TERMS OF USE
1.GENERAL CONDITIONS
1.1.The terms and conditions outlined in this document apply to the services and products offered by ESTXSPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ, a private limited company incorporated in Poland
under registration number 0001039709, registered at ul. Romana Dmowskiego 3/9, 50-203 Wrocław("CryptoWallet.com", "we", "us", "our"), and any natural person or legal entity ("user", "client", "you", "your").
1.2.Terms of Use govern your access to and use of www.cryptowallet.com (“Website”) and include that of any
associated mobile applications (“Applications”). This access includes any analytics, content, services (incl.
Digital Assets Wallet), functionality, and media offered by CryptoWallet, all of which are referred to herein
also as “Products”.
1.3.Please read through these Terms of Use carefully before using any CryptoWallet Website, Applications andProducts. By using CryptoWallet Website, Applications and Products or by clicking to agree or accept theTerms of Use outlined herein, you are agreeing to accept these binding Terms of Use. This also applies to ourPrivacy Policy, Cookies Policy, and AML policy and other related Policies. If you do not agree to these Termsof Use or Related Policies, you should not access or otherwise use the CryptoWallet Website, Applications andProducts.
You should be aware that your country of residence may impose certain unique restrictions to the Products
provided by CryptoWallet, and you are responsible for complying with rules and regulations as applicable toyour activities with CryptoWallet. Use of the Website, Applications and Products is available to those who are
18 years old and older in Poland or of legal age in their own country of residence and the user states, that his
legal age complies with our and his country requirements
1.4.The information available on our Website, Applications and Products is for general information purposes only.
While we aim to provide accurate and useful information, we do not accept any responsibility for the use of thisinformation, and we cannot warrant its accuracy or usefulness. Use of this information is carried out at yourown risk, and we do not accept any liability from consequences users might incur from using the information,such as through loss of funds while selling, exchanging or other trading operations.
1.5.We reserve the right to update or change the format and content on our Website, Applications and Products
without notifying users. This content and format are accepted “as is” and should be used at your own risk. The
content on our Website and other Products may include content related to or provided by third parties. We do
not accept responsibility for the information and views presented in third-party content. We are not liable tousers or third-party content providers for the accuracy or nature of third-party content.The content on our
Website and any other Products is not intended to be used as advice of any kind, nor is it intended to be used to
inform or guide user selling, exchanging, and trading of the Digital Assets. We do not accept liability for any
financial losses incurred while trading with CryptoWallet, or for damages of any kind incurred because ofanyone using the CryptoWallet Website, Applications, Products in any way, including through relying on theinformation or tools offered by CryptoWallet. Trading and investing are at your own risk, and we offer nowarranties or implied warranties to the fullest extent permitted by law.
1.6.We cannot and do not offer a guarantee that the content of the CryptoWallet Website, Applications andProducts is free from viruses, malware, or other harmful software, and it is your responsibility to check formalware and viruses and implement appropriate IT security when using our Website, Applications or Products.
1.7.CryptoWallet may revise and update these Terms of Use at our sole discretion, and any changes made are
effective immediately. You are expected to check this page from time to time to monitor for any changes, andany changes made will be binding to you and your use of CryptoWallet Website, Applications Products.
1.8.CryptoWallet reserves the right to make changes to the Website, or withdraw the Website, and to amend orwithdraw any Applications and Products that we offer at our sole discretion. We do not guarantee that our
CryptoWallet Website, Applications and Products will exist in perpetuity with uninterrupted service, and wewill not be liable if our CryptoWallet Website, Applications and Products becomes unavailable for any period
or at any time.
1.9.In order to access the Website, you may need to provide registration details, documents, or other information. It

is your responsibility to ensure that all this information is valid, current, and correct. Your use of our Website isconditional on you providing correct information and adhering to our Terms of Use and Privacy Policy.
1.10.Apple Applications. If you’re using our CryptoWallet Website, Applications and Products via an Appleapplication, you must do so on a device owned or controlled by you using the Apple iPhone OS. Apple has no
obligation to provide you with support or maintenance services regarding this application. Please contact
CryptoWallet with any questions regarding maintenance or support, rather than contacting Apple. Apple is athird-party beneficiary under the Terms of Use outlined in this document and reserves the right to enforce theseterms against you, unless stated otherwise in the Terms of Use. Apple will not be responsible or liable for any
third-party claim that your possession or use of the Apple application infringes on intellectual property rights.
