Website Terms of Use
This section contains the Terms of Use of this website. By accessing this website andany of its pages, you are agreeing to these Terms.
Use of Information and Materials
Products and services referred to in this website are offered only in countries where they
may be lawfully offered by a member of the HSBC Group. The materials on these pages
are not intended for use by persons located in, or resident in, countries that restrict thedistribution of such materials.
Non-provision of financial services or products
Neither The Hongkong and Shanghai Banking Corporation Limited (the "Bank") nor any
HSBC Group members offer any financial services or products through their use andoperation of this website, or gateway (the "Site"). Products or services on this Site do notconstitute an offer or recommendation of any products or services provided by any of theHSBC Group members. The information provided on this Site is not intended for
distribution to, or use by, any person in any jurisdiction where such distribution or use
would be contrary to law or regulation. This Site shall not be considered ascommunicating any invitation or inducement to engage in banking or investment activity
or any offer to buy or sell any securities or other instruments outside any jurisdiction
where the Bank is not licensed or authorised to perform such activities (hereinafter the"Authorised Countries").
Not all the products and services that you may be able to view via this Site may beavailable in all geographical locations served by HSBC Group members. You should
access only the Local Site(s) associated with your country of residence ("Your LocalSite"). If you own products that are not discussed on Your Local Site, information aboutsuch products may be accessible on this or another HSBC website. Products and services
discussed outside Your Local Site may not be available in your jurisdiction of residence
or in the Authorised Countries and may not be appropriate for you. It is the responsibilityof any persons accessing this Site and any information available through this Site to
inform himself or herself of and to observe fully the applicable laws and regulations of
any relevant jurisdiction. HSBC Group members may decline to provide you with products
and services solely based on your country of residence.

Products discussed on this Site may not have been registered or authorized by any
central bank, governmental or regulatory authority in the Authorised Countries or in thecountry of your residence. Accordingly, you may not have the benefit of protection fromthe securities laws, banking laws and other relevant laws and regulations of your countryof residence with respect to products or services referred to on or through this Site.
No representation is given that any securities, products, or services discussed in oraccessible through this Site are suitable for you or any particular person. Youacknowledge that your use of this Site and any requests for information you have madeas a result of visiting this Site have not been solicited by the Bank or any of its affiliates
and that the provision of any information through this Site shall not constitute or beconsidered investment or financial advice.
The information contained in these pages is not intended to provide professional advice.
Persons accessing these pages should obtain appropriate professional advice whennecessary.
Copyright and Trademarks
The Group and other parties own the trademarks, logos and service marks displayed onthis website. These may not be used without the written permission of the HSBC Groupor the party owning these.
Materials on this site are protected by copyright. No part of these materials may bemodified, reproduced, stored in a retrieval system, transmitted, copied, distributed orused in any other way for commercial or public purposes without HSBC's prior writtenconsent.
No Warranties
Whilst every care has been taken in preparing the information materials contained in thiswebsite, such information and materials are provided 'as is' without warranty of any kind,either express or implied. In particular, no warranty regarding non-infringement, security,accuracy, fitness for a purpose or freedom from computer viruses is given in connection
with such information and materials.
Linked Websites
HSBC is not responsible for the contents available on or the set-up of any other websites

linked to this site. Access to and use of such other websites is at the user's own risk andsubject to any terms and conditions applicable to such access/use. By providing
hyperlinks to other websites, HSBC shall not be deemed to endorse, recommend, approve,guarantee or introduce any third parties or the service/products they provide on theirwebsites, or have any form of cooperation with such third parties and websites. HSBC isnot a party to any contractual arrangements entered into between you and the providerof the external website unless otherwise expressly specified or agreed to by HSBC.
EmailEmail messages sent to HSBC over the Internet cannot be guaranteed to be completelysecure. HSBC is not responsible for any damages incurred by users if they send amessage to HSBC, or if HSBC sends a message to them at their request, over the Internet.
HSBC is not responsible in any way for direct, indirect, special or consequential damages
arising out of the use of this website.
Transmitting over the Internet
Due to the nature of the Internet transactions may be subject to interruption,transmission blackout, delayed transmission and incorrect data transmission. HSBC isnot liable for malfunctions in communications facilities not under its control that may
affect the accuracy or timeliness of messages and transactions you send.
Downloading
We do not represent or warrant that the Site will be available and meet your requirements,that access will not be interrupted, that there will be no delays, failures, errors oromissions or loss of transmitted information, that no viruses or other contaminating or
destructive properties will be transmitted or that no damage will occur to your computer
system. You have sole responsibility for adequate protection and back up of data and/orequipment and for undertaking reasonable and appropriate precautions to scan forcomputer viruses or other destructive properties. We make no representations or
warranties regarding the accuracy, functionality or performance of any third party
software that may be used in connection with the Site.
IMPORTANT: By accessing this web site and any of its pages you are agreeing to theterms set out above.