Sign (Registration Form)*For Web Reservations

Scope of Activities:

Domestic Travel

Registration Number:

Japan Tourism Agency Registered Travel Agent (No. 1723)

Date of License:

December 27, 2004

Term of Validity:

December 26, 2024

Name

:

JTB Global Marketing & Travel Inc.

Name of Branch:

Head OfficeCall Center Office

Name of Certified General Travel Services Manager : Takeshi Otsuki,
Certified General Travel Services Manager is a person who is responsible for transactions of customers
travel arrangements managed at business office. Please feel free to ask any question regarding travel
arrangements to Certified General Travel Services Manager listed if you find anything unclear.

Trustee Contract:

Hato Bus Co., Ltd.
Tourism Designers Co., Ltd.
Akiba.TV Co.Ltd
JTB Gaiarec, Inc.
JTB Corp.

Standard Standard
General Conditionsof Travel
Business
General Conditionsof Agency
Travel Agency
Business
Subscription
Type Organized
Tour Contract Part
Subscription Type Organized
Tour Contract
Part

Bonded Member of the Japan Association of Travel Agents
Company Name JTB Global Marketing & Travel Inc.

Chapter 1 - General Provisions
Article1 Scope of Application
1

The Contract of our Company (hereinafter referred to as "We," "Us," or "Our" as the casemay be) concerning the subscription type organized tour to be executed with the traveler(hereinafter referred to as the "Subscription Type Organized Tour Contract", or "Contract")shall be based on the General Conditions. In the case that any matter not stipulated in the
General Conditions arises, ordinance or generally established practice shall be applied.

2

In cases where we execute a special contract (hereinafter referred to as the "Special
Contract") with the traveler in writing without violating the relevant law and harming theinterests of the traveler, such Special Contract shall be given priority , notwithstanding theprovision of the preceding paragraph.

Article 2 Definition of Terminology
1

In the General Conditions, "Subscription Type Organized Tour" or "Tour" shall mean such tours
for which we prepare beforehand for subscription by travelers, travel plans including
destinations, itineraries, transportation services and accommodation services to be offered
to travelers, as well as the Tour Price amount (as defined in Article 12 below) payable to us
by travelers, which shall be implemented as planned.

2

In the General Conditions, "Domestic Trip" shall mean trips within Japan only, and "Overseas
Trip" shall mean those trips other than a Domestic Trip.

3

In this Part, the "Communication Contract" shall mean the Subscription Type Organized Tour
Contract, which is executed between us and a card member of the credit card company
affiliated with us or the company marketing our Subscription Type Organized Tour on behalfof us (hereinafter referred to as an "Affiliated Company") by subscription through telephone,
mail, facsimile, or other means of communication, subject to prior consent of the traveler
to the effect that the claims or obligations held by us, such as the Tour Price to the traveler
based on Subscription Type Organized Tour Contract are settled on or after the due date ofsuch claims or obligations according to card membership rules as provided separately by theAffiliated Company, and also subject to payment of the Tour Price, etc. payable under the said
Subscription Type Organized Tour Contract according to the methods specified in Article 12,
paragraph 2, the latter part of Article 16, paragraph 1 and Article 19, paragraph 2.

4

In the General Conditions, the "Date Card Used" shall mean the date when the traveler or
our Company becomes obligated to pay the Tour Price, etc., or executes refundable liability
under the Subscription Type Organized Tour Contract.

Article 3 Content of Tour Contract
We undertake to make arrangements and administer the itinerary under the Subscription Type
Organized Tour Contract so that the traveler can be provided with transportation,accommodation and other services as offered by transportation and accommodation
businesses, etc. (hereinafter referred to as the "Tour Service") according to the itineraryprovided by us.

Article 4 Business Agent
There are cases where we may engage other travel agents, professional arrangers or otherhelpers in or outside Japan, in order to have them make arrangements in whole or in part on ourbehalf for the execution of the Subscription Type Organized Tour Contract.

Chapter 2 - Execution of Contract

Article 5 Subscription for the Tour Contract
1

A traveler who wishes to subscribe to our Subscription Type Organized Tour Contract shall fillin the necessary information in the application form as designated by us (hereinafter referred
to as the "Application Form"), and shall submit it to us together with the required payment
to apply for the Subscription Type Organized Tour Contract (hereinafter referred to as the"Application Fee") as separately specified by us.

2

Notwithstanding the provision of the preceding paragraph, a traveler who wishes to subscribe
to our Communication Contract will be required to notify us of the name of the desired
Subscription Type Organized Tour, the start date of the Tour, the traveler's membershipnumber and other information as required (hereinafter referred to as the "Membership
Number, etc.").

3

The Application Fee as specified in paragraph 1 shall be treated as part of the Tour Price, acancellation fee or a penalty charge.

4

In cases where the traveler participating in the Subscription Type Organized Tour requires
special attention, the said traveler shall mention such a request to us at the time of application
for the Contract. In this case we will try to accommodate such a request as far as possible.

5

Any expenses incurred as a result of the special arrangements made at the request of thetraveler under the preceding paragraph shall be borne by the said traveler.

Article 6 Subscription by Telephone, etc.
1

Subscriptions for the Subscription Type Organized Tour Contract are accepted by means oftelephone, mail, facsimile and other means of communications. In such cases, the Contract
is not executed at the time of subscription, and the traveler for the said Tour will submit an
Application Form and Application Fee, or notify us of his or her Membership Number, etc.
within the period as designated by us, in accordance with the provision of paragraph 1 orparagraph 2 of the preceding Article 5, after we have notified the said traveler of our
acceptance of his or her subscription.

2

Upon the submission of the Application Form and Application Fee as specified in the preceding
paragraph, or when we have been notified of the traveler's Membership Number, etc., theorder in which we execute the Subscription Type Organized Tour Contract with the said
traveler shall be subject to the order in which we receive his or her Application Form andApplication Fee, or the traveler's Membership Number.

3

In cases where the traveler fails to submit the Application Fee, or to notify us of his or
her Membership Number, etc. within the period specified in paragraph 1 above, we willconsider such a subscription as not having been received and treat it accordingly.
Article 7 Rejection of the Execution of the Contract

Any one of the following is a case upon which we reserve the right to decline the execution.
(1) In cases where the sex, age, qualifications, skills or other conditions of the traveler inquestion do not meet such conditions as specified by us in advance, as required oftravelers participating in the Tour;(2) In cases where the number of travelers subscribing for the Tour has already reached the
maximum number of participants as scheduled for the Tour;(3) In cases where the traveler in question subscribing for the Tour is likely to create a
nuisance for other travelers or hinder smooth implementation of the Tour as a group;(4) In cases where the Communication Contract is about to be executed, and the traveler isunable to settle in whole or in part, the liability related to his or her Tour Price , etc. as
stipulated in the card membership rules of the Affiliated Company. Such reasons may
be due to, but not limited to, the credit card as held by the traveler in question, being
found to be invalid;(5) In cases where the traveler is recognized as a gang member, an associated gang member,a person or a company related to crime syndicates, a corporate racketeer or any other
antisocial forces;(6) In cases where the traveler has made claims through forceful behavior or unjust claims
to us or acted in a threatening manner or made threatening statements, or has conductedviolent acts or behavior in connection with any transaction between the parties, or otheracts or behavior equivalent to these;(7) In cases where the traveler committed acts which may damage our reputation or obstruct
our business by spreading false rumors, the use of fraudulent means or by force, or otheracts or behavior equivalent to these;(8) In cases where there is an inconvenience related to our business.

Article 8 Time that the Tour Contract is executed

1

The Subscription Type Organized Tour Contract shall be executed when we have accepted
the execution of the Contract and have received the Application Fee as specified in the Article
5, paragraph 1.

2

Notwithstanding the provision of the preceding paragraph, the Communication Contract shallbe executed when we send out a notice to the effect of communicating our acceptance ofthe execution of the Contract, except when an electronic notice of acceptance is sent out forthe said Contract, in which case the Contract shall be executed when the said electronic
notice has reached the traveler.

Article 9 Delivery of Contract Document
1

We will promptly deliver to the traveler, a document (hereinafter referred to as the "Contract
Document") detailing the itinerary, content of the Tour Service, Tour Prices, and otherconditions of the Tour, as well as matters concerning our responsibility with regards to theTour, promptly after the Tour Contract has been executed as defined in the preceding Article.

2

The scope of our responsibility for the Tour Service in making arrangements and administering
itineraries under the Subscription Type Organized Tour Contract shall be based on the details
stated in the Contract Document as specified in the preceding paragraph.

