What? Me Worry!?!
What? Me Worry!?!

What? Me Worry!?!
Module 7
Problem-Solving
Introduction

2

Worrying Versus Problem-Solving

2

Preparing For Problem-Solving

2

How To Solve Problems

4

Worksheet: Problem-Solving

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Module Summary

8

About the Modules

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The information provided in the document is for information purposes only. Please refer tothe full disclaimer and copyright statements available at www.cci.health.gov.au regarding theinformation on this website before making use of such information.

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Module 7: Problem-Solving

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Introduction
You may have once thought that worrying and problem-solving are one and the same. This module willshow you that, in fact, worrying and problem-solving are two very different things. The aim of this module
is to teach you some valuable strategies for being able to effectively solve problems that you encounter inyour day-to-day life, and hence reduce your need to worry about these problems.

Worrying Versus Problem-Solving
As we’ve mentioned many times, worrying is a negative thought process. When
we worry, thoughts involving worst case scenarios and all the possible problems thatmight happen in the future go round and round in our heads. We may often ask
ourselves what we would do if this terrible thing ever happened, but often we are so anxious that we can’t
think clearly, and so can’t find any real solutions. Instead, we just dwell on our worst fear. In this way,
worrying makes us anticipate and fear something that is typically unlikely to happen in the future, yet leaves
us unprepared and without a plan to deal with this unlikely occurrence even if it did happen.
Problem-solving is different. It is a constructive thought process focused on how we can flexibly andeffectively deal with a problem at hand. It involves identifying what the problem is and thinking of possible
ways of dealing with the problem. We then choose which of these suggestions seem the bestsolutions and examine the pros and cons for each. Based on our evaluation of the solutions,
we can then develop a plan of how best to deal with the situation by using one or more of thestrategies we have thought of. The next step is to put this plan into place. At the end of thisprocess, we step back and evaluate how well we have done in dealing with the problem.
Can you see how worrying can be an unhelpful and futile process, which focuses on things that haven’t
happened and yet doesn’t produce any real solutions if they did happen? In contrast, problem-solving is apractical and helpful process, which focuses on problems at hand that need to be dealt with, by devising aclear plan to tackle them. Since worrying doesn’t seem to be useful for us, it might be more helpful tolearn a skill like problem-solving.

Preparing For Problem-Solving
Before you start trying to solve a problem, there are a couple of things you need to consider.

The Right Set Up
When you decide to adopt the problem-solving strategy recommended here to deal with problems in yourlife, you need to give yourself the best chance of doing it well. Consider setting up the activity of problemsolving by doing the following:•••

Leave it to ‘thinking time’. Problem-solving takes energy and concentration, and isn’t something thatcan be done on the run. You will need to give it the time and attention it deserves to gain the mostbenefit. Your ‘thinking time’ as part of worry postponement is a great time to do it.
One by one. Make sure you deal with one problem at a time. Don’t try to find solutions toeverything all at once, as the quality of your solutions will suffer. To help you with this, stick to your‘thinking time’ limit. If there is more to be done, you can always revisit it the next day.
Use paper. Finally, make sure you tackle a problem on paper, that is, write it down. Don’t try andsolve problems in your head. You will find that things get too cluttered when you try to hold a numberof things in your head at one time. Many things will become clearer when putting pen to paper.

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What? Me Worry!?!
Is There A Problem?
This is something you need to ask yourself before launching into problem-solving. Is there
actually a problem that requires solving? Whatever it is you are worrying about ask yourself:•••

Is it a real and likely problem I am concerned about?
Is the problem something happening now?
Is the problem something I have some control over?

If the problem you are worried about is an unrealistic and unlikely prediction of the future, of which you
have little control over, then although it might appear that the problem is “real”, it is not an actual problem
that requires action. In these cases, continue to use postponement and your attention training exercises toassist you in ‘letting go’ of the worry. However, if it is a real problem in the here-and-now that you can dosomething about, then using problem-solving strategies may be a useful way to deal with the problem.
Below are some examples of things you may worry about that are current problems to be solved,
compared to those that cannot be solved.
Solvable Worries

Unsolvable Worries•

The phone and gas bills are due, and I
don’t have enough money to cover both•

I have too many tasks to finish atwork/uni/home by the end of the week•

I had a fight with my spouse/partner•

My child disobeys me a lot•My spouse/partner might have an accident•

My child might join the ‘wrong crowd’ andstart doing drugs•

There could be a terrorist attack•

Interest rates might go up•

I might be retrenched•

I might become seriously ill

Can you see from these examples how some worries are not current problems requiring action, whileothers are?
Now, try writing down which of your worries are potentially solvable problems and which are not. Use
the criteria of whether they are realistic, likely, in the here-and-now, and within your control to figure outwhich are current problems you can try to solve.
Solvable Worries

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Module 7: Problem-Solving

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What? Me Worry!?!
How To Solve Problems
There are 6 steps to effective problem-solving. Let’s go through each of these steps now, using anexample.
Let’s use the example that you are worried because the gas and phone bills are due at the same time, youdon’t have enough money to cover both, and you don’t know what to do. This is a real problem that isoccurring in the here-and-now, which you can do something about. Therefore, it is a problem we can use
to try out this 6-step problem-solving process.