You state by agreeing with the Terms of Use that you are not in any country subject to US government embargoor that has been determined by the US to be a “terrorist supporting country,” and further agree that you are noton any US government list of prohibited or restricted parties. If your application doesn’t conform to thewarranty applying to it, you may in this instance notify Apple and Apple may refund the purchase price of theapplication. To the fullest extent permitted by law, Apple does not give or enter into any warranty or condition
regarding the application and is not liable for claims, losses, or other expenses related to your use of theapplication or the use of others.
1.11.Android Applications. If you’re using an Android application to access our Website any other Products, thisapplication can only be accessed and used on a device owned or controlled by you. If the Product that you
access, and use is an Android Application: By using the application, you are aware that Google has no
obligation to provide support or maintenance services regarding the application. For queries about support andmaintenance, contact CryptoWallet rather than Google. Google is a third-party beneficiary under the Terms of
Use outlined in this document and reserves the right to enforce these terms against you, unless stated otherwise
in the Terms of Use. Google will not be responsible or liable for any third-party claim that your possession or
use of the Google application infringes on intellectual property rights. You state by agreeing with the Terms of
Use that you are not in any country subject to US government embargo or that has been determined by the US
to be a “terrorist supporting country,” and further agree that you are not on any US government list ofprohibited or restricted parties. If your application doesn’t conform to the warranty applying to it, you may inthis instance notify Google and Google might refund the purchase price of the application. To the fullest extent
permitted by law, Google does not give or enter into any warranty or condition regarding the application and is
not liable for claims, losses, or other expenses related to your use of the application or the use of others.
2.SCOPE OF SERVICE
2.1.Your use of CryptoWallet is subject to local laws and regulations, and you are responsible for complying withthese laws and regulations. The users have non-exclusive, personal, non-transferable, non-sublicensable andlimited rights to use CryptoWallet Website any other Products in accordance with the Terms of Use.
2.2.Clients of CryptoWallet have the capability to utilize the CryptoWallet Services and Products accessible within
their client accounts
2.3.Services available to connected use with Digital Assets:
2.3.1.1.client can open Digital Assets Wallet and use its Services
2.3.1.2.client might buy, sell, and exchange digital assets for other digital assets;
2.3.1.3.client might store Digital Assets linked with services provided by an authorized third-party service provider;2.3.1.4.client might perform financial operations using the Client account such as making transactions;2.3.1.5.client might transfer Digital Assets to other CryptoWallet users or third-parties
3.PROVISION OF SERVICES
3.1.CLIENT ACCOUNT
3.1.1.The User has to open the Client Account with CryptoWallet to use the Services and other Products provided.
3.1.2.The User should provide all the information and documents needed to open an account. We may request
additional information after the account has been opened and approved, and the Client must provide thisinformation to keep using his Client Account.
3.1.3.Only users who have completed the full verification process are recognized as clients of CryptoWallet
3.1.4.Throughout the entirety of the client relationship with CryptoWallet, the client is obligated to collaborate with
CryptoWallet and furnish any information or documentation that CryptoWallet may require from the client toadhere to regulatory requirements. The client acknowledges that non-compliance with the aforementioned
obligations may lead to the suspension of services, any initiated transaction and/or the termination of theagreement. Such information and documentation may encompass, but are not restricted to:
3.1.4.1.details concerning the intent behind or parties involved in transactions conducted through the Client Account.
3.1.4.2.evidence substantiating the origin of funds (Source of Funds) utilized in transaction(s) or the source ofaccumulated wealth (Source of Wealth).
3.1.4.3.confirmation of the client's current residential address (Proof of Address).
3.1.4.4.completion of a Financial Questionnaire, outlining the stated purposes of the CryptoWallet Account.
3.1.5.All information and documents must be in the English language (including such information and/or documents
as may be required by us from time to time for compliance with Applicable Laws) in order to process yourregistration or account using. If the documents you provide are not in the English language, you may berequired to provide us with a certified English translation
3.1.6.CryptoWallet has the right to approve or reject applications of account opening based on internal policies, andwe are not obliged to disclose the reasons for our decision regarding an application.
3.1.7.In case of change of information and/or documents the Client must inform CryptoWallet immediately.
3.1.8.Client acknowledges and accepts that any losses incurred from losing access to CryptoWallet Services is not the
responsibility of the CryptoWallet, and that the CryptoWallet is not liable for these losses.
4.TRANSACTION OPERATIONS
4.1.Digital Asset Transactions: CryptoWallet facilitates the exchange to Digital Assets or fiat currency, storage, andtransfer of Digital Assets. IMPORTANT: Trading operations with Digital Assets involve a high degree of risk.