Article 10 Determinate Document
1

In cases where it is not possible to state the determinate itinerary, or the name oftransportation or accommodation facilities in the Contract Document as specified in thepreceding Article, paragraph 1, we will list, on a limited basis, in the Contract Document, thename of facilities scheduled for accommodation and the name of transportation facilities
important and to be shown in the Contract Document, and after we have delivered such aContract Document, we will also deliver a document with descriptions of determinate
conditions (hereinafter referred to as the "Determinate Document") on or before the date as
specified in the said Contract Document, but no later than the day immediately preceding thestarting date of the Tour (or the starting date of the Tour, in cases where subscriptions for
the Subscription Type Organized Tour Contract are made on or after the 7th day immediately
preceding the start date of the Tour).

2

In the case of the preceding paragraph, when an enquiry is received from a traveler who
wishes to confirm the status of arrangements, we will respond promptly and properly to suchan enquiry before delivery of the Determinate Document to the said traveler.

3

In cases where the Determinate Document has been delivered as specified in paragraph 1,
the scope of our responsibility for the Tour Service in making arrangements and administering
itineraries shall be limited to the scope described in the said Determinate Document.

Article 11 Method of Utilizing Telecommunication Technology
1When, instead of physically delivering to the traveler the document, the Contract Document
or the Determinate Document to be delivered at the time when the traveler is about toexecute the Subscription Type Organized Tour Contract which describes details such as theitinerary, the Tour Service content, the Tour Price, other conditions of the Tour, and mattersregarding our responsibility, we have provided the traveler, with his /her prior consent, withsuch details to be described in the said document(s) (hereinafter referred to in this Article as
the "Described Details") by means of utilizing telecommunications technology , we will
confirm that the Described Details have been recorded on a file as equipped in thecommunications equipment used by the traveler.

2

In the case of the preceding paragraph, when the communications equipment used by thesaid traveler is not equipped with a file for recording the Described Details, we will record the
Described Details on a file (confirmed for exclusive use of the said traveler) as equipped in
the communications equipment used by us, and confirm that the said traveler has viewed the
Described Details.

Article 12 Tour Price
1

The traveler will be required to pay to us the price for our providing of the Tour Service(hereinafter referred to as the "Tour Price") in the amount specified in the Contract Document
on or before the date specified in the Contract Document prior to the starting date of the Tour
Service.

2

When the Communication Contract has been executed, we will receive payment of the TourPrice in the amount specified in the Contract Document by the credit card of our AffiliatedCompany without obtaining the traveler's signature on the designated voucher. In this case,the date on which the card is used shall be considered as the date the Tour Contract is
executed.

Chapter 3 - Alteration of the Contract
Article 13 Alteration of the Contract Content
In cases where there arise causes beyond our control, such as acts of God, acts of war, civilcommotion, suspension of the Tour Service by transportation and accommodation facilities, etc.,
orders from government and other public agencies, the need to use transportation services
not based on our original transportation plan, and other causes, and when it is consideredunavoidable in order to effect the safe and smooth implementation of the Tour, we may berequired to change the itinerary, content of the Tour Service and other content of the Subscription
Type Organized Tour Contract (hereinafter referred to as the "Contract Content") by promptly
explaining to the traveler beforehand the reasons for the nature of such causes being beyond
our control and the correlation between such causes and subsequent changes. This shall be
the case except at the time of an emergency, in which case, when unavoidable, we will explain
to the traveler after such changes have been made.

Article 14 Alteration of Tour Price1

In cases where the transportation fare and charge applicable to the transportation facilities
being used for the implementation of the Subscription Type Organized Tour (hereinafter inthis Article referred to as the "Applicable Fare and Charge") are increased or reduced
considerably beyond price levels as normally assumed, due to significant changes to economicor other conditions, compared with the Applicable Fare and Charge made public as effective
rates at the time when the Subscription Type Organized Tour was originally offered, we will
be permitted to increase or reduce the amount of the Tour Price within the range of theamount so increased or reduced.

2

In cases where we increase the Tour Price as provided for in the preceding paragraph, we will
inform the traveler to that effect before the 15th day immediately preceding the starting dateof the Tour.

3

In cases where the Applicable Fare and Charge are reduced as provided for in paragraph 1,
we will decrease the Tour Price by the amount so reduced in accordance with the provisionof the said paragraph.

4

If any change in the Contract Content according to the provisions of the preceding Article,
causes any increase or decrease to accrue in the expenses required for the i m plementation

of the Tour (including the cancellation fee, a penalty charge or other expenses already paid or
payable from now for the Tour Service undeceived due to changes in the said Contract
Content), we may change the Tour Price within the range of the amount increased or
decreased when such Contract Content is changed (except when such increase of expenses iscaused by a lack of seats/rooms in the transportation and accommodation facilities, etc. orother facilities, despite the fact that the relevant Tour Service is provided by the transportation
and accommodation facilities, etc.).
5

In cases where we have stated in the Contract Document that the Tour Price varies with thenumber of persons utilizing the transportation and accommodation facilities, etc., and when
the number of persons participating in the Tour changes due to causes not attributable to us
after the execution of the Subscription Type Organized Tour Contract, we reserve the right tochange the amount of the Tour Price as described in the Contract Document.
Article 15 Change of Traveler

1

A traveler who has executed a Subscription Type Organized Tour Contract with us may assign
his/her status under the said Contract to a third party, subject to our consent.

2

In cases where a traveler wishes to obtain our consent as provided in the preceding paragraph,the said traveler shall fill in the necessary information on the form designated by us, andsubmit it to us together with the handling fee in the designated amount to us.

3

The assignment of the said status under the Contract, as provided in paragraph 1, shall takeeffect when approved by us. After such approval, the third party who has acquired such statusunder the Tour Contract shall succeed to all rights and obligations concerning the said
Subscription Type Organized Tour Contract as originally executed by the traveler.

Chapter 4 - Cancellation of the Contract
Article 16 Traveler's Rights to Cancel the Contract
1

A traveler may, at any time, cancel the Subscription Type Organized Tour Contract by paying
to us the cancellation fee specified in Schedule I. In cases where the said traveler wishes tocancel the Communication Contract, we will accept payment of the cancellation fee by using
the card of the Affiliated Company without obtaining the said traveler's signature on thedesignated voucher.

2

Notwithstanding the provision of the preceding paragraph, the traveler may cancel, in any of
the following cases, the Subscription Type Organized Tour without paying the cancellation fee
before the start of the Tour.

(1) In cases where the Contract Content has been changed by us, but limited only to such cases
where the changes listed in the left column of Schedule II and other important changes;(2) In cases where the Tour Price is increased under the provision of Article 14, paragraph 1 ;(3) In cases where there arise such causes as acts of God, acts of war, civil commotion,suspension of Tour Services by transportation and accommodation facilities, etc., orders fromgovernment and other public agencies, and other causes, whereby it becomes impossible orhighly unlikely to carry out the safe and smooth implementation of the Tour;(4) In cases where we fail to deliver the Determinate Document to the traveler on or before thedate specified in Article 10, paragraph 1 ; or
(5) In cases where the implementation of the Tour has been precluded as scheduled according
to the itinerary described in the Contract Document as a result of causes attributable to us.

3

Notwithstanding the provision of paragraph 1, when the traveler has been unable to receive
the Tour Service as described in the Contract Document after the start of the Tour due tocauses not attributable to him/her, or when we inform him/her to that effect, the said traveler
may cancel the Contract for that portion of the Tour Service which he/she has been unable
to receive, without paying the cancellation fee.

4

In the case of the preceding paragraph, we will refund to the traveler the portion of the TourPrice related to the portion of the Tour Service that has become unavailable. However, when
the case of the preceding paragraph is not due to causes attributable to us, we will refund to
the said traveler after deducting from the said amount the cancellation fee, penalty charges
and any other amount related to the expenses already paid or payable on or after thecancellation for the said Tour Service.

Article 17 Our Right to Cancel the Contract - Cancellation before the Start of the Tour1

In any of the following events, we may cancel the Subscription Type Organized Tour Contractprior to the start of the Tour by explaining to the traveler the reason for the cancellation:(1) In cases where it becomes known that the traveler does not meet the conditions required ofTour participants, such as sex, age, qualifications, skills, etc., as specified by us beforehand;(2) In cases where the traveler is considered unable to participate in the said Tour due to illness,
the absence of a necessary aide/helper or other such causes;(3) In cases where the traveler is likely to cause trouble to other travelers or interfere with thesmooth implementation of the Tour as a group;(4) In cases where accommodating the traveler is burdensome and exceeds the responsibility
provided for in the Contract Content beyond a reasonable extent;(5) In cases where the number of travelers participating in the Tour does not reach theminimum number ofparticipants for the Tour as specified in the Contract Document;(6) In cases where it is highly likely that conditions required for implementation of the Tour as
described at the time of the execution of the Contract, such as the sufficient amount ofsnowfall necessary for a ski Tour, may not come into being;(7) In cases where there arises causes beyond our control, such as acts of God, acts of war,
civil commotion, suspension of Tour Services by transportation and accommodation
facilities, etc., orders from government and other public agencies, and other causes,
whereby it becomes impossible or highly unlikely to carry out the safe and smooth
implementation of the Tour as scheduled according to the itinerary described in the Contract
Document;(8) In cases where the Communication Contract has been executed, and the traveler is unable
to settle in whole or in part the liability related to his or her Tour Price, etc. as stipulated in
the card membership rules of the Affiliated Company due to such causes as the credit cardheld by the traveler becoming invalid; or(9) When it is found that the traveler falls under any of Article 7, items (5) through (7).
2

In cases where the traveler does not pay the Tour Price by the due date specified in theContract Document as provided in Article 12, paragraph 1, the traveler shall be considered tohave cancelled the Subscription Type Organized Tour Contract on the day immediately following
the said due date. In this case, the said traveler shall pay a penalty charge in the amount equal tothe cancellation fee as specified in the preceding Article, paragraph 1.

