Green Bond Fact Sheet

UmweltBank AGDate: 14/06/2019

Issue date: 20-07-2018 Maturity date: 30-06-2024 Tenor: 6Issuer Name

UmweltBank AG

Amount Issued

EUR40m/USD47m

Country of risk

Germany

CBI Database

Included

Issuer Type1

Financial corporate

Bond Type

Junior green bondGreen Bond Framework

Prospectus

Second party opinion

N/A

Certification Standard

Not certified

Assurance report

N/A

Certification Verifier

N/AGreen bond rating

N/A☒ Energy☒ Solar☒ Onshore wind
☒ Offshore wind
☐ Geothermal☒ Hydro☐ Tidal☐ Biofuels☐ Bioenergy☐ District heating☐ Electricity grid

☐ Energy storage☐ Energy performance☐ Infrastructure☐ Industry: components☐ Adaptation & resilience☒ Buildings☒ Certified Buildings☐ HVAC systems☒ Energyperformance☐ Water performance☐ Energy storage/meters☐ Other energy related☐ Industry: components☐ Adaptation & resilience☐ Transport☐ Electric vehicles☐ Low emission
vehicles☐ Bus rapid transit☐ Passenger trains☐ Urban rail

☐ Freight rolling stock☐ Coach / public bus☐ Bicycle infrastructure☐ Energy performance☐ Transport logistics☐ Infrastructure☐ Industry: components☐ Adaptation & resilience☐ Water & wastewater☐ Water distribution☐ Water treatment☐ Wastewatertreatment☐ Water storage☐ Storm water mgmt
☐ Flood protection☐ Desalinisation plants☐ Erosion control☐ Energy performance☐ Infrastructure☐ Industry: components☐ Adaptation & resilience☐ Waste management☐ Recycling☐ Waste prevention☐ Pollution control☐ Landfill, energy capture☐ Energy performance☐ Infrastructure☐ Waste to energy☐ Industry: components☐ Adaptation & resilience

Use of Proceeds☐ Land use & agriculture☐ Afforestation/parks☐ FSC Forestry☐ FSC Cellulose &paper☐ Land remediation☐ Energy/water efficiency☐ Sustainable agriculture☐ Adaptation & resilience☐ Other☐ Adaptation &resilience☐ ICT☐ Industry: process

Issue details
Reporting

No reporting commitment stated by the issuer.

Company information

UmweltBank AG is a German retail bank that combines finance with ecological andsocial responsibility. Within the last 20 years the bank has financed about 23,000
environmental projects, from the wood-constructed houses to the solar parks.

Firsts, records andcertifications

This is the first green bond from Germany to explicitly target retail investors.

Proceeds description

The lending portfolio that the bonds will be spent on finances renewable energy andenergy-efficient buildings. At year-end 2017, the portfolio was split between solar
projects (35.7%), ecological and social construction financing, including local renewableenergy installations on buildings used for collateralised loans (35.2%) and the financingof wind and hydro projects (25.3%).

Climate Bonds view

It is encouraging to see the retail finance side jump on the green bond bandwagon.
There is significant potential for this segment to grow and meet the increasing
consumer demand for such retail products. We applaud UmweltBank for being the firstin Germany to create such an offering.

Underwriters
Deal comments
Credit Rating
Pricing summary
Investors summary

1Issuer categories: ABS, development bank, financial corporate, government-backed entity, loan, local government, non-financial
corporate, sovereign