[USA] 2010 Preference Parameters Study of Osaka University

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Shaping the Future with Your Opinions

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Dear MySurvey Member,
Would you please give this questionnaire to the person in your household whose age and sex are
indicated above (this may be you)? Thank you!
TO THE HOUSEHOLD MEMBER HELPING WITH THIS STUDY:
Today's survey covers a wide variety of topics, such as your current lifestyle and choices you would
make given different situations. You may remember doing a similar survey last year.
I would like to assure you that your answers will be completely confidential. Your answers will betabulated with information from thousands of other participants and only the total results will be used
for academic research purposes.
The survey is lengthy. To pace yourself, you can answer the booklet in sections if you like. Most of myquestions can be easily answered by simply placing an “X” in the appropriate box or boxes. In thequestions where I have asked you to write in your answers, please be as specific as possible. Pleasetake your time to read each question thoroughly and be sure to answer all the questions. Rememberthat there are no right answers to this survey, we are just interested in your opinions.
Once you have finished, please return the questionnaire to me in the enclosed postage-paid envelope.
As a token of my appreciation, I have enclosed a $5 bill.
Thank you for your continued cooperation.
Sincerely,
Carol Adams

[USA] 2010 Preference Parameters Study of Osaka University

Section 1
1.

Do the following statements hold true for you? If “it is particularly true for you”, you would choose “1”, and if “itdoesn't hold true at all for you”, you would choose “5”. Of course, you may choose any number in between.
(X ONE Box For EACH)
It Doesn’t Hold
It Is Particularly
True At All
For You
True For You
2345
My daily life is fulfilling............................................................................. 12
3
4
5
Once I get used to a higher standard of living, it is very hard to lower it 12
3
45
I prefer to get my work done before pleasure ......................................... 12345I enjoy competing with others ................................................................. 12
3
4
5
I know a lot about sports ......................................................................... 12
3
4
5
Even if I make plans, I end up procrastinating ........................................ 12
345
If there is something that I want, I need to buy it .................................. 12345
I always plan things before I actually do them ........................................ 1
I plan to spend a lot of money or make purchases for2
3
45
expensive items in the future ............................................................... 1
I don’t feel uncomfortable borrowing money ........................................... 12
3
4
5
When I’m not sure about the outcome of a situation,
2
3
4
5
I usually expect the best result ............................................................ 1
I think I am good-looking ......................................................................... 1
2
3
4
5
2
3
4
5
I am too busy to think of the future ........................................................ 12345I have my hands full with my life and am not able to save much money 1
2345
I never cut into a line of people ............................................................... 12345I have anxieties about my health ............................................................ 12345I am deeply religious ............................................................................... 12
3
4
5
When I am faced with a problem, I usually act before I think ................. 1
I’ve been feeling stressed lately.............................................................. 1
2
3
4
5
2
3
4
5
I’ve been feeling depressed lately........................................................... 12345I haven’t been sleeping well lately .......................................................... 12
3
4
5
I’ve been feeling lonely lately .................................................................. 12
3
4
5
I know a lot about finance. ...................................................................... 12
3
4
5
When I was a child, my parents often talked to me about finance. ........ 1
I pay a lot in taxes. ..................................................................................... 1
2
3
4
5
2
3
4
5
I want to leave my spouse as much of my inheritance as possible ........ 1

2.

Do you agree with the following ideas? If "you totally agree to it", you would choose "1", and if "you totally disagree
to it", you would choose "5". Of course, you may choose any number in between. (X ONE Box For EACH)
You Totally
You Totally
Agree To It
Disagree To It2
3
4
5
Since the future is uncertain, it is a waste to think about it ..................... 12345
It is okay to receive social security, even if you are not eligible.............. 12
3
4
5
In general, you can trust most people..................................................... 1
In a recession, it is a man's job that we need to secure, not a2
3
4
5
woman's job. ........................................................................................ 1
As long as you won’t get caught it is okay to do something bad
2
3
4
5(e.g. littering or illegal parking) ................................................................ 1
Although the economy regulated by market forces widens theincome gap between the rich and the poor, it makes people
2345
wealthier in general; so in total, they are better off ............................ 12
3
4
5
When the competition is greater, illegal activity and cheating increases 1
It is the government’s responsibility to take care of those who cannot
23
45
take care of themselves financially...................................................... 12
3
45
People shouldn't gamble ......................................................................... 1
2
3
4
5
Saving money is the objective of life....................................................... 1
I feel happy when I do a good deed that I think is beneficial
23
4
5
for others (such as picking up trash in a park) ................................... 1
In general, there is unfairness in the world. ............................................ 12
3
4
5
There is unfairness based on gender...................................................... 12
3
4
5
There is unfairness based on age. .......................................................... 12
3
4
5
There is unfairness based on appearances. ........................................... 12
3
4
5
There is unfairness based on your place of origin or family lineage. ...... 1
2
3
4
5
Let's assume you have two options to receive some money.
You may choose Option “A”, to receive $100 today; or Option “B”, to receive a different amount in seven days.
Compare the amounts and timing in Option “A” with Option “B” and indicate which amount you would prefer toreceive for all 9 choices.
IncludesOption “A”
Option “B”
Which ONE do you prefer?
An Annual(X ONE Box For EACH Row)
Receiving
Receiving
Interest
today
In 7 DaysÆ
Option “A”
Option “B”
orRate Of:$100.00$99.81-10%..................................... 1
2$100.00$100.00
0%..................................... 1
2$100.00$100.19
10%..................................... 1
2$100.00$100.7640%..................................... 1
2$100.00$101.91
100%..................................... 1
2$100.00$103.83
200%..................................... 1
2$100.00$105.74
300%..................................... 1
2$100.00$119.17
1000%..................................... 1
2$100.00$195.89
5000%..................................... 1
2

3.

2

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[USA] 2010 Preference Parameters Study of Osaka University

4.

Now let's assume that you have the option to receive $100 in ninety days or receive a different amount in
ninety-seven days. Compare the amounts and timing in Option “A” with Option “B” and indicate which amount
you would prefer to receive for all 9 choices.
IncludesOption “A”
Option “B”
Which ONE do you prefer?
An Annual(X ONE Box For EACH Row)
Receiving
Receiving
Interest
In 90 Days
In 97 Days
Rate Of:orÆ
Option “A”
Option “B”$100.00$99.81-10%..................................... 1
2$100.00$100.00
0%..................................... 1
2$100.00$100.19
10%..................................... 1
2$100.00$100.7640%..................................... 1
2$100.00$101.91
100%..................................... 1
2$100.00$103.83
200%..................................... 1
2$100.00$105.74
300%..................................... 1
2$100.00$119.17
1000%..................................... 1
2$100.00$195.89
5000%..................................... 12

5.

