PRESS RELEASE

Sep 26, 2019

Hiroshima Bank and Global Mobility Service form business allianceand begin providing auto loans using FinTech
We are pleased to announce that Global Mobility Service Inc. (President Director / CEO: Tokushi
Nakajima; hereinafter referred to as “GMS”) has formed a business alliance with The Hiroshima Bank,
Ltd. (President: Toshio Heya) and begun to offer an auto loan*1 utilizing FinTech.
*1 Auto loan is a general term for car loans.
1.Overview of Business Alliance
Under the slogan "Aiming to be a comprehensive financial services group that continues to growwith local customers -To become a true First Call Bank group", The Hiroshima Bank provides highvalue-added financial services based on diverse needs from their customers.
GMS has built a FinTech service model that utilizes the IoT device “MCCS*2” enabling remote start
control of proprietary vehicles, and Mobility Service Platform “MSPF*2" and provides them toJapanese and ASEAN markets.
Through this partnership, the Hiroshima Bank and GMS will respond to the needs of those whohave a stable income and have the ability to repay but are unable to arrange the necessary vehicles
due to past loan repayment situations, etc., and will provide this auto loan to them.
*2 "MCCS" is an abbreviation for Mobility-Cloud Connecting System, a device which identifies thelocation of the vehicle. This system enables safe control and remote operation of the engine.
*3 "MSPF" is an abbreviation for Mobility Service Platform, which allows management, control, data
analysis etc. of the vehicles.
2. Background of Business Alliance and Future Vision
In Japan, there are approximately 2 million people who cannot buy a car even though they wantbecause they do not pass the screening when applying for auto finance. Despite the need for a car
and the sufficient solvency, the employment of human resources who would contribute to regional
development and the improvement of living standards were hindered because conventional auto loans
were not able to provide credit.
This partnership will provide people in need of a car with the means to buy a car and to create
opportunities to enrich their lives and will answer the purpose of the SDGs (UN Sustainable
Development Goals) that the two companies work together and the "The sustainable growth anddevelopment of regional economies”.
3. Product Overview
Product name

Loans to support people who work hard"My Car Loan Wide"

TargetIndividuals between the age of 20 and 65 at the time of application (forforeign nationals, those who have permanent residence permit)

Use of funds

Costs for purchasing vehicles equipped with MCCS* installed vehicles(New/almost new vehicles only)Loan amount

100,000 yen or more and less than 2 million yen (in units of 10,000 yen)

Loan period

6 months to 7 years

Loan interest rate

Fixed interest rate 12.0％ per yearHandling charge

10,000 yen（excluding consumption tax）

Judging method

We conduct flexible screening focusing on the customer’s current
situation, not on the past.

Security

We obtain customer’s consent to reserve the ownership of the target
vehicle with the guarantee company and to stop the engine starting safely
by the remote control of the MCCS and collect the vehicle if the payment
is delayed.

Guarantee company

Hirogin Card Service Co., Ltd.

As a global startup specializing in financially inclusive FinTech from Japan, GMS works towards
realizing a system in which every individual is correctly evaluated for their work. Through ourvision, “Through the provision of mobility service, we make people happy”, we create economic
rationality while solving social issues including poverty, which is recognized as the most important
issue among the SDGs. We will promote a truly “sustainable” business model and contribute to
local societies through our activities in Japan and ASEAN countries.
Please look forward to the future of GMS initiatives.
*Content of this press release, matters related to capital, services, contact information, and other information is based on
information at the time of the press release. Changes may be made without notice.

＜Inquiry Recipient＞
Global Mobility Service Inc. Okubo & Fukada
TEL：+81-3-6264-3113 FAX：+81-3-6264-3322
E-mail: press@global-mobility-service.com
URL: http://www.global-mobility-service.com/
Overview of the Hiroshima Bank, Ltd.
Company name

The Hiroshima Bank,Ltd.

Representative

Toshio HeyaHead office

1-7, Nishikaniya 1-chome, Minami-ku, Hiroshima 732-0804, Japan

BusinessFinance

Overview of Global Mobility Service Inc.
Company Name

Global Mobility Service Inc.

Representative

Tokushi Nakashima (President / CEO)

Head OfficeBusiness

4F Sumitomo Shiba Daimon Bldg. Ⅱ , 1-12-16 Shibadaimon, Minato-ku,Tokyo, 105-0012, Japan
Provision of Mobility Service Platform
Utilization service of big data accumulated on the cloud server