INTERIMREPORT
2021

Six Months Ended
September 30,2021

Sustained contribution to the regional communities
Management Principle

Strive to become a financial group that “endear ourselves to the regional
community by providing services tailored to customers’ needs, whilevaluing “broad networks of relationships” and “an enterprising spirit.”

Management Policy

1. Create a “most trusted by customers” financial group which
respects personal relationships and promotes honest andapproachable banking.
2. Create a financial group with a commanding regional presence byresearching and predicting trends to provide advanced, high-quality
services.
3. Pursue transparent operations and live up to the trust of theshareholders, while maintaining a competitive edge through strong
financial standing, high profitability and management efficiency.
4. Promote “coexistence with the region” by utilizing industrial,academic and management networks for business matching.
5. Focus on gaining the trust of the communities through compliancewith laws and regulations and corporate activities that are considerateof the environment.
6. Provide a workplace for employees of the financial group which
encourages employees to exercise talents and develop skills, with
an emphasis on proactive self improvement, thereby contributing to
the development of upstanding citizens.

Vision 25

We contribute to build a future society where everyone can be active,
by offering absolute solutions to our regional customers and developing our potential ability.

Basic Policy

1. Offer the most suitable solutions exactly from customers’ point ofview through the various issues of customers.
2. Create a workplace where employees can be active in diverse
fields by meeting customers’ trust.
3. Contribute to realize a sustainable development of the regional
communities and reliable and fulfilling life of regional customers
through our business activities.

CONTENTS
Corporate Information …………………………………… 2
Board of Directors ...……………………………………… 3
Consolidated Financial Informationof Senshu Ikeda Holdings (Unaudited) ………………… 4
Non-consolidated Financial Informationof The Senshu Ikeda Bank (Unaudited) ..……………… 91

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2021

SENSHU IKEDA HOLDINGS,INC.

Corporate Information
Corporate Data (As of the end of September, 2021)
Senshu Ikeda Holdings, Inc.
Establishment: October 1, 2009
Location:18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan
Phone:
81-(0)6-4802-0181
URL:
https://www.senshuikeda-hd.co.jp
Share Capital:¥102.9 billion
Business Activities: Management and other related operations of banks and affiliates
whose shares can be held in accordance with the Banking Act
and other related operations, and businesses which bank holding
company can operate in accordance with the Banking Act.
Number of Employees: 115
Stock Listing:Tokyo Stock Exchange

The Senshu Ikeda Bank, Ltd.
Establishment: September 1, 1951
18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan
Location:
Phone:
81-(0)6-6375-1005
URL:
https://www.sihd-bk.jp
Share Capital:¥61.3 billion
Deposits:¥5.5662 trillion
Loans:¥4.4400 trillion
Number of Branches: 139
Number of Employees: 2,321

International Network
Suzhou Representative Office:

Ho Chi Minh City Representative Office:399 East Baodai Road,
Wuzhong District, Suzhou,
Jiangsu, China

7th Floor, Sun Wah Tower,
115 Nguyen Hue Boulevard,
District 1, Ho Chi Minh City,
VietnamPhone:
84-(0)28-3821-3295
Facsimile :84-(0)28-3821-3298

Phone:
Facsimile :86-(0)512-6585-1791
86-(0)512-6585-2312

Senshu Ikeda Tokai Tokyo Securities Co.,Ltd.
Establishment: January 30, 2013
Location:18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan*
Phone:
81-(0)6-6485-0031
URL:
https://www.sittsec.co.jp
Share Capital:¥1.25 billion
Assets Under Management: ¥142.3 billion
Number of Branches: 7
Number of Employees: 133*Relocated to 3-2-1 Toyosaki, Kita-ku, Osaka-City, Osaka 531-0072, Japan on 1st October 2021.

