LexisNexis® ThreatMetrix® for Government

Amplify Security with anAward-Winning AI-Powered
Digital Identity Solution

A holistic AI-powered risk decisionengine enabling you to amplify accuracy
LexisNexis® ThreatMetrix®
for Government

Industry-leading data
Tailored insights
Intelligent models

A smarter, more agile approach torisk management demands advanced
models powered by trusted data to help
you achieve your agency’s goals while
ensuring your constituents are protected
at every stage of the identity journey.

Preventing fraud and streamlining identity
interactions is a challenging balance.
Complex fraud schemes demand a real-time,
holistic view of identities and their behaviors.

Detect and prevent more fraud
Advanced AI, powered by 300M real-time insights
daily and 100B annually from one of the largest
cross-industry data networks in the world,
implemented on over 180,000 websites andmobile applications around the world.

19%

increase year-over-year (YOY)in global attack rate in 2023 1
Transaction volumes in North
America increased 12% YOY andhuman-initiated attacks increased

66% YOY

Every $1of fraud loss costorganizations$3.91 on average3

Provide risk appropriate
experiences

2

Protect your agency and your constituentswith risk appropriate experiences to create
secure, trusted interactions.

Adapt to mitigate evolving threats
A flexible, continuously evolving solution,
ThreatMetrix for Government can adapt to support
your agency’s mission while maintaining yourrisk tolerances.

LexisNexis® ThreatMetrix® for Government

It’s time for a smarter approach to constituent
protection and operational efficiencies.
LexisNexis® ThreatMetrix® for Government unifies key components of risk technology into one,powerful decision engine:
Best-in-class digital identity and behavioral intelligence

Sophisticated data processing and analytics

Real-time insights from one of the largest cross-industry
data networks in the world

Embedded AI-powered models with calibration foryour risk-appetite

Shared insights from a community of leading fraud experts

A powerful platform for forensics investigations,case management, reporting and workflow orchestration

A powerful decision engine that will
revolutionize your risk strategy.

109B+ transactions

Industry-leading AI-poweredmodels built with simplicity,
flexibility and scalability in mind.

Fueled by one of the largest
cross-industry data networks inthe world.

4.7B+ email addresses

Our decision engine is packed withactionable intelligence and technology
designed to help you incorporate yourown processes and data into policies,
adapt to support your growth goals
and automate responses to online
identity transactions.

Instantly zero in on threats by analyzing
thousands of features related to risk against
digital identity and behavioral intelligence.
All powered by an unrivaled contributory
network – LexisNexis® Digital Identity
Network® – sharing data from leading globalorganizations across the world.

3.3B+ digital identities

2.5B+ phones
3B+ IP addresses
Spanning 200
countries and territories

Delivering robust digital andbehavioral insights you can trust.
Identify
Identify the unique digital footprint of an online persona against
over 3B+ digital identities. Key data points are evaluated against
known digital identity and trend information to provide a morecomprehensive risk assessment.
Assess signals like device, geolocation, IP address, email address,
phone, behavioral patterns, transaction details, user device
interactions and more.
Evaluate against distance anomalies, age, history, velocity, previous
risk associations, activity patterns, bot and RAT patterns and more.

ProfileProfile with unmatched, anonymized intelligence from our Digital
Identity Network® that follows a privacy-by-design approach,connecting you to global cross-industry insights for more accurate
risk assessment.

Analyze
Analyze signals using our advanced AI-powered algorithms so you
can instantly distinguish between trusted users and bad actors.
ThreatMetrix provides a range of models, from fully transparent
ones, to easily interpretable ones focused on what matters most,
making every risk decision explainable and accountable.

Customize
Using a simple, intuitive user interface, you can create policies on
your own or use custom policies already developed for you.
You also have the option to bring your own machine learning models
or build new ones by combining signals and past outcomes almost
instantly. For more advanced use cases, set up a combination of all
the above.

Transform
The ThreatMetrix solution transforms digital behavior into actionableintelligence, expanding your ability to trust digital transactions
through deep analysis of a user's online behavior – ensuring aseamless experience for your trusted customers.

LexisNexis® ThreatMetrix® for Government

Technology thathelps you balance risk
with experience.

New Account Origination
Protect against new account fraud and bot attacks while
simultaneously approving genuine transactions.
Get a granular look at patterns associated with the digital
identity within the network, like history and behavior, even
if the applicant is new to your agency.

Protect your constituents from complex fraudrisks at every stage of the identity journey.

Logins and Account Management
Detect account takeover attempts, social engineering andunauthorized change of details while providing smoothlogins and other actions for trusted customers.

Geolocation

IP Address
Physical Address

Predict fraudulent activity with the combination ofhistorical patterns, behavioral signals and more.

