These documents are translations of parts of the Japanese originals for reference purposes only.
In the event of any discrepancy between these translated documents and the Japanese originals, the originals
shall prevail. The Bank assumes no responsibility for these translations or for direct, indirect or any otherforms of damages arising from the translations.

(Securities Code: 8367)
June 12, 2018
To Stockholders with Voting Rights:
Takashi Hashimoto
President
The Nanto Bank, Ltd.
16, Hashimoto-cho,Nara City, Nara, JapanNOTICE OF CONVOCATION OF
THE 130TH ORDINARY STOCKHOLDERS’ MEETING
You are cordially invited to attend the 130th Ordinary Stockholders' Meeting of The Nanto Bank, Ltd. (the“Bank”). The meeting will be held for the purposes as described below.
If you are unable to attend the meeting, you can exercise your voting rights in writing or via the Internet.
Please review the Reference Documents for the Stockholders’ Meeting described hereinafter and exercise yourvoting rights by no later than 5:00 p.m. on Wednesday, June 27, 2018.

1. Date and Time:Thursday, June 28, 2018 at 10:00 a.m. Japan time

2. Place:

Hiten Room, 4F, Hotel Nikko Nara
8-1 Sanjo-hommachi, Nara-shi, Nara, Japan*Please note that the venue is different from last time.
3. Meeting Agenda:
Matters to be reported: 1. The Business Report and Non-consolidated Financial Statements for the
Bank’s 130th Fiscal Year (from April 1, 2017 to March 31, 2018)
2. Consolidated Financial Statements for the Bank’s 130th Fiscal Year (from
April 1, 2017 to March 31, 2018) and results of audits of the Consolidated
Financial Statements by the Accounting Auditor and the Board of Corporate
Auditors
Proposals to be resolved:
Proposal No. 1: Appropriation of Surplus
Proposal No. 2: Election of Nine (9) Directors

End1

Guidance on Exercise of Voting Rights
You can exercise your voting rights by one of the following three methods:
Exercise of Voting Rights
by Attending the Meeting

Exercise of Voting Rights
in Writing

Exercise of Voting Rights
via the Internet

When attending the meeting,please submit the enclosed Voting
Rights Exercise Form at thereception desk.

Please indicate your vote of
approval or disapproval of each
proposal in the enclosed Voting
Rights Exercise Form and returnthe form by the deadline.

Please access the website forexercise of voting rights(https://evote.tr.mufg.jp/), follow
the instructions on the screen, andenter your vote of approval ordisapproval of each proposal.

Date and time of the meeting:
10:00 a.m. on June 28, 2018
(Thursday)

Deadline for exercise:
Forms to be returned by no later
than 5:00 p.m. on June 27, 2018
(Wednesday)

Deadline for exercise:
Vote to be exercised by no later
than 5:00 p.m. on June 27, 2018
(Wednesday)(1) When voting rights are exercised more than once via the Internet, the vote that arrives the latest will bedeemed the valid one.
(2) When voting rights are exercised both by the Voting Rights Exercise Form and via the Internet, the votevia the Internet will be deemed the valid one.






When attending the meeting, please submit the enclosed Voting Rights Exercise Form at the receptiondesk.
Of the documents that need to be provided with this Notice of Convocation, matters concerning (1)through (3) below are, in accordance with laws and regulations and Article 17 of the Articles ofIncorporation of the Bank, posted on the Bank’s website (http://www.nantobank.co.jp/), and are therefore
not included in the documents attached to this Notice of Convocation.
(1) The Bank’s Stock Acquisition Rights, which is part of the Business Report(2) The Non-consolidated Statement of Changes in Net Assets and the Notes to the Non-consolidated
Financial Statements, which are part of the Non-consolidated Financial Statements(3) The Consolidated Statement of Changes in Net Assets and the Notes to the Consolidated Financial
Statements, which are part of the Consolidated Financial Statements
The Business Report, Non-consolidated Financial Statements, and Consolidated Financial Statementsthat have been audited by Corporate Auditors consist of the documents listed in (1) through (3) above, as
well as the Business Report, Non-consolidated Financial Statements and Consolidated Financial
Statements attached to this Notice of Convocation. Moreover, the Non-consolidated Financial Statements
and Consolidated Financial Statements that have been audited by the Accounting Auditor consist of the
documents listed in (2) and (3) above, as well as the Non-consolidated Financial Statements andConsolidated Financial Statements attached to this Notice of Convocation.
Any updates to the Reference Documents for the Stockholders’ Meeting, Business Report,
Non-consolidated Financial Statements and Consolidated Financial Statements will be posted on the
Bank’s website (http://www.nantobank.co.jp/).
On the day of the meeting the Bank’s officers and employees will wear light clothing. We request ourstockholders to wear light clothing when attending.