3

In cases where we cancel the Subscription Type Organized Tour Contract due to reasonsspecified in paragraph 1, item (5), we will inform travelers participating in the Tour that thesaid Tour is to be cancelled before the 13th day immediately preceding the starting date of
the Tour in the case of a Domestic Trip (before the 3rd day in the case of a day trip) andbefore the 23rd day in the day in the case of an Overseas Trip (before the 33rd day, if thestarting date falls within the Peak Season as defined in Schedule I .

Article 18 Our Right to Cancel the Contract - Cancellation after the Start of the Tour1

In any of the following cases, we may cancel part of the Subscription Type Organized Tour
Contract even after the start of the Tour by explaining to the traveler about the reason
for the cancellation:(1) In cases where the traveler is considered unable to continue the said Tour due to theabsence of a necessary aide /helper or other causes;(2) In cases where the traveler interferes with the safe and smooth implementation of the said
Tour by not following our instructions as given by our tour escort or other staff, or by
disrupting the disciplinary order of group activities by physically assaulting or threatening thesaid staff or other travelers;(3) When it is found that the traveler falls under any of Article 7, items (5)e through (7)g; or(4) In cases where there arise causes beyond our control, such as acts of God, acts of war, civilcommotion, suspension of Tour Services by transportation and accommodation facilities ,etc., orders from government and other public agencies, and other causes, whereby it
becomes impossible to continue the Tour.
2

In cases where we have cancelled the Subscription Type Organized Tour Contract under theprovision of the preceding paragraph, the contractual relationship between our Company
and the traveler shall cease to exist from the cancellation thereof. In such a case, it shall bedeemed that our liability related to the Tour Service already provided to the traveler has
effectively been redeemed.

3

In the case of the preceding paragraph, we will refund to the said traveler the amountremaining after deducting the cancellation fee, penalty charge and any other amount related
to the expenses already paid or payable from the cancellation thereof for said Tour Service
from the amount covering the portion of the said Tour Service which has yet to be offered tothe traveler out of the Tour Price.

Article 19 Refund of Tour Price1

In cases where a refundable amount becomes due to the traveler as a result of the Tour Pricebeing reduced under the provisions set forth in Article 14, paragraphs 3 through 5 or due tothe cancellation of the Subscription Type Organized Tour Contract under the provisions of thepreceding Articles 16 through 18, we will refund to the traveler the amount by which the TourPrice is reduced, within 7 days from the day immediately following the date of cancellation , incases where the refund is due to cancellation prior to the start of the Tour, or within 30
days from the day immediately following the last day of the Tour as stated in the Contract
Document, in cases where the said refund is due to a reduction of the Tour Price orcancellation after the start of the Tour.

2

In cases where the Communication Contract has been executed with the traveler, we will pay
a refund to the traveler according to the card membership rules of the Affiliated Company, if
a refundable amount becomes due to him/her as a result of a reduction of the Tour Priceunder the provisions set forth in Article 14, paragraphs 3 through 5, or due to the cancellationof the Co1rununication Contract under the provisions of the preceding Articles 16 through18. In this case, we will notify the traveler of the refundable amount due within 7 days fromthe day immediately following the date of cancellation in the case of a refund due tocancellation prior to the start of the Tour, or within 30 days from the day immediately
following the last day of the Tour as stated in the Contract Document, in the case of a refund
due to a reduction of the Tour Price or cancellation after the start of the Tour. The day uponwhich we notify the traveler shall be considered as the Date Card Used.

3

The provisions of the preceding two paragraphs shall not prevent the traveler or our Company
from exercising theright to claim compensation for damages suffered under the provisions ofArticle 27 or Article 30, paragraph 1.

Article 20 Arrangement for Return Trip after Cancellation of the Contract
In cases where we have cancelled the Subscription Type Organized Tour Contract after the startof the Tour under the provisions of Article 18, paragraph 1, items a or d, we will undertaketo make arrangements for the Tour Services as needed for the traveler to return to the place of
departure of the said Tour at the request of the traveler.

Chapter 5 -Contracts with Organizations

Article 21 Contracts with Organizations and Groups
We will apply the provisions of this Chapter to the execution of the Subscription Type
Organized Tour Contracts in cases where we receive subscriptions from two or more travelers who
are to travel the same route at the same time, provided that each traveler appoints a
responsible representative (hereinafter referred to as the "Contract Representative" ).
Article 22 Contract Representative
1

Unless a Special Contract is executed, we will consider the Contract Representative as the
person holding all power of representation concerning the execution of the Subscription Type
Organized Tour Contract for travelers who compose his/herorganization

or group(hereinafter referred to as the "Constituent Members"), and we will handle all transactions
concerning the Tour business related to the said organization or group with the said Contract
Representative.
2

The Contract Representative is required to submit a list of the Constituent Members on
orbefore the date as specified by us.

3

We will not be held responsible for the liabilities or obligations which the Contract
Representative assumes to the Constituent Members at present, or liabilities or obligations
which the Contract Representative is likely to assume in the future.

4

In cases where the Contract Representative does not accompany his/her organization orgroup during the Tour, one of the Constituent Members appointed by the Contract
Representative beforehand shall be deemed by us to be the Contract Representative after
the commencement of the Tour.

Chapter 6 - Administration of Itinerary
Article 23 Administration of Itinerary
We will make efforts to secure the safe and smooth implementation of the Tour for thetraveler and carry out the following services for the said traveler, except where we haveexecuted a special contract which differs from these services:(1) In cases where it is considered that the traveler is unlikely to be able to receive the Tour
Service during the Tour, to take necessary measures to ensure that the traveler will receive
such Tour Service as specified in the Subscription Type Organized Tour Contract; and(2) In cases where alteration of the Contract Content becomes unavoidable despite the measurestaken as described in the preceding paragraph, to make arrangements for alternative services.
In cases where the Tour itinerary is to be changed, we will make efforts to make an alternative
itinerary after the change measure up to the purpose of the original Tour itinerary. Also, incases where we are required to change the content of the Tour Service, we will try to minimize
alterations to the Contract Content by making the content of the Tour Service after the change
as close to the originally planned content as possible.

Article 24 Instructions by Our Company
The traveler shall be required to follow the instructions of our Company while the Tour isconducted as a group during the Tour from start to finish, in order to implement the Tour safely
and smoothly.

Article 25 Services of Tour Escort, etc.
1

There are cases where we will ask tour escorts or others to accompany the Tour, dependingon the content of the Tour, and handle the services described in each item of Article 23 inwhole or in part or any other services we consider necessary in connection with the said
Subscription Type Organized Tour.

2

In general, the service hours for the said tour escorts or others to engage in the services as
described in the preceding paragraph shall, range from 8:00 to 20:00 local time.

Article 26 Protective Measures
In the case that a situation arises where we consider the traveler to be in a condition requiring
protection due to sickness, injury, etc. during the Tour, we may take the necessary measures.
In these cases, if the cause is not attributable to us, the expenditure required for the saidmeasures shall be borne by the said traveler and shall be payable by the traveler on or before thedate set by us by the method designated by us.

Chapter 7 - Responsibility
Article 27 Responsibility of Our Company
1

We will be responsible for the compensation of damages caused to the traveler intentionallyor negligently by us or by our agent (hereinafter referred to as the "Business Agent") who
has been engaged by us to make arrangements on our behalf under the provision of Article
4. Such compensation shall be limited to cases where notice has been given to us within
two years from the day immediately following the day when the damages occurred.

