STATISTICS
statistics

The percentage of households purchasing earthquake
insurance in areas at risk of major earthquakes

Earthquake

No. ofhouseholds(A)(1,000households)

No. ofcontracts(B)(1,000contracts)

Amountinsured(million yen)

Percentage
of households withinsurance(B/A) (%)

Probability that an
earthquake could
occur within the next
30 years

Great Kanto earthquake

23,833

6,513,971

54,530,482

27.3

Nearly 0%- 1%

Earthquake with an
epicenter directly below
metropolitan Tokyo

16,8304,705,898

38,779,994

28.0

About 70%

Tokai earthquake

22,661

6,454,799

53,921,073

28.5

87% (reference value)

Tonankai earthquake

21,482

5,706,889

48,053,028

26.6

About 60% – 70%

Nankai earthquake

29,2447,400,932

62,420,907

25.3

About 60%

Note: The probability that an earthquake could occur within the next 30 years is based on the 2010 version of the National Seismic Hazard Maps for Japan of the Headquarters for Earthquake Research Promotion of the Japanese
government. The probability of an earthquake with an epicenter directly below metropolitan Tokyo refers to anearthquake with magnitude of about 7 that could occur in southern Kanto.

Reinsurance claims paid in fiscal 2010
Reinsurance claims paid in fiscal 2010 amounted to 1,033 million yen, including earthquake
reinsurance claims paid to cover the Surugawan Earthquake that occurred in 2009. In termsof numbers, 1,814 claims were paid (on the basis of insurance policies). See below for major
claims paid per earthquake. In fiscal 2010, there was no payment of reinsurance claims forlosses or damages caused by the Great East Japan Earthquake.
Earthquake
1. Surugawan Earthquake

14

Date of occurrence

Magnitude

No. ofpolicies

Reinsurance claims
paid (million yen)August 11, 20096.5

7503592. Izuhanto Toho-oki Earthquake

December 17, 2009

5.1

178

126

3. Iwate-Miyagi Nairiku Earthquake

June 14, 2008

7.2

151

86

Other earthquakes

—

—

735

460

Total

—

—

1,814

1,033

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2011

Top 20 earthquakes as to reinsurance claims paid
See the table below for the top 20 earthquakes with respect to reinsurance claims paid sincethe earthquake insurance was established.
(As of March 31, 2011)
Earthquake

Date of occurrence

Magunitude

1. Hyogo-ken Nanbu

January 17, 1995

7.3

65,42778,346

2. Geiyo

March 24, 2001

6.7

24,45016,9403. Fukuoka-ken Seiho-oki

March 20, 2005

7.0

21,99816,921

4. Niigata-ken Chuetsu

October 23, 2004

6.8

12,602
14,895

5. Niigata-ken Chuetsu-oki

July 16, 2007

6.8

7,846
8,238

6. Fukuoka-ken Seiho-oki

April 20, 2005

5.8

11,3306,423

7. Tokachi-oki

September 26, 2003

8.0

10,5485,988

8. Iwate-Miyagi Nairiku

June 14, 2008

7.2

8,151
5,494

9. Suruga-wan

August 11, 2009

6.5

8,994
4,868

10. Iwate Engan Hokubu

July 24, 2008

6.8

7,738
3,963

11. Tottori-ken Seibu

October 6, 2000

7.3

4,078
2,868

12. Noto Hanto

March 25, 2007

6.9

3,302
2,728

13. Miyagi-ken Hokubu

July 26, 2003

6.4

2,543
2,172

14. Miyagi-ken-oki

May 26, 2003

7.1

2,970
1,918

15. Miyagi-ken-oki

August 16, 2005

7.2

2,793
1,551

16. Hokkaido Toho-oki

October 4, 1994

8.2

4,103
1,333

17. Sanriku Haruka-oki

December 28, 1994

7.6

4,172
1,237

18. Unzen Fugendake Eruption

April 28, 1993

-216
1,134

19. Kushiro-oki

January 15, 1993

7.5

989

20. Mie-ken Chubu

April 15, 2007

5.4

1,563
914

No. of policies
Reinsurance claims
paid (million yen)

3,627

Note: Insurance claims worth 78,346 million yen were paid to cover the Hyogoken-Nanbu Earthquake. Of these claims,
the government paid 6,173 million yen, JER 40,000 million yen and the non-life insurance companies 32,173 million yen according to the reinsurance scheme in force at the time.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 201115

Below are the epicenters and magnitudes of the top 20 earthquakes for which we paid reinsurance claims in the past. The number attached to the name of the earthquake is in order ofpayment amount.
As a reference, the epicenter area and the probability that an earthquake with a magnitudeof about 7 in southern Kanto, the Tokai earthquake, the Tonankai earthquake and the Nankai
earthquake could occur within the next 30 years announced by the Headquarters for Earthquake Research Promotion of the government are also included.

