ANZ FEES AND CHARGESCUSTOMER BANKING SERVICESEFFECTIVE 15 APRIL 2024 – VANUATU1CUSTOMER SERVICE

Fee description

Fee description

PRIORITY CASH
MANAGEMENT ACCOUNTAmountAmount

ACCESS EVERYDAY ACCOUNT

Minimum opening balance

VT5,000

Minimum opening balance

Nil

Monthly account fee

NilMonthly account fee

VT120

ATM withdrawal fee*

ATM withdrawal fee*

VT30 pertransaction

VT30 pertransaction

Staff assisted transaction fee

Staff assisted transaction fee

VT300 pertransaction

VT300 pertransaction

TERM DEPOSITACCESS PREMIUM ACCOUNT

Minimum opening balance

VT100,000

Minimum opening balance

Nil

Minimum ongoing balance

VT100,000

Monthly account fee

VT1,100

ATM withdrawal fee*

VT30 pertransaction

Term Deposit earlywithdrawal fee2

Staff assisted transaction fee

VT300 pertransaction

50% off theapplicable interest
rate at the timeof investment.
Minimum VT5,000

Note: This product is no longer available to new customers.

PACIFIC SAVINGS ACCOUNT

2	If you wish to withdraw all or part of your ANZ Term Deposit
before its maturity date, ANZ will be entitled to reducethe interest rate payable on the ANZ Term Deposit for theearly withdrawal.

Minimum opening balance

Nil

Monthly account fee

NilATM withdrawal fee*

VT30 pertransaction

Minimum opening balance

VT50,000

Minimum ongoing balance

Credit Balance

Staff assisted transaction fee

VT300 pertransaction

Monthly account fee

VT300

ATM withdrawal fee*

VT30 pertransaction

Staff assisted transaction fee

VT300 pertransaction

Unarranged overdraft fee

VT800

Minimum deposit per month tobe eligible for bonus interest1

VT5,000

1	Bonus interest will apply once there is a minimum deposit andthere is no withdrawal within the month.

BUSINESS AND PERSONALCHEQUE ACCOUNTSNote: The Personal Cheque Account is no longer available tonew customers.

All references in this document to ‘VT’, are to
the lawful currency of Vanuatu (Vatu).

2* Non-ANZ ATMs may charge an additional Cash Withdrawal andBalance Enquiry Fee.

3Fee description

Amount

NEGOTIATOR

Fee description

AmountVISA DEBIT CARD 3

Minimum opening balance

VT2,000,000

Minimum ongoing balance

Credit Balance

Monthly account fee

VT300

ATM withdrawal fee*

VT30 pertransaction

Staff assisted transaction fee

VT300 pertransaction

Unarranged overdraft fee

VT800

Note: This product is no longer available to new customers.

CABI MONTHLY

Cross-border transaction fee4

2.50% of thetransacted
amount in VT

3	Domestic fees depend on the Transaction or Savings accountyou requested your ANZ Visa Debit Card be linked to. For further
information please contact your ANZ branch.
4	When transactions are performed overseas or online and theretailer processes your online payment overseas.

CERTIFICATES SUPPLIED
Auditor’s confirmation
certificate fee

VT3,000 per
certificate

Simple certificate fee

VT600 percertificate

Minimum opening balance

VT1,000,000

Minimum ongoing balanceCredit Balance

Monthly account fee

VT300

ATM withdrawal fee*

VT30 pertransaction

Diskpay fee

Staff assisted transaction fee

VT300 pertransaction

OTHER FEES

Unarranged overdraft fee

VT800

DISKPAY
VT20 pertransaction

Printing fee

VT125 per page

Search fee

VT800 per item

CHEQUE & DEPOSIT BOOKS

Unarranged overdraft fee

VT800

Deposit book fee (triplicate book)VT1,000

Card replacement fee

VT600 per card

50 leaves cheque bookVT5,000

200 leaves cheque book

VT20,000BANK CHEQUESBank cheque fee

VT1,000 per event* Non-ANZ ATMs may charge an additional Cash Withdrawal andBalance Enquiry Fee.

45LENDING FEES & CHARGES
Fee description

AmountOVERDRAFT FEES
Overdraft management fee

Unarranged overdraft fee

0.125% per monthon highest
Facility limit(minimum VT800)

Fee description

VT800

Minimum opening balance

USD4,000

Minimum ongoing balance

USD4,000

Monthly account fee

USD5.00

LOAN/FACILITY APPROVAL FEES
Home loan

VT32,500

Unsecured Personal loan

VT12,000

Secured Personal loan

VT25,000

Business Overdraft or
Term Loan facility

1.5% on approved
amount (minimumVT16,000)

LOAN MAINTENANCE FEES
Loan maintenance fee5INTERNATIONALSERVICES
FEES & CHARGES

VT4,000 per activity

AmountFOREIGN CURRENCY ACCOUNT
United States Dollars (USD)

Australian Dollars (AUD)
Minimum opening balance

AUD5,000

Minimum ongoing balance

AUD5,000

Monthly account fee

AUD5.00

EURO (EUR)
Minimum opening balance

EUR3,000

Minimum ongoing balance

EUR3,000

Monthly account fee

EUR5.00

5 Refer to the Terms and Conditions for further details.

New Zealand Dollars (NZD)

THIRD PARTY FEES

Minimum opening balance

NZD5,500

Minimum ongoing balance

NZD5,500

Monthly account fee

NZD5.00

Third party fees and charges
They may include consent fees,
government charges, registration
fees and valuation fees.

