MEASURE

Achieve Your
Strategic Financial
Goals while
Navigating Basel
Compliance withConfidenceRISK

REPORT

Loan Origination

Pillar I: Capital Adecuacy
Calculations - RWAs,
Capital, Liquidity, Leverage
ratiosWhat-if simulations
Portfolio optimization

Credit Portfolio
Management

Pillar II: Interest Rate Risk,
Concentration Risk and more

FINANCE

Measure,Manage,
ReportMANAGELENDING

FINAL BASEL

Balance SheetManagement

Business &Regulatory
Reporting

Straight-through reporting

Final Basel III is complex and includes broad revisions that affect various
workflows within the bank. These revisions not only significantly increase
capital requirements, directly impacting the bank’s ability to manage returnon equity, but also create substantial operational challenges. Amongthese is the daunting task of navigating multiple implementations required
further straining resources and impacting the total cost of compliance.
Moody’s brings together data, analytics, and interconnected cloud-nativesolutions to help banks accurately measure, manage, and report Basel
impact – all to ensure your bank is well positioned to achieve strategic
financial goals while efficiently addressing intertwined challenges ofcapital constraints, data management, and operational burdens.

What do we enable?

ACCURATE MEASUREMENTEFFICIENT MANAGEMENTTIMELY REPORTING

Evaluate the overall impact ofBasel on your regulatory capital.

Use your regulatory metrics asa key driver of profitability andgrowth. Leverage our credit
portfolio management framework
to turn RWA calculation results into
portfolio risk/reward optimization
strategy that aligns with yourbusiness goals.

Set up timely and accurate
reporting across multiple
jurisdictions with our streamlined
and automated process. We offer
extensive templates and regulatory
coverage of over 50 globalregulators.

Use our expertise, data, analytics
and software to measure andreport regulatory capital andliquidity metrics, including Risk
Weighted Assets (RWAs), Liquidity
Ratios (LCR, NSFR), Leverage
Ratios, capital buffers (under theoutput floor constraints) and more,with precision, transparency andspeed.

Use active strategies to optimize
your path to profitability undercapital constraints.

Our solution also assures data
integrity, optimizes processes,and enables real-time reporting,
all while minimizing theoperational production time.

What we offer?

MOODY’S HOLISTIC BASEL COMPLIANCE: MEASURE, MANAGE, REPORT.
DATA

Solve the data challenge and ensure:→ Complete, traceable data with robust lineage for accuracy of risk assessment and calculation→ Standardized and shared data across workflows for consistency

MEASUREMANAGEREPORT

Accurately calculate
RWAs, Capital,Liquidity, Leverage
ratios to see theoverall impact
on capital

Optimize the returnon capital toachieve profitability
under the capitalconstraints

Report accuratelyand timely acrossmultiple jurisdictions
and the keystakeholders

TECHNOLOGY

Turn disruption into efficiency with our interoperable SaaS solutions:→ One easy and cost-effective implementation for all upcoming requirements and deadlines→ APIs that enable smooth integration into your existing architecture→ Access to innovative tech, such as Gen AI, for efficiencies throughout the workflows

DATA AND DATAMANAGEMENT

Enhance your compliance strategy with our datasolutions, designed to fill the data gaps and toestablish full, accurate, and transparent calculations inaccordance with BCBS 239 and other data governanceregulations. Including: Moody’s Ratings data, SCRA
data and more.

CAPITAL
OPTIMIZATION

For over two decades, we’ve been helping bankswith Basel compliance, earning trust of clients andregulators worldwide. You can rely on our regulatory
experience to achieve precision and transparency inthe measurement and reporting of regulatory Pillar 1and Pillar 2 risks.

OPERATIONAL EXCELLENCE VIATECHNOLOGICAL INNOVATION

Stream insights from the calculation process to credit
teams for active portfolio management under capitalconstraints. Connect your regulatory calculation
process to portfolio management, securitization,lending, and balance sheet management workflows
for the seamless execution of your capital deployment
strategy.

Turn technology disruptions into operational excellencewith SaaS, APIs and GenAI. We help navigate suchchallenges as granular data processing, complex
calculations and multiple implementations and bringscalability, resilience, and automation through anefficient single implementation for all upcoming Baselrelated deadlines.

Visit moodys.com/Basel for more information

CONTACT DETAILSAMERICAS+1.212.553.1653
clientservices@moodys.com

REGULATORY
EXPERTISE

EMEA+44.20.7772.5454
clientservices.emea@moodys.com

ASIA (EXCLUDING JAPAN)+852.3551.3077
clientservices.asia@moodys.com

JAPAN+81.3.5408.4100
clientservices.japan@moodys.com