For Immediate Release

FINAL RESULT ANNOUNCED FOR JAPAN FINANCIAL INNOVATION AWARD 2023
～ GRAND PRIX AWARDED TO Credit Saison Co.,Ltd. ～TOKYO,Mar.

10,2023

FINOVATORS - have

-FINOLAB

Inc.

andannounced Grand Prix andCategory Excellence for the respective category for“Japan Financial Innovation Award 2023（JFIA2023）” on
Mar. 10 at “Future Frontier Fes by FINOLAB (4F).”
JFIA was inaugurated in the Year 2020 to promote
innovative initiatives in financial area by adopting
information technology and to share best practices in theindustry, and expects to further expand open innovation beyond corporate groups and business sectors.
JFIA2023 consists for 3 categories, including Startup, Financial Institution, and Collaboration. FINOLAB, theFinTech Center of Japan, administrated the evaluation process by extracting more than 300 innovative initiatives
from press releases during the year 2022.

Several category winners were selected by the group ofprofessionals, FINOVATORS, based on the criteria of innovation, growth, and transformation and announced onFeb. 15. And after further evaluation, Grand Prix and Category Excellence for each category was announcedduring the 4F.
JFIA 2023 Grand Prix and Category Excellence： https://jfia.tokyo/AwardGrand PrixCompanyCredit Saison Co., Ltd.

Startup
Category

Initiative (Press Release)

Remarks

Started issuing "SAISON CARD Digital for becoz,"

The card program was highly evaluated forfirst credit card in Japan which can visualize CO2

its efforts to visualize CO2 emissions throughemissions based on payment data.

purchasing activities using the credit card in

https://corporate.saisoncard.co.jp/wr_html/news_data/

daily life and to raise users' awareness ofavmqks000000btxs-att/20220602_Release.pdf

environmental issues.

Launch of ”SimpleCheck,” which will automate
SimpleForm, Inc.

Excellence

corporate KYC process.

The automation of corporate checks,
required at the time of starting transactions,would lead to the efficiency andhttps://www.simpleform.co.jp/news/jRm1Hxy4

improvement of the back office.
We face various problems when insurance
FinTech startup IB and three insurance

users lose track of their policies or when

IB inc.

companies, including SBI, Zurich, and LIFENET,

family members do not even know theSBI Insurance Co., Ltd.

launched joint project for insurance policy

policyholder in the event of an inheritance.

Zurich Insurance Company Ltd

management platform.

Their collaboration in building and operating

LIFENET INSURANCE COMPANY

https://prtimes.jp/main/html/rd/p/000000018.000039

a policy management platform to solve these233.html

problems are expected to eliminate

Collaboration
Category
Excellence

insurance claims leakage.

JFIA 2023 Winners
Category

CompanyStartup

Initiative (Some are Only in Japanese)
Began forecasting market conditions and industry statistics in one year
horizon, based on text information of news, etc. - Automated forecasts are

xenodata lab., Inc.

provided for approximately 25,000 items, including the Nikkei Index, crude
oil prices, and automobile sales volume.
https://www.xenodata-lab.com/news/20220324

Zeroboard supports Sumitomo Mitsui Trust Bank to calculate GHG emissions
from their entrusted real estate - Visualization of GHG emissions at their
Zeroboard Inc.

property management operation to promote environmental awareness in realestate.
https://zeroboard.jp/3616l

SimpleForm, Inc.

Launch of ”SimpleCheck,” which will automate corporate KYC process.
https://www.simpleform.co.jp/news/jRm1Hxy4

Announcing “Smartpay Bank Direct,” a BNPL (Buy Now, Pay Later) service,
Smartpay K.K.

directly settled with 67 banks.
https://smartpay.co/en/news/netkeizai-smartpay-bank-direct/

Financial
Institution

Seven Payment Service, a subsidiary of Seven Bank, releases new service "Seven Bank,Ltd.

Collections through ATM " ~No Special Card Needed!~ Easy money collection
at Seven Bank ATMs using a smartphone app.
https://www.sevenbank.co.jp/corp/news/2022/pdf/2022042701.pdf

Started issuing "SAISON CARD Digital for becoz," first credit card in Japan
Credit Saison Co., Ltd.

which can visualize CO2 emissions based on payment data.
https://corporate.saisoncard.co.jp/wr_html/news_data/avmqks000000btxsatt/20220602_Release.pdf

MS&AD Insurance GroupHoldings, Inc.

Preventing traffic accidents by evaluating and identifying areas with highpotential risk, by launching "Accident Risk AI Assessment".
https://www.ms-ins.com/news/fy2022/pdf/1128_1.pdf

Collaboration

Sompo Japan Insurance and Kiva, which provides extended warranty
kiva corp"proteger" for e-commerce, have started a project on a new warranty scheme

Sompo Japan Insurance Inc.

- aiming for a safer, more secure, and easier extended warranty.
https://hi.helloproteger.com/news/sompo-alliance/

IB inc.

FinTech startup IB and three insurance companies, including SBI, Zurich,

SBI Insurance Co., Ltd.

and LIFENET, launched joint project for insurance policy management

Zurich Insurance Company Ltd

platform.

LIFENET INSURANCE COMPANY

https://prtimes.jp/main/html/rd/p/000000018.000039233.html

Infcurion, Inc.
LayerX Inc.

Infcurion provided “Xard” for “Bakuraku Business Card,”
issued by LayerX.
https://infcurion.com/news/news-20220726_001/

G-Bank Technologies OÜ

GIG-A, a multilingual mobile financial service, partners with UI Bank, a

GIG-A Co., Ltd.

member of the Tokyo Kiraboshi Financial Group.

UI Bank Co., Ltd.

https://www.uibank.co.jp/cms_source/data/news/2022/000217.html（In order of announced Order）■About FINOLAB Inc.

■About FINOLAB Community

Address：Otemachi 1-6-1, Chiyoda-ku Tokyo

The Fintech Center of Tokyo, FINOLAB is a membership community

Representative：CEO, Chie Itoand an office space located in the heart of international financial

Founded：2019-07-11

district in Tokyo）to promote

Capital：JPY 300 Million

2016 by Mitsubishi Estate and Dentsu Group as the first FinTech

Business Domain ： Promoting FinTech initiatives of Members,Center in Japan. Consists of 57 Startup Members, 4 Associations

including startups and corporates, and expand FinTech ecosystemandin Japan.

https://finolab.tokyo/

22Corporate

FinTech ecosystem. Launched in Feb.

Members(AsofMar.

2023).

Web：https://finolab.co.jp/■About FINOVATORS, General Incorporated Association
Non-profit organization, with a group of pro-bono experts（Layer, Investor, Consultant, Analyst, Engineer, Entrepreneur, Banker, Public
Sector Specialist, etc.）for supporting startups. Driving health innovation ecosystem in Japan by activities based on global and future vision,
not limited to any organization or business area. http://finovators.org/【Inquiry for this release】
FINOLAB Ince. (Att. Saito)
E-Mail：info@finolab.co.jp＃＃＃