Cognizant Loan Origination Solution
An agile solution that drives end-to-end loan origination journey in a seamless manner via
an automated and highly configurable workflow ensuring business compliant swift disbursals

BUSINESS CHALLENGES

01

Absence of a common
platform for capturing loan
applications from multiple
channels

04

02

Inherent need to have atransparent exchange of
information between the parties
involved

Manual paper baseprocesses

05

03

Lack of real time access toapplications and productofferings for Relationshipagents and Regulators

Lack of seamless collaborative
tool across Enquiry,Underwriting,Credit and Settlement process

KEY BUSINESS BENEFITS
Digital Engaging
Experience

User Friendly ProductManagementPerformance
Dashboard

Omni-channel originationfor exceptional customerexperience

Product hierarchy setup forinternal rules and regulatory
policies conﬁguration

Interactive dashboard to trackand monitor business and userperformance

Personalized Customer Relationship

Tailored Underwriting Processes

360 Degree Customer View for managementof customer risk proﬁle and overall loan exposure

Business compliant underwriting via
pre-deﬁned automated policy enforcements

BUSINESS FEATURES
Document ManagementApplication Management

Empowering your ﬁeld team to upload andpreview documents of the customers withMobile readiness

Manage end-to-end loan origination
lifecycle from application creation tosettlement

Ability to upload and verify documents fordifferent stakeholders of application of thecustomers

Omni-channel origination

Configuration Workflow

Task & Checklist Management

Built- in conﬁgurable businessstage workflow

Task notiﬁcations to keep users
on top of their work

Deﬁne and manage businesscompliant rules related toFee/Charges, Tasks, Checklists
and Document checklist

Guided assistance to help yourteam with a pre-conﬁgured
set of checklists

360-degree customer view
Provide a comprehensive view of theborrower : Applications and Contracts,
Financial Details (income, expenses,securities etc.), Family relationships
and Address, Employment

Product Management
Simpliﬁed product deﬁnition conﬁguration
respond to evolving market regulations
and policies
Multi- tier product portfolio setup
and Product Pricing management

About Cognizant
Cognizant (Nasdaq-100: CTSH) is one of the world’s leading professional services companies, transforming clients’ business, operating and technology
models for the digital era. Our unique industry-based, consultative approach helps clients envision, build and run more innovative and efficientbusinesses. Headquartered in the U.S., Cognizant is ranked 193 on the Fortune 500 and is consistently listed among the most admired companies in
the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com or follow us @Cognizant.

World Headquarters

European Headquarters

India Operations Headquarters

500 Frank W. Burr Blvd.
Teaneck, NJ 07666 USA
Phone: +1 201 801 0233
Fax: +1 201 801 0243
Toll Free: +1 888 937 3277

1 Kingdom Street
Paddington CentralLondon W2 6BD England
Phone: +44 (0) 20 7297 7600

#5/535 Old Mahabalipuram RoadOkkiyam Pettai, Thoraipakkam
Chennai, 600 096 India
Phone: +91 (0) 44 4209 6000

Fax: +44 (0) 20 7121 0102

Fax: +91 (0) 44 4209 6060

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