Balance Sheet
As of March 31, 2011
(Yen)
Item
I. Assets
1. Current Assets
Cash and Deposits
Prepayments
Total Current Assets
2. Fixed Assets(1) Specified Assets
Accumulated Assets for Operating Costs
Assets for the Fund
Total specified assets(2) Other Fixed Assets
Furniture, Fixtures and Equipment
Accumulated Depreciation of Furniture, Fixtures andTotal Other Fixed Assets
Total Fixed Assets
Total assets
II. Liabilities
1. Current Liabilities
Accounts Payable - Other
Lease Obligations
Income Taxes Payable
Deposits Taken
Allowance for Relocation Work Expenses
Total Current Liabilities
2. Long-term Liabilities
Lease Obligations
Total Long-term Liabilities
Total Liabilities
III. Net Assets
1. Fund(Amount allocated to Specified Assets)
2. Designated Net Assets
3. General Net Assets(Amount allocated to Specified Assets)
Total Net Assets
Total Liabilities and Net Assets

Current fiscal year

Previous fiscal year

Change21,856,529
1,260
21,857,789

000

21,856,529
1,260
21,857,789

52,810,000
500,000,000
552,810,000

00052,810,000
500,000,000
552,810,000

1,008,480-88,220920,260
553,730,260
575,588,049

000001,008,480-88,220920,260
553,730,260
575,588,049

2,717,780
252,12035,000161,119
72,550,000
75,716,019

0
00
0
0
0

2,717,780
252,12035,000161,119
72,550,000
75,716,019

668,140
668,140
76,384,159

0
0
0668,140
668,140
76,384,159

500,000,000(500,000,000)
0-796,110(52,810,000)
499,203,890
575,588,049

0(0)
00(0)
0
0

500,000,000(500,000,000)
0-796,110(52,810,000)
499,203,890
575,588,049

Note: Marketable securities are held from member financial institutions as collateral in accordance with the Domestic Fund Transfer System. The market
value of these securities at the end of the current year was 16,715,922,582,337 yen.

1

Statement of Changes in Net Assets
April 1, 2010 to March 31, 2011
(Yen)
Item

Current fiscal year

Previous fiscal year

I. Changes in General Net Assets
1. Changes in Ordinary Revenue and Expenses(1) Ordinary Revenue
Membership Dues
(Expense Contributions)Operating Expense Contributions
Employee Expense Contributions
Enrollment Fees
Enrollment Fees
Revenue from Management of Specified Assets
Interest Received from Specified Assets
Miscellaneous Revenue(Miscellaneous Revenue)
Interest Received
Miscellaneous Revenue
Total Ordinary Revenue

229,006,550(229,006,550)
166,674,900
62,331,650
55,450,500
55,450,500
92,48392,48335,926(35,926)
2,455
33,471
284,585,4590(0)0000000(0)00
0229,006,550(229,006,550)
166,674,900
62,331,650
55,450,500
55,450,500
92,48392,48335,926(35,926)
2,455
33,471
284,585,459(2) Ordinary Expenses
Operating Expenses(Personnel Expenses)
Personnel Expenses(Public Relations Expenses)
Public Relations Expenses(Membership and Meeting Expenses)
Membership Expenses
Meeting Expenses(Business Expenses)
Travel and Transportation Expenses
Communication and Transport Expenses
Printing and Binding Expenses
Consumable Supplies Expenses
Books and Newspaper Expenses(Outsourcing Expenses)
Outsourcing Expenses(Asset Management Expenses)
Rental Fees
Depreciation(Manuscript and Speaking Fees)
Manuscript and Speaking Fees
(Taxes and Dues)
Taxes and Dues
(Miscellaneous Expenses)
Consultant Fees
Miscellaneous Expenses
Administrative Expenses(Personnel Expenses)
Personnel Expenses(Business Expenses)
Communication and Transport Expenses
Printing and Binding Expenses
Consumable Supplies Expenses(Outsourcing Expenses)
Outsourcing Expenses(Asset Management Expenses)
Rental Fees
Repair Costs(Taxes and Dues)
Taxes and Dues
(Miscellaneous Expenses)
Consultant Fees
Miscellaneous Expenses
Total Ordinary Expenses
Changes in Ordinary Expenses during the Current Year

169,143,451(38,898,149)
38,898,149(4,821,582)
4,821,582(2,577,435)
1,260,000
1,317,435(2,641,426)
1,096,498
632,543
800,551
31,87879,956(96,307,050)
96,307,050(1,308,590)
1,220,370
88,220(977,777)
977,777(124,400)
124,400(21,487,042)
20,370,542
1,116,500
43,653,118(30,790,802)
30,790,802(381,245)
142,028
82,530156,687(5,910,450)
5,910,450(4,257,116)
4,218,325
38,791(259,600)
259,600(2,053,905)
1,470,000
583,905
212,796,569
71,788,890

0(0)
0(0)
0(0)
00(0)
0
0
0
0
0(0)
0(0)
00(0)
0(0)
0(0)
00
0(0)
0(0)
00
0(0)
0(0)
00(0)
0(0)
0
0
0
0

169,143,451(38,898,149)
38,898,149(4,821,582)
4,821,582(2,577,435)
1,260,000
1,317,435(2,641,426)
1,096,498
632,543
800,551
31,87879,956(96,307,050)
96,307,050(1,308,590)
1,220,370
88,220(977,777)
977,777(124,400)
124,400(21,487,042)
20,370,542
1,116,500
43,653,118(30,790,802)
30,790,802(381,245)
142,028
82,530156,687(5,910,450)
5,910,450(4,257,116)
4,218,325
38,791(259,600)
259,600(2,053,905)
1,470,000
583,905
212,796,569
71,788,890

