Data Products Fact Sheetfor Procurement and Legal Professionals
Introduction
This Data Products Fact Sheet provides an overview of Moody’s data products and accompanying template agreement. The purpose of thisData Products Fact Sheet is to highlight some unique aspects of Moody’s Data Products (see more below) and the template agreement.
Our hope is to assist procurement, legal, or purchasing professionals in understanding our offerings and associated terms, leading to a more
efficient sales process.
While Moody’s offers many software and SaaS solutions, this Data Products Fact Sheet focuses only on non-software databases,
publications and other content or data subscriptions involving the one-way flow of information from Moody’s to our customers (“DataProducts”).

Overview of Moody’s Data Products
Moody’s is a global risk assessment firm that empowers organizations to make better, faster decisions. Its data, analytical solutions andinsights help decision-makers identify opportunities and manage the risks of doing business with others.
The type of data and insights provided by Moody’s Data Products include credit ratings data, credit research tools or databases, quantitative
credit risk tools, private or commercial mortgage data, structured analytics and valuations data, economic commentary and research data,and news. The full list of data products is attached and may be updated from time to time.

What Data Does My Organization Provide Moody’s?
Our data products do not require the provision by you of any personal or other business data to function as intended, except the businesscontact information of the purchaser, and the business email address and names of product users. Moody’s is the data controller for thisinformation and will use it in compliance with its privacy policy posted at www.moodys.com and applicable law.

How Can I Use Moody’s Data Products?
Moody’s Data Products are for internal use within specified license parameters, such as departments, geographic locations, numbers ortypes of users, assets under management, or record lookups. Moody’s pricing is intrinsically tied to the associated use limitations as outlined
in individual order forms signed by both parties.
Additionally, for some types of Data Products, Moody’s is required to provide certain disclaimers, flow-downs, or supplemental conditions onuse, as required by our third party licensors. Sometimes, we are required to update previously-agreed terms related to use in response tochanges in laws, regulations, policies, and/or as required by our third party licensors.

Why Am I Being Presented with Moody’s Terms of Agreement Template?
Moody’s Terms of Agreement (“TOA”) contain industry-standard terms for the licensing of our Data Products.
The one-way data flow and one-to-many nature of our data supply to customers means that all subscriptions purchased by customers utilize
the same data. These Data Products do not entail the creation of custom intellectual property and are provided with standardized support
programs only. Additionally, Data Products do not require the provision of consulting or professional services as a condition of use.
The TOA centers on the following key premises: (1) Moody’s compliance with regulatory and contractual obligations imposed on Moody’s or
its licensors as the providers of the data, some of which vary by jurisdiction, (2) a customer’s acknowledgement that Moody’s supply of data
does not constitute financial or business advice --customers assume responsibility for decisions taken on the basis of the data and risk
insights Moody’s delivers, and (3) restrictions that safeguard Moody’s and its licensors’ rights in the underlying data, the core commercial
asset being provided. Use of Moody’s Data Products with Artificial Intelligence (“AI”) systems is not permitted by the standard TOA but thoserights may be added upon request for an additional fee.
Given the nature of the Data Products, using Moody’s TOA is the quickest, most efficient way to obtain a subscription. Customer-supplied
templates (including cloud-based SaaS, software or services templates) are not designed with the above considerations in mind, and assuch, pose material challenges to an efficient contracting process.
Please do not hesitate to contact Moody’s sales or the contract specialist team assigned to you if you have additional questions concerning
the nature of our Data Products or the TOA, and thank you for reviewing this document.

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Moody’s TOA-Based Solutions

Data Solutions and KYC•Orbis

Predictive Analytics•••••••••••••••••

Macroeconomic Forecast and Historical Databases
Expected Consumer Credit Losses (ECCL)
Economic Research & Analysis Products
Economic Models and Workstations
Moody's Analytics Credit Risk Calculator (CRC)
Market Implied Ratings Analytics (MIR)
AutoCycle
Case-Shiller Indexes, RPS House Price Index, and other real estate price forecast products
CreditForecast
CRD
Custom Data
EDF-X, including Public Firm Modeling Dataset and Private Firm Modeling Dataset
RiskBench
Transfer Pricing Solution
Credit Trends
Country Risk Service
Climate Risk Scenarios

Digital Insights••

CreditViewESG Data Products

Commercial Real Estate (CRE)
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Reis
MA CRE
Commercial Location Score
Moody’s CRE Renewables
Catylist, including SiteLink and EDC Link
Commercial Mortgage Metrics (CMM), including US, Canada, Loan Valuation, Stress Testing, Climate Module, CRE Europe
Solution, and Market Data.

Central Product Group (CPG)•Digital Asset Monitor

Structured Finance
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MA SF API Local Cashflow
Structured Finance Portal
Structured Finance Data, including Regulatory Module, Factors, Historical LBL, Monthly LBL, Pool Performance, Terms &Conditions, Vectors, and CDOROM Data.
Gorr Macro EL Calculator
Global ABS Portal
AVM Reports

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