INTERIM REPORT2016

Six Months Ended September 30,2016

This symbol in the shape of Kansai’s six prefectures is suitable for the new financial group,
leading the Kansai region characterized by a spirit of openness. The vertical lines stretching
upward express the spread of the various networks linking the Kansai area that were createdwith the birth of the new financial group.
The brand color is associated with water, a clear blue that symbolizes the growth potential of
the new financial group and the corporate culture of unrestricted freedom.

Management Principle

Strive to become a financial group that “endear ourselves to theregional community by providing services tailored to customers’
needs, while valuing “broad networks of relationships” and “anenterprising spirit.”

Management Policy

1. Create a “most trusted by customers” financial group which
respects personal relationships and promotes honest andapproachable banking.
2. Create a financial group with a commanding regional presence byresearching and predicting trends to provide advanced, high-quality services.
3. Pursue transparent operations and live up to the trust of theshareholders, while maintaining a competitive edge through strong
financial standing, high profitability and management efficiency.
4. Promote “coexistence with the region” by utilizing industrial,academic and management networks for business matching.
5. Focus on gaining the trust of the community through compliancewith laws and regulations and corporate activities that are considerate of the environment.
6. Provide a workplace for employees of the financial group which
encourages employees to exercise talents and develop skills, with
an emphasis on proactive self improvement, thereby contributing to
the development of upstanding citizens.

CONTENTS
Corporate Information …………………………………… 2
Board of Directors ...……………………………………… 3
Consolidated Financial Informationof Senshu Ikeda Holdings (Unaudited) ………………… 4
Non-consolidated Financial Informationof The Senshu Ikeda Bank (Unaudited) ..……………… 91

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

SENSHU IKEDA HOLDINGS,INC.

Corporate Information
Corporate Data (As of the end of September, 2016)
Senshu Ikeda Holdings, Inc.
Establishment: October 1, 2009
Location:18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan
Phone:
81-(0)6-4802-0181
URL:
http://www.senshuikeda-hd.co.jp
Share Capital:¥102.9 billion
Business Activities: Management and other related operations of banks and affiliates
whose shares can be held in accordance with the Banking Act
and other related operations.
Number of Employees: 106
Stock Listing:Tokyo Stock Exchange

The Senshu Ikeda Bank, Ltd.
Establishment: September 1, 1951
18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan
Location:
Phone:
81-(0)6-6375-1005
URL:
http://www.sihd-bk.jp
Share Capital:¥61.3 billion
Deposits:¥4.7927 trillion
Loans:¥3.7519 trillion
Number of Branches: 138
Number of Employees: 2,540

Asia and China Business Promotion Division Financial Market Division:(International Division)Suzhou Representative Office:Phone:
81-(0)6-6375-3484
Facsimile :81-(0)6-6375-3492
SWIFT Address : BIKEJPJS

399 East Baodai Road,
Wuzhong District, Suzhou,
Jiangsu, China
Phone:
86-(0)512-6585-1791
Facsimile :86-(0)512-6585-2312

Phone:
Facsimile :81-(0)6-6375-3879
81-(0)6-6375-3998

Senshu Ikeda Tokai Tokyo Securities Co.,Ltd.
Establishment: January 30, 2013
Location:18-14 Chayamachi, Kita-ku, Osaka-City, Osaka 530-0013, Japan
Phone:
81-(0)6-6485-0031
URL:
http://www.sittsec.co.jp
Share Capital:¥1.25 billion
Assets under management: ¥89.9 billion
Number of Branches: 3
Number of Employees: 91

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 20162

Board of Directors
Senshu Ikeda Holdings
n Board of Directors (As of June 28, 2016)
Representative Director
and President

Hirohisa Fujita

Director

Atsushi Ukawa

Director

Hiro Maeno

Audit & Supervisory
Board Member(Full-time)

Takashi Nishi

Representative Director
and Chairman

Kazuyuki Kataoka

Director

Akira Tahara

Director

Yasuki Hosomi

Shigeru Aoyagi

Director

Takayuki Ota

Director(Outside)

