Green Bond Fact Sheet

Zhongyuan Bank Co., Ltd.

Date: 16/05/2018

Issue date: 25/04/2018 Maturity date: 25/04/2021 Tenor: 3Issuer Name

Zhongyuan Bank Co.,
Ltd.

Amount Issued

CNY1.5Bn (USD240m)

Country of risk

China

CBI Database

Included

Issuer Type1

Financial Corporate

Bond TypeGreen Bond

Green Bond Framework

N/A

Second party opinion

N/A

Certification Standard

Not certified

Assurance report

China Credit Rating Co., Ltd.

Certification Verifier

N/AGreen bond rating

N/A☒ Energy☐ Solar☐ Onshore wind
☐ Offshore wind
☐ Geothermal☐ Hydro☐ Tidal☐ Biofuels☐ Bioenergy☐ Waste to energy☐ District heating☐ Electricity grid

☐ Energy storage☐ Energy performance☒ Infrastructure☐ Industry: components☐ Adaptation & resilience☐ Buildings☐ Certified Buildings☐ HVAC systems☐ Energyperformance☐ Water performance☐ Energy storage/meters☐ Other energy related☐ Industry: components☐ Adaptation & resilience☒ Transport☐ Electric vehicles☐ Low emissionvehicles☐ Bus rapid transit☐ Passenger trains☐ Urban rail

☐ Freight rolling stock☐ Coach / public bus☐ Bicycle infrastructure☐ Energy performance☐ Transport logistics☒ Infrastructure☐ Industry: components☐ Adaptation & resilience☒ Water & wastewater☐ Water distribution☐ Water treatment☒ Wastewater
treatment☐ Water storage☐ Storm water mgmt
☐ Desalinisation plants☐ Erosion control☐ Energy performance☐ Infrastructure☐ Industry: components☒ Adaptation & resilience

Use of Proceeds☐ Waste management☐ Recycling☐ Waste prevention☐ Pollution control☐ Landfill, energy capture☐ Energy performance☐ Infrastructure☐ Industry: components☐ Adaptation & resilience☐ Land use & agriculture☐ Afforestation/parks☐ FSC Forestry☐ FSC Cellulose &paper☐ Land remediation☐ Energy/water efficiency☐ Sustainable agriculture☐ Adaptation & resilience☐ Other☐ Adaptation &resilience☐ ICT☐ Industry: process

Issue details
ReportingCompany information

Environmental impacts at a project level will be disclosed in the green bond post issuancereport required by PBOC.

Zhongyuan Bank Co.,Ltd. provides a full range of commercial banking services. TheBank offers cards, wealth management, personal savings, certificate of deposits,
corporate loans, and supply chain finance services. Zhongyuan Bank serves
customers in China and Hong Kong.

Firsts, records andcertifications
Proceeds description

Proceeds will finance 4 wastewater treatment projects in China. The facilities could
potentially treat up to 1130 tons of wastewater per day, which would significantly
decrease water pollution and improve water availability in the region. More
broadly, the framework includes four eligible categories: clean transportation(29%), pollution and waste control (28%), ecological protection and climate change
adaptation (24%) and energy efficiency (19%).

Climate Bonds view

It is good to see that Zhongyuan Bank has provided estimated percentageallocations per category for its green bond program. While there may be slightdifferences in actual allocations, the disclosed expectations provide a reference forinvestors and an indicator for funding priorities.

Underwriters

BOC International (China) Co., Ltd.

Deal comments
Credit Rating

AAA (China Cheng Xin International Credit Rating Co. Ltd.)

Pricing summary
Investors summary

1Issuer categories: ABS, development bank, financial corporate, government-backed entity, loan, local government, non-financial
corporate, sovereign