CYBERSECURITY AND TECHNOLOGY COMMITTEE CHARTER
REINSURANCE GROUP OF AMERICA, INCORPORATED
I. Role of the Committee
The Cybersecurity and Technology Committee (the “Committee”) is comprised of members of the Board ofDirectors (“Board”) of Reinsurance Group of America, Incorporated (the “Company”) and liaises with management
to assist the Board in fulfilling the Board’s responsibility for oversight of (1) Technology Strategy (2) Technology
Service Delivery (3) Technology Governance.
II. Qualifications and Appointment of Committee Members
The Nominating and Governance Committee of the Board will review and evaluate the qualifications of directors toserve as members of the Committee. Upon the recommendation of the Nominating and Governance Committee, theBoard will appoint Committee members and a Chair of the Committee. Committee members serve at the pleasure ofthe Board and for such term(s) as the Board may determine.
The Committee shall have no fewer than three members and may include the Chief Executive Officer. The Board
shall appoint a Chair of the Committee.
III. Committee Duties and Responsibilities
The Committee’s general duties and responsibilities include the areas and items listed below, which are notexclusive and may be expanded at the discretion of the Committee. The Committee shall:a.

Review and discuss overarching technology strategy as it relates to corporate strategy (e.g., Emerging
Technology, Enterprise Architecture approaches, and Business Unit and Corporate Function Roadmaps).

b.

Oversee and monitor technology service delivery including operations and systems availability metrics(e.g., production metrics in support of system performance, incidents, and outages).

c.

Oversee and monitor technology governance including oversight of cybersecurity, data privacy, data useand ethics, technology related business continuity objectives and resiliency risks, including those posed bythird parties, and enterprise training and awareness initiatives.

d.

Review and discuss with management and, as appropriate, the Board and/or Board Committees, theCompany's (1) Technology Strategy (2) Technology Service Delivery (3) Technology Governance,including third party controls and IT-related independent assessments and audits.
Make regular reports to and advise the Board on the Committee’s duties, responsibilities and activities tosupport the Board in fulfilling the Board’s responsibility for oversight of (1) Technology Strategy (2)Technology Service Delivery (3) Technology Governance.

e.

Consistent with these functions, the Committee should encourage continuous improvement of, and foster adherence
to, the Company’s policies, procedures and practices relating to cybersecurity, data privacy, and technology related
business continuity. The Committee should also encourage open communication (1) Technology Strategy (2)Technology Service Delivery (3) Technology Governance among the Board and the Company’s (i) independent
auditor, (ii) management, and (iii) internal audit function.
IV. Authority
The Committee will have the resources and authority necessary to discharge its duties and responsibilities. TheCommittee has sole authority to retain and terminate experts or consultants, as it deems necessary to carry out its
duties. The Committee may form and delegate authority to subcommittees and may delegate authority to one ormore designated members of the Committee.

V. Meetings and Reports to the Board
The Committee will meet as frequently as it deems necessary or appropriate to carry out its duties andresponsibilities. The Committee will be governed by the same rules regarding meetings, action without meetings,
notice, waiver of notice, and quorum and voting requirements as are applicable to the Board. The Committee isauthorized and empowered to adopt its own rules of procedure consistent with (a) any provision hereof, (b) any
provision of the Bylaws of the Company, or (c) the laws of the state of Missouri.
The Committee shall report its activities to the Board when and with such recommendations as deemed appropriate
or required. The Committee may invite to its meetings any director, officer, advisor or such other persons as it
deems appropriate to discharge its responsibilities.
VI. Annual Evaluation
The Committee shall participate in the annual evaluation process conducted by the Board. The Committee shallperiodically review the adequacy of this charter and recommend to the Board any revisions the Committee deems
necessary or desirable.
VII. Amendment
The Board shall have the sole authority to amend this charter.
Approved: April 25, 2024

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