Bank Connectivity for Corporates- The New Frontier
10/18/2017 Sibos 2017 Toronto Open theatre 2 Presentation
 Presented by Mizuho Bank, Ltd. & NTT DATA Singapore Pte Ltd Hosted by NTT DATA Getronics Corporation© 2017 NTT DATA Getronics Corporation

Today’s Agenda
I.

Today’s speakers

II.

Bank connectivity for corporates – Business challenges[Mizuho Bank, Ltd]III. Bank connectivity - Enabler technology[NTT DATA Singapore Pte Ltd]- Internet banking vs H2H- Concept of H2H connection- Challenges in creating H2H systems© 2017 NTT DATA Getronics Corporation2Today’s speakers

Devashis Das

Atsushi (Andrew) Masuda

Joint General Manager &Head of Global Cash Product
Global Transaction Banking
Mizuho Bank, Ltd.
2017NTTNTTDATADATAGetronics
Corporation©©2017
Corporation

Head of FSI Business & Vertical
NTT DATA Singapore Pte Ltd

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Bank connectivity for corporates – Business challenges
Presented by: Devashis Das
Joint General Manager & Head of Global Cash Product
Global Transaction Banking
Mizuho Bank, Ltd.

Privateandconfidential
Privateandconfidential

4

Bank connectivity for corporates – Business challenges
Key corporate requirements

Key challenges for the bank

A. Standardized Industry Protocols(e.g. ISO 20022 XML for initiation, reporting and transaction status)
A. Integration challenges(e.g. from change in ERP or bank)

B. Single connectivity, sign-on and approval across channels(e.g. e-banking and host-to-host etc.)

C. Approval Workflow Channels

B. ERP versions and file formats(e.g. multiple versions across the client spectrum)(e.g. flexibility of approval workflow in ERP and/or “common” bank gateway

D. Integration
C. Costs(e.g. for new client interface or mapping)(e.g. Faster integration of new payment types and/or countries)

E. Bank-agnostic system(e.g. a common bank-agnostic payment file, common ERP interface)

D. ROI(especially lack of volume uptick)F. Single file Format(e.g. Multiple bank files from a common file format)

Note: This is not a comprehensive list. All the items may not be applicable for every organization.

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Bank connectivity – Enabler technology
Presented by: Atsushi (Andrew) Masuda
Head of FSI Business & Vertical
NTT DATA Singapore Pte Ltd©©2017
2017NTT
NTTDATADATAGetronics
Getronics CorporationCorporation

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Evolution of banking channels

H2H Banking
Internet Banking

FAX
Telephone
OTC
2017NTT
NTTDATADATAGetronics
Corporation©©2017
Corporation

7Internet banking vs H2HInternet Banking

H2H

Features of H2H

Pros
Target Customers

SMEs

Global Corporates

Service Type

On-Size-Fits-All/
Off-The-Shelf

Tailor-Made/
Bespoken

Manual Operation

Manual Operation
Required

STP

Range of Service

2017NTT
NTTDATADATAGetronics
Corporation©©2017
Corporation

Single Bank

Multi Bank

8 Fit to Customer
Needs
 Wider Coverage
TransactionCons More
Cost & Time

Concept of H2H connection
Keyword ofH2H

Benefits in H2H connection

Single Point of Contact(SPOC)– from User ’s perspectives

Straight Through Processing(STP)– from Technical perspectives

Corporate A

SPOC-1

Bank A Variety of operations(Remittance, Statement, FX etc.)
Web
SPOC-2
STP-1
ERP
Plug-in

Multichannels(SWIFT,VPN etc.)

H2H Engine

Corporate B

STP-2
SWIFT(SAA)

2017NTT
NTTDATADATAGetronics
Corporation©©2017CorporationVariety oftemplate,routing
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Multibranch
Multibank

Counterparty
User ABank A
SingaporeCounterparty
User B

Bank BCounterparty
User CChallenges in creating H2H systems
Challenges

Technical solutions

 Relate multi-input files with multi-output services
properly

SAP
ORACLE
SWIFT etc.

DomestictransmittanceInternationaltransmittanceFX etc.

 Manage multi-branch, multi-bank connection
 Minimize the time for joining new corporate
customers

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NTTDATADATAGetronics
Corporation©©2017
Corporation

 Data mapping with an
ETL tool by a Bank’soperator

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 AI routing logic
 Combination of above
solutions

Questions? We hope to see you at our stands. Thank you!

Mizuho Stand J25

OpenTheatre 2
NTT DATA Stand E54

Are you looking for…
- a business partner/servicer in Japan to enter the market?
- proven payment technology solutions?
Swing by to find out what we can offer you or schedule a 1:1
meeting with our team to discuss how we can work together.

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NTTDATADATAGetronics
Corporation©©2017Corporation

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SWIFT
Connectivity
BOJ-NET
Connectivity
Watchlist
Filtering

CLS
Settlement
Suspicious
Activity
Monitoring© 2017 NTT DATA Getronics Corporation