➨㸳㒊 യᐖಖ㝤Ϩ㸬യᐖಖ㝤ၟရࡢᴫせϩ㸬യᐖಖ㝤⤫ィ[傷害保険]Ϩ㸬യᐖಖ㝤ၟရࡢᴫせ ᦆಖᩱ⋡ᶵᵓࡀ⟬ฟࡋ࡚࠸ࡿയᐖಖ㝤ࡢཧ⪃⣧⋡ࡣࠊಖ㝤㔠ࡢᨭᡶᑐ㇟࡜࡞ࡿ஦ᨾࡢ✀㢮ࡸᑐ㇟⪅࡟ࡼࡗ࡚ࠕᬑ㏻യᐖಖ㝤ࠖࠕᐙ᪘യᐖಖ㝤ࠖ
ࠕ஺㏻஦ᨾയᐖಖ㝤ࠖࠕࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ
㝤ࠖࠕᅜෆ᪑⾜യᐖಖ㝤ࠖࠕᾏእ᪑⾜യᐖಖ㝤ࠖࡢ  ✀㢮࡟ศ㢮ࡉࢀࡲࡍࠋ ᙜᶵᵓ࡛ࡣࡲࡓࠊୖグࡢ✀㢮ࡢയᐖಖ㝤࡟ࡘ࠸࡚ࠊᶆ‽⣙Ḱࢆసᡂࡋ࡚࠸ࡲࡍࠋ
௨ୗ࡛ࡣࠊയᐖಖ㝤ࡢ୍⯡ⓗ࡞⿵ൾෆᐜࢆㄝ᫂ࡋ࡚࠸ࡲࡍࡀࠊಶࠎࡢዎ⣙ࡢ⿵ൾෆᐜࡣྛಖ
㝤఍♫ࡀ㈍኎ࡋ࡚࠸ࡿಖ㝤ࡢෆᐜࡸዎ⣙⪅ࡢ᪉ࡀ㑅ᢥࡉࢀࡿෆᐜ࡟ࡼࡗ࡚␗࡞ࡾࡲࡍࠋ
㸯㸬ᬑ㏻യᐖಖ㝤 ᐙᗞ࣭⫋ሙ࣭㏻໅㏵୰➼ࠊ᪥ᖖ⏕άࡢ࠶ࡽࡺࡿሙ㠃࡟࠾ࡅࡿയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊṚஸಖ㝤㔠ࠊᚋ㑇㞀ᐖಖ㝤㔠ࠊධ㝔ಖ㝤㔠ࠊᡭ⾡ಖ㝤㔠࠾ࡼࡧ㏻㝔ಖ㝤㔠࡛ࡍࠋ
㸰㸬ᐙ᪘യᐖಖ㝤 ୍ࡘࡢዎ⣙࡛ࠊᐙ᪘඲ဨࢆ⿕ಖ㝤⪅࡜ࡍࡿࡇ࡜ࡀ࡛ࡁࡲࡍࠋᑐ㇟࡜࡞ࡿയᐖࡸᨭᡶࢃࢀࡿಖ
㝤㔠ࡢ✀㢮ࡣࠊᬑ㏻യᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ 㸱㸬஺㏻஦ᨾയᐖಖ㝤 ⿕ಖ㝤⪅ࡀ௨ୗࡢ஦ᨾ࡟ࡼࡗ࡚⿕ࡗࡓയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊ
ᬑ㏻യᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ ⮬ື㌴࣭ิ㌴➼ࡢ஌ࡾ≀࡟ᦚ஌୰ࡢࠊᛴ⃭࠿ࡘഅ↛࡞እ᮶ࡢ஦ᨾ ⮬ື㌴࣭ิ㌴➼ࡢ஌ࡾ≀࡟ᦚ஌ࡋ࡚࠸࡞࠸᫬ࡢ஺㏻஦ᨾ㸦஌ࡾ≀࡜ࡢ⾪✺࣭᥋ゐ➼ࠊ஌ࡾ≀ࡢ⾪✺࣭ⅆ⅏࣭⇿Ⓨ➼㸧 ஌ᐈ࡜ࡋ࡚㥐➼ࡢᵓෆ࡟࠸ࡿ㛫ࡢࠊᛴ⃭࠿ࡘഅ↛࡞እ᮶ࡢ஦ᨾ 㐨㊰㏻⾜୰ࡢࠊᕤస⏝⮬ື㌴࡜ࡢ⾪✺࣭᥋ゐ➼ࡲࡓࡣᕤస⏝⮬ື㌴ࡢ⾪✺࣭ⅆ⅏࣭⇿Ⓨ➼㸦ࡓࡔࡋࠊసᴗᶵᲔ࡜ࡋ࡚ࡢࡳ౑⏝ࡉࢀ࡚࠸ࡿᕤస⏝⮬ື㌴࡟㝈ࡾࡲࡍࠋ㸧

