Attached Paper

SPECIAL COMPENSATION RULES

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The original text was written in Japanese. If any discrepancies should arise between theJapanese and English texts, the former shall prevail at all times.

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Attached Paper

SPECIAL COMPENSATION RULES

Chapter I

Payment of Compensation, Etc.

（Company's Liability for Payment）
Article 1
If a Traveler participating in an Organized Tour operated by this company (hereinafterreferred to as “the Company”) has suffered an injury due to a sudden and extraneous accident
during such participation (hereinafter referred to as the "Accident"), the Company shall pay to
the Traveler or his/her legal heir compensation for death or for an after-effect and a solatium
for hospitalization or for a hospital visit (hereinafter referred to as "Compensation, Etc.") inaccordance with the provisions of Chapters I through IV.

2.

An injury referred to in the preceding Paragraph includes a sudden poisoning symptom

caused from accidental and temporary inhalation, absorption, or intake (except a poisoning
symptom caused as a result of continuous inhalation, absorption, or intake) of poisonous gas
or substance from outside the body. However, bacterial food poisoning is not included.

（Definition of Terms）
Article 2
An "Organized Tour" as stated in these Special Compensation Rules means that which isprovided for in Paragraph 1, Article 2 of the Terms and Conditions of Agent-Organized Tour
Contracts and Paragraph 1, Article 2 of the Terms and Conditions of Custom-Ordered Tour
Contracts in the Standard Terms and Conditions of Travel Contracts.
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2. "During participation in the Organized Tour" as stated in these Special Compensation Rules
means the period between the time of commencement of receiving the first provision of theservices of transportation/accommodation facilities, etc., specified in the itinerary of theOrganized Tour provided based on the tickets, etc., arranged for by the Company in advancefor the purpose of the Traveler's participation in the Organized Tour, and the time ofcompletion of receiving the last provision of such services. However, in case the Traveler
deviates from the itinerary of the Organized Tour set in advance, if he/she has notified theCompany of the intended date and time of deviation and rejoining in advance, the period
between the time of deviation and the intended time of rejoining shall be considered to be"During Participation in the Organized Tour". If the Traveler has deviated from the itinerary
without notifying the Company of the intended date and time of deviation and rejoining in
advance or without intention of rejoining, the period between the time of deviation and thetime of rejoining or the period from and after the time of deviation shall not be considered tobe "During Participation in the Organized Tour."Moreover, in case a date (according to thestandard time of the place of travel concerned) is specified in the itinerary of the Organized
Tour on which the Traveler receives no service of the transportation/accommodation facilities,
etc., arranged for by the Company and if that matter and the fact that no compensation or
solatium shall be paid in accordance with these Special Compensation Rules with respect tothe damage incurred by the Traveler due to the Accident occurring on such date are specified
in the Contract Document, such date shall not be considered to be "During Participation in the
Organized Tour."

3. "Time of Commencement of Receiving the Services" referred to in the preceding Paragraphmeans any of the times mentioned in the following Items:(1) If a tour conductor or an employee or an agent of the Company performs reception, the4time of completion of the reception.

(2) In case the reception referred in the preceding Item is not performed, if the first of thetransportation/accommodation facilities, etc., is:(a) an aircraft, the time of completion of the boarding procedure;(b) a ship, the time of completion of the boarding procedure;(c) a railroad, the time of completion of ticket examination or, if there is no ticket
examination, the time of boarding the train concerned;(d) a vehicle, the time of getting in the vehicle;(e) accommodation facilities, the time of entering the facilities;(f) facilities other than accommodation facilities, the time of completion of the procedurefor using the facilities.

4. "Time of Completion of Receiving the Provision of the Services" referred to in Paragraph 2means any of the times mentioned in the following Items:(1) If a tour conductor or an employee or an agent of the Company announces breakup of thetour, the time of the announcement.

(2) In case the announcement of breakup of the tour referred to in the preceding Item is notmade, if the last of the transportation/accommodation facilities, etc., is:(a) an aircraft, the time of leaving the airport premises which are accessible only bypassengers;(b) a ship, the time of disembarkation;(c) a railroad, the time of completion of ticket examination or, if there is no ticket
5examination, the time of getting off the train concerned;(d) a vehicle, the time of getting out of the vehicle;(e) accommodation facilities, the time of leaving the facilities;(f) facilities other than accommodation facilities, the time of leaving the facilities.

