August 10, 2016
Sony Financial Holdings Inc.

Summary Information on Sony Bank’s Financial Results
for the Three Months Ended June 30, 2016
<Contents>
1. Consolidated Balance Sheets
2. Consolidated Statements of Income and Consolidated Statements ofComprehensive Income

P.2
P.3

(1) Consolidated Statements of Income

P.3(2) Consolidated Statements of Comprehensive Income

P.3

3. Non-consolidated Balance Sheets

P.4

4. Non-consolidated Statements of Income

P.5

5. Supplementary Information

P.6(1) Deposits and loans (Non-consolidated)

P.6(2) Balance of time deposits by remaining period (Non-consolidated)

P.6(3) Balance of securities by ratings (Non-consolidated)

P.7(4) Risk-monitored Loans (Non-consolidated)

P.7(5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria)

P.8(6) Consolidated Capital Adequacy Ratio (Domestic Criteria)

P.8

11. Consolidated Balance Sheets(Millions of yen)
As ofMarch 31, 2016

As ofJune 30, 2016

Assets:Cash and due from banks

114,21375,815

Monetary claims bought

884

806

Monetary trusts

23,00023,000

Securities

618,942581,150

1,344,184

1,395,639

Foreign exchanges

1,139

2,268

Other assets

31,507

34,968

Tangible fixed assets

1,057

995

Intangible fixed assets

4,711

4,478

Deferred tax assets

1,681

1,529

Allowance for loan losses(1,035)(1,063)2,140,286

2,119,589

1,921,805

1,905,121

Borrowed money

60,00060,000Foreign exchanges

87

70

78,08476,243

714

252

1,103

1,122

Reserve for directors' retirement benefits

4145

Provision for reimbursement of deposits

58

61

2,061,895

2,042,916

Common stock

31,00031,000Capital surplus

21,00021,000Retained earnings

24,41923,010Total shareholders' equity

76,41975,010Net unrealized gains (losses) on other securities, net of taxes

3,331

3,108

Net deferred gains (losses) on hedging instruments, net of taxes(2,531)(2,643)Remeasurements of defined benefit plans, net of taxes

(157)

(153)

Total accumulated other comprehensive income

643

311

Non-controlling interests

1,329

1,351

Total Net Assets

78,391

76,6732,140,286

2,119,589

Loans

Total Assets
Liabilities:
Deposits

Other liabilities
Reserve for employees' bonuses
Net defined benefit liability

Total LiabilitiesNet Assets:

Total Liabilities and Net Assets

22. Consolidated Statements of Income and Consolidated Statements of Comprehensive Income(Millions of yen)

(1) Consolidated Statements of Income
For the three months
ended June 30, 2015

For the three months
ended June 30, 2016

Ordinary Revenues

9,358

9,234

Interest income

6,323

6,320

(Interest income on loans)

3,557

3,844

(Interest income and dividends on securities)

2,742

2,459

Fees and commissions

1,547

1,717

Other operating income

1,379

1,140

Other ordinary income

10756

Ordinary Expenses

7,494

8,462

Interest expenses2,347

2,177(Interest expenses on deposits)

1,243

1,238

Fees and commissions

905

1,197

Other operating expenses

080

4,174

4,925

66

82

1,864772

General and administrative expenses
Other ordinary expenses
Ordinary Profit
Extraordinary Losses

0-

Losses on disposal of fixed assets

0-

Income Before Income Taxes

1,864

772

Income Taxes-current

362

27

Income Taxes-deferred

256

221

Total Income Taxes

618

248

1,245

523

Profit Attributable to Non-controlling Interest

522

Profit Attributable to Owners of the Parent

1,239501

Profit(2) Consolidated Statements of Comprehensive Income(Millions of yen)
For the three months
ended June 30, 2015

Profit

For the three months
ended June 30, 2016

1,245

523

Net unrealized gains (losses) on other securities, net of taxes

(638)

(223)

Net deferred gains (losses) on hedging instruments, net of taxes

185

(112)

Foreign currency translation adjustments

0-Remeasurements of defined benefit plans, net of taxes

24

Total other comprehensive income

(450)

(331)