Payments

DeviceEmailBehavior

Phone

Protect payments while safeguarding against accounttakeover, scams, money laundering attempts and more.
Discover payment anomalies leveraging digital identityand behavioral intelligence from the network to detect
high risk behavior like a potential scam in progress or muleaccount activity.

Transaction Data

ThreatMetrix® delivers data-driven
decisions that make an impact
Improving public sector agency performance and helping a wide range of federal, state and local
agencies plus global organizations improve fraud risk management outcomes

Easy to Build

Models built through our portal withminimal data science knowledge
required. Leverage smart practicemodels built with years of experienceand optimize based on uniqueagency needs.

Actionable Scores

Explainable results using clear
reasoning and actionable scores.

Expressly Tailored

Trained on your feedback data andour global intelligence.

Always Smarter

Analytics driven from your agency’s
data as well as the global network
you’ll be a part of. Delivered on anorchestration platform that enables
you to streamline case management,
investigate fraudulent events and scale
throughout the constituent lifecycle.

Continually Adaptive

Adapts to your customers as their
behavior changes, enabling a positive
experience for trusted users. Keeps
pace with new fraud schemes as
insights grow and evolve.

Expertly Supported

With fraud experts working tosupercharge your policies and shapeendless possibilities for your agency
and constituents.

LexisNexis® ThreatMetrix® for Government
Digital & Identity Assessment
Web & Mobile
DeviceIntelligenceFight complex
fraud fromevery angle

True Geolocation,
VPN, Proxies &TOR

Identity
Resolution,
Attributes &Anomalies

Behavioral
Biometrics

RAT & Bot
Detection

Model
GovernanceIntegration &Orchestration

Biometrics

Document
Authentication

Feedback,
Audit & Policy
Governance

AccessManagement
GovernanceConsumer
Identity
Verification

Decision Analytics
Complex
Event
Processing

Identity
Correlation &Linkages

Fraud &Behavioral
Analytics

MachineLearning

Authentication
Strong Device
BindingPush
Authentication

SMS One-time
Passcode

Dynamic KBA

Investigation & Review
Forensics &Investigation

Case
Management

Categorized
Fraud Truth
Data Feedback

ReportingShared Intelligence Network

Let’s revolutionize theway you fight fraud.
Contact your LexisNexis® Risk Solutions representative to learn more:
1-888-216-3544 | risk.lexisnexis.com/products/ThreatMetrix-for-government

Recognized around the world for award-winning technology.
ThreatMetrix has received awards and been recognized
as a leader in digital identity, fraud detection and risk
management by 20+ analyst and industry organizations.
ThreatMetrix® is a Payment Card Industry (PCI) Level
1 service provider that has been certified and attested
PCI-compliant by an external Qualified Security
Assessor (QSA).

LexisNexis® Dynamic Decision Platform undergoes an annualSoc 2 Type II assessment performed by a licensed independent
third-party auditor to certify our systems meet stringent policies
for security, availability, confidentiality and privacy as defined by
the American Institute of Certified Public Accountants (AICPA).

For a complete list of industry awards and recognitions, visit us online.
About LexisNexis® Risk Solutions
LexisNexis® Risk Solutions harnesses the power of data and advanced analytics to provide insights that
help businesses and governmental entities reduce risk and improve decisions to benefit people aroundthe globe. We provide data and technology solutions for a wide range of industries including insurance,
throughout the world and are part of RELX (LSE: REL/NYSE: RELX), a global provider of information-based
analytics and decision tools for professional and business customers. For more information, please visit
www.risk.lexisnexis.com and www.relx.com.
Our solutions assist organizations with preventing financial crime, achieving regulatory compliance,
This document is for informational purposes only and does not guarantee the functionality or features of
any LexisNexis Risk Solutions products identified.

LexisNexis Risk Solutions does not represent nor warrant that this document is complete or error free.
The LexisNexis Risk Solutions services referenced herein are not provided by “consumer reportingagencies,” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) anddo not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, the LexisNexis
Risk Solutions services referenced herein may not be used in whole or in part as a factor in determining
eligibility for credit, insurance, employment or another purpose in connection with which a consumer
report may be used under the FCRA.
LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. ThreatMetrix and Digital
Identity Network are registered trademarks of ThreatMetrix, Inc. True Cost of Fraud is a trademark ofLexisNexis RIsk Solutions Inc. Other products and services may be trademarks or registered trademarksof their respective companies.
Copyright © 2024 LexisNexis Risk Solutions. NXR16516-00-0724-EN-US

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2023 LexisNexis® Risk Solutions Cybercrime Report
2023 LexisNexis® Risk Solutions Cybercrime Report
2023 LexisNexis® True Cost of Fraud™ Study