ANNUAL REPORT

2022

INDEX
Annual Congregational Meeting of Crosslake Presbyterian Church14444 Daggett Pine Road, Crosslake, Minnesota 56442

Meeting held on Wednesday, February 22, 2023 at 5:00 PM_________________________________________________________________
Pastor Mark Fordwww.crosslakepres.org|(218) 692-4769

ItemPage•

Agenda•Pastor’s Report•

Committee Reports:
Building and Grounds

1

4

Clerk of Session

4Deacons

5

Endowment Account•3

Fellowship

Finance & Stewardship

•

2, 3

5, 66, 7Gifts & Memorials

8Mission Giving

9Nominating

10Worship10Personnel

112023 Budget
Page 1Page 21213

2021 Annual Congregational Meeting Minutes

14

AGENDA•

Opening Prayer Pastor Mark Ford, Moderator•

Quorum Validation•

Approval of the Agenda•

Approval of 2021 Annual Congregational Meeting Minutes (page 14)•

Written & Oral Reports of Committees
Nominating Committee Written Report Mary Clement, Chairperson

Election to 2023 Nominating Committee (3 members)
 Two members from the congregation, one from Session•2023 Budget Presentation
 Steven Anderson, Treasurer•

Old Business•

New Business•

Adjourn•

Closing Prayer Pastor Mark Ford, Moderator

Page 1

PASTOR’S REPORTON THE MARK—ANNUAL REPORT VERSION 2022
It has been a little over a year since I
moderated the annual congregational
meeting here at Crosslake Presbyterian
Church, and because I had just started
sharing ministry with you all, I did notwrite an annual report for 2021. So
here is my first opportunity to give mythoughts about the past year.
As we look back over the past year, it
may be difficult to discern what wasaccomplished. We are so accustomed to having markers to measure progress. Often, evenin applications for church grant projects, the grantor wants to know how progressmeasured—stating that if you don’t have a way to measure a program, then there is no way
to see if progress is being made. Sometimes people say we have run the church like abusiness. I, on the other hand, disagree. We can use business principles for some aspectsof church management, but the church is not supposed to look like the world!
So what has happened in the last year? The things I believe have happened are notmeasurable and may not seem like much but are invaluable in the kingdom of God!
First off, we have worshiped together—nothing too elaborate or different than what we havedone before. However, we should recognize that it is in worship that we are binding
ourselves to one another. We are coming before the Lord as individuals, but God is making
us the Church through that process. We have eaten at a common table and shared in thebread and in the cup, which unites us together by the power of the Holy Spirit as brothers
and sisters in Jesus Christ and sons and daughters of God.
Secondly, I think we have been able to let go of some of the stress and anxiety that we haveexperienced in the past. I sense greater peace and unity in our lives together as the church.
And while peace is hard to measure, it is an essential part of our faith. Depending on thetranslation, the Biblical mentions of peace vary between 188 to up to for 428! So peace
between God and humanity and peace between believers is important. When we do havedisagreements, we need to remember that we are one body, and we need to strive forpeace.

Continued over.

Page 2

PASTOR’S REPORT (continued)
Now for the future—while what we accomplished this last year is important, we need tobuild upon it. And sometimes moving into the future means that we have to let go of someexpectations. We used to expect people wanted to come to church—any church—but thatis no longer a reality. We used to expect people to sit quietly and listen to a talking head for
20 to 30 minutes. We expected them to know our songs and the Lord’s Prayer, and maybe
even the Apostle’s Creed. And we expected them to be proper and clean and neat andtidy. But what past expectations must we let go of in order to connect with this community
in which we have been placed?
The calling of God on our lives and on our church may take us places that don’t feel
comfortable, but we have to move forward trusting that God goes before us—no matter
where that leading takes us.
Respectfully submitted,
Pastor Mark Ford

BUILDING & GROUNDS COMMITTEE
2022 Members: Jack, Becker, Chairperson, Steve Anderson, and Loyal MeechDuring the year 2022 we had two official meetings and two phone call meetings. Items discussed
were as follows:•Sign: We have the permit for the sign to be moved to a new location, sign will be all new
material with new updated lettering.

