Fiscal 2022

Statistics Compiled byGeneral Insurance Rating Organization of Japan

AUTOMOBILE INSURANCE

General Insurance Rating Organization of Japan[自動車保険]ϩ㸬⮬ື㌴ಖ㝤⤫ィᮏ⦅ࡣࠊ⮬ື㌴ಖ㝤ዎ⣙ࡢ࠺ࡕ௨ୗࡢ⿵ൾ✀┠࡟࠿࠿ࡿᩘ್ࢆ㞟ィࡋࡓࡶࡢ࡛ࡍ㸦ࠕಖ㝤ᩱࠖࡣ✚❧ᆺၟရࡢ✚❧ಖ㝤ᩱ㒊ศࢆྵࡳࡲࡏࢇࠋ㸧ࠋ(1) ᑐே㈺ൾ㈐௵ಖ㝤㸸⮬ື㌴஦ᨾ࡛௚ேࢆṚയࡉࡏࡓࡇ࡜࡟ࡼࡗ࡚Ⓨ⏕ࡍࡿᦆᐖ㈺ൾ㈐௵
ࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ㸦ᮏ⦅ࡢ⤫ィ⾲࡛ࠕᑐே㈺ൾ㈐௵ಖ㝤ࠖ࡜ࡋ࡚⾲♧ࡉࢀࡓᩘ್࡟ࡣࠊ
ࠕ⮬ᦆ஦ᨾಖ㝤ࠖ࠾ࡼࡧࠕ↓ಖ㝤㌴യᐖಖ㝤ࠖࡢᩘ್ࢆྵࡳࡲࡍࠋ㸧(2) ᑐ≀㈺ൾ㈐௵ಖ㝤㸸⮬ື㌴஦ᨾ࡛௚ேࡢ㈈≀࡟ᦆയࢆ୚࠼ࡓࡇ࡜࡟ࡼࡗ࡚Ⓨ⏕ࡍࡿᦆᐖ㈺ൾ㈐௵ࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(3) ே㌟യᐖಖ㝤ᐇᦆᡶ㸸⮬ື㌴஦ᨾ࡛⮬㌟ࡸᐙ᪘ࡲࡓࡣ⮬ศࡢ㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ
࡟ࠊ஦ᨾࡢ┦ᡭ᪉࡜ࡢ㐣ኻ๭ྜ࡟࠿࠿ࢃࡽࡎࠊᐇ㝿࡟⏕ࡌࡓᦆᐖࡢ
㢠ࡀಖ㝤㔠࡜ࡋ࡚ᨭᡶࢃࢀࡿࡶࡢ㸦ᦆᐖࡢ㢠ࡣࠊಖ㝤⣙Ḱ࡟ᐃࡵࡽࢀࡓᇶ‽࡟ࡼࡾ⟬ᐃࡉࢀࡲࡍࠋ㸧(4) ே㌟യᐖಖ㝤ᐃ㢠ᡶ㸸⮬ື㌴஦ᨾ࡛⮬㌟ࡸᐙ᪘ࡲࡓࡣ⮬ศࡢ㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ
࡟ࠊዎ⣙᫬࡟タᐃࡋࡓᐃ㢠ࡀಖ㝤㔠࡜ࡋ࡚ᨭᡶࢃࢀࡿࡶࡢ
(5) ᦚ஌⪅യᐖಖ㝤㸦➨ 1 ⾲ࡢ 2021 ᖺᗘࡲ࡛ᥖ㍕㸧㸸⮬ື㌴஦ᨾ࡛⮬ศࡢ㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ࡟ࠊ࠶ࡽ࠿ࡌࡵタᐃࡋࡓ㔠㢠࡟ᛂࡌ࡚ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ㸦2021 ᖺ 6 ᭶ࡢཧ⪃⣧⋡ᨵᐃࡢᒆฟ࡟ࡼࡗ࡚ࠊᦚ஌⪅യᐖಖ㝤ࡢ௦᭰࡜ࡋ࡚ே㌟യᐖಖ㝤ࢆཧ⪃⣧⋡໬ࡋࡲࡋࡓࠋࡇࢀ࡟క࠸ࠊ2022 ᖺᗘ௨㝆ࡣᦚ஌⪅യᐖಖ㝤ࡢᩘ್ࡣᥖ㍕ࡏࡎࠊᦚ஌⪅യᐖಖ㝤࡜ྠᵝࠊዎ⣙᫬࡟タᐃࡋࡓᐃ㢠ࡀಖ㝤㔠࡜ࡋ࡚ᨭᡶࢃࢀࡿࡶࡢࢆୖグࠕே㌟യᐖಖ㝤ᐃ㢠ᡶࠖ࡟ᥖ㍕ࡋ࡚࠸ࡲࡍࠋ
㸧(6) ㌴୧ಖ㝤㸸⾪✺ࠊ᥋ゐࠊቒⴠ➼ࡢഅ↛࡞஦ᨾ࡟ࡼࡗ࡚⮬ື㌴࡟ᦆᐖࡀ⏕ࡌࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢVOLUNTARY AUTOMOBILE INSURANCE STATISTICS
This section provides the statistics of voluntary automobile insurance for the following
types of coverage (“Premiums Written” does not include the refund portion of the premiums
for the savings-type products).
(1) Bodily Injury Liability Coverage: covering legal liability arising from killing or injuringothers in an automobile accident (in the statistical tables of this section, figures for“Bodily Injury Liability Coverage” include those for “Self-incurred personal accident
coverage” and “Protection against uninsured automobile”).
(2) Property Damage Liability Coverage: covering legal liability arising from damaging theproperty of others in an automobile accident.
(3) Bodily injury indemnity actual-cost coverage: paying the amount of actual damage when
the insured person, his/her family member or a passenger in the insured automobile dies