Taro Ohashi

Director

Motoshi Inoue

Director(Outside)Kazuo Hiramatsu

Audit & Supervisory
Board Member(Full-time)
Audit & Supervisory
Board Member(Outside)
Audit & Supervisory
Board Member(Outside)

Director & Senior
Managing
Executive Officer
Director & Senior
Managing
Executive Officer
Director & Senior
Managing
Executive Officer

Atsushi Ukawa

Director & Managing
Executive Officer

Hiro Maeno

Hiroaki Kobayashi

Akira Tahara

Director & Managing
Executive Officer

Yasuki Hosomi

Takayuki Ota

Director(Outside)

Minoru Furukawa

Audit & Supervisory
Board Member(Full-time)
Audit & Supervisory
Board Member(Full-time)
Audit & Supervisory
Board Member(Outside)

Director & Senior
Managing
Executive Officer

Motoshi Inoue

Director(Outside)

Takao Koyama

Audit & Supervisory
Board Member(Outside)

Kenichi Yoshimoto

Koji Miyata

Executive
Officer

Akihito Okumura

Executive
Officer

Tsutomu Irie

Shinji Inoue

Executive
Officer

Kou Tanaka

Executive
Officer

Susumu Yamagata

Tadashi Ichikawa

Toshiaki Imanaka
Toshiaki Sasaki

The Senshu Ikeda Bankn Board of Directors (As of June 28, 2016)
Representative Director
and President

Hirohisa Fujita

Representative Director
and Chairman

Kazuyuki Kataoka

Satoshi Kitagawa
Tsuneo Yamadan Executive Officers (As of June 28, 2016)
Senior Managing
Executive Officer
Senior Managing
Executive Officer
Senior Managing
Executive Officer

Masahiro Saito

Managing
Executive Officer

Takashi Noda

Managing
Executive Officer

Susumu Kawakami

Executive
Officer

Osamu Horiuchi

Executive
OfficerManaging
Executive Officer

Hirotsugu Maekawa

Executive
Officer

Satoru Kusumoto

Executive
Officer

Jun Matsumura

Managing
Executive Officer

Masahiro Horikawa

Executive
Officer

Muneharu Kurita

Executive
Officer

Hirohito Sakaguchi

Senshu Ikeda Tokai Tokyo Securitiesn Board of Directors (As of June 28, 2016)
Representative
Director andPresident
Representative
Director andVice PresidentManaging
Director

Yasuo Kitamura

Audit & Supervisory
Board Member(Full-time)

Yutaka Sakato

Hiromi Tajima

Audit & Supervisory
Board Member(Outside)
Audit & Supervisory
Board Member(Outside)

Satoshi Kitagawa

Mamoru Kudon Executive Officers (As of June 28, 2016)

3

Executive Officer

Toshiyuki Inoue

Executive Officer

Wataru Kondo

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

Hiroichi Wakita

SENSHU IKEDA HOLDINGS,INC.

Consolidated Financial Information of Senshu Ikeda Holdings (Unaudited)
Consolidated Interim Balance Sheets (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
As of 30th September, 2016

AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading account securities
Money held in trust
Securities
Loans and bills discounted
Foreign exchange assets
Other assets
Tangible fixed assets
Intangible fixed assets
Net defined benefit assets
Deferred tax assets
Customers’ liabilities for acceptances and guarantees
Reserve for possible loan losses
Total assets

Millions of yen
As of September 30, As of March 31,
2016
2016

Thousands of
U.S. dollars
As of September 30,
2016¥560,361
951
112
216
28,664
1,060,916
3,759,044
7,490
53,58837,9885,517
12,87012,886
13,311(21,693)¥5,532,226¥460,293
885
67
221
27,0001,026,804
3,765,182
6,451
63,76538,714
6,123
13,01814,181
14,399(30,483)¥5,406,626$5,541,544
9,404
1,107
2,136
283,465
10,491,653
37,174,090
74,070529,944375,672
54,558127,274
127,432
131,635(214,527)$54,709,513¥4,747,268–
255,320
155,128453
45,00047,682
2,040
680
33
492
237
331
0
50
13,311
5,268,032¥4,730,075
3,800
211,50986,216429
55,00043,488
1,787
741
39
456
223
343
0
110
14,3995,148,621$46,946,875–
2,524,920
1,534,098
4,479
445,015
471,538
20,174
6,724
326
4,865
2,343
3,273
0
494
131,635
52,096,835

