To Apply for a Business FirstTermSM Loan or Business FirstLineSM of Credit
Thank you for your interest in applying for a Business FirstTerm Loan or BusinessFirstLine of Credit.
Please complete the fillable PDF form application on the next page.
Note: Information about all owners or shareholders with a 20% or greater ownership in
the business must be provided. This information can be provided on additional pages, butmust be submitted with your application.

Once completed, please print, sign, and submit your application to us in one of the two
following ways:
By Mail:First Hawaiian Bank
Attn: Credit Administration Division
P.O. Box 2400
Honolulu, HI 96804-9979

In Person:
Take your completed application to any
First Hawaiian Bank branch. To locate abranch near you, visit
https://locations.fhb.com.

If you prefer to apply by phone, please call 643-LOAN (5626) if you are in the State ofHawaii, or 1 (800) 403-7167 if you are in Guam or the Commonwealth of the Northern
Mariana Islands.

Depending on the nature of your request, we may require you to provide photocopies ofsupporting documents such as the following:Financial Information: Last two years’ federal tax returns (including allschedules), personal financial statements from the business’s
owners/guarantors, and/or business financial records (including all schedules
and an interim statement).

Business Formation Documents: Articles of Incorporation, Articles ofOrganization, Operating Agreements, LLC/LLP/Partnership Agreements, ByLaws, and/or Corporate Resolutions

For Guam/CNMI businesses: Current business license(Application follows on the next page)

First Hawaiian Bank • P. O. Box 2400 • Honolulu • HI 96804 • FHB.COM

Business Credit Application and Agreement
Application for (select all that apply):Business FirstTermSM Loan (Loans of $2,500 - $75,000 only)
Loan Purpose
Amount Requested $Business Yes-CheckSM

Business FirstLineSM of Credit (Lines of $5,000 - $75,000 only)
Credit Line Requested:$Please print clearly with black or blue pen.

Coverage is availiable up to $10,000. Only available with BusinessFirstLine up to $75,000

FHB Business Checking Account #:If you are applying for an amount of $10,000 or more, additional information may be required.

Tell Us About Your BusinessBusiness Legal Name (REQUIRED)

Federal Tax ID number (REQUIRED)

Census Tract (Guam/CNMI only)

Country of Formation (REQUIRED)
Street Address (REQUIRED - NO P.O. BOX, WE ARE REQUIRED TO OBTAIN YOUR PHYSICAL ADDRESS)CityStateZip

Billing Address (if different from street address)

CityStateZip

Gross Annual Revenue*(REQUIRED) Years in Business (REQUIRED) # of Employees

Legal Structure (REQUIRED - Check one): ❏ Corporation❏ General Partnership
Current Balance
Does Your Business$❏ Accept Credit Cards

Business Checking Institution

Tell Us About Yourself❏ Issue Gift Cards()

Type of Business, Describe (REQUIRED - contrating, restaurant, etc.)*NOTE: Personal tax returns and/or business❏ Lease Vehicles and/or Equipment financial records may be requested.

Complete this section for each owner or shareholder with 20% or more ownership. Attach additional pages if necessary.

Name (REQUIRED - First, Middle, Last)% Ownership❏ Own ❏ Monthly Payment❏ Rent $Street Address (REQUIRED)You Must Be One Of The Following (check one):❏ President ❏ Partner ❏ Owner
Years You Have Been An Owner❏ Sole Proprietorship❏ Other:Business Phone (REQUIRED)

Personal Deposits$City (REQUIRED)State (REQUIRED)

Date Of Birth (REQUIRED)

Cell Phone()Zip (REQUIRED)

Home Phone()

Are you a Permanent Resident Alien? (check one)❏ No

For Sole Propietorship Only (REQUIRED) Are you a U.S. Citizen? (check one)
❏ Yes ❏ No, state Country of Citizenship

Gross Monthly Income* (REQUIRED)Social Security Number (REQUIRED)❏ Yes*NOTE: Alimony, child support or maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Real Estate Value$

Other Assets$Email Address (Optional: If you want to receive account information and special offers by email.)

Please Sign Below
The person signing this Application certifies that (i) s/he is authorized to execute and deliver this Application and the agreements set forth or referred to herein on his/her behalf and on behalf of the Business named on this Application, (ii) s/he is authorized to receive allcommunications from the bank, (iii) the Application is for business credit only and not consumer credit, and (iv) all information and documents submitted are true, correct, and complete.
By signing below, the Business and the individual signing understand that they will be jointly liable for repayment of all amounts due on the Business FirstLine, the Business FirstTerm, or the Business Yes­Check. The person signing this Application authorizes First Hawaiian Bank ("Bank"),both now and in the future, to obtain consumer credit reports in his/her name as an individual, to obtain business credit reports in his/her name as an individual, to obtain business credit reports on the Business, to make available to and to obtain from other subsidiaries of First Hawaiian, Inc.,
information relating to both his/her and the Business's financial conditions, and to provide credit bureaus and others with information about the Bank's experience with him/her and the Business. The person signing this Application and the Business acknowledge that if additional information
becomes available which would have influenced the Bank's decision to approve this Application prior to the closing of the transaction, the Bank reserves the right to withdraw such approval. If the Bank approves this Application, the Business and the person signing this Application separately
agree to abide by all the terms and conditions of any applicable agreements for the Business FirstLine, the Business FirstTerm, or the Business Yes­Check Accounts, including but not limited to any promissory note and/or the Business FirstLine Agreement, or Business Yes­CheckAgreement, copies of which will be provided upon approval. The person signing this Application understands that for final approval, additional agreements may need to be signed. All references in the Business FirstLine Agreement to “you,” “your,” and “Borrower” shall mean and include theindividual signing below, in such person’s individual capacity.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNTTo help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or business entity that opens an account. What this means to you: When you open
an account, we will ask for your name, address, federal taxpayer identification number, date of birth (if applicable), and other information that will allow us to identify you.
X INITIAL HERE _____ (to acknowledge personal liability on the account as described above)

Print Name

Signed individually and on behalf of the Business

Date

XCommercial Loan Appraisal Notice
Notice of Right to Receive Copy of Appraisal Report. If the loan or line of credit you are applying for will be secured by a first lien on a dwelling, we may order an appraisal to determine your property’s value in connection with your application for credit, and charge you for the appraisal.
We will promptly give you a copy of any appraisal, even if your application is denied or withdrawn. You will have a minimum of three business days to review your appraisal before you sign your credit documents. You can pay for an additional appraisal for your own use at your own cost.

Bank Use only
New Account Number
Approved

q Yes
q No

Close And Convert #Approved Credit Limit$Approved By

Employee Number

1 of 1

Branch NumberDate

6/1/20