〜 Letʼs Talk About Money! 〜● Allowance
A childʼs allowance money plays an important role in teaching children the value ofmoney and how to use money wisely. While managing their own money, they learn
to systematically plan for purchases, or skip indulgences, and if you pay them anallowance as a reward for helping with household chores, they can also learn thesocial structure of “working to earn money.”
Creating opportunities for them to handle money in the course of daily life, forexample shopping, also naturally supports their studies in math and their Japaneselanguage acquisition.
For Japanese elementary students, many allowances take the form of either a ﬁxed
amount every month, or varied amounts as needed. Itʼs a good idea for parents andchildren to talk about childrenʼs allowances and establish family rules as a part ofordinary life.

For International Families

英語版
English Version

Before You Enter
Japanese Elementary School(Education Funding Edition)● Cram Schools and Lessons
In Japan, most elementary school students take lessons in things like swimming,
calligraphy, abacus, piano, or soccer, or they attend extracurricular study programs
like language schools or “cram schools” (juku). Many families also report thatextracurriculars like this cost more money as students get older.

gakudouhoiku● After-School Childcare Clubs （学童保育）
When both parents work, there are facilities where their children can be safe andfeel secure. The timeframe and costs vary by facility, but almost all of them do costmoney.
It's a good idea to check in advance what sorts of facilities are available in yourarea.

愛知教育大学外国人児童生徒支援リソースルーム〒448-8542 愛知県刈谷市井ヶ谷町広沢 1 TEL：0566-26-2219
e-mail：gendaigp@auecc.aichi-edu.ac.jp FAX：0566-26-2566
愛知教育大学リソースルーム

イラスト協力：古屋柚

森嶋純菜

山田優花

Savings
Savings Advice
Advice 〜For Your Childʼs Future〜
In Japan, most students continue their schooling after thecompulsory education period ends. It is quite expensive forstudents to continue their studies in a high school, university,or professional training college. You may be worried and ask
yourself, “What should I do?”Start by ﬁnding out how much your childʼs education may cost, and begin setting
aside money each month while your child is still in elementary school (which iscomparatively inexpensive). Even if itʼs not a lot of money, every little bit set aside
helps. Itʼs also a good idea to learn about the various diﬀerent systems in place andmake good use of them. Japanese people donʼt tend to talk about money in front ofeach other, but many are “kotsukotsu” (steadily) saving for their childrensʼ futures.
Start saving early to make your childʼs dreams come true!!
★Please also see the “Lifestyle Edition”,“Learning Edition”, and “Education System Edition”.

〜Compulsory
noott free〜〜Compulsory education
education isis nfree〜
We often say that “anyone can go to elementary and middle school for free inJapan,” but that doesnʼt mean that school life doesnʼt cost any money.

● Examples of Necessary Expenses
in Elementary SchoolThings to get before school begins
Itʼs expensive, but you
can use it for 6 years.
gym clothes, gym shoes
indoor slippers, red/white
reversible caps, etc.

“randoseru”(School backpack)

These things need to be
replaced as your child grows

Regular payments youʼll makeschool lunch fee, materials fee (asneeded)special reserve funds (theamount varies by what they arebeing used for at school year, suchas outdoor activities or ﬁeld trips),
etc.

These will be withdrawn
from your accountpainting kit, calligraphy set,recorder melodica, sewing kit
compass, swimsuit, etc.

Total Educational Expenses for 1 Year（※1）(public schools)

Examples of Necessary Expenses

Elementary School： about ¥320,000□ Uniforms and gym clothes
designated by the school□ A bike to ride to school□ Train or bus fare to/from school□ Items used during club activities□ Reserve funds for ﬁeld trips, etc.
□ High school tuition and textbooks□ Cost of studying for exams atcram school□ Entrance exam fees
(when advancing to high schoolor university)□ Enrollment fees
(when ﬁrst entering high school oruniversity)
etc.

BigMiddle School： about ¥490,000
High School： about ¥460,000（参照：平成30年度 子供の学習費調査 文部科学省)※1 Where educational expenses are deﬁned as the total of school
education costs, school meal costs, and extracurricular activities.

Donʼt fall into the trap of thinking“If itʼs so expensive, maybe my kiddoesnʼt need higher education...”In Japan, around 58% of students go on to university or junior college. Including
students those who choose professional training colleges, etc. Around 83% continue
their studies after high school. (※2)Very few enter the labor market ﬁrst and then（※2 参照：18歳人口及び高等教育機関への入学者・進学率等の推移 文部科学省）
return to continue their studies.
While it costs a lot of money for children to continue their studies, there are some
support systems in place.
syuugakuenjyoseido

And thatʼs not all...
These need to be replaced
after useThatʼs because the middle and high school
years cost more money!

就学援助制度

writing materials,notebooks, etc.

You buy them only when
the school asks you to.

As you can see, attending school costs money even in the early grades.
Still, for the sake of your childʼs future, we recommend you start saving up
money while theyʼre in elementary school!

就学援助制度▼syuugakuenjyoseido

Elementary and middle schools…就学援助制度

k o u t o u g a k k o u t o u s y u u g a k u s i e n k i n s e i d o syougakukyuufukinseidoHigh schools…高等学校等就学支援金制度、奨学給付金制度、
high school scholarships
Universities, professional training colleges, etc…various
scholarships and more

Although the above systems do exist,
we urge you to save money“kotsukotsu” for your childʼs future.
Start saving hereDonʼtspend
the money