①December 2023

Notice of Commencement of Repayment of Loans under Special Loans forEmergency Retail Fund, Etc.

This is to inform you that repayment of the captioned loan will commence asfollows.
Particulars:
To: Gifu Prefectural Council of Social Welfare, a social
welfare corporation
Livelihood Support Department, Fund Loan Section*This document is provided based on
the information as of October 31, 2023.

Special Loans for Emergency Retail Fund Due to Impact of New Coronavirus Infectious Disease

Notification of Repayment○Status of Loans/Amount to be Repaid (Remaining Amount to be Repaid)
Fund NameBorrower’s
Name

Loan CodeLoan AmountWe hereby inform you as follows, in connection with the commencement of redemption (repayment) of
the Special Loans for Emergency Retail Fund Due to Impact of New Coronavirus Infection having been
loaned by our council.
This is an important notice, so please be sure to check it.
Particulars:
1. Documents (enclosures herein) sent to you this time
* Since the form is prepared for each fund from which the loan was taken, you will receive multiple envelopes if
multiple types of loans have been taken out.

(1)

Notice Concerning Special Loans for Emergency Retail Fund
(this notice)and Notice of Commencement of Redemption (right side of thisnotice)(2)

Guidance on repayment exemption (for tax-exempt households)

(3)

(4)

RemainingAmount to beRepaid

Yen
Yen

*Redemption of the re-lending portion of the Special Loans for General Support Fund will begin in January 2025.
○Repayment Period, Etc.
Repayment Period
Number ofRepayments
Amount of repayment
per one timeMonthly Installments
After the first time:

times

yen/For the last time:yen○Redemption method ... Repayment by account transfer
If you have not registered your account transfer, you need to take necessary procedures.
Please contact us by telephone at 058-201-2100.
An example of how to fill out
the form is provided on thereverse side.

Guidance on repayment exemption (for those who receive public
livelihood assistance, those to whom disability identification
booklets have been issued)

An example of how to fill out
the form is provided on thereverse side.

Notification of change of name/address

An example of how to fill out
the form is provided on thereverse side.

2. Contact Information
Fund Loan Section, Livelihood Support Department, Gifu
Prefectural Council of Social Welfare[Contact Number] 058‐201‐2100[Reception Time] Weekdays 9:00 a.m. to 5:00 p.m.

Repayment
AmountYen

Information on
our website

Information on
our LINE page

QR code is a registered trademark of Denso Wave Incorporated.

[Note]- Documents are not accepted in person. Please do not bring the documents with you to complete the procedure.
- For further information on this matter, please contact the above telephone number.
Immediately after this notice is delivered, for example, it may be difficult to get through to the phone. Thank you foryour understanding.
- We cannot return documents that have been submitted once. Thank you for your understanding.
- It may take about one month from the time of application to receive the result of approval or disapproval of theexemption.

<Transfer Account>
Name of Financial
Institution

Branch Name

Type of Deposit

Account Holder

Account Number

Withdrawal Day

Please check the reverse side.

Matters to be Strictly Adhered, Etc.
1. Loans must be used in accordance with the plan in place at thetime of application. Repayment amount (principal and interest)
must be paid by the due date.
2. Borrower must immediately notify us of any of the following
events:(1) When there is a change of address, etc.
(2) When there is a change of name, etc(3) When there is a significant change in the situation of thehousehold(4) When the borrower receives public assistance(5) When the borrower dies
(6) When suffering a serious disaster(7) Other matters determined by the Gifu Prefectural Council ofSocial Welfare●Contact information for this matter

3. If any one of the following applies, you may be asked torepay all or a part of the loan in a lump sum.
(1) When a loan is diverted to any other purpose(2) When a false application or other fraudulent means isused to obtain a loan
(3) When you intentionally fail to repay a loan
4. If the loan is not repaid by the due date, interest on thedelinquent principal will be charged at 3.0% per annum.
* Delinquent interest on loans until the end of March 2020 is
5.0%[Telephone Number/Contact Number] 058‐201‐2100[Hours for Acceptance/Reception Time] Weekdays 9:00 a.m. to 5:00 p.m.

About Repayment
The loan will be repaid by account transfer (debit from the registered account).
Please check your balance so that there is no shortfall on the transfer date.
Fees (to be borne by the borrower)
Financial Institution

Transfer Date

* It will be added to the monthly repayment
amount.

Juroku Bank

25th day10 yen per transfer

Ogaki Kyoritsu Bank

25th day10 yen per transfer

Gifu Shinkin Bank

25th day10 yen per transfer

Ogaki Seino Shinkin Bank

25th day10 yen per transfer

Seki Shinkin Bank

25th day10 yen per transfer

Hachiman Shinkin Bank

25th day10 yen per transferTono Shinkin Bank

25th day10 yen per transfer

Takayama Shinkin Bank

25th day10 yen per transfer

Japan Post Bank

25th day10 yen per transfer

Financial institutions otherthan the foregoing

23th day

150 yen per transfer
From April 2024, it will be 165 yen pertransfer.

*If the financial institution is closed, the transfer will be made on the next business day.
In the following cases:

Information

If you want to change theregistered account

The registration process must be completed again.
We will guide you through the necessary documents for theprocedures, so please contact our council (at Tel: 058-201-2100).

If any transfer was notpossible due to insufficientbalance

If any transfer fails due to insufficient balance, incorrectly registeredaccount or other reasons, a payment handling slip will be mailed toyou.
Please follow the instructions on the payment handling slip andmake repayment.

If you want to discuss issues
on the repayment

Please contact the municipal council of social welfare where you
applied for the loan or our council (at Tel: 058-201-2100).
We would like to hear about your current living and income/work
situation.
Those who are having difficulty repaying their loans due to thefollowing circumstances may be eligible to apply for a deferment(delaying repayment).
Leaflets explaining
concessions on･ those who were damaged by an earthquake,
repayment
fire, etc.
･ those who are ill and unable to work･ those who are out of work･ those who have received a deferment ofrepayment on other loans