Now let's assume that you have the option to receive $100 in one month or receive a different amount in thirteenmonths. Compare the amounts and timing in Option “A” with Option “B” and indicate which amount you would
prefer to receive for all 10 choices.
Option “A”
Option “B”
Which ONE do you prefer?
Includes(X ONE Box For EACH Row)
An Annual
Receiving
Receiving
Interest
In 1 MonthIn 13 MonthsorRate Of:Æ
Option “A”
Option “B”$100$95-5%........................................ 1
2
$100
$100
0%........................................ 1
2
$100
$102
2%........................................ 1
2
$100
$104
4%........................................ 1
2
$100
$106
6%........................................ 1
2
$100
$110
10%........................................ 1
2
$100
$120
20%........................................ 1
2
$100
$140
40%........................................ 1
2
$100
$180
80%........................................ 1
2
$100
$250
150%........................................ 1
2

6.

Now let's assume that you have the option to receive $10,000 in one month or receive a different amount inthirteen months. Compare the amounts and timing in Option “A” with Option “B” and indicate which amount
you would prefer to receive for all 10 choices.
Option “A”
Option “B”
Which ONE do you prefer?
Includes(X ONE Box For EACH Row)
An Annual
Receiving
Receiving
Interest
In 1 MonthIn 13 Months
Rate Of:orÆ
Option “A”
Option “B”$10,000$9,500-5%........................................ 1
2$10,000$10,000
0%........................................ 1
2$10,000$10,010
0.1%........................................ 1
2$10,000$10,050
0.5%........................................ 1
2$10,000$10,100
1%........................................ 1
2$10,000$10,200
2%........................................ 1
2$10,000$10,600
6%........................................ 1
2$10,000$11,000
10%........................................ 1
2$10,000$13,000
30%........................................ 1
2$10,000$20,000
100%........................................ 12

7.

Now let's assume that you have the option to pay $10,000 in one month or pay a different amount in thirteenmonths. Compare the amounts and timing in Option “A” with Option “B” and indicate which amount you would
prefer to pay for all 11 choices.
Option “A”
Option “B”
Which ONE do you prefer?
Includes(X ONE Box For EACH Row)
An Annual
PayingPayingInterest
In 1 MonthIn 13 Months
Rate Of:orÆ
Option “A”
Option “B”$10,000$8,000-20%........................................ 1
2$10,000$9,000-10%........................................ 1
2$10,000$9,500-5%........................................ 1
2$10,000$10,000
0%........................................ 1
2$10,000$10,010
0.1%........................................ 1
2$10,000$10,050
0.5%........................................ 1
2$10,000$10,100
1%........................................ 1
2$10,000$10,200
2%........................................ 1
2$10,000$10,600
6%........................................ 1
2$10,000$11,000
10%........................................ 1
2$10,000$15,000
50%........................................ 12

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8.

Let’s assume that you were required to spend time cleaning a park. You need to spend two hours this Sunday andnext Sunday. It seems that the litter in the park will decrease more than expected, so the number of hours youneed to clean will be less. To account for this change, you have the option to shorten the hours by one hour thisSunday or shorten some hours next Sunday. Compare the hours and timing below in Option “A” with Option “B”
and indicate for each row which option you prefer.
Option “A”
Option “B”
Which ONE do you prefer?
(X ONE Box For EACH Row)
(Shorten this(Shorten next
Sunday)Sunday)orÆOption “A”
Option “B”
1 hour50 minutes ............................... 12
1 hour
1 hour................................... 12
1 hour
1 hour 5 minutes .......................... 12
1 hour
1 hour 10 minutes ......................... 12
1 hour
1 hour 15 minutes ......................... 12
1 hour
1 hour 20 minutes ......................... 12
1 hour
1 hour 30 minutes ......................... 12
1 hour2 hours ............................... 1
2

9.

Let’s assume that you were required to spend time cleaning a park. You need to spend two hours on a Sunday 13
weeks from now and also 14 weeks from now. It seems that the litter in the park will decrease more than expected,
so the number of hours you need to clean will be less. To account for this change, you have the option to shorten
the hours by one hour on the Sunday 13 weeks from now or shorten some hours on the Sunday 14 weeks fromnow. Compare the hours and timing below in Option “A” with Option “B” and indicate for each row which option you
prefer.
Option “A”
Option “B”
Which ONE do you prefer?
(X ONE Box For EACH Row)
(Shorten 14(Shorten 13
weeks
weeks fromnow)orfrom now)Æ
Option “A”
Option “B”
1 hour50 minutes ............................... 12
1 hour
1 hour................................... 12
1 hour
1 hour 5 minutes .......................... 12
1 hour
1 hour 10 minutes ......................... 12
1 hour
1 hour 15 minutes ......................... 12
1 hour
1 hour 20 minutes ......................... 12
1 hour
1 hour 30 minutes ......................... 12
1 hour2 hours ............................... 1
2

10.

Let’s assume that you were required to spend time cleaning a park. You need to spend two hours this Sunday andnext Sunday. It seems that the litter in the park will increase more than expected, so the number of hours you needto clean will be more. To account for this change, you have the option to increase the hours by one hour thisSunday or increase some hours next Sunday. Compare the hours and timing below in Option “A” with Option “B”
and indicate for each row which option you prefer.
Option “A”
Option “B”
Which ONE do you prefer?
(X ONE Box For EACH Row)
(Increase(Increase next
this Sunday)
Sunday)orÆOption “A”
Option “B”
1 hour40 minutes ............................... 12
1 hour50 minutes ............................... 12
1 hour
1 hour................................... 12
1 hour
1 hour 5 minutes .......................... 12
1 hour
1 hour 10 minutes ......................... 12
1 hour
1 hour 20 minutes ......................... 12
1 hour
1 hour 30 minutes ......................... 12
1 hour2 hours ............................... 1
2

11.

Which of the following two ways would your prefer to receive your monthly income? Assume that your job
assignment is the same for each scenario. If you are a dependent (e.g. student, housewife, etc.) and not working,please answer based on your monthly income being your actual living expenses. (X ONE Box)
1

11a.
1

2

Your monthly income has a 50% chance of
doubling, but also has a 50% chance of
decreasing by 30% Æ (Answer Q. 11a)Of the following two jobs, which would you
prefer? (X ONE Box)
A job that has a 50% chance of the monthly
income doubling, but also a 50% chance ofthe monthly income being cut in half
A job with which your monthly income isguaranteed to increase by 3%

4

or

2

11b.
1

2

Your monthly income is guaranteed toincrease by 3% Æ (Answer Q. 11b)
Of the following two jobs, which would you
prefer? (X ONE Box)
A job that has a 50% chance of the monthly
income doubling, but also a 50% chance ofthe monthly income decreasing by 10%
A job with which your monthly income isguaranteed to increase by 3%

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[USA] 2010 Preference Parameters Study of Osaka University

12.

Which of the following two ways would you prefer to receive your monthly income? Assume that your job
assignment is the same for each scenario. If you are a dependent (e.g. student, housewife, etc.) and not working
please answer based on your monthly income being your actual living expenses. (X ONE Box)
1

Your monthly income has a 50% chanceof increasing by 60%, but also has a 50%
chance of decreasing by 10% Æ (Answer
Q. 12a)12a.