2

In cases where the traveler has suffered damages due to causes beyond the control of ourCompany or our Business Agent such as acts of God, acts of war, civil commotion, suspensionof Tour Services by transportation and accommodation facilities, etc., orders fromgovernment and other public agencies, and other such causes, we will not be responsible forcompensation, except in the case of the preceding paragraph.
With regard to damages caused to baggage as described in paragraph 1, notwithstanding3

the provision of the said paragraph, we will compensate the traveler up to ¥150,000 as a
maximum amount per traveler (except in cases where the damages were caused by us
intentionally or by our gross negligence), only in cases where we have been notified of thedamages within 14 days in the case of the Domestic Trip, and within 21 days in the case ofan Overseas Trip, from the day immediately following the day when the damages haveoccurred.
Article 28 Special Indemnity
1

We will pay an indemnity and a solarium of the amount set beforehand for certain damages
caused to the life, body or baggage of the traveler while he/she is participating in the
Subscription Type Organized Tour, in accordance with the provision of the separate Rules ofSpecial Compensation attached hereto, regardless of whether or not we are responsible forcausing the said damages under the preceding Article, paragraph 1.

2

In cases where we are responsible under the provision of the preceding Article, paragraph
1 for damages caused as described in the preceding paragraph, the indemnity payable by us
according to the preceding paragraph shall be, within the limit of the amount of damage
compensation payable based on the said responsibility, considered as the compensation forthe said damages.

3

In such cases as provided in the preceding paragraph, our responsibility to pay the indemnity
based on the preceding paragraph 1 of this Article shall be reduced by an amount equal tothe damage compensation money payable by us, under the provision of the preceding Article,
paragraph l (including the indemnity considered as the damage compensation money
according to the provision of the preceding paragraph).

4

The Subscription Type Organized Tours which we implement by collecting a separate TourPrice from the traveler participating in our Subscription Type Organized Tour shall be handled
as part of the content of the principal Subscription Type Organized Tour Contact.

Article 29 Guarantee of Itinerary1

In cases where a major alteration is made to the Contract described in the left column ofSchedule II (except the alterations described in each of the following items (excluding
alterations caused by the lack of seats/rooms in the transportation and accommodation
facilities, etc. or other facilities, despite the fact that the said Tour Service is provided by
the transportation and accommodation facilities etc.)), we will pay an indemnity for suchalterations which is equal to or in excess of the amount reached by multiplying the Tour Priceby the percentage as specified in the right column of the said Schedule within 30 days fromthe immediately following the last day of the Tour, except in cases where it is clear that webear the responsibility under the provision of Article 27, paragraph 1 regarding the said
alterations.

a.

Alterations due to the following causes:(1) Acts of God;
(2) Acts of war ;(3) Civil commotion ;(4) Orders from government and other public agencies ;(5) Suspension of Tour Services by transportation and accommodation facilities , etc. ;(6) Offering a transportation service not included in the original travel plan; or(7) Measures required to ensure the safety of the life and body of the tour participantsb.

Alteration s relating to the cancelled portion of the Subscription Type Organized Tour
Contract its cancellation based on the provisions of Article 16 through Article 18.

2

The maximum amount of indemnity payable by us for such alterations per traveler for one
Subscription Type Organized Tour shall be the amount reached by multiplying the Tour Priceby the percentage set by us equal to or in excess of 15%. However, in cases where theamount of indemnity per traveler for one Subscription Type Organized Tour falls below 1,000
yen, we will not be obliged to pay the indemnity for the alteration.

3

In cases where it becomes clear that we are liable for the said alteration, based on theprovision of Article 27, paragraph 1, after we have paid indemnity for the alteration inaccordance with the provision of paragraph 1 of this Article, the traveler will be required to
repay such indemnity paid for the said alteration. In such a case, we will pay the balance
by offsetting the amount of compensation payable by us based on the provision of the said
paragraph by the amount of inde1nnity due to be repaid by the traveler.

Article 30 Responsibility of the Traveler
1

In cases where we have suffered damages due to the willful misconduct or negligence of a
traveler, the said traveler shall be required to compensate us for the damages.

2

When the traveler executes the Subscription Type Organized Tour Contract, the traveler will
be required to make efforts to understand the content of the said Subscription Type
Organized Tour Contract, such as the rights and obligations of the traveler, etc., by utilizing
information as provided by us.

3Should the traveler realize that the Tour Service being offered differs from that as stated in
the Contract Document after the start of the Tour, in order for the traveler to smoothly
receive the Tour Service as described in the Contract Document, the traveler shall promptly
report to us, or our Business Agent or the provider of the said Tour Service at the touring
point.

Chapter 8 - Compensation Business Guarantee Bonds
Article 31 Compensation Business Guarantee Bonds
1

We are a Security Member of the Japan Association of Travel Agents (3-3 Kasumigaseki 3chome, Chiyoda-ku, Tokyo).

2

The traveler or the Constituent Member who has executed the Subscription Type Organized
Tour Contract with us is entitled to be reimbursed from compensation business guarantee
bonds as deposited by the Japan Association of Travel Agents as described in the preceding
paragraph, up to the maximum amount of 70 million yen in conjunction with claims as arisingfrom the said transaction.

3

As we have paid our share of the compensation business guarantee bonds to the Japan
Association of Travel Agents in accordance with the provision of Article 49, paragraph 1 of theTravel Agency Law, we have not deposited the business guarantee bonds based on Article 7,paragraph 1 of the Travel Agency Law.

Chapter 9 Governing Language
Article 32 Governing Language
The governing language of this Travel Contract shall be Japanese. Only the Japaneseoriginal shall have the effect of a contract, and the English translation is made forreference purpose and shall have no effect.

Schedule I Cancellation Fee (relating to Article 16, Paragraph 1)
1. Cancellation fee for Domestic Travel
Classification-1

Cancellation fee(1) Agent-Organized Package Tour Contract except that which is mentioned in
the following ParagraphIf cancellation is made on or after the 20th(a)day (10th day in case of a one-day trip)
counting back from the day prior to the

20% or less of the tour fee

commencement of the tour (excluding thecases mentioned in (b) through (e))
If cancellation is made on or after the 7th day(b)prior to the day preceding the date ofcommencement of the tour (excluding the

30% or less of the tour fee

cases mentioned in (c) through (e)
(c)

(d)

If cancellation is made on the day preceding
the date of commencement of the tour
If cancellation is made on the date ofcommencement of the tour (excluding the

40% or less of the tour fee

50% or less of the tour fee

case mentioned in (e))(e)

In case of cancellation after thecommencement of the tour or of non-

100% or less of the tour fee

participation without giving notification-2
Agent-Organized Package Tour Contract using achartered ship

According to the provisions
concerning the cancellation
fee for the ship concerned

Note: -1 The amounts of cancellation fees will be specified in the Contract Document.
-2 In the application of this schedule "After the commencement of the tour" refers"The time the receiving of the provided services began", as provided for in the annexed
Special Compensation Rules, onwards.

2. Cancellation fee for Overseas Travel
Cancellation fee-1

Classification

Agent-Organized Package Tour Contract including air travel at the time of departure from, or
return to, Japan and at the time of departure from, or return to, a foreign country (except Tour
Contract which is mentioned in the following Paragraph and Paragraph 3)
In case of travel for which the date of commencement of
the tour falls on the peak period, if cancellation is made on(a)or after the 40th day prior to the day preceding the date of

10% or less of the tour fee

commencement of the tour (excluding the cases
mentioned in (b) through (d)).
If cancellation is made on or after the 30th(b)

day prior to the day preceding the date of

20% or less of the tour fee

commencement of the tour (excluding the cases
mentioned in (c) and (d))
If cancellation is made on or after the day before the day(c)

50% or less of the tour fee

preceding the date of commencement of the tour
(excluding the case mentioned in (d))(d)-2

In case of cancellation after the commencement of the tour
or of non- participation without giving notification

100% or less of the tour fee

Agent-Organized Package Tour Contract using a chartered aircraft
If cancellation is made on or after the 90th day prior to the(a)day preceding the date of commencement of the tour

20% or less of the tour fee(excluding the cases mentioned in (b) through (d))
If cancellation is made on or after the 30th day prior to the(b)

day preceding the date of commencement of the tour

50% or less of the tour fee(excluding the cases mentioned in (c) and (d))
If cancellation is made on or after the 20th day prior to the(c)day preceding the date of commencement of the tour

80% or less of the tour fee(excluding the case mentioned in (d))
In case of cancellation on or after the 3rd day(d)prior to the day preceding the date ofcommencement of the tour

100% or less of the tour fee

-3Agent-Organized Package Tour Contract using a cruise for more than 3 nights(excluding the cases mentioned below)[1] The number of nights
spent on a cruise is morethan 50% of the total
Agent-Organized Package
Tour days (excluding nights
on an aircraft. This also
applies to [2])If cancellation is made within the period where the basedate for the cancellation fee charge period under theprovisions for cancellation fees for the cruise included in thetour, namely, the date of commencement of the cruise, istreated as the date of commencement of the tour.
(excluding the cases mentioned in (b))

The cancellation fee rateapplied for the cruise included
in said period shall be 50% orless of the applicable
cancellation fee rate.
[2] The number of nights
stayed on a cruise is less than
50% of the total AgentOrganized Package Tour days
The cancellation fee rateapplied for the cruise included
in said period shall be 25% orless of the applicable
cancellation fee rate.

