Investor Deck

This is CryptoWallet.com

A neobank bringing crypto toCrypto card with the mostSpend crypto directly online or

the same level of adoption as

cryptos and lowest fees on thein stores with no conversion

fiat currency

marketnecessary

Crypto-powered IBAN

Earn crypto through cashback

Not to mention all the otheraccounts. Pay any SEPA invoice,rewards, staking, and ourbasic function of a wallet

like rent or bills, in crypto!

referral program

like, buying, selling, swapping!

We’re making crypto easy and convenient to use at last.

2

The Market for Crypto Cards
Over 420 million people worldwide now
hold crypto (10% of global internet users)

275%
Visa crypto

cards saw

increase in crypto
holders between
2022 and 2023

5%of adults in the US already own a cryptocard, but the selection of cryptocurrencies
is small and the fees are high$2.5 billion

Source: TripleA, Crypto.com, Finder

in turnoverin Q1 2023

3

Why Do People Want Crypto Cards?
Spend crypto anywhere you go
Access more than 800 crypto assets from a single card
Cashback rewards on card purchasesFewer steps in converting and spending their money
Lower fees than wire transfers
Simple to use

The year is 2024. A drone canbring you peanut butter andcompression socks in themiddle of the night. But yourbank still closes at 54

Why Do People Want CryptoWallet.com?

Spend Crypto

Lowest Fees

DirectlyOn Market

More Cryptos
than any competitor

with no conversion required

at just 0.8% per cardtransaction

No Annual Fees
for using cardThought Leader
building a brand with educational content

Simple to use

Brand Potential
with memorable name andwith clean UI and fasthigh-value domain

onboarding to order a card

Peace of Mind
We guarantee 100% refund in case of compromise

5Our Target Audience

Web3 developers
Crypto company employees
Blockchain sector employees
MinersStakers
Yield Farmers
Traders and investors
An estimated 5% of global remotecontract workers (freelancers)

6Market Overview

Our Target Market
EEA Countries
Europe is the largest crypto transaction power in the world$1 billion in crypto transacted from 2022-2023
25% of all global crypto activity comes from EuropeGlobal
CryptoWallet.com is targeting all international marketsAsia market launch for cards scheduled for late 2024

CryptoWallet.com is authorized in Poland and we are fully legallycompliant in handling cryptocurrency operations in all EEAcountries.
Source: Chainalysis

8What We Solve
Options for Spending Crypto
Exchange crypto and send to bank accountUser Experience
Working with multiple accounts
More complicated than cryptoMore tax liabilities
Dealing in multiple currencies

Use competing card

Very limited selection of cryptocurrencies
Expensive
Competing apps are not purpose-built for ordering a card,
confusing interface

Order a card from CryptoWallet.com

Lower fees and 10x more assets than any competitor
App is designed with card users at the forefront
Fast, affordable, easy to understand, very few steps involved

Buy and sell crypto for crypto or fiat at real slippage-freemarket rates, low fees, and high limits

Manage crypto from an IBAN just like you would fiat

10

CryptoWallet.com vs. Other Cards
Card

Number of Supported
Cryptos

Conversion Fees

Cashback

CryptoWallet.com

800+ supported cryptos

0.8%

Up to 3%

Crypto.com

22 cryptos

2.5%

Up to 5%

Coinbase

8 cryptos

2.49%

Up to 4%Nexo

55 cryptos

1.49% – 3.49%

0.5%

Wirex

36 cryptos

2.7%

Up to 8% with WXT token

Bybit

5 supported cryptos

0.9%

up to 10%11

Business Model

Business Model: How Our Ecosystem is Monetized
Card transactions

and spend flow

Buy, sell, swaps,

and staking fees

Crowdfunding

through IEO

API for business

partners

B2B

exchanges

Listingtokens

18

We’re Targeting a 3:1 LTV to CAC Ratio
How?
Attractive referral and affiliate programsLong-term content marketing campaigns since 2021
Charging projects for token listings
Influencers and PR activities
Brand ambassador program
B2B Partnerships with crypto projects

30,000whitelist users areplanned to receive card

Goal by 2025:

100,000users
20Tokenomics
SPEND Token is the key that unlocks

the CryptoWallet.com ecosystem

SPEND Token Utilities
Our native SPEND token is a vital utility token aimed to benefit customers and the platform alike.

