MUFG Bank, Ltd.
Privacy NoticeThis privacy notice contains important information about the collection, use and disclosure of personal
information about individuals that MUFG Bank, Ltd. ABN 75 103 418 882 and NZBN 9429 03554 4883(‘MUFG’, ‘the Bank’, ‘we’ or ‘us’) deals with.
The Privacy Act 1988 (Cth) contains Australian Privacy Principles (APPs) which set out standards, rights andobligations in relation to the handling, holding, accessing and correction of personal information. In New
Zealand, these standards, rights and obligations are set out in the Information Privacy Principles (IPPs)
contained in the Privacy Act 2020 (collectively, ‘Privacy Acts’).
In accordance with APP 5 – ‘Notification of the collection of personal information’, we must take reasonable
steps, before or at the time we collect personal information, to notify you of certain matters or to ensure thatyou are aware of those matters. As required by IPP 3 – ‘Collection of information from subject’, we must takereasonable steps to ensure that you are aware of certain matters.
We are committed to ensuring your personal information is handled responsibly, in accordance with relevant
legislation, including the Privacy Acts.
1.

Purposes for which we may collect, use and disclose your personal information
Generally, we collect, use and disclose your personal information:
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to process applications or requests for our products or services, managing those products andservices, and other relationships and arrangements;
to respond to inquriries about our products and services, accounts or other arrangements;
to process transactions and execute your client business;to comply with our know-your-customer, anti-money laundering, anti-bribery and coruption, andsanctions obligations;to engage service providers, contractors, suppliers and other third parties;
to deal with complaints; andto meet our legal and regulatory requirements.

We may expressly be required to collect your personal information to comply with our obligations undervarious laws which apply to the Bank, including the Anti-Money Laundering and Counter-Terrorism
Financing Act 2006 (Australia) and the Anti-Money Laundering and Countering Financing of Terrorism
Act 2009 (New Zealand).
We may disclose your information to third parties outside of the Group, including to government orregulatory bodies (including but not limited to the Australian Securities and Investment Commission, theAustralian Tax Office, Australian Transaction Reports and Analysis Centre, New Zealand Inland Revenue
Department or the Reserve Bank of New Zealand), as required or authorised by law (in some instancesthese bodies may share it with relevant foreign authorities). Who we disclose your information to will
depend on the domicile of your account or facility with us.
2.

Consequences for you if your personal information is not provided to us
If you do not provide us with personal information we ask for or the information provided is incorrect orincomplete, consequences for you can include, as relevant, that we may not be able to assess andapprove any relevant application for products or services, or to provide or manage any relevant products
or services that you are (or if you are not the applicant, that the applicant is) seeking.

3.

Circumstances of collection of your personal information
Your personal information is collected by us directly or sometimes by agents or service providers who areengaged by us to do so.
We frequently collect your personal information directly from you. However, sometimes we may need tocollect personal information about you from third parties. For example, where we need information froma third party to assist us to process an application (such as to verify information you have provided or toassess your circumstances), or to assist us to locate or communicate with you, or if your information is1

provided by a customer as part of an application, or where personal information is received by us fromthird parties as a result of transactions undertaken by you or a customer with whom you have aconnection.
4.

Disclosures of your personal information
We may disclose your personal information for the purposes listed above or as otherwise permitted by
the Privacy Acts to third parties that include the following:▪ related entities, commercial partners (including parties with whom we have various types ofcommercial arrangements) and affiliates;▪ service providers (such as insurers, auditors, brokers, searching companies, information providers,advisers, agents, rating agencies and debt collectors) and other third parties;▪ Australian, New Zealand or other foreign law enforcement bodies, courts and government agencies;▪ third parties who you authorise to act on your behalf or that are otherwise connected with you (suchas customers, your accountant, or legal representatives);▪ other persons and entities as permitted under the Privacy Acts;▪ organisations that assist with our product planning, analytics, research and development; and▪ any other parties we deem necessary on a “need to know” basis.

5.

Overseas Disclosures
Being a global organisation, we may need to disclose some of your personal information withorganisations outside of Australia or New Zealand. It is likely that the countries in which such overseasorganisations will be located will include Japan, Singapore, the United States, Canada, Hong Kong, India
and the Philippines.
Some of those overseas organisations may be required to disclose information we share with them underforeign laws. In those countries, we will not be responsible for that disclosure.
To protect personal information, we enter into contracts with our service providers and other third parties
that require them to comply with applicable privacy laws, and certain MUFG policies and standards
relating to data protection and information security.
Generally, we use contracted service providers to help us provide products and services, delivertechnology, or other support for our business system.

6.

Our Privacy Policy
You can obtain a copy of the Bank’s Privacy Policies for Australia (link) and New Zealand (link) via ourwebsite. These Policies include further information regarding how you can access and/or seek correctionof the personal information we hold about you, how you can complain about a breach by us of the Privacy
Acts and how we will deal with such a complaint.

7.

Contacting us
If you wish to contact us about the privacy-related matters described above or find out more information
about our privacy practices, please use the contact details below:
Write to:
The Compliance Officer
MUFG Bank, Ltd.
Level 25 Gateway
1 Macquarie Place Sydney NSW 2000
Tel (02) 9296 1114
Or E-mail:OceaniaPrivacy@au.mufg.jp

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