Comprehensive Income

795

192

788

169

622

Other Comprehensive Income(Details)
Comprehensive income attributable to ownwrs of the parent
Comprehensive income attributable to non-contorolling interests33. Non-consolidated Balance Sheets(Millions of yen)
As of June 30, 2015 As of June 30, 2016
(A)
(B)

Change(B-A)

As of March 31, 2016
(C)

4,190

110,669

Change(B-C)

Assets:Cash and due from banks

69,156

Call loans

6,000

Monetary claims bought

73,347-(6,000)(37,321)
--

806

806

884

(78)

Monetary trusts

23,57623,000(576)

23,000-

Securities

711,973583,201(128,772)

620,993(37,792)

1,226,020

1,395,639

169,618

1,344,184

51,455

682

2,268

1,585

1,139

1,129

15,75324,819

9,065

21,272

3,546

Tangible fixed assets

750

628(122)

667

(39)

Intangible fixed assets

2,848

3,086

237

3,253

(167)

Deferred tax assets

94

1,395

1,300

1,536

(141)

(1,186)(1,063)122(1,035)(27)

2,055,670

2,107,127

51,4572,126,564(19,437)

1,872,205

1,908,122

35,917

1,923,506(15,383)

Loans
Foreign exchanges
Other assets

Allowance for loan losses
Total Assets
Liabilities:
Deposits
Call money

6,000

Borrowed money

40,00060,00020,00060,000-Foreign exchanges

67

70

287(16)58,59862,212

3,614

64,088(1,875)Reserve for employees' bonuses

211

213

2645(431)

Reserve for employees' retirement benefits

678

750

71

731

18

Reserve for directors' retirement benefits

12

22

920

1

Provision for reimbursement of deposits

33

61

28

58

3

1,977,807

2,031,453

53,6462,049,136(17,683)

Common stock

31,00031,000-31,000-Capital surplus

21,00021,000-21,000-Retained earnings

21,967

23,2091,242

24,627(1,417)

Total shareholders' equity

73,96775,2091,242

76,627(1,417)Net unrealized gains (losses) on othersecurities, net of taxes

5,979

3,108

(2,871)

3,331

(223)

Net deferred gains (losses) on hedging
instruments, net of taxes(2,083)(2,643)(559)(2,531)(112)

Total valuation and translation adjustments

3,895

464

(3,431)

800

(336)

Total Net Assets

77,86275,674(2,188)77,428(1,753)

2,055,670

2,107,127

51,4572,126,564(19,437)

Other liabilities

Total Liabilities-(6,000)--

Net Assets:

Total Liabilities and Net Assets

44. Non-consolidated Statements of Income(Millions of yen)
For the three months
For the three months
ended June 30, 2015 (A) ended June 30, 2016 (B)Change(B-A)(Reference)
For the year ended
March 31, 2016

Ordinary Revenues

8,649

8,414(234)34,892

Interest income

6,323

6,320

(2)

25,482(Interest income on loans)

3,557

3,844

287

14,739(Interest income and dividends on securities)

2,742

2,459

(283)

10,671Fees and commissions

838

896

58

3,842

Other operating income

1,379

1,140(239)5,189Other ordinary income

10756(51)377

Ordinary Expenses

6,786

7,697

910

29,035Interest expenses

2,347

2,177

(170)

9,021

(Interest expenses on deposits)

1,243

1,238

(4)

4,829

830

1,084

253

3,692

80

80

181

3,542

4,273

730

15,99166

8115148

Ordinary Profit

1,862

717

(1,145)

5,857

Income Before Income Taxes

1,862

717

(1,145)

5,857

Income Taxes -current

362

11(350)

1,920

Income Taxes -deferred

248

213

(35)

24

Total Income Taxes

610

224(386)

1,944

1,251

492

(759)

3,912

Fees and commissions
Other operating expenses-General and administrative expenses
Other ordinary expenses

Net Income55. Supplementary Information(1) Deposits and loans (Non-consolidated)(Millions of yen, %)For the three months ended June 30, 2015