•Lawn care: Tru-Green did the spraying for weeds and dandelions.

•

New Equipment was purchased for routing another camera and controller which has side-toside tilt and zone capabilities.

•

Repainted the small free library box located near the road/sidewalk.

•Installation: A Ukrainian Flag was installed on our church sign.

•Carpet Cleaning: Received bids on cleaning the carpeting in the church. Bid of $1,500 wasaccepted. Vista Clean Services completed the job in the Fall.

•Snow Removal: Contracted with Hidden Pines for 2022 and 2023.

•Set the budget for Building & Grounds expenses for 2023.

Respectfully submitted,Jack Becker, Chairperson

Page 3

FELLOWSHIP COMMITTEE
Committee Members:
Bonnie Miller—Acting chair, Jane Milliman, Shari Ochs, Marge Angell, and Judie Larson
The Fellowship committee has done a good job in keeping our church members engaged withone another. The after church Fellowship in the Friendship Hall has continued to be a highlight ofour church with great member participation. Shari Ochs has kept a fresh look in the FriendshipHall with seasonal changes of table coverings and centerpieces.
We have gone to several local restaurants for the monthly women’s lunches. The men’s monthly
lunches are held at Pine Peaks Restaurant
In June Judy Regan hosted the women with an authentic English Tea complete with scones,
clotted cream, and other English delicacies.
Our monthly potluck dinners consist of a combination of traditional potluck dinners and themedpotlucks. In June, Jack Becker grilled hotdogs and brats. In July we had a taco bar and in
October we had a soup and chili theme. Shari and Ron Ochs hosted a pot luck in their home. In
place of our December potluck we had a Christmas party at Riverside Inn. In the fall we had apizza party at Moonlight Bay.
We had a lovely remembrance for Gail Peterson in August. Jerry noted that Gail’s favorite color
was pink and therefore pink clothes were encouraged. Fond memories were shared.

Respectfully submitted,Bonnie Miller, Acting Chairperson

CLERK OF SESSION REPORT
Session Members: Steve Anderson, Mary Clement, Dewey Krueger, and Bonnie Miller
Clerk: Arleen Steele••••Pastor Mark Ford began serving our congregation in January, 2022.
Session met 12 times during the year and there was 1 congregational meeting.
Communion was served at scheduled Services.
Deaths: George Young

The session members for 2023 will be Mary Clement (2023), Dewey Krueger (2024), Steve
Anderson (2025), Jack Becker (2025) and Loyal Meech (2025).
Our annual meeting for 2022 will be held on Wednesday, February 22, 2023 and we will beelecting members to the Nominating Committee.
Respectfully submitted,
Arleen Steele, Clerk of Session
Page 4

DEACONS COMMITTEE
2022 Members: Judie Larson, Marge Angell, Shari Ochs, Jane Milliman (retiring) andJack Becker, Chairman (retiring)
New members in 2023: Jan Lallman and Joan Krueger
The deacons took on the duties of assisting the pastor in the serving of communion starting in themonth of September. They also assist the pastor in serving in-home communion to those wishingto partake.
Sent money to the Community School in Crosslake and to Eagleview Elementary School in
Pequot Lakes to help the students and teachers with school expenses. Activities performed byDeacons in 2022; updated Deacon’s funeral duties policy; phone calls, cards, Christmas cookies,
transportation, and home visits to those individuals in need of these services. We encourage ourmembers and friends to contact us when you have a need or know of a need for a friendly visitor,
prayer request, transportation or whatever your need may be.
Respectfully submitted,Jack Becker, Chairperson

FINANCE & STEWARDSHIP COMMITTEE
Members of the committee: Steve Anderson, Treasurer, Brenda Brittan, Financial Secretary,Dewey Krueger, Patty Norgaard, Jan Lallman, and Loyal Meech, Chairman.
Louis Smith oversees our Stock Market Investments
2022 has not been as good a year financially as 2021. However, due to abundant giving in 2021, thefinancial position of the church is stable. The committee has met regularly and a total of 8 meetings
were held in-person or via Zoom throughout the year. A budget of $149,544 was established andapproved by Session and the Congregation for 2022. Operating expenses were held to $128,715.
Actual income for the year was $111,474 resulting in $17,241 from the reserve account being used
to pay the operating expenses.