Values of Digital Assets are subject to fluctuation and there is a significant time lag between placement of yourOrder and Delivery of Digital Assets to your Account.
4.2.The term “transaction operation” herein refers to the purchase/exchange/withdrawal of the Digital Assets for or
another Digital Assets or fiat currency or vice versa unless stated otherwise.
4.3.Request. The Client independently provides the instructions regarding the transaction type, amount, wallet
information and object (digital assets/fiat), and initiates the process of the transaction operation. CryptoWallet
executes the transaction after the client confirms the transaction operation conditions and submitted
instructions.
4.4.CryptoWallet is not responsible for the information, the activities, or the results of instructions provided by the
Client
4.5.The Client can see the information regarding the initiated transaction in CryptoWallet transaction system, which
includes:4.5.1.requested amount of the subject of the operation;
4.5.2.transaction fees;
4.5.3.wallets or accounts information in accordance with Client instructions;4.5.4.other fees related to the transaction (e.g blockchain fee);
4.5.5.rates and time limit, when they are applicable;
4.5.6.the total amount of fiat currency/or Digital Assets which will be deducted from the Client
4.6.Confirmation and Execution. The initiated transaction will be executed and transferred to Client after
CryptoWallet has received the confirmation from Client. Confirmation means accepting the initiated transaction
and instructions provided by Client and placing the order by the client. Confirmation of transaction is final andwill be processed in accordance with Client instructions during the transaction initialization. Confirming thetransaction will authorize the CryptoWallet to charge commissions and fees from the Client’s account, and if
there is an insufficient amount of fiat currency to pay these fees and commissions, the transaction will not go
through.
4.7.Transfer. Initiated transaction transfer will be processed immediately, but due to the nature of Blockchain
technology, the transaction time might take up to 72 hours.
4.8.Limitations. Transaction limits and fees are set at the sole discretion of CryptoWallet and are subject tochange. The client must inform us at once if he does not agree to these changes, in case he continues to use our
Services, that means the Client accepts the changes. Limitations may be applied by CryptoWallet on either asingle transaction, or on a daily/monthly/yearly transaction volume per Client Account.

4.9.Fees. By accepting the terms and agreement provided in these Terms of Use, the client agrees to pay
CryptoWallet a fee for each initiated transaction. Blockchain fees will be automatically calculated in accordancewith the actual and required fees for processing blockchain transactions and it’s not charged by CryptoWallet.
Our fees are subject to change without notice, and Client is obliged to pay these fees when charged. Client
acknowledges and agrees with CryptoWallet Fees and that CryptoWallet may withdraw funds of any amountfrom the Client Account to cover such fees.
4.10.Suspicious activity. If CryptoWallet detects reasonable suspicions of fraudulent activities, unusual accountbehavior, atypical transactions, potential money laundering, or any other unlawful activities involving a Client,
we reserve the right to temporarily suspend services or terminate the Client Account. We also reserve the rightto contact law enforcement authorities, financial regulators, and third parties regarding any suspected fraud.
CryptoWallet is not liable for any fraud or illegal activity carried out by Client.
5.DIGITAL ASSETS SUPPORTED ON CRYPTOWALLET
5.1.The Client acknowledges that CryptoWallet does not possess control over the foundational software protocols
governing the operation of Digital Asset networks.
5.2.The Client explicitly agrees and comprehends that:
5.2.1.CryptoWallet bears no responsibility for the functioning of these underlying protocols
5.2.2.CryptoWallet does not provide any assurances regarding their security, functionality, or availability.
5.2.3.The Client also recognizes and understands that CryptoWallet holds the discretion to either add, support ordelist Digital Assets at its sole discretion in accordance with our Risk Management and Compliance procedures
related to Digital Asset listing.
5.3.The Client acknowledges that the fundamental protocols governing supported Digital Assets may undergoalterations, potentially leading to Fork events. These Forks can result in a divergence within the network, wheresome segments adopt the new protocol while others reject it. As a consequence, multiple versions of the Digital
Asset may exist, impacting its value, functionality, and transaction speed. CryptoWallet will makedeterminations regarding the endorsement of Forked blockchains based on miner and user support, exercising
prudent discretion.
5.4.In the event of a Fork, CryptoWallet retains the prerogative to temporarily suspend operations of the affected
network protocols. This suspension aims to facilitate the deliberation, conducted at CryptoWallet's sole
discretion, to determine which, if any, Forked blockchain shall receive support.
