Last updated: 24th October 2023

Legal and Intellectual Property notice (the “Legal and IP Notice”)

I.

Legal Rights

Please read the following terms and conditions carefully. This Website are owned by thecompany and VAULT IST DMCC, a company duly existing and organized under the laws ofUnited Arabic Emirates, company registration number DMCC198149 with a registered office atUnit No: AG-13-H-F168, AG Tower, Plot No: JLT-PH1-I1A, Jumeirah Lakes Towers, Dubai,
which is regulated by the laws of that country (the “Vault”). By accessing the websitewww.vault.ist of VAULT IST DMCC you are declaring that you understand and agree to bebound by the terms and conditions of use and legal information set out below in respect of thewebsite of Vault and all elements contained therein. If you do not wish to be bound by theterms and conditions specified below, access to the website of Vault is expressly prohibited.

II.

Intellectual Property Rights

The Websites and Platform and their entire contents, features and functionality(including but not limited to all information, software, text, displays, images, video and audio,
and the design, selection and arrangement thereof), are owned by us, our licensors or otherproviders of such material and are protected by copyright, trademark, patent, trade secret andother intellectual property or proprietary rights laws.
These IP Notice permit you to use the Websites and the Platform for your personal,
non-commercial use only. You must not reproduce, distribute, modify, create derivative worksof, publicly display, publicly perform, republish, download, store or transmit any of the material
on our Websites and any Platform, except as follows:●●●●Your computer may temporarily store copies of such materials in RAM incidental toyour accessing and viewing those materials.
You may store files that are automatically cached by your Web browser for display
enhancement purposes.
You may print or download one copy of a reasonable number of pages of theWebsites for your own personal, non-commercial use and not for further
reproduction, publication or distribution.
If we provide desktop, mobile or other applications for download, you may
download a single copy to your computer or mobile device solely for your own
personal, non-commercial use, provided you agree to be bound by our end user
license agreement for such applications.

You must not:●●●Modify copies of any materials from this site.
Delete or alter any copyright, trademark or other proprietary rights notices fromcopies of materials from this site.
Access or use for any commercial purposes any part of the Website or any
services or materials available through the Website and any Services.

If you wish to make any use of materials on the Websites or in any Services otherthan that set out in this section, please address your request to support@vault.ist
If you print, copy, modify, download or otherwise use or provide any other person with

access to any part of the Websites and the Platform in breach of the IP Notice, your right touse the Websites and the Platform will cease immediately and you must, at our option, returnor destroy any copies of the materials you have made. No right, title, or interest in or to theWebsites or the Platform or any content on the Website or the Platform is transferred to you,and all rights not expressly granted are reserved by us. Any use of the Websites not expressly
permitted by these IP Notice and any Policies (available on our website vault.ist) is a breachof these IP Notice and may violate copyright, trademark, and other laws.

III.

No representations, warranties and guarantees

While Vault takes reasonable steps to ensure the reliability or accuracy of theinformation or content it presents on its website, neither Vault nor any third-party information orcontent provider can extend any representations, warranties or guaranties, either express orimplied, with regard to the accuracy, reliability, completeness or up-to-date nature of any
information or content on the website of Vault. Any representations, warranties or guarantees,
either express or implied, regarding the website of Vault, its reliability or accuracy and theinformation and content published on the website are fully disclaimed. The information andcontent published on the website are provided by Vault exclusively for informational purposes
only and are not to be reused for commercial purposes. They may change at any time without
notice.

IV.

Exclusion of liability

To the fullest extent permitted by law, Vault excludes any liability for any loss or damage(including indirect and consequential loss or damage) resulting from or in any way relating to
the website of Vault, the accessing of the website or of individual elements thereof, the use of
the website or its elements, or a user being unable to access or prevented from accessing thewebsite or its elements.

V.

Links to other websites

The website of Vault may include links to third-party websites. Vault has not verified allcontent and elements of such linked websites and, consequently, assumes no liability at all inrelation to such websites.

VI.

Applicable law and jurisdiction

These terms and conditions are governed by, and construed in accordance with, thelaws of DMCC Free Zone, United Arabic Emirates, without regard to the conflict of law
provisions thereof. Any dispute arising out of or in relation to these terms and conditions shallbe submitted to the exclusive jurisdiction of the courts of DMCC Free Zone, United ArabicEmirates.