損害保険料率算出機構統計集

2016年度- 190 -

[傷害保険]㸲㸬ࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤 ୍ࡘࡢዎ⣙࡛ࠊᐙ᪘඲ဨࢆ⿕ಖ㝤⪅࡜ࡍࡿࡇ࡜ࡀ࡛ࡁࡲࡍࠋᑐ㇟࡜࡞ࡿയᐖࡸᨭᡶࢃࢀࡿಖ
㝤㔠ࡢ✀㢮ࡣࠊ஺㏻஦ᨾയᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ
㸳㸬ᅜෆ᪑⾜യᐖಖ㝤 ᅜෆ᪑⾜ࡢ┠ⓗࡢࡓࡵ࡟ᐙࢆฟⓎࡋ࡚࠿ࡽᖐᏯࡍࡿࡲ࡛ࡢ㛫࡟⿕ࡗࡓയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊṚஸಖ㝤㔠ࠊᚋ㑇㞀ᐖಖ㝤㔠ࠊධ㝔ಖ㝤㔠ࠊᡭ⾡ಖ㝤㔠࠾ࡼࡧ㏻㝔ಖ㝤㔠࡛ࡍࠋ
㸴㸬ᾏእ᪑⾜യᐖಖ㝤 ᾏእ᪑⾜ࡢ┠ⓗࡢࡓࡵ࡟ᐙࢆฟⓎࡋ࡚࠿ࡽᖐᏯࡍࡿࡲ࡛ࡢ㛫࡟⿕ࡗࡓയᐖࡸ⑌⑓ࡀᑐ㇟࡜࡞ࡾ
ࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊയᐖ࣭⑌⑓࡟ᑐࡍࡿṚஸಖ㝤㔠ࠊയᐖ࡟ᑐࡍࡿᚋ㑇㞀ᐖಖ㝤㔠ࠊയᐖ࣭⑌⑓࡟ᑐࡍࡿ἞⒪㈝⏝ಖ㝤㔠࠾ࡼࡧṚஸ࣭ධ㝔࣭⾜᪉୙᫂࡟࡞ࡗࡓࡶࡋࡃࡣ㐼㞴ࡋࡓሙྜࡢᩆ᥼⪅㈝⏝➼࡛ࡍࠋ- 191 -

