August 12, 2011
Sony Financial Holdings Inc.

Summary Information on Sony Bank’s Financial Results
for the Three Months Ended June 30, 2011
<Contents>(1) Consolidated Balance Sheets(2) Consolidated Statements of Income and Consolidated Statements ofComprehensive Income

P.2(3) Non-consolidated Balance Sheets

P.4(4) Non-consolidated Statements of Income

P.5(5) Supplementary Information

P.6

1. Balance of customer assets and number of accounts (Non-consolidated)

P.6

2. Deposits and loans (Non-consolidated)

P.6

3. Balance of time deposits by remaining period (Non-consolidated)

P.6

4. Balance of securities by ratings (Non-consolidated)

P.6

5. Risk-monitored Loans (Non-consolidated)

P.7

6. Non-consolidated Capital Adequacy Ratio (Domestic Criteria)

P.7

7. Consolidated Capital Adequacy Ratio (Domestic Criteria)

P.7

P.3

(1) Consolidated Balance Sheets(Millions of yen)
As ofJune 30, 2011

As ofMarch 31, 2011
Assets:Cash and due from banks

47,26548,995

Call loans and bills bought

10,00010,000

Monetary trusts

14,26014,260

Securities

935,121925,343

Loans

722,996748,758

Foreign exchanges

8,4328,606

Other assets

15,928

19,699Tangible fixed assets

787

780

Intangible fixed assets

3,197

3,065

Deferred tax assets

2,199

1,696

Customers’ liabilities for acceptances and guarantees

1,000

1,000

Allowance for loan losses(1,121)(1,431)

1,760,070

1,780,773

1,647,751

1,663,387

Call money and bills sold

10,00010,000Borrowed money

2,000

2,000

Foreign exchanges

1761

40,21344,279Reserve for employees' bonuses

464

168

Reserve for employees' retirement benefits

390

411

Reserve for directors' retirement benefits

7881Reserve under Specific Law

44Provision for point card certificates-77

Deferred tax liabilities

11

1,000

1,000

1,701,921

1,721,472

Common stock
Capital surplus

31,00021,00031,00021,000Retained earnings

7,464

8,032

Capital surplus

59,46460,032426

1,493

Net deferred losses on hedging instruments, net of taxes(1,742)(2,225)

Total accumulated other comprehensive income(1,315)(732)

Total Net Assets

58,14859,3001,760,070

1,780,773

Total Assets
Liabilities:
Deposits

Other liabilities

Acceptances and guarantees
Total Liabilities
Net Assets:

Net unrealized gains on other securities, net of taxes

Total Liabilities and Net Assets

2(2) Consolidated Statements of Income and Consolidated Statements ofComprehensive Incomei) Consolidated Statements of Income(Millions of yen)
For the three months
ended June 30, 2010

For the three months
ended June 30, 2011

Ordinary Revenues

7,752

7,445

Interest income

5,893

6,123

(Interest income on loans)

3,039

3,243

(Interest income and dividends on securities)

2,796

2,870

Fees and commissions

552563

Other operating income

1,297735(Gains on foreign exchange transactions)

1,034

405

723

Ordinary Expenses

7,117

6,428

Interest expenses

2,720

2,260

(Interest expenses on deposits)

Other ordinary income

2,194

1,783

Fees and commissions

478

495

Other operating expenses

466

159

3,274

3,442

176

70

Ordinary Profit

635

1,017

Extraordinary Losses
Loss on adjustment for changes of accounting standard
for asset retirement obligations
Income Before Income Taxes

11-11-

624

1,017

Income Taxes -current

209

383

Income Taxes -deferred

155

66

Total Income Taxes

365

449

Income Before Minority Interests

258

567

General and administrative expenses
Other ordinary expenses

Minority Interest-Net Income258567ii) Consolidated Statements of Comprehensive Income
For the three months
ended June 30, 2010

For the three months
ended June 30, 2011

Income Before Minority Interests

258

567

Other Comprehensive Income(1,114)583

Net unrealized losses on other securities, net of taxes

128

1,066

Net deferred losses on hedging instruments, net of taxes(1,243)(482)

Comprehensive Imcone

(855)

1,151

Comprehensive income attributable to parent company

(855)

1,151

Comprehensive income attributable to minority interests-3-(3) Non-consolidated Balance Sheets(Millions of yen)
As ofJune 30, 2010
(A)

