In an effort to provide customers access to critical funds, PayPal will be temporarily waiving
some of its fees for customers sending funds to Ukrainian PayPal accounts or receiving funds
into Ukrainian PayPal accounts until further notice. Exchange rates or fees charged by acustomer's card issuer or bank may still apply. Please see the fees for Ukrainian personalaccounts page and this Help Center article for updates and more information about ourservices for Ukrainian customers.

Last Updated: 16, January 2024

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You canalso view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.
Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as
residents of the same market.
International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as
residents of different markets. Certain markets are grouped together when calculating international transaction rates.
For a listing of our groupings, please access our Market/Region Grouping Table.
International transactions where both the sender and the receiver are registered with or identified by PayPal as resident
in the United Kingdom, Guernsey, Jersey, Isle of Man are treated as domestic transactions for the purpose of applyingfees.
Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete listing ofPayPal market codes, please access our Market Code Table.

Relevant Market/RegionRates published below apply to PayPal accounts of residents of the following market/region:

Market/Region listUnited Kingdom (UK)

Guernsey (GG)

Jersey (JE)

Isle of Man (IM)

Buying with PayPal
It’s free to use PayPal to donate or to pay for a purchase or any other type of commercial transaction unless it involves
a currency conversion.

Online or in-store
Rate
No Fee (when no currency conversion is involved)

Selling with PayPal
When you buy or sell goods or services, make any other commercial type of transaction, or receive a payment whenyou “request money” using PayPal, we call that a “commercial transaction”.
For the listings of selling rates, please visit our PayPal Merchant Fees Page.

Buying and Selling Cryptocurrencies
The transaction fees are based on how much cryptocurrency (“crypto”) you buy or sell. The exchange rate you’ll see
before buying or selling crypto will also include an exchange rate margin. There’s no fee for holding crypto in youraccount.

Purchase or sale amountFee

1.00 – GBP 4.99

GBP 0.49

5.00 – GBP 24.99

GBP 0.99

25.00 – GBP 74.99

GBP 1.99

75.00 – GBP 200.00

GBP 2.49

200.01 - GBP 1,000.00

1.8%

GBP 1,000.01

1.5%

Receiving and Sending Donations
When you accept the User Agreement or the PayPal Fundraisers Terms and Conditions to send or receive funds (using
one of the payment types listed below), we call that a “donation”. Funds sent or received through other products orservices (not set out below) are not “donations” eligible for donations pricing. In such cases, the applicable transaction
rates will apply and will be subject to the fees disclosed for such products or services on the applicable fees page.

Standard rate for receiving domestic donationsTransaction TypeRateDonation

2.9% + fixed fee

QR Code Transactions – GBP 10.01 and above

Commercial Transaction rates apply

QR code Transactions – GBP 10.00 GBP and below

Commercial Transaction rates apply

PayPal Fundraisers (Listed)

Commercial Transaction rates apply

PayPal Fundraisers (Unlisted)

No feeReceiving international donations

The applicable fee for receiving domestic donations applies plus the additional percentage-based fee forinternational donations.

Additional percentage-based fee for international donations
Where sender’s market/region isFee

EEA

1.29%All other markets

1.99%

Fixed fee for donations (based on currency received)
CurrencyFee

Australian dollar

AUD 0.30

Brazilian real

BRL 0.60

Canadian dollar

CAD 0.30

Czech koruna

CZK 10.00

Danish krone

DKK 2.60

Euro

EUR 0.35

Hong Kong dollar

HKD 2.35

Hungarian forint

HUF 90.00

Israeli new shekel

ILS 1.20

Japanese yen

JPY 40.00

Malaysian ringgit

MYR 2.00

Mexican peso

MXN 4.00

CurrencyFee

New Taiwan dollar

TWD 10.00

New Zealand dollar

NZD 0.45

Norwegian krone

NOK 2.80

Philippine peso

PHP 15.00

Polish zlotyPLN 1.35

Russian ruble

RUB 10.00

Singapore dollar

SGD 0.50

Swedish krona

SEK 3.25

Swiss franc

CHF 0.55

Thai baht

THB 11.00

UK pounds sterling

GBP 0.30

US dollar

USD 0.30

Standard rate for sending domestic donations
Payment TypeRate

PayPal Fundraisers (UnlistedSending and Receiving Money Rates (i.e., sending domesticFundraisers)

personal transactions rates)

All Other Donations

No feeStandard rate for sending international donations
The applicable fee for sending domestic donations applies plus the applicable additional percentage-based fee forinternational donations (international fee).

Payment Type

Rate

PayPal Fundraisers (UnlistedSending and Receiving Money Rates (i.e., sending internationalFundraisers)

personal transactions rates)

All Other Donations

No fee (when no currency conversion is involved)

Sending and receiving money
When you send money (initiated from the “Friends and Family” tab of the “Send Money” flow) to, or receive money
into your PayPal account from, friends and family without making an underlying donation or commercial transaction(that is, the payment is not for the purchase of goods or services or for making any other commercial transaction), wecall that a “personal transaction”.
The rates relating to personal transactions are set out below.

