Announcement of Subsidiary’s Release

TOKYO, October 26, 2020 – Monex, Inc., a wholly owned subsidiary of Monex Group, Inc., issued
the following press release today.

Attachment: Summary of Monex, Inc. press release
Stock-lending service enhanced- Can now be used with margin trading accounts -Akiko Kato
Yuki Nakano, Minaka Aihara
Corporate Communications Office
Investor Relations, Financial Control Department
Monex Group, Inc.
Monex Group, Inc.
+81-3-4323-8698+81-3-4323-8698
This material is an English translation of a Japanese announcement made on the date above. Although the Company intended
to faithfully translate the Japanese document into English, the accuracy and correctness of this English translation is notguaranteed and thus you are encouraged to refer to the original Japanese document. This translation was made as a matter ofrecord only and does not constitute an offer to sell or to solicit an offer to buy securities in the U.S.
Contact:

Press Release
October 26, 2020

Monex, Inc.

Stock-lending service enhanced～Can now be used with margin trading accounts～

TOKYO, October 26, 2020 – Monex, Inc. (headquarters: Minato-ku, Tokyo; Representative Director
and President: Yuko Seimei; hereinafter, Monex) is pleased to announce that customers who havemargin trading accounts will now be able to utilize stock-lending services starting Friday, November
6, 2020 (scheduled). This allows customers with margin trading accounts to use margin tradingcollateral stocks to earn interest from stock-lending.
■BackgroundMonex was the first in the industry to begin offering stock-lending services in January 2003 and hassince continued to enhance its stock-lending services with such offerings as a service wherecustomers can automatically receive shareholder benefits and dividends, bonus interest stocks andothers. However, until now, customers with margin trading accounts were not able to use
stock-lending services. In response to numerous requests, Monex has enhanced its services to allow
the combined use of margin trading accounts with stock-lending services for greater customerconvenience.

■Overview
Customers with margin trading accounts will now be able to use their owned shares as substitutesecurities for margin trades and receive stock-lending interest rates. Substitute securities used forstock lending will be assessed in the same manner as if they were not being loaned out, thereby notaffecting maintenance rates. In addition, loaned shares can be sold easily without special procedures.
In conjunction with this enhancements, the following is a comparison of the stock lending services
for substitute securities of the major online securities companies (*1).

Monex
Substitute stocks
for stock-lending
service

Available

au Kabucom

SBI

MatsuiRakuten

Securities

Securities

Securities

Securities

PartiallyNo Service

Available*2

Available

Available

Available*1 As of October 26, 2020. Researched by Monex. Major online brokers include SBI Securities Co., Ltd., au KabucomSecurities Co., Ltd., Matsui Securities Co., Ltd., Rakuten Securities, Inc. and Monex, Inc.
*2 For services that use substitute securities, au Kabucom offers a service whereby it gives back a portion of the interest rate
to the customer when the substitute securities are loaned out to a financial or other institution.

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■Stock-lending services
With stock-lending services, customers lend their shares to Monex, and Monex in turn pays anappropriate stock-lending interest rate. By lending their shares to Monex, customers are able to earninterest income. While customers are usually granted an interest rate of 0.1% (annual rate), someshares are considered bonus interest stocks, which are eligible for higher interest rates (up to amaximum 10% (annual rate) (as of October 5, 2020)), and Monex is constantly working to add tothis list of bonus interest stocks. By making settings for the automatic receipt of dividends andshareholder benefits, stock lending is automatically suspended right before the vesting date so that
customers can receive shareholder benefits and dividends without any specific procedures. Monex isalso developing a service enhancement that will enable customers who own shares with continuous
holding requirements to automatically receive shareholder benefits as well. Currently, thesecustomers must specifically remove these shares from the stock-lending service to receive benefits.

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