PRESS RELEASE

Dec 4, 2018

GMS forges partnership with Shinhan Bank Cambodia, subsidiary of South Korea’s
leading bank Shinhan Bank Group
Global Mobility Service (Cambodia) Co.,Ltd. (Headquarters: Phnom Penh City, Kingdom ofCambodia, President Director: Tokushi Nakashima, hereinafter referred to as “GMS Cambodia”)
subsidiary of Global Mobility Service Inc. (Headquarters: Minato-ku, Tokyo, President Director
corporate executive officer/CEO: Tokushi Nakashima, hereinafter referred to as "GMS") and ShinhanBank Cambodia (Headquarters: Phnom Penh City, Kingdom of Cambodia, President & CEO: Byung
Hyun Seo, hereinafter referred to as “Shinhan Cambodia”) would like to announce the conclusion of
our business alliance, aimed at providing innovative FinTech auto loans *1 in Cambodia to those who
were unable to pass the loan assessments, to expand the number of successful loan applicants.
*1 Auto Loan refers to a loan used for the purpose of purchasing a car.
Shinhan Cambodia is a subsidiary of Shinhan Bank, one of the largest financial institutions in South
Korea with a network of 150 stores in 20 countries. Shinhan Cambodia has provided financial services
in Cambodia not only for Cambodians but also to a wide range of customers.

【Shinhan Cambodia President & CEO Byung Hyun Seo (left) and GMS Cambodia President Director Tokushi Nakashima (right)】

GMS, with our proprietary IoT device "MCCS *1" and Mobility Service Platform "MSPF *2", whichenables remote operation of mobility including automobiles, provides a FinTech service offering loans
and leases to people who have not been able to utilize financial services in Southeast Asian countries
including the Philippines, Indonesia, and also in Japan. We provide our services in each country as ameans to create employment, improve income level/ living standards, and to solve air pollution bypromoting the replacement of vehicles to new cars with less exhaust emissions.
GMS and Shinhan Cambodia will create a FinTech service model utilizing MCCS and MSPF, torealize the expansion of financial opportunities to customers who lack access to loans in Cambodia.
*1 "MCCS" is an abbreviation for Mobility-Cloud Connecting System, a device which identifies the location of the vehicle.
This system enables safe control and remote operation of the engine.
*2 "MSPF" is an abbreviation for Mobility Service Platform, which allows management, control, data analysis etc. of thevehicles.

【Background of the Partnership】
Today, 2 billion people in the world lack access to loans due to insufficient credit. Cambodia, with its
growing GDP rate of 6.8% and its total population expected to increase until 2018, is one of the mostflourishing countries among the ASEAN region. Within this economic environment, many yearn forbetter living standards by engaging in jobs as taxi and logistics drivers with their own cars. However,more than 80% of those people are unable to gain approval in loan assessments, leaving them with nochoice but to give up their purchasing of cars. In this manner, there is a strong demand in this country
to provide a better environment for job opportunities, to those who are willing to work hard as long as
they had access to cars.
GMS, along with Shinhan Cambodia and other finance partners, will continue our efforts to extend
the reach of our FinTech auto loans to those willing to work as commercial drivers. We are committed
to realizing a better society in which hard-working individuals will be correctly evaluated, and can enjoy
the life they deserve.
Please look forward to the future efforts of GMS Cambodia and Shinhan Cambodia.
[Inquiry Recipient]
Global Mobility Service Inc. Takahashi & Nozaki
TEL：+81-3-6264-3113

FAX：+81-3-6264-3322

E-mail: press@global-mobility-service.com
URL: https://www.global-mobility-service.com/

About Global Mobility Service Inc.
Establishment: November 25, 2013
Head Office: 4F Sumitomo Shiba Daimon Bldg.Ⅱ, 1-12-16 Shibadaimon,Minato-ku,Tokyo, 1050012, Japan
Representative: Tokushi Nakashima (President/CEO)Business: -Providing Mobility Service Platform-Utilization service of accumulated big data on the cloud server
URL: https://www.global-mobility-service.com/