U.S. DOLLAR SAVINGS ACCOUNT CUSTOMER AGREEMENT
Any Account Transaction arising under or relating to a U.S. Dollar Savings Account shall besubject to the General Agreement and this U.S. Dollar Savings Account Customer Agreement(the "Dollar Account Agreement"). If there is any discrepancy between the General Agreement
and the Dollar Account Agreement, the latter shall prevail.
Any term defined in Transactional Agreements may mean the same in this terms and conditions(agreement) unless otherwise specified.

Article 1. Conditions for Commencement of Transaction
SMBC Trust Bank may request, upon the opening of a U.S. Dollar Savings Account (a"Dollar Account"), that the Depositor deposit such an amount as SMBC Trust Bank shallprescribe.

Article 1-2. Refusal of Transactions with Anti-social Forces
This Account may be used only when the Depositor does not fall into any of Item 1, Item 2 orItem 3 of Article 4, Paragraph 1. If the Depositor falls into any of such Items, SMBC Trust
Bank shall not open an account for the Depositor and may restrict or suspend AccountTransactions with the Depositor.

Article 2. Deposits and Withdrawals, Etc.
1.

The Depositor may make a deposit into a Dollar Account by means of a fund transfer, cash
in US dollars, travellers checks, checks, etc. at a Branch which handles said deposits.

2.

Withdrawals may be made at the counter of a Branch handling the business of withdrawal,
by use of a cash card in any foreign country through an ATM of an associated financial
institution, or by transfer to another Account, etc. via telephone, PRESTIA Online, PRESTIA
Mobile, etc., but shall in any event be subject to the conditions set out below.
(1) SMBC Trust Bank shall accept a request for withdrawal made at a Branch counter only
when the seal or signature placed on a withdrawal request form corresponds with theseal or signature registered with SMBC Trust Bank in advance or when SMBC Trust
Bank completes verification of such personal identity in such a manner as SMBC TrustBank shall prescribe.
(2) SMBC Trust Bank may accept a request for withdrawal through an automated machine
only when the personal identification number used in operating the automated machine
matched the personal identification number registered in advance with SMBC TrustBank (and/or through other ways of customer identification prescribed by SMBC TrustU.S. DOLLAR SAVINGS ACCOUNT CUSTOMER AGREEMENT
1/5Bank). The use of a cash card shall follow the "TERMS AND CONDITIONS FORPRESTIA GAIKA CASH CARD" that SMBC Trust Bank prescribes separately.
(3) SMBC Trust Bank shall accept a request for withdrawal made by telephone only when
personal identification number inputted by telephone corresponds with the T-PIN, orwhen SMBC Trust Bank completes verification of such personal identity in such amanner as SMBC Trust Bank shall prescribe. In such cases, SMBC Trust Bank mayomit requesting the Depositor to submit to SMBC Trust Bank a withdrawal request formor a check.
(4) SMBC Trust Bank may accept a request for withdrawal through PRESTIA Online orPRESTIA Mobile only when inputted User ID and Password correspond with the User
ID and Password registered with SMBC Trust Bank for PRESTIA Online and PRESTIA
Mobile, respectively (including the case where any conditions designated by SMBC
Trust Bank are met). In such a case, SMBC Trust Bank may omit requesting theDepositor to submit to SMBC Trust Bank a withdrawal request form or a check, etc.
3.

The Depositor shall, in case he/she deposits or withdraws cash in US Dollars at a Branchcounter, pay SMBC Trust Bank such fees as it shall prescribe.

4.

SMBC Trust Bank shall credit to a U.S. Dollar Account any funds remitted or transferred tosaid U.S. Dollar Account in US Dollars regardless of the currency of said funds, and theconversion rate and fees which SMBC Trust Bank shall prescribe shall apply to such funds
during the exchange of currency at the time of crediting.

Article 3. Interest on Deposits
Interest on deposits shall be calculated in units of one cent (1¢), for the daily balance of aU.S. Dollar Account as of the end of a day (the amount of any securities, etc. deposited shallbe excluded from said balance until they are settled) which is not less than one cent (1¢), at
the prevailing interest rate prescribed by SMBC Trust Bank and this month interest shall beincorporated into the principal of the deposit at the first business day of next month. SMBC
Trust Bank may change the interest rate due to changes in financial circumstances, etc.
Interest shall be calculated for the actual number of days based on the rate of interestprescribed by SMBC Trust Bank.

Article 4. Termination, etc.
1.

When any of the items below applies and when it is inappropriate to continue withTransactions with the Depositor, SMBC Trust Bank shall suspend the U.S. Dollar AccountTransactions or, upon giving a notice to the Depositor, terminate the Account. In cases
where SMBC Trust Bank terminates the Account by notice, if SMBC Trust Bank sends aU.S. DOLLAR SAVINGS ACCOUNT CUSTOMER AGREEMENT
2/5notice of termination to the name and address that the Depositor has reported to SMBC
Trust Bank, such notice shall be deemed to arrive at the Depositor at the time when delivery
would normally occur, and the Account will be terminated at the time, regardless of whether
notice is delayed or is not delivered due to the fault of the Depositor.
(i)

When it has become clear that the Depositor made false statements with regard torepresentations and warranties at the time of application for account opening.