Sending domestic personal transactions
RateNo fee (when no currency conversionis involved)

Sending international personal transactions
Rate

Minimum/Maximum

5% of the transaction amountThe minimum fee is GBP 0.99 and the maximum fee is GBP 2.99

Fees charged in different currencies for sending payments: We will collect the fee from balance in thecurrency in which the fee is payable. To do this, we may need to convert the fee amount from yoursending balance into the currency in which the fee is payable, in which case the fees for "Conversions in allother cases" also apply.

Receiving personal transactions

gpRateNo fee (when no currency conversion is involved)

Currency Conversions
For information about how we convert currency, please see the user agreement.
Please access the Currency Converter tool below to indicate the applicable rate that may apply to your transaction. Any
rates shown are subject to change based on time and date of the completed transaction.
Currency Converter Tool

Converting balance for a business account and transactions forwhich a receiver has agreed to bear the currency conversion
Rate
3% above the base exchange rate

Withdrawals Out of PayPal
You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account oreligible debit cards. Withdrawal to a bank account or a card may not be possible in all markets. A currency conversion(and currency conversion fees) may also apply.
Note: For additional listings of transfer rates out of business accounts, please visit our PayPal Merchant Fees Page.

Withdrawing a balance from a personal PayPal accountWithdrawal/Transfer toMarketRateBank accountAll (where available)

No Fee (when no currency conversion is involved)

US bank account

GG, IM, JE, & UK

3% (when no currency conversion is involved)

Cards

GG, IM, JE, & UK

No Fee (when no currency conversion is involved)

Other Consumer Fees
Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees
Activity

Bank Return on
Withdrawal/Transferout of PayPal

Description
This fee is charged when a Withdrawal/transfer
out of PayPal is attempted by a user and it fails
because incorrect bank account information ordelivery information is provided.

RateSee Bank Return on
Withdrawal/Transfer outof PayPal Table below.

Some users, in order to increase their sending
limit or as PayPal may determine, may be

See Credit Card and Debit

Credit Card and Debit

charged a credit card and debit card link andCard Link andCard Confirmation(s)confirmation fee. This amount will be refunded

Confirmation Table

when you successfully complete the credit cardbelow.

or debit card verification process.
The inactivity fee will be the lesser of the fee
Inactive PayPal Accountlisted below or the remaining balance in youraccount.

See Inactive PayPal
Account Fee Table below.

Activity

Description

Rate

This fee will apply for requests of information
relating to why we had reasonable justification
Records Request

to refuse your payment order. We will not charge

GBP 10.00 or EUR 12.00

you for records requested in connection with(per item)

your good-faith assertion of an error in yourPayPal account.

Bank Return on Withdrawal/Transfer out of PayPal Table
Market/Region

Rate

UK users

GBP 0.50

Users registered in the Eurozone

EUR 3.00

Credit Card and Debit Card Link and Confirmation Table
Currency

Rate

Australian dollar

AUD 2.00

Brazilian real

BRL 4.00

Canadian dollar

CAD 2.45

Czech koruna

CZK 50.00

Danish krone

DKK 12.50

Euro

EUR 1.50

Hong Kong dollar

HKD 15.00

Hungarian forint

HUF 400.00

Israeli new shekel

ILS 8.00

CurrencyRate

Japanese yen

JPY 200.00

Malaysian ringgit

Not Applicable

Mexican peso

MXN 20.00

Currency

Rate

New Taiwan dollar

TWD 70.00

New Zealand dollar

NZD 3.00

Norwegian krone

NOK 105.00

Philippine peso

PHP 100.00

Polish zloty

PLN 45.00

Russian ruble

RUB 60.00

Singapore dollar

SGD 3.00

Swedish krona

SEK 100.00

Swiss franc

CHF 10.00

Thai baht

THB 70.00

UK pounds sterling

GBP 9.00

US dollar

USD 1.95

Inactive PayPal Account Table
Currency

Fee

Czech koruna

CZK 270.00

Currency

Fee

Danish krone

DKK 75.00

Euro

EUR 10.00

Hungarian forint

HUF 3,600.00

Norwegian krone

NOK 105.00

Polish zloty

PLN 45.00

Swedish krona

SEK 100.00

Swiss franc

CHF 10.00

UK pounds sterling

GBP 9.00

PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronicmoney institution under the Electronic Money Regulations 2011 for the issuance of electronic money(firm reference number 994790), in relation to its regulated consumer credit activities under the Financial
Services and Markets Act 2000 (firm reference number 996405) and for the provision of Cryptocurrency
services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on thePayer) Regulations 2017 (firm reference number 1000741). Some of PayPal UK Ltd’s products including
PayPal Pay in 3 and PayPal Working Capital are not regulated by the FCA. PayPal UK Ltd’s company
number is 14741686 and its registered address is Whittaker House, Whittaker Avenue, Richmond-UponThames, Surrey, United Kingdom, TW9 1EH.