2023 (For Graduate School)

Recommendations Regarding Personal Accidents Insurance
for Students Pursuing Education and Research
Kumamoto University recommends that students enroll in “Personal Accident Insurance for Students
Pursuing Education and Research (PAS)” and “Liability Insurance coupled with PAS” as a precaution against
unexpected accidents, etc., which may occur during curricular or extracurricular activities. Please see theattached flyers for further details regarding these insurance programs.

1.

Period of Insurance and Premiums

The table below shows the insurance premiums, assuming enrollment in an insurance program thatoffers coverage until the completion of postgraduate studies:
Additional information:
Personal Accident Insurance for Students Pursuing Education and Research (PAS):
The premiums listed are the amounts including optional coverage for accidents while
commuting, etc. (Kumamoto University only offers insurance programs that include optional
coverage for accidents while commuting). When enrolling, the enrollment period shall be the numberof years until the completion of studies.
Liability Insurance coupled with PAS:
The premiums listed are for Course A. Kumamoto University does not offer Course B (Course A
includes the coverage in Course B). Enrollment is available on a yearly basis.
(1) Personal Accident
Insurance forType of student, number of(2) Liability Insurance
Students Pursuing(1)+(2)
years until completion
coupled with PAS
Education andResearch (PAS)
Graduate school - Master's
1,750 yen
680 yen2,430 yen
students (2 years)
Graduate school – Doctoral
1,020 yen
3,620 yen
2,600 yen
students (3 years)
Note: It is required to be coupled with PAS(1) for those who would like to carry Liability Insurance(2).

2.

Enrollment Details and Contact Information

Contact information:
Student Life Division Life support ( Seikatu Sien tantou)
1F General Education Building (Zengaku Kyouiku Tou), Kurokami North Campus
TEL: (096)342-2723
Submit application to:Student Consultation Office, Student Life Support Division
Enrollment procedure:If payment is made before entering the University, insurance coverage begins on the date of entrance
into the University.
If payment is made after entering the University, insurance coverage begins on the day after payment
is made.

3.

PAS Coupled with Student Life Insurance

In addition to the “Personal Accident Insurance for Students Pursuing Education and Research (PAS)” and“Liability Insurance coupled with PAS” that are attached to this flyer, “PAS Coupled with Student Life
Insurance” is also available.
We can provide information such as pamphlets and application forms (in Japanese only) upon request.
Please contact the office listed in Section 2 for more details.
Summary of insurance coverage
・Wide compensation for areas not covered by “Personal Accident Insurance for Students Pursuing
Education and Research”.
・24-hour compensation
・The items covered are as follows:
1. Liability
2. Compensation for injuries (death and disability benefits, hospitalization and hospital visits)(You can choose from two different amounts of death and disability benefits.
3. Compensation for sickness (hospitalization and hospital visits)
4. Rescuer's fees
5. Education and school expenses
6. Liability for personal property and lender (you can choose a type without this coverage)
7. Natural disaster risk insurance policy
The following assistance services are also available to those who are enrolled in this program:
Medical assistance: 24-hour support for making appointments with medical specialists, and forproviding information about medical facilities, emergency treatment consultation, and patienttransfer/transport services (only for courses with illness compensation).

4.

Insurance Offered by Cooperative Associations

Cooperative associations offer comprehensive insurance programs for university students with a full rangeof compensation options. If you are interested in enrolling in such a program, please contact the cooperative
association below:
Contact: Kumamoto University Co-op TEL: (096)343-4422