Of the following two jobs, which would you
prefer? (X ONE Box)
A job that has a 50% chance of the monthly
income increasing by 30%, but also has a
50% chance of decreasing by 10%
A job with which your monthly income isguaranteed to increase by 3%

1

2

13.

or

2

Your monthly income is guaranteed toincrease by 3% Æ (Answer Q. 12b)

12b.

Of the following two jobs, which would you
prefer? (X ONE Box)
A job that has a 50% chance of the monthly
income increasing by 200%, but also has a
50% chance of decreasing by 10%
A job with which your monthly income isguaranteed to increase by 3%

1

2

Let's assume there is a lottery with a 50% chance of winning $200 and a 50% chance of winning nothing. If thelottery ticket is sold as listed below, would you purchase a ticket? You may choose Option “A”, to purchase thelottery ticket, or Option “B”, not to purchase the lottery ticket. Please indicate which option you prefer for all 8 ticket
prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Price of the lottery
Option “A”
Option “B” (NOT
ticket(purchase the lottery
purchase the lottery
ticket)ticket)$ 2........................................... 1
2$ 5........................................... 1
2$ 10......................................... 1
2$ 20......................................... 1
2$ 40......................................... 1
2$ 70......................................... 1
2$ 100....................................... 1
2$ 150....................................... 1
2

14.

Let's assume there is a lottery with a 1% chance of winning $10,000 and a 99% chance of winning nothing. If
the lottery ticket is sold as listed below, would you purchase a ticket? You may choose Option “A”, to purchase thelottery ticket, or Option “B”, not to purchase the lottery ticket. Please indicate which option you prefer for all 8 ticket
prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Price of the lottery
Option “A”
Option “B” (NOT
ticket(purchase the lottery
purchase the lottery
ticket)ticket)$ 2........................................... 1
2$ 5........................................... 1
2$ 10......................................... 1
2$ 20......................................... 1
2$ 40......................................... 1
2$ 70......................................... 1
2$ 100....................................... 1
2$ 150....................................... 1
2

15.

Let’s assume you have a lottery ticket with a 50% chance of winning $200 and a 50% chance of winningnothing. If you win, you can receive the prize money immediately. You can either keep the lottery ticket
yourself or you can sell it for cash immediately. If there is someone willing to buy this ticket from you right now for
the prices listed below, would you sell the ticket or would you keep it knowing you have a chance to win the $200
prize? You may choose Option “A”, to sell the lottery ticket, or Option “B”, not to sell the lottery ticket and keep it for
yourself. Please indicate which option you prefer for all 8 ticket prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Option “A”
Option “B” (NOT sell the(sell the lottery ticket)
lottery ticket)$ 10......................................... 1
2$ 20......................................... 1
2$ 40......................................... 1
2$ 70......................................... 12$ 90......................................... 1
2$ 100....................................... 12$ 110....................................... 1
2$ 150....................................... 1
2

Price of the lottery
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[USA] 2010 Preference Parameters Study of Osaka University

16.

Let’s assume you have a lottery ticket with a 50% chance of winning $200 and a 50% chance of winningnothing. Even if you win, you can only receive the prize money one week from now. You can either keep thelottery ticket yourself or you can sell it for cash immediately. If there is someone willing to buy this ticket from you
right now for the prices listed below, would you sell the ticket or would you keep it knowing you have a chance to
win the $200 prize? You may choose Option “A”, to sell the lottery ticket, or Option “B”, not to sell the lottery ticket
and keep it for yourself. Please indicate which option you prefer for all 8 ticket prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Option “A”
Option “B” (NOT sell the(sell the lottery ticket)
lottery ticket)$ 10......................................... 1
2$ 20......................................... 1
2$ 40......................................... 1
2$ 70......................................... 12$ 90......................................... 1
2$ 100....................................... 12$ 110....................................... 1
2$ 150....................................... 1
2

Price of the lottery
ticket17.

Let’s assume you have a lottery ticket with a 50% chance of winning $200 and a 50% chance of winningnothing. Even if you win, you can only receive the prize money one month from now. You can either keep thelottery ticket yourself or you can sell it for cash immediately. If there is someone willing to buy this ticket from you
right now for the prices listed below, would you sell the ticket or would you keep it knowing you have a chance to
win the $200 prize? You may choose Option “A”, to sell the lottery ticket, or Option “B”, not to sell the lottery ticket
and keep it for yourself. Please indicate which option you prefer for all 8 ticket prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Option “A”
Option “B” (NOT sell the(sell the lottery ticket)
lottery ticket)$ 10......................................... 1
2$ 20......................................... 1
2$ 40......................................... 1
2$ 70......................................... 12$ 90......................................... 1
2$ 100....................................... 12$ 110....................................... 1
2$ 150....................................... 1
2

Price of the lottery
ticket18.

Assume that you know there is a 50% chance of having a loss of $200. You can have insurance to cover thisamount in case of the loss. If an insurance policy is sold as listed below, would you purchase it? You may choose
Option “A”, to purchase the insurance, or Option “B”, not to purchase the insurance. Please indicate which option
you prefer for all 8 insurance prices.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Price of the insurance
Option “A”(purchase the
Option “B” (NOT
insurance)purchase the insurance)$ 2........................................... 1
2$ 5........................................... 1
2$ 10......................................... 1
2$ 15......................................... 1
2$ 20......................................... 12$ 35......................................... 12$ 55......................................... 1
2$ 80......................................... 1
2

19.

Assume that you know there is a lottery in which there is a 50% chance of winning $200 and a 50% chance oflosing some amount of money. You can choose whether to take this lottery ticket or not. If amount of that you lose
are as listed below, would you take this lottery ticket? You may choose Option “A”, to take the lottery ticket, or
Option “B”, not to take the lottery ticket. Please indicate which option you prefer for all 8 payment amounts.
Which ONE do you prefer?
(X ONE Box For EACH Row)
Option “A”
Option “B” (NOT take the(take the lottery ticket)
lottery ticket)$ 1........................................... 1
2$ 5........................................... 1
2$ 10......................................... 1
2$ 15......................................... 1
2$ 20......................................... 1
2$ 30......................................... 1
2$ 60......................................... 12$ 90......................................... 1
2

Amount of payment
when you lose

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[USA] 2010 Preference Parameters Study of Osaka University

20.

Overall, how happy would you say you are currently? Using a scale from 0 - 10 where “10” is “very happy” and “0”is “very unhappy”, how would you rate you current level of happiness? (X ONE Box)
Very Happy
Very Unhappy
10

9

8

7

6

5

4

3

2

1

0

21.

Compared to 1 year ago, do you think that you are happier now than you were then? (X ONE Box)
1
Happier than 1 year ago
2
Almost the same as 1 year ago
3
Unhappier than 1 year ago
4
Don't know

22.

When you usually go out, how high does the probability of rain have to be before you take an umbrella?
(Write In Response between 0 and 99)
More than: _____ _____ %23.