102,999
57,36574,596(2,344)
232,616

102,999
57,361
68,521(2,678)226,203

1,018,581
567,296
737,697(23,180)
2,300,395

25,142(185)
1,839
26,79682
4,700
264,194¥5,532,226

21,753(144)
1,927
23,536
91
8,172
258,005¥5,406,626

248,635(1,829)18,186
264,992810
46,4792,612,678$54,709,513

Liabilities and net assets

Liabilities
Deposits
Negotiable certificates of deposit
Payables under securities lending transactions
Borrowed money
Foreign exchange liabilities
Corporate bonds and notes
Other liabilities
Provision for employees’ bonuses
Net defined benefit liability
Accrued retirement benefits for directors and corporate auditors
Reserve for reimbursement of deposits
Reserve for point services
Reserve for contingent losses
Reserve under special laws
Deferred tax liabilities
Acceptances and guarantees
Total liabilities

Net assets
Shareholders’ equity:
Capital stock
Capital surplus
Retained earnings
Treasury stock
Total shareholders’ equity
Accumulated other comprehensive income:Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges

Remeasurements of defined benefit plans

Total accumulated other comprehensive income
Stock subscription rights
Non-controlling interests
Total net assets
Total liabilities and net assets(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 20164

Consolidated Interim Statements of Operations (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2016 and 2015

IncomeInterest income:Interest on loans and bills discounted
Interest and dividends on securities
Other interest income
Fees and commissions
Other operating income
Recoveries of written-off claims
Other income
Total income

Millions of yen
2016
2015

Thousands of
U.S. dollars
2016¥21,428
7,442
230
9,704
6,061
823
6,227
51,919¥22,963
8,050
374
10,447
3,845
850
9,507
56,039$211,906
73,595
2,274
95,96559,9388,138
61,580513,439

1,661
355
1,246
3,046
1,690
25,888149
55
6,174
40,268
11,650

2,420
337
1,292
2,775
7,500
24,64924
170
6,769
45,938
10,101

16,426
3,510
12,32130,122
16,712
256,0121,473
543
61,056398,219
115,209

1,479
(198)
1,281
10,3691,551¥8,817

447
966
1,413
8,687
91
¥8,596

14,626(1,958)12,668102,541
15,338$87,193

Expenses

Interest expenses:
Interest on deposits
Interest on borrowings and rediscounts
Other interest expenses
Fees and commissions
Other operating expenses
General and administrative expenses
Loss on sales or disposal of fixed assets
Loss on impairment of fixed assets
Other expenses
Total expenses
Income before income taxes

Income taxes
Current
Deferred
Total income taxes
ProfitProfit attributable to non-controlling interests
Profit attributable to owners of the parent(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

Consolidated Interim Statements of Comprehensive Income (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2016 and 2015

ProfitOther comprehensive income
Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges
Remeasurements of defined benefit plans
Total other comprehensive income
Comprehensive income
Total comprehensive income attributable to:
Owners of the parent
Non-controlling interests

Millions of yen
2016
2015
¥10,369¥8,687

Thousands of
U.S. dollars
2016$102,541

3,387
(40)
(88)
3,258
¥13,628(9,324)(70)(382)(9,777)¥(1,090)

33,494(395)(870)
32,219$134,770

12,0771,550(1,181)
90

119,432
15,328(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

5

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

SENSHU IKEDA HOLDINGS,INC.