2

Reference Documents for the Stockholders’ Meeting
Proposals and References
Proposal No. 1: Appropriation of Surplus
The Bank proposes the appropriation of surplus as follows, under its basic policy of distributing
continuous and stable dividends while ensuring internal reserves to strengthen its financial
management setup and fund future business developments and others.
1.

2.

Matters concerning year-end dividends(1) Matters concerning the allotment of dividend property to stockholders and the total amount
35.00 yen per share of common stock of the Bank, for a total of 1,140,725,285 yen
Since we have already paid the interim dividend of 35.00 yen, the annual dividend for the 130th
fiscal year amounts to 70.00 yen per share.
(2) Effective date of distribution of surplus
June 29, 2018
Other matters concerning the appropriation of surplus(1) Item and amount of surplus to be increased
General reserve
10,300,000,000 yen(2) Item and amount of surplus to be decreased
Retained earnings brought forward 10,300,000,000 yen

3Proposal No. 2: Election of Nine (9) Directors
Director Yoshihiko Kita resigned effective on March 31, 2018, and the terms of office of all eight (8)remaining Directors will expire at the conclusion of this Stockholders’ Meeting. Accordingly, the election ofnine (9) Directors, including two (2) Outside Directors, is proposed.
The candidates for Director are as follows:
Candidate
No.

Name

1

Yasuo Ueno

Reelection

Chairman

2

Takashi Hashimoto

Reelection

President (Representative Director)

3

Naoki Minowa

Reelection

4

Toru Hagihara

Reelection

5

Shigeyori Kawai

Reelection

6

Keizo Nishikawa

Newcandidate

Managing Executive Officer

7

Kazuomi Nakamuro

Reelection

Director and Executive Officer, General
Manager, Internal Audit Division

8

Hiroshi Nakagawa

Reelection

9

Matazaemon Kitamura

Reelection

Current positions at the Bank

Director and Senior Managing
Executive Officer (Representative
Director)
Director and Senior Managing
Executive Officer (Representative
Director), General Manager, Business
Planning & Promotion Headquarters
Director and Managing Executive
Officer

OutsideDirector
OutsideDirector

4

Director (Outside Director)
Director (Outside Director)

Candidate No. 1

Yasuo Ueno

Reelection
Date of birth: Jan. 27, 1945
Number of shares of the Bank held: 6,620 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1968
Joined the Bank
Feb. 1990
General Manager, Tenma Branch, the Bank
Jun. 1993
Assistant General Manager, Operations Division, the Bank
Jul. 1994
Assistant General Manager, Business Planning Division, the Bank
Jul. 1996
Assistant General Manager, Business Management Division, the Bank
Jun. 1997
General Manager, Fund Securities Division, the Bank
Jun. 1999
Director, General Manager, Personnel Division, the Bank
Jun. 2000
Director, General Manager, Head Office, the Bank
Jun. 2002
Managing Director, General Manager, Asset Valuation Management Office, the Bank
Jun. 2004
Senior Managing Director, the Bank
Jun. 2005
Senior Managing Director (Representative Director), the Bank
Jun. 2008
President (Representative Director), the Bank
Jun. 2015
Chairman, the Bank (to present)
Reasons for nomination as a candidate for Director
Mr. Yasuo Ueno has been involved in bank management as President over a long period and has taken theleadership to establish structures for compliance with laws and regulations and internal management, etc. whileworking to intercept and exclude relationships with antisocial organizations in a resolute manner. As shown by
these initiatives, he has sufficient knowledge and experience to perform the bank’s corporate management in
an appropriate, fair, and efficient manner. Accordingly, the Bank has nominated him as a candidate for
Director.

