2024
The Chiba Bank, Ltd.
Integrated ReportOurPurpose & Vision

1Purpose

VisionTo create a local community better suited
to bringing each person’s hope to life

An Engagement Bank Group
that works closely with the community

The Bank Group is once again strengthening its commitment to “providing social value by contributing
to the resolution of regional issues” as part of its corporate group purpose.
In order to align its views with the Bank’s stakeholders, which include customers, shareholders, andemployees, as well as continue to be a close presence for each person and company within the localcommunity and “a place where our stakeholders’ hopes can come to life,” Chiba Bank has made itscore purpose “to create a local community better suited to bringing each person’s hope to life”.

In order to achieve this purpose, the Bank Group has established a corporate vision of “anEngagement Bank Group that works closely with the community,” while aiming to become “a BankGroup that seeks to keep growing together along with the entire region by providing value throughdeep connections with all of its stakeholders including customers, shareholders, and employees.”
Chiba Bank will strive to provide social value to the region by continually prioritizing this “deepconnection” with its stakeholders, refining its existing business initiatives, and taking on challenges innew business areas.

The Chiba Bank Integrated Report 2024

The Chiba Bank Integrated Report 2024

2

Contents
Purpose and Vision..................................1

Messages

Growth Strategy for Value Creation
Message from the CBO .........................43

Management Base Supporting
Value Creation

Retail Business ......................................45

Directors, Audit & Supervisory Board

Message from the President ....................5

Corporate Business ...............................47

Members and Executive Officers............85

Initiatives for Business Improvement and Recurrence

DX (Base I).............................................51

Corporate Governance Structure ...........89

Prevention in Response to Administrative Actions .....13

GX (Base II) ............................................55

Compliance ...........................................95

Message from the CSO/CDTO ..............17

Alliances (Base III) ..................................59

Customer-oriented Business Operations ...97

Outside Directors Discussion Meeting....19Group Governance (Base V) ..................63

Risk Management..................................99

Message from the CRO .........................25

Response to Climate Change(Efforts Toward TCFD Recommendations) ..67

Chiba Bank’s Value Creation

Response to Natural Capital

History of the Chiba Bank Group ...........27(Efforts Toward TNFD Recommendations)...73

Strengths of the Chiba Bank Group .......29

Communication with Stakeholders ...........74

Short movie
introducing Chiba Bank
A video introducing the Chiba Bank
Group’s strengths, growth strategy, etc.

Financial and Corporate Data

https://www.
chibabank.co.jp/english/

Value Creation Process ..........................31
Initiatives for Sustainable Management ...33
Progress of the Mid-term Plan ...............35
Business Results and Financial Position ...37To Increase PBR ....................................39

3

The Chiba Bank Integrated Report 2024

Human Capital Management
Message from the CHRO ......................75

Chiba Bank website (for individualinvestors) (in Japanese)

Human Capital (Base IV) ........................77
Diversity.................................................83
The Chiba Bank Integrated Report 20244