As the proverb says, “Nothing ventured, nothing gained,” there is a way of thinking that in order to achieve results,
you need to take risks. On the other hand, as another proverb says, “A wise man never courts danger,” meaningthat you should avoid risks as much as possible. Which way of thinking is closest to the way you think? On a scaleof 0 – 10, with “10” being completely in agreement with the thinking “Nothing ventured, nothing gained”, and “0”being completely in agreement with the thinking “A wise man never courts danger”, please rate your behavioral
pattern. (X ONE Box)
Nothing Ventured,
A Wise Man Never
Nothing Gained
Courts Danger
10

9

8

7

6

5

4

3

2

1

0

24.

You and a complete stranger happen to receive money. There are two ways to divide the money. You will make adecision regarding how to divide the money and the stranger will not know about it. Please indicate either Option“A” or Option “B” for all 4 cases.
Option “A”
Option “B”
Which ONE do you prefer?
(X ONE Box For EACH Row)orÆ
Option “A”
Option “B”
Both receive $100
You receive $100,
2
the other receives $60.........................................................1
Both receive $100
You receive $160,
2
the other receives $40.........................................................1
Both receive $100
You receive $100,
2
the other receives $180.......................................................1
Both receive $100
You receive $110,
2
the other receives $190.......................................................1

25.

Suppose you had $100 in a savings account and the interest rate is 2% per year and you never withdraw money orinterest payments. After 5 years, how much would you have in this account in total? (X ONE Box)
1
More than $102
2
Exactly $102
3
Less than $102
4
Do not know
5
Refuse to answer

26.

Imagine that the interest rate on your savings account was 1% per year and the inflation was 2% per year. After 1
year, how much would you be able to buy with the money in this account? (X ONE Box)
1
More than today
2
Exactly the same3
Less than today
4
Do not know
5
Refuse to answer

27.

Please indicate whether the following statement is True or False? (X ONE Box)
"Buying a company stock usually provides a safer return than a stock mutual fund."
1
True
2
False
3
Do not know
4
Refuse to answer

28.

If the interest rate falls, what should happen to bond prices? (X ONE Box)
1
Rise
2
Fall
3
Stay the same
4
None of the above
5
Do not know
6
Refuse to answer

29.

Please indicate whether each statement below is True or False? (Write True or False for each)( ) When you inherit, you are always required to pay an inheritance tax.
( ) In 2009, the maximum income tax rate was more than 50% in the US.
( ) 30% of your income goes to income tax and resident tax. If your income increases by $1000 more, yourincome tax and resident tax would increase by $300 more.
( ) You do not have to pay income tax if you have earned $10,000 or less.
( ) Those who have the same amount of income need to pay the same amount of income tax.

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30.

How does your standard of living compare with people around you?
1
Theirs is much lower than mine
2
Theirs is somewhat lower than mine
3
Theirs is about the same as mine
4
Theirs is somewhat higher than mine
5
Theirs is much higher than mine

(X ONE Box)

30a.

In Q. 30, with whom did you compare your standard of living? (X ONE Box)
01
Neighbor
02
Classmates of your school days
03
Relatives
04
Families of your children’s classmates
05
Person at work in your company who is in your age group, has similar academic background, or
person who has started working in the same year
06
Person at work in your company who is assigned with similar job as you are, regardless of their age,academic background, year in which one joined a company.
07
Person working in another company in the same business who belongs to the same age group, hassimilar academic background, or person who has started working in the same year08
Person working in another company in the same business who is assigned with similar job as you are,regardless of their age, academic background, year in which one joined a company
09
Average people in the US
10
Average people in the world
11
Friend or acquaintance excluding above choices
12
Others (Specify): _________________________
13
I don’t know

31.

For the purpose of this question, please assume that your parents are both living and that you do not live withthem. Suppose that your parents had only one-third as much family income per person to live on as you do. How
much of your own family income per month would you be willing to give to your parents to help them out until thingschanged (possibly a few years)? (X ONE Box)
1
Up to 2 % of your family income per month2
Up to 5 % of your family income per month3
Up to 10 % of your family income per month4
Up to 20 % of your family income per month
5
More than 20 % of your family income per month6
No help at all

32.

For the purpose of this question, please assume that you have a child and that your child does not live with you.
Suppose that your child had only one-third as much family income per person to live on as you do. How much ofyour own family income per month would you be willing to give to your child to help out until things changed(possibly a few years)? (X ONE Box)
1
Up to 2 % of your family income per month2
Up to 5 % of your family income per month3
Up to 10 % of your family income per month4
Up to 20 % of your family income per month
5
More than 20 % of your family income per month6
No help at all33.

Suppose that you found a well-known charity that gave financial help to people who typically had about one-fifth ofyour family income per person. Up to how much of your own family income per month would you be willing to givethe charity if you knew the money would go directly to benefit these people? (X ONE Box)
1
Up to 1 % of your family income per month2
Up to 2 % of your family income per month3
Up to 5 % of your family income per month4
Up to 10 % of your family income per month
5
More than 10 % of your family income per month6
No help at all

Please answer if you have children.
34.

How do you feel about leaving an inheritance to your children? (X ONE Box)
1
I plan to leave an inheritance to my child(ren) no matter what.
2
I plan to leave an inheritance to my child(ren) if they provide care (including nursing care) during old age.
3
I plan to leave an inheritance to my child(ren) only if they provide financial assistance during old age.
4
I plan to leave an inheritance to my child(ren) only if they carry on the family business.
5
I do not plan to make special efforts to leave an inheritance to my child(ren) but will leave whatever isleft over.
6
I do not plan to leave an inheritance to my child(ren) under any circumstances because doing so may
reduce their will to work.
7
I do not plan to leave an inheritance to my child(ren) under any circumstances because I want to use
my wealth myself.
8
I want to leave an inheritance to my child(ren) but I won’t because I don’t have the financial
capacity to do so.
If you answered 1 to 5 at Q.34, please continue.

34a.

Otherwise, skip to Q. 35.

How do you plan to divide your inheritance among your children? (X ONE Box)
1
I plan to divide my inheritance equally among my children.
2
I do not plan to divide my inheritance equally among my children.
3
I have only one child so there is no need to divide my inheritance among my children.
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If you answered 2 at Q.34a, please continue. Otherwise, skip to Q. 35.
34b. Then how do you plan to divide your inheritance among your children? (X ALL That Apply)
01
I plan to leave more or all to the child (children) who lives with me.
02
I plan to leave more or all to the child (children) who lives near me.
03
I plan to leave more or all to the child (children) who helps me with housework.
04
I plan to leave more or all to the child (children) who provides nursing care.
05
I plan to leave more or all to the child (children) who provides financial assistance.
06
I plan to leave more or all to the child (children) who carries on the family business.
07
I plan to leave more or all to my eldest son or daughter even if he/she does not live with me, does notlive near me, does not help me with housework, does not provide nursing care, does not provide
financial assistance, and does not carry on the family business.
08
I plan to leave more or all to the child (children) who has less earning capacity.
09
I plan to leave more or all to the child (children) who has greater needs.
10
I plan to leave more or all to the child (children) whom I like more.
All respondents should answer the following question.

35.