Chapter II

Cases Where Compensation, Etc., Are Not Paid

（Cases Where Compensation, Etc., Are Not Paid---(1)）
Article 3
The Company shall not pay Compensation, Etc.., with respect to an injury occurring due toany of the causes mentioned in the following Items:(1) The intention of the Traveler. However, this does not apply to an injury suffered by aperson other than the Traveler.

(2) The intention of the person entitled to receive the compensation for death.

However, if

such person is entitled to receive part of the compensation for death, this does not apply tothe remainder of the compensation which another person is entitled to receive.

(3) A suicidal, criminal, or combative act by the Traveler. However, this does not apply to an
injury suffered by a person other than the Traveler.

(4) The Accident which occurred while the Traveler was driving an automobile or a
motorcycle without having the driving qualifications as provided for by the law or under
the influence of alcohol with his/her ability for normal driving being impaired.
this does not apply to an injury suffered by a person other than the Traveler.
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However,(5) The Accident which occurred while the Traveler intentionally committed an illegal act or
was receiving illegal services.

However, this does not apply to an injury suffered by aperson other than the Traveler.

(6) Brain disease, illness or mental derangement of the Traveler.

However, this does not

apply to an injury suffered by a person other than the Traveler.

(7) Pregnancy, childbirth, premature delivery, miscarriage, surgical operation or any othermedical treatment of the Traveler. However, this does not apply to treatment of an injury
for which the Company should compensate.

(8) The Accident during execution of punishment, detention or imprisonment of the Traveler.

(9) War, use of force by a foreign country, a revolution, overthrow of government, civil war,or any other similar incident or riot (meaning in these Special Compensation Rules a state
which can be considered to be a serious situation from the viewpoint of maintenance of
public order with peace significantly disturbed nationwide or in some area due tocollective actions by a mob or a large number of people).

(10) A radioactive, explosive or an other harmful characteristic of nuclear fuel substance(including spent fuel; hereinafter the same) or substances contaminated by nuclear fuelsubstance (including a fission product) or the Accident caused by these properties.

(11) The Accident concomitant with the causes referred to in the preceding two Items or the
Accident resulting from a disorder due to such causes.

7(12) Irradiation or radioactive contamination other than those mentioned in (10) above.

2. The Company shall not pay Compensation, Etc., for a cervical syndrome (a so-called
whiplash injury) or lumbago without any objective symptoms, regardless of its causes.

（Cases Where Compensation, Etc., Are Not Paid---(2)）
Article 4
In addition to the provisions in the preceding Article, in the case of an Organized Tour
intended for a Domestic Travel, the Company shall not pay Compensation, Etc., for an injury
suffered due to any of the causes mentioned in the following Items:(1) An earthquake, an eruption, or a tsunami.

(2) The Accident concomitant with the causes referred to in the preceding Item or the
Accident resulting from a disorder due to such causes.

（Cases Where Compensation, Etc., Are Not Paid---(3)）
Article 5
The Company shall not pay Compensation, Etc., for an injury mentioned in any of thefollowing Items unless an act referred to in any of these Items is included in the itinerary of
the Organized Tour prepared in advance by the Company.

If an act referred to in any ofthese Items is included in the said itinerary, the Company shall also pay Compensation, Etc.,
for an injury caused by a similar act, other than that specified in the itinerary, during theTraveler's participation in an Organized Tour.
(1) An injury caused while the Traveler was engaged in any of the activities mentioned in
Schedule I.
8(2) An injury caused while the Traveler was engaged in a race, a competition, a show (allincluding practice), or a test run (meaning driving or operation for the purpose of aperformance test) with an automobile, a motorcycle, or a motorboat.

However,

Compensation, Etc., will be paid for an injury caused while engaged in such activities
using an automobile or a motorcycle on a road even if they are not included in theitinerary of the Organized Tour.

(3) An injury caused while the Traveler was piloting an aircraft other than one operated by an
air freight forwarder on a specified route (regardless of whether it was on a regular flightor on a nonscheduled flight).

Chapter III

Kinds and Amounts of Payment of Compensation, Etc.

（Payment of Compensation for Death）
Article 6
If a Traveler suffered an injury referred to in Article 1 and died as a direct result of it within
180 days of the date of the Accident, the Company shall pay compensation for death to thelegal heir of the Traveler in the amount per Traveler (hereinafter referred to as "Amount ofCompensation") of 25,000,000 yen in the case of an Organized Tour intended for Overseas
Travel, or 15,000,000 yen in the case of an Organized Tour intended for Domestic Travel.
However, if compensation for an aftereffect has already been paid with respect to the Traveler
concerned, an amount arrived at by subtracting the amount already paid from the Amount ofCompensation shall be paid.