6.ADDITIONAL ACCOUNT FEES
6.1.Storage fees:
6.1.1.The Client acknowledges and agrees that CryptoWallet might apply the storage fee for inactive accounts.
6.1.2.If a Client Account has become the subject of storage fee, charging the storage fee will stop during the next
business day after you start transacting with the CryptoWallet Services. Storage fee will be charged to store
your balances if you don’t transact using CryptoWallet Services for six (6) months up to twelve (12) months.
Transacting includes withdrawal, deposit, exchange, or transfer.
6.1.3.The Client will be informed about the applicable storage fee and its amount after his account will be inactive fora period of 6 months.
6.2.Compliance fees
6.2.1.If the Cryptowallet conducts Enhanced Due Diligence (EDD) and generates a report for submission to the
Financial Intelligence Unit (FIU) due to client activity, inactivity, terms of use violations, or suspicions of illicit
activity like Money Laundering or Terrorism Financing, a compliance fee will be charged to the client's
account.
6.2.2.When the Cryptowallet engages in the Enhanced Due Diligence (EDD) process and, as a result, prepares acomprehensive report for submission to the Financial Intelligence Unit (FIU), the fee incurred for thisregulatory compliance activity can be specifically designated as a "Compliance Fee." This fee encompasses thecosts associated with the thorough due diligence process, documentation, analysis, and reporting required tofulfill legal and regulatory obligations related to financial transparency, anti-money laundering (AML), andcounter-terrorist financing (CTF) regulations.
7.REFUND, CANCELATION AND CHARGEBACK
7.1.The client acknowledges and agrees that All transactions are final. Refunds, cancellations, or chargebacks arenot applicable for all kinds of transactions. Even if the transaction becomes a subject of technical delay,
chargeback will not be applicable and CryptoWallet will process and transfer the Digital Assets in accordancewith client instructions accepted during the transaction initialization, it means that client will anyway receive
the requested amount and type of the Digital Assets.
7.2.CryptoWallet processes all digital asset transactions according to the instructions and information provided by
the client and does not guarantee the identity of any recipient. Client acknowledges that he is responsible for
ensuring the accuracy of any instructions or information submitted to CryptoWallet and that any errors may
result in the irreversible loss of his stored digital asset.
7.3.CryptoWallet does not accept liability or responsibility for any funds lost due to errors made by the client whenentering this information. It is possible to permanently lose or destroy certain digital assets by sending them toan incompatible address.
7.4.
All clients are acknowledged and informed that transactions involving crypto wallets linked to high-risk
activities such as gambling, mixing, P2P services, mining, scams, ransom, fraud, phishing, illegal
trading, and the darknet may lead to account blocking and loss of funds. We urge you to carefully
verify your wallets prior to conducting transactions through your CryptoWallet account. Clients aresolely responsible for ensuring their transactions comply with local laws and regulations. Failure to doso may result in further legal consequences. CryptoWallet is not liable for losses incurred due to highrisk services. In the event of an account block or loss of funds, clients may submit a dispute or appeal
through our designated support channels for further review. This policy will be reviewed periodicallyand updated as necessary to address emerging risks and comply with new regulatory requirements.
8.DUPLICITOUS TRANSACTION HANDLING
8.1.In the event that a Client receives an amount surpassing the withdrawal sum initially requested, due to atechnical malfunction, error, or glitch on the CryptoWallet platform, the Client commits to promptly informing
CryptoWallet and returning the surplus amount to their CryptoWallet Account. In such circumstances, theClient hereby agrees that CryptoWallet holds the unilateral right to deduct the excess amount from the Client's
CryptoWallet Account without prior notice.
8.2.Should CryptoWallet become aware of such a technical problem, error, or glitch on the platform resulting in a
Client receiving an amount exceeding their requested withdrawal, the Client acknowledges and consents to
CryptoWallet's right to disable withdrawals from the Client's CryptoWallet Account.
8.3.In instances where CryptoWallet identifies a technical problem, error, or glitch on the platform and requests the
Client to return the surplus amount to their CryptoWallet Account, but the Client fails to do so within a periodof 50 (fifty) calendar days, CryptoWallet reserves the right to independently sell the Client's Digital Assets held
within their CryptoWallet Account in a proportionate amount at any subsequent moment via a market order.
The proceeds from this purchase will be employed to offset the Client's outstanding debt to CryptoWallet.