(ii)

In case the Depositor has been found out to fall under any of the categories of, fallunder any of an organized crime group; a member of an organized crime group; aformer member of an organized crime group who has withdrawn from that group but
less than 5 years have passed since; a quasi-member of an organized crime group; arelated company or association of an organized crime group; a corporate racketeer; arogue person proclaiming himself/herself as a social activist; an organized special
intellectual crime group; and any other person or entity equivalent to any of theforegoing (“Anti-Social Forces”) or fall under any of the following categories:
A.

an entity having such relationship with Anti-Social Forces that indicates the controlof Anti-Social Forces over the entity’s management;B.

an entity having such relationship with Anti-Social Forces that indicates thesubstantial involvement of Anti-Social Forces in the entity’s management;C.

an entity having such relationship with Anti-Social Forces that indicates relianceon Anti-Social Forces for the purpose of unfairly benefiting itself or third parties, orof damaging third parties;

D.

An entity having such relationship with Anti-Social Forces that indicates provisionof funds, benefits or services from the entity to Anti-Social Forces; and;E.

an entity where any of the directors and officers or other personnel substantiallyinvolved in its management is engaged in socially condemnable relationship with
Anti-Social Forces.

(iii) In case the Depositor is engaged in any of the following acts directly or by utilizing athird-party:A.

violent demands;

B.

undue demands beyond its legal entitlement;C.

the use of threatening statement or violence in connection with the transactions;D.

acts damaging credibility of the other party or obstructing the other party’s
business through the spread of false information or the use of fraudulent practices;
andE.
2.

any other act similar to any of the foregoing

In addition to the cases set forth in the preceding paragraph, SMBC Trust Bank may, at its

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own discretion, terminate any Account with a rational reason when it determines that theAccount should be terminated.
3.

In the event that any balance remains after an Account shall be terminated pursuant to anyof the two preceding Items, SMBC Trust Bank shall be released from any and all
responsibilities in respect of such Account by delivering by mail to the Depositor of a checkthat is payable to the order of the Depositor in the amount of such balance. SMBC Trust
Bank may assign to a third party the principal of and interest on any overdrafts or otherdebts owned to SMBC Trust Bank.

4.

In the event that SMBC Trust Bank terminates Account Transactions pursuant to this Article,
Depositor shall be liable for any loss or damage, or costs and expenses, and SMBC Trust
Bank shall not be liable except in the case of negligence on SMBC Trust Bank for any loss
or damage, or costs and expenses incurred by the Depositor, in connection with thetermination.

Article 5. Last Change Date, Etc. Pertaining to the Dormant Accounts
1.

For this deposit, the last change date, etc. shall refer to the starting date of the period inwhich it turns into a dormant account in Article 3 Paragraph 1 of the General AccountCustomer Agreement, and shall be the latest date out of the following:(1) Date of last change listed in SMBC Trust Bank's website (change reason pertaining tothe dormant deposit).
(2) Date specified in the following paragraph as the date on which the claims pertaining tothe deposit are expected to be exercised, for items stipulated in the following
paragraph as reasons the claims pertaining to deposits in the future are expected to beexercised(3) Date on which SMBC Trust Bank issued the dormant account notification to thedepositor. However, this is limited to cases where the notification reached the depositor
or cases where one month passed from the issue date of the notification (excluding
cases where the notification was returned not by the depositor's intention by the dateafter one month passed)(4) The date this deposit account was opened2.

The reasons the claims pertaining to deposits in the future are expected to be exercised inParagraph 1 Item 2 shall refer only to the reasons listed in the following items, and the dateon which the claims pertaining to the deposit are expected to be exercised shall be the dateset forth in the following items, in accordance with the reasons specified in the respective
items.
(1) Last date of Deposit Period, Calculation Period or Redemption Period

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(2) Payment was suspended for this deposit due to orders or measures based on laws,
regulations or contracts: Date on which the payment suspension was canceled(3) This deposit was subject to compulsory execution, provisional seizure, or disposition
for delinquent payment of national taxes (including disposition by the example): Dateon which the procedure was completed(4) Acceptance of transfer based on laws or contracts, account transfers or other deposits
or withdrawals are being scheduled or have been scheduled (however, limited toscheduled deposits/withdrawals of which SMBC Trust Bank is aware): Date on which
the deposit/withdrawal was made or date on which it was established that thedeposit/withdrawal would not be madeAll the terms and conditions set out in U.S. Dollar Savings Account Customer
Agreement shall become effective as of October 23, 2023.

SMBC Trust Bank Ltd.
PRO-LBY0124TB2310

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