Have you received any inheritance and/or gifts from your parents or your spouse’s parents in the past?
(X ALL That Apply)YES
NONO SPOUSE
Received inheritance and/or gifts in the
12past from your parents. ......................
Received inheritance and/or gifts in the
345past from your spouse's parents. .......

36.

Do you expect that you will receive any inheritance and/or gifts from your parents or your spouse’s parents in the
future? (X ALL That Apply)YES
NONO SPOUSE
Expect to receive inheritance and/or
1
2
gifts in the future from your parents....
Expect to receive inheritance and/or
gifts in the future from your spouse’s
3
4
5
parents................................................

37.

If you were able to choose when to be born, compared with your birth-year, when will you prefer? Please rank yourfive choices from “1” though “5” in order of your preference.
( ) 20 years before you were born( ) 10 years before you were born( ) You want to be born the same year( ) 10 years after you were born( ) 20 years after you were born

38.

Please indicate whether each statement below is True or False? (Write True or False for each)() The Pittsburgh Steelers have appeared in the most Super Bowls.
() Chicago was a candidate city for the 2016 Summer Olympics.
() Tyson Gay finished in second place after Usain Bolt in the 100 meters at the World Championships inBerlin in August 2009.
() Arthur Ashe is the only African-American player ever to win the men's singles at Wimbledon.
() In major league baseball, Al Simmons reached 2000 hits in fewer games than Ichiro.

39.

The following statements are ideas on how people’s income and standard of living are decided in the US. If"you strongly agree with it", you would choose "1", and if "you strongly disagree with it", you would choose "5". Of
course, you may choose any number in between. (X ONE Box For EACH)
You Strongly
You Strongly
Agree With It
Disagree With It
23
45
Effort and decisions you make................................................................ 1
2
3
4
5
Luck......................................................................................................... 12
3
4
5
Talents or abilities ................................................................................... 12345
Personal connection or network of connection ....................................... 12
3
4
5
Family environment in which you grew up .............................................. 1
2
3
4
5
Education ................................................................................................ 12
3
4
5
Family or places of origin ........................................................................ 1

40.

The following ideas are about how people’s income and standard of living should be decided. If "you strongly
agree with it", you would choose "1", and if "you strongly disagree with it", you would choose "5". Of course, you
may choose any number in between. (X ONE Box For EACH)
You Strongly
You Strongly
Disagree With It
Agree With It
23
45
Effort and decisions you make................................................................ 1
2
3
4
5
Luck......................................................................................................... 12
3
4
5
Talents or abilities ................................................................................... 12345
Personal connection or network of connection ....................................... 12
3
4
5
Family environment in which you grew up .............................................. 1
2
3
4
5
Education ................................................................................................ 12
3
4
5
Family or places of origin ........................................................................ 1

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Section 2 - The following questions are about you and your family.
Male

Female1.

Your gender:

2.

Please answer about your spouse? (X ONE Box)
1
I have a spouse (husband or wife, including common-law marriage) Æ (Continue)
2
I've experienced a divorce or a separation Æ (Continue)
3
I've experienced a death of my spouse Æ (Continue)
4
I don't have a spouse Æ (Skip To Q.3)

2a.

When did you marry your spouse? (Write In #)Month __________ Year ____________________ or when I was __________ years old

3.

What is your height and weight? (Write In #)1

2

Height: __________ feet__________ inches, Weight: _______________ pounds
Please answer the following questions for you and your spouse (if applicable)
4.

When were you born? (Write In Number for Month and Year)
You, yourself: Month _____ _____ Year _____ _____ _____ _____Your spouse: Month _____ _____ Year _____ _____ _____ _____+
No spouse

5.
You:

How many brothers and sisters do you have now who are alive? (Write In Number For EACH)
Older brothers ..................._______
Younger brothers .............. _______
Older sisters ........................_______
Younger sisters ................. _______Your spouse: Older brothers ..................._______
Younger brothers .............. _______
Older sisters ........................_______
Younger sisters ................. _______
6.

Please indicate the highest level of education (or equivalent) completed by you and your spouse. If you are still inschool, “X” the one you are in now. (X ONE Box For EACH)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
Grade School .......................................................................................... 1
2
Some High School .................................................................................. 2
3
Graduated High School........................................................................... 34
Some College - no degree ...................................................................... 4
5
Graduated College - Associate's Degree (2 year) ................................ 5
6
Graduated College - Bachelor's Degree (4 year) .................................. 6
7
Some post graduate studies - no degree................................................ 78
Masters Degree - MS, MA, MBA, etc. ................................................... 8
9Doctoral Degree - DVM, Ph.D, DDS, etc. ............................................. 97.

About how many hours per week do you and your spouse usually work including overtime work? If you don’t workoutside the home, X “don’t work”. If you don’t have a spouse, X “no spouse” and if your spouse doesn’t workoutside the home, X “doesn’t work”. (Write In A Number For EACH Row)
You
Your spouse

7a.

–
+

Don’t work
No spouse–

Doesn’t work

About how many hours per week in paid overtime do you and your spouse work? (Write in a number for each row)
If you or your spouse do not work overtime, please leave the answer blank.
You
Your spouse7b.

_______________ hours per week_______________ hours per week_______________ hours per week_______________ hours per week–+

Don’t work
No spouse–

Doesn’t work

About how many hours per week in unpaid overtime do you and your spouse work? (Write in a number for eachrow. If you or your spouse do not work overtime please leave the answer blank.
You
Your spouse_______________ hours per week_______________ hours per week–+

Don’t work
No spouse–

Doesn’t work

Please answer if you don’t work.

7c.

If you were working, what do you estimate you would be making per hour? (Write In)$_______________ per hour

All respondents should answer the following question.

8.

About how many days in a year do you and your spouse work? If you don’t work outside the home, X “don’t work”.
If you don’t have a spouse, X “no spouse” and if your spouse doesn’t work outside the home, X “doesn’t work”.
(Write In Number In For EACH Row)
You
Your spouse9.

_______________ days per year_______________ days per year–+

Don’t work
No spouse–

Doesn’t work

To what age do you and your spouse plan to work? If you are already retired, write in your age at the time ofretirement. If you haven’t worked outside the home, X “haven’t worked”. If you don’t have a spouse, X “nospouse” and if your spouse hasn’t worked outside the home, X “hasn’t worked”.
(X ONE Box And Write In Number In For EACH Row)
You
Your spouse__________ years old:__________ years old:
10–+

Haven’t worked
No spouse–

Hasn’t worked
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[USA] 2010 Preference Parameters Study of Osaka University

10.

What are you and your spouse's occupations (Including part-time work)?
(X ONE Box For EACH)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +01
Office worker (office clerks, sales persons) ........................................... 01
Shop worker (running retail shops, shop persons or
02
door-to-door salesman, etc.) .............................................................. 02
Managerial post (manager of government employees or a03
company’s employees, or directors, etc.) .......................................... 03
Specialists / Technical posts (teachers, doctors, technical04
experts, or artists, etc.)....................................................................... 04
Worker in the Service industry (barbers/hairstylists,
05
waiters/waitresses, taxi drivers or security guards, etc.).................... 05
06
Field worker (carpenters, repairmen or factory workers, etc.) ............... 06
07
Agriculture, forestry and fisheries industry............................................. 07
08
Housewives/Househusbands ............................................................... 08
09
Student ................................................................................................... 09
10
Retired (excluding housewives/househusbands) ................................. 1011
Unemployed (excluding housewives/househusbands).................... 11
Other (Specify): _______________________________________ ........
If you answered 1 to 7 for yourself and your spouse at Q.10, please continue. Otherwise, skip to Q11.