損害保険料率算出機構統計集

2016年度[傷害保険]損害保険料率算出機構統計集

2016年度- 192 -

[傷害保険]ϩ㸬യᐖಖ㝤⤫ィᮏ⦅ࡣࠊ௨ୗࡢയᐖಖ㝤ࡢ✀㢮࡟ࡘ࠸࡚㞟ィࡋࡓࡶࡢ࡛ࡍ㸦✚❧ᆺࡢၟရࢆྵࡳࡲࡏࢇࠋ㸧ࠋ(1) ᬑ㏻യᐖಖ㝤     㸸᪥ᖖ⏕ά඲⯡࡟࠾࠸࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(2) ᐙ᪘യᐖಖ㝤     㸸᪥ᖖ⏕ά඲⯡࡟࠾࠸࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
࡛ࠊᐙ᪘඲ဨࡢയᐖࢆᑐ㇟࡜ࡍࡿࡶࡢ
(3) ஺㏻஦ᨾയᐖಖ㝤   㸸஺㏻஦ᨾ࡟ࡼࡗ࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(4) ࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤㸸஺㏻஦ᨾ࡟ࡼࡗ࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ࡛ࠊ
ᐙ᪘඲ဨࡢയᐖࢆᑐ㇟࡜ࡍࡿࡶࡢ
(5) ᅜෆ᪑⾜യᐖಖ㝤   㸸ᅜෆ᪑⾜୰࡟യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(6) ᾏእ᪑⾜യᐖಖ㝤   㸸ᾏእ᪑⾜୰࡟യᐖࢆ㈇ࡗࡓሙྜ➼࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ ᮏ⦅ࡢᨭᡶ࡟㛵ࡍࡿ⤫ィ⾲ࡢࠕධ㝔ࠖḍ࡟ࡣࠊධ㝔ಖ㝤㔠࡟㛵ࡍࡿᩘ್ࡢ࡯࠿ᡭ⾡ಖ㝤㔠࡟㛵ࡍࡿᩘ್ࡀྵࡲࢀࡲࡍࠋPERSONAL ACCIDENT INSURANCE STATISTICS
This section provides the statistics of personal accident insurance for the following types ofpolicies (not including savings-type products).
(1) Ordinary Personal Accident Insurance: providing coverage for the insured injured in an
accident occurring in his/her daily life.
(2) Family-Type Personal Accident Insurance: providing coverage for the insured and his/herfamily members injured in an accident occurring in their daily lives.
(3) Traffic Personal Accident Insurance: providing coverage for the insured injured in a traffic
accident.
(4) Family-Type Traffic Personal Accident Insurance: providing coverage for the insured andhis/her family members injured in a traffic accident.
(5) Domestic Travelers’ Personal Accident Insurance: providing coverage for the insured injured
during domestic travel.
(6) Overseas Travelers’ Personal Accident Insurance: providing coverage for the insured injured
during foreign travel.
In this section, "Hospitalization, Medical Expenses" columns in the "Claims" tables include thefigures for hospitalization and surgery.

- 193 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸯⾲ࠉയᐖಖ㝤⥲ᣓ⾲Table 1 Summary of Personal Accident Insurance᪂ࠉ ዎ ࠉ⣙㡰ᗎContracts

ᖺࠉᗘ

✀ࠉࠉࠉ┠

௳ࠉࠉᩘ

⿕ಖ㝤⪅ᩘ

Fiscal Year

Type of Insurance

No. of Policies

No. ofInsuredsᬑ㏻യᐖಖ㝤

Ordinary Personal Accident Insuranceᐙ᪘യᐖಖ㝤

Family-Type Personal Accident Insurance

஺㏻஦ᨾയᐖಖ㝤

Traffic Personal Accident Insurance㺪㺅㺮㺶㺎஺㏻യᐖಖ㝤Family-Type Traffic Personal Accident Insurance

ᅜෆ᪑⾜യᐖಖ㝤

Domestic Travelers' Personal Accident Insurance



ᾏእ᪑⾜യᐖಖ㝤Overseas Travelers' Personal Accident Insurance





ྜࠉࠉィ

Total



㸫

ᬑ㏻യᐖಖ㝤

Ordinary Personal Accident Insurance



ᐙ᪘യᐖಖ㝤

Family-Type Personal Accident Insurance

஺㏻஦ᨾയᐖಖ㝤

Traffic Personal Accident Insurance㺪㺅㺮㺶㺎஺㏻യᐖಖ㝤Family-Type Traffic Personal Accident Insurance

