Current wordings in“U.S. DOLLAR SAVINGS ACCOUNTCUSTOMER AGREEMENT”
Article 2.
Deposits
andWithdrawals, Etc.

2.

Article 3.
Interest on
Deposits

Article 4.
Termination, etc.

(4) SMBC Trust Bank may accept a request
for withdrawal through PRESTIA Online orPRESTIA Mobile only when inputted User
ID and Password correspond with the User
ID and Password registered with SMBC
Trust Bank for PRESTIA Online andPRESTIA Mobile, respectively. In such acase, SMBC Trust Bank may omit
requesting the Depositor to submit toSMBC Trust Bank a withdrawal request
form or a check, etc.

New wordings in“U.S. DOLLAR SAVINGS ACCOUNTCUSTOMER AGREEMENT”
2.

Interest on deposits shall be calculated in unitsof one cent (1¢), for the daily balance of a U.S.
Dollar Account as of the end of a day (theamount of any securities, etc. deposited shallbe excluded from said balance until they aresettled) which is not less than one cent (1¢), at
the prevailing interest rate displayed at aBranch counter and this month interest shall beincorporated into the principal of the deposit at
the first business day of next month. SMBCTrust Bank may change the interest rate due tochanges in financial circumstances, etc.
Interest shall be calculated for the actual
number of days based on the rate of interestprescribed by SMBC Trust Bank.
1.

(ii) In case the Depositor has been found out tofall under any of the categories of Boryokudan(organizedcrime:
Organizations
thatencourage its members to engage collectivelyor habitually in violent, unlawful, etc., acts),
Boryokudan-in (members of organized crime:
Members of Boryokudan), Boryokudan jun
kouseiin (quasimembers of Boryokudan:
Parties who maintain relationships with,cooperate with, or engage in the maintenanceor operation of Boryokudan by providing funds,weapons, etc., to Boryokudan or members ofBoryokudan, but who are not themselvesmembers),
Boryokudan
kankeikigyou(organizedcrime-relatedcompanies:

1 / 3(4) SMBC Trust Bank may accept a request
for withdrawal through PRESTIA Online
or PRESTIA Mobile only when inputtedUser ID and Password correspond with
the User ID and Password registered withSMBC Trust Bank for PRESTIA Online
and PRESTIA Mobile, respectively(including the case where any conditionsdesignated by SMBC Trust Bank aremet). In such a case, SMBC Trust Bank
may omit requesting the Depositor tosubmit to SMBC Trust Bank a withdrawal
request form or a check, etc.
Interest on deposits shall be calculated in unitsof one cent (1¢), for the daily balance of a U.S.
Dollar Account as of the end of a day (theamount of any securities, etc. deposited shallbe excluded from said balance until they aresettled) which is not less than one cent (1¢), atthe prevailing interest rate prescribed by SMBC
Trust Bank and this month interest shall beincorporated into the principal of the deposit at
the first business day of next month. SMBC
Trust Bank may change the interest rate due tochanges in financial circumstances, etc.
Interest shall be calculated for the actual
number of days based on the rate of interestprescribed by SMBC Trust Bank.

1.

(ii) In case the Depositor has been found out tofall under any of the categories of, fall under anyof an organized crime group; a member of anorganized crime group; a former member of anorganized crime group who has withdrawn fromthat group but less than 5 years have passedsince; a quasi-member of an organized crimegroup; a related company or association of anorganized crime group; a corporate racketeer;a rogue person proclaiming himself/herself as asocial activist; an organized special intellectual
crime group; and any other person or entity
equivalent to any of the foregoing (“Anti-SocialForces”) or fall under any of the following
categories:

Companies run by members of Boryokudan,
quasimembers, or former members of
Boryokudan, that maintain relationship with,cooperate with, or engage in the maintenanceor operation of Boryokudan by providing funds
to Boryokudan or by other means, or thosecompanies that actively use Boryokudan indoing business, etc., and cooperate in themaintenance or operation of Boryokudan),Sokaiya etc. (corporate racketeers: Sokaiya,Kaisha goro (corporate racketeers) and others
who may potentially engage in violent, unlawful,etc., acts in an effort to seek illicit benefits fromcivil society and may threaten the safety of civillife), Shakai undo etc. hyobo goro (those forces
claiming to be social movements: Groups orindividuals who disguise themselves as/claim
to be social movements or political activities
and may potentially engage in violent, unlawful,etc., acts to seek illicit benefits from civil society
and may threaten the safety of civil life),
Tokushu chino boryoku shudan etc. (special
intellectual violent organizations: Groups orindividuals, except those listed above, who use
Boryokudan or their relationships with
Boryokudan to engage in violent, unlawful, etc.,
acts in an effort to seek illicit benefits from civilsociety and may threaten the safety of civil life),or their equivalents (hereinafter collectively"Boryokudan-in etc."), or fall under any of thefollowing categories:
A. To have a relationship in which it is deemedthat Boryokudan-in etc. holds control over themanagement;
B. To have a relationship in which it is deemedthat Boryokudan-in etc. is effectively involved in
the management;
C. To have a relationship in which it is deemedthat the Depositor uses Boryokudan-in etc.
unjustifiably, such as for the purpose ofensuring unjustified benefits to himself/herself,
his/her company or a thirdparty, or for thepurpose of inflicting harm to a third-party;
D. To have a relationship in which it is deemedthat the Depositor is engaged in providing funds
etc. or benefits to Boryokudan-in etc.;

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A. an entity having such relationship with AntiSocial Forces that indicates the control of AntiSocial Forces over the entity’s management;
B. an entity having such relationship with AntiSocial Forces that indicates the substantial
involvement of Anti-Social Forces in the entity’smanagement;
C. an entity having such relationship with AntiSocial Forces that indicates reliance on AntiSocial Forces for the purpose of unfairly
benefiting itself or third parties, or of damaging
third parties;
D. An entity having such relationship with AntiSocial Forces that indicates provision of funds,
benefits or services from the entity to AntiSocial Forces; and;E. an entity where any of the directors andofficers or other personnel substantiallyinvolved in its management is engaged insocially condemnable relationship with AntiSocial Forces.
(iii) In case the Depositor is engaged in any of
the following acts directly or by utilizing a thirdparty:
A. violent demands;
B. undue demands beyond its legal entitlement;
C. the use of threatening statement or violencein connection with the transactions;D. acts damaging credibility of the other partyor obstructing the other party’s businessthrough the spread of false information or theuse of fraudulent practices; andE. any other act similar to any of the foregoingE. To have a relationship in which an executive
officer or a person effectively participating in themanagement is connected with Boryokudan-in
etc. in a socially reprehensible way.
(iii) In case the Depositor is engaged in any of
the following acts directly or by utilizing a thirdparty:
A. Violent demand;
B. Unjustified demand beyond the legal liability;
C. Intimidating act or use of violence intransactions;D. Act of damaging the Bank's credit orobstructing the Bank's business by spreading
false information, using fraudulent means orexercising force;
E. Other acts equivalent to A through D above
All the terms and conditions set out in U.S.
Dollar Savings Account Customer
Agreement shall become effective as of
October 1, 2019.

All the terms and conditions set out in U.S.
Dollar Savings Account Customer
Agreement shall become effective as of
October 23, 2023.
株式会社 SMBC 信託銀行 PRO-LBY0120TB2309

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