STATISTICS

The percentage of households purchasing earthquake
insurance in areas at risk of major earthquakes

Earthquake

No. ofhouseholds(A)(1,000households)

No. ofcontracts(B)(1,000contracts)

Amountinsured(million yen)

Percentage
of households withinsurance(B/A) (%)

Great Kanto earthquake

22,585

5,746

45,390,190

25.44

Nearly 0%- 1%

Earthquake with an
epicenter directly below
metropolitan Tokyo

15,9004,180

32,719,007

26.29

About 70%

Probability that anearthquake could
occur within the next
30 years

Tokai earthquake

21,4695,679

44,853,778

26.45

87% (reference value)

Tonankai earthquake

20,441

4,843

38,229,334

23.69

About 60% – 70%

Nankai earthquake

27,972

6,278

49,824,781

22.44

About 50%

Note: The probability that an earthquake could occur within the next 30 years is based on the 2007 version of the National Seismic Hazard Maps for Japan of the Headquarters for Earthquake Research Promotion of the Japanese
government. The probability of an earthquake with an epicenter directly below metropolitan Tokyo refers to anearthquake with magnitude of about 7 that could occur in southern Kanto.

Reinsurance claims paid in ﬁscal 2006
Reinsurance claims paid in fiscal 2006 reached 2,240 million yen, including earthquake reinsurance claims paid to cover the Fukuoka-ken-Seiho-oki earthquake that occurred on April
20, 2005. In terms of number, 4,060 claims were paid (on the basis of insurance policies),
as the number of earthquakes that caused damage was relatively small. See below for major
claims paid per earthquake.
Earthquake

14

Date ofoccurrence

Magnitude

No. ofpolicies

Reinsurance claimspaid (million yen)

1. Fukuoka ken Seiho-oki earthquake

April 20, 2005

5.8

2,446

933

2. Fukuoka ken Seiho-oki earthquake

March 20, 2005

7.0587430

3. Ohita ken chubu earthquake

June 12, 2006

6.2

526

358

Other earthquakes

—

—

501

517

Total

—

—

4,060

2,240

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2007

Top ten earthquakes as to reinsurance claims paid
See the table below for the top ten earthquakes with respect to reinsurance claims paid since
the earthquake insurance was established.
(As of March 31, 2007)

2,700

1,499

1,915

2,962

2,540

2,171

4,078

2,868

Reinsurance claims paid (million yen)

5,969

10,527

6,147

10,796

14,774

12,542

16,716

21,66816,93424,43978,34665,427

No. of policies

Earthquake

1.
Hyogo
kenNanbu

2.
Geiyo

3.
Fukuokaken
Seiho-oki

4.
Niigatakentyuetsu

5.
Fukuokaken
Seiho-oki

6.
Tokachioki

7.
TottorikenSeibu

8.
MiyagikenHokubu

9.
Miyagiken-oki10.
Miyagiken-okiDate ofoccurrence

Jan. 17,1995

Mar. 24,2001

Mar. 20,2005

Oct. 23,
2004

Apr. 20,2005

Sep. 26,
2003

Oct. 6,
2000

Jul. 26,
2003

May 26,
2003

Aug. 16,
2005

Magnitude

7.3

6.7

7.0

6.8

5.8

8.0

7.3

6.4

7.1

7.2

Note: Insurance claims worth 78,346 million yen were paid to cover the Hyogoken-Nanbu earthquake. Of these claims,
the government paid 6,173 million yen, JER 40,000 million yen and the non-life insurance companies 32,173 million yen according to the reinsurance scheme in force at the time.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2007

15Below are the epicenters and magnitudes of the top 10 earthquakes for which we paid reinsurance claims in the past. The number attached to the name of the earthquake is in order ofpayment amount.
As a reference, the epicenter area and the probability that an earthquake with a magnitudeof about 7 in southern Kanto, the Tokai earthquake, the Tonankai earthquake and the Nankai
earthquake could occur within the next 30 years announced by the Headquarters for Earthquake Research Promotion of the government are also included.

6. Tokachi-oki earthquake in 2003 (M8.0)
8. Miyagiken-Hokubu earthquake (2003) (M6.4)

9. Miyagiken-oki earthquake (2003) (M7.1)

4. Niigataken-tyuetsu earthquake in 2004 (M6.8)

7. Tottoriken-Seibu earthquake in 2000 (M7.3)

10. Miyagiken-oki earthquake (2005) (M7.2)

2. Geiyo earthquake
in 2001 (M6.7)
Earthquake of about M7 in the southern Kanto(about M6.7 – 7.2) About 70%

Tokai earthquake (M8.0) 87%(reference value)
1. Hyogoken-Nanbu earthquake in 1995 (M7.3)
Tonankai earthquake(about M8.1) About 60% – 70%Nankai earthquake(about M8.4) About 50%

5. Fukuokaken Seiho-oki earthquake(April 20, 2005) (M5.8)

3. Fukuokaken Seiho-oki earthquake(March 20, 2005) (M7.0)

16Japan Earthquake Reinsurance Co., Ltd. Annual Report 2007

Japan Earthquake Reinsurance Co., Ltd. Annual Report 200717