0

0

0

72,550,000
72,550,000
72,550,000-72,550,000

0
0
0
0

72,550,000
72,550,000
72,550,000-72,550,000-761,110

0-761,110

2. Changes in Non-recurring Revenue and Expenses(1) Non-recurring Revenue
Total Non-recurring Revenue(2) Non-recurring Expenses
Provision of Allowance for Relocation Work Expenses
Provision of Allowance for Relocation Work Expenses
Total Non-recurring Expenses
Changes in Non-recurring Expenses during the Current Year
Changes in General Net Assets during the Current Year Before Taxes
1ChangeItem
Income Tax, Resident Tax, and Business Tax
Changes in General Net Assets during the Current Year
Beginning Balance of Net Assets
Ending Balance of Net Assets

Current fiscal year
Previous fiscal year
35,0000-796,110
000-796,1100II. Changes in Designated Net Assets
Changes in Designated Assets during the Current Year
Beginning Balance of Designated Net Assets
Ending Balance of Designated Net Assets

Change35,000-796,110
0-796,110

000000000

III. Changes in Fund
Fund Receipts
Changes in the Fund during the Current Year
Beginning Balance of Fund
Ending Balance of Fund

500,000,000
500,000,000
0500,000,000

0000500,000,000
500,000,000
0500,000,000

IV. Balance of Net Assets at Year End
Balance of Net Assets at Year End

499,203,890

0499,203,890

2

Notes to Financial Statements
1. Important accounting policies(1) Depreciation method for fixed assets
i. Buildings, structures, and furniture, fixtures and equipment
Declining-balance method
ii. Software
Straight-line methodiii. Leased assets (leased assets from finance lease transactions excluding those accompanied
by a transfer of ownership)
The lease period is set as the service life and the straight-line method is used until theresidual value reaches zero.
(2) Basis for accruing allowances
Allowance for Relocation Work Expenses

The estimated cost required for work to remove equipment, etc., at the Zengin Center thatwill be relocated in November 2011 has been accrued as an allowance.
(3) Finance lease transactions excluding those accompanied by a transfer of ownership prior tothe start of the initial fiscal year for which lease accounting standards are applied
The normal accounting method for leasing is used.
(4) Accounting treatment of consumption tax, etc.
The tax inclusion method is used when accounting for consumption tax, etc.
2. Change in specified assets and balances
Changes in specified assets and the respective balances are as follows:
ItemBalance at end of
previous year

Increase incurrent year

(Yen)
Balance at end ofcurrent year

Decrease incurrent year

Specified Assets
Accumulated Assets forOperating Costs
Assets for the Fund――

52,810,000

052,810,000――

500,000,000

0500,000,000

Total

――

552,810,000

0552,810,000

3. Breakdown of source of specified assets
Specified assets are broken down as follows:
(Yen)
Item
Specified Assets
Accumulated Assets forOperating Costs
Assets for the Fund
Total

Balance at end ofcurrent year

(Amount
Allocated fromthe Fund)(Amount
Allocated fromGeneral NetAssets)(Amount forliabilities)

52,810,000――

52,810,000――

500,000,000
552,810,000

500,000,000500,000,000――
52,810,000――――14. Marketable securities held as collateral
Marketable securities are held from member financial institutions as collateral in accordance with
the Domestic Fund Transfer System. The market value of these securities at the end of the current
year was 16,715,922,582,337 yen.
5. Changes in fund and balances
Changes in the fund and the respective balances are as follows:

Item

Balance at end of
previous year

Fund
Fund
Total

Increase incurrent year――――

500,000,000
500,000,000(Yen)
Balance at end ofcurrent year

Decrease incurrent year00

500,000,000
500,000,000

6. Relationship of lease transactions(1) Finance lease transactions (finance lease transactions excluding those accompanied by atransfer of ownership）
Finance lease assets are furniture, fixtures and equipment. The value of these assets is recordedin the balance sheet in the respective items of the assets section.
(2) Operating lease transactions
Prepaid amounts related to operating lease transactions that cannot be canceled:None
7. Relationship of finance lease transactions prior to the start of the initial fiscal year for which leaseaccounting standards are appliedNone2

8. Details of transactions with related parties
Details of transactions with related parties are as follows:(1) Related party
i. Type: Controlled corporation
ii. Name: Tokyo Bankers Associationiii. Address: Chiyoda-ku, Tokyo
iv. Total assets: 13,300,030,679 yen (amount settled)v. Businesses: Economic organization
vi. Ratio of voting rights: 50.0%
vii. Details of relationship
Concurrent appointment of officers, etc.: Concurrent appointment of officers
Business relationship: Business process outsourcing(2) Details of transactions, etc.
Transaction
Transaction amount
MembershipincomeAdministrativeoutsourcing
expenses

Item

Balance at year
end

62,331,650 yen (amountsettled)

0101,850,000 yen (amountsettled)

0Note: The cost of administrative outsourcing expenses is determined based on all necessary expenses
for the contract.

3

Supplementary Schedule

1. Breakdown of basic assets and specified assets
Refer to Section 2. and Section 3. of Notes to Financial Statements.
2. Breakdown of allowances(Yen)
Item

Balance atbeginning ofyear

Increase incurrent year

Decrease in currentyearIntended
Otheruse――

72,550,000

0Allowance forRelocation WorkExpenses

Balance at end ofyear
072,550,000

Refer to Section 1. (2) of Notes to Financial Statements for the basis for accruing the Allowancefor Relocation Work Expenses.