10a.

What is the type of your and your spouse’s employment? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
Company employee/Organization staff................................................... 1
2
Government employee............................................................................ 2
3
Businessman/Director ............................................................................. 3
4
Self-employed ......................................................................................... 4
5
Family business employee (in self-employed business)......................... 5

10b.

What is your and your spouse’s employment status? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
Full-time employee.................................................................................. 1
2
Part-time employee ................................................................................. 23
Student part-time employee .................................................................... 3
Temporary work (sent to a company from a temporary job agency,
4internship, specific project for a company, etc.).................................. 45
Contract worker....................................................................................... 5
Other (Specify): ＿＿＿＿＿＿..................................................................

10c.

In the past two years, what kind of registered temporary employment have you and your spouse taken?
(X ONE Box that best describes the type of work.)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
Mostly jobs lasting one day ..................................................................... 1
2
Mostly jobs lasting two to less than ten days .......................................... 2
3
Mostly jobs lasting ten days to less than three months .......................... 3
4
Mostly jobs lasting three months or more ............................................... 4
5
I did not take any registered temporary employment.............................. 5

10d.

How many years have you (your spouse) been working for your (your spouse’s) present company? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1Less than a year...................................................................................... 1
2
A year to less than 5 years...................................................................... 2
3
5 years to less than 10 years .................................................................. 3
4
10 years to less than 20 years ................................................................ 4
5
20 years to less than 30 years ................................................................ 5
6
30 years to less than 40 years ................................................................ 6
7
More than 40 years ................................................................................. 7

10e.

Approximately how many employees are working for the company/office you (your spouse) are working for?
Answer the approximate number including all the head office, branch offices, branch stores, sales offices andfactories. If you (your spouse) are working for a government organization, select "Government employee."(X ONE Box)Your Spouse
Yourself
No spouse ...................................................................................................................................... +1
1 to 5 people ........................................................................................... 1
2
6 to 29 people ......................................................................................... 2
3
30 to 99 people ....................................................................................... 34100 to 299 people ................................................................................... 45300 to 499 people ................................................................................... 56500 to 999 people ................................................................................... 671,000 to 4,999 people ............................................................................. 78
More than 5,000 people .......................................................................... 8
9Government employee............................................................................ 911205677

[USA] 2010 Preference Parameters Study of Osaka University

10f.

Which one of the following best describes the industry in which you (your spouse) work? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +01
Agriculture and forestry industry ............................................................ 01
02
Mining industry ....................................................................................... 02
03
Construction industry ............................................................................. 03
04
Manufacturing industry........................................................................... 04
05
Wholesale/Retail business ..................................................................... 05
06
Financial/Insurance business................................................................. 06
07
Real estate business.............................................................................. 07
08
Transport /Correspondence industry ..................................................... 08
09
Electric/Gas/Water/Heat supply industry ............................................... 09
10
Service industry...................................................................................... 10
11
Others..................................................................................................... 1110g.

To what extent is your (your spouse’s) salary or wage based on your work performance? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
The wage is based almost entirely on my performance ......................... 1
2
The wage is based mostly on my performance ...................................... 2
3
The wage is based slightly on my performance...................................... 3
4
The wage is not at all based on my performance ................................... 4

10h.

About how hard do you (your spouse) work each day? Please answer based on the amount of work you do perhour. (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
I could not work any harder than I currently work ................................... 1
2
I work as hard as I can ............................................................................ 2
3
I work continuously.................................................................................. 3
4
I work but have some downtime ............................................................. 4
5
I work but have a lot of downtime ........................................................... 5

10i.

Do you think there is a possibility that you or your spouse will be unemployed (in case of running your own
business, the possibilities of discontinuing business) within 2 years? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +1
Strong possibility ..................................................................................... 1
2
Some possibility ...................................................................................... 2
3
Little possibility ........................................................................................ 3
4
Don't know............................................................................................... 4

11.

Do you have any children? (X ONE Box)1
No children Æ (Skip To Q.12)
2
Have children Æ # of children (Write In): _____ _____ Æ (Continue)

11a.

How old is your youngest child now?

12.

Approximately how much was your and your spouse’s salary or hourly wage for 2009 (including business income if
you are self-employed)? (Write In)_____ _____ years old

You:

Salary per month $_____ _____ _____ _____ or Wage per hour $_____ _____Your spouse:

Salary per month $_____ _____ _____ _____ or Wage per hour $_____ _____

13.

14.

(Write In)

Approximately how much was the annual earned income of you and your spouse before taxes, with bonuses
included (and also business income) for 2009? (X ONE Box)
Yourself
Your SpouseNo spouse ...................................................................................................................................... +01
None....................................................................................................... 01
02
Less than $10,000.................................................................................. 02
03$10,000 to less than $20,000................................................................. 03
04$20,000 to less than $40,000................................................................. 04
05$40,000 to less than $60,000................................................................. 05
06$60,000 to less than $80,000................................................................. 06
07$80,000 to less than $100,000............................................................... 07
08$100,000 to less than $120,000............................................................. 08
09$120,000 to less than $140,000............................................................. 09
10
More than $140,000 ............................................................................... 10
Which of the following best describes your current family status? (X ONE Box)
Single2
Husband and wife
3
Husband, wife and children
4Single parent and children
5
Husband, wife, children and you or your spouse's parents
6
Husband, wife, children, you or your spouse's parents, brothers and sisters
Others (Specify):__________________
1

15.

How many people are currently living in your household? (Write In)

12# of people: _____ _____

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[USA] 2010 Preference Parameters Study of Osaka University

16.

How much was the average food expense of your entire family per month in 2009?

(Write In)

Approximate food expense (excluding expense of eating out) .... $____________________ per month
Approximate expense of eating out.............................................. $____________________ per month17.

How much did you spend on durable consumer goods such as housing, cars, and expensive electronic products
for your entire family in 2009? (Write In)
Approximate expense in 2009 for entire family $______________________________

18.

How much are the average expenditures of your entire family per month in 2009? Exclude durable consumer
goods purchased such as housing, cars, expensive electronic products, taxes, insurance premiums, and mortgage
interest. Include costs of public utilities and energy bills. (Write In)
Approximate expense in 2009 for entire family $_________________________ per month19.

How much did the gross expenditures of your entire family change in 2009 as compared to 2008? (X ONE Box)
Increasedby less
than 1%
OR
Increased
Decreased
Decreasedby moreIncreased Increased Increased Increased
by less Decreased Decreased Decreased Decreased by more than
than 1%than 9%by 8-9%by 6-7%by 4-5%by 1-3%by 1-3%by 4-5%by 6-7%by 8-9%
9%
10

09

08

07

06

05

04

03

02

01

00

20.

