February 10, 2022

FIDEA Holdings Co. Ltd.
Financial Digest for the Third Quarter of FY2021
Stock exchange listing:
URL:
Representative:
Inquiries:
Quarterly statement filing date (as planned):
Devidend payable date (as planned):
Trading accounts:
Supplemental material of quarterly results:
Convening briefing of quartely results:

Tokyo 1st section (code : 8713)
http://www.fidea.co.jp/Yuichi Tao, President & CEO
Norio Miyashita, Vice President & CFO
February 10, 2022
－No
YesNo
(Amounts less than one million yen are rounded down)

1. Consolidated Financial Highlights (from April 1, 2021 to December 31, 2021)(1) Consolidated operating results
Ordinary income

3Q FY2021
3Q FY2020（Note）Comprehensive income(Percentages indicate year-on-year changes)
Ordinary profit
Profit attributable to owners ofparent
Millions of yen%
Millions of yen%
Millions of yen%
37,867
5.9
7,239
25.9
4,196
32.6
35,737
(1.5)
5,748
32.1
3,163
22.4
3Q FY2021: ¥6,316million[(38.0％)]; 3Q FY2020: ¥10,195million[41.5％]
Basic earnings per share

Diluted earnings per share
YenYen3Q FY2021229.77
169.53
3Q FY2020
171.22115.45（Note）We adopted the share consolidation of the shares of common stock on the basis of one post-consolidation share perten pre-consolidation shares effective as of October 1, 2021. The impact from the share consolidation is reflected in
the basic earnings per share and the diluted earnings per share.
(2) Consolidated financial position
Total assets
Net assets
Equity ratio
Millions of yen
Millions of yen
As of December 31, 2021
3,306,571
119,516
As of March 31, 2021
3,221,460
120,073（Reference）Capital assets as of December 31, 2021: ¥119,226million; March 31, 2021: ¥119,779million（Note）“Equity ratio” is calculated by dividing “(Total net assets at end of period – Non-controlling interests at end of period)”by “Total assets at end of period.” This ratio is not based on the public notification of the capital adequacy ratio.

%
3.6
3.7

2. Cash dividends
Annual dividends per share
2nd quarter-end
3rd quarter-end
Fiscal year-end
Yen
Yen
Yen
FY20203.00–
3.00
FY2021
3.75–
FY2021(projection)
37.50（Note）Revision of dividends projections from the latest announcement: No（Note）We adopted the share consolidation of the shares of common stock on the basis of one post-consolidation share perten pre-consolidation shares effective as of October 1, 2021. The impact from the share consolidation is reflected inthe projection of cash dividends per share of common stock.
1st quarter-end
Yen––Total
Yen
6.00
－

3. Forecast of consolidated financial results for Fiscal year 2021 (from April 1, 2021 to March 31, 2022)(Percentages indicate year-on-year changes)
Ordinary profit
Profit attributable to owners ofEarnings per shareparentMillions of yen%
Millions of yen%
Yen
7,000
1.5
3,700
11.6
200.83
FY2021（Note）Revision of earnings projections from the latest announcement : No4. Notes(1) Material changes in subsidiaries during this period(changes in specified subsidiaries resulting in the change in scope of consolidation):No(2) Application of special accounting methods for preparing quarterly consolidated financial statements:

No(3) Changes in accounting policies, accounting estimates and retrospective restatement
Changes in accounting policies based on revisions of accounting standard:
Changes in accounting policies other than ones based on rivisions of accounting standard:
Changes in accounting estimates:
Retrospective restatement:

YesNoNoNo(4) Number of issued and outstanding shares (common shares)
Total number of issued shares at the end of the period (including treasury sheres)
As of December 31, 2021
18,142,122 shares
As of March 31, 2021
18,142,122 shares
Number of treasury sheres at the end of the period
As of December 31, 2021
12,993 shares
As of March 31, 2021
3,172 shares
Average number of shares during the period (cumulative from the beginning of the fiscal year)
Nine months ended December 31, 2021
18,137,314 shares
Nine months ended December 31, 2020
18,139,031 shares（Note）We adopted the share consolidation of the shares of common stock on the basis of one post-consolidation share perten pre-consolidation shares effective as of October 1, 2021. The impact from the share consolidation is reflected in
the number of issued shares, tresury shares and the average number of shares.
「Cash dividends on class shares」
The following provides a breakdown of the dividends per share related to class shares with different relationshipof interest from the common shares.
Annual dividends per share
2nd quarter-end
3rd quarter-end
Fiscal year-end
Yen
Yen
Yen
FY20202.29–
2.29
FY2021
2.31–
FY2021(projection)
23.12（Note）We adopted the share consolidation of the shares of Class B preferred stock on the basis of one post-consolidation
share per ten pre-consolidation shares effective as of October 1, 2021. The impact from the share consolidation isreflected in the projection of cash dividends per share.
Class B preferred stock

1st quarter-end
Yen––※This Financial Digest for the Third Quarter of FY2021 is not subject to auditing by certified public accountants or an audit corporation.