ᅜෆ᪑⾜യᐖಖ㝤

Domestic Travelers' Personal Accident Insurance



ᾏእ᪑⾜യᐖಖ㝤Overseas Travelers' Personal Accident Insurance





ྜࠉࠉィ

Total



㸫

ᬑ㏻യᐖಖ㝤

Ordinary Personal Accident Insurance



ᐙ᪘യᐖಖ㝤

Family-Type Personal Accident Insurance

஺㏻஦ᨾയᐖಖ㝤

Traffic Personal Accident Insurance㺪㺅㺮㺶㺎஺㏻യᐖಖ㝤Family-Type Traffic Personal Accident Insuranceᅜෆ᪑⾜യᐖಖ㝤

Domestic Travelers' Personal Accident Insurance



ᾏእ᪑⾜യᐖಖ㝤Overseas Travelers' Personal Accident Insurance





ྜࠉࠉィ

Total



㸫

ᬑ㏻യᐖಖ㝤

Ordinary Personal Accident Insurance



ᐙ᪘യᐖಖ㝤

Family-Type Personal Accident Insurance஺㏻஦ᨾയᐖಖ㝤

Traffic Personal Accident Insurance㺪㺅㺮㺶㺎஺㏻യᐖಖ㝤Family-Type Traffic Personal Accident Insurance

ᅜෆ᪑⾜യᐖಖ㝤

Domestic Travelers' Personal Accident Insurance

ᾏእ᪑⾜യᐖಖ㝤Overseas Travelers' Personal Accident Insurance





ྜࠉࠉィ

Total



㸫

ᬑ㏻യᐖಖ㝤

Ordinary Personal Accident Insurance



ᐙ᪘യᐖಖ㝤

Family-Type Personal Accident Insurance஺㏻஦ᨾയᐖಖ㝤

Traffic Personal Accident Insurance㺪㺅㺮㺶㺎஺㏻യᐖಖ㝤Family-Type Traffic Personal Accident Insurance

ᅜෆ᪑⾜യᐖಖ㝤

Domestic Travelers' Personal Accident Insurance



ᾏእ᪑⾜യᐖಖ㝤Overseas Travelers' Personal Accident Insurance





ྜࠉࠉィ

Total



㸫














ᖹᡂ


ᖹᡂ


ᖹᡂ


ᖹᡂ


ᖹᡂ


㸦ὀ㸧㹙ࠉ㹛ෆᩘ್ࡣᐙ᪘ᩘࢆ⾲ࡍࠋ

損害保険料率算出機構統計集

2016年度- 194 -






>
>>



>> @ @ @

>>



 @



 @ @ @

>>

 @ @

> @[傷害保険]ᨭࠉࠉࠉᡶClaimsಖࠉ㝤ࠉᩱ⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠Premiums Written

No. of Victims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen㡰ᗎ





























































































































































































Note. Figures in square brackets [ ] represent the number of families.

- 195 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸰⾲ࠉᬑ㏻യᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 2 Ordinary Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ௳ࠉࠉᩘ⫋✀⣭ู

No. ofPolicies

Occupation Class

Death and Permanent Disability

Hospitalization,⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen㸿⣭ Class A









㹀⣭ Class B













































 ຍ㔜ᖹᆒ㐺⏝ዎ⣙➼Contract to Which
Weighted Average Rateis AppliedᑠィࠉSubtotal ᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ
Not Covering Risks
during Working ࠉࠉྜࠉィTotal㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability⫋✀⣭ู
Occupation Class⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

Thousand Yen

Thousand Yen㸿⣭ Class A



㹀⣭ Class B



ຍ㔜ᖹᆒ㐺⏝ዎ⣙➼





















Contract to Which Weighted Average Rate is AppliedᑠィࠉSubtotalᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ
Not Covering Risks during WorkingྜࠉィTotal㸦ὀ㸧㸯㸬ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝ࠉࠉࠉ㸰㸬ࠕຍ㔜ᖹᆒ㐺⏝ዎ⣙➼ࠖ࡟ࡣࠊ⫋✀⣭ู༊ศࢆᣢࡓ࡞࠸ၟရ➼ࢆྵࡴࠋ

損害保険料率算出機構統計集

2016年度- 196 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

Medical Expenses᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱ

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
Written㡰ྜィಖ㝤ᩱ ᗎ
Total Premiums
Written

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen



































































ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィ

Hospitalization,
Medical Expenses

Non-Hospitalization,
Medical Expenses

Total⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen㡰ᗎ









































































Note 1. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupation class.

