“YEN SAVINGS ACCOUNT CUSTOMER AGREEMENT” COMPARISON
TABLE(Revised text is underlined)
Current wordings

New wordings

Article 2. Deposits and Withdrawals, Etc.

Article 2. Deposits and Withdrawals, Etc.

1. (Omitted)

1. (Omitted)

2. Withdrawals may be made at the counter

2. Withdrawals may be made at the counterof a Branch handling the business ofof a Branch handling the business ofwithdrawal, by use of a cash card through anwithdrawal, by use of a cash card through an

ATM of an associated financial institution, orATM of an associated financial institution, orby transfer to another Account, etc. via

by transfer to another Account, etc. via

telephone, PRESTIA Online, PRESTIA

telephone, PRESTIA Online, PRESTIA

Mobile, etc., but shall in any event be subject

Mobile, etc., but shall in any event be subject

to the conditions set out below.

to the conditions set out below.

(1) ～(3)(Omitted)(1) ～(3) (Omitted)(4) SMBC Trust Bank may accept a request(4) SMBC Trust Bank may accept a request

for withdrawal through PRESTIA Online orfor withdrawal through PRESTIA Online orPRESTIA Mobile only when inputted User ID

PRESTIA Mobile only when inputted User ID

and Password correspond with the User IDand Password correspond with the User ID

and Password registered with SMBC Trustand Password registered with SMBC Trust

Bank for PRESTIA Online and PRESTIABank for PRESTIA Online and PRESTIA

Mobile, respectively. In such a case, SMBC

Mobile, respectively (including the case

Trust Bank may omit requesting thewhere any conditions designated by SMBC

Depositor to submit to SMBC Trust Bank a

Trust Bank are met). In such a case, SMBC

withdrawal request form or a check, etc.

Trust Bank may omit requesting theDepositor to submit to SMBC Trust Bank a
withdrawal request form or a check, etc.

Article 4. Termination, etc.
1.

Article 4. Termination, etc.

When any of the items below applies

1.

When any of the items below applies

and when it is inappropriate to continue

and when it is inappropriate to continue

with Transactions with the Depositor,

with Transactions with the Depositor,

SMBC Trust Bank shall suspend the Yen

SMBC Trust Bank shall suspend the Yen

Savings Account Transactions or, upon

Savings Account Transactions or, upongiving a notice to the Depositor,

giving a notice to the Depositor,terminate the Account. In cases whereterminate the Account. In cases where

SMBC Trust Bank terminates theSMBC Trust Bank terminates the1 / 5

Current wordings

New wordings

Account by notice, if SMBC Trust Bank

Account by notice, if SMBC Trust Bank

sends a notice of termination to thesends a notice of termination to thename and address that the Depositor

name and address that the Depositor

has reported to SMBC Trust Bank, suchhas reported to SMBC Trust Bank, such

notice shall be deemed to arrive at thenotice shall be deemed to arrive at theDepositor at the time when delivery

Depositor at the time when delivery

would normally occur, and the Accountwould normally occur, and the Accountwill be terminated at the time, regardlesswill be terminated at the time, regardlessof whether notice is delayed or is notof whether notice is delayed or is notdelivered due to the fault of thedelivered due to the fault of theDepositor.

Depositor.

(i)(Omitted)(i)(Omitted)(ii)

In case the Depositor has been(ii)

In case the Depositor has beenfound out to fall under any of thefound out to fall under any of thecategories of Boryokudan

categories of, fall under any of an(organized crime: Organizationsorganized crime group; a memberthat encourage its members toof an organized crime group; aengage collectively or habitually informer member of an organizedviolent, unlawful, etc., acts),

crime group who has withdrawn

Boryokudan-in (members offrom that group but less than 5organized crime: Members ofyears have passed since; a quasi-Boryokudan), Boryokudan jun

member of an organized crime

kouseiin (quasimembers ofgroup; a related company or

Boryokudan: Parties who maintainassociation of an organized crime

relationships with, cooperate with,group; a corporate racketeer; aor engage in the maintenance or

rogue person proclaiming

operation of Boryokudan byhimself/herself as a social activist;

