November 5, 2020
Fincross DIGITAL Co., Ltd.

Investment by Kiraboshi Bank, Ltd. into Fincross DIGITAL Co., Ltd.

We hereby announce that Kiraboshi Bank, Ltd. (President: Hisanobu Watanabe), with the authorizationof the relevant authorities, has made an investment into Fincross DIGITAL Co. Ltd. (President: Masaki
Itoh), which was jointly established in June 2018 by The Senshu Ikeda Bank, Ltd. (President: AtsushiUkai), The Gunma Bank, Ltd. (President: Akihiko Fukai), The San-In Godo Bank, Ltd. (President: ToruYamasaki), Shikoku Bank, Ltd. (President: Fumiaki Yamamoto), The Chiba Kogyo Bank Ltd. (President:Hitoshi Umeda), Tsukuba Bank, Ltd. (President: Masahiko Ikuta), and The Fukui Bank, Ltd. (President:Masahiro Hayashi) to support the digitalization efforts of each bank.

Notes
１. Background/Circumstances
Since September 2019, Kiraboshi Bank, Ltd. has been a member of the Fincross Partnership, analliance between the seven regional banks named above, aimed at jointly promoting the digitalization of operations, for which Fincross DIGITAL Co., Ltd. provides secretariat operations, working
closely with the other seven banks to consider specific measures for digitizing bank operations. Inorder to further expedite digitalization initiatives going forward and to deepen the relationship of thePartnership, Kiraboshi Bank, Ltd. has made a capital investment into Fincross DIGITAL Co., Ltd. in asimilar manner to the other seven banks.

２. Capital and Shareholders of Our Company After Investment fromKiraboshi Bank, Ltd.
(1) Capital
110,956,989 yen(2) Shareholders
Shareholder

Ownership

Shareholder

Ownership

The Senshu Ikeda Bank, Ltd.

12.5%

Kiraboshi Bank, Ltd.

12.5%

The Gunma Bank, Ltd.

12.5%

The San-In Godo Bank, Ltd.

12.5%

Shikoku Bank, Ltd.

12.5%

The Chiba Kogyo Bank, Ltd.

12.5%

Tsukuba Bank, Ltd.

12.5%

The Fukui Bank, Ltd.

12.5%

Any inquiries on this press release shall be made through the inquiry form at
https://www.finx.jp/en/#contact

[Attachment 1: Summary of Fincross DIGITAL Co., Ltd. after Investment from Kiraboshi Bank,Ltd.]

Headquarters

6-5, Nihonbashi-Kabutocho, Chuo-ku, Tokyo Japan

Date of Establishment

June 25, 2018

Main Business(1) Research and development for IT, finance, fintech, and development of industries,

Activitiesmarkets, and regions, etc.
(2) Planning, development, and operation, etc. of information systems, etc.
(3) Secretariat operations for the Fincross Partnership

Capital110,956,989 yen

Total Assets and50 million yen

Net Assets as of theDate of Establishment
Fiscal Year End

March 31

Shareholders

The Senshu Ikeda Bank, Ltd.

12.5%

Kiraboshi Bank, Ltd.

12.5%

The Gunma Bank, Ltd.

12.5%

The San-In Godo Bank, Ltd.

12.5%

Shikoku Bank, Ltd.

12.5%

The Chiba Kogyo Bank Ltd.

12.5%

Tsukuba Bank, Ltd.

12.5%

The Fukui Bank, Ltd.

12.5%

Chief Executive Officer

Masaki ItohDirectors

Tsutomu Ishino

Executives

Shuhei Namekawa
Atsushi Ukawa (President, The Senshu Ikeda Bank, Ltd.)
Fumiaki Yamamoto (President, Shikoku Bank, Ltd.)
Hitoshi Umeda (President, The Chiba Kogyo Bank Ltd.)
Masahiko Ikuta (President, Tsukuba Bank, Ltd.)
Masahiro Hayashi (President, The Fukui Bank, Ltd.)
Auditors

Akihiko Fukai (President, The Gunma Bank, Ltd.)
Toru Yamasaki (President, The San-In Godo Bank, Ltd.)[Attachment 2: Summary of the Eight Regional Banks (as of March 31, 2020)]
NameThe Senshu Ikeda

Kiraboshi Bank, Ltd.

The Gunma Bank, Ltd.

Bank, Ltd.
Date ofThe San-In Godo
Bank. Ltd.

September 1, 1951

January 8, 1954

September 12, 1932

July 1, 1941

18-14 Chayamachi,

3-10-43 Minami-

194 Motosojamachi,

10 Uomachi,

Kita-ku,

Aoyama,Maebashi City, Gunma

Matsue City, Shimane

Osaka City

Minato-ku, Tokyo

Atsushi Ukawa,

Hisanobu Watanabe,

Akihiko Fukai,

Toru Yamasaki,

Establishment
Headquarters

Representative

President and CEO

President

President

President

Capital61.3 billion yen

43.7 billion yen

48.6 billion yen

20.7 billion yen

Account

5.0076 trillion yen

4.6495 trillion yen

7.0501 trillion yen

3,9278 trillion yen

3.9853 trillion yen

3.7698 trillion yen

5.6023 trillion yen

3.3530 trillion yen

2,346

2,756

3,030

1,992

139

164

157

150

Shikoku Bank, Ltd.

The Chiba Kogyo Bank

Tsukuba Bank, Ltd.

The Fukui Bank, Ltd.

Balance(standalone)
Loan Balance(standalone)
Employees(standalone)
Branches(incl. agents)

NameLtd.
Date of

October 17, 1878

January 18, 1952

September 15, 1952

December 19, 1899

1-1-1 Minami-

2-1-2 Saiwaicho,

2-11-7 Chuo,

1-1-1 Junka,Harimayacho,

Mihama-ku,

Tsuchiura-City, Ibaraki

Fukui-City,

Kochi City, Kochi

Chiba City, Chiba

Fumiaki Yamamoto,

Hitoshi Umeda.

Masahiko Ikuta,

Masahiro Hayashi

President

President and CEO

President

President

Capital25.0 billion yen

62.1 billion yen

48.8 billion yen

17.9 billion yen

Account

2.6409 trillion yen

2.5592 trillion yen

2.2516 trillion yen

2.4098 trillion yen

1.7843 trillion yen

2.1592 trillion yen

1.6856 trillion yen

1.7310 trillion yen

1,343

1,348

1,448

1,366

110

74

155

98

Establishment
Headquarters

Representative

FukuiBalance(standalone)
Loan Balance(standalone)
Employees(standalone)
Branches(incl. agents)