（Oct,2020）

Notice Regarding International Money Transfers
Thank you for always banking with us.
・Regarding international money transfers, please understand that in order to comply with the laws and regulations ofvarious countries, such as The Foreign Exchange and Foreign Trade Act of Japan and OFAC* regulations of the UnitedStates, we may ask you to provide details and present evidence of the transaction background, such as the structure of
the transaction and the relationship between the applicant and the beneficiary, and we may ask you to allow us to record
information from or make photocopies of the evidence. This is to ensure we fully comply with the economic sanctions
established by these laws and regulations and to properly establish countermeasures for money laundering and thefinancing of terrorism based on The Act on Prevention of Transfer of Criminal Proceeds.
・We kindly request your understanding that, even in cases where an explanation and evidence is provided, we may haveto decline an application for sending an international money transfer or the receipt of funds from a foreign country,
according to the background of the transaction.We may decline international money transfer from the account which has
cash deposit right before the day of transfer.
*We do not accept cash for international transfers. Customers must bring their bank book and registered seal to apply for
an international transfer.
Note: Evidence provided to Ｔｈｅ Juhachi-sｈｉｎｗａ Bank is managed carefully and strictly.

Evidence that may be requested
Sources of Funds

PurposeofTransfer

Documentation to confirm amount of sales, salary, or other sources of thefunds to be sent.
*Funds in our savings accounts for which the source can be confirmed
according to the account transaction history are excluded.

Trade

Official records of transactions and invoices
Examples: Import licenses, certificates of origin, bills of lading, and invoices*In addition to a declaration of the purpose of the transfer, information suchas product type, country of origin, port of lading, and destination of productmay need to be confirmed.

Living expenses

Documents showing the relationship between the applicant and thebeneficiary or the necessity of the funds, etc.

School expenses

Invoice of tuition, documents showing entrance to or enrollment in schools,etc.

Medical expenses

Invoice of medical expenses, documents showing doctor’s visits or hospital
stays, etc.

Accommodation and travel
expensesInvoice of hotels, travel itinerary, etc.

Investment

Investment contracts, etc.

Real estate transactions

Purchase and sales contracts, etc.

Money transfer from your own
account of a foreign bank

Bank book, documents showing details of bank accounts, etc.

*We may request additional evidence depending on the background of the transaction.

*OFAC Regulations
The Office of Foreign Assets Control (OFAC) of the U.S. Department of the Treasury administers and enforces economic and trade sanctions such as
trade bans and freezing of assets on U.S. foreign policy and national security goals set against targeted foreign countries and regions as well as
specified individuals and organizations. Such regulations are called OFAC regulations. A transaction is subject to OFAC regulations if it involves a U.S.
person, U.S. resident, or U.S. corporation (including U.S. financial institutions). Regardless of the foreign exchange transactions accepted in Japan, aU.S. dollar-denominated transaction related to a sanctioned party is subject to OFAC regulations. If your transaction is subject to OFAC sanctions, it
may hinder transactions. For example, foreign banks may limit certain transactions.
We may decline a transaction due to OFAC regulations if:(1) Iran, Cuba, North Korea, Syria, the Crimea region, or Venezuela is included in the residence of a party related to the transaction*1 or is a place
related to the transaction*2.
(2) Any corporation or person specified by the U.S. government as a specified terrorist, specified narcotics trafficker, specified trafficker of weaponsof mass destruction or multinational crime syndicate is related to the transaction.
*1) A party related to the transaction is a payer/payee of a remittance, an importer, exporter, a bank, vessel company, airplane company, shippingvessel, aircraft, or cargo loader/unloader related to the transaction, or the owner or operating company of a terminal or pier.
*2) A place related to the transaction is the place of origin/shipping/unloading, destination, and the vessel’s flag of registry.