At the October meeting Jan Lallman announced that she would be resigning from the committee atthe close of the year. The committee thanked her for many years of service and indicated that shewould be missed.
It was decided by the committee and Session to provide a Love Gift for the five members of staff.
The checks were distributed just before Christmas. The funding for the checks came fromdesignated giving by members and friends of the congregation. The budget for 2023 is expected tobe approximately $132,506 pending Session and congregational approval. As in 2022, it is expectedthat there will be a shortfall. The anticipated shortfall amount is $27,386. There are sufficient
reserves to cover this amount. This year, the committee decided to forego the pledge process. A
letter was mailed to the congregation asking for continued support for the ministry of Crosslake
Presbyterian Church. The committee trusts that through prayer and with God’s help, the necessary
funds will be provided.
Continued over.

Page 5FINANCE & STEWARDSHIP continued
Throughout the year Steve Anderson handled the duties of treasurer and Brenda Brittan served as
financial secretary. Brenda composed the letter asking for continued support and it was mailed to thecongregation in November. As a congregation, we owe Steve and Brenda much gratitude.
Louis Smith carefully watches over investments in the Stock Market. His report is attached. Marge
Angell ably chaired the Gifts and Memorials sub-committee for 2022. The yearly report for Gifts andMemorials is also attached. My thanks to both of these two individuals.
I also thank all the committee members listed at the beginning and throughout this report for theirservice and dedication to overseeing CPC’s financial well-being. They are very able members andour congregation is blessed to have them share their time and talent. And finally, thanks to those of
you in our church family for your contributions in underwriting our financial needs so that the ministryof Crosslake Presbyterian Church continues.
Respectfully submitted,
Loyal Meech, Chairperson

ENDOWMENT AND INVESTMENT FUNDS REPORT

Report continued overPage 6FINANCE & STEWARDSHIP continued

Page 7

GIFTS & MEMORIALS SUB-COMMITTEEThe Gifts & Memorials committee:
Marge Angell, Chairperson; Dewey Krueger, Shari Ochs and financial secretary Brenda Brittan
We had no formal meetings this year. There was a gift of $5500 for the PTZ camera. It was purchased for $5118.82 and installed at a cost of $625. A memorial gift of $610 was given for the purchase of a new lapel mic. ($567.98) There was also a gift of $5000 for the new projector and monitor. Cost $4686.44. A total of $730 was received in memorials.
Beginning balance $5566.18; ending $6407.94.
Respectfully submitted,
Marge Angell, Chairperson

Page 8MISSIONS COMMITTEE
2022 Members: Shari Ochs, Chairperson; Steve Anderson, and Joan Krueger.
The committee meets several times a year, and sets the Mission Giving for the year.
Our mission giving for 2022 is listed below.
Respectfully submitted,
Shari Ochs, Chairperson

Page 9NOMINATING COMMITTEE
Committee Members: Mary Clement, Chairperson, Patty Norgaard, Ron Ochs
and Joan Krueger
The Nominating committee filled three positions for the upcoming terms:
Nominated Session members are:•Steve Anderson (2025)•Jack Becker (2025)
Nominated Deacons are:•Jan Lallman (completing Audrey Eiler’s term) (2023)•Joan Krueger (2025)
Respectfully submitted,Mary Clement, Chairperson

WORSHIP COMMITTEE

Members: Ginny Anderson, Mary Clement, Glenda Meech and Arleen Steele, Chairperson.
The Session of Crosslake Presbyterian and the Session of Lakes Area Presbyterian continue intheir agreement to have Pastor Mark Ford administer to both Churches for the foreseeing future.
Thank you to Kate Stangl for filling in as our Pastor when Pastor Mark needs time off. She also
provides the much needed music during the winter while Glenda is in her southern home. It ismuch appreciated. Thank You to Glenda Meech for her beautiful music and to Marge Angell who
always makes sure the correct paraments are in place for the different seasons.
Thank you to Judy Regan, Administrator for keeping everything running smoothly and keeping
members informed with a weekly Friday update.
Respectfully submitted,
Arleen Steele, Chairperson
Page 10PERSONNEL COMMITTEE

