End-User License Agreement
Updated at 2021-07-29
A2 Finance hereby grants you access to a2-finance.com (“the Website”) and invites you to purchase the services offered here.

Definitions and key terms
To help explain things as clearly as possible in this Eula, every time any of these terms are referenced, are strictly defined as:● Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser,

provide analytics, remember information about you such as your language preference or login information.
● Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers to A2 Finance, that is responsible for yourinformation under this Eula.
● Country: where A2 Finance or the owners/founders of A2 Finance are based, in this case is Russia● Service: refers to the service provided by A2 Finance as described in the relative terms (if available) and on this platform.
● Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide

our content or whose products or services we think may interest you.
● Website: A2 Finance."’s" site, which can be accessed via this URL: a2-finance.com● You: a person or entity that is registered with A2 Finance to use the Services.

Introduction
This End User License Agreement (the “Agreement”) is a binding agreement between you (“End User”,“you” or “your”) and(“Company”, “we”, “us” or “our”). This Agreement governs the relationship between you and us, and your use of the Company
A2 Finance. Throughout this Agreement, End User and Company may each be referred to as a “Party” or collectively, the“Parties”.
If you are using the website on behalf of your employer or other entity (an “Organisation”) for whose benefit you utilise thewebsite or who owns or otherwise controls the means through which you utilise or access the website, then the terms “EndUser”, “you”, and “your” shall apply collectively to you as an individual and to the Organisation. If you use, or purchase a licenseor to, the website on behalf of an Organisation, you hereby acknowledge, warrant, and covenant that you have the authority to1) purchase a license to the website on behalf of the Organisation; 2) bind the Organisation to the terms of this Agreement.
By downloading, installing, accessing, or using the website you: (a) affirm that you have all of the necessary permissions andauthorisations to access and use the website; (b) if you are using the website pursuant to a license purchased by anorganisation, that you are authorised by that organisation to access and use the website(c) acknowledge that you have readand that you understand this agreement; (d) represent that you are of sound mind and of legal age (18 years of age or older) toenter into a binding agreement; and (e) accept and agree to be legally bound by the terms and conditions of this agreement.
If you do not agree to these terms, do not download, install, access, or use the software. if you have already downloaded thesoftware, delete it from your computing device.
The Application is licensed, not sold, to you by A2 Finance for use strictly in accordance with the terms of this Agreement.

License
Subject to the terms of this Agreement and, if applicable, those terms provided in the License Agreement, A2 Finance grants

you a limited, non-exclusive, perpetual, revocable, and non-transferable license to:(a) download, install and use the Software on one (1) Computing Device per single user license that you have purchased andbeen granted. If you have multiple Computer Devices in which you wish to use the Software, you agree to acquire a license forthe number of devices you intend to use;(b) access, view, and use on such Computing Device the End User Provided Materials made available in or otherwise
accessible through the Software, strictly in accordance with this Agreement, and any other terms and conditions applicable tosuch End User Provided Materials;(c) install and use the trial version of the Software on any number of Computing Devices for a trial period of fifteen (15) uniquedays after installation.
(d) receive updates and new features that become available during the one (1) year period from the date on which you
purchased the license to the Software.

Restrictions
You agree not to, and you will not permit others to:● License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit theApplication or make the Application available to any third party.
● Modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part of the Application.
● Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of A2 Finance or its

affiliates, partners, suppliers or the licensors of the Application.