5

Candidate No. 2

Takashi Hashimoto

Reelection
Date of birth: May 20, 1954
Number of shares of the Bank held: 4,400 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1977
Joined the Bank
Jun. 1999
General Manager, Kanmaki Branch, the Bank
Apr. 2001
General Manager, Kyoto Corporate Business Office, Business Management Division, the Bank
Jun. 2002
Deputy General Manager, Business Management Division; General Manager, Kyoto Corporate
Business Office, the Bank
Jun. 2003
General Manager, Kyoto Branch, the Bank
Jun. 2005
General Manager, Public Institutions Division, the Bank
Jun. 2007
Director, General Manager, Personnel Division, the Bank
Jun. 2010
Managing Director, General Manager, Business Management Division, the Bank
Jun. 2011
Managing Director, General Manager, Osaka Regional Headquarter, the Bank
Jun. 2013
Managing Director, the Bank
Jun. 2014
Senior Managing Director, the Bank
Jun. 2015
President (Representative Director), the Bank (to present)
Reasons for nomination as a candidate for Director
Mr. Takashi Hashimoto has worked to establish structures for compliance with laws and regulations andinternal management and has taken the leadership to intercept and exclude relationships with antisocialorganizations. Through these initiatives, he strives to maintain public trust in the Bank. As an officer wellversed in any and all bank operations in the business promotion, management, and operations divisions, he has
sufficient knowledge and experience to perform the bank’s corporate management in an appropriate, fair, andefficient manner. Accordingly, the Bank has nominated him as a candidate for Director.

6

Candidate No. 3

Naoki Minowa

Reelection
Date of birth: Feb. 17, 1956
Number of shares of the Bank held: 6,300 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1979
Joined the Bank
Feb. 2001
Acting General Manager, Credit Analysis Division, the Bank
Jun. 2004
Assistant General Manager, Credit Analysis Division, the Bank
Jun. 2005
Deputy General Manager, Credit Analysis Division, the Bank
Jun. 2008
General Manager, General Planning Division, the Bank
Jun. 2009
Director, General Manager, General Planning Division, the Bank
Jun. 2010
Director, General Manager, Head Office, the Bank
Apr. 2012
Director, General Manager, Credit Analysis Division, the Bank
Jun. 2013
Full-time Corporate Auditor, the Bank
Jun. 2015
Managing Director, the Bank
Apr. 2017
Director and Senior Managing Executive Officer (Representative Director), the Bank
(to present)
In charge of General Secretariat, Corporate Planning Division, and General Affairs Division
Reasons for nomination as a candidate for Director
Mr. Naoki Minowa has gained abundant knowledge and experience and is well versed in operations mainly inthe credit analysis, planning, management and operations divisions. He has also experience serving as a
Corporate Auditor for two years, and has sufficient knowledge and experience to perform the bank’s corporate
management in an appropriate, fair, and efficient manner. Accordingly, the Bank has nominated him as a
candidate for Director.