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2021

2

Board of Directors
Senshu Ikeda Holdings
n Board of Directors (As of June 23, 2021)
Representative Director
and Chairman

Takayuki Ota

Director &Senior Managing
Executive Officer

Yasuki Hosomi

Director(Outside)

Takao Koyama

Representative Director,
President and CEO

Atsushi Ukawa

Director

Shinji Inoue

Director(Outside)

Tomokazu Yamazawa

Director &Senior Managing
Executive Officer

Toshiyuki Wada

Director(Outside)

Atsuko Ogasawara

Director(Outside)

Minoru Furukawa

Audit & Supervisory
Board Member(Full-time)

Satoshi Kitagawa

Audit & Supervisory
Board Member(Full-time)
Audit & Supervisory
Board Member(Outside)
Audit & Supervisory
Board Member(Outside)

Hiroo Maeno

Executive
Officer

Tomoyuki Shinohara

Seiji Morinobu
Kouhei Nakanishi

n Executive Officers (As of June 23, 2021)
Senior Managing
Executive Officer

Akira Harada

Managing
Executive
Officer

Osamu Tsukagoshi

Executive
Officer

Katsumi HiramatsuManaging
Executive Officer

Tsutomu Irie

Executive
Officer

Keisuke Misaki

Executive
OfficerAtsushi Otsuka

The Senshu Ikeda Bankn Board of Directors (As of June 23, 2021)
Representative Director
and Chairman
Representative Director,
President and CEO

Takayuki Ota

Director & Senior Managing
Executive Officer

Atsushi Ukawa

Director & Senior Managing
Executive Officer

Shinji Inoue

Non-executive Director(Non-full-time)

Minoru Furukawa

Audit & Supervisory
Board Member (Full-time)

Osamu Horiuchi
Ken-ichi Yoshimoto
Kenji Fukuda

Toshiyuki Wada

Non-executive Director(Non-full-time)

Takao Koyama

Audit & Supervisory
Board Member (Outside)

Director & Managing
Executive Officer

Hiromasa Hirai

Non-executive Director(Non-full-time)

Tomokazu Yamazawa

Audit & Supervisory
Board Member (Outside)

Director & Managing
Executive Officer

Hirohito Sakaguchi

Non-executive Director(Non-full-time)

Atsuko Ogasawara

Director & Managing
Executive Officer

Osamu Tsukagoshi

Audit & Supervisory
Board Member (Full-time)Masahiro Saiton Executive Officers (As of June 23, 2021)
Senior Managing
Executive Officer
Managing
Executive Officer
Managing
Executive Officer
Managing
Executive Officer

Koji Miyata

Executive
Officer

Tsutomu Irie

Executive
Officer

Susumu Yamagata

Executive
Officer

Takayoshi Fujiwara

Executive
Officer

Kyoko Matsushita

Executive
Officer

Keisuke Misaki

Executive
OfficerAtsushi Otsuka

Executive
Officer

Hiromu Koujiya

Executive
Officer

Senshu Ikeda Tokai Tokyo Securitiesn Board of Directors (As of June 23, 2021)
Representative
Director andPresident
Representative
Director andVice President
Senior Managing
Director

Motoshi Inoue
Hironobu Furusawa
Muneharu Kurita

Audit & Supervisory
Board Member(Full-time)
Audit & Supervisory
Board Member(Outside)
Audit & Supervisory
Board Member(Outside)

Mamoru Kudo
Jun Matsumura
Katsuo Saitoun Executive Officers (As of June 23, 2021)

3

Executive Officer

Toshiyuki Inoue

Executive Officer

Shigeki Kawamura

Executive Officer

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2021

Masaomi Umezawa

Shin-ichi Kojima

Executive
Officer

Ryoichi Iimuro

Akira Sasaki

Executive
Officer

Masahide Inui

Hiroshi Sudo

Executive
Officer

Yasuji Kanbayashi

Yoshi Yamamoto

Executive
Officer

Takahiro DokiConsolidated Financial Information of Senshu Ikeda Holdings (Unaudited)
Consolidated Interim Balance Sheets (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
As of 30th September, 2021 and 31st March, 2021