Intellectual Property
All intellectual property rights, including copyrights, patents, patent disclosures and inventions (whether patentable or not),trademarks service marks, trade secrets, know-how and other confidential information, trade dress, trade names, logos,
corporate names and domain names, together with all of the good will associated there with, derivative works and all other rights(collectively, “Intellectual Property Rights”) that are part of the Software that are otherwise owned by A2 Finance shall always
remain the exclusive property of A2 Finance (or of its suppliers or licensors, if and when applicable). Nothing in this Agreement
grants you (or any Organisation) a license to A2 Finance."’s" Intellectual Property Rights.
You agree that this is Agreement conveys a limited license to use A2 Finance."’s" Intellectual Property Rights, solely as part of
the Software (and not independently of it), and only for the effective Term of the license granted to you hereunder. Accordingly,
your use of any of A2 Finance."’s" Intellectual Property Rights independently of the Software or outside the scope of thisAgreement shall be considered an infringement of A2 Finance."’s" Intellectual Property Rights. This shall not limit, however, anyclaim A2 Finance may have for a breach of contract in the event you breach a term or condition of this Agreement. You shalluse the highest standard of care to safeguard all Software (including all copies thereof) from infringement, misappropriation,theft, misuse or unauthorised access. Except as expressly granted in this Agreement, A2 Finance reserves and shall retain all
rights, title, and interest in the Software, including all copyrights and copyrightable subject matter, trademarks and trademark
able subject matter, patents and patentable subject matter, trade secrets, and other intellectual property rights, registered,unregistered, granted, applied-for, or both now in existence or that may be created, relating to the thereto.
You (or the Organisation, if and as applicable) shall retain ownership of all Intellectual Property Rights in and to the work
products that you create through or with the assistance of the Software.

Your Suggestions

Any feedback, comments, ideas, improvements or suggestions (collectively, "Suggestions") provided by you to A2 Finance withrespect to the Application shall remain the sole and exclusive property of A2 Finance.
A2 Finance shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without
any credit or any compensation to you.

Modifications to Application
A2 Finance reserves the right to modify, suspend or discontinue, temporarily or permanently, the Application or any service towhich it connects, with or without notice and without liability to you.

Updates to Application
A2 Finance may from time to time provide enhancements or improvements to the features/ functionality of the Application, which
may include patches, bug fixes, updates, upgrades and other modifications ("Updates").
Updates may modify or delete certain features and/or functionalities of the Application. You agree that A2 Finance has no
obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of theApplication to you.
You further agree that all Updates will be (i) deemed to constitute an integral part of the Application, and (ii) subject to the terms
and conditions of this Agreement.

Third-Party Services
The Application may display, include or make available third-party content (including data, information, applications and otherproducts services) or provide links to third-party websites or services ("Third- Party Services").
You acknowledge and agree that A2 Finance shall not be responsible for any Third-Party Services, including their accuracy,completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. A2 Finance does
not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at
your own risk and subject to such third parties' terms and conditions.

Term and Termination
This Agreement shall remain in effect until terminated by you or A2 Finance.
A2 Finance may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with orwithout prior notice.
This Agreement will terminate immediately, without prior notice from A2 Finance, in the event that you fail to comply with any
provision of this Agreement. You may also terminate this Agreement by deleting the Application and all copies thereof from yourcomputer.

Upon termination of this Agreement, you shall cease all use of the Application and delete all copies of the Application from yourcomputer.
Termination of this Agreement will not limit any of A2 Finance."’s" rights or remedies at law or in equity in case of breach by you(during the term of this Agreement) of any of your obligations under the present Agreement.

Indemnification
You agree to indemnify, defend and hold harmless A2 Finance and its officers, directors, employees, agents, affiliates,
successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments,settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys’ fees, arisingfrom or relating to: i) your use or misuse of the Software; ii) your failure to comply with any applicable law, regulation, orgovernment directive; iii) your breach of this Agreement; or iv) your agreement or relationship with an Organisation (ifapplicable) or any third party. Furthermore, you agree that A2 Finance assumes no responsibility for the information or content
you submit or make available through this Software or the content that is made available to you by third parties.

No Warranties
The Application is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To
the maximum extent permitted under applicable law, A2 Finance, on its own behalf and on behalf of its affiliates and its and theirrespective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise,with respect to the Application, including all implied warranties of merchantability, fitness for a particular purpose, title andnon-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice.
Without limitation to the foregoing, A2 Finance provides no warranty or undertaking, and makes no representation of any kindthat the Application will meet your requirements, achieve any intended results, be compatible or work with any other software,
applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free orthat any errors or defects can or will be corrected.
Without limiting the foregoing, neither A2 Finance nor any A2 Finance."’s" provider makes any representation or warranty of any
kind, express or implied: (i) as to the operation or availability of the Application, or the information, content, and materials or
products included thereon; (ii) that the Application will be uninterrupted or error-free; (iii) as to the accuracy, reliability, orcurrency of any information or content provided through the Application; or (iv) that the Application, its servers, the content, ore-mails sent from or on behalf of A2 Finance are free of viruses, scripts, trojan horses, worms, malware, time bombs or otherharmful components.
Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory
rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

