6112 | 7 August 2024

Agreements & Disclosures - Advisor
Client Agreement
Discretionary Trading Authorization/Limited Power of Attorney for FinancialAdvisor
By signing this Advisor Client Agreement ("Agreement"), you are providing the advisor
designated below ("Advisor") with a limited power of attorney to manage and exercise
trading discretion over your Interactive Brokers LLC ("IBKR") account. Subject to thelimitations discussed below, the Advisor will be able to execute trades, appoint subadvisors and/or third party advisors (collectively referred to as "sub-advisors") andarrange for certain deposits and withdrawals of funds to and from your account. YourAdvisor will also be able to request information regarding your IBKR account, viewaccount statements and confirmations, and generally manage your IBKR account as
specified below. Certain communications regarding your IBKR account may only besent to your advisor without copying you, and your advisor can adjust whether you
receive certain messages. You can review your account and its settings by logging into
your account on the IBKR website.
In order to use this form, your Advisor must be an approved participant in Interactive
Brokers' Advisor Program. For more information on the Advisor Program, go to
www.interactivebrokers.com.
Client Information:
Account:
Name of Account Holder:
Financial Advisor Information:
Name of Advisor:
Name of Advisor Firm (if any):________________________________________________________________________________________________________________________________________________________

Terms and Conditions:
1. General:
The terms and conditions of this Agreement are in addition to the provisions of allother agreements, including the IBLLC Client Agreement or the Institutional
Services Customer Agreement (as applicable) ("IBKR Client Agreement"),
between Interactive Brokers and Client or Advisor. The agreements applicable to
Client's account(s) will govern all orders and transactions.

2. Amendment of Terms:
This Agreement may be revised upon IBKR's tender of a revision or amendmentof this Agreement, and Client's acceptance thereof shall be conclusively
established by subsequent use (by the Client or any authorized representative) of
any services provided by IBKR other than closing positions or transferring open
positions or assets out of IBKR. Use of such services shall constituteconsideration for the revised Agreement.
3. Request to Deduct Advisory Fees if Applicable:
Client requests and authorizes IBKR to deduct Advisory Fees (and sub-advisor
fees, if advisor has appointed one or more sub-advisors) from Client's IBKR
account and to disburse those Fees directly to the Advisor (or sub-advisor(s)), tothe extent that client separately submits fee arrangement(s) that Client hasagreed upon and specified to IBKR.
4. Confirmations and Statements:
Advisor will be able to access Client's IBKR account information, daily andmonthly activity statements and daily trade reports for Client's account(s). Client
may access daily, monthly and annual activity statements and daily trade reportsthat detail the trading and other activity in Client's IBKR account(s) through theAccount Management functions on the IBKR website using Client's username
and password and Client agrees to this form of electronic delivery. Client may
also configure settings relating to the notification and delivery method of daily
and monthly activity statements and daily trade reports. If Client does not createa username and password during the account application process, IBKR will
provide Client with a username and password to access this information. Client
agrees to contact IBKR Customer Service by calling the toll free Customer
Service number listed on IBKR's website at www.interactivebrokers.com if Client
does not receive a username and password to access their IBKR account.
5. Advisor's Authority:
A. This Agreement authorizes Interactive Brokers to accept the instructionsof the Advisor on behalf of the Client. This authorization will be applicable
to all assets Client holds in all Interactive Brokers accounts for which
Advisor has been designated. Client hereby authorizes Advisor to inquirein, trade, buy, sell (including short sales), exchange, convert, tender, orotherwise acquire or dispose of stocks, bonds, options, securities, futures,security futures, foreign exchange and any other investments, on margin
or otherwise, for and at the risk of the Client. Client understands that acommission will be charged to the account each time a trade is effected
unless Advisor opts to pay the commission for such trades on behalf of theClient.
B. To the extent applicable, Client may authorize Advisor to engage one ormore sub-advisors to manage the investment of some or all of the assets