Millions of yen
As of September 30,
As of March 31,
2021
2021

Thousands of
U.S. dollars
As of September 30,
2021

AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Money held in trust
Securities
Loans and bills discounted
Foreign exchange assets
Other assets
Tangible fixed assets
Intangible fixed assets
Net defined benefit assets
Deferred tax assets
Customers’ liabilities for acceptances and guarantees
Reserve for possible loan losses
Total assets¥¥

1,981,982
8,629
89
24,504
617,664
4,418,175
5,659
73,07436,545
4,291
23,6491,735
7,638(16,658)
7,186,983¥¥

1,671,441
9,414
79
20,001
564,580
4,291,531
5,061
83,95837,122
4,632
23,462
2,751
7,407(15,899)
6,705,548$ 17,708,917
77,099795
218,9425,518,799
39,476,188
50,562652,912326,527
38,339211,30215,502
68,245(148,838)$ 64,215,359

5,408,845––
10,323
973,225487–
54,4201,655
136$ 49,618,003
356,951
2,055,039
135,400
9,172,739
2,823
402
520,952
17,825
1,268

Liabilities and net assets
Liabilities
Deposits
Negotiable certificates of deposit
Call maney and bills soldPayables under securities lending transactions
Borrowed money
Foreign exchange liabilities
Borrowed money from trust account
Other liabilities
Provision for employees’ bonuses
Net defined benefit liability
Accrued retirement benefits for directors and audit & supervisoryboard members
Reserve for reimbursement of deposits
Reserve for point services
Reserve for contingent losses
Reserve under special laws
Deferred tax liabilities
Acceptances and guarantees
Total liabilities
Net assets
Shareholders’ equity:
Capital stock
Capital surplus
Retained earnings
Treasury stock
Total shareholders’ equity
Accumulated other comprehensive income:Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges
Remeasurements of defined benefit plans
Total accumulated other comprehensive income
Stock subscription rights
Non-controlling interests
Total net assets
Total liabilities and net assets¥¥

5,553,247
39,950230,000
15,154
1,026,613
316
45
58,305
1,995
142

¥

4

4

35

333
44
1,158
10
257
7,638
6,935,218

392
175
1,171
8
250
7,407
6,458,505

2,975
393
10,34689
2,296
68,24561,965,850

102,999
42,10884,803(145)
229,765

102,999
42,10781,087(163)
226,030

920,291376,233
757,710(1,295)2,052,939

12,261(110)
7,314
19,465
66
2,466
251,764
7,186,983

10,744(133)
7,889
18,50076
2,434
247,042
6,705,548

109,551(982)
65,350173,918589
22,0332,249,499$ 64,215,359¥(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

2021

4

Consolidated Interim Statements of Operations (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2021 and 2020

Millions of yen
2021
2020

Thousands of
U.S. dollars
2021

IncomeInterest income:Interest on loans and bills discounted
Interest and dividends on securities
Other interest income
Trust fees
Fees and commissions
Other operating income
Recoveries of written-off claims
Gain on sales or disposal of fixed assets
Other income
Total income¥

19,9511,455
760
110,535
1,096
374
6
6,810
40,991¥

19,611
1,389
258–
10,133
1,385
245
27
6,837
39,889$178,261
13,0006,790
894,129
9,792
3,341
53
60,847366,252

Expenses
Interest expenses:
Interest on deposits
Interest on borrowings and rediscounts
Other interest expenses
Fees and commissions
Other operating expenses
General and administrative expenses
Loss on sales or disposal of fixed assets
Loss on impairment of fixed assets
Other expenses
Total expenses
Income before income taxes

474
20
18
3,538
7
22,55339
37,440
34,096
6,895

557
73
73
3,460
20
22,58322
37,673
34,468
5,421

4,235
178
160
31,611
62
201,510348
26
66,476
304,646
61,606

Income taxes
Current
Deferred
Total income taxes
ProfitProfit attributable to non-controlling interests
Profit attributable to owners of the parent

924
483
1,407
5,488
31
5,456

221
734
956
4,465
14
4,450

8,255
4,315
12,57149,035276
48,749¥¥$(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