第２部䠉5

損害保険料率算出機構統計集 2022年度

[自動車保険]or gets injured in an automobile accident, irrespective of the degree of negligence of theinsured person and the other party in the accident (the amount of damage is calculated
in accordance with the criteria set forth in the insurance policy conditions).
(4) Bodily injury indemnity fixed-amount coverage: coverage amount set when the policy

was signed in the event that the insured person, his/her family member, or apassenger in the insured automobile dies or is injured in an automobile accident.
(5) Passengers’ Personal Accident Coverage (Listed until 2021 in Table 1): paying thepredetermined amount when a passenger in the insured automobile dies or gets injured
in an automobile accident. (With the filing of the revision to the Reference Loss Cost

Rates in June 2021, Bodily injury indemnity was amended to the reference loss cost
rate as an alternative to Passenger’s Personal Accident Coverage. As a result, thevalues for Passenger’s Personal Accident Coverage will no longer be listed from 2022
onwards, and as with Passenger’s Personal Accident Coverage, a fixed amount set
when the policy was signed is paid as insurance coverage and is listed under “Bodily
injury indemnity fixed-amount coverage” above.)(6) Physical Damage Coverage: covering losses to the insured automobile due to an accident,such as collision or falling.

損害保険料率算出機構統計集 2022年度

第２部䠉6

[自動車保険]

第２部䠉7

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸯⾲ࠉ⮬ື㌴ಖ㝤⥲ᣓ⾲ࠉ
Table 1 Summary of Voluntary Automobile Insuranceᖺࠉࠉᗘ
Fiscal Year᪂ࠉ ዎ ࠉ⣙ᨭࠉࠉࠉᡶ

New Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen



































㸦ὀ㸧⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋ
損害保険料率算出機構統計集 2022年度

第２部䠉8

[自動車保険]

ᨭࠉࠉࠉᡶ
ᖺࠉࠉᗘ

⿵ൾ ✀ ┠

᪂ዎ⣙ྎᩘ

Fiscal Year

Type of Coverage

No. of Automobiles

Claims

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liability

ேࠉ㌟ࠉയࠉᐖ



Bodily Injury Indemnityᦚ஌⪅യᐖ
Passengers' Personal Accident㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liability

