June 2, 2022

Credit Saison Begins Issuance of SAISON CARD Digital for becoz, Japan’s First
Credit Card That Visualizes CO2 Emissions Based on Settlement Data

On Thursday, June 2, 2022, Credit Saison Co., Ltd. (Head Office: Toshima-ku, Tokyo;
Representative, Executive President and COO: Katsumi Mizuno; hereinafter “Credit Saison”)
began issuance of SAISON CARD Digital for becoz (hereinafter “becoz card”), Japan’s first1 credit
card that can visualize CO2 emissions based on settlement data. The card is made possible througha partnership with DATAFLUCT inc. (Head Office: Shibuya-ku, Tokyo; Representative, CEO:Hayato Kumemura; hereinafter “DATAFLUCT”), a company that uses data science to provide
solutions for companies and communities, to adopt technology from Doconomy AB (Head Office:Stockholm, Sweden; CEO: Mathias Wikström; hereinafter “Doconomy”) for the visualization of CO2emissions.
1 Credit Saison survey

becoz card is Japan’s first concept credit card based on the theme of using settlement data totackle climate change. becoz wallet, a service from DATAFLUCT that can visualize and offset
individuals’ CO2 emissions, incorporates a feature that can automatically link with credit-card
settlement data. Using this service, becoz card members can visualize their CO2 emissions basedon their daily credit-card transaction statements.
As public awareness grows about the importance of environmental preservation, carbon offsetting2
is attracting attention as an approach that individuals can adopt to grasp and reduce the amount of
CO2 they generate in their daily lives. By offering becoz card, Credit Saison is proposing a newcriterion for assessing environmental value in individuals’ daily living, thereby supporting
consumers who wish to live a carbon-neutral lifestyle.
2 Some CO2 emissions are unavoidable no matter how hard we try to reduce them. These CO 2 emissions canbe offset by investing in activities to reduce CO 2 by an amount equivalent to the CO 2 one generates.

■ Features of becoz card

becoz card automatically links credit-card settlement data to becoz wallet to visualize
CO2 emissions in consumers’ daily lives simply and intuitively.
Based on credit-card settlement data, becoz card can perform tasks such ascomparing the current month’s CO 2 emissions to the previous month’s. Consumers
can confirm the categories that account for a large proportion of their CO 2 emissions,view the difference between the previous and current month and view emissions foreach item in their itemized statement.
becoz card is issued as a digital card on a dedicated app. Plastic cards are not issued.
Learn more here.

Step-by-step procedure from issuance of digital card to visualization of CO 2 emissions

Artist’s conception of the CO 2 emissions confirmation screen in becoz wallet linked to becoz
card
Artist’s conception of the screen when becoz wallet is linked tobecoz card
Reference: Screen when nobecoz card is linked

The above image is for reference only.

■ What is becoz wallet?
becoz wallet from DATAFLUCT is a service for consumers who wish to make a difference for theenvironment. Discovering how much CO2 one generates in the course of daily life creates
opportunities for reassessing one’s lifestyle. Emissions the individual cannot eliminate can be offset
by selecting options from J-Credit, Japan’s scheme for certifying forest conservation, energy saving
and renewable energy.
The service calculates an individual’s CO2 emissions based on responses to a survey on theindividual’s purchasing, travel and other habits. becoz card members can link becoz wallet to their
credit-card settlement data, enabling more precise calculation of their CO2 emissions. This featureuses the Åland Index, a CO 2 emission-volume visualization technology developed byDoconomy and provided by DATAFLUCT. Moreover, by linking to becoz card, users can accessa service that performs tasks such as comparing CO 2 emissions in the current month with thoseof the previous month, leading users to a better understanding of CO 2 emissions and theirreduction.

Users complete a questionnaire on their travel and purchasing habits to visualize the CO2 emissions fromtheir daily lives. CO2 emissions that cannot be eliminated can be offset.

The above image is for reference only.

■ Product Overview
Name of card
SAISON CARD Digital for becoz

Digital card designs

Plastic cards can be issued to those who desire them. Interested persons canrequest plastic-card issuance by following the necessary procedure in the app.

IssuerAnnual fee
International brand
Valid period
Qualifications formembership
How to join

Credit Saison Co., Ltd.
NoneMastercard
6 years
Must be 18 years of age or over, not a high-school student and have asmartphone capable of receiving SMS messages.
Online registration
URL: https://csuc.jp/ejbby

Point program
Auxiliary services

Eikyufumetsu points 1 point is awarded for every ¥1,000 used.
■ Original features
Card settlement data are automatically linked with becoz wallet tovisualize the user’s CO2 emissions.
• Every month, the results as of the end of the billing month aredisplayed in the results screen.
■ Saison Card privileges
Saison preferred participating retail outlets (can be used at stores andfacilities throughout Japan)

Reference:■ December 17, 2021 news release:
Basic Agreement for Business Alliance Concluded with DATAFLUCT, Inc. for Cooperative
Development of Credit Card Business with Carbon Neutrality
https://corporate.saisoncard.co.jp/wr_html/news_data/avmqks000000bpqz -att/20211217_Release.pdf