How much do you estimate that the gross expenditure of you entire family will change in 2010 as compared to
2009? (X ONE Box)
Increaseby less
than 1%
OR
Increase
Decrease
Decreaseby moreIncrease
Increase
Increase
Increaseby less
Decrease Decrease Decrease Decrease by morethan 1%than 9%by 8-9%by 6-7%by 4-5%by 1-3%by 1-3%by 4-5%by 6-7%by 8-9%than 9%
10

21.

09

08

07

06

05

04

03

02

01

00

What would you estimate the annual growth rate of consumer prices will be in 2010? (X ONE Box)
Increaseby less
than 0.5%

Increaseby morethan 4.5%
10

22.

OR

Increase
Increase
Increase
Increaseby 3.6-4.5% by 2.6-3.5% by 1.6-2.5% by 0.5-1.5%
09

08

07

06

Decreaseby less
than 0.5%05Your spouse

03

02

01

00

No spouse

1

Seeking a job

2

Not seeking a job

1

Seeking a job

2

Not seeking a job

If you could move to another state in the United States, would you move? X ONE of your choices. Next to yourchoice, write in the name of a state.
1
2

24.

04

Decreaseby morethan 4.5%

Are you and your spouse currently seeking a job? (Please answer regardless of whether or not you presently havea job.) (X ONE Box)
You

23.

Decrease
Decrease
Decrease
Decreaseby 0.5-1.5% by 1.6-2.5% by 2.6-3.5% by 3.6-4.5%

would move to _____________________ (Write in the name of the state you want to live)
would continue to live in ___________________ (Write in the name of the state where you are living now)

Please indicate why you would choose to live in the state you specified in Q.23. Put an X in the boxes for the
FOUR most important reasons for wishing to live in that state. Next, rank your four choices in order of importance.
Ranking(Put an X(Write In a
in FOUR
Number from
BOXES)
1 to 4)01()
Higher income
02()
Good cultural environment with many concert halls, theaters, libraries, etc.
03()
Good schools
04()
Nice environment for raising children with many nursery schools and day carecenters
05()
Nice climate and rich natural environment06()
In order to take a job that suits me
07()
In order to live together with my family08()
It is the state where I grew up
09()
It costs a lot of money to move to another state
10()
Low local taxes
11()
Good welfare and social services
12()
Good medical environment with many hospitals and medical facilities
13()
Convenient shopping with supermarkets, department stores, etc.
14()
Low priced goods and services
15()
Easy access from anywhere
16()
Easy to find a job
17()
Other (Write specific reason) ___________________________

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25.

Approximately how much was the annual earned income before taxes and with bonuses included of your entire
household for 2009? (If you are student, please answer the income of your parents' entire household.)(X ONE Box)
01
02
03
04
05
06

Less than $10,000$10,000 to less than $20,000$20,000 to less than $40,000$40,000 to less than $60,000$60,000 to less than $80,000$80,000 to less than $100,000

07
08
09
10
11
12

$100,000 to less than $120,000$120,000 to less than $140,000$140,000 to less than $160,000$160,000 to less than $180,000$180,000 to less than $200,000
More than $200,000

26.

Please indicate the highest level of education (or equivalent) completed by your parents and your spouse's
parents. (X ONE Box For EACH)
Your
Your
Your Spouse’s Your Spouse’s
MotherFatherMotherFather+No spouse………………………………………………………………………………….. +1
1
1
Grade School ................................................................ 12
2
2
Some High School ........................................................ 2
3
3
3
Graduated High School................................................. 34
4
4
Some College - no degree ............................................ 45
5
5
Graduated College - Associate's Degree (2 year) ...... 5
6
6
6
Graduated College - Bachelor's Degree (4 year) ........ 67
7
7
Some post graduate studies - no degree...................... 788
8Masters Degree - MS, MA, MBA, etc. ......................... 899
9Doctoral Degree - DVM, Ph.D, DDS, etc. ................... 927.

When are your (and your spouse's) parents’ birth years? (Write In Number For EACH)
Your father____________________Your mother____________________Your spouse’s father____________________Your spouse’s mother____________________

27a.

Are your parents alive? (X ONE Box) If they are deceased, indicate their age of death. (Write In For EACH)
Your father

1Your mother

1Your spouse’s father

1Your spouse’s mother

1

2

2

2

2

Alive
DeceasedÆ

__________ years old

Alive
DeceasedÆ

__________ years old

Alive
DeceasedÆ

__________ years old

Alive
DeceasedÆ

__________ years old

28.

Now, we would like to ask you about dependents in your family. Here, dependents mean anyone you claimed onyour last tax return. Are you ... (X ONE Box)
1
Supporting someone in the family.
2
Supported by someone in your family.
3
Neither supporting nor being supported. (singles household included)

29.

Which type of home do you live in? (X ONE Box)
1
Your own house (a single house)
2Your own condominium
3
Private rented house (a single house or an apartment)
4
Supplied house (a company house or an official residence)

5
6
7
8

Government-owned housing
Lodgings (Hotels, Motels, etc.)
Dormitory, Group Quarters, etc.
Others30.

Approximately how much household income is your goal? (If you are a student, please answer the income of yourparents’ entire household.) (X ONE Box)
01
Less than $10,000
07$100,000 to less than $120,000
02$10,000 to less than $20,000
08$120,000 to less than $140,000
03$20,000 to less than $40,000
09$140,000 to less than $160,000
04$40,000 to less than $60,000
10$160,000 to less than $180,000
05$60,000 to less than $80,000
11$180,000 to less than $200,000
06$80,000 to less than $100,000
12More than $200,000

31.

About how much household income is common for people around you? (X ONE Box)
01
Less than $10,000
07$100,000 to less than $120,000
02$10,000 to less than $20,000
08$120,000 to less than $140,000
03$20,000 to less than $40,000
09$140,000 to less than $160,000
04$40,000 to less than $60,000
10$160,000 to less than $180,000
05$60,000 to less than $80,000
11$180,000 to less than $200,000
06$80,000 to less than $100,000
12More than $200,000

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[USA] 2010 Preference Parameters Study of Osaka University

32.

How much did the annual earned gross income of your entire household change in 2009 as compared to 2008?
(If you are student, please answer the income of your parents' entire household.) (X ONE Box)

Increasedby morethan 9%
10

Increasedby 8-9%09

Increasedby 6-7%08

Increasedby 4-5%
07

Increasedby less
than 1%OR
Decreased
Decreased
Increasedby less Decreased Decreased Decreased Decreased by morethan 1%by 1-3%by 1-3%by 4-5%by 6-7%by 8-9%than 9%
06

05

04

03

02

01

00

33.

