TERMS AND CONDITIONS FOR MANAGER’S CHECK
Any term defined in Transactional Agreements may mean the same in this terms and conditions(agreement) unless otherwise specified.

Article 1. Dealing with Manager's Check
SMBC Trust Bank deals with Manager's Check in compliance with the terms of Terms andConditions of Manager's Checks, the rules and regulations of the applicable Clearing House,and other relevant regulations based on the request of applicants.

Article 2. Payment Amount
When receiving or paying Manager's Check, SMBC Trust Bank will rely on and assume theamount as shown in the place specified for value to be correct, regardless of any otherindications that may be shown elsewhere, whether in words or figures.

Article 3. Payment Limits
SMBC Trust Bank will not make any partial payments on Manager's Check.

Article 4. Changes in Matters Filed(1) Immediate notice must be provided in writing to the Depository Office of loss of any
Manager's Check, or the seal, as well as of any change in respect of any matters filed with
the Depository Office, such as the depositor's name, trade name, representative, proxy, seal,address or telephone number.
(2) Any notice or document, etc., sent by the Bank that is received late or fails to reach theapplicant due to any causes attributable to the applicant such as the applicant's failure tonotify the Depository Office of any changes as required in preceding Paragraph of thisArticle, shall be deemed to have arrived at the time it normally should have arrived.

Article 5. Charges
When an applicant asks SMBC Trust Bank to handle a Manager's Check, the applicant shall
pay the charge indicated by the Bank.

Article 6. Payment for Manager's Check(1) SMBC Trust Bank is not responsible for any damages arising from forgery, alteration, orother wrongful acts in respect of Manager's Check, so long as the Bank has verified withreasonable care.

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(2) SMBC Trust Bank will not be responsible for any damages arising so long as it doesn't makeany payments on Manager's Check after order of nullification of rights with respect to theManager's Check.
(3) The provisions of Paragraph 1 and 2 of this Article shall also apply correspondingly to anydamages which result from the violation of these Terms and Conditions for Manager's
Check.

Article 7. Release from Responsibilities for Disasters, etc.
SMBC Trust Bank shall not be held responsible for the loss caused by any of the following
cases:①

A case of a disaster, incident, accident on transportation, or measure taken by the court
or other public bodies concerned, or any other unavoidable circumstances②

A case where a trouble occurred with a terminal, telecommunication lines, or acomputer in spite of considerable security measures that SMBC Trust Bank has
implemented or the operating body of the joint system with other financial institutions
has implemented③A case for which SMBC Trust Bank is not responsible
SMBC Trust Bank will not be responsible for any other consequences arising fromcauses beyond its control and/or in unavoidable circumstances.

Article 8. Application of the Terms and Conditions for Deposit
When an applicant applies for a Manager's Check from his or her account, the relevantterms and conditions for deposit and the terms and conditions for SMBC Trust Bank
Banking Card shall be applicable.

Article 9. Compliance with Laws and Regulations, etc
Any and all laws and regulations and orders and restrictions based hereon which supersede
the Terms and Conditions for Manager's Check shall apply irrespective of the Terms andConditions for Manager's Check. Matters not defined in the Terms and Conditions forManager's Check shall be handled in accordance with the laws, regulations, customary
practices of Japan and other nations concerned, and the procedures prescribed by banksconcerned.

Article 10. Discrepancy
All questions that may arise regarding the meaning of the provisions of these terms andconditions shall be decided in accordance with the Japanese text. If there is any

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discrepancy between the Japanese and English provisions of our Terms and Condition forManager's Check, the Japanese provision shall prevail.

All the terms and conditions set out in Terms and Conditions for Manager's Check shall become
effective as of October 1, 2019.

SMBC Trust Bank Ltd.
BKG3609TB2104

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