8.4.CryptoWallet retains the right to seek full restitution of any excess amounts through all available legal means,
which may include the purchase of the Client's Digital Assets.
9.ACCOUNT CLOSURE
9.1.The Client has the right to terminate their account at any time by submitting a request to CryptoWallet in themanner and format prescribed by us, along with the necessary information and supporting documentation. This
includes, when required, the verification of their identity and the authenticity of the instructions received. These
measures are necessary for us to process the request for suspension or termination. You, as the Client,acknowledge and consent to being bound by any terms and conditions that we deem relevant to such suspension
or termination.
9.2.CryptoWallet has the right to terminate client accounts and access to the Website, Application and Products atthe sole discretion and the Client will not be entitled to a remedy or alternative for discontinued services.
9.3.Among other reasons not listed, CryptoWallet may also suspend or terminate your account for any or all thefollowing reasons:9.3.1.unlawful or unauthorized attempt to access the Website, Applications and Products
9.3.2.breach of security features limiting use access to or protecting content

9.3.3.violations of this Terms of Use;
9.3.4.due to the request of legal authorities or financial regulators, provided that CryptoWallet deems the request to
be legitimate and compelling acting in its sole discretion.
9.3.5.unusual, unauthorised or fraudulent activity in your Account
9.3.6.accounts that have been inactive for a period of 6 months may be canceled, deactivated, terminated along withunconfirmed accounts. CryptoWallet is not liable for any issues resulting in terminating a relationship ordeactivating an account.
9.3.7.CryptoWallet reserves the right to change, suspend, or discontinue all or any part or aspect of the services at
any time without notice to the client or Website visitors.
10.WARRANTIES & ACKNOWLEDGMENT
10.1.Client (and/ or representative of the Client, when the Client is a legal person) states the following:
10.1.1.The Client is legally an adult and has read and understood these Terms of Use, and has full capacity to enter
into these Terms of Use and use Services lawfully;
10.1.2.The Client adheres to relevant legal and regulations and rules based on their country of residence;
10.1.3.The Client is authorized to use CryptoWallet and is doing so personally;
10.1.4.The Client maintains information such as personal data, financial details, and information regarding theiractivities on CryptoWallet confidential;The data the client provides when registering for CryptoWallet isaccurate, complete and current
10.1.5.The Client ensures a level of security appropriate to the risk in respect of the personal data and securingauthorization credentials;
10.1.6.The Client is aware that funds held on the Client account are not considered as a deposit, and that CryptoWallet
services are not associated with banking or financial institution services which require a specific license.
11.ACCOUNT INVESTIGATIONS
11.1.The Client acknowledges and understands that, in compliance with its regulatory obligations, CryptoWallet isduty-bound to thoroughly investigate any activity that appears to be irregular, suspicious, or indicative of an
attempted breach of applicable laws or CryptoWallet policies.
11.2.During the course of CryptoWallet's investigation into a client's account, CryptoWallet reserves the right toundertake the following actions:11.3.Freeze of Client Accounts: This includes accounts beneficially owned by the client, any individuals within theclient's household, or any accounts for which the client acts as a representative or authorized signatory. In thecase of entities, this extends to any affiliated accounts.
11.4.Freeze of Funds: CryptoWallet may freeze any funds or assets held in the account for the duration of theinvestigation.
11.5.Suspension of Access: CryptoWallet may suspend the client's access to CryptoWallet services or any associated
CryptoWallet platforms until a determination is made if there are suspicions, at CryptoWallet's sole discretion,of a violation of any of the following:
11.5.1.Provisions within these Terms of Use.
11.5.2.The Anti-Money Laundering/Know Your Customer (AML/KYC) Policy.
11.5.3.Applicable laws or regulations stipulated by CryptoWallet's regulators.
11.5.4.Any of CryptoWallet's relevant policies, as incorporated by reference herein.
11.6.Furthermore, the Client agrees and comprehends that CryptoWallet retains the authority to freeze or suspend theclient's account until a final determination or conclusion regarding the account investigation is reached. Thismay occur under the following circumstances:
11.6.1.The account, or an authorized user, is involved in ongoing litigation, investigation, or government proceedings.
11.6.2.The account or an authorized user is the subject of an investigation by a regulatory authority, or they are subject
to a court order, a facially valid subpoena, or a binding order issued by a government authority.
11.6.3. The account has a negative balance for any reason.
11.6.4.There is reasonable belief that an unauthorized party is attempting to gain access to the client's account.
11.6.5.There are indications of unusual or suspicious activity within the account.