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（Payment of Compensation for an Aftereffect）
Article 7
If a Traveler suffered an injury referred to in Article 1 and an aftereffect (meaning a serious
disorder of a function remaining in the body which cannot be recovered in the future or lossof part of the body after the injury constituting the cause was healed; hereinafter the same)
was caused as a direct result of it within 180 days of the date of the Accident, the Company
shall pay compensation for an aftereffect to the Traveler in the amount per Traveler arrived atby multiplying the Amount of Compensation by the ratio mentioned in the relevant Item of
Schedule II.

2. Notwithstanding the provisions of the preceding Paragraph, if the Traveler is still in a state
requiring treatment after the 180th day from the date of the Accident, the Company shall pay
compensation for an aftereffect after determining the degree of the aftereffect based on the
diagnosis of a doctor on the 181st day from the date of the Accident.

3. For an aftereffect not mentioned in any of the Items of Schedule II, the Amount ofCompensation for an aftereffect shall be determined regardless of the Traveler's occupation,age, social status, etc., according to the degree of the disorder in the body and in reference tothe classification of each Item in Schedule II. However, a compensation for an aftereffectshall not be paid for a disorder not resulting in a functional disorder mentioned in 1. (3), 1. (4),2. (3), 4. (4) or 5. (2).

4. If more than one kind of aftereffect has been caused due to the same Accident, theCompany shall apply the preceding three Paragraphs to each aftereffect, and pay the total
amount.

However, for an aftereffect on an upper limb (an arm and hand) or a lower limb (aleg and foot) mentioned in 7, 8 or 9 of Schedule II, the compensation for an aftereffect per
10limb shall be within the limits of 60% of the Amount of Compensation.

5. The amount of compensation for an aftereffect which the Company should pay inaccordance with each of the preceding Paragraphs will be, per Traveler per Organized Tour,
within the limits of the relevant Amount of Compensation.

（Payment of a Solatium for Hospitalization）
Article 8
If a Traveler suffered the injury referred to in Article 1, and, as its direct result, became unable
to engage in normal business or to lead a normal life and consequently was admitted to a
hospital (meaning, a case requiring treatment by a doctor in which home-care is considereddifficult and as a result admitted to a hospital or a clinic to concentrate on the treatment under
the doctor's supervision at all times; hereinafter the same applies in this Article), the Company
shall pay to the Traveler a solatium for hospitalization for the number of such days
(hereinafter referred to as "Number of Days of Hospitalization") in accordance with thefollowing classification:(1) In case of an Organized Tour intended for Overseas Travel:(a) In case of the injury for which the Number of Days of Hospitalization is 180 or more:
400,000 yen(b) In case of the injury for which the Number of Days of Hospitalization is 90 or more
but less than 180: 200,000 yen(c) In case of the injury for which the Number of Days of Hospitalization is 7 or more but
less than 90: 100,000 yen(d) In case of the injury for which the Number of Days of Hospitalization is less than 7:
40,000 yen
11(2) In case of an Organized Tour intended for Domestic Travel:(a) In case of the injury for which the Number of Days of Hospitalization is 180 or more:
200,000 yen(b) In case of the injury for which the Number of Days of Hospitalization is 90 or more
but less than 180: 100,000 yen(c) In case of the injury for which the Number of Days of Hospitalization is 7 or more but
less than 90: 50,000 yen(d) In case of the injury for which the Number of Days of Hospitalization is less than 7:
20,000 yen

2. Even if the Traveler is not hospitalized, in case the injury falls under any of the Items of
Schedule III, and treatment by a doctor was received, the period during which the Traveler
was in such a state shall be considered to be the days of hospitalization for the purposes of theprovisions of the preceding Paragraph.

3. If both a solatium for hospitalization and a compensation for death, or both a solatium for
hospitalization and a compensation for an aftereffect, should be paid for one Traveler, theCompany shall pay the total amount.

