English Versionくかた

Hachinohe Living Guide（はちのへの暮らし方）
Citizen Collaboration Promotions Section
Hachinohe City

VOL. 1
こうざひらかたHow to Open a Bank Account（口座の開き方）
Bank AccountBusiness Hours

Bank： Monday-Friday 9:00－15:00
Post Office: Monday-Friday 9:00－16:00

Required Materials

ID Card (Resident Card, Passport, Japanese Driving License, etc.)
Verification for your current residence in Japan
Proof of your employment in Japan, if applicable
Cash (any amount over 1 yen)Your hanko/inkan (personal seal)

Steps1) Take a number from the machine near the counter and wait your turn.
2) When your number is called, go to the window where you are guided.
3) Tell the banker that you would like to open a bank account.
4) Fill out the necessary forms.
5) If you prefer, apply for a cash card. (Recommended)

Other

Persons who plan to stay in Japan for a period of six (6) months or less, and/or are
not employed in Japan may need to directly inquire a bank service counter about
whether it is possible to open a bank account.

Automatic Teller Machines（ATM）
Compared to bank service counters, ATMs are more convenient, easy to use, and the waiting time isshorter. Most ATMs are in Japanese, but some have English guidance.
As the open hours may differ according to banks, please check the times and the service charges inadvance. If you use an ATM after 6p.m. on weekdays or anytime during the weekend, you will becharged a small fee. It may be possible to use your cash card at ATMs of other banks, but service
charges may be incurred as well.
If you have further questions regarding how to use the ATM, please inquire at a bank service
counter.

Post Office BankingPost offices in Japan (recognizable by the red 〒 mark) also provide banking services.
You can withdraw and deposit money at post offices nationwide. Cash cards can be accessed fromany post office in Japan with no service charge. Post offices also have ATMs, which are open a little
longer than bank ATMs. On Saturdays, ATMs in Hachinohe post offices are open until 12:30p.m.

Useful Expressions for Opening a Bank AccountCustomer

I would like to open a bank account.
kouza wo hiraki tai no desuga

TellerWhat do you need the account for?
nani ni otsukai desuka

CustomerI need it to receive payrolls from my employer.
kyuryou no furikomi ni tsukai masu

TellerMay I see your ID, please?
mibun shoumeisho wo onegai shimasu

Customer

Here you are. （Show your Resident Card）
hai

Teller

Do you have your personal seal with you?
hanko/inkan wo omochi desuka

Customer

Here you are. （Present the personal seal）
hai

TellerPlease complete this form with necessary information.
kono youshi ni hitsuyou jikou wo okaki kudasai

TellerWould you also like to have an ATM card for your account?
Ka-do wa tsukuri masuka

CustomerYes.
haiTeller

In order to get a card, you need to register a personal ID code here.
annshou bangou wo onegai shimasu

Customer（Enter any four numbers of your choice in the application form）

ATM English Operation Key Guide
Transaction Selection Keys
お預け入れ （oazukeire） → Deposit
お振り替え （ofurikae） → Transfer
通帳記入 （tsuchokinyu） → Bankbook Update
お引き出し (ohikidashi) → Withdrawal
お振込み （ofurikomi） → Remittance (Payment)
残高照会 （zaidakashokai）→ Account Balance
残高証明後お引き出し （zandakashoukaigo-ohikidashi） → Withdrawal after Viewing Balance
Other Operation Keys
万 (man) → 10,000 yen notes
千 (sen) → 1,000 yen notes
確認 （kakunin） → Press this key to confirm
訂正 （teisei） → Press this key to make a correction
手続取消 （tetsuzuki torikeshi） → Press this to cancel the transaction

2023.5