Community

Collaboration

Deck

This is CryptoWallet
CryptoWallet.com is a revolutionary
crypto neobank that aims to bring
literally any cryptocurrency under

the sun to the same level of mass
adoption as the dollar or euro.

Join us on our mission to make crypto
adopted anywhere and everywhere!
We aim to create a platform where people will get to manage their crypto
assets in the same way they would their fiat holdings. Imagine opening
your favorite online store and buying whatever you’d like with your DOGE
bag, or going to get groceries and paying for your can of Coke with yourCardano staking rewards. All of it will possible with a single banking app –but with crypto instead of fiat. With CryptoWallet.com, living fully on
crypto is finally going to be a reality.

2

Product Highlights
Сrypto card launching in 2024 with 10 times more supported cryptos
than any competitor and direct spending: simply tap the card to
spend cryptocurrency with no conversion required and the lowest
fees out there.
Crypto-powered IBAN accounts – pay any SEPA invoice such as rent
and utilities with any crypto you’d like!
Top up your spending crypto account from your non-custodial walletwith WalletConnect in just one tap
Earn our deflationary native SPEND tokens with every card purchaseas well as through staking and rewards programs
Buy and sell crypto for crypto or fiat at real slippage-free market
rates, low fees, and high limits
NFT Finance — instantly take out loans with your NFTs as collateral
Range of B2B tools such as white-label, custom checkout andwidgets you can place on your website and earn with us right now!
Despite the name, CryptoWallet is not just a wallet – it’s a platform
for operational use of your crypto assets. You can use it with any
non-custodial wallet app you like through WalletConnect to get thefull savings + card balance experience. All funds stored on

3CryptoWallet.com are fully insured
against any potential compromisewith a 100% refund guarantee.
Our SPEND token serves as the fuel that powers
the entire ecosystem – its utility is built aroundordering your card and upgrading your card tiers

to make your limits even higher, receiving
cashback for all purchases, service fee discounts,
staking rewards, and much more.

We’re constantly working on expanding its utility
even further so that our community members

can take even further advantage of it.

Join the revolution of money and let’s make crypto
fully adopted and spendable worldwide!

4

The Market for Crypto Cards
Over 300 million people worldwide now
hold crypto (10% of global internet users)

275%
5%$2.5 billion
increase in crypto
holders between
2021 and 2022

Visa crypto

cards saw

Source: TripleA, Crypto.com, Finderof adults in the US already own a cryptocard, but the selection of cryptocurrencies
is small and the fees are highin turnoverin Q1 2022

5

Why Do People Want Crypto Cards?

Spend crypto anywhere you go
Access more than 800 crypto assets from a single card
Cashback rewards on card purchases
Fewer steps in converting and spending their money
Lower fees than wire transfers

6Why Do People Want CryptoWallet?

Spend Crypto

Low Fees

More Cryptos

Directlyat just 0.8% per cardwith no conversion required

No Annual Fees
for using cardthan any competitor

transaction

Brand Potential

Simple to use

with memorable name andwith clean UI and fasthigh-value domain

onboarding to order a cardThought Leader
building a brand with educational content

7This is the

CryptoWallet

Community
A project is only as strong as its community.

CryptoWallet was built to serve crypto users and crypto
companies alike. Our robust suite of financial tools make iteasy to buy, swap, store, and even spend crypto. Together,
we build a unique ecosystem that unlocks your crypto
freedom and endless opportunities to grow together.

Who’s With Us

Our community is diverseand growing. It includes:
Crypto businesses looking to makelarge transactions
Crypto projects
Crypto traders
Miners
DeFi participants and Web3 users
Crypto and blockchain developers
Anyone passionate in storingand spending crypto

Our community is highly active on Discord,

and we also have a presence on Twitter, Instagram,
Facebook, and LinkedIn.

We’re also managing an email list of 10,000
prospective users who have joined our whitelist,

and the list is growing daily. People in crypto stick
together, and they want to stay informed. 

Because we’re the first ever company to offer a cardwith hundreds of cryptos, the CryptoWallet
community is engaged and excited about our project.

9But why have they chosen CryptoWallet?

Lowest conversion fees on the market
Direct spending – unlike most competitors, you can simply
tap your card and your crypto balance will update
automatically
The most supported coins: Over 800 supported cryptos
compared to an average of around 10 in the wider market
Earn SPEND tokens as cashback with every purchaseStaking rewards are also paid out in SPEND tokens!
Refer friends to CryptoWallet and earn a portion of all fees
charged to their account
Avoid excessive fees and taxes when cashing out crypto bysimply spending it directly
Transfer money instantly and cheaply – overseas remittancepayments just got a lot easierBenefits for Individuals
CryptoWallet is here for anyone
making an income in the industry,whether it be through mining,staking, trading, or earninga salary.

