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There were several potential solutions which are placed in the report, including doing a "stress test" of individual banks whose portfolios contain aconcentration in commercial real estate loans. Due to the sheer volume in quantity of these small to midsize banks, it might not be possible toreview these banks' records at this kind of detailed level. Another suggestion would be that the federal government could inject additional capital into the small banks, buying their toxic assets or guaranteeing loans. Based upon the fact that the government is considered by many taxpayers as
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