ேࠉ㌟ࠉയࠉᐖ



Bodily Injury Indemnityᦚ஌⪅യᐖ
Passengers' Personal Accident㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liability

ேࠉ㌟ࠉയࠉᐖ



Bodily Injury Indemnityᦚ஌⪅യᐖ
Passengers' Personal Accident㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liability

ேࠉ㌟ࠉയࠉᐖ



Bodily Injury Indemnityᦚ஌⪅യᐖ
Passengers' Personal Accident㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liability









































































































































ே㌟യᐖᐇᦆᡶ



Bodily Injury Indemnity ActualCost Coverageே㌟യᐖᐃ㢠ᡶ
Bodily Injury Indemnity FixedAmount Coverage㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

Note . Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.

第２部䠉9

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸰⾲ࠉ⮬ື㌴ಖ㝤㒔㐨ᗓ┴ู⤫ィ⾲ᖺᗘ!
Table 2 Voluntary Automobile Insurance, Classified by Prefecture <Fiscal 2022>㒔㐨ᗓ┴ูPrefecture᪂ࠉࠉࠉዎࠉࠉࠉ⣙ᨭࠉࠉࠉࠉࠉࠉᡶNew Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen໭ ᾏ 㐨

Hokkaido



㟷᳃

Aomori







ᒾ

ᡭ

Iwate







ᐑᇛ

Miyagi







⛅

⏣

Akita









ᒣᙧ

Yamagata







⚟ᓥ

Fukushima







Ⲉᇛ

Ibaraki







ᰣᮌTochigi







⩌

㤿

Gumma









ᇸ⋢

Saitama







༓

ⴥ

Chiba









ᮾ

ி

Tokyo







⚄ ዉ ᕝKanagawa







᪂

₲Niigata







ᐩᒣ

Toyama





▼ᕝ

Ishikawa







⚟

஭

Fukui









ᒣ᲍

Yamanashi







㛗㔝Nagano







ᒱ

㜧

Gifu







㟼ᒸShizuoka







ឡ

▱

Aichi









୕

㔜

Mie









㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ࠕྜィࠖ࡟ࡣࠊ㒔㐨ᗓ┴୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉10[自動車保険]㒔㐨ᗓ┴ูPrefecture᪂ࠉࠉࠉዎࠉࠉࠉ⣙ᨭࠉࠉࠉࠉࠉࠉᡶNew Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen

⁠

㈡

Shiga









ி

㒔

Kyoto









኱

㜰

Osaka







ර

ᗜ

Hyogo









ዉ

Ⰻ

Nara







࿴ ḷ ᒣWakayama







㫽ྲྀ

Tottori





ᓥ᰿

Shimane







ᒸᒣOkayama







ᗈᓥ

Hiroshima







ᒣཱྀ

Yamaguchi







ᚨᓥTokushima







㤶ᕝKagawa





ឡ

፾

Ehime









㧗

▱

Kochi









⚟ᒸ

Fukuoka





బ

㈡

Saga









㛗ᓮNagasaki







⇃ᮏ

Kumamoto







኱

ศ

Oita









ᐑᓮMiyazaki





㮵 ඣ ᓥKagoshima





Ἀ⦖Okinawa







ྜィ Total







Note 1. Figures of contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" include those of contracts or claims whose prefectures are unidentified.

第２部䠉11

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸱⾲ࠉ⮬ື㌴ಖ㝤⏝㏵࣭㌴✀ู⤫ィ⾲ᖺᗘ!
Table 3 Voluntary Automobile Insurance, Classified by Use and Type of Automobile <Fiscal 2022>⿵ࠉൾࠉ✀ࠉ┠ࠉྜࠉィ
Total























⏝㏵࣭㌴✀ู᪂ࠉ ዎ ࠉ⣙ᨭࠉࠉࠉᡶ

Use and Type of Automobile

New Contracts

Claimsᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂ

Private UseࢫBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㐠㌿⪅㈺ൾ
Non-Owner Liability Insurance

ྎࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen

































































































































































㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴




Non-Owned Automobile Used in the
Automobile Business of Selling, Repairing, etc.

