For Immediate Release

FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2022
～ GRAND PRIX AWARDED TO The Hokkoku Bank, Ltd.
TOKYO,Mar.

10,2022-FINOLAB

Inc.

～andFINOVATORS - have inaugurated “Japan Financial
Innovation Award 2022（ JFIA2022 ）” and announced
Grand Prix and Category Excellence for the respective
category on Mar. 9 at “Future Frontier Fes by FINOLAB(4F).”
JFIA2022 is inaugurated in the Year 2020 to promote
innovative initiatives in financial area by adopting
information technology and to share best practices in the industry, and expects to further expand open
innovation beyond corporate groups and business sectors. JFIA2022 consists for 3 categories, including Startup,Financial Institution, and Collaboration. FINOLAB, the FinTech Center of Japan, administrated the evaluation
process by extracting about 500 innovative initiatives from press releases during the year 2021.

5 category

winners were selected by the group of professionals, FINOVATORS, based on the judgement on innovation,growth, and transformation and announced on Mar. 9. And after further evaluation, Grand Prix and Category
Excellence for each category was announced during the 4F.
JFIA 2022 Grand Prix and Category Excellence： https://jfia.tokyo/AwardCompanyRemarks

Initiative (Press Release)

In addition to their drastic decision toGrand Prix

The HOKKOKU Bank.

Japan’s first full-banking system in theadopt their core banking system on

public cloud started operation at Hokkoku

public cloud environment, they devoted

Bankthemselves to digitally transform theirhttps://www.hokkokubank.co.jp/english/news/pdf/20

business operation. And their overall

210506.pdf

approach was highly evaluated by thejudge panel.

FinancialInstitution
CategoryMUFG Bank, Ltd.

Excellence
Collaboration

SBI Sumishin Net Bank, Ltd.

Category

YAMADA HOLDINGS

Excellence

Co,.Ltd.

Introducing integrated wealth building

Their effort to overcome traditional

service "Money Canvas."group boundary for providing

https://www.bk.mufg.jp/news/news2021/pdf/news09

integrated asset management service

02_2.pdf

was the key reason for the award.

ThelaunchofYamada

NEOBANK,

The bank implementing BaaS (Banking

supporting "whole life."

as a Service) for the home electronics

https://www.netbk.co.jp/contents/company/press/20

mass retailer showed us the new model

21/corp_news_20210621.html

of collaboration.

* The Category Excellence for startup was “not applicable” this year.

JFIA 2022 Winners
CategoryCompanyStartup

Initiative (Some are Only in Japanese)
Siiibo, obtaining First-class financial instruments business operator license.

Siiibo Securities Co., Ltd.

-Unique platform to specialized in private placement bonds as a securities
firm.
https://prtimes.jp/main/html/rd/p/000000011.000045441.html

Moneytree KK.

Moneytree introducing financial data analytic tool "LINK Intelligence."https://getmoneytree.com/press-release-jp/202104-link-intelligence

Credit Engine to introduce online factoring system "CE Factoring." forCredit Engine, Inc.

financial Institutions and business firms.
https://creditengine.jp/news/2021/09/news-cefactoringhokan, Inc.

Kyash Inc.
FinancialInstitution

Hokan to automate renewal judgement of insurance contracts.
https://prtimes.jp/main/html/rd/p/000000063.000028337.html

Smart phone payment company Kyash to enter into wholesale fund transfer.
https://www.kyash.co/press-release/20211223

LaunchingSeven Bank, Ltd.

InternationalMoneyTransferService"Sendy"

Through

Smartphone App ～Started overseas remittance to Vietnam ~https://www.sevenbank.co.jp/corp/news/2021/pdf/2021032901_en.pdf

Japan’s first full-banking system in the public cloud started operation at
The Hokkoku Bank.

Hokkoku Bank
https://www.hokkokubank.co.jp/english/news/pdf/20210506.pdf

Mitsui Sumitomo InsuranceCo., Ltd.

MUFG Bank, Ltd.

Collaboration~ Speedy insurance payment for major disasters~
Introducing "digital search for flood disaster" using AI drone and chat bot.
https://www.ms-ins.com/news/fy2021/pdf/0712_1.pdf

Introducing integrated wealth building service "Money Canvas."
https://www.bk.mufg.jp/news/news2021/pdf/news0902_2.pdf

Sumitomo Mitsui Banking

Launching "SMBC digital safety box."

Corporation

https://www.smbc.co.jp/news/j602399_01.html

SBI Sumishin Net Bank, Ltd.

The launch of Yamada NEOBANK, supporting "whole life."

YAMADA HOLDINGS Co,.Ltd.

https://www.netbk.co.jp/contents/company/press/2021/corp_news_20210621.html

Global Mobility Service and APLUS expand new car loan throughout Japan
Global Mobility Service Inc.

-Utilizing FinTech to realize financial inclusion for foreigners who work

APLUS Co., Ltd.

diligentlyhttps://news.global-mobility-service.com/en/.assets/20210716_Aplus_en.pdf

Crezit Holdings, Inc.
ACOM CO., LTD.
Infcurion, Inc.

Creizit and ACOM partnering to introduce "Credit as a Service(CaaS)" and togenerate new business.
https://www.sompo-japan.co.jp/-/media/SJNK/files/news/2021/20210823_1.pdf?la=ja-JP

Infcurion Launches "Wallet Station" for "LaLaQ" partnered with Kiraboshi

Kiraboshi Tech, Inc.

Tech Inc.
https://assets.ctfassets.net/tb7n53plo58o/kJFxZU6jJ90jhwU2Pr9D9/7632ba298c840899ed76d315
4205d3bb/11242021_infcurion_WalletStation_for_LaLaQ.pdf（In order of announced Order）■About FINOLAB Inc.

■About FINOLAB Community

Address：Otemachi 1-6-1, Chiyoda-ku Tokyo

The Fintech Center of Tokyo, FINOLAB is a membership community

Representative：CEO, Chie Itoand an office space located in the heart of international financial

Founded：2019-07-11

district in Tokyo）to promote

Capital：JPY 300 Million

2016 by Mitsubishi Estate and Dentsu Group as the first FinTech

Business Domain ： Promoting FinTech initiatives of Members,Center in Japan. Consists of 47 Startup Members, 2 Associations

including startups and corporates, and expand FinTech ecosystemandin Japan.

https://finolab.tokyo/

23Corporate

FinTech ecosystem. Launched in Feb.

Members(AsofMar.

2022).

Web：https://finolab.co.jp/■About FINOVATORS, General Incorporated Association
Non-profit organization, with a group of pro-bono experts（Layer, Investor, Consultant, Analyst, Engineer, Entrepreneur, Banker, PublicSector Specialist, etc.）for supporting startups. Driving health innovation ecosystem in Japan by activities based on global and future vision,
not limited to any organization or business area. http://finovators.org/【Inquiry for this release】
FINOLAB Ince. (Att. Tachibana)
E-Mail：info@finolab.co.jp＃＃＃