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INSTITUTE STRIKES CLAUSES (AIR CARGO)RISKS COVERED1This insurance covers, except as provided in Clauses ２ below, loss of or damage to the subject-matter insured caused by
1.1
strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions
1.2
any terrorist or any person acting from a political motive.

Risks
Clause

EXCLUSIONS
2

In no case shall this insurance cover
2.1
loss damage or expense attributable to wilful misconduct of the Assured
2.2
ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matterinsured
2.3
loss damage or expense caused by insufficiency or unsuitability of packing or preparation of thesubject-matter insured (for the purpose of this Clause 2.3 “packing” shall be deemed to include stowage ina a container or liftvan but only when such stowage is carried out prior to attachment of this insurance orby the Assured or their servants)
2.4
loss damage or expense caused by inherent vice or nature of the subject-matter insured
2.5 loss damage or expense arising from unfitness of aircraft conveyance container or liftvan for the safe
carriage of the subject-matter insured, where the Assured or their servants are privy to such unfitness at
the time the subject-matter insured is loaded therein
2.6
loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured
against
2.7
loss damage or expense arising from insolvency or financial default of the owners managers charterers or
operators of the aircraft
2.8
loss damage or expense arising from the absence shortage or withholding of labour of any description
whatsoeber resulting from any strike, lockout, labour disturbance, riot or civil commotion
2.9
loss damage or expense arising from the use of any weapon of war employing atomic or nuclear fission
and/or fusion or other like reaction or radioactive force or matter
2.10 loss damage or expense caused by war civil war revolution rebellion insurrection, or civil strife arising
therefrom, or any hostile act by or against a belligerent power.

General
Exclusions Clause

DURATION
3

3.1

This insurance attaches from the time the subject-matter insured leaves the warehouse, premises or place ofstorage at the place named herein for the commencement of the transit, continues during the ordinary course oftransit and terminates either
3.1.1
on delivery to the Consignees’ or other final warehouse, premises or place of storage at the destination named
herein3.1.2
on delivery to any other warehouse, premises or place of storage, whether prior to or at the destination named
herein, which the Assured elect to use either
3.1.2.1
for storage other than in the ordinary course of transit or3.1.2.2
for allocation or distribution,or
3.1.3
on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final place ofdischarge,
whichever shall first occur.
3.2
If, after unloading from the aircraft at the final place of discharge, but prior to termination of this insurance, thesubject-matter insured is forwarded to a destination other than that to which it is insured hereunder, thisinsurance, whilst remaining subject to termination as provided for above, shall not extend beyond thecommencement of transit to such other destination.
3.3This insurance shall remain in force (subject to termination as provided for above and to the provisions of Clause
4 below) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment ortranshipment and during any variation of the adventure arising from the exercise of a liberty granted to the air
carriers under the contract of carriage.

Transit
Clause4If owing to circumstances beyond the control of the Assured either the contract of carriage is terminated at a place otherthan the destination named therein or the transit is otherwise terminated before delivery of the subject-matter insured asprovided for in Clause 3 above, then this insurance shall also terminate unless prompt notice is given to the Underwriters
and continuation of cover is requested when the insurance shall remain in force, subject to an additional premium if
required by the Underwriters, either
4.1
until the subject-matter is sold and delivered at such place, or, unless otherwise specially agreed, until the expiryof 30 days after arrival of the subject-matter hereby insured at such place, whichever shall first occur,or
4.2
if the subject-matter is forwarded within the said period of 30 days (or any agreed extension thereof) to thedestination named herein or to any other destination, until terminated in accordance with the provisions of Clause
3 above.
Where, after attachment of this insurance, the destination is changed by the Assured, held covered at a premium and on
conditions to be arranged subject to prompt notice being given to the Underwriters.

Termination ofContract ofCarriage Clause

5

Change ofTransit Clause(Continued)

CLAIMS6

6.1
6.2

In order to recover under this insurance the Assured must have an insurable interest in the subject-matter insured
at the time of the loss.
Subject to 6.1 above, the Assured shall be entitled to recover for insured loss occurring during the period coveredby this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unlessthe Assured were aware of the loss and the Underwriters were not.

InsurableInterestClause

7

7.1

7.2

If any Increased Value insurance is effected by the Assured on the cargo insured herein the agreed value of thecargo shall be deemed to be increased to the total amount insured under this insurance and all Increased Value
insurances covering the loss, and liability under this insurance shall be in such proportion as the sum insured
herein bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under allother insurances.
Where this insurance is on Increased Value the following clause shall apply:
The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary
insurance and all Increased Value insurances covering the loss and effected on the cargo by the Assured, andliability under this insurance shall be in such proportion as the sum insured herein bears to such total amountinsured.
In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under allother insurances.

Increased
Value
Clause

BENEFIT OF INSURANCE
8This insurance shall not inure to the benefit of the carrier or other bailee.

Not toInure Clause

MINIMISING LOSSES
910It is the duty of the Assured and their servants and agents in respect of loss recoverable hereunder
9.1
to take such measures as may be reasonable for the purpose of averting or minimising such loss,
and9.2
to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised
and the Underwriters will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly
and reasonably incurred in pursuance of these duties.
Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering the subject-matterinsured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either
party.

Duty ofAssured Clause

WaiverClauseAVOIDANCE OF DELAY
11It is a condition of this insurance that the Assured shall act with reasonable despatch in all circumstances within theircontrol.

Reasonable
Despatch Clause

LAW AND PRACTICE
12This insurance is subject to English law and practice.

English Lawand Practice
ClauseNOTE: －It is necessary for the Assured when they become aware of an event which is "held covered" under this insurance to give
prompt notice to the Underwriters and the right to such cover is dependent upon compliance with this obligation.