TotalYen
4.58–

5. Consolidated financial statements(1) Consolidated balance sheets(Millions of yen)
科目
（Japanese）
AssetsCash and due from banks
Monetary claims bought
Trading securities
Money held in trust
Securities
Loans and bills discounted
Foreign exchanges
Lease receivables and investments in leases
Other assets
Tangible fixed assets
Intangible fixed assets
Retirement benefit asset
Deferred tax assets
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets
Liabilities
Deposits
Negotiable certificates of deposit
Cash collateral received for securities lent
Borrowed money
Foreign exchanges
Other liabilities
Provision for bonuses for directors (and other officers)
Retirement benefit liability
Provision for reimbursement of deposits
Provision for contingent loss
Deferred tax liabilities
Deferred tax liabilities for land revaluation
Acceptances and guarantees
Total liabilities
Net assets
Share capital
Capital surplus
Retained earningsTreasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Revaluation reserve for landRemeasurements of defined benefit plans
Total accumulated other comprehensive income
Non-controlling interests
Total net assets
Total liabilities and net assets

資産の部
現金預け金
買入金銭債権
商品有価証券
金銭の信託
有価証券
貸出金
外国為替
リース債権及びリース投資資産
その他資産
有形固定資産無形固定資産退職給付に係る資産
繰延税金資産支払承諾見返貸倒引当金
資産の部合計
負債の部
預金
譲渡性預金
債券貸借取引受入担保金
借用金
外国為替
その他負債
役員賞与引当金
退職給付に係る負債
睡眠預金払戻損失引当金
偶発損失引当金繰延税金負債
再評価に係る繰延税金負債
支払承諾
負債の部合計
純資産の部
資本金
資本剰余金
利益剰余金
自己株式
株主資本合計その他有価証券評価差額金
繰延ヘッジ損益
土地再評価差額金
退職給付に係る調整累計額
その他の包括利益累計額合計
非支配株主持分
純資産の部合計
負債及び純資産の部合計

－

1 －

As of
March 31,2021

As ofDecember 31,2021

612,3313,775
553
47,358729,245
1,731,224
1,604
4,249
56,55324,167
2,516
734
1,293
19,401(13,549)
3,221,460

692,702
4,269
569
51,630756,198
1,714,384
1,513
4,843
47,592
23,993
2,347
767
592
17,894(12,728)
3,306,571

2,593,356
57,15275,999323,700
16
26,55430
614
239
443
3,424
454
19,401
3,101,387

2,659,906
81,044
66,881
342,20077
12,460
－
730
98
509
4,835
416
17,894
3,187,055

18,00029,19753,564(6)
100,756
18,255
(387)
1,000
154
19,023
293
120,073
3,221,460

18,00023,55056,632(17)
98,165
20,265
(257)
914
138
21,061
289
119,516
3,306,571

(2) Consolidated statements of income and consolidated statements of comprehensive income
Consolidated statements of income(Millions of yen)
Nine months ended Nine months ended
科目（Japanese）
December 31, 2020 December 31, 2021
Ordinary income
35,73737,867
経常収益
Interest income
21,99822,313
資金運用収益Interest on loans and discounts
14,674
13,939（うち貸出金利息）Interest and dividends on securities
7,258
7,942
（うち有価証券利息配当金）
Fees and commissions
6,152
6,582
役務取引等収益
Other ordinary income
5,129
5,604
その他業務収益
Other income
2,456
3,366
その他経常収益
Ordinary expenses
29,98930,628
経常費用
Interest expenses
428
129
資金調達費用Interest on deposits
296110（うち預金利息）
Fees and commissions payments
2,684
2,590
役務取引等費用
Other ordinary expenses
4,629
6,369
その他業務費用
General and administrative expenses
19,993
19,116
営業経費
Other expenses
2,253
2,421
その他経常費用
Ordinary profit
5,748
7,239
経常利益
Extraordinary income735
特別利益Gain on disposal of non-current assets
682
固定資産処分益
Subsidy income
53
補助金収入
Extraordinary losses
1,020
616
特別損失
Loss on disposal of non-current assets
232229固定資産処分損
Impairment losses
782
383
減損損失
Loss on tax purpose reduction entry of non-current assets 固定資産圧縮損
53
Profit before income taxes
4,801
6,628
税金等調整前四半期純利益
Income taxes - current
1,269
1,312
法人税、住民税及び事業税
Income taxes - deferred
386
1,118
法人税等調整額
Total income taxes
1,656
2,431
法人税等合計Profit3,145
4,196
四半期純利益非支配株主に帰属する四半期
Profit (Loss) attributable to non-controlling interests(17)0
純利益又は非支配株主に帰属する四半期純損失（△）
親会社株主に帰属する四半期
Profit attributable to owners of parent
3,163
4,196
純利益

Consolidated statements of comprehensive income(Millions of yen)

ProfitOther comprehensive income
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans, net of tax
Comprehensive income(Breakdown)Comprehensive income attributable to owners of parent
Comprehensive income attributable to non-controllinginterests

Nine months ended Nine months ended
科目（Japanese）
December 31, 2020 December 31, 2021
四半期純利益
3,145
4,196
7,050
2,119
その他の包括利益
7,622
2,005
その他有価証券評価差額金
(569)
130
繰延ヘッジ損益(2)(16)
退職給付に係る調整額
10,195
6,316
四半期包括利益（内訳）
親会社株主に係る四半期包括
10,2086,320
利益
非支配株主に係る四半期包括(12)
(3)
利益

－

2 －