Consolidated Interim Statements of Comprehensive Income (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2021 and 2020

Profit¥Other comprehensive income
Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges
Remeasurements of defined benefit plans
Total other comprehensive income
Comprehensive income
Total comprehensive income attributable to:
Owners of the parent
Non-controlling interests¥

Millions of yen
2021
2020
5,488
¥
4,465

1,517
22
(575)
965
6,453
6,421
31

¥

2,874
(4)
(132)
2,737
7,202
7,188
14

(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

5

2021

Thousands of
U.S. dollars
2021$
49,035$

13,554196(5,137)
8,622
57,65757,371276

Consolidated Interim Statements of Changes in Net Assets (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended September 30, 2020

BALANCE, APRIL 1, 2020
Purchase of shares of
consolidated subsidiaries
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposal of treasury stock
Net changes in items otherthan shareholder’s equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2020

Capitalstock

CapitalsurplusRetainedearnings

102,999

42,10578,839Treasury
stock

(94)

2
(1,427)
4,450
(0)
25

(3)

–
102,999(0)42,104

3,022
81,862Millions of Yen
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureTotal
available- gain (loss) on ments ofStockshareholder’s
for-saledeferreddefinedsubscription
equitysecurities
hedgesbenefit plansrights

223,850

5,752

(170)

638

79

Noncontrollinginterests

Total net
assets2,223

232,3732

2(1,427)
4,450
(0)
21

(1,427)
4,450
(0)
21
2,875

(4)

(132)

(14)

13

2,737

2,875
8,627

(4)
(174)

(132)
506

(14)
64

13
2,236

5,784
238,157

Millions of Yen
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureTotal
available- gain (loss) on ments of
Stock
Treasury shareholder's
for-saledeferreddefinedsubscription
stock
equitysecurities
hedgesbenefit plansrights

Noncontrollinginterests

Total net
assets

25
(68)

3,047
226,897

Six months ended September 30, 2021

BALANCE, APRIL 1, 2021
Cumulative effect of change in accounting policy
Balance at the beginning of current period
which reflects the change in accounting policy
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposal of treasury stock
Net changes in items otherthan shareholder’s equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2021

BALANCE, APRIL 1, 2021
Cumulative effect of change in accounting policy
Balance at the beginning of current period
which reflects the change in accounting policy
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposal of treasury stock
Net changes in items otherthan shareholders’ equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2021

Capitalstock

CapitalsurplusRetainedearnings

102,999

42,10781,087
(315)

(163)

226,030(315)

10,744

(133)

7,889

76

2,434
(0)

247,042(315)

102,999

42,10780,772(163)

225,715

10,744

(133)

7,889

76

2,434

246,727(0)
18(1,425)
5,456
(0)
19

18
(145)

4,050
229,765(1,425)5,456
1–102,999

1
42,1084,031
84,803

Treasurystock(1,425)
5,456
(0)
19
1,517

22

(575)

(10)

31

986

1,517
12,261

22
(110)

(575)
7,314

(10)
66

31
2,466

5,037
251,764

Thousands of U.S. Dollars
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureTotal
available- gain (loss) on ments ofStock
Nonshareholder’s
for-saledeferreddefinedsubscription controlling
equitysecurities
hedgesbenefit plansrightsinterests

Total net
assetsCapitalstock

CapitalsurplusRetainedearnings

920,291376,224

724,508(2,814)(1,456)2,019,567(2,814)

95,997(1,188)70,487679

21,7472,207,308(2,814)920,291376,224

721,694(1,456)2,016,753

95,997(1,188)70,487679

21,7472,204,494(0)
160(12,732)
48,749(0)
169(12,732)
48,7498–920,2918
376,233

36,016
757,710160(1,295)36,186
2,052,939(12,732)
48,749(0)
169
13,554196(5,137)

(89)

276

8,809

13,554
109,551196(982)(5,137)65,350

(89)
589

276
22,03345,0052,249,499(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

2021

6

Consolidated Interim Statements of Cash Flows (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2021 and 2020