Limitation of Liability
Notwithstanding any damages that you might incur, the entire liability of A2 Finance and any of its suppliers under any provisionof this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for theApplication.
To the maximum extent permitted by applicable law, in no event shall A2 Finance or its suppliers be liable for any special,incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss ofdata or other information, for business interruption, for personal injury, for loss of privacy arising out of or in any way related tothe use of or inability to use the Application, third-party software and/or third-party hardware used with the Application, orotherwise in connection with any provision of this Agreement), even if A2 Finance or any supplier has been advised of thepossibility of such damages and even if the remedy fails of its essential purpose.
Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation
or exclusion may not apply to you.

Severability
If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted toaccomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions
will continue in full force and effect.

Waiver
No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under this Agreement shall
operate as a waiver of that right or power. Nor shall any single or partial exercise of any right or power under this Agreement
preclude further exercise of that or any other right granted herein. In the event of a conflict between this Agreement and any
applicable purchase or other terms, the terms of this Agreement shall govern.

Amendments to this Agreement
A2 Finance reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material wewill provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determinedat our sole discretion.
By continuing to access or use our Application after any revisions become effective, you agree to be bound by the revised
terms. If you do not agree to the new terms, you are no longer authorized to use the Application.

Governing LawThe laws of Russia, excluding its conflicts of law rules, shall govern this Agreement and your use of the Application. Your use ofthe Application may also be subject to other local, state, national, or international laws.

Changes to this agreement
We reserve the exclusive right to make changes to this Agreement from time to time. Your continued access to and use of thewebsite constitutes your agreement to be bound by, and your acceptance of, the terms and conditions posted at such time. Youacknowledge and agree that you accept this Agreement (and any amendments thereto) each time you load, access, or use thewebsite. Therefore, we encourage you to review this Agreement regularly.
If, within thirty (30) days of us posting changes or amendments to this Agreement, you decide that you do not agree to theupdated terms, you may withdraw your acceptance to the amended terms by providing us with written notice of your withdrawal.
Upon providing us with the written notice of the withdrawal of your acceptance, you are no longer authorised to access or usethe website.

No Employment or Agency Relationship
No provision of this Agreement, or any part of relationship between you and A2 Finance, is intended to create nor shall they bedeemed or construed to create any relationship between you and A2 Finance other than that of and end user of the website andservices provided.

Equitable Relief
You acknowledge and agree that your breach of this Agreement would cause A2 Finance irreparable harm for which money
damages alone would be inadequate. In addition to damages and any other remedies to which A2 Finance may be entitled, you
acknowledge and agree that we may seek injunctive relief to prevent the actual, threatened or continued breach of thisAgreement.

Headings
The headings in this Agreement are for reference only and shall not limit the scope of, or otherwise affect, the interpretation ofthis Agreement.

Geographic Restrictions
The Company is based in Russia and provided for access and use primarily by persons located in Russia, and is maintains
compliance with Russia laws and regulations. If you use the website from outside Russia, you are solely and exclusively
responsible for compliance with local laws.

Limitation of Time to File Claims
Any cause of action or claim you may have arising out of or relating to this agreement or the website must be commenced withinone (1) year after the cause of action accrues, otherwise, such cause of action or claim is permanently barred.

Entire Agreement
The Agreement constitutes the entire agreement between you and A2 Finance regarding your use of the Application andsupersedes all prior and contemporaneous written or oral agreements between you and A2 Finance.
You may be subject to additional terms and conditions that apply when you use or purchase other A2 Finance."’s" services,which A2 Finance will provide to you at the time of such use or purchase.

Contact Us
Don't hesitate to contact us if you have any questions about this Agreement.

Powered by TCPDF (www.tcpdf.org)● Via Email: info@a2-finance.com● Via Phone Number: +79522379515