STATISTICS
statistics

The percentage of households purchasing earthquake
insurance in areas at risk of major earthquakes

Earthquake

No. ofhouseholds(A)(1,000households)

No. ofcontracts(B)(1,000contracts)

Amountinsured(million yen)

Percentage
of households withinsurance(B/A) (%)

Great Kanto earthquake

23,5896,328

52,686,764

26.83

Nearly 0%- 1%

Earthquake with an
epicenter directly below
metropolitan Tokyo

16,647

4,581

37,588,171

27.52

About 70%

Tokai earthquake

22,431

6,270

52,094,508

27.95

87% (reference value)

Tonankai earthquake

21,2665,500

46,023,637

25.86

About 60% – 70%

Nankai earthquake

28,9697,125

59,822,819

24.60

About 60%

Probability that anearthquake couldoccur within the next
30 years

Note: The probability that an earthquake could occur within the next 30 years is based on the 2010 version of the National Seismic Hazard Maps for Japan of the Headquarters for Earthquake Research Promotion of the Japanese
government. The probability of an earthquake with an epicenter directly below metropolitan Tokyo refers to anearthquake with magnitude of about 7 that could occur in southern Kanto.

Reinsurance claims paid in fiscal 2009
Reinsurance claims paid in fiscal 2009 amounted to 5,544 million yen, including earthquake
reinsurance claims paid to cover the Surugawan Earthquake that occurred in 2009. In termsof numbers, 9,901 claims were paid (on the basis of insurance policies). See below for major
claims paid per earthquake.
Date of occurrence

Magnitude

No. ofpolicies

Reinsurance claims
paid (million yen)August 11, 2009

6.5

8,2444,508

2. Izuhanto Toho-oki Earthquake

December 17, 2009

5.1

363

299

3. Iwate-Miyagi Nairiku Earthquake

June 14, 2008

7.2

398

217

Other earthquakes

—

—

896

518

Total

—

—

9,901

5,544

Earthquake
1. Surugawan Earthquake

14

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2010

80000
70000
60000
50000
40000
30000
20000
10000
0

Top ten earthquakes as to reinsurance claims paid
See the table below for the top ten earthquakes with respect to reinsurance claims paid since
the earthquake insurance was established.
(As of March 31, 2010)

7,660

3,918

8,244

4,5088,000

5,407

5,987

10,546

Reinsurance claims paid (million yen)

6,409

11,309

8,226

7,826

14,893

12,59816,896

21,97016,93924,44878,34665,427

No. of policies

1.
Hyogoken
Nanbu

2.
Geiyo

3.
Fukuokaken
Seiho-oki

4.
Niigataken
Chuetsu

5.
Niigataken
Chuetsuoki

6.
Fukuokaken
Seiho-oki

7.
Tokachioki

8.
IwateMiyagi
Nairiku

9.
Surugawan

10.
Iwate
Engan
HokubuDate ofoccurrence

Jan. 17,
1995

Mar. 24,
2001

Mar. 20,2005

Oct. 23,
2004

Jul. 16,
2007

Apr. 20,2005

Sep. 26,
2003

Jun. 14,
2008

Aug. 11,2009

Jul. 24,
2008

Magnitude

7.3

6.7

7.0

6.8

6.8

5.8

8.0

7.2

6.5

6.8

Earthquake

Note: Insurance claims worth 78,346 million yen were paid to cover the Hyogoken-Nanbu Earthquake. Of these claims,
the government paid 6,173 million yen, JER 40,000 million yen and the non-life insurance companies 32,173 million yen according to the reinsurance scheme in force at the time.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 201015

Below are the epicenters and magnitudes of the top 10 earthquakes for which we paid reinsurance claims in the past. The number attached to the name of the earthquake is in order ofpayment amount.
As a reference, the epicenter area and the probability that an earthquake with a magnitude
of about 7 in southern Kanto, the Tokai earthquake, the Tonankai earthquake and the Nankai
earthquake could occur within the next 30 years announced by the Headquarters for Earthquake Research Promotion of the government are also included.

10. Iwate Engan Hokubu Earthquake (July 24, 2008) (M6.8)
7. Tokachi-oki Earthquake in 2003 (M8.0)
8. Iwate-Miyagi Nairiku Earthquake in 2008 (M7.2)
4. Niigataken Chuetsu Earthquake in 2004 (M6.8)
5. Niigataken Chuetsu-oki Earthquake in 2007 (M6.8)
9. Surugawan Earthquake in 2009 (M6.5)

2. Geiyo Earthquake
in 2001 (M6.7)
Earthquake of about M7 in the southern Kanto(about M6.7 – 7.2) About 70%

Tokai Earthquake (M8.0) 87%(reference value)
1. Hyogoken Nanbu Earthquake in 1995 (M7.3)

Tonankai Earthquake(about M8.1) About 60% – 70%

Nankai Earthquake(about M8.4) About 50% – 60%

6. Fukuokaken Seiho-oki Earthquake(April 20, 2005) (M5.8)

3. Fukuokaken Seiho-oki Earthquake(March 20, 2005) (M7.0)

16Japan Earthquake Reinsurance Co., Ltd. Annual Report 2010

Japan Earthquake Reinsurance Co., Ltd. Annual Report 201017