(b)

-4

In case of cancellation after the commencement of the tour
or of non- participation without giving notification

An Agent-Organized Package Tour Contract using a ship when
departing from, and returning to, Japan

100% or less of the tour fee

According to the provisions
concerning the cancellation
fee for the ship concerned

Note: "Peak Time" refers to the periods from December 20 to January 7, April 27 to May 6, andJuly 20 to August 31.
Note:-1 The amounts of cancellation fees will be specified in the Contract Document.
-2 In the application of this schedule "After the commencement of the tour" refers"The time the receiving of the provided services began", as provided for in Article 2,
Paragraph 3, of the annexed Special Compensation Rules, onwards.

Schedule II Compensation for Changes (relating to Article 29, Paragraph 1)

Rate (%) per change
Change requiring payment of the compensation forchange1

1. Changes in tour start or end dates specified in the2

Changes in destination or entry to tourist spots
and/or facilities (including restaurants),

Contract Document

Prior to theAfter thecommencement

commencementof the tourof the tour

1.50%

3.00%

1.00%

2.00%

1.00%

2.00%

1.00%

2.00%

1.00%

2.00%

1.00%

2.00%

1.00%

2.00%

1.00%

2.00%

2.50%

5.00%

specified in the Contract Document
Changes in class of transport facilities or3

facilities as stated in the Contract Document tothose of lower cost (limited to cases when the total
price after change to class of transportfacilities or facilities becomes lower than theamount stated in the Contract Document).

4

Changes in the type of transport facility or of
the name of the company operating them as
specified in the Contract Document

5

Changes to the flight at the airport in thelocation of the commencement of the tour in Japanor to the flight at the airport in the location of theend of the tour as specified in the Contract
Document

6

Changes from direct flights between Japan andthe foreign country specified in the Contract
Document to connecting flights or indirectflights
Changes in the type or name of7

accommodation facility as specified in theContract Document

8

Changes in type of rooms, facilities, the view,or other room condition at accommodation
facilities as specified in in the Contract
Document

9

Changes in the preceding Items which arelisted in the tour title of the Contract Document

Note 1:

"Before the commencement of the tour" refers to a case where the traveler
has been notified of the change concerned by the day prior to the date ofcommencement of the tour, and "after the commencement of the tour", to acase where the traveler has been notified of the change concerned on or after
the date of commencement of the tour.

Note 2:

When a Final Document has been issued, this Schedule shall apply by reading"Contract Document" as "Final Document." In such case, if there has arisen
any change between the contents specified in the Contract Document andthose in the Final Document or between the contents specified in the Final
Document and the contents of the Tour Services actually provided, each
respective change shall be treated as one change.

Note 3:

If the transportation facility involved in the changes mentioned in Item 3 orItem 4 accompanies the use of accommodation facility, each overnight stay

Note 4:shall be treated as one change.
This shall not apply to changes to the name of the transport facility mentioned
in Item 4 involving a change to facilities with a higher class or facilities.

Note 5:

The grade of the accommodation in Item 7 shall be based on the list describedin the contract document at the time of the conclusion of the tour contract or
the list available for inspection at our business office or our Company's
website.

Note 6:

Even if the changes stated in Items 4, 7 or 8 occur multiple times within asingle train, automobile or ship ride, or a single overnight stay, each ride orNote 7:overnight stay shall be treated as one change.
For changes mentioned in 9, the percentages in 1 through 8 will not apply,
and the rate in 9 shall be applied.

Rules of Special Indemnity

Chapter 1 - Payment of Indemnity, etc.
Article 1 (Our Company's liability for Payment)
1

If a traveler participating in our Organized Tour has suffered injuries to his/her body due toa sudden and extraneous accident (hereinafter referred to as the "Accident") while
he/she is participating in the said Tour, we will pay to the traveler or his/her statutoryheirs

inde1nnity for death and for residual disability as well as a solatium for hospitalization and for
hospital visits (hereinafter referred to as the "Indemnity, etc.") in accordance with theprovisions contained in this Chapter 1 through Chapter 4.
2

The injuries referred to in the preceding paragraph include symptoms of poisoning
which rapidly develop when toxic gases or poisonous materials are inhaled, absorbed oringested from outside the body accidentally and at once(excluding the symptoms of
poisoning which develop as a result of continuous inhalation, absorption or ingestion) , but
do not include bacterial food poisoning.

Article 2 (Definition of Terminology)
1

In these Rules of Special Indemnity, "Organized Tour" shall mean those Tours defined in Article 2,paragraph 1 of the "Subscription Type Organized Tour Contract" Part and Tours defined in Article 2,paragraph 1 of the "Order-Taking Type Organized Tour Contract" Part in the Standard General
Conditions of Travel Agency Business.

2

In these Rules of Special Indemnity, "While Participating in the Organized Tour" shall mean the period
which commences at the time when the traveler starts receiving the servicesof the first transportation and accommodation facilities, etc. which are specified in the itinerary of
the said Organized Tour offered by the tickets, etc. arranged by ourCompany beforehand with the purpose for the traveler to participate in the Organized Tour and ends at
the time when the traveler finishes receiving the services of the lasttransportation and accommodation facilities, etc. However, if the traveler will leave the route of theOrganized Tour specified beforehand and the said traveler has notified us
beforehand of the scheduled dates and times that he/she will leave and return, the period of time fromwhich he/she leaves until the time that he/she returns shall be considered、, While Participating in the Organized Tour." On the other hand, if the said traveler leaves
the said Organized Tour without notifying our Company in advance of the scheduled dates andtimes that he/she will leave and return, or the traveler leaves the Organized
Tour without planning to return, the period of time from which he/she leaves until the time that he/she
returns or the period after he/she leaves shall not be considered "While Participating in the Organized
Tour." Furthermore, if the itinerary of the said Organized
Tour specifies any date upon which the traveler will not receive any service of transportation andaccommodation facilities, etc. arranged by us (according to the standard time of thelocation that is being toured), and it is clearly described in the Contract Document to that effect, as wellas that the inde1nnity and solatium for the damage suffered by the said traveler on the said date shallnot be paid as provided in the Rules of Special Indemnity, the said date shall not be considered "While
Participating in the Organized Tour."3"The time when the traveler starts receiving the services" in the preceding paragraph shallmean one of the times in the following cases:a.

If our tour escort, our employee, or our Business Agent handles the reception, then at thetime that such reception is completed.

b.

If the reception in the preceding item will not be performed, then, if the first transportation
and accommodation facilities, etc. is(1) an aircraft, the time of completion of baggage inspections, etc. within the airport where
only passengers are allowed to enter;(2) a vessel , the time when boarding procedures are complete;(3) a railroad, the time when ticket examination is completed or, where ticket examination is
not conducted, the time when the traveler has boarded the relevant train;(4) a vehicle, the time when the traveler has boarded the vehicle;(5) an accommodation facility, the time when the traveler has entered such facility ; or(6) a facility other than an accommodation facility, the time when the procedure to use thefacility is completed.
4"The time when the traveler finishes receiving the services" shall mean one of the times in
the following cases:a.

If our tour escort, our employee, or our Business Agent announces the dismissal of theOrganized Tour, the time when such an announcement has been made.

b.

If the announcement of the dismissal as described in the preceding item is not conducted,
then, if the last transportation and accommodation facilities, etc. is:(1) an aircraft, the time when the traveler has exited the airport compound where only
passengers are allowed to enter;(2) a vessel , the time when the traveler has disembarked the vessel;(3) a railroad, the time when ticket examination is finished or, where ticket examination is
not conducted , the time when the traveler has disembarked the relevant train.
(4) a vehicle, the time when the traveler has exited the vehicle;(5) an accommodation facility , the time when the traveler has exited the relevant facility; or(6) a facility other than an accommodation facility, the time when the traveler has exited therelevant facility.

Chapter 2 - Cases where Indemnity, etc. is not Paid
Article 3 (Cases where Indemnity, etc. is not Paid (1))
1

We will not pay any Indemnity, etc. in cases where the injuries occur from any one of thea.

Willful misconduct of the traveler, except for it1juries caused to persons other than thecauses listed below:
relevant traveler ;b.

Willful misconduct of the person who is expected to receive the Indemnity for death, except
that, where that person is a recipient of part of the said Indemnity for death, the amount tobe received by any other recipient shall be excepted ;c.

Suicidal, criminal, or combative acts of the traveler, except for injuries suffered by persons
other than the relevant traveler;d.

Accidents caused while the traveler is driving an automobile or motorized bicycle without
having the driving qualification required by the relevant laws or ordinances, or in a stateincapable of normal driving such as under the influence of alcohol, except for injuries sufferedby persons other than the relevant traveler ;e.

