STATISTICS

Reinsurance claims paid in fiscal 2019
Reinsurance claims paid in fiscal 2019 amounted to 33.3 billion yen, including earthquake
reinsurance claims paid to cover the 2018 Hokkaido Eastern Iburi Earthquake and the 2018
Northern Osaka Earthquake. In terms of numbers, 52,551 claims were paid (on the basis ofinsurance policies). See below for claims paid for major earthquakes.
Date of occurrence

Magnitude

No. ofpolicies

Reinsurance
claims paid(million yen)

September 6, 2018

6.7

18,046

10,772

2. The 2018 Northern Osaka

June 18, 2018

6.1

15,122

9,065

3. Central Eastern Part of Iburi

February 21, 2019

5.8

4,551

3,280

4. The 2011 off the Pacific coast of Tohoku

March 11, 2011

9.0

3,982

2,839

5. The 2016 Kumamoto

April 14, 2016

7.3

2,729

2,404

Other earthquakes

—

—

8,121

5,014Total——

52,55133,378Earthquake(Region name)
1. The 2018 Hokkaido Eastern Iburi

The percentage of households purchasing earthquake
insurance in areas at risk of major earthquakes
No. ofhouseholds (A)(1,000households)

No. ofpolicies (B)(1,000 policies)

Percentage ofhouseholds withinsurance (B/A)(%)

Probability that an
earthquake could occur
within the next 30 years

Great Kanto

26,770

9,333

34.9

Nearly 0%–6%Tokyo metropolitan

18,970

6,663

35.1

About 70%

Nankai trough45,112

15,21833.7

70%–80%Earthquake(Region name)Note 1: Number of households is prepared based on data of the Ministry of Internal Affairs and Communications (asof January 1, 2019).
2: JER prepared the number of policies, assuming that major prefectures were stricken, based on the preliminary
figures as of the end of 2018 from the General Insurance Rating Organization of Japan.
3: The probability that an earthquake could occur within the next 30 years is based on the 2020 version of theNational Seismic Hazard Maps for Japan of the Headquarters for Earthquake Research Promotion of theJapanese government.		 The probability of a Great Kanto Earthquake is that of a magnitude 8 earthquake along the Sagami Trough.
The probability of an inland earthquake in Tokyo metropolitan area is that of a magnitude 7 earthquake to becaused by a sinking plate along the Sagami Trough.

17Japan Earthquake Reinsurance Co., Ltd. Annual Report 2020

Top 20 earthquakes as to reinsurance claims paid
See the table below for the top 20 earthquakes with respect to reinsurance claims paid since
the earthquake insurance system was established.
(As of March 31, 2020)
Earthquake(Region name)Date of occurrence

Magnitude

No. of policies

Reinsurance claims
paid (million yen)

1. The 2011 off the Pacificcoast o f Tohoku

March 11, 2011

9.0

821,205

1,286,152

2. The 2016 Kumamoto

April 14, 2016

7.3

212,316

388,308

3. The 2018 Northern Osaka

June 18, 2018

6.1

145,664

116,217

4. Hyogo-ken Nanbu

January 17, 1995

7.3

65,42778,346

5. The 2018 Hokkaido Eastern
Iburi

September 6, 2018

6.7

66,49349,443

6. Miyagi-ken-oki

April 7, 2011

7.2

31,01832,408

7. Fukuoka-ken Seiho-oki

March 20, 2005

7.0

22,066

16,973

8. Geiyo

March 24, 2001

6.7

24,453

16,942

9. Niigata-ken Chuetsu

October 23, 2004

6.8

12,60914,897

10. Niigata-ken Chuetsu-oki

July 16, 2007

6.8

7,873

8,251

11. Fukuoka-ken Seiho-oki

April 20, 2005

5.8

11,3386,430

September 26, 2003

8.0

10,553

5,990

13. Iwate-Miyagi Nairiku

June 14, 2008

7.2

8,276

5,545

14. Tottori-ken Chubu

October 21, 2016

6.6

7,110

5,515

15. Suruga-wan

August 11, 2009

6.5

9,546

5,190

16. Shizuoka-ken Tobu

March 15, 2011

6.4

5,450

4,742

17. Iwate-ken Engan Hokubu

July 24, 2008

6.8

7,756

3,973

18. Fukushima-ken Hamadori

April 11, 2011

7.0

2,382

3,683

19. Nagano-ken Chubu

June 30, 2011

5.4

2,992

3,337

February 21, 2019

5.8

4,551

3,280

12. Tokachi-oki

20. Central Eastern Part ofIburi

Note 1: After the 2011 off the Pacific coast of Tohoku, in accordance with our reinsurance scheme at the time, thegovernment paid 585,576 million yen and JER and non-life insurance companies paid 700,576 million yen.
2: After the 2016 Kumamoto Earthquake, in accordance with our reinsurance scheme at the time, the government
paid 136,504 million yen and JER and non-life insurance companies paid 251,804 million yen.
3: After the 2018 Northern Osaka Earthquake, in accordance with our reinsurance scheme at the time, the government paid 13,908 million yen and JER and non-life insurance companies paid 102,308 million yen.
4: After the Hyogo-ken Nanbu Earthquake in 1995, in accordance with our reinsurance scheme at the time, thegovernment paid 6,173 million yen and JER and non-life insurance companies paid 72,173 million yen.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 202018

Below are the epicenters and magnitudes of the top 20 earthquakes for which we paid reinsurance claims in the past. The number attached to the name of the earthquake is in order ofpayment amount.
As a reference, the epicenter area and the probability that an earthquake with a magnitude
of about 7 in southern Kanto, the Nankai Trough earthquake could occur within the next 30
years announced by the Headquarters for Earthquake Research Promotion of the government
are also included.

5. The 2018 Hokkaido
Eastern Iburi (M6.7)

12. Tokachi-oki (M8.0)
9. Niigata-ken Chuetsu (M6.8)

20. Central Eastern Part of Iburi (M5.8)

10. Niigata-ken Chuetsu-oki (M6.8)

17. Iwate-ken Engan Hokubu (M6.8)

19. Nagano-ken Chubu (M5.4)

13. Iwate-Miyagi Nairiku (M7.2)

1. The 2011 off the Pacificcoast of Tohoku (M9.0)

14. Tottori-ken Chubu (M6.6)

6. Miyagi-ken-oki (M7.2)
7. Fukuoka-ken Seiho-oki (M7.0)
18. Fukushima-ken Hamadori (M7.0)

11. Fukuoka-ken Seiho-oki (M5.8)

About M7 (M6.7 to 7.3) earthquake
caused by a sinking plate along theSagami Trough Around 70%
16. Shizuoka-ken Tobu (M6.4)

3. The 2018 Northern Osaka (M6.1)
4. Hyogo-ken Nanbu (M7.3)
8. Geiyo (M6.7)
Nankai Trough earthquake(about M8 – 9) 70% to 80%

2. The 2016 Kumamoto (M7.3)

19

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2020

15. Suruga-wan (M6.5)