Revision of HSBC Premier Account Terms and Conditions
12 April, 2011
HSBC Premier will revise the HSBC Premier Terms and Conditions, which form the basisof the transactions under the HSBC Premier Account. The revised HSBC Premier Termsand Conditions will be implemented with effect from 12 April, 2011.
For the full provisions of the affected Terms and Conditions, please refer to theComparative Table of HSBC Premier Terms and Conditions below.
For enquiries, please contact your Relationship Manager or our Call Centre (English 0120777-268, 24 hours/365 days). Thank you for banking with HSBC Premier.

Revision of HSBC Premier Account Terms and Conditions●Changes effective as of 12 April 2011 (Changed parts underlined)
ArticleCurrentNew

Section 3,Article4
Acceptance ofDeposits byRemittance and via
ATMParagraph 55.(Omitted)

5.[deleted]

Section 6,
Article 25,
Use of Foreign
Currency ATM
CardParagraph 2

2. The Customer may use the Foreign Currency
ATM Card in each of the following cases.
However, the Customer may not be able to use
the Foreign Currency ATM Card depending on
the type of ATM or otherwise.
(i) For making deposits into the DesignatedAccount using the Bank’s ATMs in Japan.
(ii) For making withdrawals from the DesignatedAccount using the ATMs outside of Japan,operated by the Bank or the overseas AffiliatedParty.
(iii) For any other transactions as prescribed bythe Bank.
In relation to Item (i), the deposits will be madeonly in Japanese Yen. In relation to Item (ii), thewithdrawals will be made only in the local
currency of the place of withdrawal. In relation toItem (iii), the transactions will be made only in thecurrency prescribed by the Bank.

2. The Customer may use the Foreign Currency
ATM Card in each of the following cases.
However, the Customer may not be able to use
the Foreign Currency ATM Card depending on
the type of ATM or otherwise.
(i) For making withdrawals from the DesignatedAccount using the ATMs outside of Japan,
operated by the Bank or the overseas AffiliatedParty.
(ii) For any other transactions as prescribed by
the Bank.
In relation to Item (i), the withdrawals will bemade only in the local currency of the place ofwithdrawal. In relation to Item (ii), the transactions
will be made only in the currency prescribed bythe Bank.

Section 6.
Article 26
Special Provisions
for Deposit toDesignatedAccount via ATM(Omitted)[deleted]Section 6.
Article 28
Special Provisions
for ForeignCurrency ATM
Card Usage Fees

1.（Omitted)

1.[deleted]

2. The Customer shall, in the case that theCustomer makes a withdrawal stipulated inArticle 27, pay the total amount (the “ForeignCurrency ATM Card Withdrawal Fees” andtogether with the Foreign Currency ATM Card
Deposit Fees, the “Foreign Currency ATM Card
Usage Fees”) equal to the amount of the feesprescribed by the Bank or such overseas
Affiliated Party for such place of withdrawal after
it has been converted into the DesignatedCurrency using the method separatelydetermined by the Bank (including the foreignexchange fees prescribed by the Bank) and thefees prescribed by the Bank.

2. The Customer shall, in the case that theCustomer makes a withdrawal stipulated in
Article 27, pay the total amount (the “ForeignCurrency ATM Card Withdrawal Fees”) equal tothe amount of the fees prescribed by the Bank orsuch overseas Affiliated Party for such place ofwithdrawal after it has been converted into theDesignated Currency using the methodseparately determined by the Bank (including theforeign exchange fees prescribed by the Bank)and the fees prescribed by the Bank.

3. The Bank will automatically debit the Foreign
Currency ATM Card Usage Fees from theDesignated Account at the time a deposit orwithdrawal is made to or from the DesignatedAccount, without a withdrawal slip. For theavoidance of doubt, any ATM usage fees
imposed by the Affiliated Party will be paid by theBank to the Affiliated Party.

3. The Bank will automatically debit the Foreign
Currency ATM Card Withdrawal Fees from theDesignated Account at the time a withdrawal ismade from the Designated Account, without awithdrawal slip. For the avoidance of doubt, any
ATM usage fees imposed by the Affiliated Party
will be paid by the Bank to the Affiliated Party.

T&Cchg-110412-E