Cash crypto out of an ATM instantly and directly
Sense of community. Crypto users are at the forefront of a
new technological movement, and they’re enthusiastic – ourcommunity is active on Discord and other social media
platforms, sharing ideas and thoughts as the project grows
The CryptoWallet Crypto Card and SPEND to Earn program, as well as our
Buy/Sell and wallet platform, offer everything you need to earn, hold, swap,
and spend crypto.

10Get listed: Token listing on our Buy/Sell platform for new andexisting cryptocurrencies
High limits: Starting from 10k EUR up to 250k EUR per one
transaction
Save costs: Extremely favorable rates
It’s simple: Far more convenient than dealing with an
exchange
Lightning fast: Same day delivery on entire crypto transaction
Plenty of options: Hundreds of crypto assets available forexchange
Special attention: 24/7 support with a dedicated personalaccount manager
Fully compliant: We’re fully compliant with cryptocurrency
regulations, leaving us on hand to see to all your crypto needs
No slippage: We provide liquidity without moving the market
thanks to our smart trading algorithms

Benefits for Business

Professional service: Whether you’re a crypto native or acompany looking to add some digital assets to your books,
we’re here for you

CryptoWallet is an excellent
business partner for crypto
companies of all sizes. Here’s why
businesses are joining ourcommunity.

11

We are CryptoWallet — a latest-generation bridge between
traditional finance and WEB3. Our goal is to build an ecosystemthat works with other projects on the market to connect thembetween each other and help them grow, increase their utility,

and absolutely conquer the market!

Here’s what we do

Provide a fast and comfortable fiat on- andAllow anyone from the EU to spend all ofoff-ramp for more than 800 crypto assets

our asset selection anywhere plastic cards

with hundreds more coming up in the future

are accepted with our MasterCard Crypto— including you!

Card — coming in 2024

and much, much more!

We’d like to get into a long-term partnership with you, and we’re absolutely prepared to go the distance for you.

12

Activity pack on our side
Free listing if the asset is not already available on CW — otherwise, banners in the app to join
your community, active for a limited time (1-2 weeks)

Dedicated SEO landing page with CTA buttons to buy your asset and join your community on social
media

Dedicated promo post on Discord (with pinning potential)
Special bonuses for members of your community joining in (for example, topping up new
accounts with dust as a welcome prize)

Articles on Medium, our blog, and our news outlet https://crypto.news
Interview and instructional video production for our YouTube channel with questions prepped andapproved by your team for maximum promo efficiency

API/Widget for integration into your website or wallet for seamless ramping experience and 24/7
support available

13

Cross-Promo Activities(we hope all of these are possible!)
CTA tweet on your social media — your asset is available inMedium/blog posts with partnership announcements

CryptoWallet! Pay with/spend it directly from your card at any

on your side, if possible

card PoS! Join their Discord over here:

Retweet of our Tweets/other social media posts with similar
CTAs

AMA with the your team in CryptoWallet’s Discord —with prizes for best questions in our token, SPEND, available

AMA with our team in your Telegram or Discord withprizes for best questions in our token, SPEND, available

CW presence on your website, if possible — we have aInterview with the someone from your team done by
us and posted on our YouTube channel and shared byyour social media; alternatively, a Twitter space would work greattoo

How-to videos on how to buy/spend your asset craftedby us, approved by you, and posted to our YouTube channel;
we’d like you to share them, too, if possible

Full API/widget integration with your walletgreat Buy/Sell widget so that your community members can buy
or sell your asset right on your website without having to go
anywhere else

14

ZealyWe’re leveraging the Zealy

Users are given gamified

platform to incentivize

tasks to complete ranging

our users to engage withfrom following our social

CryptoWallet.com’s

media accounts, inviting

website and social media

friends, interacting online,

accounts.

and answering questions
about the project.

15

What is Zealy?
Zealy is active in hundreds of Web3 communities, including
major players like zkSync, ImmutableX, and dYdX.

Users can create their own content, interact witheach other, answer questions, and more to earn
crypto tokens and, crucially, to gain the experienceof interacting with each other and the project.
Framing the process like a video game rewards system makes it
fun and easy to take part.

16

Why Zealy?

Benefits for Partner Communities
Zealy has proven to be an invaluable tool when it comes todriving up user engagement and raising brand awareness forour partner projects as well as our own project.

They have

They know

They havemade online friends intheir new communities

more about the project
and want to use it

earned some tokens
and started to engage

Zealy essentially sows a seed of engagement that
continues to grow in users after the campaign is over.