Accidents caused because of the traveler intentionally breaking the law or accidents that
occur while the traveler is receiving illegal services , except for damage suffered by persons
other than the said traveler;f.

Brain disease , illness or insanity of the traveler, except for injuries suffered by persons otherthan the relevant traveler;g.

Pregnancy, childbirth, premature birth, or miscarriage, or surgical operations or othermedical procedures of the traveler, except for treatment for injuries for which we are obligatedto indemnify;h.

Accidents occurring while the traveler is in custody, in jail, or undergoing execution of
his/her criminal sentence ;i.

War, use of force by a foreign power, revolution, coup, civil war, armed rebellion, or otherincident or civil commotion similar to these (meaning, in these Special Indemnity Rules, thestate of affairs, which is considered a serious situation from the perspective of maintenanceof public order, whereby the peace of an entire country or a part thereof is seriously damagedby collective action by a mob or a large number of people);

J.

Accidents caused by the radioactivity , volatility or other hazardous characteristics orthese characteristics of nuclear fuel material (including expended fuel , hereinafter tobe interpreted likewise) or any object contaminated by nuclear fuel material (including
atomic fission products);k.

Ancillary accidents occurring with the events described in the preceding two items or
accidents arising from the confusion of social order incidental to them ; orl.

Exposure to radiation or radioactive contamination other than as described in item "j" above.

2

We will not pay any Indemnity, etc. for cervical syndrome (a so-called "whiplash injury") or
lower-back pain without any objective symptoms, regardless of the cause.

Article 4 (Cases where Indemnity, etc. is not Paid (2))
In the case of an Organized Tour for the purpose of a Domestic Trip, in addition to the causes listed
in the preceding Article, we will not pay any Indemnity, etc. for injuries occurring from the causes
listed in the following items:a.

an Earthquake, volcanic eruption or tsunami; orb.

Ancillary accidents occurring with the events described in the preceding item or accidents
arising from the confusion of social order incidental to them.

Article 5 (Cases where Indemnity, etc. is not Paid (3))
We will not pay any Indemnity, etc. for the injuries listed in the following items unless any act by
the traveler described in each item below is included in the itinerary of the Organized Tour
determined by us beforehand. However, if the act described in each item below is included in thesaid Tour itinerary, we will pay indemnity for injuries suffered due to a similar act while the traveler
is participating in the Organized Tour not included in the itinerary:a.

Injuries occurring while the traveler is engaged in the activities designated in Schedule I;b.

Injuries occurring while the traveler is engaged in a match, race, show (including training inall cases) or a test run (which means driving or steering with the purpose of a performancetest) by driving an automobile or motorized bicycle or steering a motor boat. However , wewill pay Indemnity, etc. for the injuries occurring while the traveler is doing these things onthe road by using an automobile or motorized bicycle even if they are not included in theitinerary of the Organized Tour; orc.

Injuries suffered while the traveler is piloting an aircraft other than one flying on a course
designated by an air transportation company (regardless of whether or not it is a regularflight).

Article 5-2 (Cases where Indemnity, etc. is not Paid (4))
We may not pay any Indemnity, etc. in the case that the traveler or the person to receive theIndemnity for death has any attribute falling under any of the following items. However,where that person is a recipient of part of the said Indemnity for death, then the amount tobe received by any other recipient shall be excepted.
a.

If it is recognized that the traveler falls under the category of a crime syndicate, a gangmembe an associate gang member , a company related to a crime syndicate, or any otherb.

antisocial forc (hereinafter referred to as Antisocial Forces");r,

If it is recognized that the traveler is involved in providing funds, etc. or providing

esconvenienc etc. to Antisocial Forces;c.

If it is recognized that the traveler unjustly uses Antisocial Forces; ord.

If it is recognized that the traveler has a socially condemnable relationship with
Antisocial Forces.

Chapter 3 - Types of Indemnity, Etc. and Amounts Payable
Article 6 (Payment of Indemnity for Death)
If the traveler has suffered an injury as described in Article 1 and died as a direct result of thatinjury within 180 days from the day of the accident, for each traveler, we will pay to the statutory
heirs of the traveler indemnity for death in the amount of¥25 million in the case of an Organized
Tour for the purpose of an Overseas Trip and in the amount of¥15 million in the case of an
Organized Tour for the purpose of a Domestic Trip (hereinafter referred to as the、"Indemnity
Amount"). If, however, the indemnity for residual disability has already been paid to the said
traveler, we will pay the balance remaining after deducting such indemnity paid from theIndemnity Amount due.
Article 7 (Payment of Indemnity for Residual Disability)
1

If the traveler has suffered an injury as described in Article 1 and developed a residual
disability as a direct result of that injury within 180 days from the day of the accident(which means serious functional disability or the loss of part of the body which remains in
the body and is not recoverable in the future, and where the injury that caused this disability
or loss has been healed; hereinafter to be interpreted likewise) , for each traveler, we will
pay indemnity for residual disability in the amount reached by multiplying the Indemnity
Amount by the percentage listed in each item in Schedule II.

2

Notwithstanding the provision of the preceding paragraph, if the traveler is in a condition
still requiring treatment even after a lapse of 180 days from the day of the accident, we will
pay indemnity for residual disability after identifying the extent of the residual disability basedon the diagnosis of a physician as of the 181st day from the day of the accident.

3

As for any residual disability not listed in the respective items in Schedule II, we will
determine the payable amount of indemnity for residual disability according to the extent ofe,the physical disability and pursuant to the classification of the respective items in ScheduleII, regardless of the occupation, age, social status, etc. of the traveler. However, if thefunctional disability of the disability is not as serious as those listed in 1 (3), 1 (4), 2 (3),
4 (4), and 5 (2) of Schedule II, we will not pay indemnity for residual disability.
4

If two or more types of residual disability are caused by the same accident, we will pay the
total amount of indemnity by applying the preceding three paragraphs to each of those.
However, for the residual disability of upper limbs (arms and hands) or lower limbs (legs andfeet) as described in 7, 8, and 9 of Schedule II, the maximum amount payable by us forindemnity for residual disability will be limited to 60% of the Indemnity Amount for each limb.

5

To one traveler for each Organized Tour, the maximum amount payable by us for residual
disability under each of the preceding paragraphs shall be the amount of the Indemnity
Amount.
Article 8 (Payment of Solatium for Hospitalization)

1

If the traveler has suffered an injury as described in Article 1, and, as a direct result,
has become unable to engage in normal work or to lead a normal life, and has been
hospitalized (meaning that, treatment by a physician is required, and the patient is
hospitalized at a hospital or clinic, because treatment at home, etc. is difficult, toconcentrate on treatment under the physician's constant care. Hereinafter to be interpreted
likewise in this Article), we will pay a solatium for hospitalization according to the number ofdays (hereinafter referred to as "Hospitalization Days") hospitalized under the followingclassification:a.

In the case of an Organized Tour for the purpose of an Overseas Trip:(1) Where the traveler has suffered injury requiring 180 or more Hospitalization Days: ¥400,000;(2) Where the traveler has suffered injury requiring 90 or more but less than 180
Hospitalization Days: ¥200,000;(3) Where the traveler has suffered injury requiring 7 or more but less than 90 Hospitalization
Days: ¥100,000; or(4) Where the traveler has suffered injury requiring less than 7 Hospitalization Days: ¥40,000b.

In the case of an Organized Tour for the purpose of a Domestic Trip:(1) Where the traveler has suffered injury requiring 180 or more Hospitalization Days: ¥200,000;(2) Where the traveler has suffered injury requiring 90 or more but less than 180 Hospitalization
Days: ¥100,000;(3) Where the traveler has suffered injury requiring 7 or more but less than 90 Hospitalization
Days: ¥50,000; or(4) Where the traveler has suffered injury requiring less than 7 Hospitalization Days: ¥20,000
2Even when the traveler is not hospitalized, if any one of the items listed in Schedule III
applies to the traveler, and the traveler has received treatment by a physician, the period
duru1g which the traveler is under such conditions shall be considered Hospitalization Days
when applying the provisions of the preceding paragraph.

3

If we are to pay either a combination of a solatium for hospitalization and indemnity for
death or a solatium for hospitalization and indemnity of residual disability for one traveler,we will pay the total amount of either combination.

