©群馬県 ぐんまちゃん

Gunma PrefectureHigh-school Parent s Association

For schools withmaster policy

Information on the Comprehensive
Damage Waiver for High-School Students
00406-02

Gunma Prefecture High-school Parent s Association
Gunma Prefecture High-School PTA Federation
Nobuyuki Ueki, President

To Guardians:

Recommendation for enrollment in the Comprehensive Damage Waiver for High-School Students
This Comprehensive Damage Waiver for High-School Students is used by about 20,000 individuals every year
as a program established by the Gunma Prefecture High-School PTA Federation.
This program comprehensively covers various risks surrounding high-school students with a relatively low premium,provided many high-school students are enrolled in the program. We strongly recommend that you enroll in thisprogram in order to ensure smooth PTA activities.
For your beloved children, as well as for the further development of PTA activities, we ask for your kind cooperation.

Coverage, insurance money and premiums of the High School Students Comprehensive Coverage Plan
One-year policy period; category A occupation type; heatstroke risk coverage option; bacterial and viral food poisoning coverage
option; 30% group discount; 10% quantity discount; Preferred discount: 5%.
Coverage

Plan A

Liability coverage
Personal liability
for a third-party Including settlement negotiation service
claim(only in Japan)

Daily amount ofhospitalization insurance
Coveragefor injury

Coverage foreducation costs

Plan B2

Plan C2

Plan D2

Up to 100 million yen per accident (without deductible)

2,000 yen per day

2,400 yen per day

2,400 yen per day

2,400 yen per day

Surgery insurance

Surgery during hospitalization: 10 times the daily amount of hospitalization insurance
Outpatient surgery: 5 times the daily amount of hospitalization insuranceDaily amount of outpatient
insurance

625 yen per day

950 yen per day

Education fund insurance−

Compensation for Compensation for attorney's fee(out-of-pocket expenses: 10%)attorney's fee
Compensation for Compensation for legal consultationand document preparation fees
legal consultation
fees to attorney (out-of-pocket expenses: 1,000 yen)

Single premium(same for all school years)−

955 yen per day
1.70 million yen

1,000 yen per day
1.70 million yen

−

−

−

Up to 1 million yen in total

−

−

−

Up to 100,000 yen in total

3,400 yen per year＊＊＊
4,320 yen per year 5,060 yen per year
7,210 yen per year

The school signs up for Subscription Plan A collectively.
*If you want to choose Plan B2, please make a payment of the diﬀerence of 920 yen from Basic Plan A of 3,400 yen; if you want
to choose Plan C2, please make a payment of the diﬀerence of 1,660 yen from Basic Plan A; and if you want to choose Plan
D2, please make a payment of the diﬀerence of 3,810 yen from Basic Plan A. Please make a payment of the diﬀerence throughthe online enrollment system by yourself. For the procedure, please refer to the procedure (How to subscribe) on page 6.

Liability coverage for a third-party claim

Coverage for injury

Coverage for education costs

When your child (the insured) accidentally
injures another person, damages anotherperson s property, or disrupts the operation ofa train or other transportation by entering therailway tracks by mistake such that you assume
legal liability for damages.
(The belongings of your child are not covered.)

When your child is injured in an
unexpected accident at school, on
the way to/from school, or at home.
Physical injuries caused byinsolation or heat, and thosecaused by bacterial and viral foodpoisoning are also covered.

If a childrearer dies in a sudden,incidental, external accident, or
suﬀers a certain severe residual
disability, which incapacitates
his or her support for thestudent, the educational fundwill be paid as lump-sum beneﬁt.

Procedure deadlines

About 30%
lower-priced!

Compensation for legal consultation
expenses and attorneys' fees
If you consult with or delegate to an
attorney for damages or accident incurredby causes or accident, or trouble relating
to personal rights infringement during theinsurance period, insurance payment will
be made for the damages suﬀered thereby.

