AUTHORIZATION FOR PREAUTHORIZED MORTGAGE LOAN PAYMENT***A COPY OF THIS COMPLETED AND SIGNED FORM MUST BE GIVEN TO THE CUSTOMER***I authorize First Hawaiian Bank (“FHB”) to begin deductions through electronic funds transfers from my account at the financial
institution listed below for payment of my monthly mortgage loan payment. I also authorize the financial institution named below tocharge my designated account to pay my mortgage loan payment. I understand that my loan must be current in order to begin making
my monthly payment automatically. I further understand that in order for my automatic payments to continue, my loan must be current
at least 10 days before the next scheduled draft day.

-Mortgage Loan Account Number
Name (as shown on loan)

Daytime Phone Number

Name on Account (if different from above)

Daytime Phone Number

Account type(check box that applies)*For checking accounts: attach check marked “VOID” below or complete the information below:

Checking Account*

Name on Account (if different from above):

Savings AccountFinancial Institution Name:

Branch (if applicable):FHB Maximizer Account Bank Routing Number:
Credit Union Share Draft Account Number:
Checking AccountDay Requested for Charge:. (Select within 10 days of your due date. For example, if your due date is the 1st of themonth, you may select up to the 10th of the month as your charge date.) Beginning (month/year):.
If the requested day falls on the weekend or a holiday, the charge will be processed on the next business day.
Optional:
Request for additional monthly principal reduction.
Amount of monthly principal reduction $. (If principal reduction is requested, the amount indicated will be appliedas a separate transaction on your mortgage loan account.) If you wish to change the amount of the monthly principal reduction,please contact our Mortgage Service Center at P.O. Box 1959, Honolulu, HI 96805-1959. This amount will not change unless
you give us written notice.
I hereby authorize FHB at Mortgage Service Center P.O. Box 1959, Honolulu, HI 96805-1959, to charge my account at thefinancial institution listed above for my monthly mortgage loan payment. FHB will deduct the actual mortgage loan payment due
plus the dollar amount of the optional monthly principal reduction you request above. FHB will not process automatic payment
deductions if my financial institution does not offer electronic funds transfer services. I agree that this authorization will only
become effective after FHB has had sufficient time to process this request and will remain in effect until revoked by me or FHB.
To change or terminate this authorization, I agree to give FHB written notice at the address indicated above, at least ten (10)working days before my monthly payment is due. I also agree that FHB may terminate this authorization for any reason by
notifying me at least ten (10) working days before my monthly payment is due. If this authorization is terminated for any reason, Iagree to make further payments by other methods permitted by the loan agreement. FHB is not responsible for any failure by myfinancial institution to forward my monthly mortgage loan payment when due. I understand that I will still be responsible for anylate fees, charges or other consequences of late or non-payment, whether because of insufficient funds, my error or the error ofmy financial institution. I understand that the state law that will apply to this authorization and all transactions made under it willbe the law of the state where the property securing my loan is located. I acknowledge that the origination of ACH transactions tomy account must comply with the provisions of U.S. law. I also understand that my monthly payment may change due tovariances in taxes, insurance premiums, etc. If I have an ARM loan, I understand my monthly payment may change periodically
based on changes in the interest rate. I understand that by requesting an automatic payment I will not be receiving a coupon bookfor my monthly payment. Confirmation of my request for preauthorized payment will be sent to me. By signing below, I
acknowledge receipt of a copy of this Authorization Agreement, which I may retain for my records.

Authorized Signature
Printed Name

Date

Authorized Signature
Printed Name

*Attach voided check here
Check must show the financial institution’s name, routing number and complete account number

N-1275 (Rev. 3/15/2017) INTRANET

Date