SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purpose Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 1 Deposit Interest Rate (THAI BAHT)
Effective from 4 August 2021
(Unit: Percentage per annum)Type of Deposit

1. Current Deposit Account
2. Savings Deposit Account
3. Time Deposit Account-Tenor less than 1 week
-Tenor 1 week to less than 3 months-Tenor 3 months to less than 6 months-Tenor 6 months to less than 12 months-Tenor 12 months to 24 months-Tenor more than 24 months

Individuals- No service -Type of Customers
NonProfit
Financial
Juristic
Institutions
Persons

Non-Resident

Juristic Persons

Government
Agencies

0.00
0.10

0.00
0.10

0.00
0.10

0.00
0.10

0.00
0.10

-----

0.10
0.10
0.10
0.10
0.20
---

0.10
0.10
0.10
0.10
0.20
---

0.10
0.10
0.10
0.10
0.20
---

0.10
0.10
0.10
0.10
0.20
---

0.10
0.100.10
0.10
0.20---------0.10
0.10
---

Remark: Conditions of interest payment as per Table 1 (2 Pages) are shown in Page 2 and 3 of the Annex of this Announcement

Funds andCooperatives

Individuals- No service -JuristicPersons

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purpose Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITEDAnnex Table 1 Deposit Interest Rate (THAI BAHT)
Effective from 4 August 2021
1. Definition of customer types•

Juristic Persons mean Business Entity, Institution, Foundation or Association, who have income subject to income tax payment, Juristic Person requesting lump sum tax
payment, Condominium Juristic Person, Non-bank Credit Card Company•

Government Agencies mean Thai Government (Government Offices, Municipality, Co-operative) and State-Enterprises (excluding state-enterprise in the form ofcompany•Non-profit Juristic Persons mean the organization with a non-profit objective such as Association, Club, Foundation, Temple, The Thai Red Cross Society, Public Hospital,
School, College and University, etc.

•Financial Institutions mean Finance Company, Securities Company, Finance and Securities Company, Credit Foncier, Asset Management Company, Mutual Fund, otherfinancial institutions and other funds except Private funds•

Funds mean Provident Fund, Government Pension Fund, Social Security Fund and other welfare funds•

Non-resident: Individuals mean (1) a foreigner who lives and works temporarily in Thailand (2) a Thai who is a permanent resident abroad (3) a foreign official/ staff/ expert/
other persons of embassy, foreign consulate, specialized agencies of the United Nations, international organization or institution, stationed in Thailand.
Non-resident: Juristic Persons mean (1) Office/ branch/ agent of Thai individuals or juristic persons located outside Thailand (2) Corporation, institution, company incorporated
abroad (3) Foreign government or organization of foreign government (4) Foreign embassy, foreign consulate, specialized agencies of the United Nations, internationalorganization or institution, stationed in Thailand.

•2. Conditions of interest payment for savings account•

The Bank will pay interest 2 times per annum, in June and December each year.

3. Conditions of interest payment for fixed deposit•

The Bank will pay interest upon maturity date only.

•Early withdrawal of fixed deposits:- The bank will not pay interest if the actual deposit period is less than 3 months.
- If the deposit is withdrawn after the first 3 months but before the maturity date, the Bank will pay interest equivalent to savings interest rate as periodically announced

by the bank.

4. Interest calculation method•

The interest is calculated on the basis of 365 days per year.

•The formula for interest calculation is as follows:
Interest received = Principal x Interest rate x Number of days
100 x 365

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purpose Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Annex Table 1 Deposit Interest Rate (THAI BAHT)
Effective from 4 August 2021
5. Other conditions:•The Bank may offer an interest rate for the savings account and fixed deposit higher than the rate announced by the Bank, but not exceeding 1.00% p.a.

•The Bank reserves the right to consider offering an interest rate for the savings account and fixed deposit higher than the rate announced by the Bank, exceeding 1.00%
p.a. Such a consideration shall be in line with the Bank’s approval authority.

•The Bank reserves the right to consider modifying the criteria, conditions, and special interest rate as appropriate, to be matched with each economic and financial businesssituation.

•All types of deposit in Thai Baht except non-resident Thai Baht deposit account are protected by the Deposit Protection Agency as per the Deposit Protection Agency ActB.E.2551, at the coverage amount specified by law.

•Principal and interest of a non-resident Thai Baht deposit account according to Exchange Control regulations of Bank of Thailand is not protected by Deposit ProtectionAgency as per the Deposit Protection Agency Act B.E.2551.

Remarks:•To comply with the Measures to prevent Thai Bath speculation of Bank of Thailand, the Bank shall not pay interest for a non-resident Thai Baht deposit account for bothcurrent and savings accounts. In addition, the Bank shall open Thai Baht fixed deposit for non-resident only for a term of 6 months and more.

