Consumer Finance Litigation
Consumer finance litigation is complex and demanding.
It calls for experience, decisive judgment, and steadynerve.
Clients in the consumer finance space are subject tolaws, rules, and regulations covering every aspect of
their business operations. Our Consumer Finance
Litigation team has unmatched knowledge andexperience at the intersection of litigation,
investigations, and compliance, and the banking,lending, and loan servicing sectors. Addressing all
angles, we’re ready to build a winning strategy to help
clients achieve desired results.
As one of the first firms to have a dedicated Consumer
Finance Litigation practice in the wake of the financial
crisis, our team strategically and pragmaticallyadvocates for our clients.
Some key differentiators:
Unmatched experience in crisis-relatedlitigation. Our lawyers focus on consumer

finance matters and are trained specifically inconsumer finance litigation, allowing us to provide
a depth of advice our competitors cannot.
Volume of cases we handle. We know thisarea inside and out, having represented clients –ranging from specialty loan servicers to the largest
banks – in more than 2,000 litigation andenforcement matters.
Extensive courtroom experience. Our teamContacts
Michael L. Turrill,
Los Angeles

Allen P. Pegg,
Miami

Practices
Banking and Finance
Litigation

appears before courts and government agencies atleast a dozen times per week.
Precedent setting. Our cases have createdappellate law favorable to financial institutions,setting industry precedent.
Maximizing results outside of thecourtroom. We’re not just litigators. We’reexperienced negotiators who take a commercialapproach to resolving actions and are proactive inproviding compliance advice to avoid future issues.
We understand our clients’ business goals andkeep them front of mind.

Representative experience
Representing a consumer lender in a matter involving
the CFPB and DOJ relating to alleged discrimination bya group of mortgage brokers.
Defending clients in actions brought by individual
borrowers, or groups of borrowers, in mass or classactions, attacking servicing or lending practices.
Successfully represent the lending industry, includingbanks, loan servicers, and trusts, in all New York stateand federal courts.
Represent servicers and mortgage lenders inenforcement action by the New York Attorney General.
Represent lenders and loan servicers in more than adozen mass and class actions by borrowers claiming
entitlement to loan modification or improper denial.
Counsel and defend clients in actions involving
mortgages, student, equipment, auto loans, and credit
cards.
Securing an appellate win in the Second Circuit for anational bank in a federal foreclosure action fordiversity of citizenship purposes.
Defending clients against claims under federal andstate consumer protection statutes, including TILA,RESPA, ECOA, FHA, FDCPA, and TCPA.

Represent clients in bankruptcy adversary actions andappeals.
Represent financial institutions in CFPB investigations
and provide compliance advice.
Represent lenders and servicers in quiet title actions.
Successfully defended, through appeal, precedentsetting class actions concerning validity of automatic
renewal and late-fee provisions.

Latest thinking and events
Press releases
Hogan Lovells selected to advise unsecured creditors in
Hello Bello chapter 11 bankruptcy case
NewsInsights from our award-winning Litigation practice: A
conversation with partner Rebecca MandelWebinarConsumer Horizons webinar series: NFTs: token
gesture or the future for growth of premium Consumer
brands?
WebinarConsumer Horizons Webinar: Trading in 2021: How theConsumer Industry Should Navigate a Stormy Trade
Environment
Insights and Analysis
IRS renews focus on cryptocurrency-related offenses