845)513,906
204,958(11,386)
193,571359
707,837
10,394,621

52,24332,56929,6092,960
450,572
47,610402,962890
375,600
26,472(11,789)
523,596
185,043(17,414)167,629365
691,591
10,413,208

The Hachijuni Bank, Ltd.

(2)【Non-Consolidated Statements of Income】（Millions of yen）
Ordinary income
Interest income
Interest on loans and discounts
Interest and dividends on securities
Interest on call loans
Interest on deposits with banks
Other interest income
Trust fees
Fees and commissions
Fees and commissions on domestic and foreign exchanges
Other fees and commissions
Trading income
Gains on trading account securities transactions
Income from trading-related financial derivatives transactions
Other trading income
Other ordinary income
Gains on foreign exchange transactions
Gains on sales of bonds
Other
Other income
Recoveries of written off claims
Gain on sales of stocks and other securities
Gain on money held in trust
Other
Ordinary expenses
Interest expenses
Interest on deposits
Interest on negotiable certificates of deposit
Interest on call money
Interest on payables under repurchase agreements
Interest on payables under securities lending transactions
Interest on borrowings and rediscounts
Interest on interest swaps
Other interest expenses
Fees and commissions payments
Fees and commissions on domestic and foreign exchanges
Other fees and commissions
Trading expenses
Other trading expenses
Other ordinary expenses
Loss on sales of bonds
Loss on devaluation of bonds
Expenses on derivatives other than for trading or hedging
General and administrative expenses
Other expenses
Provision of allowance for loan losses
Written-off of loans
Losses on sales of stocks and other securities
Losses on devaluation of stocks and other securities
Loss on money held in trust
OtherOrdinary profit
Extraordinary income
Gain on disposal of non-current assets
Gain on extinguishment of tie-in shares
Extraordinary losses
Loss on disposal of non-current assets
Impairment loss
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
Profit7

FY ended March31,2019

FY ended March31,2020

121,046
80,51247,47830,261
412
409
1,949
2
17,314
5,991
11,32212620
104
114,569927
13,639
2
8,520
12
3,570
1,2923,644
92,022
11,702
3,265
64229
1,203
1,188
1,573
2,322
1,853
9,416
1,094
8,321
―
―
4,585
4,575
―
10
54,712
11,605
1,704
14
1,463
344
5,439
2,638
29,024
1,659
17
1,641
502
69
432
30,180
7,243
1,107
8,350
21,830124,445
81,643
46,99331,654
272
419
2,303
2
18,044
6,067
11,9776920
49―
16,748700
16,047
0
7,937
1
2,196
3,000
2,738
96,423
12,728
3,503
61
374
1,506
1,309
1,390
2,849
1,731
9,641
1,128
8,512
14
14
7,027
6,972
2034
53,26913,743
404
11
3,676
848
4,638
4,163
28,021
37
37
―
775
353
421
27,283
6,249
1,471
7,720
19,562