7

Candidate No. 4

Toru Hagihara

Reelection
Date of birth: Sep. 5, 1957
Number of shares of the Bank held: 4,900 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1980
Joined the Bank
Jun. 2001
Head of Nara City Office Sub-branch, Head Office, the Bank
Jun. 2003
General Manager, Kanmaki Branch, the Bank
Jun. 2005
General Manager, Minami Branch, the Bank
Jun. 2007
General Manager, Kyoto Branch, the Bank
Jun. 2009
Deputy General Manager, General Planning Division, the Bank
Apr. 2011
General Manager, Internal Audit Division, the Bank
Apr. 2012
General Manager, General Planning Division, the Bank
Jun. 2012
Director, General Manager, General Planning Division, the Bank
Jun. 2013
Director, General Manager, Tokyo Branch; Head of Tokyo Office, the Bank
Jun. 2015
Managing Director, General Manager, Osaka Regional Headquarter, the Bank
Apr. 2016
Managing Director, the Bank
Apr. 2017
Director and Managing Executive Officer, the Bank
Apr. 2018
Director and Senior Managing Executive Officer, General Manager, Business Planning &Promotion Headquarters (Representative Director), the Bank (to present)
In charge of Business Support Division, Corporate Business Division, Personal Business
Division, Private Banking Division, Public Institutions & Regional Vitality Creation Division,and Osaka Regional Headquarter
Reasons for nomination as a candidate for Director
Mr. Toru Hagihara sets an example by sincerely taking the initiative in compliance with laws and regulations,intercepts and excludes relationships with antisocial organizations in a resolute manner, maintains public trustin the Bank, and strives to ensure operational appropriateness and soundness. With his abundant knowledge
and experience mainly in the business promotion, planning, operations, and internal audit divisions, he has
sufficient knowledge and experience to perform the bank’s corporate management in an appropriate, fair, andefficient manner. Accordingly, the Bank has nominated him as a candidate for Director.

8

Candidate No. 5

Shigeyori Kawai

Reelection
Date of birth: Nov. 2, 1958
Number of shares of the Bank held: 2,400 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1982
Joined the Bank
Jun. 2002
General Manager, Wakayama-Kita Branch, the Bank
Jun. 2005
General Manager, Mamigaoka Branch, the Bank
Jun. 2007
General Manager, Oji Branch, the Bank
Jun. 2009
Deputy General Manager, Business Management Division, the Bank
Apr. 2011
General Manager, Personal Business Division, the Bank
Jun. 2013
Director, General Manager, Internal Audit Division, the Bank
Jun. 2014
Director, General Manager, Value Creation Division, the Bank
Apr. 2015
Director, General Manager, Business Management Division, the Bank
Apr. 2016
Managing Director, General Manager, Business Planning & Promotion Headquarters, the Bank
Apr. 2017
Director and Managing Executive Officer, General Manager, Business Planning & Promotion
Headquarters, the Bank
Apr. 2018
Director and Managing Executive Officer, the Bank (to present)
In charge of Credit Analysis Division, Financial Investment Division, Operations Support
Division, and Systems Division
Reasons for nomination as a candidate for Director
Mr. Shigeyori Kawai has a well-balanced familiarity with the affairs of the business promotion and internal
audit divisions. He also has sufficient knowledge and experience to perform the bank’s corporate management
in an appropriate, fair, and efficient manner. Accordingly, the Bank has nominated him as a candidate for
Director.

9

Candidate No. 6

Keizo Nishikawa

New candidate
Date of birth: Feb. 19, 1960
Number of shares of the Bank held: 3,540 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1982
Joined the Bank
Jun. 2002
General Manager, Miyamaki Branch, the Bank
Jun. 2004
General Manager, Yuzaki Branch, the Bank
Jun. 2006
General Manager, Ishikiri Branch, the Bank
Jun. 2008
General Manager, Kashiba Branch, the Bank
Jun. 2010
Deputy General Manager, Credit Analysis Division, the Bank
Apr. 2012
General Manager, Internal Audit Division, the Bank
Jun. 2013
General Manager, Credit Analysis Division, the Bank
Jun. 2014
Director, General Manager, Credit Analysis Division, the Bank
Jun. 2015
Director, General Manager, Tokyo Branch; Head of Tokyo Office, the Bank
Apr. 2016
Director, Executive Officer, General Manager, Tokyo Branch, the Bank
Jun. 2016
Executive Officer, General Manager, Tokyo Branch, the Bank
Apr. 2017Managing Executive Officer, General Manager, Tokyo Branch, the Bank
Apr. 2018
Managing Executive Officer, the Bank (to present)
In charge of Compliance Management Division, Risk Management Division, and Personnel
Division
Reasons for nomination as a candidate for Director
Mr. Keizo Nishikawa is fully aware of the importance of risk management, positions compliance with laws
and regulations and risk management as managerially important issues as an officer in charge of theCompliance Management Division and Risk Management Division, and aggressively works to strengthen the
management structure of the Bank. He also has a well-balanced familiarity with the affairs of the businesspromotion and internal audit divisions, and sufficient knowledge and experience to perform the bank’s
corporate management in an appropriate, fair, and efficient manner. Accordingly, the Bank has nominated him
as a candidate for Director.