CryptoWallet.com Cards
Order free cards
Unlock higher card tiers
Up to 3% cashback paid in SPEND tokens

CryptoWallet.com Earn
6% APR when staking SPEND
Up to 3% APR when freezing SPEND in order to upgrade card
tier

CryptoWallet.com App
Referral Rewards in SPEND tokens for each new user whosigns up
Service fee discounts

SPEND it
Receive a 50% discount on service fees on buying and selling
crypto if you pay them with SPEND
Deflationary by its nature, buy back and burn mechanics

28

Token Distribution
Allocated toPercentage

TokensVesting

Team

20.0%

200,000,000

36 months cliff, then monthly unlock over 12 months

Advisors

3.0%

30,000,000

12 months cliff, then monthly unlock over 24 months

Seed Sale

4.0%

40,000,0006 months cliff, then monthly unlock over 24 months

Private Sale

6.0%

60,000,000

3 months cliff, then monthly unlock over 21 months

Public Sale

7.0%

70,000,000

25% on TGE, then monthly unlock over 3 months

Marketing andLiquidity Fund

15.0%

150,000,000

3.33% unlocked on TGE for Initial Exchange Liquidity, then monthly
unlock over 36 months

OperationalReserve

15.0%

150,000,000

5% unlocked on TGE for Initial Exchange Liquidity, then monthly
unlock over 24 months

Cashback Rewards

10.0%

100,000,000

0% unlocked on TGE for Initial Exchange Liquidity, then monthly

unlock over 36 months
Staking Rewards

20%

200,000,000

Locked-up at TGE, and will be unlocked on a rolling basis at a
decaying growth rate

Total

100.0%

1,000,000,00029

Roadmap
Q1 2023
Public platform release
Wallet release
Fiat on/off ramp launch

Q2 2023
Buy/Sell crypto from/to CryptoWallet.com
Accounts+3 new liquidity providers added+5 new networks added
White label Buy/Sell experience widget

Q4 2023

Q1 2024

Q3 2023
Mobile App release
Referral Program launch+2 liquidity providers added+2 networks added
Checkout and widget for external clients

Q3 2024

B2B opportunities

USD fiat currency added

SPEND Token launch+100 crypto supported

Crypto swaps

Recurring payments+2 liquidity providers added
Security system updates
User experience improvements

Q4 20242025

Card product launch

Asia market expansion

SPEND token listed on +2 new CEXes

Wallet became custodial (network fee paidin tokens)

SPEND token listed on +2 new DEXes
Userbase reached 100,00031

Meet The Team

Aleksandr Smirnin

Business Development

Aleksei Arno

Chief Legal Officer

Driving revenue growth and expanding market presence, Aleksandr excels
in strategic thinking and relationship-building. His expertise in deal Negotiation
and Innovative strategy implementation fuels organisational successLegal advisor since 2016, offering robust expertise in tech startup regulations
and compliance, particularly within the blockchain industry.

Keterin Vendt

Customer Support and Community Manager

Dmitri Ahmarov

COO
With deep expertise in IT and product development, Dmitry has over
10 years experience in Top Management roles, driving the teams to the peakof performance

As a Customer Support and Community Manager at CryptoWallet, I nurturerelationships and simplify complex blockchain concepts for all.

+30 Teammates

32

Sell

Buy

Unleash your crypto’s

full potential.
Buy, Sell or Spend crypto assets

with our crypto card.

You send
1200

MAXEURMAX

BTC

You get0.04773703

BITCOIN

Buy now33