ࡑࡢ௚
Others⥲ࠉࠉࠉࠉྜࠉࠉࠉࠉィGrand Total㸦ὀ㸧㸯≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࡣࠊࠉࠉࠉࠉ⏝㏵࣭㌴✀ࢆၥࢃࡎࠕࡑࡢ௚ࠖḍ࡟୍ᣓࡋ࡚㞟ィࡋࡓࠋࠉࠉࠉ㸰ࠕ㐠㌿⪅㈺ൾࠖࡣࠊ⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦グྡࠉࠉࠉࠉ⿕ಖ㝤⪅ࡀ௚ேࡢ⮬ື㌴ࢆ㐠㌿୰ࡢ㈺ൾ༴㝤ࢆ⿵ൾࡍࡿಖ㝤ዎ⣙㸧ࢆᣦࡍࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉12

[自動車保険]

ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liabilityᨭࠉࠉࠉᡶ
No. of Automobiles

ᨭࠉࠉࠉᡶClaims᪂ዎ⣙ྎᩘClaims

᪂ዎ⣙ྎᩘ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen





























































































































































































































Note 1. Figures of contracts for special purpose automobiles and those under special conditions are all included in"Others," regardless of use and type of automobile.
2. "Non-Owner Liability Insurance" provides coverage for liability of the named insured while driving
an automobile owned by another person.

第２部䠉13

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸱⾲ࠉ⮬ື㌴ಖ㝤⏝㏵࣭㌴✀ู⤫ィ⾲ᖺᗘ!㸦⥆ࡁ㸧
Table 3 Voluntary Automobile Insurance, Classified by Use and Type of Automobileே㌟യᐖᐇᦆᡶ
Bodily Injury Indemnity Actual-Cost Coverageᨭࠉࠉࠉᡶ⏝㏵࣭㌴✀ู
Use and Type of Automobile

Claims᪂ዎ⣙ྎᩘ
No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen























ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-size

































































































Ⴀࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂ

Private UseࢫBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㐠㌿⪅㈺ൾ
Non-Owner Liability Insurance㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴


Non-Owned Automobile Used in the
Automobile Business of Selling, Repairing, etc.

ࡑࡢ௚




Others⥲ࠉࠉࠉࠉྜࠉࠉࠉࠉィGrand Total㸦ὀ㸧㸯≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࡣࠊࠉࠉࠉࠉ⏝㏵࣭㌴✀ࢆၥࢃࡎࠕࡑࡢ௚ࠖḍ࡟୍ᣓࡋ࡚㞟ィࡋࡓࠋࠉࠉࠉ㸰ࠕ㐠㌿⪅㈺ൾࠖࡣࠊ⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦グྡࠉࠉࠉࠉ⿕ಖ㝤⪅ࡀ௚ேࡢ⮬ື㌴ࢆ㐠㌿୰ࡢ㈺ൾ༴㝤ࢆ⿵ൾࡍࡿಖ㝤ዎ⣙㸧ࢆᣦࡍࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉14

[自動車保険]<Fiscal 2022> (Continued)

ே㌟യᐖᐃ㢠ᡶ㌴ࠉࠉࠉࠉࠉ୧

Bodily Injury Indemnity Fixed-Amount Coverage

Physical DamageᨭࠉࠉࠉᡶNo. of Automobiles

ᨭࠉࠉࠉᡶClaims᪂ዎ⣙ྎᩘClaims

᪂ዎ⣙ྎᩘ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen































































































































































































































Note 1. Figures of contracts for special purpose automobiles and those under special conditions are all included in"Others," regardless of use and type of automobile.
2. "Non-Owner Liability Insurance" provides coverage for liability of the named insured while driving
an automobile owned by another person.