（Payment of a Solatium for Hospital Visits）
Article 9
If a Traveler suffered an injury referred to in Article 1, and as its direct result, became unable
to engage in normal business or to lead a normal life and visited a hospital (meaning, a caserequiring treatment by a doctor and visited hospital or a clinic to receive treatment by a doctor(including a home visit by a doctor); hereinafter the same applies in this Article), theCompany shall pay to the Traveler a solatium for hospital visits for the number of such days
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(hereinafter referred to as "Number of Days of Hospital Visits") in accordance with thefollowing classification if such number of days totaled 3 days or more:(1) In case of an Organized Tour intended for Overseas Travel:(a) In case of an injury for which the Number of Days of Hospital Visits is 90 or more:
100,000 yen(b) In case of an injury for which the Number of Days of Hospital Visits is 7 or more but
less than 90: 50,000 yen(c) In case of an injury for which the Number of Days of Hospital Visits is 3 or more but
less than 7: 20,000 yen(2) In case of an Organized Tour intended for Domestic Travel:(a) In case of an injury for which the Number of Days of Hospital Visits is 90 or more:
50,000 yen(b) In case of an injury for which the Number of Days of Hospital Visits is 7 or more but
less than 90: 25,000 yen(c) In case of an injury for which the Number of Days of Hospital Visits is 3 or more but
less than 7: 10,000 yen

2. Even if the Traveler did not visit a hospital, in case the Company approved that there arosea significant difficulty for the Traveler in engaging in normal business or leading a normal life
because he/she had to wear a plaster cast at all times at a doctor's instruction in order toimmobilize the part receiving an injury, such as a fracture, the period during which theTraveler was in such a state shall be considered to be the days of hospital visits for the
purposes of the provisions of the preceding Paragraph.

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3. The Company shall not pay a solatium for hospital visits for any hospital visit after the
injury has healed to the extent that there is no difficulty in engaging in normal business orleading a normal life.
4. In no case shall the Company pay a solatium for hospital visits for any hospital visit after
the elapse of 180 days from the date of the Accident.

5. If both a solatium for hospital visits and a compensation for death, or both a solatium for
hospital visits and a compensation for an aftereffect, should be paid for one Traveler, theCompany shall pay the total amount.

（Special Provisions Concerning the Payment of a Solatium for Hospitalization and a
Solatium for Hospital Visits）
Article 10
Notwithstanding the provisions of the preceding two Articles, if the Number of Days of
Hospitalization and the Number of Days of Hospital Visits for one Traveler have each become
1 or more, the Company shall pay only the solatium mentioned in either of the following
Items whose amount is the larger (if the amounts are the same, that mentioned in Item (1)):(1) The solatium for hospitalization which the Company should pay for the Number of Daysof Hospitalization concerned;(2) Assuming that the Number of Days of Hospital Visits concerned (excluding that of theperiod for which the Company should pay a solatium for hospitalization) and the Number
of Days of Hospitalization concerned are added up to constitute the Number of Days of
Hospital Visits, the solatium for hospital visits which the Company should pay for thelatter number of days.
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（Presumption of Death）
Article 11
If a Traveler is not found after the elapse of 30 days from the date on which the aircraft or theship which he/she boarded went missing or met with the Accident, he/she will be presumed tohave died due to the injury referred to in Article 1 on the date on which the aircraft or the ship
went missing or met with the Accident.

（Effect of Other Physical Disabilities or Diseases）
Article 12
If the injury referred to in Article 1 has become serious due to an effect of the physicaldisability or the disease already existing when the Traveler suffered that injury, or due to aneffect of an injury or a disease which occurred independent of the Accident which had caused
the injury referred to in Article 1 after suffering such injury, the amount appropriate for thatinjury, excluding such effect, shall be determined and paid.

Chapter IV

OccurrenceofAccident

andProcedures

for Claiming

Compensation, Etc.

（Request for Explanation, etc., Concerning the Degree of Injury, etc.）
Article 13
If a Traveler has suffered the injury referred to in Article 1, the Company may request of
him/her or the person entitled to receive a compensation for death an explanation concerning
the degree of the injury, the outline of the Accident which caused the injury, etc., or request
for a medical examination of the Traveler or for a postmortem examination.

In this case, theTraveler or the person who is entitled to receive the compensation for death must comply withsuch requests.
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2. In case the injury referred to in Article 1 was incurred due to a cause in which the Company
has no concern, the Traveler or the person entitled to receive a compensation for death must
report to the Company the degree of the injury, the outline of the Accident which caused the
injury, etc., within 30 days of the date of the Accident.