How much do you estimate the annual earned gross income of your household will change in 2010 as compared to
2009? Please answer for your entire household, for you and for your spouse. (If you are a student, please answer
the income of your parents' entire household.) (X ONE Box for EACH)
Increaseby less
than 1%
OR
Increase
Decrease
Decreaseby more Increase Increase Increase Increase by less Decrease Decrease Decrease Decrease by morethan 9% by 8-9% by 6-7% by 4-5% by 1-3% than 1% by 1-3% by 4-5% by 6-7% by 8-9% than 9%
Entire
10
09
08
07
06
05
04
03
02
01
00
Household
You
10
09
08
07
06
05
04
03
02
01
00
Your Spouse
10
09
08
07
06
05
04
03
02
01
00

34.

Approximately how much is the present appraised value of all housing and properties which your entire household
owns? (If you are a student, please answer about the housing and properties your parents' entire householdowns.) (X ONE Box)
01
Do not possess housing or properties
06$200,000 to less than $300,000
02
Less than $50,000
07$300,000 to less than $400,000
03$50,000 to less than $100,000
08$400,000 to less than $500,000
04$100,000 to less than $150,000
09$500,000 to less than $1,000,000
05$150,000 to less than $200,000
10$1,000,000 or more

35.

Approximately how much is the balance of financial assets (savings, stocks and insurance, etc.) of your entire
household? (If you are a student, please answer the balance of financial assets of your parents' entire
household.) (X ONE Box)
01
Less than $25,000
06$150,000 to less than $200,000
02$25,000 to less than $50,000
07$200,000 to less than $300,000
03$50,000 to less than $75,000
08$300,000 to less than $500,000
04$75,000 to less than $100,000
09$500,000 to less than $1,000,000
05$100,000 to less than $150,000
10$1,000,000 or more

36.

Approximately how much in total financial assets (saving, stocks and insurance, etc) of your entire household
should have been saved (or accumulated) by now?
01
Less than $25,000
06$150,000 to less than $200,000
02$25,000 to less than $50,000
07$200,000 to less than $300,000
03$50,000 to less than $75,000
08$300,000 to less than $500,000
04$75,000 to less than $100,000
09$500,000 to less than $1,000,000
05$100,000 to less than $150,000
10$1,000,000 or more

37.

Please indicate which of the following financial assets you own. (X ALL That Apply)
01
Bank savings (including cooperative banks, credit unions and other associations)02
Corporate bonds
03
Life insurances
04
Stocks05
Investment Trusts
06
Foreign currency deposits
07
Futures / Options
08
U.S. Government bonds
09
Government bonds of foreign countries
10
Private pensions (by life insurance companies or postal annuity pension system)
11
Company pensions
12
Cash Savings
13
None Æ (Skip To Q.40)

Æ(Continue)

38.

What percentage of your financial assets of your entire household are in the following ... (Write In % For EACH)
Bank savings, cash, U.S. government bonds ........................................................................ __________%
Investment Trusts, Stocks, Futures/Options, Corporate Bonds, Foreign currency
deposits, Government bonds of foreign countries ............................................................. __________%

39.

What would you say is your average annual profit-earning rate of your financial assets? (Write In)______.______% (e.g. 3.5%)+
Cannot say

40.

Do you currently have any liabilities or debts? Liabilities or debts include housing loans. (X ONE Box)
1
No liabilities or debts Æ (Skip To Q.41)
2
Have liabilities or debts Æ (Continue)

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[USA] 2010 Preference Parameters Study of Osaka University

40a.

40b.

If you have housing loans, what is the current balance of your housing loans? (X ONE Box)
01
Less than $25,000
07$200,000 to less than $300,000
02$25,000 to less than $50,000
08$300,000 to less than $500,000
03$50,000 to less than $75,000
09$500,000 to less than $1,000,000
04$75,000 to less than $100,000
10$1,000,000 or more
05
$100,000 to less than $150,00011
No mortgage loans
06$150,000 to less than $200,000
Do you have any liabilities or debts other than housing loans? (X ONE Box)
01
02
03
04
05
06

No loans other than mortgage loans
Less than $5,000$5,000 to less than $10,000$10,000 to less than $20,000$20,000 to less than $30,000$30,000 to less than $50,000$50,000 to less than $75,000$75,000 to less than $100,000$100,00 to less than $200,000$200,000 to less than $300,000$300,000 or more

07
08
09
10
11

41.

Have you ever been rejected for a loan application (excluding housing loans)? (X ONE Box)
1
Yes
2
No

42.

Do you have a savings plan for after the household head retires? (If the household head has already retired, do
you have a savings plan for the future?)
1
I have a specific plan2
I have a rough plan3
I do not have a plan now, but I am going to make a plan in the future
4
I do not have a plan now, and I am not going to make a plan in the future

43.

How much have you thought about retirement?
1
A lot
2
Some

A little
Hardly at all

3
4

44.

Did you receive any compulsory financial education when you were in high school?
1
Yes, one course
4No.
2
Yes, two courses
5
I don't know
3
Yes, three or more courses

45.

On a scale of 0-10 with “10” being “Wealthiest” and “0” being “Poorest”, please indicate what you think yourstandard of living is. (X ONE Box)
Wealthiest
10

46.

Poorest
09

08

48.

06

05

04

03

02

01

00

In which state do your parents live? If they are living in a foreign country, indicate the name of the country. If yourparents are deceased, indicate a place where they had lived for a long time. (Write In)
Your Parents:
Name of a State in the United States: ______________________________Name of a Country: ____________________________________________Your Spouse’s Parents:

47.

07

Name of a State in the United States: ______________________________Name of a Country: ____________________________________________

Do you smoke? (X ONE Box)
1
Don't smoke at all
2
Hardly smoke
3
Smoke sometimes
Do you exercise? (X ONE Box)
1
Almost everyday
2
A few times in a week3
About once a week

4
5

4
5

About 10 cigarettes a day
About a pack a day

6
7More than 2 packs a day
I used to smoke but had quit

About once a month
Don't exercise at all49.

Do you drink alcoholic beverages? (X ONE Box)
1
Don't drink at all4
A can of beer (12 oz.) or its equivalent a day, everyday
2
Hardly drink
5
3 cans of beer (12 oz. x 3) or its equivalent a day, everyday
3
Drink sometimes
6
5 cans of beer (12 oz. x 5) or its equivalent a day, everyday

50.

How high is your tolerance for alcohol? (X ONE Box)
1
Cannot drink due to a physical/medical condition
2
Weak
3
Slightly weak

4
5

Slightly strong
Strong51.

Do you gamble in lotteries or at casinos, or bet on sporting events or horse races? (X ONE Box)
1
Don't gamble at all3
Several times a year or so 5
Once a week or so
2
Hardly gamble
4
Once a month or so
6
Almost everyday

52.

Please indicate if you are affiliated with any of the following religions. (X ALL That Apply)
01
Baptist07
Other Protestant
13
Islam
02
Episcopalian08
Roman Catholic
14
Judaism
03
Evangelical09
Orthodox Christian15
Scientology
04
Lutheran
10
Other Christian16
Some other affiliation not listed above05
Presbyterian
11
Buddhism
17
None
06
United Methodist
12
Hinduism18
Prefer not to answer
Thank you for your help with this study. Please return your completed
questionnaire in the enclosed postage-paid envelope as soon as possible.
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