Consolidated Interim Statement of Changes in Net Assets (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended September 30, 2015

BALANCE, APRIL 1, 2015
Issuance of capital stock
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposition of treasury stock
Retirement of treasury stock
Net changes in items otherthan shareholder’s equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2015

Capitalstock

CapitalsurplusRetainedearnings

79,811
23,18759,19723,18760,155(5,375)8,596(3)(25,020)
23,187
102,999(1,836)57,361

3,220
63,375

Treasury
stock

(253)

Millions of Yen
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureTotal
available- gain (loss) on ments ofStockshareholder’s for-saledeferreddefinedsubscription
equitysecurities
hedges benefit plansrights

5

6,214

69

Noncontrollinginterests

8,485

Total net
assets21,101(25,021)116
25,020198,910
46,375(5,375)
8,596(25,021)112–

234,788
46,375(5,375)
8,596(25,021)112–(9,324)

(70)

(382)

7

(156)

(9,926)115(138)

24,687
223,598(9,324)
11,777

(70)
(64)

(382)
5,831

7
77

(156)
8,328

14,760249,548

Millions of Yen
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureTotal
available- gain (loss) on ments ofStockshareholder’s for-saledeferreddefinedsubscription
equitysecurities
hedges benefit plansrights

Noncontrollinginterests

Total net
assetsSix months ended September 30, 2016

BALANCE, APRIL 1, 2016
Increase by merger
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposition of treasury stock
Net changes in items otherthan shareholder’s equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2016

Capitalstock

CapitalsurplusRetainedearnings

102,999

57,361
8

68,521(2,743)8,817(4)102,999

Capitalstock

BALANCE,APRIL 1, 2016
1,018,581
Increase by merger
Cash dividends
Profit attributable to owners of the parent
Acquisition of treasury stock
Disposition of treasury stock
Net changes in items otherthan shareholders’ equity
Total changes during the period
BALANCE, SEPTEMBER 30, 2016 1,018,581

3
57,365

6,074
74,596

Treasurystock(2,678)21,753(0)334

226,2038(2,743)
8,817
(0)
329

(144)

1,927

3,389

(40)

(88)

(9)

(3,472)(222)

333(2,344)

6,412
232,616

3,389
25,142

(40)
(185)

(88)
1,839

(9)
82

(3,472)
4,700

6,189
264,194

Thousands of U.S. Dollars
Accumulated othercomprehensive income
Net unrealizedNetgain (loss) on unrealized RemeasureStockTotal
available- gain (loss) on ments ofdefinedsubscription
shareholder’s for-saledeferredhedges benefit plansrightsequitysecurities

Noncontrollinginterests

Total net
assetsCapitalsurplusRetainedearnings

Treasurystock

567,25679

677,620

215,120(27,126)
87,193(26,483) 2,236,975
79(27,126)
87,193
(0)
(0)
3,303
3,253

33,514

(395)

(870)

60,067
737,697

3,293
63,409(23,180) 2,300,395

33,514
248,635(395)(1,829)(870)
18,186(39)
29567,296(1,424)

19,056

91

899

8,172

258,0058(2,743)
8,817
(0)
329

80,8142,551,473
79(27,126)
87,193
(0)
3,253

(89)

(34,335)(2,195)(89)
810(34,335)
61,204
46,479 2,612,678(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 20166

Consolidated Interim Statements of Cash Flows (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2016 and 2015

Millions of yen
2016
2015
Cash flows from operating activities
Income before income taxes
Depreciation
Loss on impairment of fixed assets
Amortization of goodwill(Earnings) losses from investments under the equity method
Increase (decrease) in reserve for possible loan losses
Increase (decrease) in accrued bonuses
Decrease (increase) in net defined benefit asset
Increase (decrease) in net defined benefit liability

2,724
55
95
(15)
(8,789)
253
148
(60)

¥10,101
2,432
170
95
3
(709)
268
(844)
(1)

$115,209
26,938
543
939
(148)
(86,916)
2,501
1,463
(593)

