Fiscal 2022

Statistics Compiled byGeneral Insurance Rating Organization of JapanPERSONAL ACCIDENT INSURANCE

General Insurance Rating Organization of Japan[傷害保険]

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2019

PERSONAL ACCIDENT INSURANCE STATISTICS
This section provides the statistics of personal accident insurance for the following types ofpolicies (not including savings-type products).
(1) Ordinary Personal Accident Insurance: providing coverage for the insured injured in an
accident occurring in his/her daily life.
(2) Family-Type Personal Accident Insurance: providing coverage for the insured and his/herfamily members injured in an accident occurring in their daily lives.
(3) Traffic Personal Accident Insurance: providing coverage for the insured injured in a trafficaccident.
(4) Family-Type Traffic Personal Accident Insurance: providing coverage for the insured andhis/her family members injured in a traffic accident.
sured injured
during domestic travel.
during foreign travel.

included the figures for hospitalization and surgery. In the statistics of Fiscal 2019, the figures forsurgery are excluded from "Hospitalization" columns, and are included in newly added "Surgery"columns.

第５部㸫5損害保険料率算出機構統計集

2022年度[傷害保険]Table 1 Summary of Personal Accident Insurance
New Contracts

Fiscal Year

No. of Policies

Type of Insurance

Ordinary Personal Accident Insurance
Family-Type Personal Accident Insurance
Traffic Personal Accident Insurance
Family-Type Traffic Personal Accident Insurance
Domestic Travelers' Personal Accident Insurance
Overseas Travelers' Personal Accident Insurance

Total
Ordinary Personal Accident Insurance
Family-Type Personal Accident Insurance
Traffic Personal Accident Insurance
Family-Type Traffic Personal Accident Insurance
Domestic Travelers' Personal Accident Insurance
Overseas Travelers' Personal Accident Insurance

Total
Ordinary Personal Accident Insurance
Family-Type Personal Accident Insurance
Traffic Personal Accident Insurance
Family-Type Traffic Personal Accident Insurance
Domestic Travelers' Personal Accident Insurance
Overseas Travelers' Personal Accident Insurance

Total
Ordinary Personal Accident Insurance
Family-Type Personal Accident Insurance
Traffic Personal Accident Insurance
Family-Type Traffic Personal Accident InsuranceDomestic Travelers' Personal Accident Insurance
Overseas Travelers' Personal Accident Insurance

Total
Ordinary Personal Accident Insurance
Family-Type Personal Accident Insurance
Traffic Personal Accident Insurance
Family-Type Traffic Personal Accident Insurance
Domestic Travelers' Personal Accident Insurance
Overseas Travelers' Personal Accident Insurance

Total

損害保険料率算出機構統計集 2022年度

第５部㸫6No. of Insureds

[傷害保険]

ClaimsPremiums Written

Thousand Yen

No. of Claims Paid

Claims Paid

Thousand Yen

Note. Figures in square brackets [ ] represent the number of families.

第５部㸫7

損害保険料率算出機構統計集

2022年度[傷害保険]Table 2 Ordinary Personal Accident Insurance <Fiscal 2022>

New Contracts
Death / Permanent Disability
No. ofPolicies

Occupational Class

No. ofInsureds

InsuredAmounts

Premiums
WrittenMillion Yen

Thousand Yen

Class AClass B

Contract to Which Weighted Average Rate is Applied

Subtotal

Non-occupational Accident Coverage

Total

ClaimsDeath

Permanent Disability

Hospi-Occupational Class
No. of Claims Paid

Claims Paid

No. of Claims Paid

Thousand Yen

Class AClass B

Contract to Which
Weighted Average Rateis Applied

Subtotal

Non-occupationalAccident Coverage

Total

損害保険料率算出機構統計集 2022年度

第５部㸫8Claims Paid

Thousand Yen

No. of Claims Paid[傷害保険]

Hospitalization
No. ofInsureds

Insured Amounts
per Day
Thousand Yen

talization

Claims Paid

Thousand Yen

Outpatient Visit
Premiums
WrittenThousand Yen

Surgery

No. of Claims Paid

No. ofInsureds

Insured Amounts
per Day

Premiums
WrittenThousand Yen

Thousand Yen

Outpatient Visit

Claims Paid

No. of Claims Paid

Thousand Yen

Claims Paid

Total Premiums
WrittenThousand Yen

Total

No. of Claims Paid

Thousand Yen

Claims Paid

Thousand Yen

Note 1. "Occupational Class" is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupational class.