Thousands of
U.S. dollars
2021

Millions of yen
2021
2020
Cash flows from operating activities
Income before income taxes¥

Depreciation

6,895

¥

5,421

61,606

2,722

21,050Loss on impairment of fixed assets

3

3

26

Amortization of goodwill

13

13

116

(Earnings) losses from investments under the equity method

2

14

17

Increase (decrease) in reserve for possible loan losses

758

344

6,772

Increase (decrease) in accrued bonuses

339

219

3,028
(1,670)Decrease (increase) in net defined benefit asset

(187)

(71)

Increase (decrease) in net defined benefit liability

(5)

(3)

(44)

Increase (decrease) in reserve for reimbursement of deposits

(58)

(64)

(518)

Increase (decrease) in reserve for point services

(13)

(29)

(116)

Increase (decrease) in reserve for contingent losses
Interest income

(13)

44

(116)

(22,167)(21,258)(198,061)

Interest expenses

513

704

4,583

(Gain) loss on securities

(310)

(695)

(2,769)(Gain) loss on money held in trust

(8)

97

(71)

(Gain) loss on foreign exchange

(104)

1

(929)

(Gain) loss on sales or disposal of fixed assets, net

6

(14)

53

Net (increase) decrease in loans and bills discounted(126,644)(181,850)(1,131,558)
1,290,225

Net increase (decrease) in deposits

144,402295,198

Net increase (decrease) in negotiable certificates of deposit

39,950–356,951

Net increase (decrease) in borrowed money (excluding subordinated borrowings)

53,388152,894

477,019

Net (increase) decrease in due from banks (excluding due from the Bank of Japan)

977(2,049)8,729

Net (increase) decrease in trading account securities

–

13

–

Net (increase) decrease in call loans and bills bought and others

775(3,939)6,924

Net (increase) decrease in call money and bills sold and others

230,000–

2,055,039

Net increase (decrease) in payables under securities lending transactions

4,830

–

43,155

Net (increase) decrease in foreign exchange (assets)

(598)

54

(5,343)

Net increase (decrease) in foreign exchange (liabilities)

(171)

(45)

(1,527)

45

–

402

22,24821,601

198,784

Net increase (decrease) in borrowed money from trust accountInterest received
Interest paid

(550)

(880)

(4,914)

Other

3,148

3,582

28,127359,823

272,029

3,215,001

380

656

3,395

Subtotal
Income taxes refund
Net cash provided by (used in) operating activities¥

360,203¥

272,685(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

7

$

2,356

2021

$

3,218,397

Consolidated Interim Statements of Cash Flows (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2021 and 2020

Millions of yen
2021
2020

Thousands of
U.S. dollars
2021(108,381)$

Cash flows from investing activities
Purchases of securities¥¥(72,749)(968,379)

Proceeds from sales of securities

14,744

13,774

131,736

Proceeds from maturity of securities

52,31258,492

467,405

Increase in money held in trust(4,500)–(40,207)

Purchases of tangible fixed assets(1,061)(977)(9,479)Purchases of intangible fixed assets

(437)

(383)

(3,904)

41

27

366

(47,282)(1,815)(422,462)

–

210

–
(12,732)

Proceeds from sales of tangible fixed assets
Net cash provided by (used in) investing activities
Cash flows from financing activities
Proceeds from stock issuance to non-controlling shareholders(1,425)(1,427)

Cash dividends paid to non-controlling shareholders

Cash dividends paid

–

(7)

–

Payment for non-controlling shareholders

–

(200)

–

Purchases of treasury stock

(0)

(0)

(0)

Proceeds from disposition of treasury stock
Net cash provided by (used in) financing activities
Effect of exchange rate changes on cash and cash equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period

¥

19

21

169

(1,406)(1,403)(12,562)3

2

26

311,518

269,468

2,783,398

1,660,156

801,973

14,833,416

1,071,442$ 17,616,815

1,971,674¥(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

2021

8

Non-consolidated Financial Information of The Senshu Ikeda Bank (Unaudited)
Non-consolidated Interim Balance Sheets (Unaudited)
The Senshu Ikeda Bank, Ltd.
As of 30th September, 2021 and 31st March, 2021