第２部䠉15

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸲⾲ࠉ⮬ື㌴ಖ㝤ᑐே㈺ൾ㈐௵ಖ㝤ಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 4 Bodily Injury Liability Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

୓෇㉸㸯൨෇ࡲ࡛Up to 20 million yen

Up to 50 million yen

Up to 100 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣
















ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂ

Private UseࢫBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴



ᕤ





Specific Purpose Automobileస㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㸣

㸣























































































































































































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉16

[自動車保険]<Fiscal 2022>

㸯൨෇㉸

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Over 100 million yen

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣

㸣



































































































































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部䠉17

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸳⾲ࠉ⮬ື㌴ಖ㝤ᑐ≀㈺ൾ㈐௵ಖ㝤ಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 5 Property Damage Liability Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸
୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

Up to 5 million yen

Up to 10 million yen

Up to 20 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣
















ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂ

Private UseࢫBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴



ᕤ





Specific Purpose Automobileస㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㸣

㸣

































































































































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉18

[自動車保険]<Fiscal 2022>୓෇㉸

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Over 20 million yen

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣

㸣



























































































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部䠉19

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸴⾲ࠉ⮬ື㌴ಖ㝤ே㌟യᐖಖ㝤ᐇᦆᡶಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 6 Bodily Injury Indemnity Actual-Cost Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

୓෇㉸Up to 30 million yen

Up to 50 million yen

Over 50 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣





















ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂ

Private UseࢫBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㸣

㸣





































































































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉20[自動車保険]<Fiscal 2022>

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣





























































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部䠉21

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸵⾲ࠉ⮬ື㌴ಖ㝤ᖺ㱋᮲௳ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 7 Voluntary Automobile Insurance, Classified by Driver's Age Condition <Fiscal 2022>⏝㏵࣭㌴✀ู

ᖺ㱋᮲௳ู

Use and Type ofAutomobile

Driver's Age Condition

ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liability

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣



















Other conditions





Total























Other conditions





Total









ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage ṓ ௨ ୖ ⿵ ൾ 21 years or older

Coverage for ⮬ ᐙ ⏝ ஌ ⏝ ㌴  ṓ ௨ ୖ ⿵ ൾPrivate Passenger
Automobile ṓ ௨ ୖ ⿵ ൾ
ࡑ



ࡢ

௚

ィ

Coverage for26 years or older
Coverage for30 years or olderᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage ṓ ௨ ୖ ⿵ ൾ 21 years or older

Coverage for ㍍ ᅄ ㍯ ஌ ⏝ ㌴  ṓ ௨ ୖ ⿵ ൾLight Four-wheeled
Automobile ṓ ௨ ୖ ⿵ ൾ
ࡑ



ࡢ

௚

ィ



㸣

Coverage for26 years or older
Coverage for30 years or olderᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage
Coverage for21 years or older
Coverage for26 years or older
Coverage for30 years or older











Other conditions







ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage



 ཎ ືᶵ ௜ ⮬㌿㌴  ṓ ௨ ୖ ⿵ ൾ

Coverage for21 years or older



Other conditions





Total





 ṓ ௨ ୖ ⿵ ൾ



஧

㌴

 ṓ ௨ ୖ ⿵ ൾTwo-wheeled
Automobile ṓ ௨ ୖ ⿵ ൾ

㍯



ࡑ



ࡑ

Moped





ࡢ

௚

ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage





Total

ィ





௚

ィ





ࡢ

 ṓ ௨ ୖ ⿵ ൾ

ྜ

ィ
Total

 ṓ ௨ ୖ ⿵ ൾ ṓ ௨ ୖ ⿵ ൾ
ࡑ

ࡢ

௚

ィ

Coverage for21 years or older
Coverage for26 years or older
Coverage for30 years or older











