Terms of Use for Club Online
Article 1 (Definitions of Terms)
1. “Club Online” (hereinafter called “the Service” ) means the member-only online
service provided by Sumitomo Mitsui Trust Club, Inc. (hereinafter called “TrustClub” ) such as account information view upon request from the member(hereinafter called “User” ).
2. In addition to this Terms of Use, Terms and Conditions for Diners Club Card /TRUST CLUB Card Membership, Terms and Conditions for Diners Club Corporate
Card / TRUST CLUB Corporate Card Membership and other rules set forth by TrustClub will apply to this Service.
Article 2 (Service)
1. Contents of the Service are disclosed by Trust Club to the User separately. TrustClub reserves a right to change the contents of the Service without prior notice.
2. The Service is available seven days a week, 24 hours a day. The Service may be
disrupted or suspended without prior notice due to system errors or during thesystem maintenance period.
3. Trust Club shall not be liable for any disadvantages that the User may incur as aresult of change of the Service contents and disruption or suspension of the Service.
Article 3 (User ID, password, etc.)
1.At time of initial access, the User is able to use the Service only if the User accepts
this Terms of Use and enters the credit card number, date of birth and other fields
designated by Trust Club. Thereafter, the User designates a user ID and password
required to access the Service for the second time onwards. The User mustdesignate a new user ID (which has not been used to receive services from TrustClub as well as other financial institutions).
2.Regarding authentication using IDs and passwords for this service, if there is adiscrepancy between the conditions stipulated in this provision and the conditions
stipulated in the terms of use of each service, unless otherwise specified, thecorresponding service will be subject to the corresponding measures. The terms ofuse of the other service etc. shall be applied in priority to this provision.
3. For the use of the Service for the second time onwards, Trust Club deems that
the Service is used by an authentic User only if the password entered by the Userand the password registered with Trust Club are matched. The User shall notdisclose the credit card number, user ID and password to the third party and be
responsible for putting those under strict control.
4. Additional authentication, Birthday, PIN (Personal Identification Number), isrequired for the use of menus specified in the Service by Trust Club in additional tothe current authentication step with the use of user ID and password as prescribedin this Article 3.
5. In the case that Trust Club deems the Service is used by the authentic User as aresult of the designated verification process, Trust Club shall not be liable for any
damages caused by the counterfeit, falsification, theft or unauthorized use of theuser ID, password, personal information for additional authentication or any otheraccident. If fraudulent use of the user ID, password, or personal information foradditional authentication is suspected, the User shall report it to Trust Club’s CallCenter immediately.
6.When changing the user ID and password, the User shall report the change by amethod prescribed by Trust Club. Trust Club may suspend the user’s ID andpassword without notice to the User at Trust Club's own discretion.
Article 4 (Email)Trust Club may send e-mails to the e-mail address registered with Trust Club by theUser for the purpose of giving notices and providing information. The User may
request Trust Club to stop the e-mail for information provision through the Serviceor by another method. However, if Trust Club judges it is important to notify theUser in relation to the use of the Service such as the change of this Terms of Use,
Trust Club may send e-mails notwithstanding the aforementioned request.
Article 5 (Disclaimer of Liability)
Trust Club shall not liable for any damages caused by the delay or shutdown of theServices due to the failure of communication devices / lines, the failure ofcommunication method such as disconnect the failure of public telephone lines,dedicated lines, computer virus and other related defects.
Article 6 (Discontinuation of the Service)
Trust Club may immediately discontinue providing the service without notice to theUser if;(1) there is any event that requires Trust Club to discontinue the service such as
violation of this Terms of Use;(2) the User caused the performance of the obligation to Trust Club delayed in fullor in part;(3) a false statement is found in the application for credit cardand the registrationof the Service;(4) the User withdrawn from the Membership; or(5) Trust Club recognizes the User is not qualified as a MemberArticle 7 (Change of Terms of Use)
Trust Club reserves the right to alter this Terms of Use as required without priornotice to or consent from the User.
Effective as of April, 2024
19LC-01932-202004