3. If the Traveler or the person entitled to receive compensation for death has violated theprovisions of the preceding two Paragraphs without a good reason with which the Company issatisfied or has failed to tell the truth or given a false statement, in connection with the
explanation or the report, the Company shall not pay Compensation, Etc.

（Claim for Compensation, Etc.）
Article 14
If the Traveler or the person entitled to receive compensation for death intends to receive
Compensation, Etc., he/she must submit a claim form for Compensation, Etc., prescribed by
the Company, as well as the following documents:(1) In case of claiming compensation for death:(a) A copy of the Traveler's family register, as well as a copy of the legal heir's family
register and a certificate of his/her seal impression;(b) A document certifying the Accident issued by a public body (or by a third party underunavoidable circumstances);(c) A death certificate or a postmortem certificate.

(2) In case of claiming compensation for an aftereffect:(a) A certificate of the Traveler's seal impression;(b) A document certifying the Accident issued by a public body (or by a third party under16

unavoidable circumstances);(c) A doctor's medical certificate certifying the degree of the aftereffect.

(3) In case of claiming a solatium for hospitalization:(a) A document certifying the Accident issued by a public body (or by a third party underunavoidable circumstances);(b) A doctor's medical certificate certifying the degree of the injury;(c) A document of the hospital or clinic mentioning the Number of Days of
Hospitalization or the Number of Days of Hospital Visits.

(4) In case of claiming a solatium for hospital visits:(a) A document certifying the Accident issued by a public body (or by a third party underunavoidable circumstances);(b) A doctor's medical certificate certifying the degree of the injury;(c) A document of the hospital or clinic mentioning the Number of Days of
Hospitalization or the Number of Days of Hospital Visits.

2. The Company may request submission of a document other than the documents referred toin the preceding Paragraph or omission of some of the documents to be submitted referred toin the preceding Paragraph.

3. If the Traveler or the person entitled to receive compensation for death has violated theprovisions of Paragraph 1 or has failed to tell the truth or given a false statement, inconnection with any document submitted, the Company shall not pay Compensation, Etc.

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（Subrogation）
Article 15
Even if the Company has paid Compensation, Etc., the Traveler's or his/her heir's right to seek
damages from a third party in connection with the injury suffered by the Traveler shall not betransferred to the Company.

Chapter V Compensation for Damaged Baggage（Payment Liability of the Company）
Article 16
If a Traveler participating in an Organized Tour operated by the Company has incurred
damage to his/her personal belongings due to an Accident occurring while he/she wasparticipating in the Organized Tour (hereinafter referred to as "Goods for Compensation"), theCompany shall pay compensation for damaged baggage (hereinafter referred to as"Compensation for Damage") in accordance with the provisions of this Chapter.

（Cases Where a Compensation for Damage Is Not Paid）
Article 17
The Company shall not pay Compensation for Damage with respect to damage resulting fromany of the causes mentioned in the following Items:(1) The Traveler's intention.

However, this does not apply to the damage incurred by aperson other than the Traveler.

(2) Intention of a relative who is in the same household as the Traveler. However, this does
not apply to a case if such person had no intention of enabling the Traveler to receive18Compensation for Damage.

(3) A suicidal, criminal, or combative act on the part of the Traveler.

However, this does not

apply to damage incurred by a person other than the Traveler.

(4) The Accident which occurred while the Traveler was driving an automobile or a
motorcycle without having the driving qualifications as provided for by the law, or under
the influence of alcohol with his/her ability for normal driving being impaired.

However,

this does not apply to damage incurred by a person other than the Traveler.

(5) The Accident which occurred while the Traveler intentionally committed an illegal act or
was receiving illegal services.

However, this does not apply to damage incurred by aperson other than the Traveler.

(6) Exercise of public authority by the state of a public body including seizure, requisition,
confiscation, destruction, etc., except when such action is taken as a measure necessary forfire fighting or evacuation.

(7) A defect in Goods for Compensation, except those defects which the Traveler or the
person who takes charge of the Goods for Compensation was unable to detect even withreasonable care.
(8) Natural wear, rust, mold, change in color, mouse gnawing, worm-eaten, etc., in Goods forCompensation.

(9) Damage only to external appearance which does not cause any impediment to thefunctions of the Goods for Compensation.
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(10) Leakage of Goods for Compensation.

However, this does not apply to the damage

caused to other Goods for Compensation by such leakage.

(11) Left or lost Goods for Compensation.