Client holds at Interactive Brokers, and authorizes Advisor to allocate
assets among such sub-advisors. Client authorizes such sub-advisors toexercise the same trading and investment discretion in Client's account(s)as exercised by Advisor, and authorizes such sub-advisors to receive all
information regarding Client's account(s). Client authorizes InteractiveBrokers to accept the instructions of sub-advisors designated by Advisor
and to accept the instructions of employees, agents or representatives ofAdvisor or sub-advisors.
C. Advisor is authorized to arrange for the deposit of funds and assets to the
Client's account(s) and to redeem or withdraw funds or assets from the
Client's account (including the delivery of securities from the account), forthe benefit of the Client, regardless of the tax consequences. The Advisor
may initiate transfers (including inter-broker transfers) or other transfers ofassets between and among Client's account(s). Client authorizes
Interactive Brokers, acting on Advisor's instructions, to aggregatetransaction orders for Client's account(s) with orders for one or more otheraccounts over which Advisor has trading authority.
However, unless otherwise agreed to through a Supplemental Powerof Attorney, any deposits or withdrawals to and from Client's IBKR
account initiated by Advisor will only be made to destinations
established or confirmed using Client's username or credentials.
D. Advisor may facilitate administrative processes on behalf of the client suchas resetting the client's password.
E. Interactive Brokers is authorized, but not required to, conduct further
inquiry or seek authorization from the Client or further clarification from
Advisor, sub-advisor(s) or Client regarding any instruction from Advisor orsub-advisor(s) for Client's account(s). Interactive Brokers reserves theright, in its sole discretion, to refuse to honor particular instructions from
Advisor or sub-advisor(s), or to no longer honor instructions from Advisor
or sub-advisor(s). Client acknowledges that all information provided toInteractive Brokers in the application process or afterward, is subject toverification, and Client authorizes Interactive Brokers to verify all
information through the use of credit agencies or any other customary orreasonable means. This provision shall not be read to imply that
Interactive Brokers has any duty to supervise or monitor Advisor's or subadvisor(s)' management of Client's account(s) or compliance withapplicable law.
F. Client understands and agrees that Advisor may link Client's account to athird party vendor for services not provided by IB, including, but not limited
to, vendors who supply financial analysis tools or other software, and IBmay send client's personal information to those vendors as directed byadvisor.
G. Authority to Conduct Post-Trade Allocations: Advisor may elect toconduct "Post-Trade Allocations." This means that Advisor may exercise
its discretionary trading authority to purchase or sell securities bysubmitting a block order during the trading day and allocating the resulting
executions between the client accounts it manages by the end of the
trading day on which the block order executes, in whole or in part (the"Trade Date"). If your advisor conducts "Post-Trade Allocations" in Client'saccount, Client understands that:
Advisor may not timely allocate positions resulting from theexecution of such block orders, and Client agrees that IBKR shallnot be required to bear the overnight risk of any positions theAdvisor may fail to timely allocate. Client agrees that if the Advisor
does not allocate to its client accounts some or all of the executions
received on a block order by the end of the Trade Date, IBKR has
the right, in its sole discretion, but not the obligation, to:
1. Allocate to each of the Advisor's client accounts, including
Client's account(s), any positions resulting from a block orderthat the Advisor has not timely allocated to a client accountin proportion to the respective net liquidation value of each ofAdvisor's client accounts; and/or
2. Allocate any remaining positions not so allocated to theAdvisor's error (or other proprietary) account and/or liquidate
those positions, in IBKR's sole discretion.

Client agrees that, because Advisor may place trades on Client'sbehalf and only later allocate those trades to Client, IBKR may
delay Client's requests to withdraw funds or transfer positions fromClient's account between the time that Advisor places a block trade
and the time that Advisor allocates some or all of that trade toClient's account to ensure there is sufficient equity in Client's
account to cover any trades placed by Advisor.

Client agrees that IBKR will have no liability to Client in connection
with any losses incurred, or lost profits resulting, from the Advisor's
failure to timely allocate block orders after execution or IBKR's
exercise of its rights under this Agreement.