Article 9 (Payment of a Solatium for Hospital Visits)
1

If the traveler has suffered an injury as described in Article 1, and, as a direct result, hasexperienced difficulty in engaging in normal work or leading a normal life, and has needed tovisit a hospital (which means that because treatment by a physician is necessary, the patient
visits a hospital or clinic to receive treatment by a physician

(including house visits by a physician). Hereinafter to be interpreted likewise in this
Article), and the number of days spent for such hospital visits (hereinafter referred to as "Visit Days" ) is equal to or greater than 3 days, we will pay to the traveler a solatium for
hospital visits for the said number of days in accordance with the following classification:a. In the case of an Organized Tour for the purpose of an Overseas Trip:(1) Where the traveler has suffered injury requiring 90 or more Visit Days: ¥100,000;(2) Where the traveler has suffered injury requiring 7 or more but less than 90 Visit Days:¥50,000; or(3) Where the traveler has suffered injury requiring 3 or more but less than 7 Visit Days:¥20,000.
b. In the case of an Organized Tour for the purpose of a Domestic Trip:(1) Where the traveler has suffered injury requiring 90 or more Visit Days: ¥50,000;(2) Where the traveler has suffered injury requiring 7 or more but less than 90 Visit Days:¥25,000; or(3) Where the traveler has suffered injury requiring 3 or more but less than 7 Visit Days:¥10,000.
2

Even if the traveler does not visit a hospital, when we recognize that the traveler has
experienced considerable difficulty in engaging in normal work or leading a normal life
because of a plaster cast, etc. being attached continuously to the part of his/her bodysuffering from an injury, such as a bone fracture, under the instruction of a physician, theperiod under such conditions shall be considered Visit Days when applying the provisions of
the preceding paragraph.

3

We will not pay for a solatium for hospital visits for the traveler to visit a hospital after the
injury of the traveler has healed to such an extent to not prevent the traveler fromengaging in normal work or leading a normal life.

4

Under no circumstances will we pay a solatium for hospital visits for the traveler to visit
a hospital after the lapse of 180 days from the day of the accident.

5

If we are to pay either a combination of a solatium for hospital visits and indemnity for
death or a solatium for hospital visits and indemnity for residual disability for one traveler,we will pay the total amount of either combination.

Article 10 (Special Rules Concerning Payment of a Solatium for Hospitalization and a
Solatium for Hospital Visits)

Notwithstanding the provisions of the preceding two Articles, if Hospitalization Days and Visit Days
are each equal to or greater than one day for a traveler, among the solatium described in each of
the following items, we will only pay that with a larger amount (if both amounts are the same,the solatium described in (1)):(1) A solatium for hospitalization that we should pay for the number of such Hospitalization Days.
(2) A solatium for hospital visits that we should pay for the number of days deemed Visit Days
calculated by adding the number of such Hospitalization Days to the number of such Visit
Days (excluding the days for which we should pay a solatium for hospitalization).
Article 11 (Presumption of Death)
If the traveler is not found even after the lapse of 30 days after the aircraft or vessel which the traveler hadboarded has been missing or was subject to a disaster, the traveler will be presumed dead due to the injury as
described in Article 1 on the day when the aircraft or vessel was found missing or subject to a disaster.

Article 12 (Influence of Other Physical Disabilities or Illnesses)
If the injury described in Article 1 has become more serious due to the influence of a physicaldisability or illness which had already existed when the traveler suffered the injury describedin Article 1 or due to the influence of an injury or illness which has occurred independent of
the accident causing the said injury after the said traveler has suffered the injury described in
Article 1, we will determine and pay the amount to be paid without such influences.

Chapter 4 - Occurrence of Accident and Procedures to Request
Payment of Indemnity, etc.
Article 13 (Request for Explanation, etc. Concerning Extent of Injuries, etc.)
1

If the traveler has suffered an injury described in Article 1, we may request that the traveler
or the person to receive the Indemnity for death explain the extent of the injury, provide
an overview of the accident leading to the said injury, or request a medical examination of
his/her body or a postmortem examination of his/her dead body. In this case, the traveler or
the person to receive the Indemnity for death will be required to cooperate with theserequests.

2

If the traveler or the person to receive the Indemnity for death has suffered an injury
described in Article 1 due to causes unknown to us, the traveler or the person to receive
the Indemnity for death shall report to us the extent of the injury, and an overview, etc. of
the accident leading to the said injury within 30 days from the day of the said accident.

3

If the traveler or the person to receive the Indemnity for death has violated the provisions of
the preceding two paragraphs, or has failed to inform us of the facts known to them inthe explanation or report required or has given a false statement, without a valid reason that
we will recognize, we will not pay any Indemnity, etc.

Article 14 (Request for Payment of Indemnity, etc.)
1 When the traveler or the person to receive the Indemnity for death wishes to receive
payment of Indemnity, etc., he/she will be required to submit a bill requesting payment of
Indemnity, etc.
on the form designated by us and the following documents:
a. Claiming payment of indemnity for death :(1) Copy of the deceased traveler's family register and a copy of the statutory heir'sfamilyregister and a certificate of seal impress ion;

(2) Certificate of the accident issued by a public agency (or by a third party underunavoidable circumstances); and(3) Death certificate or postmortem certificate of the traveler.
b. Claiming payment of indemnity for residual disability:(1) Certificate of seal impression of the traveler ;(2) Certificate of the accident issued by a public agency (or by a third party
under unavoidable circumstances) ; and(3) Physician's statement certifying the extent of the residual disability.
c. Claiming payment of a solatium for hospitalization:(1) Certificate of the accident issued by a public agency (or by a third party
under unavoidable circumstances);(2) Physician's statement certifying the extent of the residual disability; and(3) Certifying document issued by the hospital or clinic certifying the Hospitalization Days or Visit
Days.
d. Claiming payment of a solatium for hospital visits:(1) Certificate of the accident issued by a public agency (or by a third party underunavoidable circumstances) ;(2) Physician's statement certifying the extent of the injury; and(3) Certifying document issued by the hospital or clinic certifying the Hospitalization Days or Visit
Days.
2

There are cases where we require the submission of documents other than those listed in
the preceding paragraph, or where we allow for the omission of part of the documents tobe submitted under the preceding paragraph.

3

Where the traveler or the person to receive the Indemnity for death has violated theprovisions of paragraph 1, or has failed to inform us of the facts known to them concerning
the documents to be submitted or has given a false statement, we will not pay any
Indemnity, etc.

Article 15 (Subrogation)
Even when we have paid Indemnity, etc., the rights held by the traveler or his/her statutory heir
to claim compensatory damages from a third party for the injury suffered by the traveler will not
be transferred to us.

Chapter 5 - Indemnity for Damage to Personal Belongings
Article 16 (Our Company's Responsibility to Pay)
If the traveler participating in the Organized Tour being implemented by our Company happens tohave his /her personal belongings (hereinafter referred to as "Compensable Goods" )damaged accidently while the said traveler is participating in the said Organized Tour, we will
pay indemnity for damage to personal belongings (hereinafter referred to as "Indemnity for
Damage").
Article 17 (Cases Where Indemnity for Damage is not Paid (1))
1

We will not pay any Indemnity for Damage for the damage resulting from the causes listed
in each of the following items:

a. Willful misconduct of the traveler, except for damages suffered by persons other than
the said traveler;b. Willful misconduct of a relative belonging to the same household as that of the said traveler,
unless his/her intention is to let the said traveler receive the Indemnity for Damage;c. Suicidal, criminal or combative acts of the traveler, except for damages suffered bypersons other than the said traveler ;d. Accidents caused while the traveler is driving an automobile or motorized bicycle
without having the driving qualification required by the relevant laws or ordinances orin a state incapable of normal driving such as under the influence of alcohol, except in
the case of damages suffered by persons other than the said traveler;
e. Accidents caused because of the traveler intentionally breaking the law or accidents that occur
while the traveler is receiving illegal services, except for damage suffered by persons otherthan the said traveler;

f.

Exercise of public authority by the State or public institutions, such as confiscation ,requisition, seizure, and demolition, except when such exercise has been done as
necessary measures for fire extinction or evacuation;

g. Defects in the Compensable Goods , except for defects that the traveler or the person taking
care of the Compensable Goods on behalf of the traveler has not been able to detect evenwith considerable caution;h. Ordinary wear and tear, rust, mold, discoloration, damage by rats, vermiculation, etc. of
the Compensable Goods;i.

Mere external damage which does not disable the function of the Compensable Goods;

J.

Spill of liquid, which is the Compensable Goods, except for dan1age caused to other
Compensable Goods as a result;k. Misplacement or loss of Compensable Goods; orl.

Causes listed in Article 3, paragraph 1, items 9 through 12.

2

In the case of an Organized Tour for the purpose of a Domestic Trip, in addition to theprovisions of the preceding paragraph, we will not pay any Indemnity for Damage fordamage resulting from the causes described in each of the following items:a.

an Earthquake , volcanic eruption or tsunami ; orb.

Ancillary accidents occurring with the events described in the preceding item or accidents
arising from the confusion of social order incidental to them.

Article 17-2 (Cases Where Indemnity for Damage is not Paid (2))
1

We may not pay any Indemnity for Damage if the traveler has any reasons falling under anyof the following items:a.