17

Rewards: How it Works
Users can receive tokens, merchandise, early access to products, special
status on a Discord server, and more by taking part in a campaign.
Taking part is very simple – users simply sign up and begin
completing tasks on the Zealy questboard for that projectin exchange for XP, and XP points are then distributed

to winners later on.

Some projects have hundreds of tasks on their questboard

and thousands of users taking part!

As you can see from our own example, this can be used to help
with onboarding, product discovery, social media engagement,
education, and more.

Zealy can be leveraged to encourage interaction between CryptoWallet.com and partner projects as well as being used for the growthof partner projects directly.

18

Zealy in Web3: Examples
Zealy is active in hundreds of Web3 communities, including
major players like zkSync, ImmutableX, and dYdX.
zkSync

ZetaChain

ImmutableX

499,000

674,000

79,000Discord members

Discord members

Discord members

1 million

661,000

313,000

Twitter followers

Twitter followers

Twitter followers

Zealy has helped each of these communities grow their user base and spread awareness of their products.

As the biggest gamified engagement platform in Web3, Zealy can be a valuable marketing tool for any
cryptocurrency or Web3 project.

19

Market Overview

Our Target Market
EEA Countries
Europe is the largest crypto transaction power in the world$1 trillion in crypto transacted from 2020-2021
25% of all global crypto activity comes from Europe

GlobalCryptoWallet is targeting all international markets
SEA market launch scheduled for Q3 2024

CryptoWallet.com is authorized in Poland and we are fully legallycompliant in handling cryptocurrency operations in all EEA
countries.
Source: Chainalysis

21

Since Covid-19, Fintech is the New Normal

59%

of people have increased
their use of Fintech appssince the Covid-19 pandemic

73%
800%
$25

say that Fintech

is the “new normal”

Capital fundraising for crypto companies

in 2021 increased by approximately

80%
The number of people

working in blockchain

grew bysay that they can now
manage their money entirely
without a bank branch76%

Source: CB Insights, joint survey by LinkedIn and OKX, Plaidbillion raisedin 2021in 202222

What We Solve
Options for Spending Crypto
Exchange crypto and send to bank accountUser Experience
Working with multiple accounts
More complicated than cryptoMore tax liabilities
Dealing in multiple currencies

Use competing card

Very limited selection of cryptocurrencies
Expensive
Competing apps are not purpose-built for ordering a card,
confusing interface

Order a card from CryptoWallet

Lowest market fees
Over 10x more coins than any competitor
App is designed with card users at the forefront
Fast, affordable, easy to understand, very few steps involved

23CryptoWallet vs. Other Cards
Card

Number of Supported
Cryptos

Conversion Fees

Cashback

CryptoWallet

800+ supported cryptos(Thousands more coming in
2024)

0.8%

Up to 3%

Crypto.com

22 cryptos

2,5%

Up to 5%

Coinbase

8 cryptos

2.49%

Up to 4%Nexo

55 cryptos

1.49% – 3.49%

0.5%

Wirex

36 cryptos

N/A

Up to 8% with WXT token

ByBit

5 supported cryptos

0.9%

up to 10% cashback

24Crypto Debit Card Market Size

The market for crypto

debit cards is forecasted

to grow at a Compound

Annual Growth Rate of

58.6%

by 2029

Source: Market Intelligence Data

25

Businesses are Adopting Cryptocurrencies

85%

of businesses with an annual
revenue above $1 billion are
adopting crypto payments

Crypto processing

transaction fees

are now lower than

traditional methods

Deloitte

estimates that
Source: PYMNTS, Deloitte

75%

Half of all retailers

have already invested$1 million
or more in crypto

adoptionof all retailers will accept

crypto payments by 2024
26

Regional Analysis and Demographics
CryptoWallet is operating in the

US over the next year

US

EEA

Expanding into

Latin
America

&

Asia

27

Growth in Decentralized Finance
DeFi was valued at$11.78 billion

in 2021

As more custodial exchanges arehacked, reliance on decentralized
wallets and exchanges is growing

Expected CAGR is

42.5%

from 2022 – 2030

Growth forecasts put the market at$231.19 billion
by 2030

The market

grew to
Source: Grand View Research$13.6 billion

in 202228

Growth in Digital Lending
Digital lending was valued at$5.84 billion

in 2021

Expected CAGR is

25.9%

from 2022 – 2030

Growth forecasts put

the market at$44.5 billion

by 2030

The market

grew to$7.04 billion

in 2022

Source: Grand View Research

29

Business Model

Business Model: How Our Ecosystem is Monetized

Card transactions,

Listingbuy, sell, and spend flow

tokens

Crowdfunding

API for businessthrough IEO

partners

B2B

exchanges

31

Our Business Segments

Spending
Crypto users can spend crypto anywhere that cards are
accepted

Earning
Staking, referring new users, and receiving cashback rewards
Staking rewards are shared among users