- 197 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸱⾲ࠉᬑ㏻യᐖಖ㝤ࠕᑵᴗ୰ࡢࡳࡢ༴㝤⿵ൾ๭ᘬࠖ㐺⏝᭷↓ู⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 3 Ordinary Personal Accident Insurance with/without "Discount for Covering Risks during㸦᪂ዎ⣙㸧Contracts㡰ᗎᑵᴗ୰ࡢࡳࡢ༴㝤Ṛஸ࣭ᚋ㑇㞀ᐖ

⫋✀⣭ู

⿵ൾ๭ᘬ

Death and Permanent Disability

Occupation

Discount for Covering Risks

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

Class

during Working Only

Policies

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds௳ࠉࠉᩘ

Hospitalization,

ⓒ୓෇

༓෇

Million Yen

Thousand Yen



㸿ࠉࠉ⣭

㐺⏝

Applied











Class A㐺⏝࡞ࡋ

Not Applied









ᑠィ
㐺⏝

Subtotal









㹀ࠉࠉ⣭Applied











Class B㐺⏝࡞ࡋ

Not Applied







ᑠィ
㐺⏝

Subtotal







ຍ㔜ᖹᆒ

Applied











㐺⏝ዎ⣙➼

㐺⏝࡞ࡋ

Not Applied











Contract toWhich
Weighted
Average Rateis Appliedᑠィ

Subtotal











ྜࠉࠉィ

㐺⏝

Applied











Total

㐺⏝࡞ࡋ

Not Applied







ᑠィ

Subtotal









㸦ᨭᡶ㸧Claims㡰ᗎᚋ㑇㞀ᐖ

Death

Permanent Disability⫋✀⣭ูᑵᴗ୰ࡢࡳࡢ༴㝤⿵ൾ๭ᘬOccupation

Discount for Covering Risks⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

Class

during Working Only

No. of Victims

Claims Paid

No. of Victims

Claims Paid



㸿ࠉࠉ⣭



Class A




㹀ࠉࠉ⣭



Class B




ຍ㔜ᖹᆒ



㐺⏝ዎ⣙➼



Contract toWhich
Weighted
Average Rateis Applied



ྜࠉࠉィ



Total



Ṛࠉࠉࠉࠉஸ

㐺⏝
㐺⏝࡞ࡋᑠィ

Applied༓෇༓෇Thousand Yen

Thousand Yen



Not Applied



Subtotal



㐺⏝
㐺⏝࡞ࡋᑠィ

Applied



Not Applied



Subtotal



㐺⏝

Applied



㐺⏝࡞ࡋᑠィ

Not Applied





Subtotal





㐺⏝
㐺⏝࡞ࡋᑠィ

Applied



Not Applied





Subtotal





㸦ὀ㸧㸯㸬ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝ࠉࠉࠉ㸰㸬ࠕຍ㔜ᖹᆒ㐺⏝ዎ⣙➼ࠖ࡟ࡣࠊ⫋✀⣭ู༊ศࢆᣢࡓ࡞࠸ၟရ➼ࢆྵࡴࠋ

損害保険料率算出機構統計集

2016年度- 198 -

[傷害保険]Working Only" Clause 㸺Fiscal 2016㸼ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expensesྜィಖ㝤ᩱ᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱTotal Premiums

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenWritten

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen㡰ᗎ













































































































































ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉィ

Hospitalization,

Non-Hospitalization,

Total

Medical Expenses

Medical Expenses㡰ᗎ⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid

No. of Victims

Claims Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen


































































































































Note 1. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupation class.