Client understands and acknowledges that IBKR can temporarilysuspend or terminate the Advisor's ability to place block trades andallocate those trades to Advisor's client accounts, (including theClient's account), on a post-trade basis or terminate its provision of
brokerage services with respect to Advisor at any time, in its sole
discretion, with or without notice to Client.
6. Not a Substitute for Advisory Agreement:
Client acknowledges that this Agreement merely authorizes Advisor to conductcertain activities with respect to Client's account and is not a substitute for anadvisory agreement and is not designed to satisfy any regulatory obligations
applicable to Advisor to enter such agreement.
7. Client's Due Diligence of Advisor:
Client certifies that Client has had an opportunity to conduct (and has conducted)
adequate due diligence into the background of Advisor. Client states that, basedon this due diligence, Client is satisfied that Advisor is personally andprofessionally fit to manage Client's IBKR account.
8. Advisor's Compliance with State, Federal or Non-U.S. Law:
Interactive Brokers assumes no responsibility for determining if Advisor or any
sub-advisor is complying with applicable laws and regulations regarding itsprovision of advisory services. CLIENT ACKNOWLEDGES THAT IBKR IS NOTRESPONSIBLE FOR DETERMINING WHETHER ADVISOR OR ANY SUBADVISOR IS REQUIRED TO BE REGISTERED OR LICENSED OR WHETHERADVISOR OR ANY SUB-ADVISOR IS EXEMPT FROM REGISTRATION ORLICENSING. THIS IS SOLELY THE RESPONSIBILITY OF ADVISOR AND SUBADVISOR(S). IF CLIENT HAS QUESTIONS ABOUT THIS, CLIENT MUSTCONTACT ADVISOR FOR FURTHER INFORMATION.
9. Termination:Client agrees to notify Interactive Brokers immediately, in writing, if Client orAdvisor terminates, modifies or revokes any authorization under this Agreement.
This Agreement shall remain in effect until IBKR receives written notice of its
termination from the Client and has had sufficient time to process such noticeand terminate Advisor's authority. This Agreement shall terminate upon theearlier of (i) the termination date of the IBKR Customer Agreement, or (ii) the datethat Client delinks from the Advisor (subject to Section 13A)
10. Role of Interactive Brokers - Disclaimer and Waiver of Liability
ADVISOR WAS SELECTED SOLELY BY CLIENT AND HAS NOT BEENRECOMMENDED OR ENDORSED BY IBKR. ADVISOR IS NOT EMPLOYEDBY OR REGISTERED OR ASSOCIATED WITH IBKR. IBKR WILL NOTINVESTIGATE OR JUDGE THE COMPETENCE OR INTEGRITY OF THEADVISOR OR MONITOR THE ACTIONS OF THE ADVISOR OR OF ANY SUBADVISORS. IBKR WILL NOT REVIEW THE ADVISOR'SRECOMMENDATIONS OR JUDGE THE SUITABILITY OF ANY TRADING ORINVESTMENT RECOMMENDATION OR DECISION OF ADVISOR OR SUBADVISOR OR CLIENT. IBKR DOES NOT PROVIDE ADVISORY SERVICESTO IBKR CLIENTS AND WILL NOT PROVIDE INVESTMENT OR TRADINGOR TAX ADVICE REGARDING THE ACCOUNT.
11. Indemnification of Interactive Brokers by Client:
Client agrees to indemnify and hold IBKR and its affiliates, and its and theirsuccessors and assigns, and its and their directors, officers and employees (the"IBKR Indemnitees") harmless from and against all claims, actions, costs andliabilities, including attorney's fees, arising out of or relating to any of the IBKR
Indemnitees' reliance on any of the terms contained in this Agreement or any ofthe IBKR Indemnitees' execution of any of Advisor's or sub-advisor's instructions.
Client agrees that since IBKR will not supervise or monitor Advisor's or any subadvisor's trading decisions or other activities, Client will not attempt to hold any of
the IBKR Indemnitees liable for any trade or decision or action of Advisor or anysub-advisor. IBKR's rights under this paragraph are in addition to any other rights
it has under other agreements with Client and/or Advisor.