As of
June 30, 2011
(B)

As of
March 31, 2011
(C)

Change(B-A)

Change(B-C)

Assets:Cash and due from banks

83,08948,047(35,041)

46,498Call loans

15,955

10,000(5,955)

10,000

Monetary claims purchased

1,841

Monetary trusts

10,02012,7402,720

12,740-

Securities

903,058

930,343

27,284940,121(9,778)Loans

600,918

748,321

147,402722,452

25,868Foreign exchanges

5,269

8,606

3,337

8,432173

Other assets

12,78919,684

6,894

15,8303,853

Tangible fixed assets

798

771

(26)

778

(6)

Intangible fixed assets

2,823

2,794

(28)

2,897

(102)

Deferred tax assets

1,698

1,696

(2)

2,199

(503)

-

1,000

1,000

1,000-(935)(1,431)(495)(1,121)(310)

1,637,326

1,782,574

145,248

1,761,830

20,744

Deposits

1,517,125

1,664,562

147,436

1,649,106

15,456

Call money

10,00010,000-10,000-Borrowed money

2,000

2,000-

2,000-

Foreign exchanges

2161

39

1744

49,41043,006(6,404)38,8294,176

Reserve for employees' bonuses

137

163

25437

(274)

Reserve for employees' retirement benefits

317

411

93

390

21

Reserve for directors' retirement benefits

65

81

1678

3

Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total Assets-(1,841)

1,548
-

-

Liabilities:

Other liabilities

Provision for point card certificates

-

77

77

Acceptances and guarantees

-

1,000

1,000

1,000

1,579,078

1,721,363

142,284

1,701,859

Common stock

31,00031,000Capital surplus
Retained earnings21,000
7,605

21,0009,942

Total shareholders' equity

59,605Net unrealized gains onother securities, net of taxes

Total Liabilities-

77
19,504

Net Assets:-

31,0002,337

21,0009,287

655

61,942

2,337

61,287

655

1,029

1,493

463

426

1,066

Net deferred losses on
hedging instruments, net of taxes(2,387)(2,225)162(1,742)(482)

Total valuation and translation adjustments(1,358)

(732)

626

(1,315)583

Total Net Assets

58,247

61,2102,963

59,971

1,239

1,637,326

1,782,574

145,248

1,761,830

20,744

Total Liabilities and Net Assets4--(4) Non-consolidated Statements of Income(Millions of yen)
For the three months ended
June 30, 2010
(A)

For the three months ended
June 30, 2011
(B)

Ordinary Revenues

7,742

7,441

(300)

29,521

Interest income

5,890

6,120

229

23,652(Interest income on loans)

3,037

3,240

202

12,431(Interest income and dividends on securities)

2,796

2,870

73

11,113

Fees and commissions

537

555

17

1,935

Other operating income

1,297

735

(561)

3,869

(Gains on foreign exchange transactions)

1,034405(629)

2,677

1529

1463

Ordinary Expenses

6,993

6,336(657)

26,144

Interest expenses

2,720

2,259(460)

10,445(Interest expenses on deposits)

2,194

1,783(410)

8,402

472

490

17

2,099

466

159(307)

480

3,165

3,356

191

12,603

Other ordinary income

Fees and commissions
Other operating expenses
General and administrative expenses
Other ordinary expenses

Change(B-A)(Reference)
For the year ended
March 31, 2011168

69(98)

515

Ordinary Profit

748

1,104356

3,377

Extraordinary Losses

10-(10)

1010-

(10)

10

Loss on adjustment for changes of accounting
standard for asset retirement obligations
Income Before Income Taxes

737

1,104367

3,366

Income Taxes -current

209

383

173

1,620

Income Taxes -deferred

155

66

(89)

(308)

Total Income Taxes

364

449

84

1,311

Net Income

372

655

283

2,054

5

(5) Supplementary Information
1. Balance of customer assets and number of accounts (Non-consolidated)
As of June 30, 2010

Customer assets
Number of accounts

As of June 30, 2011

1,613,052 millions of yen
809 thousand

1,772,218 millions of yen
869 thousand

Note: Customer assets are the sum of deposits and investment trusts.