(12) The causes mentioned in Items 9 through 12, Paragraph 1, Article 3.

2. In addition to the provisions of the preceding Paragraph, the Company shall not pay
Compensation for Damage resulting from a cause mentioned in any of the following Items incase of an Organized Tour intended for Domestic Travel:(1) An earthquake, a volcanic eruption or a tsunami.

(2) The Accident occurring due to any of the causes referred to in the preceding Item or the
Accident resulting from disruption of order due to such causes.

（Goods for Compensation and the Scope of Application）
Article 18
Goods for Compensation are limited to the Traveler's personal belongings which he/she
carries with him/her during his/her participation in the Organized Tour.
2. Notwithstanding the provisions of the preceding Paragraph, goods mentioned in any of thefollowing Items are not included in Goods for Compensation:(1) Cash, checks and other valuable papers, revenue stamps, postage stamps and other similar
goods.

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(2) Credit cards, coupons, air tickets, passports and other similar goods.

(3) Manuscripts, blueprints, designs, account books and other similar goods (including thoserecorded in recording media which can be directly processed using information apparatus,
such as magnetic tapes, magnetic disks, CD-ROMs, optical disks, etc. (computers andtheir peripherals, such as terminal units, etc.)).

(4) Ships (including yachts, motorboats and boats), automobiles, motorcycles and theiraccessories.

(5) Mountaineering equipment, exploration equipment and other similar goods.

(6) Artificial teeth, artificial limbs, contact lenses and other similar goods.

(7) Animals and plants.

(8) Other goods specified by the Company in advance.

（Amount of Damage and Amount of a Compensation for Damage）
Article 19
The amount of damage which the Company should pay as a Compensation for Damage(hereinafter referred to as "Amount of Damage") shall be determined on the basis of either thevalue of the Goods for Compensation at the place and time where and when the damage wascaused or the total amount of the cost of repair necessary for restoring the Goods for21Compensation to their state immediately before the occurrence of the damage and the costreferred to in Paragraph 3 of the following Article, whichever is lower.

2. If the Amount of Damage for one or a pair of the Goods for Compensation exceeds 100,000
yen, the Company shall apply the provisions of the preceding Paragraph assuming theAmount of Damage to be 100,000 yen.

3. The amount of Compensation for Damage which the Company should pay shall be within
the limits of 150,000 yen per Traveler per Organized Tour.

However, if the Amount of

Damage does not exceed 3,000 yen per Traveler per Accident, the Company shall not pay
Compensation for Damage.

（Prevention of Damage, Etc.）
Article 20
If a Traveler has realized that damage provided for in Article 16 has occurred to Goods forCompensation, he/she must perform the following:(1) To endeavor to prevent or reduce the damage.

(2) To notify the Company without delay the degree of damage, the outline of the Accident
which caused the damage, and the existence or otherwise of an insurance policy covering
the Goods for Compensation which have incurred damage.

(3) If the Traveler can be compensated for the damage by another, to follow the procedures
necessary for exercising such right.

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2. If the Traveler has violated Item (1) of the preceding Paragraph without a good reason, theCompany shall assume the Amount of Damage to be the remaining balance obtained bydeducting the amount of the cost that might have been prevented or reduced. If the Traveler
has violated Item (2) of the same Paragraph, the Company shall not pay any Compensation
for Damage.

If the Traveler has violated Item (3) of the same Paragraph, the Company shalldeem the Amount of Damage to be the remaining balance obtained by deducting the amountthat might have been obtained by the Traveler by exercising the right to claim damages.

3. The Company shall pay the following expenses:(1) Expenses required for preventing or reducing the damage provided for in Item (1),Paragraph 1 which are deemed necessary or useful by the Company.

(2) Expenses required for the procedures provided for in Item (3), Paragraph 1.

（Claim for a Compensation for Damage）
Article 21
When the Traveler intends to receive Compensation for Damage, he/she must submit to theCompany a claim form for Compensation for Damage prescribed by the Company and the
documents mentioned in the following Items:(1) A document certifying the Accident issued by a police station or by an appropriate
substitute third party.

(2) A document certifying the degree of the damage to the Goods for Compensation.

(3) Any other document requested by the Company.
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2. If the Traveler has violated the provisions of the preceding Paragraph or has intentionallymade a false representation in the document submitted, or forged or altered that document (thesame applies if the Traveler has caused a third party to do such), the Company shall not pay
any Compensation for Damage.