12. Client's Representations and Acknowledgments:
A. Client has granted to Advisor the full discretion to direct the trading in theaccount(s) on Client's behalf. Only the Advisor, any sub-advisors, andtheir employees, agents and representatives will have access to IBKR'selectronic systems to conduct trading in the account unless Advisor has
also granted Client with trading access. If Advisor has not configured
Client's account so that Client has trading access, Client may request
trading access to IBKR's system at any time through Advisor.
B. If Client terminates the relationship with Advisor or for any other reason
wishes to terminate Advisor's access to the account(s), or if Client wishes
to direct the trading in Client's account, or if Client wishes to use advisory
services of another Advisor, Client will immediately provide notice to IBKR
using one of the methods available on the IBKR website atwww.interactivebrokers.com.
C. If Client has any questions or concerns regarding the account, Client willcontact IBKR Customer Service by calling the toll free Customer Service
number listed on IBKR's website at www.interactivebrokers.com.
D. Depending on the equity in Client's account, deduction of Advisory Fees inan IBKR margin account may cause the account to incur margin interest.
Furthermore, if deduction of Advisory Fees would cause the account tohave insufficient equity to cover margin requirements or to satisfy anyother obligation to IBKR, IBKR may, at its sole discretion: (1) deduct theFees and exercise any of its rights and remedies under the IBKR Client
Agreement, including liquidating positions in the account without priornotice in order to satisfy margin requirements or obligations; and/or (2)decline to deduct the Fees, in which case Client will be liable to pay such
Fees to Advisor directly.
E. All claims, questions or disputes regarding IBKR's provision of brokerage
services or regarding IBKR's execution of particular trades must bereferred to IBKR. Advisor has no authority to resolve such claims ordisputes on IBKR's behalf.
F. ALL CLAIMS OR DISPUTES REGARDING ADVISOR'S OR ANY SUBADVISOR'S SERVICES OR ACTIONS (INCLUDING SPECIFICCONDUCT, ADVICE, RECOMMENDATIONS, OR TRADES PLACED BYADVISOR OR FEES OWED) ARE SOLELY BETWEEN CLIENT AND
ADVISOR. NEITHER IBKR NOR ANY OF THE IBKR INDEMNITEESARE LIABLE FOR ANY SUCH CLAIMS AND DISPUTES AND CLIENTUNDERSTANDS AND FULLY ACKNOWLEDGES THAT CLIENTCANNOT BRING A CLAIM AGAINST IBKR OR ANY OF THE THE IBKRINDEMNITEES OR RECEIVE DAMAGES OR COMPENSATION OF ANYKIND FROM IBKR OR ANY OF THE IBKR INDEMNITEES, INCLUDINGCLAIMS FOR DIRECT, INDIRECT, COMPENSATORY, INCIDENTAL,SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES.
ALL CLAIMS OR DISPUTES REGARDING THE FEES OWED TOADVISOR ARE SOLELY BETWEEN CLIENT AND ADVISOR. IF
CLIENT DISPUTES ADVISOR'S RECEIPT OF ANY FEES THAT IBKRHAS DEDUCTED FROM THE ACCOUNT AND SENT TO ADVISOR,CLIENT UNDERSTANDS THAT CLIENT'S SOLE REMEDY IS AGAINSTADVISOR AND CLIENT AGREES NOT TO BRING ANY CLAIM
AGAINST IBKR.
13. Miscellaneous:
A. Client acknowledges that this Agreement shall continue to apply in theevent that Client's account with IBKR is linked to another advisor thatparticipates in Interactive Brokers' Advisor Program.
B. Sections 10, 11, 12F, and 14 will survive the expiration or termination ofthis Agreement.
14. Arbitration:
The agreements between Client and IBKR contain arbitration clauses
requiring all parties to arbitrate any disputes at paragraph 54 of the IBLLC
Client Agreement and paragraph D.3 of the Institutional Services
Agreement. Such arbitration clauses are incorporated herein by reference.
Client acknowledges that all disputes regarding this Agreement, Client'saccount(s), or IBKR's provision of services to Client or Advisor are subject
to arbitration.