Policy period

Submission of Subscription Form: Date designated by the school;

and Change to Plan B2 or C2 or D2: Tuesday, April 6 (Sat.), 2024

April 7 (Sun.), 2024
One year starting 4:00 p.m.,

The group discount is determined based on the number of insurance policyholders of this group insurance contract in the previous year. Please note that the group
discount rate may change from the next ﬁscal year onward. Also, please note that this group contract will not be concluded if the number of applications falls below 10.

* Please check the Frequently Asked Questions column for the insurance premium and the coverage start date if you wish to join in the middle of the course.
* Please be sure to check important matters such as the payment of insurance claims, as they are written after the Introduction of This Insurance.
The name of the insurance in this program is comprehensive accident insurance which is a groupinsurance contract concluded by the Gunma Prefecture High-School Student Parent s Association.

Underwriting insurance company:

Sompo Japan Insurance Inc.

Let s prepare for a at-fault bicycle accident !
◎ A bicycle accident occurs every four minutes.
◎ About 20 percent of traﬃc accidents involve bicycles.
◎ At-fault bicycle accidents occur.

Major causes of bicycle accidents are failure to conﬁrm safe conditions, stop signviolations, ignoring traﬃc lights, and collisions with pedestrians on sidewalks.
There are cases of accidents where compensation of several tens of million yen must be paid.
Even a minor cannot be absolved of responsibility for compensation.
（Source: Transport statistics 2017 (Traﬃc Bureau, National Police Agency)

Gunma Prefecture has

the worst rateof high-school student
bicycle accidents
nationwide
Example of at-fault accident

A bicycle is a light vehicle. There arecases where a rider on a bicycle may be
responsible for an accident.

Bicycle accident rate by prefecture（Source: Bicycle Safety Committee）
Ranking in theRanking previous year

１２３４５６７８９10１２３６９４５11８７

PrefectureGunma
Shizuoka
Tokushima
Aichi
Saitama
KagawaSagaTochigi
Hyogo
Miyazaki

Number of accidents
per 10,000 people

Number of accidents

93.63
56.67
43.27
39.96
30.80
30.78
29.02
28.01
27.65
26.22

463
525
76
749
509
78
65
141
360
46

Year-on-year change(per 10,000 people)-16.37％-11.85％
4.88％
17.49％
3.60％-18.24％-16.41％-25.05％-7.76％-15.70％Coverage period: from January to December 2022 (published in September 2023)

Amount of compensation:

92.66million yen【Outline of When a high-school boy on a bicycle was diagonally crossing the roadway away from the bicycle crossing lane, coming out of the side walk, he collided with a male oﬃceaccident】 worker (24) on a bicycle who was crossing on the bicycle crossing lane, coming from the opposite side. A male oﬃce worker has suﬀered a signiﬁcant injury (resultingin loss of speech function, etc.). (Decision by the Tokyo District Court on June 5, 2008)

Source: Bicycle accidents issued by the General Insurance Association of Japan

How to sign up [Subscription method]
Please ﬁll out the enclosed Subscription Form using the example asa reference to submit on the date designated by the school. Theschool signs up for the subscription of Basic Plan A collectively.
If you wish to change to Plan B2 or C2 or D2:
Access the 2D code or URL at right from a smartphone, tablet or computer. You will receive a convenience store payment slip after you signup. Please make the payment at a convenience store near you or
through mobile payment by scanning a barcode (LINE Pay, PayPay orPayBee).

https://sjnk-pmd.dga.jp/lp/pta-gunma〈For those who have no computer, tablet or smartphone〉
If the above applies to you, please contact our agent in advance to receive a payment
handling slip (Japan Post Bank).
This information provides an overview. For details, please contact our agent or Sompo Japan.

Inquiry information【Insurance agent】【Underwriting Insurance Company】

Gunmashinkou Co. Ltd.

Sompo Japan Insurance Inc.

233-5 Furuichi-machi, Maebashi-shi, Gunma
Prefecture 〒 371-8520
Phone: 027-253-2121 (main)(Reception hours: 9 am to 5 pm, weekdays)

1-4-4 Hon-machi, Maebashi-shi, Gunma Prefecture〒 371-0023
Phone: 027-223-5111(Reception hours: 9 am to 5 pm, weekdays)（SJ24-00065

2024.04.02）