Other conditions



Total





㸦ὀ㸧㸯ᖺ㱋᮲௳࡜ࡣࠊ㐠㌿⪅ࡢᖺ㱋ࢆಖ㝤㔠ᨭᡶࡢ᮲௳࡜ࡍࡿዎ⣙ࡢ᪉ἲࢆ࠸࠸ࠊ౛࠼ࡤࠕṓ௨ୖࠉࠉ⿵ൾࠖ࡜ࡋࡓሙྜࡣࠊ㐠㌿⪅ࡀṓ௨ୖࡢሙྜ࡟ࡢࡳᨭᡶࢃࢀࡿࠋ
ࠉࠉࠉ㸰ᮏ⾲ࡣࣀࣥࣇ࣮ࣜࢺዎ⣙࡟ࡘ࠸࡚㞟ィࡋࡓࡶࡢ࡛࠶ࡿࠋ
ࠉࠉࠉ㸱⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉࠉ㸲㸬ࠕཎືᶵ௜⮬㌿㌴ࠖ௨እࡢࠕࡑࡢ௚ࠖ࡟ࡣṓ௨ୖ⿵ൾ➼ࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉22

[自動車保険]ே㌟യᐖᐇᦆᡶ

ே㌟യᐖᐃ㢠ᡶ

Bodily Injury Indemnity
Actual-Cost Coverage

Bodily Injury Indemnity
Fixed-Amount Coverage

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㌴ࠉࠉࠉࠉ୧

ྜࠉࠉࠉࠉィ

Physical Damage

Total

㸣

㸣

㸣































































































































































































































































































Note 1. "Driver's Age Condition" is a type of contract where payment of claims is conditioned on the driver's age.
For example, "Coverage for 21 years or older" means the insurance contract pays claims if the insured person isage 21 or over when an insured event occurs.
2. This table shows non-fleet insurance (not including fleet insurance).
3. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
4. Except for "Moped", figures in "Other conditions" include coverage for 35 years or older.

第２部䠉23

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸶⾲ࠉ⮬ື㌴ಖ㝤ᑐே㈺ൾ㈐௵ಖ㝤ಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 8 Bodily Injury Liability Coverage under Voluntary Automobile Insurance, Classified by⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen





















ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂࢫ

Private UseBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal





































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉24

[自動車保険]Type of Damage <Fiscal 2022>

ᨭࠉࠉࠉᡶClaimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen

































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部䠉25

損害保険料率算出機構統計集 2022年度

[自動車保険]➨㸷⾲ࠉ⮬ື㌴ಖ㝤ࠉே㌟യᐖಖ㝤ᐇᦆᡶಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 9 Bodily Injury Indemnity Actual-Cost Coverage under Voluntary Automobile Insurance,⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen





















ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂࢫ

Private UseBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal





































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉26

[自動車保険]Classified by Type of Damage <Fiscal 2022>

ᨭࠉࠉࠉᡶClaimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen





































































 

 

















 









 Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部䠉27

損害保険料率算出機構統計集 2022年度

[自動車保険]➨⾲ࠉ⮬ື㌴ಖ㝤ࠉே㌟യᐖಖ㝤ᐃ㢠ᡶಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 10 Bodily Injury Indemnity Fixed-Amount Coverage under Voluntary Automobile Insurance, Classified by⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen





















ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉ ᴗࠉ ⏝ࠉ ஌ࠉ ⏝ࠉ ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉ ᐙ ࠉ⏝ࣂࢫ

Private UseBusႠࠉ ᴗࠉ ⏝
Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal



























































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉28

[自動車保険]Type of Damage <Fiscal 2022>

ᨭࠉࠉࠉᡶClaimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen

























































 









 

 



































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部䠉29

損害保険料率算出機構統計集 2022年度

[自動車保険]➨⾲ࠉ⮬ື㌴ಖ㝤㒔㐨ᗓ┴ูᬑཬ⋡ᖺ᭶ᮎ!
Table 11 Diffusion Ratio of Voluntary Automobile Insurance, Classified by Prefecture㒔㐨ᗓ┴ูPrefecture㌴ࠉ୧ࠉᩘ
No. of Registered
Automobiles(As of the end of March 2021)


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
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
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