11.6.6.The client's account has been accessed from a sanctioned jurisdiction or a jurisdiction in which CryptoWallet is
not authorized to operate.

12.RISK WARNING
12.1.The client is responsible for any losses related to the sale, purchase, or exchange of Digital Assets.
12.2.There are risks inherent to the trade of Digital Assets such as market volatility, liquidity risk, and others. The
client is solely responsible for all legal risks associated with these services.
12.3.The client is responsible for any losses related to the sale, purchase, or exchange of Digital Assets.
12.4.Prices are based on an aggregate provided by CryptoWallet.
12.5.CryptoWallet is not liable for technical delays on the CryptoWallet Website, Applications and Products weoffer, whether these delays affect price or other aspects of service.
12.6.The time it takes to transfer Digital Assets is subject to market conditions and the mining fee attached to thetransaction.
12.7.In the event of unauthorized use of services, CryptoWallet neither bears any responsibility nor covers any
losses.
12.8.The Client must provide accurate information when completing information requests to avoid delays andmistakes in processing transactions and payouts. This includes ensuring that spelling is correct.
12.9.CryptoWallet can change Terms of Use without notice and the client is expected to monitor the Terms of Use
for changes. If major changes are made CryptoWallet will notify clients of said changes and these changes arethen effective within 10 days.
13.INTELLECTUAL PROPERTY
13.1.Business name. CryptoWallet logo, name, and related logos, names, slogans, designs, and media are theintellectual property of CryptoWallet or affiliates. Unauthorized use is not allowed. None of the contents of theCryptoWallet Website, Applications and Products grant license or rights to use these media in any way without
express written permission upon application.
13.2.Intellectual Property Rights. Use of our Website, Services and the Products is permitted for your personal,
non- commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly
display, publicly perform, republish, download, store or transmit any of the material on our Website and anyother Products. Exceptions can be made in cases where:
13.2.1.Copies of our IP materials are temporarily stored by your computer in RAM;13.2.2.Files are automatically cached by your browser.
13.2.3.Media has been printed for personal use such as leaving a single copy of a web page printed in your residence
for non-commercial use.
13.2.4.Applications that enable downloading will store information on your device as per Terms of Use.
13.3.Do not:13.3.1.Alter materials on the website;
13.3.2.Make unauthorized copies of materials on the website;
13.3.3.Delete or make changes to any copyright materials created by CryptoWallet;
13.3.4.Access or use the website for commercial or unauthorized purposes;
13.3.5.Contact help@cryptowallet.app to request permission to use CryptoWallet IP for any purpose.
13.4.Breaking any of the terms outlined regarding IP will immediately revoke your right to use the Website and anyother Products associated. You must cease all action regarding unauthorized use of IP at once upon realizing thebreach of Terms of Services and destroy or return any copies of materials as instructed by CryptoWallet. Breachof these Terms of Use may violate copyright, trademark and other laws.
14.PROHIBITED USE
14.1.The Website, Services and any other Products can only be used for lawful purposes.
14.2.The client, user or visitor should not use the Website and any other Products in such a way that violates local orinternational laws or regulations, including any laws regarding the export of data or software to and from the
EU or other countries.
14.3.The client, user or visitor should not use the Website and any other Products for the purpose of exploiting,harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking
for personally identifiable information or otherwise.
14.4.The client, user or visitor should not use the Website and any other Products to send or receive or otherwise
handle materials l which do not comply with these Terms of Use.

14.5.The client, user or visitor should not use the Website and any other Products to send advertising or promotional
material without our prior written consent.
14.6.The client, user or visitor should not use the Website and any other Products to impersonate CryptoWallet staff
or any other party that you do not represent.
14.7.The client, user or visitor should not use the Website and any other Products to attempt to harm CryptoWallet
users or otherwise restrict or inhibit anyone’s use or enjoyment of the Website and any other Products.
14.8.The client, user or visitor should not use the Website and any other Products to republish, redistribute or retransmit any data from any of our communications, analytics, and other Products without our permission;
14.9.The client, user or visitor should not use theWebsite and any other Products for copy or store any of our
Products other than for your own personal non-commercial use. Unauthorized or commercial use is forbidden.