Increase (decrease) in accrued retirement benefits for directors and corporate auditors
Increase (decrease) in reserve for reimbursement of deposits
Increase (decrease) in reserve for point services
Increase (decrease) in reserve for contingent losses
Interest income
Interest expenses(Gain) loss on securities(Gain) loss on money held in trust(Gain) loss on foreign exchange(Gain) loss on sales or disposal of fixed assets, net
Net (increase) decrease in loans and bills discounted
Net increase (decrease) in deposits
Net increase (decrease) in negotiable certificates of deposit

(5)
35
13
(11)
(29,101)
3,262(3,288)(1,672)
29,851132
6,137
17,193(3,800)

–
14
22
(58)
(31,388)
4,049
634
(304)
(427)
8
(585)
(18,893)(1,543)

(49)
346
128
(108)
(287,786)
32,258(32,515)(16,534)
295,203
1,305
60,690170,025(37,579)

Net increase (decrease) in borrowed money (excluding subordinated borrowings)

78,911(40,052)

780,369

Net (increase) decrease in due from banks (excluding due from the Bank of Japan)
Net (increase) decrease in trading account securities
Net (increase) decrease in call loans and bills bought

308
4
(110)

1,941
(28)
(59)

3,045
39
(1,087)

Net increase (decrease) in payables under securities lending transactions
Net (increase) decrease in foreign exchange (assets)
Net increase (decrease) in foreign exchange (liabilities)
Interest received
Interest paid
Other

43,811(1,038)24
29,298(3,441)(3,676)(64,029)
(254)
(275)
32,063(4,327)(759)

433,257(10,265)237
289,734(34,028)(36,352)

168,900
1,458¥170,358(112,737)(904)¥(113,642)

1,670,292
14,418$1,684,711

Subtotal
Income taxes (paid) refund
Net cash provided by (used in) operating activities¥11,650(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

7

Thousands of
U.S. dollars
2016

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

SENSHU IKEDA HOLDINGS,INC.

Consolidated Interim Statements of Cash Flows (Unaudited)
Senshu Ikeda Holdings, Inc. and Consolidated Subsidiaries
Six months ended 30th September, 2016 and 2015

Thousands of
U.S. dollars
2016

Millions of yen
2016
2015
Cash flows from investing activities
Purchases of securities
Proceeds from sales of securities
Proceeds from maturity of securities
Purchases of tangible fixed assets
Purchases of intangible fixed assets
Proceeds from sales of tangible fixed assets
Net cash provided by (used in) investing activities

454,628
78,407
(769)
(731)
0
(47,108)¥(242,422)
174,236
208,830
(681)
(430)
–
139,532$(5,722,349)
4,495,925
775,385(7,604)(7,229)0(465,862)

Cash flows from financing activities
Proceeds from issuance of capital stock
Decrease in subordinated borrowings
Decrease in subordinated bonds and bonds with stock subscription rights
Cash dividends paid
Cash dividends paid for non-controlling shareholders
Purchases of treasury stock
Proceeds from disposition of treasury stock
Net cash provided by (used in) financing activities–(10,000)(10,000)(2,743)
(240)
(0)
329
(22,654)

46,375––(5,375)(240)(25,021)116
15,853–(98,892)(98,892)(27,126)(2,373)(0)
3,253(224,030)

Effect of exchange rate changes on cash and cash equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period¥(578,644)

(218)

363

(2,155)

100,377
453,968¥554,345

42,107532,484¥574,592

992,652
4,489,398$5,482,051(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 20168

Non-consolidated Financial Information of The Senshu Ikeda Bank (Unaudited)
Non-consolidated Interim Balance Sheets (Unaudited)
The Senshu Ikeda Bank, Ltd.
As of 30th September, 2016

Millions of yen
As of September 30, As of March 31,
2016
2016

Thousands of
U.S. dollars
As of September 30,
2016¥558,739
951
111
216
28,664
1,085,706
3,751,950
7,490
23,95937,333
5,492
10,671
12,55013,293(11,339)(3,037)¥5,522,755¥458,409
885
67
221
27,0001,051,825
3,752,067
6,451
33,80338,0396,145
10,741
14,053
14,127(16,232)(2,310)¥5,395,297$5,525,504
9,404
1,097
2,136
283,465
10,736,807
37,103,935
74,070236,936
369,195
54,311
105,528
124,109
131,457(112,134)(30,033)$54,615,852