- 199 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸲⾲ࠉᐙ᪘യᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 4 Family-Type Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ⿕ಖ㝤⪅㸭ᮏேࡢ⫋✀⣭ู

Death and Permanent Disability௳ࠉࠉᩘInsured / Principal's Occupation

No. ofPolicies

Hospitalization,⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen



ᮏࠉࠉே

㸿ࠉ⣭ࠉClass A











Principal㹀ࠉ⣭ࠉClass B







ຍ㔜ᖹᆒ㐺⏝ዎ⣙➼





























Contract to Which
Weighted Average Rateis Appliedᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ



Not Covering Risks
during WorkingᑠࠉィࠉSubtotal㓄ࠉഅࠉ⪅ Spouse







ࡑࡢ௚ぶ᪘ Other Family Member 㹙 @

 㹙 @ྜࠉࠉࠉィ Total 㹙 @

 㹙 @㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability⿕ಖ㝤⪅㸭ᮏேࡢ⫋✀⣭ู
Insured / Principal's Occupation⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid㸿ࠉ⣭ࠉClass A

༓෇

༓෇

Thousand Yen

Thousand Yen



ᮏࠉࠉே



Principal㹀ࠉ⣭ࠉClass B





ຍ㔜ᖹᆒ㐺⏝ዎ⣙➼































Contract to Which Weighted Average Rate is Appliedᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ



Not Covering Risks during WorkingᑠࠉィࠉSubtotal㓄ࠉഅࠉ⪅ Spouse
Other Family Member



ࡑࡢ௚ぶ᪘



ྜࠉࠉࠉィ Total㸦ὀ㸧㸯ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝ࠉࠉࠉ㸰㸬ࠕຍ㔜ᖹᆒ㐺⏝ዎ⣙➼ࠖ࡟ࡣࠊ⫋✀⣭ู༊ศࢆᣢࡓ࡞࠸ၟရ➼ࢆྵࡴࠋࠉࠉ㸱㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
ࠉࠉࠉ㸲㹙ࠉ㹛ෆᩘ್ࡣᐙ᪘ᩘࢆ⾲ࡍࠋ

損害保険料率算出機構統計集

2016年度- 200 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expenses᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱ

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenTotal Premiums
Written

㡰
ᗎ

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen









































































 㹙 @







 㹙 @





ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィ

Hospitalization,
Medical Expenses

Non-Hospitalization,
Medical Expenses

Total⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

㡰
ᗎ





























































































Note 1. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. "Contract to Which Weighted Average Rate is Applied" includes products which do not adopt the occupation class.
3. Figures in round brackets ( ) are not included in “Total.”
4. Figures in square brackets [ ] represent the number of families.

- 201 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸳⾲ࠉ஺㏻஦ᨾയᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 5 Traffic Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧Contracts௳ࠉࠉᩘṚஸ࣭ᚋ㑇㞀ᐖධࠉࠉࠉࠉࠉ㝔

Death and Permanent Disability

Hospitalization, Medical Expenses

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠

Policies

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

Amounts
per Day



ⓒ୓෇

༓෇

༓෇

Million Yen

Thousand Yen

Thousand Yen







㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖධࠉࠉࠉࠉ㝔

Death

Permanent Disability

Hospitalization,
Medical Expenses⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

Claims Paid

No. ofVictims

Claims Paid

No. ofVictims

Claims Paid

損害保険料率算出機構統計集

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

2016年度- 202 -





[傷害保険]㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱPremiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenTotal Premiums
Written༓෇༓෇ ༓෇

Thousand Yen



㏻ࠉࠉࠉࠉ㝔

༓෇

Thousand Yen

Thousand Yen

Thousand Yen





ࠉࠉࠉࠉྜࠉࠉࠉࠉࠉࠉィ

Non-Hospitalization,
Medical Expenses

Total⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖ㝤㔠

No. ofVictims

Claims Paid

No. of Victims

Claims Paid

༓෇༓෇Thousand Yen

Thousand Yen



- 203 -



損害保険料率算出機構統計集

2016年度[傷害保険]➨㸴⾲ࠉࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 6 Family-Type Traffic Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ⿕ಖ㝤⪅௳ࠉࠉᩘ

InsuredNo. ofPolicies

Death and Permanent Disability

Hospitalization,⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen ᮏࠉࠉࠉே Principal