10Candidate No. 7

Kazuomi Nakamuro

Reelection
Date of birth: Aug. 11, 1960
Number of shares of the Bank held: 2,260 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1983
Joined the Bank
Jun. 2005
Acting General Manager, Corporate Management DivisionJun. 2008
Assistant General Manager, Business Management Division, the Bank
Apr. 2009
Group Leader, Business Management Division; Divisional General Manager, FA Office;General Manager, Telephone Center, the Bank
Apr. 2010
General Manager, Gakuenmae Branch, the Bank
Apr. 2011
Deputy General Manager, General Planning Division; Divisional General Manager, IT
Investment Planning Office, the Bank
Apr. 2013
Deputy General Manager, General Planning Division, the Bank
Jun. 2013
General Manager, Business Management Division, the Bank
Apr. 2015
General Manager, Internal Audit Division, the Bank
Jun. 2015
Director, General Manager, Internal Audit Division, the Bank
Apr. 2016
Director, Executive Officer, General Manager, Personal Business Division, the Bank
Jun. 2016
Executive Officer, General Manager, Personal Business Division, the Bank
Apr. 2017
Executive Officer, General Manager, Internal Audit Division, the Bank
Jun. 2017
Director and Executive Officer, General Manager, Internal Audit Division, the Bank (topresent)
Reasons for nomination as a candidate for Director
Mr. Kazuomi Nakamuro has a well-balanced familiarity with the affairs of the business promotion andplanning divisions and internal audit division. He also has sufficient knowledge and experience to perform thebank’s corporate management in an appropriate, fair, and efficient manner. Accordingly, the Bank has
nominated him as a candidate for Director.

11

Candidate No. 8

Hiroshi Nakagawa

Reelection / Outside Director
Date of birth: Dec. 5, 1951
Number of shares of the Bank held: 500 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1975
Joined the Bank of Japan
Feb. 1998
General Manager, Kochi Branch, the Bank of JapanMay 2003
General Manager, Internal Auditors’ Office, the Bank of Japan
Jun. 2004
Full-time Audit & Supervisory Board Member, The Norinchukin Bank
Jun. 2008
Managing Director, Regional Banks Association of Japan
Jun. 2011
Outside Audit & Supervisory Board Member, SAN-AI OIL CO., LTD. (to present)
Jun. 2016
Outside Director, the Bank (to present)
Jul. 2016
Advisor, Sompo Japan Nipponkoa Insurance Inc. (to present)(Significant concurrent positions)
Outside Audit & Supervisory Board Member, SAN-AI OIL CO., LTD.
Advisor, Sompo Japan Nipponkoa Insurance Inc.
Reasons for nomination as a candidate for Director
Mr. Hiroshi Nakagawa has successively served as the General Manager of the Internal Auditors' Office at the
Bank of Japan, a Full-time Audit & Supervisory Board Member at The Norinchukin Bank, and a Managing
Director at the Regional Banks Association of Japan. He is well versed in financial circles overall and is fully
aware of the expected roles of an Outside Director. He has an abundance of knowledge and experienceenabling him to perform the bank’s corporate management by undertaking appropriate and fair procedures,such as the voicing of opinions on management from a broad perspective based on his deep insight.
Accordingly, the Bank has nominated him as a candidate for Outside Director. Though he has never been
involved in corporate management from standpoints other than as an outside officer, the Company judges that
he will be able to appropriately execute his duties as Outside Director for the reasons stated above.