14.10.The client, user or visitor should not use the Website, Applications and Products to store or host any Products(including pages of a Website) on a server or other storage device connected to a network or create a databaseby systematically downloading and storing any data from the Website or the Product;
14.11.The client, user or visitor should not use the Website and any other Products to remove or change any content
of any Product or attempt to circumvent security or interfere with the proper working of the Product or any
servers on which it is hosted;
14.12.The client, user or visitor should not create links to the Website from any other website without our priorwritten consent unless you are the webmaster of the other site and you are aware that the link is not misleading,fairly indicates the destination, contains no statement implying a CryptoWallet endorsement, and links only to
the CryptoWallet website. Do not replicate CryptoWallet IP as a Meta tag. This is permitted only in the eventthat the website does not contain unlawful, threatening, libelous, pornographic, or offensive content.
14.13.The client, user or visitor should not use automated means to access the website for any reason.
14.14.The client, user or visitor should not create any financial product or service based on our products or services.
14.15.The client, user or visitor should not attempt to interfere with the proper working of the website.
14.16.The client, user or visitor should not use the Products or Website in any way not expressly permitted by theseTerms of Use of the Website and any other Products must be carried out in a lawful manner and not in such a
way that could damage our reputation or those of our affiliates or partners.
14.17.Any permissions or rights given to you under these Terms of Use will terminate immediately in the event thatyou breach or fail to comply with any of these Terms of Use.
14.18.To use the Website and any other Products in any way that is not expressly permitted by these Terms of Use,you will need a separate license from us. Please contact us via help@cryptowallet.app.
15.USER INFORMATION
15.1.Any information we collect is subject to our Privacy Policy. When you use the Website, Services and any other
Products you consent to all actions taken by us with respect to your information in compliance with the Privacy
Policy.
16.ACCURACY OF WEB CONTENT
16.1.Content may be updated occasionally, but this does not imply that the content is always up to date or complete.
Material on our CryptoWallet Website, Applications and Products may be out of date, and we are not obligatedor required to update it.
17.CONFIDENTIAL INFORMATION
17.1.When you use or access the Website, Services or any Products, data may be transmitted over an open networkin such a way that communications could be intercepted by third parties. This is not our responsibility or
liability and we cannot guarantee the confidentiality or security of any communication or data transmitted to us
through the Website.
18.LINKS FOR THE WEBSITE
18.1.If CryptoWallet’s Website, Applications and Products contains links to other sites and resources provided bythird parties, these links are provided for your convenience only. This includes links contained inadvertisements, including banner advertisements and sponsored links. We have no control over the contents of
those sites or resources and accept no responsibility for them or for any loss or damage that may arise from youruse of them. If you decide to access any of the third-party websites linked to any Website, you do so entirely at
your own risk and subject to the terms and conditions of use for such website. We reserve the right to withdraw

linking permission without notice.
19.THIRD PARTY SERVICE
19.1.Third party vendors and partners may use the CryptoWallet Website, Applications and Products, and may
contribute to the production and development of both. Some of these third parties may require users to comply
with additional terms and conditions. This page identifies third- party terms and conditions that are required bysuch third-party vendors and business partners as they apply to the features set forth below, and these conditions
are subject to change at the third party’s discretion.
20.DISCLAIMER OF WARRANTIES
20.1.As stated earlier, we cannot guarantee that the Website, Applications and Products will be free from malware,viruses, or harmful code, and your IT security is your responsibility. We are not liable for losses or costs caused
by a distributed denial-of-service attack or other technologically harmful material that may infect yourcomputer systems or equipment, or data or other other proprietary material due to your use of the website. Youruse of the Website is at your own risk, and its content is provided on an “as is” basis with no warranties(implied or otherwise).
20.2.Neither the CryptoWallet nor any person associated with the CryptoWallet makes any warranty or
representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the
Products.
20.3.We cannot guarantee, nor can anyone associated with CryptoWallet, that any of the content or services will be
accurate, reliable, free of errors, uninterrupted, or in service in perpetuity.
20.4.CryptoWallet disclaims warranties of any kind, including express, limited, and statutory warranties to the fullest
extent permitted by law.
21.LIMITATION ON LIABILITY
21.1.Neither the CryptoWallet nor its affiliates, service providers, employees, associates, licensors, officers, ordirectors will be held liable for damages arising from the use or inability to use our CryptoWallet Website,
Applications and Products, or any associated sites or products. This includes, but is not limited to, loss ofrevenue, personal injury, emotional injury or distress, loss of goodwill, reputational damage, loss of profits,
breach of contract, and loss of anticipated earnings.
21.2.The CryptoWallet will not be liable for any loss or damage arising from any use of your account by you or by
any third party, including unauthorized use and cyber-attacks.
