PRIVACY POLICY1.

PRIVACY STATEMENT

1.1.

Protecting the privacy and safeguarding the personal and financial information of our clientsand Web site visitors is one of our highest priorities. The following Privacy Statement explains
how we collect and protect your information. By opening an account or by using our Web site,
you give your consent to the collection and use of personal information by us as explained inthis privacy statement.

2.

COLLECTION OF PERSONAL INFORMATION

2.1.

We collect information required to open an account, to transact business effectively and tosafeguard your assets and your privacy. To do this, we gather information to help us assessyour needs and preferences.

2.2.

The information we collect directly from you includes information required to communicate
with you, including your name, mailing address, telephone number, e-mail address and to
identify who you are. We also collect demographic information when you open an account,including, birth date, education, occupation, etc. and information about your transactions
with us. We also assess your trading experience, your approximate annual income andapproximate net worth to assess your financial position.

3.

USAGE OF PERSONAL INFORMATION
We use personal information only as appropriate to provide you quality service and security.
For example, we may use the information collected from you to verify your identity andcontact information. We may also use this information to establish and set up your trading
account, issue an account number and a secure password, maintain your account activity,and contact you with account information. This information helps us improve our services toyou, customize your browsing experience and inform you about additional products, services
or promotions that may be of interest to you.

4.

OUR AFFILIATES AND PARTNERS
We may share information with affiliates if the information is required to provide theproduct or service you have requested or to provide you the opportunity to participate in
the products or services our affiliates offer. We may also forge partnerships and alliances,which may include joint marketing agreements, with other companies who offer high-quality
products and services that might be of value to our clients. In order to ensure that theseproducts and services meet your needs and are delivered in a manner that is useful andrelevant, we may share some information with partners, affiliates and alliances. This allows
them to better understand the offers that are most relevant and useful. The use of yourPage 1 of 4

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personal information is limited to the purposes identified in our relationship with thepartner or affiliate.

5.

NON-AFFILIATED THIRD PARTIES

5.1.

We do not sell, license, lease or otherwise disclose your personal information to any third
party for any reason, except as described below.

5.2.

We reserve the right to disclose your personal information to third parties where required bylaw to regulatory, law enforcement or other government authorities or when necessary toprotect our rights or property.

5.3.

To help us improve our services to you, we may engage another business to help us to carryout certain internal functions such as account processing, order fulfilment, client service,client satisfaction surveys or other support services or data collection activities relevant to ourbusiness. We may also provide a party with client information from our database to help us
to analyse and identify client needs and notify clients of product and service offerings. Use ofthe information shared is strictly limited to the performance of the task we request and forno other purpose. All third parties with whom we share personal information are required toprotect personal information in a manner similar to the way we protect personal information.

6.

SECURITY

6.1.

All information you provide to us is stored on secure servers. Any payment transactions will
be encrypted using SSL technology. Where we have given you (or where you have chosen) a
password which enables you to access certain parts of our Web site, you are responsible forkeeping this password confidential. We ask you not to share a password with anyone.

6.2.

Unfortunately, the transmission of information via the Internet is not completely secure.
Although we will do our best to protect your personal data, we cannot guarantee the securityof your data transmitted to our Web site; any transmission is at your own risk. Once we havereceived your information, we will use strict procedures and security features to try to prevent
unauthorised access.

7.

RESTRICTION OF RESPONSIBILITY
If at any time you choose to purchase a product or service offered by another company, any
personal information you share with that company will no longer be controlled under ourPrivacy Statement. We are not responsible for the privacy policies or the content of sites welink to and have no control of the use or protection of information provided by you orPage 2 of 4

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collected by those sites. Whenever you elect to link to a co-branded Web site or to a linked
Web site, you may be asked to provide registration or other information. Please note thatthe information you are providing is going to a third party and you should familiarize
yourself with the privacy policy provided by that third party.

8.

MARKETING

8.1.

We may use your data to provide you with information about our goods and services which
may be of interest to you and we or our agents may contact you about these by post andtelephone.

8.2.

If you are an existing customer, we will only contact you by electronic means (such as email,voicemail or SMS) with information about our goods and services similar to those which were
the subject of a previous sale to you.

8.3.

If you do not want us to use your data in this way please tick the relevant boxes when wecollect your marketing preferences. You may change your preferences at any time bycontacting a Client Services representative. An opt out election made by one account ownerof a joint account is applicable to all account owners of the joint account. An opt-out election
must be made for each separate account you hold with us.

9.

USE OF "COOKIES"

9.1.

We use cookies to assist us in securing your trading activities and to enhance the performanceof our Web site. (Cookies are small text files sent from the Web server to your computer.)
Cookies used by us do not contain any personal information nor do they contain account orpassword information. They merely allow the site to recognize that a page request comesfrom someone who has already logged on.

9.2.

We may share Web site usage information about visitors to the Web site with reputable
advertising companies for targeting our Internet banner advertisements on this site and othersites. For this purpose, pixel tags (also called clear gifs or web beacons) may be used to notethe pages you have visited. The information collected by the advertising company through theuse of these pixel tags is not personally identifiable.

10. CHANGES TO THIS PRIVACY STATEMENT
From time to time, we may update this Privacy Statement. In the event we change thisPrivacy Statement, the revised Privacy Statement will promptly be posted to the Web sites
and we will post a notice on our Web sites informing you of such changes. You agree toaccept posting of a revised Privacy Statement electronically on the Web site as actual notice

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to you. Any dispute over our Privacy Statement is subject to this notice and our Customer
Agreement. We encourage you to periodically check back and review this policy so that you
always will know what information we collect, how we use it, and to whom we disclose it. If
you have any questions that this statement does not address, please contact a Client
Services representative.

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