16. Hokkaido Toho-oki Earthquake in 1994 (M8.2)

7. Tokachi-oki Earthquake in 2003 (M8.0)

19. Kushiro-oki Earthquakein 1993 (M7.5)

10. Iwate Engan Hokubu Earthquake in 2008 (M6.8)
8. Iwate-Miyagi Nairiku Earthquake in 2008 (M7.2)

17. Sanriku Haruka-oki Earthquake
in 1994 (M7.6)

4. Niigata-ken Chuetsu Earthquake in 2004 (M6.8)
14. Miyagi-ken-oki Earthquake in 2003 (M7.1)
5. Niigata-ken Chuetsu-oki Earthquake in 2007 (M6.8)
15. Miyagi-ken-oki Earthquake in 2005 (M7.2)
9. Surugawan Earthquake in 2009 (M6.5)

13. Miyagi-ken Hokubu Earthquake in 2003 (M6.4)

20. Mie-ken Chubu Earthquake in 2007 (M5.4)

12. Noto Hanto Earthquake in 2007 (M6.9)

11. Tottori-ken Seibu Earthquake in 2000 (M7.3)
Earthquake of about M7 in the southern Kanto(about M6.7 – 7.2) About 70%

2. Geiyo Earthquake
in 2001 (M6.7)

Tokai Earthquake (M8.0) 87%(reference value)
1. Hyogo-ken Nanbu Earthquake in 1995 (M7.3)

Tonankai Earthquake(about M8.1) About 60% – 70%

Nankai Earthquake(about M8.4) About 60%

6. Fukuoka-ken Seiho-oki Earthquake(April 20, 2005) (M5.8)

18.Unzen Fugendake Eruption
in 199316

3. Fukuoka-ken Seiho-oki Earthquake(March 20, 2005) (M7.0)

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2011

The 2011 off the Pacific coast of Tohoku Earthquake
At 2:46 p.m. on March 11, 2011, the largest earthquake in Japanese recorded history,
with a magnitude of 9.0 on the Richter scale, struck off the coast of Sanriku, causing
unprecedented damage to the Tohoku and Kanto regions, with violent tremors and a massive
tsunami.
To deal with this devastating earthquake, the non-life insurance industry and the government
have been working together to pay claims promptly and reliably, helping policyholders put
their lives back together.
Earthquake Summary
Date and Time:

11 March 2011 14:46 JST (05:46 UTC)

Hypocenter:

Sanriku-oki N38.1, E142.9 (130 km ESE off Oshika Peninsula)

Depth:

24 km (interim value)

Magnitude:

9.0 (interim value; the largest earthquake recorded in Japan)

JMA Seismic Intensity:

7 (Max) Kurihara City of Miyagi Prefecture

Insurance Claims Paid As To The 2011 off the Pacific coast of(As of June 29, 2011)
Tohoku Earthquake
RegionHokkaido
Aomori
Iwate
MiyagiTohokuAkita
Yamagata
Fukushima
Subtotal
IbarakiTochigi
Gunma
Saitama
Chiba
Kanto,
Tokyo
Koshinetsu,
Kanagawa
Shizuoka
Niigata
Yamanashi
NaganoShizuoka
Subtotal
Other prefectures
Total

Number ofrequests received(Note 1)928
6,456
26,320250,089
826
1,865
74,210359,766
98,99636,1248,226
32,05470,01579,95917,029
1,329
1,264
220
2,386
347,602593
708,889

Number ofrequests for which
research wascompleted (Note 2)
850
6,051
24,778234,719744
1,640
68,696336,628
93,16633,853
7,690
30,02865,11074,102
15,573
1,220
1,104
204
2,236
324,286519
662,283

Number of
insurance claims
paid

Amount ofinsurance claims
paid(thousand yen)

490
5,146
22,051
218,009583
1,364
63,746
310,899
84,45729,095
6,427
22,44354,50455,562
10,784
912
815
145
1,778
266,922224
578,535

583,813
3,735,936
52,570,600
494,067,346
362,145
1,215,014
133,832,039
685,783,080
130,113,032
35,958,144
5,628,711
18,827,000
80,519,884
59,365,349
10,050,676
764,885
700,759
187,985
1,339,145
343,455,570
272,2021,030,094,664

Note 1: “Number of requests received” includes not only requests for research about accidents, but also consultations
and inquiries about the details of compensation for earthquake insurance and policies of customers.
Note 2: “Number of requests for which research was completed” includes not only the number of cases in which
insurance claims were actually paid after research was completed, but also the number of cases for which
insurance claims were not paid and cases that were solved at the stage of receiving consultations or inquiries.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 201117