 㓄ࠉഅࠉ⪅ Spouse









ࡑࡢ௚ぶ᪘ Other Family Member ྜࠉࠉࠉィ Total

> @



>  @

> @



>  @㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

ධ

Death

Permanent Disability

HospiMedical⿕ಖ㝤⪅Insured⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘ

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims༓෇༓෇Thousand Yen

Thousand Yen ᮏࠉࠉࠉே Principal

 㓄ࠉഅࠉ⪅ Spouse

 ࡑࡢ௚ぶ᪘ Other Family Member



 ྜࠉࠉࠉィ Total㸦ὀ㸧㸯㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
ࠉࠉࠉ㸰㹙ࠉ㹛ෆᩘ್ࡣᐙ᪘ᩘࢆ⾲ࡍࠋ
Note 1. Figures in round brackets ( ) are not included in “Total.”
2. Figures in square brackets [ ] represent the number of families.

損害保険料率算出機構統計集

2016年度- 204 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expenses᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱ

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenTotal Premiums
Written

㡰
ᗎ

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen



























> @









> @





ࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィtalization,
Expenses

Non-Hospitalization,
Medical Expenses

Total

ಖ䚷㝤䚷㔠

⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠

ClaimsPaid

No. ofVictims

ClaimsPaid

No. of Victims

Claims Paid༓෇

Thousand Yen

㡰
ᗎ

༓෇

༓෇

Thousand Yen

Thousand Yen



























- 205 -

損害保険料率算出機構統計集

2016年度[傷害保険]➨㸵⾲ࠉᅜෆ᪑⾜യᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 7 Domestic Travelers' Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧Contracts௳ࠉࠉᩘṚஸ࣭ᚋ㑇㞀ᐖධࠉࠉࠉࠉࠉ㝔

Death and Permanent Disability

Hospitalization, Medical Expenses

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠

Policies

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

Amounts
per Day



ⓒ୓෇

༓෇

༓෇

Million Yen

Thousand Yen

Thousand Yen





㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖධࠉࠉࠉࠉ㝔

Death

Permanent Disability

Hospitalization,
Medical Expenses⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid

No. of Victims

Claims Paid



損害保険料率算出機構統計集

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

2016年度- 206 -





[傷害保険]㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱPremiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenTotal Premiums
Written༓෇༓෇ ༓෇

Thousand Yen



㏻ࠉࠉࠉࠉ㝔

༓෇

Thousand Yen

Thousand Yen

Thousand Yen





ࠉࠉࠉࠉྜࠉࠉࠉࠉࠉࠉィ

Non-Hospitalization,
Medical Expenses

Total⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖ㝤㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid



༓෇

༓෇

Thousand Yen

Thousand Yen

- 207 -



損害保険料率算出機構統計集

2016年度[傷害保険]➨㸶⾲ࠉᾏእ᪑⾜യᐖಖ㝤⤫ィ⾲㸦ᖹᡂ㸧ᖺᗘ!
Table 8 Overseas Travelers' Personal Accident Insurance 㸺Fiscal 2016㸼㸦᪂ዎ⣙㸧Contracts
㡰
ᗎ

⿵ࠉൾ

௳ࠉࠉᩘ

Coverage

No. of Policies










യᐖ࣭Ṛஸᚋ㑇㞀ᐖയ ᐖ ࣭ Ṛஸയᐖ࣭ᚋ㑇㞀ᐖ⑌ ⑓ ࣭ Ṛஸ
἞⒪࣭ᩆ᥼㈝⏝യᐖ࣭἞⒪㈝⏝⑌⑓࣭἞⒪㈝⏝ᩆ ᥼ ⪅ ㈝ ⏝Death and Permanent Disability by Bodily Injury
Death by Bodily Injury
Permanent Disability by Bodily Injury
Death by Sickness
Medical and Rescuer's Expenses
Medical Expenses for Bodily Injury
Medical Expenses for Sickness
Rescuer's Expenses