Step 1: Identify/Define Problem
Try to state the problem as clearly as possible. Be objective and specific about the behaviour, situation,timing, and circumstances that make it a problem. Describe the problem in terms of what you can observe
rather than subjective feelings.
Problem Definition
The gas and phone bills are due at the same time. I don’t have enough money tocover both this month.

Step 2: Generate Possible Solutions/Options
List all the possible solutions. Be creative and forget about the quality of the solutions. If you allow
yourself to be creative, you may come up with some options that you would not otherwise have thoughtof.
List All Possible Solutions••

Ring both companies – see if I can negotiate to pay it off gradually••••••

Borrow money from family or friends to pay both bills

Prioritise – I can live without the phone for a while, but not the gas, so I will pay the gas
bill firstPay bills on my credit card – then pay that off later
See a financial counsellor – they may be able to help me sort it out
Get a second job
Sell some of my possessions to pay the bills
Don’t pay the bills and move in with a friend instead

Now eliminate the less desirable or unreasonable alternatives only after as many possible solutions havebeen listed. Then, list the remaining options in order of preference.
Preferred Solutions/Options
1.

Ring both companies – see if I can negotiate to pay it off gradually.

2.

See a financial counsellor – they may be able to help me sort it out.

3.

Prioritise – I can live without the phone for a while, but not the gas, so I will pay the gas
bill first.

4.

Get a second job.

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What? Me Worry!?!
Step 3: Evaluate Alternatives
Evaluate the top 3 or 4 plans in terms of their advantages and disadvantages
Advantages

Disadvantages

Potential
Solution #1

I may be able to keep both the phoneand gas on.
I will feel I have done something.

Potential
Solution #2They are experienced and will knowwhat to do.
I’ll have support.
Someone to help me.
Companies may listen to them.
The gas will stay on.
I can still use the pay phone.
I will survive.
Problem will be reduced.
More money.

Potential
Solution #3
Potential
Solution #4

I will feel embarrassed having to ringthe companies.
I may not get what I want.
I will still have to pay eventually.
I will need to do some research to finda free service – this will take someeffort.

I won’t have a phone on hand if I needit.
I may have difficulties getting thephone reconnected in future.
I will be too busy – no time for myself.
This won’t solve the immediateproblem.

Step 4: Decide On A Plan
Decide on one, two or more of the plans. Specify who will take action, when the plan will be implemented
and how the plan will be implemented.
Action Steps

WhoWhenContact gas and phone companies to negotiate options forpaying the bills (pay off gradually or extend payment).

Me

Monday morning

If that doesn’t resolve the problem, contact Centrelink toask about free financial counsellors.

MeMonday afternoon

Visit financial counsellor for advice.

MeTuesday

If that doesn’t resolve the problem, pay gas bill and use payphone temporarily.

MeWednesday

Step 5: Implement Plan
Implement your plan as specified above.

Step 6: Evaluate the Outcome
Evaluate how effective the plan was. Decide whether the existing plan needs to be revised, or whether a
new plan is needed to better address the problem. If you are not pleased with the outcome, return to Step
2 to select a new option or revise the existing plan, and repeat the remaining steps.
Remember, this problem-solving strategy needs some practice, but it can help you deal with difficult
situations. So next time you find yourself worrying about a real problem that is in the here-and-now andyou have some control over, instead of worrying about it immediately, why not first postpone it and thensit down with a piece of paper and try problem-solving during your thinking time? It is more productive
than worrying, it will reduce your anxiety, and by the end of it you should have a plan of action. On thenext page is a problem-solving worksheet for you to work through the 6 steps. Try it out and see how yougo.
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What? Me Worry!?!

Problem-Solving
1. Identify and Define Problem Area/Issue
Problem Definition

2. Generate Possible Solutions/Options
List All Possible Solutions

Preferred Solutions/Options

1.

2.

3.

4.

5.

6.

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What? Me Worry!?!
3. Evaluate Alternatives
Advantages

DisadvantagesPotential Solution #1

Potential Solution #2

Potential Solution #3

Potential Solution #4

4. Decide on a Plan
Action StepsWhoWhen

Step 5: Implement Plan
Implement your plan as specified above.

Step 6: Evaluate the Outcome•••

How effective was the plan?
Does the existing plan need to be revised or would a new plan be needed to better address theproblem?
If you are not pleased with the outcome, return to Step 2 to select a new option or revise the existingplan, and repeat Steps 3 to 6.

