2-2 Health insurance and other types of insurance
1 National Health Insurance

Japan has a National Health Insurance program to limit the individual cost of medical expenses. Allinternational students residing in Japan for one year or longer are required to enroll in the National
Health Insurance. If you have not yet enrolled, please complete the enrollment procedures detailed here
immediately. Please note that since April 2010, those applying for a change or extension of their statusof residence at the Immigration Bureau are required to show proof of their enrollment in the National
Health Insurance scheme by presenting a valid health insurance card.
Enrollment Procedures
To enroll in the National Health Insurance scheme, you must take documents showing the length ofyour status of residence (one year or longer) and your residence card to your local municipal office andcomplete the designated procedures. You will then be issued a National Health Insurance card.
If you did not pay any Japanese taxes in the fiscal year prior to your enrollment for the reason
that you did not reside in Japan, you will be asked to pay lower premiums and should complete thenecessary forms (“Gengaku Kan-i Shinsei) to receive this discount. If an application for the reduced
rate for non-taxpayers is not filed, the basic insurance premiums will be about ¥30,000. To complete
these procedures, you will need your student ID card and student registration certificate.
In addition, if your address, name, or head of household change due to reasons such as relocationor marriage, please notify the National Health Insurance section of your local municipal office within
14 days. To complete notification procedures, you must have your health insurance card and yourresidence card.

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Insurance Premiums
Insurance premiums vary slightly depending on the municipality of residence. Annual premiums for
those who have not paid Japanese taxes the previous year and who applied for the “Gengaku Kan-i
Shinsei” are around ¥10,000 and can be paid in monthly installments or in a lump-sum.
Medical Benefits
If you receive basic medical treatment for an illness, injury or dental treatment and are enrolled in theNational Health Insurance scheme, your municipality covers 70% of your medical expenses, leaving30% to be paid by yourself. Please note that certain specialized treatments may not be covered by thenational health insurance.
High Medical Expenses Coverage
If treatment costs borne by the insured member at a given medical institution exceed ¥35,400 in agiven month, the excess is in principle reimbursed by the municipality.
Lump-Sum Childbirth Benefit
When a National Health Insurance member or the spouse of a member gives birth, a lump sum
childbirth benefit is provided. In addition, low-income households can apply for other pregnancy andchildbirth-related subsidy programs. Please consult the National Health Insurance section at your local
municipal office.

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2 Private insurance

Personal Accident Insurance for Students Pursuing Education and Research / Liability
Insurance
This insurance plan covers injuries incurred during classes/research at the university, inextracurricular activities, or while commuting. The student education/research accident insurance
plan is referred to as gakken-sai in Japanese. Supplementary insurance coverage is also offered aspart of gakken-sai, including liability insurance for on-campus incidents. Enrollment procedures canbe completed together with entrance procedures for newly entering students, and on an ongoing basis
for students in the second year of study and higher. Reference documents and application forms areavailable at the Student Affairs Department (Student Support Division).
Personal Accident Insurance for Students (gakken-sai) and Liability Insurance
Insurance name

Personal Accident
Insurance for Students

Liability Insurance forStudents

Type of insurance

Insurance
premiums*

Only injuries incurred on campus, during
academic activities, or while commutingto/from the university¥1,000 (1 year)¥1,750 (2 years)¥2,600 (3 years)¥3,300 (4 years)

For damages caused on campus, during
academic activities, or while commuting
to/from the university¥340 (1 year)¥680 (2 years)¥1,020 (3 years)¥1,360 (4 years)

Note: The enrollment period is until the student’s earliest year of graduation (students who repeat ayear must re-enroll)

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2In recent years, a growing number of international students have faced hospitalization due toillness or injury, damage to personal property due to fire and water leaks, and compensation claims
by landlords. Such problems force the student to bear unanticipated expenses and create a distraction
from study. Therefore, the university highly recommends that all international students enroll in acomprehensive individual insurance scheme (inbound futai-gakuso). If you would like to enroll, please
consult with the International Students Section about the enrollment procedure.

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3 Hospitals and medical institutions near the university

In addition to the university health centers, a number of medical institutions are located near theuniversity.
List of medical institutions near Shinagawa Campus:
http://www.kaiyodai.ac.jp/Japanese/hoken/riyo-kikan_sinagawa.html
List of medical institutions near Etchujima Campus:
http://www.kaiyodai.ac.jp/Japanese/hoken/riyo-kikan_ecchu-jima.html
Table 2.4: Medical Information Telephone and Online Services
The following services may be able to help you find appropriate medical care.
● Tokyo Metropolitan Medical Information Center (Himawari)

Tel: 03-5285-8181  http://www.himawari.metro. tokyo.jp/qq/qq13tomnlt.asp
Information in English, Chinese, Korean, Thai, Spanish available daily between 9:00am and8:00pm
Emergency translation service (English, Chinese, Korean, Thai, Spanish): weekdays 5:00pm
to 8:00pm

Chapter● AMDA International Medical Information Center

Tel: 03-5285-8088  http://amda-imic.com/
English, Chinese, Korean, Spanish, Thai: weekdays 9:00am to 5:00pm
Portuguese: Mondays, Wednesdays and Fridays 9:00am to 5:00pm
Tagalog: Wednesdays 1:00pm to 5:00pm

2● Tokyo Fire Department Telephone Service

Tel: 042-521-2323  http://www.tfd.metro.tokyo.jp/
English available 24 hrs a day

保健管理センター（越中島）
Health Center in Etchujima Campus35