2. Deposits and loans (Non-consolidated)
For the three months ended June 30, 2010

Deposits
Yen deposits
Ordinary deposits
Time deposits
Foreign currency deposits
Ordinary deposits
Time deposits
Loans
Mortgage loans
OthersBalanceat the end

Averagebalance

1,517,125
1,189,154
273,544915,596
327,971
143,458
184,512600,918
562,461
38,457

1,507,633
1,184,085
276,269
907,782
323,547
135,108
188,431592,394558,650
33,744

Yield

0.58
0.49
0.01
0.64
0.90
0.18
1.422.05
2.02
2.53(Millions of yen, %)For the three months ended June 30, 2011
Balanceat the end

AveragebalanceYield

1,664,562
1,299,499
332,328
967,165
365,063
164,689
200,373
748,321676,123
72,1981,653,225
1,291,783
318,231
973,521361,442
160,027
201,402734,700
666,020
68,680

0.43
0.29
0.01
0.38
0.93
0.17
1.53
1.76
1.78
1.61

Note: The average balance of foreign currency deposits during the term is calculated as the average during the period of the yen equivalentvalue of each day’s foreign currency deposit balance.

3. Balance of time deposits by remaining period (Non-consolidated)

Remaining periodLess than 3 months
3 months or more, less than 6 months
6 months or more, less than 1 year
1 year or more, less than 2 years
2 years or more, less than 3 years
3 years or more

Total

As of June 30, 2010
ForeignYen
Total
currency
285,888
122,743
408,631
31,389264,168
232,778
303,593
22,565326,158
24,411
21,206
3,205
9,042
4,595
13,63827,5821127,593
880,091
184,5121,064,603(Millions of yen)
As of June 30, 2011
ForeignYen
Total
currency
503,474
366,097
137,377
211,663
30,426
242,089
273,183
23,159296,342
23,882
17,940
5,941
9,852
3,459
13,31142,960942,969921,697
200,373
1,122,070

Note: The table above does not include thrift saving deposits.

4. Balance of securities by ratings (Non-consolidated)

Ratings
AAAAAABBB
Less than BBB
Unrated
Total

As of June 30, 2010
Balance Composition
561,906
62.2
172,61019.1
141,446
15.7
1.5
13,68013,4151.5
903,058
100.0(Millions of yen, %)As of June 30, 2011
BalanceComposition
483,205
51.9
237,493
25.5
177,136
19.0
19,023
2.1
13,484
1.5
930,343
100.0

Notes: 1. Credit rating classifications are based on the standardized approach for risk weighting applicable underthe bank capital requirements, commonly referred to as Basel II. The external credit ratings used inapplying the standardized approach to risk weighting for these purposes are the ratings assigned by thefollowing rating agencies: Moody's Investors Service, Inc., Standard & Poor's, Rating and Investment
Information, Inc., Japan Credit Rating Agency, Ltd. and Fitch Ratings Ltd.
2. The unrated item on the above table includes ￥8,484 million of investments in unrated investment trustsand ￥5,000 million of investments in shares of a subsidiary.

65. Risk-monitored Loans (Non-consolidated)(Millions of yen)
As of June 30, 2011
Amount
269
1,327
1,709
3,306

As of June 30, 2010
Amount
441
956
781
2,178

Category
Bankrupt loans
None-accrual delinquent loans
Past due loans (3 months or more)
Restructured loans
Total

6. Non-consolidated Capital Adequacy Ratio (Domestic Criteria)(Millions of yen, %)Capital Adequacy Ratio(%)

Tier I Ratio(%)

Total Capital

Tier I Capital

Total Required Capital

As of June 30, 2011

10.65

10.22

64,60061,942

24,243As of June 30, 2010

12.20

11.73

62,00059,605

20,316

As of March 31, 2011

10.84

10.41

63,871

61,28723,547

Notes: 1. The non-consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated in the FSA public ministerial announcement No.19 of 2006.
2. Total required capital = risk-weighted assets × 4%

7. Consolidated Capital Adequacy Ratio (Domestic Criteria)
Capital Adequacy Ratio(%)(Millions of yen, %)Tier I Ratio(%)

Total Capital

Tier I Capital

Total Required Capital

As of June 30, 2011

10.41

9.96

62,69060,032

24,088

As of June 30, 2010

12.00

11.53

60,53658,14020,163As of March 31, 2011

10.60

10.16

62,04859,464

23,398Notes: 1. The consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated in the FSA public ministerial announcement No.19 of 2006.
2. Total required capital = risk-weighted assets × 4%

7