Liabilities
Deposits
Negotiable certificates of deposit
Payables under securities lending transactions
Borrowed money
Foreign exchange liabilities
Corporate bonds and notes
Other liabilities
Provision for employees’ bonuses
Accrued retirement benefits for employees
Accrued retirement benefits for directors and corporate auditors
Reserve for reimbursement of deposits
Reserve for point services
Reserve for contingent losses
Acceptances and guarantees
Total liabilities¥4,792,719–
255,320
142,583453
45,00025,728
1,811
990
29
492
149
331
13,293
5,278,905¥4,777,696
3,800
211,50973,181429
55,00021,448
1,554
1,101
35
456
138
334
14,127
5,160,814$47,396,350–
2,524,920
1,410,037
4,479
445,015
254,430
17,909
9,790
286
4,865
1,473
3,273
131,457
52,204,361

Net assets
Shareholders’ equity:
Capital stock
Capital surplus
Retained earnings
Total shareholders’ equity
Net unrealized gain (loss) on available-for-sale securities
Net unrealized gain (loss) on deferred hedges
Total valuation and translation adjustments
Total net assets
Total liabilities and net assets

61,385
104,185
53,477
219,048
24,986(185)
24,801
243,850¥5,522,755

61,385
104,185
47,532
213,103
21,524(144)
21,380234,483¥5,395,297

607,051
1,030,310
528,846
2,166,218
247,092(1,829)245,263
2,411,491$54,615,852

AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading account securities
Money held in trust
Securities
Loans and bills discounted
Foreign exchange assets
Other assets
Tangible fixed assets
Intangible fixed assets
Prepaid pension cost
Deferred tax assets
Customers’ liabilities for acceptances and guarantees
Reserve for possible loan losses
Reserve for possible investment losses
Total assets

Liabilities and net assets(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

9

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

SENSHU IKEDA HOLDINGS,INC.

Non-consolidated Interim Statements of Operations (Unaudited)
The Senshu Ikeda Bank, Ltd.
Six months ended 30th September, 2016 and 2015

Millions of yen
2016
2015

Thousands of
U.S. dollars
2016

IncomeInterest income:Interest on loans and bills discounted
Interest and dividends on securities
Other interest income
Fees and commissions
Other operating income
Other income
Total income¥21,246
7,479
216
7,281
5,751
2,822
44,797¥22,737
8,891
356
7,953
3,561
5,626
49,127$210,106
73,961
2,136
72,00356,87327,907443,008

1,661
1,571
4,278
1,784
23,5742,165
35,034
9,762

2,453
1,589
4,096
7,515
22,576
2,021
40,253
8,873

16,426
15,53542,306
17,642
233,128
21,410346,459
96,538

1,009
7
1,017
¥8,745

(93)
918
824
¥8,048

9,978
69
10,057$86,481

Expenses
Interest expenses:
Interest on deposits
Other interest expenses
Fees and commissions
Other operating expenses
General and administrative expenses
Other expenses
Total expenses
Income before income taxes
Income taxes
Current
Deferred
Total income taxes
Net income(Note 1) The amounts are presented in millions of yen and are rounded down to the nearest million.
(Note 2) U.S. dollar amounts are translated, for convenience only, at the rate of ¥101.12 = $1.00, as of Sept. 30, 2016.
(Note 3) The amounts are presented in thousands of dollars and are rounded to the nearest thousands.

SENSHU IKEDA HOLDINGS,INC. INTERIM REPORT 2016

10

SENSHU IKEDA TOKAI TOKYOSECURITIES CO.,LTD.
18-14,Chayamachi,Kita-ku,Osaka 530-0013,Japan
Phone:81-(0)6-6485-0031
http://www.sittsec.co.jp/