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What? Me Worry!?!
Module Summary•

Worrying and problem-solving are not the same•

Worrying is an unhelpful and useless process, which focuses on future things that haven’t happened anddoes not produce any real solutions•

Problem-solving is a practical and helpful process, which focuses on problems in the here-and-now, andgenerates a clear plan of action•

When preparing to solve a problem, make sure:•You have the right set up – set aside specific time (i.e., thinking time as part of worry
postponement), focus on only one problem, and put pen to paperThere is a problem to be solved – a current problem in the here-and-now that you can dosomething about

The 6 steps to effective problem-solving are:1. Identify and define the problem
2. Generate all possible solutions or options and choose a few
3. Evaluate the advantages and disadvantages of your preferred solutions
4. Decide on a specific plan of action, using one or a selection of the best solutions
5. Put the plan into action
6. Evaluate the outcome of your plan•

Remember, having a good action plan to deal with real problems in your life will minimise your need toworry and reduce your general anxiety.

•Not all problems have a perfect solution. Problem solving is about finding options and actions to try todeal with a problem. If you find that you aren’t reaching a helpful resolution or plan of action, thenmaybe what you had first thought was a solvable problem, actually isn’t. If this occurs continue topostpone worrying about the issue, with the recognition that worrying is a futile process.

Coming up next …
In the next module we will look at
more helpful ways of thinking thanworrying.
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About The Modules

What? Me Worry!?!

CONTRIBUTORSDr Lisa Saulsman (MPsych1; PhD2)Centre for Clinical Interventions
Paula Nathan (MPsych1)
Director, Centre for Clinical Interventions
Adjunct Senior Lecturer, School of Psychiatry and Clinical
Neuroscience, The University of Western Australia
Dr Louella Lim (DPsych3)
Centre for Clinical Interventions
1

Masters of Psychology (Clinical Psychology)

Dr Helen Correia (MApp Psych1; PhD2)Centre for Clinical Interventions
Dr Rebecca Anderson (MPsych1; PhD2)Centre for Clinical Interventions
Bruce Campbell (MPsych1)
Centre for Clinical Interventions

2

Doctor of Philosophy (Clinical Psychology)3

Doctor of Psychology (Clinical)

Some of the materials in the modules of this information package were taken from:
Saulsman, L., Anderson, R., Campbell, B., & Swan, A. (2015). Working with Worry and Rumination: A
Metacognitive Group Treatment Programme for Repetitive Negative Thinking. Perth, Western Australia:
Centre for Clinical Interventions.

BACKGROUND
The concepts and strategies in the modules have been developed from evidence based psychologicalpractice, primarily Metacognitive Therapy (MCT). MCT is a type of psychotherapy developed by Professor
Adrian Well’s at the University of Manchester. MCT is an extension of Cognitive-Behaviour Therapy(CBT) and is based on the theory that repetitive negative thinking, such as chronic worry in generalised
anxiety, is a result of problematic metacognitions (i.e., beliefs about thinking) and behaviours. There is goodscientific evidence to support that targeting metacognitions and behaviours in therapy can help many people
to overcome generalised anxiety. Examples of this evidence are reported in:
McEvoy, P. M., Erceg-Hurn, D. M., Anderson, R. A., Campbell, B. N. C., Swan, A., Saulsman, L. M., Summers,M., & Nathan, P. R. (2015). Group metacognitive therapy for repetitive negative thinking in primary andnon-primary generalized anxiety disorder: an effectiveness trial. Journal of Affective Disorders, 175, 124132.

REFERENCES
These are some of the professional references used to create the modules in this information package.
Barlow, D.H. (2002). Anxiety and Its Disorders: The Nature and Treatment of Anxiety and Panic (2nd ed.).
London: Guilford Press.
Heimberg, R.G., Turk, C.L., & Mennin, D.S. (2004). Generalized Anxiety Disorder: Advances in Research andPractice. New York: Guilford Press.
Wells, A. (1997). Cognitive Therapy of Anxiety Disorders: A Practice Manual and Conceptual Guide. Chichester,
UK: John Wiley & Sons Ltd.
Wells, A. (2008). Metacognitive Therapy for Anxiety and Depression. New York: Guilford Press.

“WHAT? ME WORRY!?!”This module forms part of:Saulsman, L., Nathan, P., Lim, L., Correia, H., Anderson, R., & Campbell, B. (2015). What? Me Worry!?!
Mastering Your Worries. Perth, Western Australia: Centre for Clinical Interventions.
We would like to thank Mandy Nathan, Psychologist, Oxfordshire, England, for the suggestion of a "worry puss" forthe theme character of this Information Package
ISBN: 0-9751985-9-9
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Created: June, 2015

Module 7: Problem-Solving

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