•The above deposit interest rate is effective from the announcement date until further notice.

•For any query, please feel free to contact our Corporate Business Department

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/Effective from 4 August 2021
A. Service charges related to deposits

Service charges (please specify unit)
THB 600 / 6 Months

1. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Thai Baht)
2. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Foreign Currency)

RemarkUSD 30 or equivalent / 6 Months

B. Service charges related to loans

Service charges (please specify unit)
Personal Loan

B. (1) Service charges of consumer loan : actual and reasonable expenses

SecuredUnsecured(not underthe supervision)

HousingLoans 3/

1. Expenses paid to government agencies, such as
1) Stamp Duty2) Mortgage registration fee
2. Expenses paid to other persons or external entities, such as
Normal case1) Expenses for checking of credit information
2) Expenses for collateral inspection and valuation 2/
3) Insurance expenses
4) Payment expenses via other counters and channels (please specify details)Default case1) Cheque return expenses (in case of other commercial banks’ cheque)2) Insufficient fund expenses (in case of payment by debiting from the account of otherfinancial institutions)3) Debt collection expenses2/
3. Expenses that are operating costs of commercial banks
Normal case1) Expenses for collateral inspection and valuation 2/
2) Fees for a copy of statement requested (for the second copy onward)
Default case1) Debt collection expenses 2/- No service --------

RemarkSUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/Effective from 4 August 2021
B. (2) Service charges of commercial loan

Service charges (please specify unit)

1. Agency Fee, Arrangement Fee, Management Fee, Up-Front Fee, Facility Fee, OtherMaximum 5% of the credit line amount

2. Commitment Fee

Maximum 5% (per annum) of undrawn-down credit line

3. Prepayment Fee

2% of the credit line amount

4. Related expenses paid to government agencies, such as
1) Stamp Duty (for Loan Agreement)
2) Stamp Duty (for duplicate Loan Agreement)
3) Fee related to the registration of collateral under Business Collateral Act
3.1) Registration Fee
3.2) Amendment to increase amount that will be used as collateral3.3) Amendment on the Business Collateral Contract, except for the pledgedamount
3.4) Cancellation of Business Collateral Contract3.5) Issuance of an evidence for collateral registration

0.05% of the credit line amount (Maximum THB 10,000)
THB 50.10% of collateral amount with the maximum amount not exceeding
THB 1,000
0.10% of additional collateral amount with the maximum amount notexceeding THB 1,000
THB 200 per amendment
THB 200
THB 200 per evidence

3.6) Check/ Search the registration

THB 50 per time3.7) Transferring data from IT system

THB 800 per time3.8) Extracting record not over 200 letters

THB 0.30 per record3.9) Others

Subjected to government agencies4) Fee related to the registration of collateral involving securities
4.1) Securities (Stock) - Scripless4.1.1) Transferring right

THB 10 per transaction

4.1.2) Pledge

THB 20 per transaction

4.1.3) Withdraw the pledge
4.2) Securities (Stock or Bond) - Scrip form i.e. Transferring right/ Pledge/
Withdraw the pledge
4.3) Others
5. Related expenses paid to Bank, such as
1) Fee related to the registration of collateral involving securities
1.1) Securities (Stock or Bond) - Scrip form i.e. Transferring right/ Pledge/
Withdraw the pledgeRemark

No feeTHB 100 per evidence
Subjected to government agencies

THB 10 per evidence

Service charges may bechanged subjected to thegovernment agencies

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/
Effective from 4 August 2021
C. Other service charges

Service charges (please specify unit)

Other service charges please refer to the “Tariff Book”

RemarkPlease refer to the “Tariff Book”

D. Penalties related to housing loan 3/

Service charges (please specify unit)- No service -Remark

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purpose Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED

Table 4 Interest Rate on Foreign Currency Deposit (Percentage per Annum)
Effective from 4 August 2021
Type of Customers
CurrencyUSDJPY

Type of Deposits
1. Current Deposit Account
2. Saving Deposit Account
3. Time Deposit Account-Tenor less than 1 week
-Tenor 1 week to less than 3 months-Tenor 3 months to less than 6 months-Tenor 6 months to less than 12 months-Tenor 12 months to 24 months-Tenor more than 24 months
1. Current Deposit Account
2. Saving Deposit Account3. Time Deposit Account-Tenor less than 1 week
-Tenor 1 week to less than 3 months-Tenor 3 months to less than 6 months-Tenor 6 months to less than 12 months-Tenor 12 months to 24 months-Tenor more than 24 months

Resident
Individuals
Juristic Persons
No service
0.01- No service -0.01
0.01
0.01
0.01
0.01
--No service
0.00-------------

Remark: Conditions of interest payment as per Table 4 (1 Page) are shown in Page 2 of the Annex of this Announcement

