June 27, 2024
THE TOWA BANK, LTD.

Notice of Partial Correction ofSummary of Consolidated Financial Results
for the Year Ended March 31, 2024
(Based on Japanese GAAP)
THE TOWA BANK, LTD. hereby announces that it has made partial corrections to the " Summary ofConsolidated Financial Results for the Year Ended March 31, 2024(Based on Japanese GAAP)" submitted onMay 9, 2024, as follows. As numerical data has also been corrected, the corrected numerical data is also
submitted.

1. Reason for Correction
After " Summary of Consolidated Financial Results for the Year Ended March 31, 2024(Based on JapaneseGAAP)" was submitted, it was discovered that some of the information contained in the report was incorrect.
The corrections are mainly to the consolidated statement of cash flows, and not to the consolidated balance
sheets, the consolidated statement of income, the consolidated statement of comprehensive income, and theconsolidated statement of changes in equity.

2. Details of the Correction (Corrected parts are underlined)
Page 2“1. Consolidated financial results for the year ended March 31, 2024 (from April 1, 2023 to March 31, 2024)(3) Consolidated cash flows”
Before the Correction

Year ended March
31, 2024
Year ended March
31, 2023

Cash flows fromoperating activities

Cash flows frominvesting activities

Cash flows fromfinancing activities

Millions of yen
1,463

Millions of yen
6,904

Millions of yen(1,120)Cash and cash
equivalents
at end of period
Millions of yen
194,800(209,387)

22,388(1,119)187,554

Cash flows fromoperating activities

Cash flows frominvesting activities

Cash flows fromfinancing activities

Millions of yen
941

Millions of yen
7,425

Millions of yen(1,120)Cash and cash
equivalents
at end of period
Millions of yen
194,800(209,387)

22,388(1,119)187,554

After the Correction

Year ended March31, 2024
Year ended March31, 2023

Page 11
“Consolidated financial statements
Consolidated Statement of Cash flows”
Before the Correction(Millions of yen)
Fiscal year ended
March 31, 2024

Fiscal year ended
March 31, 2023
Cash flows from operating activities
Profit before income taxes
Depreciation
Impairment losses
Increase (decrease) in allowance for loan losses
Increase (decrease) in provision for bonuses
Decrease (increase) in retirement benefit asset
Increase (decrease) in retirement benefit liability
Increase (decrease) in provision for retirement
benefits for directors (and other officers)
Increase (decrease) in provision for reimbursement ofdeposits
Increase (decrease) in provision for contingent loss
Interest income
Interest expenses
Loss (gain) related to securities
Loss (gain) on money held in trust
Foreign exchange losses (gains)
Loss (gain) on disposal of non-current assets
Net decrease (increase) in trading securities
Net decrease (increase) in loans and bills discounted
Net increase (decrease) in deposits
Net increase (decrease) in borrowed money(excluding subordinated borrowings)
Net decrease (increase) in due from banks (excluding
due from Bank of Japan)
Net decrease (increase) in call loans
Net decrease (increase) in foreign exchanges - assets
Net increase (decrease) in foreign exchanges –Liabilities
Interest received
Interest paid
Other, net
Subtotal
Income taxes paid
Net cash provided by (used in) operating activities

4,993
1,562
7(1,474)(1)(1,196)
4

4,298
1,626
1285
2(1,045)
4(1)

0(91)

860
(22,308)156
226(0)(650)(1,013)0(36,698)
8,436

147
(21,683)142(148)
6(573)
240(14,662)
8,386(177,100)

4,500

114

105

(1,108)169

654(2,402)76(21)

22,641(197)(5,151)(208,543)(844)(209,387)

22,086
(154)
268
1,670
(206)
1,463

(Millions of yen)
Fiscal year ended
March 31, 2024

Fiscal year ended
March 31, 2023
Cash flows from investing activities
Purchase of securities
Proceeds from sale of securities
Proceeds from redemption of securities
Purchase of tangible fixed assets
Purchase of intangible assets
Proceeds from sale of tangible fixed assets
Payments for asset retirement obligations
Decrease in money held in trust
Net cash provided by (used in) investing activities
Cash flows from financing activities
Dividends paid
Dividends paid to non-controlling interests
Purchase of treasury shares
Proceeds from exercise of employee share options
Net cash provided by (used in) financing activities
Effect of exchange rate change on cash and cash
equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period(69,180)
7,858
78,158(1,080)
(758)
1,414
(11)
5,987
22,388(124,171)
67,036
66,605(1,358)(1,190)
0(17)
–
6,904

(1,118)–(1)0(1,119)(1,119)(0)(0)
0(1,120)––(188,118)
375,672
187,554

7,246
187,554
194,800

After the Correction(Millions of yen)
Fiscal year ended
March 31, 2024

Fiscal year ended
March 31, 2023
Cash flows from operating activities
Profit before income taxes
Depreciation
Impairment losses
Increase (decrease) in allowance for loan losses
Increase (decrease) in provision for bonuses
Decrease (increase) in retirement benefit asset
Increase (decrease) in retirement benefit liability
Increase (decrease) in provision for retirement
benefits for directors (and other officers)
Increase (decrease) in provision for reimbursement ofdeposits
Increase (decrease) in provision for contingent loss
Interest income
Interest expenses
Loss (gain) related to securities
Loss (gain) on money held in trust
Foreign exchange losses (gains)
Loss (gain) on disposal of non-current assets
Net decrease (increase) in trading securities
Net decrease (increase) in loans and bills discounted
Net increase (decrease) in deposits
Net increase (decrease) in borrowed money(excluding subordinated borrowings)
Net decrease (increase) in due from banks (excludingdue from Bank of Japan)
Net decrease (increase) in call loans
Net decrease (increase) in foreign exchanges - assets
Net increase (decrease) in foreign exchanges –Liabilities
Interest received
Interest paid
Other, net
Subtotal
Income taxes refund (paid)
Net cash provided by (used in) operating activities

4,993
1,562
7(1,474)(1)(1,196)
4

4,298
1,6261285
2(1,045)
4(1)

0(91)

860
(22,308)156
226(0)(650)(1,013)0(36,698)
8,436

147
(21,683)
142(148)
6(573)
240(14,662)
8,386(177,100)

4,500

114

105

(1,108)169

654(2,402)76(21)

22,641(197)(5,151)(208,543)(844)(209,387)

22,073
(154)
(718)
670
270
941

(Millions of yen)
Fiscal year ended
March 31, 2024

Fiscal year ended
March 31, 2023
Cash flows from investing activities
Purchase of securities
Proceeds from sale of securities
Proceeds from redemption of securities
Purchase of tangible fixed assets
Purchase of intangible assets
Proceeds from sale of tangible fixed assets
Payments for asset retirement obligations
Decrease in money held in trust
Net cash provided by (used in) investing activities
Cash flows from financing activities
Dividends paid
Dividends paid to non-controlling interests
Purchase of treasury shares
Proceeds from exercise of employee share options
Net cash provided by (used in) financing activities
Effect of exchange rate change on cash and cash
equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period(69,180)
7,858
78,158(1,080)
(758)
1,414
(11)
5,987
22,388(122,970)
67,03665,926(1,358)(1,190)
0
(17)
–
7,425

(1,118)–(1)
0(1,119)(1,119)(0)(0)
0(1,120)––(188,118)
375,672
187,554

7,246
187,554
194,800