providing funds, weapons, etc., toan organized special intellectual

Boryokudan or members ofcrime group; and any other person

Boryokudan, but who are notor entity equivalent to any of thethemselves members), Boryokudan

foregoing (“Anti-Social Forces”) or

kankei kigyou (organized crime-fall under any of the following

related companies: Companies run

categories:

by members of Boryokudan,
quasimembers, or former members

2 / 5Current wordings

New wordingsof Boryokudan, that maintainrelationship with, cooperate with, orengage in the maintenance oroperation of Boryokudan byproviding funds to Boryokudan orby other means, or thosecompanies that actively use
Boryokudan in doing business, etc.,
and cooperate in the maintenanceor operation of Boryokudan),Sokaiya etc. (corporate racketeers:
Sokaiya, Kaisha goro (corporateracketeers) and others who may
potentially engage in violent,
unlawful, etc., acts in an effort toseek illicit benefits from civil society
and may threaten the safety of civillife), Shakai undo etc. hyobo goro(those forces claiming to be social
movements: Groups or individuals
who disguise themselves as/claim
to be social movements or politicalactivities and may potentiallyengage in violent, unlawful, etc.,
acts to seek illicit benefits from civilsociety and may threaten the safetyof civil life), Tokushu chino boryoku
shudan etc. (special intellectualviolent organizations: Groups orindividuals, except those listed
above, who use Boryokudan ortheir relationships with Boryokudan
to engage in violent, unlawful, etc.,
acts in an effort to seek illicit
benefits from civil society and may

3 / 5Current wordings

New wordings

threaten the safety of civil life), or
their equivalents (hereinaftercollectively "Boryokudan-in etc."), or
fall under any of the following
categories:A.

B.

To have a relationship in whichwith Anti-Social Forces thatin etc. holds control over theindicates the control of Anti-Socialmanagement;

Forces over the entity’s

To have a relationship in which

management;B.

with Anti-Social Forces thatthe management;

indicates the substantial

To have a relationship in which

involvement of Anti-Social Forces in

it is deemed that the Depositor

the entity’s management;C.

an entity having such relationshipunjustifiably, such as for thewith Anti-Social Forces that

purpose of ensuring unjustified

indicates reliance on Anti-Social

benefits to himself/herself,

Forces for the purpose of unfairly

his/her company or abenefiting itself or third parties, or ofthirdparty, or for the purpose ofdamaging third parties;

inflicting harm to a third-party;D.

an entity having such relationshipTo have a relationship in whichwith Anti-Social Forces that

it is deemed that the Depositor

indicates provision of funds,

is engaged in providing funds

benefits or services from the entity

etc. or benefits to Boryokudan-

to Anti-Social Forces; and;in etc.;E.

an entity having such relationshipin etc. is effectively involved inuses Boryokudan-in etc.

D.

an entity having such relationship

it is deemed that Boryokudan-

it is deemed that Boryokudan-

C.

A.

E.

an entity where any of the directors

To have a relationship in which

and officers or other personnel

an executive officer or asubstantially involved in its

person effectively participating

management is engaged in sociallyin the management iscondemnable relationship with Anti-connected with Boryokudan-in

Social Forces.

etc. in a socially reprehensible
way.

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Current wordings

New wordings(iii) In case the Depositor is engaged in(iii) In case the Depositor is engaged inany of the following acts directly or

any of the following acts directly or

by utilizing a third-party:

by utilizing a third-party:A.

Violent demand;A.

violent demands;

B.

Unjustified demand beyond theB.

undue demands beyond its

legal liability;
C.

D.

legal entitlement;

Intimidating act or use ofC.

violence in transactions;statement or violence in

Act of damaging the Bank'sconnection with thecredit or obstructing the Bank'stransactions;business by spreading falseE.

the use of threateningD.

acts damaging credibility of theinformation, using fraudulent

other party or obstructing themeans or exercising force;other party’s business through

Other acts equivalent to A

the spread of false information

through D aboveor the use of fraudulent
practices; andE.

any other act similar to any ofthe foregoing

SMBC Trust Bank Ltd.
規改 02（英）2310

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