Non-Resident
Individuals
Juristic Persons
No service
0.01- No service -0.01
0.01
0.01
0.01
0.01
--No service
0.00-------------SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purpose Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Annex Table 4 Interest Rate on Foreign Currency Deposit (Percentage per Annum)
Effective from 4 August 2021
1. Definition of customer types••••Resident: Individuals mean a Thai or a Foreigner who has a permit to stay permanently in Thailand
Resident: Juristic Persons mean (1) Corporation, institution or company incorporated in Thailand (2) Office/ branch/ agent of foreign individuals or juristic persons
incorporated in Thailand (3) State entity and state-enterprise of Thailand (4) Juristic persons incorporated under special law (5) Government Pension Fund, Social Security
Fund, Provident Fund, Mutual Fund (6) Securities company, insurance company, financial institution incorporated under special law
Non-resident: Individuals mean (1) a foreigner who lives and works temporarily in Thailand (2) a Thai who is a permanent resident abroad (3) a foreign official/ staff/ expert/
other persons of embassy, foreign consulate, specialized agencies of the United Nations, international organization or institution, stationed in Thailand.
Non-resident: Juristic Persons mean (1) Office/ branch/ agent of Thai individuals or juristic persons located outside Thailand (2) Corporation, institution or company
incorporated abroad (3) Foreign government or organization of foreign government (4) Foreign embassy, foreign consulate, specialized agencies of the United Nations,international organization or institution, stationed in Thailand.

2. Conditions of interest payment for savings account•

The Bank will make interest payment in June and December each year. The interest is calculated on daily basis from the ending balance of each day.

3. Conditions for fixed deposit
••
•
•
•

The Bank will pay interest upon maturity date.
No monthly interest payment and no interest payment if the deposits are withdrawn before the term of 3 months.
The withdrawal of fixed deposits before the term if it is more than 3 months, the Bank will make interest payment for the real term of deposit at the rate not exceeding theinterest rate of savings account on the deposit date.
For fixed deposits matured on a banking holiday, if customer withdraws on the next business day, the bank will include the holiday in the interest calculation.
On due date of fixed deposits, if the customer does not withdraw it, it can be assumed that the customer agrees to renew such fixed deposit at the same type and tenor. Theinterest rate will be determined on the new deposit date.

4. Interest calculation••

The interest rate is calculated on the basis of 360 days per year.
The formula for interest calculation is as follows:
Interest received = Principal x Interest rate x Number of days
100 x 360

5. Other conditions:•••

The principal and interest of foreign currency deposit are not protected by the Deposit Protection Agency as per the Deposit Protection Agency Act B.E.2551.
The bank may consider increasing the interest payable to customers on a case by case basis as deemed appropriate.
The Bank reserves the right to consider modifying the criteria, conditions, and special interest rate as appropriate, to be matched with each economic and financial businesssituation.

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 5 Fees related to Deposit and Withdrawal of Foreign Currency AccountEffective from 4 August 2021

Currency
SWIFT/Telex Transfer

USD%

Commission-in-lieu
Min.
Max.

1/8

THB 500

1/8%

Handling Fee 1/4 % (Minimum THB 200 / Maximum THB 500)

Withdrawal 1/8

THB 500

1/8%

Handling Fee THB 500

Fees

Draft
Foreign Cheque

DepositDeposit

Other fees

- No service -Withdrawal
Deposit- No service -Withdrawal

RemarkSWIFT/Telex Transfer

JPY

Draft
Foreign Cheque
Remark

Deposit

1/8

THB 500

1/8%

Handling Fee 1/4 % (Minimum THB 200 / Maximum THB 500)

Withdrawal 1/8

THB 500

1/8%

Handling Fee THB 500

DepositWithdrawal
DepositWithdrawal- No service -- No service -SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 6 Conditions and Fees related to Foreign Currency AccountEffective from 4 August 2021

Currency

Conditions and other fees

Current
DepositAccount

Initial deposit
Fee in case of below minimum balance
USD

Fee in case of dormant account

Average minimum balanceFee- No service -Dormant period
Fee

Returned Cheque/Draft fee

Saving Deposit AccountTime Deposit
Account

THB 500,000or equivalent

THB 500,000or equivalent

Not specify

Not specify

Not specify

Not specify≥ 1 Year

Not specify

30 USD / 6 Months

Not specify- No service -Remark :Initial deposit
Fee in case of below minimum balance

JPY

Fee in case of dormant account
Returned Cheque/Draft fee
Remark :Average minimum balance
FeeDormant period
Fee- No service -THB 500,000or equivalent

THB 500,000or equivalent

Not specify

Not specify

Not specify

Not specify≥ 1 Year

Not specify

30 USD or equivalent / 6 Months

Not specify- No service -