SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 2 Interest Rates for Loans 1/
Effective from 29 October 2020

(Unit : Percentage per annum)
A. Reference Interest Rate
1. Term loans for corporate customers in good standing (Minimum Loan Rate)

MLR6.000

2. Overdraft facilities for corporate customers in good standing (Minimum Overdraft Rate)

MOR

6.875

3. Retail customers in good standing (Minimum Retail Rate)

MRR---(Unit : Percentage per annum)
B. Maximum Interest Rate
Personal Loans
SecuredUnsecured(not under the supervision)

Housing Loans 2/--------

5. Maximum interest rate

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6. Maximum default interest rate

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Overdraft (O/D)

Revolving Loan----------------

7. Maximum interest rate

15.00

15.00

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8. Maximum default interest rate

15.00

15.00

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B. (1) Consumer LoansB. (2) Commercial LoansSUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/
Effective from 1 March 2020
A. Service charges related to deposits

Service charges (please specify unit)

RemarkTHB 600 / 6 Months---

USD 30 or equivalent / 6 Months---

1. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Thai Baht)
2. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Foreign Currency)

B. Service charges related to loans

Service charges (please specify unit)
Personal Loan
SecuredUnsecured(not underthe supervision)

HousingLoans 3/-------

Remark1) Stamp Duty---------------

2) Mortgage registration fee------------

1) Expenses for checking of credit information---------------

2) Expenses for collateral inspection and valuation 2/

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3) Insurance expenses

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4) Payment expenses via other counters and channels (please specify details)

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1) Cheque return expenses (in case of other commercial banks’ cheque)

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2) Insufficient fund expenses (in case of payment by debiting from the account of otherfinancial institutions)

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3) Debt collection expenses2/

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1) Expenses for collateral inspection and valuation 2/---------------

2) Fees for a copy of statement requested (for the second copy onward)------------------------------

B. (1) Service charges of consumer loan : actual and reasonable expenses
1. Expenses paid to government agencies, such as

2. Expenses paid to other persons or external entities, such as
Normal case

Default case

3. Expenses that are operating costs of commercial banks
Normal case

Default case1) Debt collection expenses 2/

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/
Effective from 1 March 2020
B. (2) Service charges of commercial loan

Service charges (please specify unit)

RemarkMaximum 5% of the credit line amount---

2. Commitment Fee

Maximum 5% (per annum) of undrawn-down credit line---3. Prepayment Fee

2% of the credit line amount---

0.05% of the credit line amount (Maximum THB 10,000.-)
THB 5

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Service charges (please specify unit)

Remark------D. Penalties related to housing loan 3/

Service charges (please specify unit)

Remark

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1. Agency Fee, Arrangement Fee, Management Fee, Up-Front Fee, Facility Fee, Other

4. Related expenses paid to government agencies, such as
1) Stamp Duty (for Loan Agreement)
2) Stamp Duty (for duplicate Loan Agreement)

C. Other service charges
Other service charges please refer to the “Tariff Book”