For the three months ended June 30, 2016

Balanceat the end

Averagebalance

Yield

Balanceat the end

AveragebalanceYield

1,872,205

1,878,879

0.26

1,908,122

1,913,700

0.25

1,558,904

1,559,235

0.14

1,580,642

1,583,380

0.14

558,196

514,0770.01

532,636

519,7640.00

1,000,694

1,045,111

0.21

1,047,836

1,063,382

0.22

Foreign currency deposits

313,300

319,643

0.83

327,480

330,319

0.79

Ordinary deposits

157,798

160,8900.15

174,666

175,034

0.17Time deposits

155,501

158,753

1.52

152,789

155,268

1.49

1,226,020

1,206,476

1.18

1,395,639

1,369,535

1.12

1,111,232

1,091,659

1.22

1,289,371

1,260,872

1.10

114,788

114,8170.75

106,267

108,663

1.36

Deposits
Yen deposits
Ordinary deposits
Time deposits

Loans
Mortgage loans
OthersNote:
The average balance of foreign currency deposits is calculated as the average of the yen equivalent value of each day’s foreign currency
deposit balance which is converted to Japanese yen using TTM.

(2) Balance of time deposits by remaining period (Non-consolidated)(Millions of yen)
As of June 30, 2015

As of June 30, 2016
Foreigncurrency

Remaining period

Yen

Foreigncurrency

TotalYen

Less than 3 months

340,66288,086

428,748

294,403

104,650

399,053

3 months or more, less than 6 months

79,29933,203

112,503261,898

25,905

287,804

6 months or more, less than 1 year

389,432

23,649413,082

320,982

17,212

338,195

1 year or more, less than 2 years

51,798

6,968

58,766

15,204

3,321

18,526

2 years or more, less than 3 years

7,504

3,392

10,897

6,646

1,692

8,338

3 years or more

66,056201

66,25778,965

6

78,972

Total

934,754

155,501

1,090,256

978,101

152,789

1,130,890

Note: The above table does not include thrift saving deposits.

6

Total

(3) Balance of securities by ratings (Non-consolidated)(Millions of yen, %)As of June 30, 2015
Ratings

As of June 30, 2016Composition

BalanceComposition

BalanceAAA

122,243

17.2

123,42821.2

AA273,219

38.4

158,21427.1

A

298,98342.0

278,367

47.7

BBB

9,966

1.4

17,4483.0

Unrated

7,561

1.0

5,741

1.0

Total

711,973100.0

583,201

100.0

Notes:
1. Credit rating classifications are based on the standardized approach for risk weighting applicable under the bank capitalrequirements, commonly referred to as Basel III. The external credit ratings used in applying the standardized approach to risk
weighting for these purposes are the ratings assigned by the following rating agencies: Moody's Investors Service, Inc.,
Standard & Poor's, Rating and Investment Information, Inc., Japan Credit Rating Agency, Ltd. and Fitch Ratings Ltd.
2. The unrated item on the above table includes ￥3,691 million of investments in unrated investment trusts and ￥2,050 millionof investments in shares of subsidiary.

(4) Risk-monitored Loans (Non-consolidated)(Millions of yen)

Category
Bankrupt loans
Non-accrual delinquent loans

As of June 30, 2015

As of June 30, 2016

AmountAmount

204

199

1,402

1,539--

Past due loans (3 months or more)
Restructured loans

1,502

1,347

Total

3,109

3,0867

(5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria)(Millions of yen, %）As of June 30, 2015

As of March 31, 2016

As of June 30, 2016

Capital Adequacy Ratio

10.56

9.90

9.90

Total Capital

92,19590,28090,869Total Capital Requirements

34,901

36,466

36,680Note:
The non-consolidated capital adequacy ratio (domestic criteria) is calculated based on the standard stipulated by Article 14-2 of theBanking Act, in accordance with FSA Notification No. 19 (2006).

(6) Consolidated Capital Adequacy Ratio (Domestic Criteria)(Millions of yen, %）As of June 30, 2015

As of March 31, 2016

As of June 30, 2016

Capital Adequacy Ratio

10.54

9.85

9.86

Total Capital

92,84190,65591,305

Total Capital Requirements

35,22736,80437,007Note:
The consolidated capital adequacy ratio (domestic criteria) is calculated based on the standard stipulated by Article 14-2 of theBanking Act, in accordance with FSA Notification No. 19 (2006).

8