第５部㸫9

損害保険料率算出機構統計集

2022年度[傷害保険]Table 3 Ordinary Personal Accident Insurance with/without "Discount for Occupational Accident Coverage" Clause

New Contracts
Death / Permanent DisabilityOccupational

Discount for Occupational Accident Coverage

ClassNo. ofPolicies

No. ofInsureds

InsuredAmounts

Premiums
WrittenMillion Yen

Thousand Yen

AppliedClass A

Not Applied
Subtotal
AppliedClass B

Not Applied
Subtotal
AppliedNot Applied

Contract to Which
Weighted Average
Rate is Applied

Subtotal

AppliedTotal

Not Applied
Subtotal

ClaimsDeath

Permanent Disability

Hospi-Occupational
Class

Discount for Occupational
Accident Coverage

No. of Claims Paid

Claims Paid

Thousand Yen
AppliedClass A

Not Applied
Subtotal
AppliedClass B

Not Applied
Subtotal
AppliedNot Applied

Contract to Which
Weighted Average
Rate is Applied

Subtotal

AppliedTotal

Not Applied
Subtotal

損害保険料率算出機構統計集 2022年度

第５部㸫10No. of Claims Paid

Claims Paid

Thousand Yen

No. of Claims Paid

[傷害保険]<Fiscal 2022>

Outpatient Visit

Hospitalization

Total Premiums
No. ofInsureds

Insured Amounts
per Day
Thousand Yen

talization

Claims Paid

Thousand Yen

Premiums
WrittenInsured Amounts
per Day

Thousand Yen

Surgery

No. of Claims Paid

No. ofInsureds

Thousand Yen

Outpatient Visit

Claims Paid

No. of Claims Paid

Thousand Yen

Claims Paid

Premiums
WrittenWrittenThousand Yen

Thousand Yen

Total

No. of Claims Paid

Claims Paid

Thousand Yen

Thousand Yen

Note 1. "Occupational Class" is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupational class.

第５部㸫11

損害保険料率算出機構統計集

2022年度[傷害保険]Table 4 Family-Type Personal Accident Insurance <Fiscal 2022>

New Contracts
Death / Permanent Disability
Insured /No. ofOccupational Class of Named Insured

Policies

No. ofInsured

Premiums

No. ofInsuredsAmounts

WrittenInsureds

Million Yen

Thousand Yen

Class A
Named Insured

Class B
Contract to Which
Weighted Average Rateis Applied
Non-occupational Accident
Coverage

Subtotal
SpouseOther Relatives
Total

ClaimsDeath

Permanent Disability

Hospi-Insured /Occupational Class of Named Insured

No. of Claims Paid

Claims Paid

Thousand Yen

Class A
Named Insured

Class B
Contract to Which
Weighted Average Rateis Applied

Non-occupational Accident
Coverage

Subtotal
SpouseOther Relatives
Total

損害保険料率算出機構統計集 2022年度

第５部㸫12No. of Claims Paid

Claims Paid

Thousand Yen

No. of Claims Paid[傷害保険]

Outpatient Visit

Hospitalization
Insured Amounts

Premiums

No. ofInsured Amounts

Premiums

per Day

WrittenInsureds

per Day

WrittenThousand Yen

Thousand Yentalization

Claims Paid

Thousand Yen

Thousand Yen

Surgery

No. of Claims Paid

Total Premiums Written

Thousand Yen

Thousand Yen

Outpatient Visit

Claims Paid

No. of Claims Paid

Thousand Yen

Claims Paid

Total

No. of Claims Paid

Thousand Yen

Claims Paid

Thousand Yen

Note 1. "Occupational Class" is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupational class.
3. Figures in round brackets ( ) are not included in "Total."
4. Figures in square brackets [ ] represent the number of families.

第５部㸫13

損害保険料率算出機構統計集

2022年度[傷害保険]Table 5 Traffic Personal Accident Insurance <Fiscal 2022>

New Contracts

Death / Permanent Disability

Hospitalization

No. ofPolicies

No. ofInsuredPremiums

No. ofInsured Amounts

Insureds

Amounts

WrittenInsureds

per Day

Million Yen

Thousand Yen

Thousand Yen

ClaimsDeath

No. of Claims Paid

Permanent Disability

Claims Paid

Thousand Yen

損害保険料率算出機構統計集 2022年度

No. of Claims Paid

Claims Paid

Thousand Yen

第５部㸫14Hospitalization

No. of Claims Paid

Claims Paid

Thousand Yen[傷害保険]