Committee Members: Mary Clement, Chairperson, Ron Ochs, Jack Becker,
Arleen Steele, Jerry Norgaard and Jan Lallman
The Personnel Committee is made up of representatives of Building & Grounds, Financeand Stewardship, Church Clerk, and Worship, plus two at-large representatives from thecongregation.

The committee started the year by updating the operations manual and job descriptions
for each of our employees and pastor. Our thanks to Brenda who gave us a detailed task
list of custodial duties & needs. Our pastor and office administrator have been very
helpful in providing specific dates that they wish/need to be absent. This is of
considerable benefit so church operations can continue smoothly.
An evaluation of each staff member was carried out during the late summer. We areblessed by each of our staff members all of whom carry out their duties ably andcheerfully. They are each dedicated to the ministry of our church.
By mid-October we had completed our part in establishing salaries for each of ouremployees in preparation for the 2023 budget. Thanks to Treasurer Steve Anderson forassisting with this task.
The compensation for Pastor Mark is handled by a joint committee of CPC and Lakes
Area Presbyterian.
In October we had a day of appreciation for our staff. Brief comments were made during
the worship time and a coffee was held after the worship service. Thanks to theFellowship Committee for helping with this. Due to the generosity of our congregation,
we were able to give Christmas gifts to each of our staff members.
My thanks to each of the Personnel Committee members, Jack Becker (Buildings &Grounds), Jan Lallman (Finance and Stewardship), Jerry Norgaard and Ron Ochs (atlarge), and Arleen Steele (Clerk and Worship). They have each given generously of theirtime and talent. Our church is blessed by the participation and dedication of each ofthese people.

Respectfully submitted,
Mary Clement, Chairperson

Page 11

2023 BUDGET (Page 1)

Page 12

2023 BUDGET (Page 2)

Page 13

ANNUAL CONGREGATIONAL MEETING
2021 ANNUAL CONGREGATIONAL MEETING
January 12, 2022 at 4:00 PM
Meeting opened at 4:00 pm.
Pastor Mark Ford, Moderator, opened with a prayer.
A quorum was declared.
There were 22 Members present in-person and 10 Members present on Zoom.
MSP to approve Judy Regan as clerk pro-tem to take minutes.

MSP to approve the agenda.
Reports had been previously reviewed, with some committee chairs presenting their reports.
A question arose with a discussion ensuring to the Finance & Stewardship report review
regarding the Endowment Funds. The Finance Committee will investigate how Endowment
funds can be used. They will report back.
MSP to receive all written & oral reports of committees.
The Installation Service of Elders and Deacons was held and lead by Pastor Ford.
Dewey Krueger was installed as Elder to Session, and Marge Angell and Shari Ochs toDeacons.

The slate of nominated Session Members was presented and there were no nominations madefrom the floor. Steven Anderson was elected to complete the term of George Young, whoresigned due to health problems. Bonnie Miller was elected to complete the term of Karen
Butler, who resigned after moving to Indiana. Dewey Krueger was elected for a term to end2024.
The slate of nominated Deacons was presented and there were no nominations from the floor.
Marge Angell and Shari Ochs were elected to serve 3 year terms ending in 2024.
MSP to receive all nominees as presented.
There were no nominees or volunteers for the Nominating Committee. The current Nominating
Committee will need to find people to represent the congregation for the upcoming year.
The budget for 2022 was presented by Steve Anderson and questions were answered.
MSP to accept the 2022 budget.
Old Business: None
New Business: Welcome to Pastor Mark!
MSP to adjourn the Annual Meeting. Pastor Mark Ford closed with prayer at 5:10 PM.
Respectfully Submitted,
Arleen Steele
Clerk of Sessions
Page 14