Charged by thirdparties including
the government,external valuers,and solicitors.

Great Britain Pound Sterling (GBP)
Minimum opening balance

GBP2,000

Minimum ongoing balance

GBP2,000

Monthly account fee

GBP5.00

French Pacific Francs (XPF)66

Minimum opening balance

XPF400,000

Minimum ongoing balance

XPF400,000

Monthly account fee

XPF1,000

7

Fee description

AmountFee description

AmountFOREIGN CURRENCY ACCOUNTTELEGRAPHIC TRANSFER 8 (OUTWARD)

Japanese Yen (JPY)6

Telegraphic transfer at branch

VT3,750

International transfer via
ANZ Internet banking andthe ANZ Pacific App

VT1,500

Cross Border Funds Transfer on
ANZ Transactive Global

VT1,500

Monthly account fee

JPY1,000Canadian Dollars (CAD)

6Monthly account fee
Fijian Dollars (FJD)

CAD15.00

6

Monthly account fee

FJD30.00

6	The XPF, JPY, CAD and FJD Foreign Currency Accounts are nolonger available to new customers.

FOREIGN CURRENCY INTEREST
BEARING TERM DEPOSITTELEGRAPHIC TRANSFER 8 (INWARD)
For credit of an ANZ accountVT1,200

For credit of an accountwith another bank in Vatu

0.25% of Vatu
equivalent oftransaction value
in foreign currency(min VT3,000, max
VT15,000)

For credit of an account withanother bank in foreign currency

0.25% of Vatu
equivalent oftransaction value
in foreign currency(min VT3,000, max
VT15,000)

Instruction clarification or inquiry

VT3,000 per inquiry/ clarification

Payment on application &identification

VT1,500

Request of Funds

VT1,500

United States Dollars
Minimum deposit andongoing balance

USD10,000

Australian Dollars
Minimum deposit andongoing balance

AUD5,000EURO
Minimum deposit andongoing balance

EUR10,000

New Zealand Dollars
Minimum deposit andongoing balance

NZD10,000

French Pacific Francs
Minimum deposit andongoing balance

XPF500,0008	International transfer and Cross Border Funds Transfer are otherterms we use for Telegraphic Transfer.

Great Britain Pound Sterling
Minimum deposit andongoing balance

GBP10,000

Early withdrawal
Term Deposit
early withdrawal fee7

50% off theapplicable interest
rate at the time ofinvestment.

7	If you wish to withdraw all or part of your ANZ Term Deposit
before its maturity date, ANZ will be entitled to reducethe interest rate payable on the ANZ Term Deposit for theearly withdrawal.

89Fee description

AmountFee description

DOCUMENTARY LETTERS OF CREDIT(DLC)

OTHER FEES

Credit Outwards

AmountService not covered elsewhere
Per service / item / transaction

VT500

Establishment validity < 6 months(min VT5,000)

0.375% of Vatu
equivalent ofDLC value

Per hour (as appropriate)

VT5,000

Establishment validity > 6 months(min VT5,000)

0.375% of Vatu
equivalent of DLCvalue plus 0.375%of DLC value eachadditional 6 months
or part thereof

Postage fee

SWIFT fee

VT3,000

Amendment fee / Cancellation

VT5,000

Postage
VT300

Credit Inwards
Advising Credit

VT5,000

Handling charges

0.375% of Vatu
equivalent of
DLC value

Courier

At Approximate
Cost

SWIFT fee

VT3,000

COLLECTION / NEGOTIATION OF
DOCUMENTARY BILL
Handling fee (min fee VT5,000,max fee VT60,000)

0.375% of Vatu
equivalent ofcollection value inforeign currency

SWIFT fee

VT3,000
Terms and conditions apply and are available at any ANZ branch or atanz.com/vanuatu. ANZ may change its fees and charges at any time.
If you require further information, please contact us at:
Address: ANZ Bank (Vanuatu) Limited,
PMB 9003, Kumul Highway,
Port Vila, Vanuatu
Email: vanuatu@anz.com
Phone: +678 26355

1011

ANZ Bank (Vanuatu) Limited. 04/24   21233

anz.com/vanuatu