Outpatient Visit

Premiums

No. ofInsured Amounts

Premiums

WrittenInsureds

per DayWritten

Thousand Yen

Thousand Yen

Thousand Yen

Surgery

No. of Claims Paid

Outpatient Visit

Claims Paid

Thousand Yen

No. of Claims Paid

Claims Paid

Thousand Yen

第５部㸫15Total Premiums Written

Thousand Yen

TotalNo. of Claims Paid

Claims Paid

Thousand Yen

損害保険料率算出機構統計集

2022年度[傷害保険]Table 6 Family-Type Traffic Personal Accident Insurance <Fiscal 2022>

New Contracts
Death / Permanent Disability

InsuredNo. ofPolicies

No. ofInsureds

InsuredAmounts

Million Yen

Premiums
WrittenNo. ofInsureds

Thousand Yen

Named Insured
SpouseOther Relatives

Total

ClaimsDeath

Permanent Disability

Hospi-Insured
No. of Claims Paid

Claims Paid

Thousand Yen

Named Insured
SpouseOther Relatives

Total

Note 1. Figures in round brackets ( ) are not included in "Total."
2. Figures in square brackets [ ] represent the number of families.

損害保険料率算出機構統計集 2022年度

第５部㸫16

No. of Claims Paid

Claims Paid

Thousand Yen

No. of Claims Paid

[傷害保険]Hospitalization

Insured Amounts
per Day

Thousand Yen

talization

Claims Paid

Thousand Yen

Outpatient Visit

Premiums
WrittenNo. ofInsureds

Thousand Yen

Thousand Yen

Surgery

No. of Claims Paid

Insured Amounts
per Day

Premiums
WrittenThousand Yen

Outpatient Visit

Claims Paid

No. of Claims Paid

Thousand Yen

Claims PaidThousand Yen

第５部㸫17

Total Premiums Written

Thousand Yen

Total

No. of Claims PaidClaims Paid

Thousand Yen

損害保険料率算出機構統計集

2022年度[傷害保険]Table 7 Domestic Travelers' Personal Accident Insurance <Fiscal 2022>

New Contracts

Death / Permanent Disability

Hospitalization

No. ofPolicies

No. ofInsured

Premiums

No. ofInsured Amounts

Insureds

Amounts

WrittenInsureds

per Day

Million Yen

Thousand Yen

Thousand Yen

ClaimsDeath

No. of Claims Paid

Permanent Disability

Claims Paid

Thousand Yen

損害保険料率算出機構統計集 2022年度

No. of Claims Paid

Claims Paid

Thousand Yen

第５部㸫18Hospitalization

No. of Claims Paid

Claims Paid

Thousand Yen[傷害保険]

Outpatient VisitPremiumsNo. ofInsured Amounts

Premiums

WrittenInsuredsper Day

WrittenThousand Yen

Thousand Yen

Thousand Yen

Surgery

No. of Claims Paid

Outpatient Visit

Claims PaidThousand Yen

No. of Claims Paid

Claims Paid

Thousand Yen

第５部㸫19Total Premiums Written

Thousand Yen

Total

No. of Claims Paid

Claims Paid

Thousand Yen

損害保険料率算出機構統計集

2022年度[傷害保険]Table 8 Overseas Travelers' Personal Accident Insurance <Fiscal 2022>

New Contracts

Coverage

No. of Policies

Accident Death / Permanent Disability
Accident Death
Accident Permanent Disability
Death from Illness
Medical and Rescue ExpensesAccident Medical Expenses
Medical Expenses from Illness
Rescue Expenses
Total

ClaimsDeath
Coverage
No. of Claims Paid

Claims Paid
Thousand Yen

Accident Death / Permanent Disability
Accident Death
Accident Permanent Disability
Death from Illness
Medical and Rescue Expenses
Accident Medical Expenses
Medical Expenses from Illness
Rescue Expenses
Total
Note. Figures in round brackets ( ) are not included in "Total."

損害保険料率算出機構統計集 2022年度

第５部㸫20

[傷害保険]No. of Insureds

Insured Amounts

Premiums Written

Million Yen

Permanent Disability

No. of Claims Paid

Claims PaidThousand yen

Medical and Other Expenses

No. of Claims Paid

Claims Paid
Thousand yen

第５部㸫21Thousand Yen

Total

No. of Claims Paid

Claims PaidThousand yen

損害保険料率算出機構統計集

2022年度