SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 2 Interest Rates for Loans 1/
Effective from 4 August 2021

(Unit : Percentage per annum)
A. Reference Interest Rate
1. Term loans for corporate customers in good standing (Minimum Loan Rate)

MLR

6.000

2. Overdraft facilities for corporate customers in good standing (Minimum Overdraft Rate)

MOR

6.875

3. Retail customers in good standing (Minimum Retail Rate)

MRR---(Unit : Percentage per annum)
B. Maximum Interest Rate
Personal Loans
B. (1) Consumer Loans

Secured5. Maximum interest rate

Housing Loans 2/------------------------- No service -6. Maximum default interest rateB. (2) Commercial Loans

Unsecured(not under the supervision)

Overdraft (O/D)

Revolving Loan

7. Maximum interest rate

15.00

15.00

8. Maximum default interest rate

15.00

15.00

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/Effective from 4 August 2021
A. Service charges related to deposits

Service charges (please specify unit)
THB 600 / 6 Months

1. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Thai Baht)
2. Account Maintenance Fees, Dormant Fee for inactive 1 year and over (Foreign Currency)

RemarkUSD 30 or equivalent / 6 Months

B. Service charges related to loans

Service charges (please specify unit)
Personal Loan

B. (1) Service charges of consumer loan : actual and reasonable expenses

SecuredUnsecured(not underthe supervision)

Housing
Loans 3/

1. Expenses paid to government agencies, such as
1) Stamp Duty2) Mortgage registration fee
2. Expenses paid to other persons or external entities, such as
Normal case1) Expenses for checking of credit information
2) Expenses for collateral inspection and valuation 2/
3) Insurance expenses
4) Payment expenses via other counters and channels (please specify details)
Default case1) Cheque return expenses (in case of other commercial banks’ cheque)2) Insufficient fund expenses (in case of payment by debiting from the account of otherfinancial institutions)3) Debt collection expenses2/
3. Expenses that are operating costs of commercial banks
Normal case1) Expenses for collateral inspection and valuation 2/2) Fees for a copy of statement requested (for the second copy onward)
Default case1) Debt collection expenses 2/- No service --------Remark

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/
Effective from 4 August 2021
B. (2) Service charges of commercial loan

Service charges (please specify unit)

1. Agency Fee, Arrangement Fee, Management Fee, Up-Front Fee, Facility Fee, Other

Maximum 5% of the credit line amount

2. Commitment Fee

Maximum 5% (per annum) of undrawn-down credit line

3. Prepayment Fee

2% of the credit line amount

4. Related expenses paid to government agencies, such as
1) Stamp Duty (for Loan Agreement)
2) Stamp Duty (for duplicate Loan Agreement)
3) Fee related to the registration of collateral under Business Collateral Act
3.1) Registration Fee
3.2) Amendment to increase amount that will be used as collateral3.3) Amendment on the Business Collateral Contract, except for the pledgedamount
3.4) Cancellation of Business Collateral Contract3.5) Issuance of an evidence for collateral registration

0.05% of the credit line amount (Maximum THB 10,000)
THB 50.10% of collateral amount with the maximum amount not exceeding
THB 1,000
0.10% of additional collateral amount with the maximum amount notexceeding THB 1,000
THB 200 per amendment
THB 200
THB 200 per evidence

3.6) Check/ Search the registration

THB 50 per time3.7) Transferring data from IT system

THB 800 per time3.8) Extracting record not over 200 letters

THB 0.30 per record3.9) Others

Subjected to government agencies

4) Fee related to the registration of collateral involving securities
4.1) Securities (Stock) - Scripless4.1.1) Transferring right

THB 10 per transaction

4.1.2) Pledge

THB 20 per transaction

4.1.3) Withdraw the pledge
4.2) Securities (Stock or Bond) - Scrip form i.e. Transferring right/ Pledge/Withdraw the pledge
4.3) Others
5. Related expenses paid to Bank, such as1) Fee related to the registration of collateral involving securities
1.1) Securities (Stock or Bond) - Scrip form i.e. Transferring right/ Pledge/Withdraw the pledge

RemarkNo fee
THB 100 per evidence
Subjected to government agencies

THB 10 per evidence

Service charges may bechanged subjected to thegovernment agencies

SUMITOMO MITSUI TRUST BANK (THAI) PCL.
No. 98 Sathorn Square Office Tower 32nd Floor
North Sathorn Road, Silom, Bangrak, Bangkok, 10500
Tel: 0 2230 6100 Fax: 0 2230 6150 Registration No. 0107557000250(Translation for Reference Purposes Only)
SUMITOMO MITSUI TRUST BANK (THAI) PUBLIC COMPANY LIMITED
Table 3 Service Fees, Charges and Penalties Related on Deposit, Lending and Other Services Charges 1/
Effective from 4 August 2021
C. Other service charges

Service charges (please specify unit)

Other service charges please refer to the “Tariff Book”

RemarkPlease refer to the “Tariff Book”

D. Penalties related to housing loan 3/

Service charges (please specify unit)- No service -Remark