Millions of yen
As of September 30,
As of March 31,
2021
2021

Thousands of
U.S. dollars
As of September 30,
2021

AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Money held in trust
Securities
Loans and bills discounted
Foreign exchange assets
Other assets
Tangible fixed assets
Intangible fixed assets
Prepaid pension cost
Deferred tax assets
Customers’ liabilities for acceptances and guarantees
Reserve for possible loan losses
Total assets¥¥

1,975,201
8,629
89
24,504
624,516
4,440,011
5,659
31,836
31,764
4,187
13,112
4,089
7,619(13,906)
7,157,316¥

1,665,017
9,414
79
20,001
571,287
4,311,595
5,061
43,05632,108
4,573
12,097
5,286
7,388(12,825)
6,674,143$ 17,648,329
77,099795
218,9425,580,021
39,671,291
50,562
284,453
283,80937,410117,155
36,53568,075(124,249)$ 63,950,285

5,420,391
29,300–
10,323962,961487–
24,7181,458$ 49,734,158
616,065
2,055,039
135,400
9,085,114
2,823
402
256,477
15,850

4

4

35

333
44
1,158
7,619
6,937,160

392
57
1,171
7,388
6,458,655

2,975
393
10,346
68,07561,983,202

61,38588,86258,312
208,560
11,705(110)
11,595
220,155
7,157,316

61,38588,86255,164205,413
10,208(133)
10,075215,488
6,674,143

548,472
793,977
521,015
1,863,473
104,583(982)
103,600
1,967,074$ 63,950,285¥

Liabilities and net assets
Liabilities
Deposits
Negotiable certificates of deposit
Call money and bills soldPayables under securities lending transactions
Borrowed money
Foreign exchange liabilities
Borrowed money from trust account
Other liabilities
Provision for employees’ bonuses
Accrued retirement benefits for directors and audit & supervisoryboard members
Reserve for reimbursement of deposits
Reserve for point services
Reserve for contingent losses
Acceptances and guarantees
Total liabilities
Net assets
Shareholders’ equity:
Capital stock
Capital surplus
Retained earnings
Total shareholders’ equity
Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges
Total valuation and translation adjustments
Total net assets
Total liabilities and net assets¥¥

5,566,247
68,950230,000
15,154
1,016,806
316
45
28,705
1,774¥¥(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

9

2021

Non-consolidated Interim Statements of Operations (Unaudited)
The Senshu Ikeda Bank, Ltd.
Six months ended 30th September, 2021 and 2020

Millions of yen
2021
2020

Thousands of
U.S. dollars
2021

IncomeInterest income:Interest on loans and bills discounted
Interest and dividends on securities
Other interest income
Trust fees
Fees and commissions
Other operating income
Other income
Total income¥

19,996
2,256
755
1
8,389
319
740
32,459¥19,650
2,380
247
8,027
644
847
31,799$178,663
20,1576,745
874,9552,850
6,611
290,019

Expenses
Interest expenses:
Interest on deposits
Other interest expenses
Fees and commissions
Other operating expenses
General and administrative expenses
Other expenses
Total expenses
Income before income taxes
Income taxes
Current
Deferred
Total income taxes
Net income

¥

474
21
4,497
7
20,014
1,871
26,887
5,571

557
129
4,426
100
20,0901,484
26,789
5,009

4,235
187
40,18062
178,824
16,717240,234
49,776

368
371
739
4,831

(371)
807
435
4,574

3,288
3,314
6,602
43,164¥$(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥111.92 = $1.00, as of Sept. 30, 2021.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

2021

10

httpshttps

SENSHU IKEDA TOKAI TOKYOSECURITIES CO.,LTD.
3-2-1, Toyosaki, Kita-ku, Osaka 531-0072, Japan
Phone:81-(0)6-6485-0031
https://www.sittsec.co.jp/