（In Case of There Being an Insurance Policy）
Article 22
If there is an insurance policy covering the damage referred to in Article 16, the Company
may reduce the amount of the Compensation for Damage to be paid to the Traveler.

（Subrogation）
Article 23
If the Traveler has the right to claim damages against a third party for the damage for which
the Company should pay a Compensation for Damage, such right to claim damages shall betransferred to the Company within the limits of the amount of the Compensation for Damage
which the Company has already paid to the Traveler.

24Schedule I (related to Item (1), Article 5)
Mountaineering (using such mountaineering equipment as ice axes, crampons, climbing ropes,
hammers), luging, bobsledding, skydiving, hang gliding, operating an ultralight power-driven
machine (a motorized hang glider, a microlight plane, an ultralight plane, etc.), flying agyroplane, and other similar dangerous sports

Schedule II (related to Paragraphs 1, 3 and 4, Article 7)
1. Ophthalmic disorder(1) Loss of sight in both eyes: 100%
(2) Loss of sight in one eye: 60%(3) Failure of corrected eyesight to be lower than 0.6 in one eye: 5%(4) Reduced field of vision (meaning a case where the field of vision has become 60% or lessof the total normal range) in one eye: 5%

2. Aural disorder(1) Complete loss of hearing in both ears: 80%(2) Complete loss of hearing in one ear: 30%(3) Inability to hear a normal speaking voice at a distance of 50 cm or more in one ear: 5%

3. Nasal disorderSignificant disorder in nasal functions: 20%

4. Disorder in chewing and speaking(1) Complete loss of chewing or speaking functions: 100%
(2) Significant disorder remaining in chewing or speaking functions: 35%(3) Disorder remaining in chewing or speaking functions: 15%
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(4) Loss of five or more teeth: 5%

5. Ugliness of outward appearance (of face, head or neck)(1) Significant ugliness of outward appearance remaining: 15%(2) Ugliness of outward appearance (e.g. a scar with a diameter of approximately 2 cm on theface or a linear scar with a length of approximately 3 cm) remaining: 3%

6. Spinal disorder(1) Significant deformity or significant dyskinesia of the spine remaining: 40%(2) Dyskinesia of the spine remaining: 30%(3) Deformity of the spine remaining: 15%

7. Disorder in an arm (meaning the wrist joint and the upper part of an arm) or a leg (meaning
the ankle and the upper part of a leg)
(1) Loss of an arm or a leg: 60%(2) Complete loss of the functions of two or three joints of the three main joints in an arm or aleg: 50%(3) Complete loss of the functions of a joint of the three main joints in an arm or a leg: 35%(4) Disorder remaining in the functions of an arm or a leg: 5%

8. Disorder in a finger(1) Loss of the phalangeal joint (interphalangeal joint) and the upper part of a thumb: 20%(2) Significant disorder remaining in the functions of a thumb: 15%(3) Loss of the second phalangeal joint (distal interphalangeal joint) and the upper part of afinger other than a thumb: 8%(4) Significant disorder remaining in the functions of a finger other than a thumb: 5%26

9. Disorder in a toe(1) Loss of the toe joint (interdigital joint) and the upper part of a big toe: 10%(2) Significant disorder remaining in the functions of a big toe: 8%(3) Loss of the second toe joint (distal interdigital joint) of a toe other than a big toe : 5%
(4) Significant disorder remaining in the functions of a toe other than a big toe: 3%

10. Other cases of significant disorders making it impossible to look after oneself: 100%

Note: "Upper part" referred to in the provisions of Items 7, 8 and 9 means a part nearer to theheart than the joint concerned.

Schedule III (related to Paragraph 2, Article 8)
1. Failure of corrected eyesight to be 0.06 or less in both eyes.
2. Loss of chewing or speaking functions.
3. Loss of hearing in both ears.
4. Loss of the functions of wrist joints and all the upper joints in the upper limbs.
5. Loss of the functions of a lower limb.
6. Mobility of the body limited mainly to simple movements for living such as eating andwashing face due to a disorder in the chest or the stomach.
7. Mobility of the body limited mainly to simple movements for living such as eating andwashing face due to a neural or mental disorder.
8. Mobility of the body limited mainly to simple movements for living such as eating andwashing face due to complications, etc., of a disorder in the above-mentioned parts.

Note: "Upper joints" referred to in the provisions of Item 4 means parts nearer to the heart
than the joints concerned.
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