日本财产保险（中国）有限公司
SIC Institute Strikes Clauses (Cargo)（1/1/82）（注册号：09OT2020000530438）
RISK COVERED
Risks Clause1 This insurance covers, except as provided in clause 3 and 4 below, loss of or damage tothe subject-matter insured caused by
1.1 strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civilcommotions
1.2 any terrorist or any person acting from a political motive.
General Average Clause2 This insurance cover general average and salvage charges, adjusted or determinedaccording to the contract of affreightment and/or the governing law and practice, incurred to avoid
or in connection with the avoidance of loss from a risk covered under these clauses.
EXCLUSIONS
General Exclusions Clause
3 In no case shall this insurance cover
3.1 loss damage or expense attributable to willful misconduct of the Assured
3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear forthe subject-matter insured
3.3 loss damage or expense caused by insufficiency or unsuitability of packing orpreparation of the subject-matter insured (for the purpose of this Clause 3.3 “packing” shallbe deemed to include stowage in a container or liftvan but only when such stowage is carriedout prior to attachment of this insurance or by the Assured or their servants)
3.4 loss damage or expense caused by inherent vice or nature of the subject-matterinsured.
3.5 loss damage or expense proximately caused by delay, even though the delay becaused by a risk insured against (except expenses payable under Clause 2 above)
3.6 loss damage or expense arising from insolvency or financial default of the ownersmanagers charterers or operators of the vessel
3.7 loss damage or expense arising from the absence shortage or withholding of labourof any description whatsoever resulting from any strike, lockout, labour disturbance, riot or
civil commotion
3.8 any claim based upon loss of or frustration of the voyage or adventure
3.9 loss damage or expense arising from any hostile use of any weapon of war employing

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atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.
3.10 loss damage or expense caused by war civil war revolution rebellion insurrection,or civil strife arising therefrom, or any hostile act by or against a belligerent power.
Unseaworthiness and Unfitness Exclusion Clause
4.4.1 In no case shall this insurance cover loss damage or expense arising from
unseaworthiness of vessel or craft, unfitness of vessel craft conveyance container or liftvan
for the safe carriage of the subject-matter insured, where the Assured or their servants are
privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded
therein.
4.2 The Underwriters waive any breach of the implied warranties of seaworthiness ofthe ship and fitness of the ship to carry the subject-matter insured to destination, unless theAssured or their servants are privy to such unseaworthiness or unfitness.
DURATION
Transit Clause
5.5.1 This insurance attaches from the time the goods leave the warehouse or place of storage
at the place named herein for the commencement of the transit, continues during the ordinary
course of transit and terminates either
5.1.1 on delivery to the Consignees or other final warehouse or place of storage at thedestination named herein,
5.1.2 on delivery to any other warehouse or place of storage, whether prior to or at thedestination named herein, which the Assured elect to use either
5.1.2.1 for storage other than in the ordinary course of transit or
5.1.2.2 for allocation or distribution, or
5.1.3 on the expiry of 60 days after completion of discharge overside of the goods hereby
insured from the oversea vessel at the final port of discharge, whichever shall first occur.
5.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior
to termination of this insurance, the goods are to be forwarded to a destination other than that towhich they are insured hereunder, this insurance, whilst remaining subject to termination asprovided for above, shall not extend beyond the commencement of transit to such otherdestination.
5.3 This insurance shall remain in force (subject to termination as provided for above andto the provisions of Clause 6 below)during delay beyond the control of the Assured, anydeviation, forced discharge, reshipment or transshipment and during any variation of the adventurearising from the exercised of a liberty granted to shipowners or charterers under the contract ofaffreightment.

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Termination of Contract of Carriage Clause
6 If owing to circumstances beyond the control of the Assured either the contract of carriage
is terminated at a port or place other than the destination named therein or the transit is otherwise
terminated before delivery of the goods as provided for in Clause 5 above, then this insurance
shall also terminate unless prompt notice is given to the Underwriters and continuation ofcover is requested when the insurance shall remain in force, subject to an additional
premium of required by the Underwriters, either
6.1 until the goods are sold and delivered at such port or place, or, unless otherwise speciallyagreed, until the expiry of 60 days after arrival of the goods hereby insured at such port of place,whichever shall first occur,
6.2 if the goods are forwarded within the said period of 60 days (or an agreed extension
thereof) to the destination named herein or to any other destination, until terminated in accordancewith the provisions of clause 5 above.
Change of Voyage Clause
7 Where, after attachment of this insurance, the destination is changed by the Assured,
held covered at a premium and on conditions to be arranged subject to prompt notice being
given to the Underwriters.
CLAIM
Insurable Interest Clause
8.1 In order to recover under this insurance the Assured must have an insurable interestin the subject-matter insured at the time of the loss.
8.2 Subject to 8.1 above, the Assured shall be entitled to recover for insured loss
occurring during the period covered by this insurance, notwithstanding that the loss
occurred before the contract of insurance was concluded, unless the Assured were aware of
the loss and the Underwriters were not.
Increased Value Clause
9.1 If any Increased Value insurance is effected by the Assured on the cargo insured
herein the agreed value of the cargo shall be deemed to be increased to the total amountinsured under this insurance and all Increased Value insurances covering the loss, andliability under this insurance shall be in such proportion as the sum insured herein bears tosuch total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence of theamounts insured under all other insurances.
9.2 Where this insurance is on Increased Value the following clause shall apply:
The agreed value of the cargo shall be deemed to be equal to the total amount insured日本财产保险（中国）有限公司
under the primary insurance and all increased Value insurances covering the loss andeffected on the cargo by the Assured, and liability under this insurance shall be in suchproportion as the sum insured herein bears to such total amount insured.
In the event of claim the Assured shall provided the Underwriters with evidence of theamounts insured under all other insurances.
BENEFIT OF INSURANCE
Not to Insure Clause
10 This insurance shall not inure to the benefit of the carrier or other bailee.
MINIMISING LOSSES
Duty of Assured Clause
11 It is the duty of the Assured and their servants and agents in respect of loss recoverable
hereunder
11.1 to take such measures as may be reasonable for the purpose of averting of minimizing
such loss.
And
11.2 to ensure that all rights against carriers, bailees or other third parties are properly
preserved and exercised and the Underwriters will, in addition to any loss recoverable hereunder,
reimburse the Assured for any charges properly and reasonably incurred in pursuance of theseduties.
Waiver Clause
12 Measure taken by the Assured or the Underwriters with object of saving, protecting or
recovering the subject-matter insured shall not be considered as a waiver or acceptance ofabandonment or otherwise prejudice the rights of either party.
AVOIDANCE OF DELAY
Reasonable Despatch Clause
13 It is a condition of this insurance that the Assured shall act with reasonable dispatch
in all circumstances within their control.
LAW AND PRACTICE
English Law and Practice Clause
14 This insurance is subject to English law and practice.
NOTE: It is necessary for the Assured when they become aware of an event which is“held covered” under this insurance to give prompt notice to the Underwriters and the rightto such cover is dependent upon compliance with this obligation.