Privacy Policy for the California Consumer Privacy Act
Effective Date: January 1, 2020
Date Last Updated: February 15, 2022
This Privacy Policy for the California Consumer Privacy Act (this “Policy”) provides for how Tokio
Marine & Nichido Fire Insurance Co., Ltd. (“we,” “our,” or “us”) processes the personal informationof California residents, in accordance with the California Consumer Privacy Act of 2018 (“CCPA”).
Please note that this Policy does not apply to you if you are not a California resident.
1.

Our Collection and Use of Your Personal Information
The table below describes the categories of personal information that we may collect and havecollected during the last 12-month period.
Category of Personal Information
Collected
Identifiers

ExampleData subject to the California customer
records law (any category of personal
information described in subdivision (e) ofCal. Civ. Code Sec. 1798.80)

Name, signature, social security number,address, phone number, passport number,driver’s license or state identification card
number, insurance policy number, bankaccount number, medical information, andhealth insurance information. Some personal
information contained in this category may
overlap with personal information containedin other categories.

Characteristics of protected classifications
under California or federal law

Age (40 years or older), marital status,medical condition, and sex (including
gender, gender identity, gender expression,
pregnancy or childbirth, and related medicalconditions)

Commercial information

Records of personal property, products orservices purchased, obtained, or considered,or other purchasing or consuming histories
or tendencies

Internet or network activity information

Browsing history, search history, andinformation regarding your use of internet
and electronic networks, such ascommunications on our websites and other
online services

Geolocation data

Physical location or movements

Professional or employment-related
information

Current or past job history or performance
evaluations

Real name, alias, and postal codeWe use the above categories of personal information for the following business or commercial
purposes:•To respond to your request for which you have provided us with your personal information(e.g., if you provide us with your personal information when you make an insurance claim,
we will use such personal information to deal with this claim)
To provide you with information, products, and services requested by you
To send you notices related to our products, services, and news by e-mail, register you forevents, and send you other notices
To improve our websites and provide you with content
To test, research, analyze, and develop new products and services
To comply with legal requirements and procedures such as a subpoena or order of a court
and a search warrant
To deal with emergencies such as a threat of death or critical injuries
To protect our rights and properties and your and our employee’s safety
To prevent potential and actual misconduct related to our products or services
To establish and defend our petitions and legal and administrative claims
To evaluate and implement a merger, sale of our subsidiary, reconstruction, reorganization,dissolution, and/or sale or transfer of all or part of our assets, as a going concern or as apart of bankruptcy or liquidation procedures or other similar procedures (please note that
personal information owned by us is included in the sold/transferred assets)

•
•
•
•
•
•
•
•
•
•

We collect the above categories of personal information from the following sources:
••
••
••
••
2.

Our affiliates
Directly from you
Claim agents
Private investigation agencies
Attorneys
CourtsMedical institutions
Assistance companies

Our Sharing of Your Personal Information(1)

Sale of Your Personal Information

We do not sell personal information and have not sold personal information during the last 12month period, including the personal information of minors.
(2)

Disclosure of Personal Information for a Business Purpose

The table below describes: (i) the categories of personal information that we may have disclosed
for operational business purposes during the last 12-month period; and (ii) the categories of thirdparties to whom we have disclosed such personal information for operational business purposes
during the last 12-month period.
Category of Personal
Information Disclosed

ExampleIdentifiers

Real name, alias, andpostal code

- 2 -Third Parties to whom
Personal Information Was
Disclosed in the Last 12Months
Government agencies, ouraffiliates, claim agents,

private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, and consultants
Data subject to the California
customer records law (anycategory of personal information
described in subdivision (e) ofCal. Civ. Code Sec. 1798.80)

Name, signature, social
security number,address, phone number,passport number,driver’s license or state
identification card
number, insurance
policy number, bankaccount number,medical information,and health insurance
information. Somepersonal information
contained in thiscategory may overlap
with personal
information containedin other categories.

Government agencies, ouraffiliates, claim agents,
private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, and consultants

Characteristics of protectedclassifications under California
or federal law

Ager (40 years orolder), marital status,
medical condition, andsex (including gender,gender identity, gender
expression, pregnancy
or childbirth, andrelated medicalconditions)

Government agencies, ouraffiliates, claim agents,
private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, consultants, andinternet service providers

Commercial information

Records of personal
property, products orservices purchased,
obtained, or considered,or other purchasing or
consuming histories ortendencies

Government agencies, ouraffiliates, claim agents,
private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, and consultants

Internet or network activity
information

Browsing history,
search history, andinformation regarding
your use of internet andelectronic networks,
such ascommunications on ourwebsites and other
online services

Government agencies, ouraffiliates, claim agents,
private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, consultants, andinternet service providers

Geolocation data

Physical location ormovementsGovernment agencies, ouraffiliates, claim agents,- 3 -private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, consultants, andinternet service providers
Professional or employmentrelated information

3.

Current or past job
history or performance
evaluations

Government agencies, ouraffiliates, claim agents,
private investigation
agencies, attorneys, courts,
medical institutions,assistance companies, systemvendors, and consultants

Your Rights and Requests under the CCPA
As a California resident, you have certain choices regarding your personal information, inaccordance with the CCPA, as described below:
(1)

(2)

Access: You have the right to request, up to twice in a 12-month period, that we disclose
the following information to you that we have collected, used, and disclosed about you
during the 12 months preceding your request:(I)

The specific pieces of personal information we have collected about you;(II)

The categories of personal information we collected about you;(III)

The categories of sources from which we collected such personal information;(IV)

The business or commercial purpose(s) for collecting such personal information
about you;(V)

The categories of third parties with whom we shared such personal information;(VI)

The categories of personal information which we disclosed for businesspurposes; and(VII)For each category of personal information identified, the categories of thirdparties to whom the information was disclosed.

Deletion: You have the right to request that we delete certain personal information wecollected from you.

To make an access or deletion request (described above), please contact us by sending yourrequest by mail to the following address:
2-6-4, Otemachi, Chiyoda-ku, Tokyo, Japan, 100-8050
Tokio Marine & Nichido Fire Insurance Co., Ltd.
Business Quality Innovation Dept.
Upon receiving an access or deletion request from you, we will respond to such request inaccordance with the CCPA after verifying your identity by requiring you to submit your name,- 4 -telephone number, and other necessary information, and matching the information you provide
with what we already have on file.
If you use an authorized agent under the relevant California law to make an access or deletion
request on your behalf, we may require you to provide the authorized agent signed permissionin order to confirm the existence of the authorization.
You will not be subject to any discriminatory treatment by us if you choose to exercise any ofyour rights under the CCPA.
4.

Changes to this Policy
We may change this Policy from time to time. The “Date Last Updated” at the top of this pagestates when this Policy was last updated; any changes will become effective upon us posting therevised Policy to our website.

5.

Contact Us
If you have any questions or concerns regarding this Policy or our privacy practices, pleasecontact us at our office address described in “3. Your Rights and Requests under the CCPA”
in this Policy.
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