PRESS RELEASE

July 16, 2021

Global Mobility Service and APLUS
expand new car loan throughout Japan-Utilizing FinTech to realize financial inclusion for foreigners who work diligentlyhttps://www.global-mobility-service.com/en/
Helping to provide financial access towards the 1.7 billion poor and low-income population who cannot
afford cars, Global Mobility Service Inc. (Headquarters: Minato-ku, Tokyo; President/Founder: Tokushi
Nakashima; hereinafter referred to as “GMS”), a financial inclusion type FinTech startup that provides
credit creation services by utilizing IoT technology and APLUS Co., Ltd.（Tokyo Office: Chiyoda-ku,Tokyo, Representative Director & President: Tetsuro Shimizu; hereinafter referred to as “APLUS”）areproud to announce their full-scale expansion of a new car loan program throughout Japan utilizing GMS’s
FinTech services, to support foreigners who work diligently.

When foreign residents in Japan apply for a car loan, they are required to meet certain conditions
including having a guarantor who can speak Japanese and possesses permanent residency. As a result,many foreign residents in Japan are unable to obtain car loans.
To deal with such social issue, GMS and APLUS have worked on the provision of accessible financial
services with their aim to improve the convenience of living for foreign residents in Japan. For example,＜Inquiry Recipient＞
Global Mobility Service Inc. Okubo & Ohara
TEL：+81-6264-3113／FAX：03-6264-3322／E-mail：press@global-mobility-service.com
APLUS Co., Ltd.

General Management Division（Corporate strategy）Tani TEL 03-6630-3933＜Inquiries About Merchants and Distributors＞

GMS Business division Abe & Kubota TEL 03-6264-3344／E-mail：cs@global-mobility-service.com

they have developed a new car loan for vehicles equipped with ‘MCCS,’ an IoT device that remotely
controls vehicle engines safely, and have so far conducted verification of the new loan scheme mainly inAichi, Japan.
In the future, GMS and APLUS will further promote financial inclusion for foreign residents in Japan by
expanding tie-ups with auto dealers throughout Japan to enable more foreign residents to utilize the newcar loan and purchase vehicles at local stores.
Please look forward to the future efforts of GMS and APLUS.
*Content of this press release, matters related to capital, services, contact information, and other information is based on information at
the time of the press release. Changes may be made without notice.

■About APLUS Co., Ltd.
APLUS is the main subsidiary for financial service for consumers by Shinsei Bank and expanding credit
card service, shopping credit service, payment service, etc. APLUS follows its mid-to-long term vision: “toprovide innovative financial services through the integration of the group and achieve lean operations andoutstanding productivity and efficiency.” APLUS aims to further growth through its basic policy of mid-tolong term business strategy: “pursue the growth through value-cocreation and maximize the value
through optimal utilization of management resources.”
Company Name
APLUS Co., Ltd.
Representative
Tetsuro Shimizu (Representative Director & President)(Tokyo Office) Sumitomo Fudosan Akihabara Building, 3-12-8, Sotokanda,
Head Office
Chiyoda-ku, Tokyo, Japan 105-0012, Japan
Business
Shopping business, Card business, Payment business
Date of Establishment
24 April 2009
■About Global Mobility Service Inc.
With our vision "Build a fairer world that values workers equally", GMS is a FinTech startup working for
financial inclusion by creating credit for the 1.7 billion poor and low-income people in the world. By
analyzing vehicle data (driving status, speed, etc.) collected by the MCCS, an IoT device equipped withtechnology to remotely control vehicles, and financial data (payment status, etc.) obtained in conjunction
with financial institutions, we visualize the creditworthiness of drivers and create opportunities to utilizefinancial services such as loans and leases for those who are unable to qualify for conventional credit
screening.
As of October 2020, we have raised a cumulative total of 5.6 billion yen in recognition of our businessmodel of addressing social issues by creating job opportunities for poor and low-income people in Japanand in ASEAN countries (Philippines, Cambodia, and Indonesia). We will continue to contribute to theinternational community towards the realization of a prosperous society through a business model thatcreates economic rationality in solving problems such as poverty. To find out more about GMS' initiatives,
please see this video (https://youtu.be/OD7SvnoRYAo).
Company NameRepresentative
Head Office

Global Mobility Service Inc.
Tokushi Nakashima (President)
4F Sumitomo Shiba Daimon Bldg.Ⅱ, 1-12-16 Shibadaimon, Minato-ku,
Tokyo, 105-0012, Japan＜Inquiry Recipient＞
Global Mobility Service Inc. Okubo & Ohara
TEL：+81-6264-3113／FAX：03-6264-3322／E-mail：press@global-mobility-service.com
APLUS Co., Ltd.

General Management Division（Corporate strategy）Tani TEL 03-6630-3933＜Inquiries About Merchants and Distributors＞

GMS Business division Abe & Kubota TEL 03-6264-3344／E-mail：cs@global-mobility-service.com

Business
Date of Establishment

Provision of Mobility Service Platform
Utilization service of big data accumulated on the cloud serverNov 25, 2013
Ⓡ registered trademark

GMS, MCCS, MSPF are registered trademarks.

＜Inquiry Recipient＞
Global Mobility Service Inc. Okubo & Ohara
TEL：+81-6264-3113／FAX：03-6264-3322／E-mail：press@global-mobility-service.com
APLUS Co., Ltd.

General Management Division（Corporate strategy）Tani TEL 03-6630-3933＜Inquiries About Merchants and Distributors＞

GMS Business division Abe & Kubota TEL 03-6264-3344／E-mail：cs@global-mobility-service.com