12

Candidate No. 9

Matazaemon Kitamura

Reelection / Outside Director
Date of birth: Aug. 6, 1954
Number of shares of the Bank held: 3,500 shares
Past experience, positions, responsibilities and significant concurrent positions
Apr. 1978
Joined The Fuji Bank, Limited (current Mizuho Bank, Ltd.)
Feb. 1988
Director, Kitamura Forestry Co., Ltd.
Sep. 2005
Representative Director and President, Kitamura Forestry Co., Ltd. (to present)
Jun. 2016
Outside Director, the Bank (to present)(Significant concurrent positions)Representative Director and President, Kitamura Forestry Co., Ltd.
Reasons for nomination as a candidate for Director
Having served as the Representative Director and President at Kitamura Forestry Co., Ltd. (to present) over along period, Mr. Matazaemon Kitamura is well versed in overall corporate management as a corporate
executive and has an abundance of knowledge and experience enabling him to perform the bank’s corporate
management by undertaking appropriate and fair procedures, such as the voicing of opinions based on his deep
insight. Accordingly, the Bank has nominated him as a candidate for Outside Director.
(Notes)1. There are no special interests between any of the candidates for Director and the Bank.
2. Messrs. Hiroshi Nakagawa and Matazaemon Kitamura will have served as Outside Directors of the Bank for two years asof the conclusion of this Stockholders’ meeting.
3. Messrs. Hiroshi Nakagawa and Matazaemon Kitamura meet the requirements for independent officers under the provisionsof Tokyo Stock Exchange, Inc., and the Bank has registered their names with Tokyo Stock Exchange, Inc. as independent
officers. If their election is approved at this Stockholders’ meeting, they will continue to serve as independent officers.
4. The Bank has concluded liability limitation agreements with Messrs. Hiroshi Nakagawa and Matazaemon Kitamura tolimit their liabilities for damage due to the negligence of Outside Directors’ duties to an amount set forth by laws andregulations. If the election of Messrs. Hiroshi Nakagawa and Matazaemon Kitamura is approved at this Stockholders’meeting, the Bank will continue the agreements.

13

(Reference)
Standards for Assessing Independence
Under the standards stipulated by the Company, an Outside Director or Outside Corporate Auditor isassessed to be independent from the Bank when they do not fall and have not fallen under any of thefollowing, currently or recently (Note 1).
(1) A person who has transactions with the Bank as the person’s principal counterparty (Note 2), or an
executive thereof if such person is a corporation, etc. (corporation or other body; hereinafter the sameinterpretation shall apply).
(2) A principal counterparty (Note 2) of the Bank, or an executive thereof if such counterparty is a
corporation, etc.
(3) Consultant, accounting professional, or legal professional who receives large amounts (Note 3) of cash
or other assets other than officer compensation from the Bank (if such consultant, accounting
professional, or legal professional receiving the assets is a group such as a corporation or partnership, a
person belonging to such group).
(4) A person who receives large amounts (Note 3) of donations or other contributions from the Bank, or an
executive thereof if such person is a corporation, etc.
(5) A principal stockholder (Note 4) of the Bank, or an executive thereof if such stockholder is a corporation,etc.
(6) Close relative (Note 6) of persons (excluding those who are not important (Note 5)) listed below.
A. Persons who fall under (1) through (5) above.
B. Directors, Corporate Auditors, and important employees, etc. of the Bank and its subsidiaries.
(Note 1) “Recently”
A case that can be substantially treated like a case of “currently,” including the case where the candidates
for election as outside officers fall under any of the (1) through (6) listed above when the contents of the
proposal at the Stockholders’ meeting for their election as outside officers are decided.
(Note 2) “Principal counterparty”* A person whose payments or receipts for transactions with the Bank represent more than 2% ofconsolidated net sales (for the Bank, consolidated gross business profit) in the latest fiscal year.
* A counterparty who receives the most significant credit extended from the Bank and will be seriously
affected in the event of any change in the transaction policy of the Bank
(Note 3) “Large amounts”
For an individual, ¥10 million or more annually on average over the preceding three years. For a
corporation, partnership, or other body, an amount exceeding 2% of the consolidated net sales or total
revenue of such body.
(Note 4) “Principal stockholder”
A stockholder who holds 10% or more of the total voting rights at the end of the latest fiscal year of the
Bank(Note 5) “Important”
A person who holds an officer or general manager position or equivalent position at a company, or acertified public accountant, lawyer, etc. if such person belongs to an accounting office or law office.
(Note 6) “Close relative”
A relative within two degrees of kinship of a person.

14