ྜ

Total



ィ㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉஸ
Death

⿵ࠉൾ

㡰
ᗎ

Coverage

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid༓෇
Thousand Yen










യᐖ࣭Ṛஸᚋ㑇㞀ᐖയ ᐖ ࣭ Ṛஸയᐖ࣭ᚋ㑇㞀ᐖ⑌ ⑓ ࣭ Ṛஸ
἞⒪࣭ᩆ᥼㈝⏝യᐖ࣭἞⒪㈝⏝⑌⑓࣭἞⒪㈝⏝ᩆ ᥼ ⪅ ㈝ ⏝Death and Permanent Disability by Bodily Injury
Death by Bodily Injury
Permanent Disability by Bodily Injury
Death by Sickness
Medical and Rescuer's Expenses
Medical Expenses for Bodily Injury
Medical Expenses for Sickness
Rescuer's Expenses



㸫

㸫
㸫
㸫
㸫



㸫
㸫
㸫
㸫
㸫



ྜ

Total





ィ㸦ὀ㸧㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
Note. Figures in round brackets ( ) are not included in “Total.”

損害保険料率算出機構統計集

2016年度- 208 -

[傷害保険]⿕ಖ㝤⪅ᩘಖࠉ㝤ࠉ㔠ࠉ㢠ಖࠉࠉ㝤ࠉࠉᩱ

No. of Insureds

Insured Amounts

Premiums Written

㡰
ᗎ

ⓒ୓෇

༓෇

Million Yen

Thousand Yen
















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


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ᚋ㑇㞀ᐖ

἞⒪㈝⏝➼ྜࠉࠉࠉࠉィ

Permanent Disability

Medical and Other Expenses

Total

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

༓෇

Thousand yen

Thousand yen

Thousand yen

㡰
ᗎ


㸫

㸫
㸫
㸫
㸫
㸫


㸫
㸫
㸫
㸫
㸫
㸫

㸫
㸫
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㸫

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

㸫
㸫
㸫
㸫





















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







- 209 -

損害保険料率算出機構統計集

2016年度[傷害保険]㸺ཧ⪃㸼ࠉയᐖಖ㝤ࠉ཰ᨭࡢ᥎⛣Reference:䚷Trend in the Income and Expenditure of Personal Accident Insuranceᖺࠉࠉᗘ཰ࠉධࠉಖࠉ㝤ࠉᩱᨭࠉᡶࠉಖࠉ㝤ࠉ㔠

Fiscal Year

Premiums Written

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen

ᖹᡂ






ᖹᡂ






ᖹᡂ




ᖹᡂ




ᖹᡂ






㸦ὀ㸧ᮏ⾲ࡣࠊയᐖಖ㝤㸦་⒪ಖ㝤➼ࢆྵࡴ㸧࡟ࡘ࠸࡚ࠊᅜෆᦆᐖಖ㝤ྛ♫ࡢỴ⟬ᩘ್࡟ᇶ࡙ࡃඖཷṇ࿡ಖ㝤ᩱࠉࠉ㸦✚❧ಖ㝤ᩱࢆ㝖ࡃ㸧࠾ࡼࡧඖཷṇ࿡ಖ㝤㔠ࢆ㞟ィࡋࡓࡶࡢ࡛࠶ࡿ㸦ฟ඾ࠕ࢖ࣥࢩࣗ࢔ࣛࣥࢫᦆᐖಖ㝤⤫ィྕࠖࠉࠉ㸦ಖ㝤◊✲ᡤⓎ⾜㸧㸧ࠋNote. This table shows direct net premiums (excluding savings premiums) and direct net claims for personal accident insurance䚷䚷䚷䚷䚷 (including medical insurance, etc) based on the financial statements of domestic general insurance companies.
䚷(Source: "Annual Special Issue The Statistics of Japanese Non-Life Insurance Business"䚷䚷䚷䚷䚷䚷䚷䚷䚷䚷䚷䚷 issued by the Insurance Reserch Institute Co., Ltd.)

損害保険料率算出機構統計集

2016年度- 210 -