Gojo & Company | Sri Lanka Financial Diaries Tracking Survey (2022 Aug)2022-10-13

Comments from Diarists“There’s no money to spend although all my needs are available for purchase.”“I give my children dinner, but I don’t eat.”“The situation in the future will be worse.”“Living is diﬃcult.”“There is no stability in the country.”“The future of the kids are at risk.”

Monthly Change (Jun-Aug)
Have you had diﬃculties in accessing
food during the last week?

Is there change in income you / yourpartner earned in the last 2 weekscompared to a month ago?

Can you tell us whether you
experienced any instance where you
had to source funds in the last 2weeks?

Level of Stress (Jul-Aug)
On a scale of 1-10 where 1 = Not stressed at all and 10 = Very stressed, how stressed are you in thepast two weeks ﬁnancially?

Food (Aug)Did you face any of the below situations in the last 2 weeks?

Food Spending Ratio in Household (Dec ‘21-Jun ‘22)

Health (Aug)Did you face any of the below situations in the last 2 weeks?

Household Financial Situation (Aug)Is there change in income you / your partner earned in thelast 2 weeks compared to month ago?

Can you tell us whether you experienced any instance where
you had to source fund from a ﬁnancial institution or from afriend / neighbor in last 2 weeks?

Worst Aspect of Crisis (Aug)What at this right moment, is the worst aspect of the crisis for you and your family?

(Rps)

Inﬂow and Outﬂow of Households (Dec ‘21-Jun ‘22)

Interview with a Diarist
We interviewed a woman in her 30s who lives in Walakumbura, Narammala. She lives
with her husband and three children (12yo, 3yo, 2mo). Her source of income is her
husband who works as a driver.
During her pregnancy, she had lots of diﬃculties due to her husband not having work.
There were times where her family only ate rice and sambol, and had to eat one meal tocover both lunch and dinner. She used to receive food stamps, but the program hasbeen halted.
Compared to the previous 2 months, her ﬁnancial situation has slightly improved
because her husband is now able to ﬁnd work and receive a better salary. She was notable to buy clothes for her two elder children in the past 6 months. But now, she is able
to do so.
There are still minor issues due to inﬂation and the fuel crisis. She says, "My husband
gives me Rs 25,000 for household expenses for the month. I somehow stretch thatmoney for two months but with the baby, I cannot stretch it that far. It’s very diﬃcult...I
am wondering how we will be able to bear all these expenses". She stopped buying
snacks for the children, and had to reduce spending on milk. Before the crisis, shealways had ﬁsh and meat stocked, but now she has only been able to buy meat once
this month.

Notes●●●Data from Gojo Sri Lanka Financial Diaries Project, taking daily inﬂows and outﬂows of 100
low-income households across Sri Lanka
Tracking survey was conducted to all diarists during August 28-29, 2022
We are grateful to Sparkwinn Research and our group company Sejaya Micro Credit Limited
for their support in conducting this survey
Contact us atyoshinari.noguchi@gojo.co / cheriel.neo@gojo.co / haruna.tanaka@gojo.coPlease reach out if you have feedback or questions on this report, or would like to collaborate withus on impact measurement or SPM.