800+ cryptos with 10k in the pipeline
Lower fees than competitors
No service fees for card
Free order and delivery with high limits32

We’re Targeting a 3:1 LTV to CAC Ratio
How?
Attractive referral program
Long-term content marketing campaigns since 2019
Charging projects for token listings
Influencers and PR
Brand ambassador program
B2B Partnerships with crypto projects

30,000whitelist users areplanned to receive card

Goal by 2024:

100,000

users
33

CryptoWallet Promotion
Here’s how we’re growing our platformReferral Program
Refer new users andreceive a fixed reward
for each referee

Rewards are issued

in SPEND Token

Who is it for?

Professional affiliate
marketers

Casual users
Brand ambassadors35

Pre-launch Site Figures & Current Site Traffic

254,000 59% 3.9
unique Visitors (12 months)

engagement rate

page views per session

36

Keyword Market Share
SEMRush shows CryptoWallet outperforming every identifiedcompetitor when it comes to keyword ranking. We focus on organic
traffic and white hat SEO.

37

Growth in Keyword Ranking

38

Tokenomics
SPEND Token is the key that unlocks

the CryptoWallet ecosystem

SPEND Token Utilities
Our native SPEND token is a vital utility token aimed to benefit customers and the platform alike.

CryptoWallet Cards

CryptoWallet App

Order free card

Referral Rewards

Unlock higher card tiers

Vote for new token listings

Up to 3% cashback (6% per whitelist)

CryptoWallet Earn

Up to 6% APR when staking SPEND

41

Token Distribution
Allocated toPercentage

TokensVesting

Team

20.0%

200,000,000

36 months cliff, then monthly unlock over 12 months

Advisors

3.0%

30,000,000

12 months cliff, then monthly unlock over 24 months

Seed Sale

4.0%

40,000,000

6 months cliff, then monthly unlock over 24 months

Private Sale

6.0%

60,000,000

3 months cliff, then monthly unlock over 21 months

Public Sale

7.0%

70,000,000

No Lock Up, 100% on TGE

Marketing and
Liquidity Fund

15.0%

150,000,000

3.33% unlocked on TGE for Initial Exchange Liquidity, then monthly
unlock over 36 months

Operational
Reserve

15.0%

150,000,000

5% unlocked on TGE for Initial Exchange Liquidity, then monthly
unlock over 60 months

Cashback Rewards

10.0%

100,000,000

No Lock Up, 100% on TGE

Staking Rewards

20%

200,000,000

Locked-up at TGE, and will be unlocked on a rolling basis at a
decaying growth rate

Total

100.0%

1,000,000,000

42Welcome to
CryptoWallet

Roadmap
Q1 2023
Public platform release
Wallet release
Fiat on/off ramp launch

Q2 2023
Buy/Sell crypto from/to CryptoWallet.com
Accounts+3 new liquidity providers added+5 new networks added
White label Buy/Sell experience widget

Q4 2023

Q1 2024

Q3 2023
Mobile App release
Referral Program launch+2 liquidity providers added+2 networks added
Checkout and widget for external clients

Q3 2024

B2B opportunities

USD fiat currency added

SPEND Token launch+100 crypto supported

Crypto swaps

Recurring payments+2 liquidity providers added
Security system updates
User experience improvements

Q4 20242025

Card product launch

Asia market expansion

SPEND token listed on +2 new CEXes

Wallet became custodial (network fee paid
in tokens)

SPEND token listed on +2 new DEXes
Userbase reached 100,000

44Meet The Team

Aleksandr Smirnin

Business Development

Aleksei Arno

Chief Legal Officer

Driving revenue growth and expanding market presence, Aleksandr excels
in strategic thinking and relationship-building. His expertise in deal Negotiation
and Innovative strategy implementation fuels organisational successLegal advisor since 2016, offering robust expertise in tech startup regulations
and compliance, particularly within the blockchain industry.

Dmitri Ahmarov

COO

Keterin Vendt

Customer Support and Community Manager

With deep expertise in IT and product development, Dmitry has over
10 years experience in Top Management roles, driving the teams to the peakof performance

As a Customer Support and Community Manager at CryptoWallet, I nurture
relationships and simplify complex blockchain concepts for all.

+30 Teammates

45

Our vision. Our mission.
Sell

Buy

Unleash your crypto’s

full potential.
Buy, Sell or Spend crypto assets

with our crypto card.

You send
4.44444444444

MAX

usdt
Avalanche

MAX

usdt
Avalanche

You get4.44444444444
Buy now46