If it is recognized that the traveler falls under the category of Antisocial Forces;b.

If it is recognized that the traveler is involved in providing funds, etc. or providing
convenience, etc.to Antisocial Forces;c.
d.

If it is recognized that the traveler unjustly uses Antisocial Forces;
Where the traveler is a legal entity, if it is recognized that Antisocial Forces control the entity
or are substantially engaged in its operation; ore.

If it is recognized that the traveler has a socially condemnable relationship with Antisocial
Forces.

Article 18 (Compensable Goods and Its Scope)
1

The Compensable Goods will be limited to the personal belongings owned and carried by
the traveler while participating in the Organized Tour.

2

Notwithstanding the provision of the preceding paragraph, any item listed in the following
items shall not be included in Compensable Goods:a.

Cash, checks and other securities, documentary stamps, postage stamps, and the likeb.

Credit cards, coupons, airline tickets, passports and the likec.

Manuscripts, specifications, designs, ledgers, and the like (including those recorded onrecording media which can be directly processed by information equipment (computers andtheir peripherals such as terminals) such as magnetic tapes, magnetic disks, CD-ROMs,
optical discs , etc.)d.

Vessels (including yachts , motorboats and boats) and automobiles , motorized bicycles andtheir accessoriese.

Mountain climbing equipment, expedition equipment and the likef.

Dentures, artificial limbs , contact lenses and the likeg.

Animals and plantsh.

Other items specified by our Company beforehand

Article 19 (Amount of Damages and Amount of Indemnity Payable)
1

The amount of damages for which Indemnity for Damage is payable by us (hereinafterreferred to as the "Amount of Damages") shall be determined on the basis of either the priceof the Compensable Goods at the place and time when the damage was caused or the
total amount of the repair fees required to restore the Compensable Goods to thestate immediately preceding the occurrence of the damage plus the amount described in thenext Article, paragraph 3, whichever is less.

2

Where the Amount of Damages for one item or one pair of the Compensable Goods
exceeds ¥100,000, we will consider the Amount of Damages of the Compensable Goods tobe ¥100,000 and apply the provision of the preceding paragraph.

3

The maximum amount of Indemnity for Damage payable by us shall be ¥150,000 per
traveler per Organized Tour. However, if the Amount of Damages for a traveler does notexceed ¥3,000 for an accident, we will not pay any Indemnity for Damage.

Article 20 (Prevention of Damage, etc.)
1

When the traveler has learned that damage has occurred to the Compensable Goods
as provided in Article 16, he/she must implement the following measures:a.

Make efforts to prevent and reduce the damage ;b.

Inform our Company without delay of the extent of the damage, an overview of theaccident causing the damage , and whether the Compensable Goods damaged are subject
to an insurance contract or not; andc.

If the traveler is entitled to receive indemnity for damage from others, takenecessary procedures to exercise his/her right.

2

When the traveler has violated the preceding paragraph, item a, without justifiable cause,
we will regard the balance remaining after deducting the amount considered preventable
and reducible as the amount of damages, and when the traveler has violated the same
paragraph, item b, we will not pay any Indemnity for Damage. Also, where the traveler
has violated the same paragraph, item c, we will regard the balance remaining after
deducting the amount considered receivable by exercising his/her right to obtain such
an amount as the amount of damages .

3

We will pay the following expenses:a.

Expenses paid which we consider necessary or useful to prevent and reducethe damage prescribed in paragraph 1, item a; andb.

Expenses required to take the procedures prescribed in paragraph 1, item c.

Article 21 (Request for Payment of Indemnity for Damage)
1

When the traveler wishes to receive the Indemnity for Damage, he/she will be required tosubmit to us a bill requesting payment of the Indemnity for Damage on the form designatedby us as well as the following documents:a.

Certificate of the accident issued by the police or an alternative third party;b.

Documents to certify the extent of the damage caused on the Compensable Goods ; andc.

Other documents requested by us.

2

If the traveler has violated the provisions of the preceding paragraph, has knowingly made an
untrue description on the documents submitted to us, or has forged or falsified
those documents (to be considered likewise if he/she has had a third party commit theseacts), we will not pay any Indemnity for Damage.

Article 22 (In Cases Where There is an Insurance Contract)
If there exists an insurance contract which is due to pay insurance money for the damage
described in Article 16, we may reduce the amount of Indemnity for Damage payable by us.
Article 23 (Subrogation)
If the traveler has the right to claim compensatory damages against a third party for the
Indemnity for Damage for which we are responsible to pay, such a right to claim compensatory
damages shall be transferred to us within the limit of the amount of the Indemnity for Damage
that we have paid to the traveler.

Schedule I (related to Article 5, item a) Arranged Tour Contract Part

Mountain climbing (which requires mountain climbing equipment such as ice axes, crampons,ropes, hammers), luging, bobsledding, skydiving, hang gliding, operating an ultra-lightmotorized plane (such as motorized hang gliders , micro-light planes, and ultra-light planes),
flying a gyro plane, and other dangerous activities similar to these.

Schedule II(Related to Article 7, paragraph 1, paragraph 3, and paragraph 4)
1. Disorder of the Eyes
(1) When the eyesight of both eyes has been lost.

100%(2) When the eyesight of one eye has been lost.

60%(3) When the corrected eyesight of one eye has become 0.6 or less.

5%(4) When the visual field of one eye has come to suffer fromconstriction (meaning where the visual field has become 60% or less ofthe total of the angle of the normal visual field).

5%

2. Disorder of the Ears
(1) When the hearing of both ears has been lost completely.

80%(2) When the hearing of one ear has been lost completely.

30%(3) When the hearing of one ear is not good enough to comprehend a normal
speaking voice at a distance of 50 cm or more.

5%

3. Disorder of the Nose
(1) When a significant disorder has been left in the function of the nose.

20%

4. Disorder of Mastication and Speech(1) When the function of mastication and speech has been lost100%

completely.
(2) When a significant disorder has been left in the function of35%

mastication and speech.
(3) When a disorder has been left in the function of mastication and speech.

15%(4) When 5 or more teeth have been chipped and lost.

5%

5. Deformities of Exterior Appearance (meaning the face, head and neck)(1) When significant deformation has been left on the exterior
appearance.

15%(2) When deformation has been left on the exterior appearance (meaningsuch deformation as a cicatrix of 2cm in diameter, or a linear cicatrix of

3%

3cm long).
6. Disorder of the Vertebral Column(1) When a significant deformation or a significant disorder of40%

movement has been left on the vertebral column.
(2) When a disorder of movement has been left on the vertebral column.

30%(3) When a deformation has been left on the vertebral column.

15%

7. Disorder of the Arm (the wrist joint and above) or the Leg (the ankle joint andabove)(1) When one arm or one leg has been lost.
(2) When the function of two or three joints of the three major joints in an arm
or leg has been lost completely.
(3) When the function of one joint of the three major joints in an arm or
leg has been lost completely.
(4) When a disorder has been left in the function of one arm or one leg.

60%
50%
35%
5%

8. Disorder of the Fingers(1) When the thumb of one hand has been lost at or above the knuckle(interphalangeal joint).

20%(2) When a significant disorder has been left in the function of the thumb of
one hand.

15%(3) When one of the fingers other than the thumb has been lost at or above
the second knuckle (distal interphalangeal joint).

8%(4) When a significant disorder has been left in the function of one of thefingers other than the thumb.
9. Disorder of Toes
(1) When the first toe of one leg has been lost at or above the toe(interphalangeal joint).
(2) When a significant disorder has been left in the function of the first toe of
one leg.
(3) When one of the toes other than the first toe has been lost at or above thesecond toe joint (distal interphalangeal joint).
(4) When a significant disorder has been left in the function of one of thetoes other than the first toe.

5%

10%
8%
5%
3%

10. In other cases where the traveler is not able to take care of himself /herself for the rest of his/her life due to the significant disorder of his / her body.

100%

Note: The word "above" used in the provisions of items 7 through 9 means the part of the
body closer to the heart from the joint concerned.

Schedule III (Related to Article 8, paragraph 2)
1

The corrected eyesight of both eyes has fallen to 0.06 or below.

2

The function of mastication and speech has been lost.

3

The hearing of both ears has been lost.

4

The function of all the joints of both upper limbs at or above the wrist joint have been lost.

5
6

The function of one lower limb has been lost.
Due to disorders of the internal organs in the chest and abdomen, the coordination of the bodyis limited mainly to routine actions at home, such as eating and washing the face.

7

Due to disorders of the nervous system or mind, the coordination of the body is limited mainly
to routine actions at home, such as eating and washing the face.

8

Due to a coexisting disorder and other disorders of the above-mentioned parts of the body,the coordination of the body is limited mainly to routine actions at home, such as eating andwashing the face.

Note: The word "above" used in the provision of item 4 means the part of the body closer to theheart from the joint concerned.