22.INDEMNIFICATION
22.1.You agree to defend, indemnify and hold harmless the CryptoWallet, its affiliates, licensors and service
providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers,
successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs,
expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of theseTerms of Use or your use of any Website, Services or any other Products, including, but not limited to, any useof any Website’s content, services and products other than as expressly authorized in these Terms of Use or
your use of any information obtained from CryptoWallet.
23.COMPLAINTS AND DISPUTE RESOLUTION
23.1.For questions, feedback, or complaints, contact us via the support ticket system on https://CryptoWallet.com/ or
via email at help@cryptowallet.app.
23.2.For complaints, please outline the cause of the complaint, your desired outcome, and any other relevant
information. CryptoWallet will consider your complaint without prejudice, and your complaint will be handled
in a reasonable amount of time. You agree to use the complaints process before alternative solutions such aslegal action. You agree to use the complaints procedure before filing claims with a bank in case of stolen cards
or other issues. Failure to comply with these provisions may be used as evidence of your fraudulent conduct,
bad faith, or unwillingness to settle the issue.
24.MISCELLANEOUS
24.1.These Terms of Use are binding for both us and the client. The client may not assign any of their rights or
obligations outlined under these Terms of Use to a third party unless authorized to do so in writing by
CryptoWallet.
24.2.The client accepts that we may transfer and/or assign rights and obligations listed in these Terms of Use at thesole discretion of CryptoWallet.
24.3.If any of the provisions in these Terms of Use are deemed illegal, invalid, or unenforceable, we will enforce theprovision only to the extent that this is legally possible, and this does not impact the legality or enforceability,
or validity of any other agreements outlined in the Terms of Use.
24.4.Where a discrepancy between various translations occurs, the English translation of the Terms of Use shall betaken to be the prevailing version.
24.5.All section titles in these Terms of Use exist to allow you to navigate it more easily and are solely for yourconvenience. The section titles do not have any legal or contractual significance.
25.GEOGRAPHIC RESTRICTIONS
25.1.CryptoWallet.com does not guarantee that its Website, Applications, and Products are accessible or suitable foruse outside of Poland. Accessing CryptoWallet from other regions is your responsibility and may be illegal for
certain individuals or in certain countries. You are required to comply with local laws when accessing
CryptoWallet from any other location.
26.FORCE MAJEURE
26.1.In the event that CryptoWallet is rendered incapable of executing the services delineated within the Terms ofUse due to circumstances beyond its control, including, but not limited to, instances of Force Majeure (which
may encompass acts of war), alterations in legislation, or modifications in sanctions policies, CryptoWalletshall not bear any obligations or responsibilities towards the Client in regard to the services furnished herein,
for a duration corresponding to the duration of the aforementioned event.
27.FINANCIAL AND LEGAL ADVICE
27.1.CryptoWallet explicitly disclaims the provision of any financial, investment, or legal counsel pertaining to theservices it offers. While CryptoWallet may offer data concerning the pricing, scope, and volatility of Digital
Assets, as well as details regarding events impacting Digital Assets prices, such information is not to be
regarded as investment or financial guidance and must not be interpreted as such. The Client retains sole
responsibility for any decision to engage in Digital Assets transactions, and CryptoWallet will not assume
liability for any resulting losses. It is incumbent upon Clients to independently conduct thorough research
regarding digital assets.
28.TAXATION
28.1.The Client assumes the obligation to fulfill all tax and duty obligations arising from the utilization of theCryptoWallet Website, Products, or Services, in accordance with the tax regulations applicable in the User's
jurisdiction of residence.
28.2.CryptoWallet bears no responsibility for any non-compliance on the part of the Client arising from their duty toascertain and satisfy tax and duty obligations.
29.JURISDICTION
29.1.Any legal claim or dispute regarding the use of the Website or other Products and these Terms of Use shall begoverned by the internal laws of the Republic of Poland without giving effect to any choice or conflict of law
provision or rule.
29.2.Any lawsuit or legal action as mentioned above will be instituted exclusively in the courts of the Republic of
Poland. CryptoWallet reserves the right to bring any suit, action or proceeding against you for breach of theseTerms of Use in your country of residence or any other relevant country.
29.3.In agreeing to these Terms of Use, you waive any and all objections to the exercise of jurisdiction over you bysuch courts and to venues in such courts. Exceptions may be made if the prevailing legislation relevant to thedispute or claim states otherwise.
30.CONTACT DETAILS
30.1.If you have any queries related to these Terms of Use, please feel free to get in touch with our support team at
help@cryptowallet.app