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




໭ ᾏ 㐨
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⛅ ⏣
ᒣ ᙧ
⚟ ᓥ
Ⲉ ᇛ
ᰣ ᮌ
⩌ 㤿
ᇸ ⋢
༓ ⴥ
ᮾ ி
⚄ ዉ ᕝ
᪂ ₲
ᐩ ᒣ
▼ ᕝ
⚟ ஭
ᒣ ᲍
㛗 㔝
ᒱ 㜧
㟼 ᒸ
ឡ ▱
୕ 㔜
⁠ ㈡
ி 㒔
኱ 㜰
ර ᗜ
ዉ Ⰻ
࿴ ḷ ᒣ
㫽 ྲྀ
ᓥ ᰿
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ᗈ ᓥ
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㛗 ᓮ
⇃ ᮏ
኱ ศ
ᐑ ᓮ
㮵 ඣ ᓥ
Ἀ ⦖
ྜ ィ

Hokkaido
Aomori
Iwate
Miyagi
Akita
Yamagata
Fukushima
IbarakiTochigi
Gumma
Saitama
Chiba
Tokyo
Kanagawa
NiigataToyamaIshikawa
Fukui
Yamanashi
NaganoGifu
Shizuoka
Aichi
Mie
Shiga
Kyoto
Osaka
Hyogo
Nara
Wakayama
Tottori
Shimane
Okayama
Hiroshima
Yamaguchi
Tokushima
KagawaEhime
Kochi
Fukuoka
Saga
Nagasaki
Kumamoto
Oita
MiyazakiKagoshima
Okinawa
Total


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
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


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
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
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
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

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


















ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liability

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio




















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









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

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





㸣
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
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


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

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
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
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㸣


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
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


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
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

㸦ὀ㸧㸯㸬ࠕ㌴୧ᩘࠖࡣ㺀⮬ື㌴ಖ᭷㌴୧ᩘ㺃᭶ሗ ௧࿴ᖺ᭶ᮎ⌧ᅾ 㺁 ୍⯡㈈ᅋἲேࠉ⮬ື㌴᳨ᰝⓏ㘓ࠉࠉࠉࠉࠉ᝟ሗ༠఍Ⓨ⾜ ࠿ࡽసᡂࠉࠉࠉ㸰㸬ࠕ௜ಖྎᩘࠖࡣࠊᖺ᭶ᮎࡢ᭷ຠዎ⣙ྎᩘ࡛࠶ࡿࠋ
ࠉࠉࠉ㸱㸬ࠕ㌴୧ᩘࠖ࠾ࡼࡧࠕ௜ಖྎᩘࠖࡣࠊཎືᶵ௜⮬㌿㌴ࢆ㝖ࡃࠋࠉࠉࠉ㸲㸬ࠕ௜ಖྎᩘࠖ࡟ࡣࠊ⏝㏵࣭㌴✀୙᫂ࢆྵࡴࠋ
ࠉࠉࠉ㸳㸬ࠕྜィࠖ࡟ࡣࠊ㒔㐨ᗓ┴୙᫂ࢆྵࡴࠋ

損害保険料率算出機構統計集 2022年度

第２部䠉30[自動車保険]<As of the end of March 2023>
ே㌟യᐖᐇᦆᡶ

ே㌟യᐖᐃ㢠ᡶ

Bodily Injury Indemnity Actual-Cost
Coverage

Bodily Injury Indemnity FixedAmount Coverage㌴ࠉࠉࠉࠉ୧
Physical Damage

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio





























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

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










㸣
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




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






















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
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
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

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
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
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
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


㸣


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

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



































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


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
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

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






㸣 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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 
 
 
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 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Note 1. "No. of Registered Automobiles" is based on the "Monthly report of the number of registered automobiles
as of the end of March 2023" issued by Automobile Inspection & Registration Information Association.
2. "No. of Insured Automobiles" represents the number of insured automobiles as of the end of March 2023.
3. "No. of Registered Automobiles" and "Number of Insured Automobiles" exclude the number of mopeds.
4. "No. of Insured Automobiles" in "Total" includes the number of automobiles whose use and types areunidentified.
5. Figures in "Total" include those of contracts or claims whose prefectures are unidentified.

第２部䠉31

損害保険料率算出機構統計集 2022年度